Home > American Fidelity Bank and Trust Company > Income and Expense
American Fidelity Bank and Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 8,680 |
| Total interest expense | $1,014,000 | 9,201 |
| Net interest income | $1,660,000 | 8,118 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $178,000 | 8,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $1,191,000 | 8,239 |
| Salaries and employee benefits | $562,000 | 8,629 |
| Premises and equipment expense | $186,000 | 7,481 |
| Additional noninterest expense | $443,000 | 7,765 |
| Pre-tax net operating income | $647,000 | 7,602 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $273,000 | 6,324 |
| Income before extraordinary items | $374,000 | 8,286 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $374,000 | 8,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,985 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $374,000 | 8,271 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 11,551 |
| Total interest expense | $371,000 | 11,732 |
| Net interest income | $714,000 | 11,329 |
| Provision for loan and lease losses | $33,000 | 6,965 |
| Total noninterest income | $72,000 | 11,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,653 |
| Total noninterest expense | $523,000 | 11,488 |
| Salaries and employee benefits | $261,000 | 11,565 |
| Premises and equipment expense | $71,000 | 10,948 |
| Additional noninterest expense | $191,000 | 11,259 |
| Pre-tax net operating income | $230,000 | 10,657 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $68,000 | 10,056 |
| Income before extraordinary items | $162,000 | 10,684 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $162,000 | 10,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,693 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $162,000 | 10,724 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,303,000 | 6,521 |
| Total interest expense | $1,606,000 | 6,861 |
| Net interest income | $2,697,000 | 6,171 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $283,000 | 7,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,306 |
| Total noninterest expense | $2,315,000 | 5,634 |
| Salaries and employee benefits | $1,158,000 | 5,397 |
| Premises and equipment expense | $390,000 | 4,813 |
| Additional noninterest expense | $767,000 | 6,126 |
| Pre-tax net operating income | $585,000 | 8,052 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $189,000 | 7,831 |
| Income before extraordinary items | $410,000 | 8,327 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $410,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $90,000 | 7,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $400,480 | 8,160 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,486,000 | 6,919 |
| Total interest expense | $2,042,000 | 7,024 |
| Net interest income | $2,444,000 | 6,702 |
| Provision for loan and lease losses | $139,000 | 6,334 |
| Total noninterest income | $280,000 | 8,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,490 |
| Total noninterest expense | $2,286,000 | 5,717 |
| Salaries and employee benefits | $1,149,000 | 5,378 |
| Premises and equipment expense | $405,000 | 4,746 |
| Additional noninterest expense | $732,000 | 6,533 |
| Pre-tax net operating income | $299,000 | 10,149 |
| Securities gains (losses) | $33,000 | 4,829 |
| Applicable income taxes | $111,000 | 9,628 |
| Income before extraordinary items | $221,000 | 10,307 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $221,000 | 10,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 5,790 |
| Cash dividends | $45,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $198,890 | 10,283 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.