Home > American Federal Bank, FSB > Net charge- offs to loans
American Federal Bank, FSB, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3717% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0405% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0375% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9539% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1436% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3196% | 2,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3879% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0329% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7847% | 238 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6737% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 5,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0462% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0553% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0664% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5735% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8412% | 701 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4998% | 1,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 0.3155% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0002% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0037% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1383% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5025% | 164 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2624% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1126% | 5,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0769% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5777% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9613% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 6,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0891% | 602 |
| Percentage Net Loans Charged-off:Construction & development | -0.0298% | 1,255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3053% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0532% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4910% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1660% | 553 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0009% | 1,392 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3885% | 913 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1384% | 6,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0021% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6507% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4009% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9999% | 774 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4422% | 4,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1250% | 887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1471% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1372% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0328% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1459% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6668% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4871% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8882% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |