Home > American Enterprise Bank of Florida > Net charge- offs to loans
American Enterprise Bank of Florida, Net charge- offs to loans
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 2,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2734% | 683 |
| Percentage Net Loans Charged-off:Construction & development | -0.2535% | 5,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2247% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4770% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7167% | 235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0328% | 4,712 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9864% | 6,008 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4590% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.0630% | 5,977 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 3,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1951% | 875 |
| Percentage Net Loans Charged-off:Construction & development | -0.3636% | 5,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3059% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2669% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0247% | 771 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3944% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0168% | 2,000 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5500% | 6,093 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4783% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.6442% | 6,060 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5506% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3524% | 504 |
| Percentage Net Loans Charged-off:Construction & development | -0.3166% | 5,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4908% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4510% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0989% | 565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6472% | 291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1331% | 5,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6881% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9722% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.7154% | 51 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1318% | 205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6868% | 226 |
| Percentage Net Loans Charged-off:Construction & development | -0.5003% | 5,540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9826% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8377% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1669% | 4,526 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4812% | 112 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1130% | 5,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.6011% | 34 |
| Percentage Net Loans Charged-off: Credit card loans | 10.3448% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 12.6337% | 27 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3079% | 1,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 2,838 |
| Percentage Net Loans Charged-off:Construction & development | -0.2012% | 5,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1260% | 1,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0807% | 2,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1315% | 850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0438% | 2,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3640% | 1,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2784% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4265% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3127% | 174 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3300% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0722% | 2,429 |
| Percentage Net Loans Charged-off:Construction & development | -0.2793% | 5,543 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 5,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2492% | 1,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5097% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0620% | 2,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2245% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3336% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4198% | 113 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6439% | 606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1181% | 1,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1309% | 6,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3820% | 880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7681% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1109% | 1,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8058% | 403 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4351% | 307 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4876% | 264 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1466% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1084% | 1,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 5,736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2612% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6189% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0340% | 5,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0335% | 4,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7183% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7623% | 441 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7664% | 823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5426% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.1723% | 1,350 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0321% | 6,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2306% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8607% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5651% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0712% | 5,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.3612% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.7060% | 51 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4215% | 1,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4841% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.2348% | 1,160 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0389% | 6,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0895% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1040% | 1,105 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9952% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1462% | 2,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9072% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9438% | 1,001 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2177% | 2,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2158% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0529% | 6,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5450% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3374% | 4,965 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3533% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2115% | 1,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2910% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3047% | 2,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0466% | 6,101 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1474% | 6,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0433% | 6,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2947% | 6,731 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7630% | 5,030 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1326% | 1,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1627% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5760% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6074% | 1,314 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7856% | 459 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3927% | 611 |
| Percentage Net Loans Charged-off:Construction & development | 5.9666% | 462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1004% | 2,682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6701% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4451% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8654% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3290% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1339% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8180% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0173% | 5,868 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8471% | 419 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2439% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 7.9410% | 347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1373% | 2,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8038% | 1,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1363% | 1,355 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3779% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2858% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.8218% | 74 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2745% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.9687% | 72 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9320% | 442 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3482% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 11.5765% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1368% | 1,954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 2,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2120% | 1,112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0644% | 3,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5055% | 969 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.1094% | 52 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 15.5310% | 50 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3462% | 2,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0504% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0299% | 1,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1642% | 1,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0538% | 6,763 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1006% | 5,130 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 6,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3829% | 818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9065% | 754 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2600% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 5.3092% | 937 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0205% | 1,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6051% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9791% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2923% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1416% | 1,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3168% | 3,469 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3185% | 3,202 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5384% | 935 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7573% | 743 |
| Percentage Net Loans Charged-off:Construction & development | 6.5947% | 673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0433% | 2,919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9397% | 534 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2760% | 624 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4921% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1264% | 1,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3017% | 3,254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3017% | 2,968 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2916% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6017% | 436 |
| Percentage Net Loans Charged-off:Construction & development | 9.5917% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0641% | 2,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8839% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9083% | 442 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6857% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7608% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1961% | 3,365 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1940% | 3,131 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0281% | 6,687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1843% | 7,282 |
| Percentage Net Loans Charged-off:Construction & development | -1.0418% | 6,703 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0929% | 7,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0647% | 5,318 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1153% | 7,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3345% | 1,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4879% | 2,117 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4721% | 1,831 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7853% | 2,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8005% | 2,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.8251% | 2,625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5179% | 2,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0562% | 1,330 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5171% | 625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6730% | 1,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6803% | 3,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,354 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 19.6121% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9252% | 2,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9287% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 1.1025% | 2,219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6980% | 1,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1008% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6626% | 544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6324% | 1,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8509% | 2,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 24.0263% | 98 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9260% | 1,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2984% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 1.1074% | 1,953 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9916% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6533% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4950% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9505% | 1,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3003% | 3,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4256% | 2,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9142% | 1,094 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3667% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5344% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 6,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9957% | 2,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1352% | 1,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8293% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0326% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1687% | 758 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9100% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5518% | 3,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4039% | 2,016 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6058% | 2,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7564% | 1,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7846% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0504% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0709% | 678 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0317% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3078% | 3,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0952% | 5,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8812% | 1,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1181% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1931% | 588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5573% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5947% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5224% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3830% | 2,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3114% | 4,050 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 4,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0482% | 2,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8716% | 2,237 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2890% | 3,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1919% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.4543% | 2,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2162% | 2,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2725% | 932 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1632% | 2,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5682% | 2,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0944% | 5,522 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2718% | 2,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2574% | 1,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.5992% | 1,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2921% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3716% | 645 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2187% | 1,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3467% | 2,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0625% | 5,195 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3491% | 1,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3023% | 1,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.5144% | 994 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4427% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5695% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3280% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5324% | 1,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5306% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3854% | 826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9089% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1652% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6754% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9809% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2229% | 2,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0367% | 3,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0865% | 2,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1783% | 1,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6986% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1290% | 2,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4546% | 1,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |