Home > American Federal Savings and Loan Association of Sullivan > Income and Expense

American Federal Savings and Loan Association of Sullivan, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$1,368,000	10,296
Total interest expense	$757,000	9,784
Net interest income	$611,000	10,631
Provision for loan and lease losses	$0	9,041
Total noninterest income	$32,000	11,112
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$32,000	9,747
Total noninterest expense	$486,000	10,642
Salaries and employee benefits	$246,000	10,737
Premises and equipment expense	$51,000	10,608
Additional noninterest expense	$189,000	10,064
Pre-tax net operating income	$157,000	10,038
Securities gains (losses)	$0	4,148
Applicable income taxes	$56,000	9,587
Income before extraordinary items	$101,000	10,209
Extraordinary gains, net	$0	53
Net income	$101,000	10,208
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$45,000	7,628
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$101,000	10,160
1995-12-31 (YTD Data)		Rank
Total interest income	$1,368,000	10,736
Total interest expense	$717,000	10,244
Net interest income	$651,000	10,971
Provision for loan and lease losses	$0	8,958
Total noninterest income	$32,000	11,623
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$32,000	10,138
Total noninterest expense	$472,000	11,141
Salaries and employee benefits	$283,000	10,893
Premises and equipment expense	$57,000	10,880
Additional noninterest expense	$132,000	11,291
Pre-tax net operating income	$211,000	10,394
Securities gains (losses)	$0	3,831
Applicable income taxes	$80,000	9,585
Income before extraordinary items	$131,000	10,651
Extraordinary gains, net	$0	65
Net income	$131,000	10,652
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$94,000	6,953
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$131,000	10,623
1994-12-31 (YTD Data)		Rank
Total interest income	$1,430,000	10,872
Total interest expense	$629,000	10,460
Net interest income	$801,000	11,056
Provision for loan and lease losses	$0	9,146
Total noninterest income	$34,000	12,213
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$34,000	10,550
Total noninterest expense	$501,000	11,616
Salaries and employee benefits	$292,000	11,282
Premises and equipment expense	$63,000	11,198
Additional noninterest expense	$146,000	11,834
Pre-tax net operating income	$334,000	9,869
Securities gains (losses)	$0	3,600
Applicable income taxes	$111,000	9,116
Income before extraordinary items	$223,000	10,004
Extraordinary gains, net	$0	249
Net income	$223,000	10,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$91,000	7,099
Sale, conversion, retirement of capital stock, net	$44,000	923
Net operating income	$223,000	10,063
1993-12-31 (YTD Data)		Rank
Total interest income	$1,539,000	11,154
Total interest expense	$701,000	10,579
Net interest income	$838,000	11,384
Provision for loan and lease losses	$0	10,371
Total noninterest income	$36,000	12,849
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$36,000	10,920
Total noninterest expense	$425,000	12,528
Salaries and employee benefits	$246,000	12,225
Premises and equipment expense	$57,000	11,958
Additional noninterest expense	$122,000	12,740
Pre-tax net operating income	$449,000	9,034
Securities gains (losses)	$0	7,477
Applicable income taxes	$148,000	8,695
Income before extraordinary items	$301,000	9,477
Extraordinary gains, net	$0	3,149
Net income	$301,000	9,630
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$92,000	7,094
Sale, conversion, retirement of capital stock, net	$1,280,000	424
Net operating income	$301,000	9,212
1992-12-31 (YTD Data)		Rank
Total interest income	$1,600,000	11,730
Total interest expense	$948,000	10,630
Net interest income	$652,000	12,505
Provision for loan and lease losses	$0	11,756
Total noninterest income	$74,000	12,451
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$74,000	9,109
Total noninterest expense	$394,000	13,196
Salaries and employee benefits	$238,000	12,734
Premises and equipment expense	$39,000	13,096
Additional noninterest expense	$117,000	13,361
Pre-tax net operating income	$332,000	9,850
Securities gains (losses)	$0	8,369
Applicable income taxes	$114,000	9,543
Income before extraordinary items	$218,000	10,351
Extraordinary gains, net	$0	1,422
Net income	$218,000	10,491
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$218,000	10,003

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.