Home > American Federal Bank, FSB > Income and Expense
American Federal Bank, FSB, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $93,305,000 | 429 |
| Total interest expense | $39,123,000 | 456 |
| Net interest income | $54,182,000 | 392 |
| Provision for loan and lease losses | $2,291,000 | 508 |
| Total noninterest income | $25,721,000 | 335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $25,721,000 | 260 |
| Total noninterest expense | $38,616,000 | 438 |
| Salaries and employee benefits | $19,687,000 | 390 |
| Premises and equipment expense | $6,871,000 | 353 |
| Additional noninterest expense | $12,058,000 | 527 |
| Pre-tax net operating income | $38,996,000 | 297 |
| Securities gains (losses) | $734,000 | 271 |
| Applicable income taxes | $13,732,000 | 306 |
| Income before extraordinary items | $25,998,000 | 301 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $25,998,000 | 302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,908,000 | 369 |
| Cash dividends | $17,900,000 | 275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $25,520,900 | 298 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $96,195,000 | 419 |
| Total interest expense | $39,914,000 | 466 |
| Net interest income | $56,281,000 | 369 |
| Provision for loan and lease losses | $1,584,000 | 682 |
| Total noninterest income | $22,402,000 | 351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $22,402,000 | 274 |
| Total noninterest expense | $39,518,000 | 428 |
| Salaries and employee benefits | $19,733,000 | 377 |
| Premises and equipment expense | $7,699,000 | 298 |
| Additional noninterest expense | $12,086,000 | 515 |
| Pre-tax net operating income | $37,581,000 | 276 |
| Securities gains (losses) | $539,000 | 532 |
| Applicable income taxes | $13,798,000 | 273 |
| Income before extraordinary items | $24,322,000 | 290 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $24,322,000 | 291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,639,000 | 402 |
| Cash dividends | $34,700,000 | 183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $23,977,040 | 282 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $101,071,000 | 402 |
| Total interest expense | $45,535,000 | 423 |
| Net interest income | $55,536,000 | 377 |
| Provision for loan and lease losses | $3,474,000 | 396 |
| Total noninterest income | $24,188,000 | 312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $24,188,000 | 239 |
| Total noninterest expense | $48,584,000 | 338 |
| Salaries and employee benefits | $22,719,000 | 314 |
| Premises and equipment expense | $12,225,000 | 216 |
| Additional noninterest expense | $13,640,000 | 451 |
| Pre-tax net operating income | $27,666,000 | 355 |
| Securities gains (losses) | $20,000 | 1,883 |
| Applicable income taxes | $11,491,000 | 325 |
| Income before extraordinary items | $16,195,000 | 406 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $16,195,000 | 406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $933,000 | 841 |
| Cash dividends | $8,574,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $554,000 | 526 |
| Net operating income | $16,182,200 | 390 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $103,084,000 | 420 |
| Total interest expense | $49,767,000 | 421 |
| Net interest income | $53,317,000 | 419 |
| Provision for loan and lease losses | $4,313,000 | 362 |
| Total noninterest income | $20,215,000 | 385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $20,215,000 | 290 |
| Total noninterest expense | $44,255,000 | 424 |
| Salaries and employee benefits | $20,530,000 | 375 |
| Premises and equipment expense | $7,242,000 | 357 |
| Additional noninterest expense | $16,483,000 | 467 |
| Pre-tax net operating income | $24,964,000 | 389 |
| Securities gains (losses) | $-2,674,000 | 11,434 |
| Applicable income taxes | $7,800,000 | 427 |
| Income before extraordinary items | $14,490,000 | 437 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $14,490,000 | 438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,134,000 | 378 |
| Cash dividends | $4,047,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $429,000 | 486 |
| Net operating income | $16,228,100 | 396 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $96,295,000 | 464 |
| Total interest expense | $49,596,000 | 450 |
| Net interest income | $46,699,000 | 479 |
| Provision for loan and lease losses | $1,836,000 | 614 |
| Total noninterest income | $13,586,000 | 503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $13,586,000 | 366 |
| Total noninterest expense | $33,992,000 | 524 |
| Salaries and employee benefits | $17,551,000 | 444 |
| Premises and equipment expense | $6,350,000 | 419 |
| Additional noninterest expense | $10,091,000 | 680 |
| Pre-tax net operating income | $24,457,000 | 413 |
| Securities gains (losses) | $285,000 | 534 |
| Applicable income taxes | $6,502,000 | 514 |
| Income before extraordinary items | $18,240,000 | 375 |
| Extraordinary gains, net | $-1,709,000 | 11,963 |
| Net income | $16,531,000 | 407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $856,000 | 972 |
| Cash dividends | $3,043,000 | 898 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $18,029,100 | 376 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $84,317,000 | 464 |
| Total interest expense | $38,955,000 | 438 |
| Net interest income | $45,362,000 | 474 |
| Provision for loan and lease losses | $1,232,000 | 806 |
| Total noninterest income | $9,562,000 | 611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $9,562,000 | 427 |
| Total noninterest expense | $30,924,000 | 575 |
| Salaries and employee benefits | $16,000,000 | 472 |
| Premises and equipment expense | $6,249,000 | 417 |
| Additional noninterest expense | $8,675,000 | 779 |
| Pre-tax net operating income | $22,768,000 | 420 |
| Securities gains (losses) | $-164,000 | 11,843 |
| Applicable income taxes | $7,072,000 | 445 |
| Income before extraordinary items | $15,532,000 | 399 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $15,532,000 | 400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 1,236 |
| Cash dividends | $2,385,000 | 961 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 796 |
| Net operating income | $15,645,160 | 402 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $78,079,000 | 479 |
| Total interest expense | $34,685,000 | 477 |
| Net interest income | $43,394,000 | 492 |
| Provision for loan and lease losses | $1,052,000 | 1,251 |
| Total noninterest income | $7,696,000 | 723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $7,696,000 | 509 |
| Total noninterest expense | $29,874,000 | 625 |
| Salaries and employee benefits | $14,127,000 | 535 |
| Premises and equipment expense | $6,033,000 | 431 |
| Additional noninterest expense | $9,714,000 | 783 |
| Pre-tax net operating income | $20,164,000 | 406 |
| Securities gains (losses) | $197,000 | 1,709 |
| Applicable income taxes | $6,908,000 | 428 |
| Income before extraordinary items | $13,453,000 | 424 |
| Extraordinary gains, net | $-36,178,000 | 13,280 |
| Net income | $-22,725,000 | 13,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $924,000 | 1,214 |
| Cash dividends | $1,083,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $29,486,000 | 51 |
| Net operating income | $13,322,980 | 404 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $85,768,000 | 498 |
| Total interest expense | $45,055,000 | 481 |
| Net interest income | $40,713,000 | 522 |
| Provision for loan and lease losses | $3,534,000 | 753 |
| Total noninterest income | $10,743,000 | 572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $10,743,000 | 426 |
| Total noninterest expense | $31,555,000 | 581 |
| Salaries and employee benefits | $13,593,000 | 541 |
| Premises and equipment expense | $5,937,000 | 447 |
| Additional noninterest expense | $12,025,000 | 671 |
| Pre-tax net operating income | $16,367,000 | 412 |
| Securities gains (losses) | $2,180,000 | 387 |
| Applicable income taxes | $7,046,000 | 355 |
| Income before extraordinary items | $11,501,000 | 430 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $11,501,000 | 436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,190,000 | 706 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $331,000 | 634 |
| Net operating income | $10,105,800 | 440 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.