Home > American Federal Bank, A Federal Savings Bank > Income and Expense
American Federal Bank, A Federal Savings Bank, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,748,000 | 7,258 |
Total interest expense | $2,197,000 | 6,086 |
Net interest income | $1,551,000 | 8,392 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $237,000 | 7,878 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $237,000 | 4,638 |
Total noninterest expense | $1,077,000 | 8,670 |
Salaries and employee benefits | $564,000 | 8,615 |
Premises and equipment expense | $214,000 | 6,939 |
Additional noninterest expense | $299,000 | 9,249 |
Pre-tax net operating income | $711,000 | 7,270 |
Securities gains (losses) | $33,000 | 1,557 |
Applicable income taxes | $252,000 | 6,622 |
Income before extraordinary items | $492,000 | 7,317 |
Extraordinary gains, net | $0 | 65 |
Net income | $492,000 | 7,317 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,856 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | NA | NA |
Net operating income | $470,220 | 7,448 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,278,000 | 7,652 |
Total interest expense | $1,690,000 | 6,350 |
Net interest income | $1,588,000 | 8,615 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $177,000 | 9,158 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $177,000 | 5,670 |
Total noninterest expense | $1,110,000 | 8,947 |
Salaries and employee benefits | $585,000 | 8,721 |
Premises and equipment expense | $196,000 | 7,517 |
Additional noninterest expense | $329,000 | 9,608 |
Pre-tax net operating income | $655,000 | 7,681 |
Securities gains (losses) | $39,000 | 1,298 |
Applicable income taxes | $210,000 | 7,181 |
Income before extraordinary items | $484,000 | 7,434 |
Extraordinary gains, net | $0 | 249 |
Net income | $484,000 | 7,439 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $30,000 | 973 |
Net operating income | $456,700 | 7,700 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,200,000 | 8,007 |
Total interest expense | $1,908,000 | 6,070 |
Net interest income | $1,292,000 | 9,757 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $166,000 | 9,890 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $166,000 | 6,237 |
Total noninterest expense | $1,185,000 | 8,952 |
Salaries and employee benefits | $573,000 | 9,027 |
Premises and equipment expense | $203,000 | 7,624 |
Additional noninterest expense | $409,000 | 9,165 |
Pre-tax net operating income | $273,000 | 10,450 |
Securities gains (losses) | $456,000 | 958 |
Applicable income taxes | $162,000 | 8,381 |
Income before extraordinary items | $567,000 | 7,032 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $567,000 | 7,197 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $100,000 | 6,847 |
Sale, conversion, retirement of capital stock, net | $59,000 | 961 |
Net operating income | $211,320 | 10,279 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $4,010,000 | 7,494 |
Total interest expense | $2,785,000 | 5,500 |
Net interest income | $1,225,000 | 10,238 |
Provision for loan and lease losses | $27,000 | 10,147 |
Total noninterest income | $103,000 | 11,644 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $103,000 | 7,958 |
Total noninterest expense | $1,085,000 | 9,587 |
Salaries and employee benefits | $496,000 | 9,818 |
Premises and equipment expense | $221,000 | 7,368 |
Additional noninterest expense | $368,000 | 9,975 |
Pre-tax net operating income | $216,000 | 10,915 |
Securities gains (losses) | $510,000 | 1,072 |
Applicable income taxes | $235,000 | 6,910 |
Income before extraordinary items | $491,000 | 7,414 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $491,000 | 7,504 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $1,250,000 | 380 |
Net operating income | $144,200 | 11,018 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.