American Federal Bank, A Federal Savings Bank, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$3,748,0007,258
Total interest expense$2,197,0006,086
Net interest income$1,551,0008,392
Provision for loan and lease losses$08,958
Total noninterest income$237,0007,878
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$237,0004,638
Total noninterest expense$1,077,0008,670
Salaries and employee benefits$564,0008,615
Premises and equipment expense$214,0006,939
Additional noninterest expense$299,0009,249
Pre-tax net operating income$711,0007,270
Securities gains (losses)$33,0001,557
Applicable income taxes$252,0006,622
Income before extraordinary items$492,0007,317
Extraordinary gains, net$065
Net income$492,0007,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$470,2207,448
1994-12-31 (YTD Data)Rank
Total interest income$3,278,0007,652
Total interest expense$1,690,0006,350
Net interest income$1,588,0008,615
Provision for loan and lease losses$09,146
Total noninterest income$177,0009,158
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$177,0005,670
Total noninterest expense$1,110,0008,947
Salaries and employee benefits$585,0008,721
Premises and equipment expense$196,0007,517
Additional noninterest expense$329,0009,608
Pre-tax net operating income$655,0007,681
Securities gains (losses)$39,0001,298
Applicable income taxes$210,0007,181
Income before extraordinary items$484,0007,434
Extraordinary gains, net$0249
Net income$484,0007,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$30,000973
Net operating income$456,7007,700
1993-12-31 (YTD Data)Rank
Total interest income$3,200,0008,007
Total interest expense$1,908,0006,070
Net interest income$1,292,0009,757
Provision for loan and lease losses$010,371
Total noninterest income$166,0009,890
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$166,0006,237
Total noninterest expense$1,185,0008,952
Salaries and employee benefits$573,0009,027
Premises and equipment expense$203,0007,624
Additional noninterest expense$409,0009,165
Pre-tax net operating income$273,00010,450
Securities gains (losses)$456,000958
Applicable income taxes$162,0008,381
Income before extraordinary items$567,0007,032
Extraordinary gains, net$03,149
Net income$567,0007,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$100,0006,847
Sale, conversion, retirement of capital stock, net$59,000961
Net operating income$211,32010,279
1992-12-31 (YTD Data)Rank
Total interest income$4,010,0007,494
Total interest expense$2,785,0005,500
Net interest income$1,225,00010,238
Provision for loan and lease losses$27,00010,147
Total noninterest income$103,00011,644
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$103,0007,958
Total noninterest expense$1,085,0009,587
Salaries and employee benefits$496,0009,818
Premises and equipment expense$221,0007,368
Additional noninterest expense$368,0009,975
Pre-tax net operating income$216,00010,915
Securities gains (losses)$510,0001,072
Applicable income taxes$235,0006,910
Income before extraordinary items$491,0007,414
Extraordinary gains, net$01,422
Net income$491,0007,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$1,250,000380
Net operating income$144,20011,018

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.