Home > American Express Centurion Bank > Income and Expense
American Express Centurion Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,390,522,000 | 32 |
| Total interest expense | $586,680,000 | 43 |
| Net interest income | $803,842,000 | 29 |
| Provision for loan and lease losses | $397,015,000 | 4 |
| Total noninterest income | $274,338,000 | 59 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $274,338,000 | 32 |
| Total noninterest expense | $340,607,000 | 78 |
| Salaries and employee benefits | $41,521,000 | 227 |
| Premises and equipment expense | $11,148,000 | 267 |
| Additional noninterest expense | $287,938,000 | 46 |
| Pre-tax net operating income | $340,558,000 | 39 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $123,341,000 | 37 |
| Income before extraordinary items | $217,217,000 | 40 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $217,217,000 | 41 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,326,000 | 5 |
| Cash dividends | $100,000,000 | 66 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $217,217,000 | 41 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,100,056,000 | 34 |
| Total interest expense | $367,366,000 | 43 |
| Net interest income | $732,690,000 | 29 |
| Provision for loan and lease losses | $275,833,000 | 6 |
| Total noninterest income | $220,237,000 | 67 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $220,237,000 | 36 |
| Total noninterest expense | $333,567,000 | 79 |
| Salaries and employee benefits | $46,667,000 | 202 |
| Premises and equipment expense | $12,363,000 | 246 |
| Additional noninterest expense | $274,537,000 | 47 |
| Pre-tax net operating income | $343,527,000 | 33 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $119,198,000 | 33 |
| Income before extraordinary items | $224,329,000 | 34 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $224,329,000 | 34 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,457,000 | 6 |
| Cash dividends | $185,000,000 | 27 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $224,329,000 | 35 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,059,737,000 | 35 |
| Total interest expense | $313,898,000 | 45 |
| Net interest income | $745,839,000 | 24 |
| Provision for loan and lease losses | $341,940,000 | 11 |
| Total noninterest income | $197,070,000 | 67 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $197,070,000 | 38 |
| Total noninterest expense | $271,218,000 | 98 |
| Salaries and employee benefits | $53,878,000 | 170 |
| Premises and equipment expense | $14,613,000 | 213 |
| Additional noninterest expense | $202,727,000 | 63 |
| Pre-tax net operating income | $329,751,000 | 31 |
| Securities gains (losses) | $-27,000 | 12,977 |
| Applicable income taxes | $114,985,000 | 29 |
| Income before extraordinary items | $214,739,000 | 33 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $214,739,000 | 34 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,754,000 | 7 |
| Cash dividends | $175,000,000 | 23 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $214,756,550 | 31 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,208,699,000 | 31 |
| Total interest expense | $412,701,000 | 44 |
| Net interest income | $795,998,000 | 21 |
| Provision for loan and lease losses | $661,473,000 | 7 |
| Total noninterest income | $349,559,000 | 29 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $349,559,000 | 18 |
| Total noninterest expense | $286,845,000 | 84 |
| Salaries and employee benefits | $14,855,000 | 495 |
| Premises and equipment expense | $3,781,000 | 655 |
| Additional noninterest expense | $268,209,000 | 39 |
| Pre-tax net operating income | $197,239,000 | 39 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $70,103,000 | 39 |
| Income before extraordinary items | $127,136,000 | 43 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $127,136,000 | 45 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $705,298,000 | 7 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $127,136,000 | 42 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.