Home > American Fidelity Bank > Income and Expense
American Fidelity Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,320,000 | 4,977 |
| Total interest expense | $3,215,000 | 4,461 |
| Net interest income | $3,105,000 | 5,355 |
| Provision for loan and lease losses | $219,000 | 2,855 |
| Total noninterest income | $476,000 | 5,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,278 |
| Total noninterest expense | $2,457,000 | 5,074 |
| Salaries and employee benefits | $1,312,000 | 4,820 |
| Premises and equipment expense | $348,000 | 5,044 |
| Additional noninterest expense | $797,000 | 5,268 |
| Pre-tax net operating income | $905,000 | 6,392 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $181,000 | 7,757 |
| Income before extraordinary items | $725,000 | 5,842 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $725,000 | 5,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,878 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $724,200 | 5,824 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,056,000 | 6,625 |
| Total interest expense | $1,714,000 | 6,297 |
| Net interest income | $2,342,000 | 6,774 |
| Provision for loan and lease losses | $152,000 | 3,572 |
| Total noninterest income | $372,000 | 6,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,901 |
| Total noninterest expense | $2,106,000 | 5,952 |
| Salaries and employee benefits | $1,109,000 | 5,605 |
| Premises and equipment expense | $330,000 | 5,310 |
| Additional noninterest expense | $667,000 | 6,560 |
| Pre-tax net operating income | $456,000 | 8,952 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $118,000 | 8,968 |
| Income before extraordinary items | $325,000 | 8,874 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $325,000 | 8,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $334,490 | 8,837 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 7,512 |
| Total interest expense | $1,348,000 | 7,714 |
| Net interest income | $2,171,000 | 7,252 |
| Provision for loan and lease losses | $97,000 | 5,852 |
| Total noninterest income | $325,000 | 7,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,719 |
| Total noninterest expense | $1,754,000 | 7,026 |
| Salaries and employee benefits | $871,000 | 6,893 |
| Premises and equipment expense | $275,000 | 6,263 |
| Additional noninterest expense | $608,000 | 7,259 |
| Pre-tax net operating income | $645,000 | 7,651 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $201,000 | 7,594 |
| Income before extraordinary items | $456,000 | 7,923 |
| Extraordinary gains, net | $-56,000 | 12,757 |
| Net income | $400,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $447,720 | 7,729 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 8,228 |
| Total interest expense | $1,498,000 | 8,513 |
| Net interest income | $1,971,000 | 7,834 |
| Provision for loan and lease losses | $210,000 | 5,090 |
| Total noninterest income | $261,000 | 8,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $1,417,000 | 8,220 |
| Salaries and employee benefits | $781,000 | 7,388 |
| Premises and equipment expense | $200,000 | 7,833 |
| Additional noninterest expense | $436,000 | 9,132 |
| Pre-tax net operating income | $605,000 | 7,677 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $199,000 | 7,581 |
| Income before extraordinary items | $413,000 | 8,078 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $413,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 4,614 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $408,310 | 7,778 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.