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American Continental Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$6,214,000	1,812
Total interest expense	$2,750,000	1,522
Net interest income	$3,464,000	2,034
Provision for loan and lease losses	$0	2,775
Total noninterest income	$436,000	2,067
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$0	4,263
Trading account gains and fees	NA	NA
Additional Noninterest Income	$436,000	1,625
Total noninterest expense	$2,387,000	2,177
Salaries and employee benefits	$1,544,000	2,004
Premises and equipment expense	$362,000	1,646
Additional noninterest expense	$436,000	1,625
Pre-tax net operating income	$1,513,000	1,745
Securities gains (losses)	$0	665
Applicable income taxes	$423,000	1,117
Income before extraordinary items	$1,090,000	1,922
Extraordinary gains, net	$0	47
Net income	$1,090,000	1,946
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,090,000	1,922
Net charge-offs	$19,000	1,441
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$1,090,000	1,939
2024-12-31 (YTD Data)		Rank
Total interest income	$25,085,000	1,778
Total interest expense	$11,673,000	1,507
Net interest income	$13,412,000	2,002
Provision for loan and lease losses	$235,000	1,926
Total noninterest income	$1,866,000	2,081
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$1,000	4,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,865,000	1,630
Total noninterest expense	$8,762,000	2,266
Salaries and employee benefits	$5,493,000	2,117
Premises and equipment expense	$1,393,000	1,645
Additional noninterest expense	$1,865,000	1,630
Pre-tax net operating income	$6,281,000	1,600
Securities gains (losses)	$0	940
Applicable income taxes	$1,761,000	1,032
Income before extraordinary items	$4,520,000	1,800
Extraordinary gains, net	$0	53
Net income	$4,520,000	1,819
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,520,000	1,800
Net charge-offs	$240,000	1,286
Cash dividends	$495,000	2,810
Sale, conversion, retirement of capital stock, net	$11,000	544
Net operating income	$4,520,000	1,806
2024-09-30 (YTD Data)		Rank
Total interest income	$18,483,000	1,786
Total interest expense	$8,752,000	1,511
Net interest income	$9,731,000	2,029
Provision for loan and lease losses	$105,000	2,139
Total noninterest income	$1,137,000	2,263
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$9,000	4,188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,128,000	1,837
Total noninterest expense	$6,620,000	2,226
Salaries and employee benefits	$4,166,000	2,096
Premises and equipment expense	$1,059,000	1,623
Additional noninterest expense	$1,128,000	1,837
Pre-tax net operating income	$4,143,000	1,742
Securities gains (losses)	$0	930
Applicable income taxes	$1,159,000	1,110
Income before extraordinary items	$2,984,000	1,955
Extraordinary gains, net	$0	51
Net income	$2,984,000	1,976
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,984,000	1,957
Net charge-offs	$238,000	1,014
Cash dividends	$0	3,076
Sale, conversion, retirement of capital stock, net	$11,000	504
Net operating income	$2,984,000	1,959
2024-06-30 (YTD Data)		Rank
Total interest income	$12,164,000	1,777
Total interest expense	$5,749,000	1,493
Net interest income	$6,415,000	2,032
Provision for loan and lease losses	$55,000	2,234
Total noninterest income	$599,000	2,476
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$7,000	4,187
Trading account gains and fees	NA	NA
Additional Noninterest Income	$592,000	2,045
Total noninterest expense	$4,450,000	2,209
Salaries and employee benefits	$2,830,000	2,066
Premises and equipment expense	$706,000	1,615
Additional noninterest expense	$592,000	2,045
Pre-tax net operating income	$2,509,000	1,840
Securities gains (losses)	$0	628
Applicable income taxes	$700,000	1,167
Income before extraordinary items	$1,809,000	2,056
Extraordinary gains, net	$0	52
Net income	$1,809,000	2,083
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,809,000	2,057
Net charge-offs	$239,000	753
Cash dividends	$0	2,949
Sale, conversion, retirement of capital stock, net	$8,000	480
Net operating income	$1,809,000	2,055
2024-03-31 (YTD Data)		Rank
Total interest income	$5,915,000	1,790
Total interest expense	$2,855,000	1,487
Net interest income	$3,060,000	2,082
Provision for loan and lease losses	$0	2,578
Total noninterest income	$247,000	2,653
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$2,000	4,251
Trading account gains and fees	NA	NA
Additional Noninterest Income	$245,000	2,164
Total noninterest expense	$2,247,000	2,199
Salaries and employee benefits	$1,463,000	2,038
Premises and equipment expense	$358,000	1,602
Additional noninterest expense	$245,000	2,164
Pre-tax net operating income	$1,060,000	1,989
Securities gains (losses)	$0	689
Applicable income taxes	$295,000	1,260
Income before extraordinary items	$765,000	2,208
Extraordinary gains, net	$0	51
Net income	$765,000	2,234
Minority interest net income	$0	72
Net income of bank and minority interests.	$765,000	2,208
Net charge-offs	$-1,000	3,381
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$4,000	396
Net operating income	$765,000	2,210
2023-12-31 (YTD Data)		Rank
Total interest income	$22,998,000	1,717
Total interest expense	$9,341,000	1,359
Net interest income	$13,657,000	1,955
Provision for loan and lease losses	$0	3,275
Total noninterest income	$1,782,000	2,139
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$10,000	4,281
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,772,000	1,724
Total noninterest expense	$8,556,000	2,233
Salaries and employee benefits	$5,462,000	2,078
Premises and equipment expense	$1,420,000	1,611
Additional noninterest expense	$1,772,000	1,724
Pre-tax net operating income	$6,883,000	1,562
Securities gains (losses)	$0	988
Applicable income taxes	$1,944,000	1,002
Income before extraordinary items	$4,939,000	1,737
Extraordinary gains, net	$0	54
Net income	$4,939,000	1,758
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,939,000	1,740
Net charge-offs	$39,000	1,919
Cash dividends	$642,000	2,575
Sale, conversion, retirement of capital stock, net	$16,000	489
Net operating income	$4,939,000	1,766
2023-09-30 (YTD Data)		Rank
Total interest income	$16,981,000	1,700
Total interest expense	$6,630,000	1,319
Net interest income	$10,351,000	1,950
Provision for loan and lease losses	$0	3,085
Total noninterest income	$1,514,000	2,003
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$7,000	4,312
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,507,000	1,609
Total noninterest expense	$6,419,000	2,223
Salaries and employee benefits	$4,147,000	2,058
Premises and equipment expense	$1,069,000	1,592
Additional noninterest expense	$1,507,000	1,609
Pre-tax net operating income	$5,446,000	1,555
Securities gains (losses)	$0	849
Applicable income taxes	$1,536,000	993
Income before extraordinary items	$3,910,000	1,738
Extraordinary gains, net	$0	52
Net income	$3,910,000	1,752
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,910,000	1,738
Net charge-offs	$12,000	2,080
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$12,000	467
Net operating income	$3,910,000	1,759
2023-06-30 (YTD Data)		Rank
Total interest income	$11,061,000	1,701
Total interest expense	$4,119,000	1,283
Net interest income	$6,942,000	1,956
Provision for loan and lease losses	$0	2,940
Total noninterest income	$956,000	2,004
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$5,000	4,332
Trading account gains and fees	NA	NA
Additional Noninterest Income	$951,000	1,583
Total noninterest expense	$4,303,000	2,211
Salaries and employee benefits	$2,775,000	2,056
Premises and equipment expense	$713,000	1,596
Additional noninterest expense	$951,000	1,581
Pre-tax net operating income	$3,595,000	1,560
Securities gains (losses)	$0	938
Applicable income taxes	$1,014,000	1,002
Income before extraordinary items	$2,581,000	1,747
Extraordinary gains, net	$0	51
Net income	$2,581,000	1,768
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,581,000	1,747
Net charge-offs	$13,000	1,714
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$8,000	449
Net operating income	$2,581,000	1,757
2023-03-31 (YTD Data)		Rank
Total interest income	$5,325,000	1,724
Total interest expense	$1,889,000	1,241
Net interest income	$3,436,000	1,980
Provision for loan and lease losses	$0	2,612
Total noninterest income	$546,000	1,852
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$3,000	4,348
Trading account gains and fees	NA	NA
Additional Noninterest Income	$543,000	1,458
Total noninterest expense	$2,087,000	2,282
Salaries and employee benefits	$1,367,000	2,102
Premises and equipment expense	$348,000	1,655
Additional noninterest expense	$543,000	1,458
Pre-tax net operating income	$1,895,000	1,527
Securities gains (losses)	$0	950
Applicable income taxes	$535,000	997
Income before extraordinary items	$1,360,000	1,707
Extraordinary gains, net	$0	4
Net income	$1,360,000	1,706
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,360,000	1,707
Net charge-offs	$-1,000	3,238
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$4,000	410
Net operating income	$1,360,000	1,727
2022-12-31 (YTD Data)		Rank
Total interest income	$15,091,000	1,950
Total interest expense	$2,680,000	1,286
Net interest income	$12,411,000	2,059
Provision for loan and lease losses	$222,000	1,740
Total noninterest income	$2,900,000	1,670
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$8,000	4,454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,892,000	1,285
Total noninterest expense	$7,492,000	2,404
Salaries and employee benefits	$4,793,000	2,244
Premises and equipment expense	$1,297,000	1,709
Additional noninterest expense	$2,892,000	1,285
Pre-tax net operating income	$7,597,000	1,542
Securities gains (losses)	$0	691
Applicable income taxes	$2,134,000	1,033
Income before extraordinary items	$5,463,000	1,719
Extraordinary gains, net	$0	5
Net income	$5,463,000	1,716
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,463,000	1,718
Net charge-offs	$-43,000	4,048
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$16,000	543
Net operating income	$5,463,000	1,748
2022-09-30 (YTD Data)		Rank
Total interest income	$10,285,000	2,037
Total interest expense	$1,236,000	1,522
Net interest income	$9,049,000	2,076
Provision for loan and lease losses	$90,000	1,934
Total noninterest income	$2,496,000	1,556
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$6,000	4,492
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,490,000	1,208
Total noninterest expense	$5,666,000	2,382
Salaries and employee benefits	$3,724,000	2,188
Premises and equipment expense	$945,000	1,757
Additional noninterest expense	$2,490,000	1,208
Pre-tax net operating income	$5,789,000	1,521
Securities gains (losses)	$0	740
Applicable income taxes	$1,626,000	1,015
Income before extraordinary items	$4,163,000	1,675
Extraordinary gains, net	$0	4
Net income	$4,163,000	1,674
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,163,000	1,674
Net charge-offs	$-42,000	4,023
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$12,000	494
Net operating income	$4,163,000	1,710
2022-06-30 (YTD Data)		Rank
Total interest income	$6,347,000	2,096
Total interest expense	$598,000	1,737
Net interest income	$5,749,000	2,106
Provision for loan and lease losses	$90,000	1,575
Total noninterest income	$1,851,000	1,443
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$4,000	4,546
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,847,000	1,150
Total noninterest expense	$3,672,000	2,416
Salaries and employee benefits	$2,524,000	2,160
Premises and equipment expense	$608,000	1,806
Additional noninterest expense	$540,000	3,566
Pre-tax net operating income	$3,838,000	1,457
Securities gains (losses)	$0	687
Applicable income taxes	$1,077,000	967
Income before extraordinary items	$2,761,000	1,604
Extraordinary gains, net	$0	4
Net income	$2,761,000	1,603
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,761,000	1,604
Net charge-offs	$-41,000	4,121
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$8,000	474
Net operating income	$2,761,000	1,642
2022-03-31 (YTD Data)		Rank
Total interest income	$3,005,000	2,133
Total interest expense	$322,000	1,565
Net interest income	$2,683,000	2,159
Provision for loan and lease losses	$40,000	1,467
Total noninterest income	$976,000	1,391
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$2,000	4,564
Trading account gains and fees	NA	NA
Additional Noninterest Income	$974,000	1,098
Total noninterest expense	$1,918,000	2,350
Salaries and employee benefits	$1,296,000	2,135
Premises and equipment expense	$280,000	1,933
Additional noninterest expense	$342,000	3,221
Pre-tax net operating income	$1,701,000	1,503
Securities gains (losses)	$0	623
Applicable income taxes	$477,000	998
Income before extraordinary items	$1,224,000	1,677
Extraordinary gains, net	$0	4
Net income	$1,224,000	1,677
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,224,000	1,677
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$4,000	434
Net operating income	$1,224,000	1,695
2021-12-31 (YTD Data)		Rank
Total interest income	$11,647,000	2,243
Total interest expense	$1,680,000	1,527
Net interest income	$9,967,000	2,334
Provision for loan and lease losses	$430,000	1,162
Total noninterest income	$5,064,000	1,304
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$8,000	4,614
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,056,000	1,065
Total noninterest expense	$7,183,000	2,442
Salaries and employee benefits	$4,403,000	2,349
Premises and equipment expense	$1,253,000	1,766
Additional noninterest expense	$1,527,000	3,072
Pre-tax net operating income	$7,418,000	1,563
Securities gains (losses)	$0	2,062
Applicable income taxes	$2,110,000	1,060
Income before extraordinary items	$5,308,000	1,809
Extraordinary gains, net	$0	10
Net income	$5,308,000	1,809
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,308,000	1,810
Net charge-offs	$10,000	2,284
Cash dividends	$457,000	2,875
Sale, conversion, retirement of capital stock, net	$5,000	569
Net operating income	$5,308,000	1,775
2021-09-30 (YTD Data)		Rank
Total interest income	$8,679,000	2,298
Total interest expense	$1,325,000	1,546
Net interest income	$7,354,000	2,406
Provision for loan and lease losses	$390,000	995
Total noninterest income	$3,350,000	1,445
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$6,000	4,683
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,344,000	1,190
Total noninterest expense	$5,355,000	2,463
Salaries and employee benefits	$3,334,000	2,338
Premises and equipment expense	$927,000	1,812
Additional noninterest expense	$1,094,000	3,163
Pre-tax net operating income	$4,959,000	1,771
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,410,000	1,200
Income before extraordinary items	$3,549,000	2,030
Extraordinary gains, net	$0	8
Net income	$3,549,000	2,029
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,549,000	2,030
Net charge-offs	$10,000	1,984
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,549,000	2,006
2021-06-30 (YTD Data)		Rank
Total interest income	$5,835,000	2,285
Total interest expense	$929,000	1,543
Net interest income	$4,906,000	2,393
Provision for loan and lease losses	$370,000	772
Total noninterest income	$2,749,000	1,248
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$4,000	4,708
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,745,000	1,041
Total noninterest expense	$3,610,000	2,440
Salaries and employee benefits	$2,317,000	2,278
Premises and equipment expense	$591,000	1,858
Additional noninterest expense	$702,000	3,211
Pre-tax net operating income	$3,675,000	1,619
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,047,000	1,113
Income before extraordinary items	$2,628,000	1,870
Extraordinary gains, net	$0	6
Net income	$2,628,000	1,870
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,628,000	1,870
Net charge-offs	$0	2,245
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,628,000	1,839
2021-03-31 (YTD Data)		Rank
Total interest income	$2,952,000	2,249
Total interest expense	$496,000	1,527
Net interest income	$2,456,000	2,365
Provision for loan and lease losses	$240,000	703
Total noninterest income	$1,568,000	1,156
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$2,000	4,722
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,566,000	952
Total noninterest expense	$1,908,000	2,337
Salaries and employee benefits	$1,273,000	2,135
Premises and equipment expense	$286,000	1,902
Additional noninterest expense	$349,000	3,176
Pre-tax net operating income	$1,876,000	1,598
Securities gains (losses)	$0	1,392
Applicable income taxes	$535,000	1,088
Income before extraordinary items	$1,341,000	1,849
Extraordinary gains, net	$0	3
Net income	$1,341,000	1,848
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,341,000	1,849
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,341,000	1,815
2020-12-31 (YTD Data)		Rank
Total interest income	$11,320,000	2,331
Total interest expense	$3,309,000	1,373
Net interest income	$8,011,000	2,615
Provision for loan and lease losses	$493,000	2,264
Total noninterest income	$1,230,000	2,652
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$12,000	4,726
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,218,000	2,286
Total noninterest expense	$5,825,000	2,741
Salaries and employee benefits	$3,621,000	2,633
Premises and equipment expense	$1,011,000	2,023
Additional noninterest expense	$1,193,000	3,435
Pre-tax net operating income	$2,923,000	2,457
Securities gains (losses)	$0	2,675
Applicable income taxes	$831,000	1,583
Income before extraordinary items	$2,092,000	2,779
Extraordinary gains, net	$0	4
Net income	$2,092,000	2,777
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,092,000	2,779
Net charge-offs	$19,000	2,819
Cash dividends	$347,000	3,106
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,092,000	2,729
2020-09-30 (YTD Data)		Rank
Total interest income	$8,408,000	2,359
Total interest expense	$2,695,000	1,344
Net interest income	$5,713,000	2,690
Provision for loan and lease losses	$290,000	2,459
Total noninterest income	$821,000	2,737
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$9,000	4,754
Trading account gains and fees	NA	NA
Additional Noninterest Income	$812,000	2,355
Total noninterest expense	$4,216,000	2,794
Salaries and employee benefits	$2,567,000	2,714
Premises and equipment expense	$747,000	2,036
Additional noninterest expense	$902,000	3,384
Pre-tax net operating income	$2,028,000	2,565
Securities gains (losses)	$0	2,494
Applicable income taxes	$574,000	1,633
Income before extraordinary items	$1,454,000	2,874
Extraordinary gains, net	$0	4
Net income	$1,454,000	2,873
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,454,000	2,874
Net charge-offs	$32,000	2,285
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,454,000	2,823
2020-06-30 (YTD Data)		Rank
Total interest income	$5,637,000	2,378
Total interest expense	$1,917,000	1,357
Net interest income	$3,720,000	2,753
Provision for loan and lease losses	$50,000	3,430
Total noninterest income	$286,000	3,446
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$7,000	4,746
Trading account gains and fees	NA	NA
Additional Noninterest Income	$279,000	2,979
Total noninterest expense	$2,817,000	2,793
Salaries and employee benefits	$1,681,000	2,747
Premises and equipment expense	$486,000	2,061
Additional noninterest expense	$650,000	3,273
Pre-tax net operating income	$1,139,000	2,762
Securities gains (losses)	$0	2,249
Applicable income taxes	$321,000	1,695
Income before extraordinary items	$818,000	3,067
Extraordinary gains, net	$0	4
Net income	$818,000	3,066
Minority interest net income	$0	65
Net income of bank and minority interests.	$818,000	3,067
Net charge-offs	$40,000	1,845
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$818,000	3,026
2020-03-31 (YTD Data)		Rank
Total interest income	$3,032,000	2,238
Total interest expense	$1,032,000	1,394
Net interest income	$2,000,000	2,601
Provision for loan and lease losses	$0	3,711
Total noninterest income	$146,000	3,414
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$5,000	4,749
Trading account gains and fees	NA	NA
Additional Noninterest Income	$141,000	2,832
Total noninterest expense	$1,404,000	2,823
Salaries and employee benefits	$895,000	2,666
Premises and equipment expense	$237,000	2,118
Additional noninterest expense	$272,000	3,624
Pre-tax net operating income	$742,000	2,263
Securities gains (losses)	$0	1,705
Applicable income taxes	$211,000	1,359
Income before extraordinary items	$531,000	2,562
Extraordinary gains, net	$0	4
Net income	$531,000	2,562
Minority interest net income	$0	56
Net income of bank and minority interests.	$531,000	2,563
Net charge-offs	$40,000	1,291
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$531,000	2,531
2019-12-31 (YTD Data)		Rank
Total interest income	$12,696,000	2,185
Total interest expense	$3,962,000	1,481
Net interest income	$8,734,000	2,467
Provision for loan and lease losses	$75,000	3,120
Total noninterest income	$1,423,000	2,369
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$15,000	4,902
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,408,000	1,865
Total noninterest expense	$5,737,000	2,771
Salaries and employee benefits	$3,549,000	2,641
Premises and equipment expense	$931,000	2,132
Additional noninterest expense	$1,257,000	3,409
Pre-tax net operating income	$4,345,000	1,946
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,268,000	1,237
Income before extraordinary items	$3,077,000	2,247
Extraordinary gains, net	$0	11
Net income	$3,077,000	2,249
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,077,000	2,249
Net charge-offs	$-77,000	4,850
Cash dividends	$329,000	3,276
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,077,000	2,210
2019-09-30 (YTD Data)		Rank
Total interest income	$9,507,000	2,216
Total interest expense	$2,844,000	1,544
Net interest income	$6,663,000	2,475
Provision for loan and lease losses	$75,000	2,839
Total noninterest income	$1,249,000	2,177
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$11,000	4,984
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,238,000	1,711
Total noninterest expense	$4,404,000	2,749
Salaries and employee benefits	$2,787,000	2,597
Premises and equipment expense	$668,000	2,215
Additional noninterest expense	$949,000	3,427
Pre-tax net operating income	$3,433,000	1,934
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,002,000	1,225
Income before extraordinary items	$2,431,000	2,243
Extraordinary gains, net	$0	11
Net income	$2,431,000	2,243
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,431,000	2,244
Net charge-offs	$-67,000	4,884
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,431,000	2,204
2019-06-30 (YTD Data)		Rank
Total interest income	$6,295,000	2,234
Total interest expense	$1,769,000	1,598
Net interest income	$4,526,000	2,449
Provision for loan and lease losses	$75,000	2,429
Total noninterest income	$763,000	2,245
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$7,000	5,035
Trading account gains and fees	NA	NA
Additional Noninterest Income	$756,000	1,762
Total noninterest expense	$2,964,000	2,757
Salaries and employee benefits	$1,918,000	2,542
Premises and equipment expense	$425,000	2,283
Additional noninterest expense	$621,000	3,477
Pre-tax net operating income	$2,250,000	1,936
Securities gains (losses)	$0	1,702
Applicable income taxes	$657,000	1,224
Income before extraordinary items	$1,593,000	2,243
Extraordinary gains, net	$0	11
Net income	$1,593,000	2,243
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,593,000	2,243
Net charge-offs	$-67,000	4,979
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,593,000	2,213
2019-03-31 (YTD Data)		Rank
Total interest income	$3,111,000	2,245
Total interest expense	$825,000	1,636
Net interest income	$2,286,000	2,447
Provision for loan and lease losses	$20,000	2,754
Total noninterest income	$109,000	3,842
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$3,000	5,102
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	3,151
Total noninterest expense	$1,386,000	2,872
Salaries and employee benefits	$892,000	2,689
Premises and equipment expense	$191,000	2,447
Additional noninterest expense	$303,000	3,527
Pre-tax net operating income	$989,000	2,068
Securities gains (losses)	$0	1,087
Applicable income taxes	$289,000	1,279
Income before extraordinary items	$700,000	2,368
Extraordinary gains, net	$0	5
Net income	$700,000	2,366
Minority interest net income	$0	52
Net income of bank and minority interests.	$700,000	2,367
Net charge-offs	$-66,000	5,131
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$700,000	2,355
2018-12-31 (YTD Data)		Rank
Total interest income	$10,810,000	2,391
Total interest expense	$2,036,000	1,913
Net interest income	$8,774,000	2,492
Provision for loan and lease losses	$265,000	2,093
Total noninterest income	$1,096,000	2,736
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$12,000	5,170
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,084,000	2,162
Total noninterest expense	$5,538,000	2,858
Salaries and employee benefits	$3,577,000	2,638
Premises and equipment expense	$799,000	2,359
Additional noninterest expense	$1,162,000	3,646
Pre-tax net operating income	$4,067,000	2,085
Securities gains (losses)	$1,000	1,025
Applicable income taxes	$1,214,000	1,208
Income before extraordinary items	$2,854,000	2,386
Extraordinary gains, net	$0	6
Net income	$2,854,000	2,385
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,854,000	2,385
Net charge-offs	$-26,000	4,738
Cash dividends	$274,000	3,427
Sale, conversion, retirement of capital stock, net	$78,000	516
Net operating income	$2,853,210	2,386
2018-09-30 (YTD Data)		Rank
Total interest income	$7,741,000	2,462
Total interest expense	$1,309,000	2,045
Net interest income	$6,432,000	2,542
Provision for loan and lease losses	$90,000	2,683
Total noninterest income	$601,000	3,177
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$9,000	5,242
Trading account gains and fees	NA	NA
Additional Noninterest Income	$592,000	2,537
Total noninterest expense	$4,156,000	2,867
Salaries and employee benefits	$2,666,000	2,649
Premises and equipment expense	$602,000	2,379
Additional noninterest expense	$888,000	3,628
Pre-tax net operating income	$2,787,000	2,223
Securities gains (losses)	$1,000	1,016
Applicable income taxes	$831,000	1,335
Income before extraordinary items	$1,957,000	2,554
Extraordinary gains, net	$0	5
Net income	$1,957,000	2,553
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,957,000	2,553
Net charge-offs	$-20,000	4,663
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$59,000	487
Net operating income	$1,956,210	2,546
2018-06-30 (YTD Data)		Rank
Total interest income	$4,974,000	2,516
Total interest expense	$780,000	2,125
Net interest income	$4,194,000	2,572
Provision for loan and lease losses	$0	3,782
Total noninterest income	$371,000	3,277
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$6,000	5,294
Trading account gains and fees	NA	NA
Additional Noninterest Income	$365,000	2,643
Total noninterest expense	$2,740,000	2,915
Salaries and employee benefits	$1,763,000	2,689
Premises and equipment expense	$403,000	2,399
Additional noninterest expense	$574,000	3,712
Pre-tax net operating income	$1,825,000	2,225
Securities gains (losses)	$1,000	871
Applicable income taxes	$544,000	1,337
Income before extraordinary items	$1,282,000	2,570
Extraordinary gains, net	$0	6
Net income	$1,282,000	2,569
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,282,000	2,569
Net charge-offs	$-19,000	4,724
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$39,000	465
Net operating income	$1,281,210	2,561
2018-03-31 (YTD Data)		Rank
Total interest income	$2,427,000	2,550
Total interest expense	$360,000	2,175
Net interest income	$2,067,000	2,611
Provision for loan and lease losses	$0	3,508
Total noninterest income	$113,000	3,956
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$3,000	5,337
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	3,209
Total noninterest expense	$1,355,000	2,965
Salaries and employee benefits	$869,000	2,740
Premises and equipment expense	$197,000	2,468
Additional noninterest expense	$289,000	3,720
Pre-tax net operating income	$825,000	2,338
Securities gains (losses)	$1,000	666
Applicable income taxes	$245,000	1,384
Income before extraordinary items	$581,000	2,662
Extraordinary gains, net	$0	7
Net income	$581,000	2,662
Minority interest net income	$0	52
Net income of bank and minority interests.	$581,000	2,662
Net charge-offs	$-2,000	4,048
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$19,000	438
Net operating income	$580,210	2,657
2017-12-31 (YTD Data)		Rank
Total interest income	$9,168,000	2,609
Total interest expense	$1,450,000	1,981
Net interest income	$7,718,000	2,712
Provision for loan and lease losses	$0	4,227
Total noninterest income	$540,000	3,840
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$11,000	5,437
Trading account gains and fees	NA	NA
Additional Noninterest Income	$529,000	3,078
Total noninterest expense	$4,616,000	3,257
Salaries and employee benefits	$2,813,000	3,116
Premises and equipment expense	$790,000	2,476
Additional noninterest expense	$1,013,000	3,992
Pre-tax net operating income	$3,642,000	2,176
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,739,000	1,402
Income before extraordinary items	$1,903,000	2,771
Extraordinary gains, net	$0	9
Net income	$1,903,000	2,770
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,903,000	2,771
Net charge-offs	$111,000	2,331
Cash dividends	$519,000	2,918
Sale, conversion, retirement of capital stock, net	$76,000	523
Net operating income	$1,903,000	2,755
2017-09-30 (YTD Data)		Rank
Total interest income	$6,763,000	2,658
Total interest expense	$1,077,000	1,967
Net interest income	$5,686,000	2,759
Provision for loan and lease losses	$0	4,088
Total noninterest income	$379,000	3,949
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$8,000	5,501
Trading account gains and fees	NA	NA
Additional Noninterest Income	$371,000	3,193
Total noninterest expense	$3,317,000	3,363
Salaries and employee benefits	$1,967,000	3,253
Premises and equipment expense	$597,000	2,483
Additional noninterest expense	$753,000	4,011
Pre-tax net operating income	$2,748,000	2,208
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,119,000	1,372
Income before extraordinary items	$1,629,000	2,712
Extraordinary gains, net	$0	9
Net income	$1,629,000	2,711
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,629,000	2,712
Net charge-offs	$119,000	1,787
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$57,000	488
Net operating income	$1,629,000	2,701
2017-06-30 (YTD Data)		Rank
Total interest income	$4,344,000	2,716
Total interest expense	$708,000	1,949
Net interest income	$3,636,000	2,831
Provision for loan and lease losses	$0	3,871
Total noninterest income	$270,000	3,882
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$6,000	5,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$264,000	3,113
Total noninterest expense	$2,205,000	3,386
Salaries and employee benefits	$1,308,000	3,279
Premises and equipment expense	$390,000	2,523
Additional noninterest expense	$507,000	4,023
Pre-tax net operating income	$1,701,000	2,270
Securities gains (losses)	$0	1,906
Applicable income taxes	$692,000	1,416
Income before extraordinary items	$1,009,000	2,802
Extraordinary gains, net	$0	11
Net income	$1,009,000	2,802
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,009,000	2,802
Net charge-offs	$93,000	1,581
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$38,000	464
Net operating income	$1,009,000	2,788
2017-03-31 (YTD Data)		Rank
Total interest income	$2,087,000	2,788
Total interest expense	$345,000	1,973
Net interest income	$1,742,000	2,910
Provision for loan and lease losses	$0	3,537
Total noninterest income	$146,000	3,783
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$3,000	5,561
Trading account gains and fees	NA	NA
Additional Noninterest Income	$143,000	2,990
Total noninterest expense	$1,117,000	3,392
Salaries and employee benefits	$652,000	3,315
Premises and equipment expense	$196,000	2,542
Additional noninterest expense	$269,000	3,933
Pre-tax net operating income	$771,000	2,364
Securities gains (losses)	$0	1,153
Applicable income taxes	$313,000	1,460
Income before extraordinary items	$458,000	2,898
Extraordinary gains, net	$0	8
Net income	$458,000	2,898
Minority interest net income	$0	55
Net income of bank and minority interests.	$458,000	2,898
Net charge-offs	$110,000	888
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$19,000	437
Net operating income	$458,000	2,879
2016-12-31 (YTD Data)		Rank
Total interest income	$8,027,000	2,839
Total interest expense	$1,329,000	1,971
Net interest income	$6,698,000	2,974
Provision for loan and lease losses	$30,000	3,875
Total noninterest income	$1,096,000	2,888
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$13,000	5,640
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,083,000	2,305
Total noninterest expense	$4,434,000	3,446
Salaries and employee benefits	$2,595,000	3,335
Premises and equipment expense	$787,000	2,530
Additional noninterest expense	$1,052,000	4,075
Pre-tax net operating income	$3,330,000	2,214
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,311,000	1,386
Income before extraordinary items	$2,019,000	2,768
Extraordinary gains, net	$0	5
Net income	$2,019,000	2,766
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,019,000	2,767
Net charge-offs	$-44,000	5,331
Cash dividends	$201,000	3,668
Sale, conversion, retirement of capital stock, net	$77,000	529
Net operating income	$2,019,000	2,720
2016-09-30 (YTD Data)		Rank
Total interest income	$5,925,000	2,878
Total interest expense	$991,000	1,980
Net interest income	$4,934,000	3,025
Provision for loan and lease losses	$30,000	3,648
Total noninterest income	$964,000	2,678
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$9,000	5,714
Trading account gains and fees	$0	169
Additional Noninterest Income	$955,000	2,103
Total noninterest expense	$3,228,000	3,506
Salaries and employee benefits	$1,888,000	3,383
Premises and equipment expense	$585,000	2,552
Additional noninterest expense	$755,000	4,171
Pre-tax net operating income	$2,640,000	2,162
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,042,000	1,367
Income before extraordinary items	$1,598,000	2,714
Extraordinary gains, net	$0	5
Net income	$1,598,000	2,714
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,598,000	2,714
Net charge-offs	$-21,000	5,114
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$57,000	491
Net operating income	$1,598,000	2,659
2016-06-30 (YTD Data)		Rank
Total interest income	$3,923,000	2,902
Total interest expense	$654,000	1,998
Net interest income	$3,269,000	3,051
Provision for loan and lease losses	$0	4,017
Total noninterest income	$485,000	3,081
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$7,000	5,753
Trading account gains and fees	$0	157
Additional Noninterest Income	$478,000	2,437
Total noninterest expense	$2,203,000	3,472
Salaries and employee benefits	$1,288,000	3,365
Premises and equipment expense	$388,000	2,568
Additional noninterest expense	$527,000	4,129
Pre-tax net operating income	$1,551,000	2,348
Securities gains (losses)	$0	2,835
Applicable income taxes	$609,000	1,481
Income before extraordinary items	$942,000	2,902
Extraordinary gains, net	$0	16
Net income	$942,000	2,900
Minority interest net income	$0	71
Net income of bank and minority interests.	$942,000	2,901
Net charge-offs	$-14,000	5,094
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$38,000	479
Net operating income	$942,000	2,827
2016-03-31 (YTD Data)		Rank
Total interest income	$1,948,000	2,920
Total interest expense	$323,000	2,022
Net interest income	$1,625,000	3,071
Provision for loan and lease losses	$0	3,656
Total noninterest income	$252,000	3,002
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$4,000	5,779
Trading account gains and fees	$0	142
Additional Noninterest Income	$248,000	2,348
Total noninterest expense	$1,122,000	3,456
Salaries and employee benefits	$656,000	3,338
Premises and equipment expense	$199,000	2,551
Additional noninterest expense	$267,000	4,136
Pre-tax net operating income	$755,000	2,353
Securities gains (losses)	$0	2,077
Applicable income taxes	$295,000	1,499
Income before extraordinary items	$460,000	2,881
Extraordinary gains, net	$0	12
Net income	$460,000	2,880
Minority interest net income	$0	62
Net income of bank and minority interests.	$460,000	2,881
Net charge-offs	$-8,000	5,076
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$19,000	447
Net operating income	$460,000	2,829
2015-12-31 (YTD Data)		Rank
Total interest income	$7,542,000	2,960
Total interest expense	$1,281,000	2,010
Net interest income	$6,261,000	3,109
Provision for loan and lease losses	$165,000	2,549
Total noninterest income	$1,215,000	2,773
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$19,000	5,831
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,196,000	2,145
Total noninterest expense	$4,251,000	3,577
Salaries and employee benefits	$2,431,000	3,478
Premises and equipment expense	$792,000	2,581
Additional noninterest expense	$1,028,000	4,258
Pre-tax net operating income	$3,060,000	2,293
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,210,000	1,418
Income before extraordinary items	$1,850,000	2,869
Extraordinary gains, net	$0	23
Net income	$1,850,000	2,872
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,850,000	2,872
Net charge-offs	$36,000	3,470
Cash dividends	$183,000	3,751
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,850,000	2,820
2015-09-30 (YTD Data)		Rank
Total interest income	$5,626,000	2,991
Total interest expense	$955,000	2,043
Net interest income	$4,671,000	3,137
Provision for loan and lease losses	$75,000	2,945
Total noninterest income	$833,000	2,912
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$15,000	5,897
Trading account gains and fees	$0	153
Additional Noninterest Income	$818,000	2,280
Total noninterest expense	$3,105,000	3,659
Salaries and employee benefits	$1,707,000	3,654
Premises and equipment expense	$589,000	2,630
Additional noninterest expense	$809,000	4,155
Pre-tax net operating income	$2,324,000	2,308
Securities gains (losses)	$0	3,031
Applicable income taxes	$925,000	1,447
Income before extraordinary items	$1,399,000	2,895
Extraordinary gains, net	$0	21
Net income	$1,399,000	2,894
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,399,000	2,896
Net charge-offs	$6,000	3,786
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,399,000	2,846
2015-06-30 (YTD Data)		Rank
Total interest income	$3,723,000	3,004
Total interest expense	$628,000	2,079
Net interest income	$3,095,000	3,147
Provision for loan and lease losses	$75,000	2,511
Total noninterest income	$473,000	3,185
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$10,000	5,963
Trading account gains and fees	$0	157
Additional Noninterest Income	$463,000	2,497
Total noninterest expense	$2,086,000	3,674
Salaries and employee benefits	$1,138,000	3,674
Premises and equipment expense	$390,000	2,649
Additional noninterest expense	$558,000	4,125
Pre-tax net operating income	$1,407,000	2,459
Securities gains (losses)	$0	2,636
Applicable income taxes	$563,000	1,517
Income before extraordinary items	$844,000	3,077
Extraordinary gains, net	$0	22
Net income	$844,000	3,078
Minority interest net income	$0	75
Net income of bank and minority interests.	$844,000	3,079
Net charge-offs	$17,000	3,040
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$844,000	3,015
2015-03-31 (YTD Data)		Rank
Total interest income	$1,803,000	3,086
Total interest expense	$317,000	2,067
Net interest income	$1,486,000	3,246
Provision for loan and lease losses	$0	3,703
Total noninterest income	$77,000	4,834
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$5,000	6,004
Trading account gains and fees	$0	152
Additional Noninterest Income	$72,000	4,060
Total noninterest expense	$1,045,000	3,694
Salaries and employee benefits	$599,000	3,572
Premises and equipment expense	$196,000	2,694
Additional noninterest expense	$250,000	4,360
Pre-tax net operating income	$518,000	2,954
Securities gains (losses)	$0	2,027
Applicable income taxes	$212,000	1,775
Income before extraordinary items	$306,000	3,615
Extraordinary gains, net	$0	13
Net income	$306,000	3,618
Minority interest net income	$0	64
Net income of bank and minority interests.	$306,000	3,618
Net charge-offs	$12,000	2,395
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$306,000	3,521
2014-12-31 (YTD Data)		Rank
Total interest income	$7,359,000	3,069
Total interest expense	$1,199,000	2,262
Net interest income	$6,160,000	3,183
Provision for loan and lease losses	$243,000	2,240
Total noninterest income	$875,000	3,332
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$18,000	6,161
Trading account gains and fees	$0	180
Additional Noninterest Income	$857,000	2,552
Total noninterest expense	$4,314,000	3,648
Salaries and employee benefits	$2,422,000	3,547
Premises and equipment expense	$829,000	2,589
Additional noninterest expense	$1,063,000	4,318
Pre-tax net operating income	$2,478,000	2,607
Securities gains (losses)	$0	3,259
Applicable income taxes	$971,000	1,574
Income before extraordinary items	$1,507,000	3,241
Extraordinary gains, net	$0	17
Net income	$1,507,000	3,241
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,507,000	3,242
Net charge-offs	$-3,000	5,476
Cash dividends	$144,000	3,912
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,507,000	3,185
2014-09-30 (YTD Data)		Rank
Total interest income	$5,441,000	3,127
Total interest expense	$874,000	2,363
Net interest income	$4,567,000	3,237
Provision for loan and lease losses	$143,000	2,431
Total noninterest income	$562,000	3,620
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$11,000	6,278
Trading account gains and fees	$0	174
Additional Noninterest Income	$551,000	2,768
Total noninterest expense	$3,088,000	3,778
Salaries and employee benefits	$1,708,000	3,727
Premises and equipment expense	$623,000	2,617
Additional noninterest expense	$757,000	4,460
Pre-tax net operating income	$1,898,000	2,613
Securities gains (losses)	$0	2,980
Applicable income taxes	$734,000	1,602
Income before extraordinary items	$1,164,000	3,208
Extraordinary gains, net	$0	15
Net income	$1,164,000	3,208
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,164,000	3,209
Net charge-offs	$3,000	4,462
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,164,000	3,165
2014-06-30 (YTD Data)		Rank
Total interest income	$3,557,000	3,173
Total interest expense	$555,000	2,464
Net interest income	$3,002,000	3,270
Provision for loan and lease losses	$143,000	1,987
Total noninterest income	$437,000	3,356
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$7,000	6,336
Trading account gains and fees	$0	172
Additional Noninterest Income	$430,000	2,518
Total noninterest expense	$2,005,000	3,871
Salaries and employee benefits	$1,145,000	3,729
Premises and equipment expense	$413,000	2,648
Additional noninterest expense	$447,000	4,728
Pre-tax net operating income	$1,291,000	2,510
Securities gains (losses)	$0	2,580
Applicable income taxes	$485,000	1,566
Income before extraordinary items	$806,000	3,077
Extraordinary gains, net	$0	20
Net income	$806,000	3,083
Minority interest net income	$0	80
Net income of bank and minority interests.	$806,000	3,083
Net charge-offs	$-33,000	6,041
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$806,000	3,025
2014-03-31 (YTD Data)		Rank
Total interest income	$1,685,000	3,313
Total interest expense	$263,000	2,574
Net interest income	$1,422,000	3,398
Provision for loan and lease losses	$93,000	1,657
Total noninterest income	$235,000	3,165
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$2,000	6,442
Trading account gains and fees	$0	147
Additional Noninterest Income	$233,000	2,342
Total noninterest expense	$983,000	3,941
Salaries and employee benefits	$577,000	3,737
Premises and equipment expense	$202,000	2,734
Additional noninterest expense	$204,000	4,958
Pre-tax net operating income	$581,000	2,631
Securities gains (losses)	$0	1,715
Applicable income taxes	$212,000	1,664
Income before extraordinary items	$369,000	3,169
Extraordinary gains, net	$0	16
Net income	$369,000	3,170
Minority interest net income	$0	66
Net income of bank and minority interests.	$369,000	3,171
Net charge-offs	$-7,000	5,595
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$369,000	3,136
2013-12-31 (YTD Data)		Rank
Total interest income	$6,741,000	3,351
Total interest expense	$1,069,000	2,811
Net interest income	$5,672,000	3,393
Provision for loan and lease losses	$385,000	2,154
Total noninterest income	$553,000	4,261
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$14,000	6,485
Trading account gains and fees	$0	184
Additional Noninterest Income	$539,000	3,259
Total noninterest expense	$3,962,000	3,944
Salaries and employee benefits	$2,120,000	3,946
Premises and equipment expense	$717,000	2,920
Additional noninterest expense	$1,125,000	4,335
Pre-tax net operating income	$1,878,000	2,975
Securities gains (losses)	$0	3,182
Applicable income taxes	$769,000	1,720
Income before extraordinary items	$1,109,000	3,702
Extraordinary gains, net	$0	29
Net income	$1,109,000	3,705
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,109,000	3,706
Net charge-offs	$323,000	2,494
Cash dividends	$135,000	3,827
Sale, conversion, retirement of capital stock, net	$2,441,000	143
Net operating income	$1,109,000	3,651
2013-09-30 (YTD Data)		Rank
Total interest income	$5,023,000	3,403
Total interest expense	$790,000	2,913
Net interest income	$4,233,000	3,430
Provision for loan and lease losses	$255,000	2,265
Total noninterest income	$274,000	4,949
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$10,000	6,568
Trading account gains and fees	$0	180
Additional Noninterest Income	$264,000	3,937
Total noninterest expense	$2,953,000	3,972
Salaries and employee benefits	$1,477,000	4,120
Premises and equipment expense	$521,000	3,009
Additional noninterest expense	$955,000	4,052
Pre-tax net operating income	$1,299,000	3,201
Securities gains (losses)	$0	3,040
Applicable income taxes	$532,000	1,848
Income before extraordinary items	$767,000	3,892
Extraordinary gains, net	$0	25
Net income	$767,000	3,895
Minority interest net income	$0	84
Net income of bank and minority interests.	$767,000	3,895
Net charge-offs	$227,000	2,435
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$12,000	757
Net operating income	$767,000	3,828
2013-06-30 (YTD Data)		Rank
Total interest income	$3,283,000	3,459
Total interest expense	$527,000	2,957
Net interest income	$2,756,000	3,493
Provision for loan and lease losses	$170,000	2,311
Total noninterest income	$184,000	4,968
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$7,000	6,596
Trading account gains and fees	$0	157
Additional Noninterest Income	$177,000	3,977
Total noninterest expense	$1,986,000	3,974
Salaries and employee benefits	$969,000	4,188
Premises and equipment expense	$335,000	3,099
Additional noninterest expense	$682,000	3,895
Pre-tax net operating income	$784,000	3,372
Securities gains (losses)	$0	2,791
Applicable income taxes	$321,000	1,951
Income before extraordinary items	$463,000	4,068
Extraordinary gains, net	$0	22
Net income	$463,000	4,071
Minority interest net income	$0	82
Net income of bank and minority interests.	$463,000	4,071
Net charge-offs	$145,000	2,409
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$8,000	730
Net operating income	$463,000	3,963
2013-03-31 (YTD Data)		Rank
Total interest income	$1,637,000	3,486
Total interest expense	$267,000	2,996
Net interest income	$1,370,000	3,520
Provision for loan and lease losses	$70,000	2,504
Total noninterest income	$177,000	3,874
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$4,000	6,617
Trading account gains and fees	$0	148
Additional Noninterest Income	$173,000	2,978
Total noninterest expense	$1,049,000	3,880
Salaries and employee benefits	$527,000	4,027
Premises and equipment expense	$168,000	3,127
Additional noninterest expense	$354,000	3,810
Pre-tax net operating income	$428,000	3,182
Securities gains (losses)	$0	1,966
Applicable income taxes	$175,000	1,834
Income before extraordinary items	$253,000	3,871
Extraordinary gains, net	$0	10
Net income	$253,000	3,870
Minority interest net income	$0	76
Net income of bank and minority interests.	$253,000	3,873
Net charge-offs	$151,000	1,578
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$4,000	682
Net operating income	$253,000	3,764
2012-12-31 (YTD Data)		Rank
Total interest income	$5,705,000	3,968
Total interest expense	$1,076,000	3,453
Net interest income	$4,629,000	4,004
Provision for loan and lease losses	$305,000	3,332
Total noninterest income	$881,000	3,478
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$22,000	6,643
Trading account gains and fees	$0	166
Additional Noninterest Income	$859,000	2,575
Total noninterest expense	$3,867,000	4,120
Salaries and employee benefits	$1,982,000	4,158
Premises and equipment expense	$693,000	3,050
Additional noninterest expense	$1,192,000	4,372
Pre-tax net operating income	$1,338,000	3,519
Securities gains (losses)	$0	3,810
Applicable income taxes	$298,000	2,661
Income before extraordinary items	$1,040,000	3,827
Extraordinary gains, net	$0	29
Net income	$1,040,000	3,827
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,040,000	3,829
Net charge-offs	$194,000	3,793
Cash dividends	$80,000	4,067
Sale, conversion, retirement of capital stock, net	$28,000	796
Net operating income	$1,040,000	3,675
2012-09-30 (YTD Data)		Rank
Total interest income	$4,134,000	4,130
Total interest expense	$814,000	3,544
Net interest income	$3,320,000	4,200
Provision for loan and lease losses	$305,000	2,946
Total noninterest income	$710,000	3,389
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$18,000	6,699
Trading account gains and fees	$0	157
Additional Noninterest Income	$692,000	2,480
Total noninterest expense	$2,740,000	4,292
Salaries and employee benefits	$1,440,000	4,250
Premises and equipment expense	$520,000	3,076
Additional noninterest expense	$780,000	4,731
Pre-tax net operating income	$985,000	3,668
Securities gains (losses)	$0	3,575
Applicable income taxes	$403,000	2,160
Income before extraordinary items	$582,000	4,428
Extraordinary gains, net	$0	20
Net income	$582,000	4,427
Minority interest net income	$0	86
Net income of bank and minority interests.	$582,000	4,426
Net charge-offs	$148,000	3,611
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$13,000	817
Net operating income	$582,000	4,247
2012-06-30 (YTD Data)		Rank
Total interest income	$2,686,000	4,233
Total interest expense	$547,000	3,627
Net interest income	$2,139,000	4,309
Provision for loan and lease losses	$50,000	4,550
Total noninterest income	$456,000	3,411
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$12,000	6,742
Trading account gains and fees	$0	153
Additional Noninterest Income	$444,000	2,496
Total noninterest expense	$1,787,000	4,377
Salaries and employee benefits	$983,000	4,217
Premises and equipment expense	$350,000	3,054
Additional noninterest expense	$454,000	5,100
Pre-tax net operating income	$758,000	3,389
Securities gains (losses)	$0	3,178
Applicable income taxes	$310,000	2,025
Income before extraordinary items	$448,000	4,176
Extraordinary gains, net	$0	19
Net income	$448,000	4,180
Minority interest net income	$0	84
Net income of bank and minority interests.	$448,000	4,180
Net charge-offs	$37,000	4,257
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$8,000	803
Net operating income	$448,000	3,991
2012-03-31 (YTD Data)		Rank
Total interest income	$1,345,000	4,270
Total interest expense	$279,000	3,676
Net interest income	$1,066,000	4,348
Provision for loan and lease losses	$25,000	4,328
Total noninterest income	$289,000	3,001
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$6,000	6,762
Trading account gains and fees	$0	148
Additional Noninterest Income	$283,000	2,178
Total noninterest expense	$956,000	4,214
Salaries and employee benefits	$504,000	4,186
Premises and equipment expense	$171,000	3,143
Additional noninterest expense	$281,000	4,543
Pre-tax net operating income	$374,000	3,423
Securities gains (losses)	$0	2,210
Applicable income taxes	$153,000	2,002
Income before extraordinary items	$221,000	4,211
Extraordinary gains, net	$0	19
Net income	$221,000	4,215
Minority interest net income	$0	78
Net income of bank and minority interests.	$221,000	4,215
Net charge-offs	$37,000	3,263
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$4,000	737
Net operating income	$221,000	4,055
2011-12-31 (YTD Data)		Rank
Total interest income	$5,318,000	4,389
Total interest expense	$1,269,000	3,833
Net interest income	$4,049,000	4,502
Provision for loan and lease losses	$745,000	2,840
Total noninterest income	$1,478,000	2,475
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$24,000	6,698
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,454,000	1,684
Total noninterest expense	$3,761,000	4,290
Salaries and employee benefits	$1,928,000	4,260
Premises and equipment expense	$705,000	3,198
Additional noninterest expense	$1,128,000	4,627
Pre-tax net operating income	$1,021,000	3,685
Securities gains (losses)	$0	3,838
Applicable income taxes	$418,000	2,208
Income before extraordinary items	$603,000	4,402
Extraordinary gains, net	$0	29
Net income	$603,000	4,403
Minority interest net income	$0	96
Net income of bank and minority interests.	$603,000	4,403
Net charge-offs	$1,353,000	2,013
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$49,000	808
Net operating income	$603,000	4,276
2011-09-30 (YTD Data)		Rank
Total interest income	$3,981,000	4,447
Total interest expense	$983,000	3,871
Net interest income	$2,998,000	4,562
Provision for loan and lease losses	$565,000	2,701
Total noninterest income	$1,134,000	2,433
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$17,000	6,758
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,117,000	1,631
Total noninterest expense	$2,788,000	4,330
Salaries and employee benefits	$1,450,000	4,261
Premises and equipment expense	$533,000	3,201
Additional noninterest expense	$805,000	4,766
Pre-tax net operating income	$779,000	3,775
Securities gains (losses)	$0	3,555
Applicable income taxes	$319,000	2,200
Income before extraordinary items	$460,000	4,458
Extraordinary gains, net	$0	21
Net income	$460,000	4,459
Minority interest net income	$0	87
Net income of bank and minority interests.	$460,000	4,459
Net charge-offs	$1,309,000	1,634
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$28,000	802
Net operating income	$460,000	4,325
2011-06-30 (YTD Data)		Rank
Total interest income	$2,651,000	4,497
Total interest expense	$674,000	3,908
Net interest income	$1,977,000	4,615
Provision for loan and lease losses	$565,000	2,171
Total noninterest income	$965,000	2,046
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$8,000	6,873
Trading account gains and fees	$0	153
Additional Noninterest Income	$957,000	1,383
Total noninterest expense	$1,848,000	4,377
Salaries and employee benefits	$974,000	4,274
Premises and equipment expense	$354,000	3,227
Additional noninterest expense	$520,000	4,894
Pre-tax net operating income	$529,000	3,700
Securities gains (losses)	$0	2,914
Applicable income taxes	$216,000	2,151
Income before extraordinary items	$313,000	4,376
Extraordinary gains, net	$0	15
Net income	$313,000	4,375
Minority interest net income	$0	89
Net income of bank and minority interests.	$313,000	4,377
Net charge-offs	$1,005,000	1,469
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$19,000	742
Net operating income	$313,000	4,294
2011-03-31 (YTD Data)		Rank
Total interest income	$1,345,000	4,483
Total interest expense	$350,000	3,915
Net interest income	$995,000	4,593
Provision for loan and lease losses	$200,000	2,421
Total noninterest income	$569,000	1,815
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$4,000	6,879
Trading account gains and fees	$0	158
Additional Noninterest Income	$565,000	1,242
Total noninterest expense	$957,000	4,304
Salaries and employee benefits	$481,000	4,340
Premises and equipment expense	$174,000	3,314
Additional noninterest expense	$302,000	4,510
Pre-tax net operating income	$407,000	2,929
Securities gains (losses)	$0	1,772
Applicable income taxes	$166,000	1,692
Income before extraordinary items	$241,000	3,650
Extraordinary gains, net	$0	9
Net income	$241,000	3,650
Minority interest net income	$0	86
Net income of bank and minority interests.	$241,000	3,649
Net charge-offs	$20,000	4,032
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$10,000	697
Net operating income	$241,000	3,591
2010-12-31 (YTD Data)		Rank
Total interest income	$6,454,000	4,116
Total interest expense	$1,600,000	4,110
Net interest income	$4,854,000	4,035
Provision for loan and lease losses	$360,000	4,589
Total noninterest income	$164,000	6,198
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$22,000	6,598
Trading account gains and fees	$0	175
Additional Noninterest Income	$142,000	5,046
Total noninterest expense	$3,945,000	4,253
Salaries and employee benefits	$1,839,000	4,462
Premises and equipment expense	$688,000	3,348
Additional noninterest expense	$1,418,000	4,153
Pre-tax net operating income	$713,000	3,885
Securities gains (losses)	$0	3,793
Applicable income taxes	$292,000	2,385
Income before extraordinary items	$421,000	4,562
Extraordinary gains, net	$0	29
Net income	$421,000	4,562
Minority interest net income	$0	111
Net income of bank and minority interests.	$421,000	4,562
Net charge-offs	$138,000	5,135
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$54,000	927
Net operating income	$421,000	4,412
2010-09-30 (YTD Data)		Rank
Total interest income	$5,040,000	4,087
Total interest expense	$1,253,000	4,151
Net interest income	$3,787,000	3,984
Provision for loan and lease losses	$290,000	4,374
Total noninterest income	$95,000	6,595
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$17,000	6,689
Trading account gains and fees	$0	165
Additional Noninterest Income	$78,000	5,525
Total noninterest expense	$3,065,000	4,158
Salaries and employee benefits	$1,362,000	4,543
Premises and equipment expense	$511,000	3,429
Additional noninterest expense	$1,192,000	3,825
Pre-tax net operating income	$527,000	4,134
Securities gains (losses)	$0	3,651
Applicable income taxes	$216,000	2,471
Income before extraordinary items	$311,000	4,822
Extraordinary gains, net	$0	23
Net income	$311,000	4,825
Minority interest net income	$0	110
Net income of bank and minority interests.	$311,000	4,825
Net charge-offs	$138,000	4,584
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$31,000	924
Net operating income	$311,000	4,622
2010-06-30 (YTD Data)		Rank
Total interest income	$3,480,000	4,035
Total interest expense	$875,000	4,135
Net interest income	$2,605,000	3,904
Provision for loan and lease losses	$260,000	3,834
Total noninterest income	$-91,000	7,630
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$11,000	6,744
Trading account gains and fees	$0	152
Additional Noninterest Income	$-102,000	7,524
Total noninterest expense	$2,018,000	4,203
Salaries and employee benefits	$886,000	4,629
Premises and equipment expense	$332,000	3,535
Additional noninterest expense	$800,000	3,798
Pre-tax net operating income	$236,000	4,725
Securities gains (losses)	$0	3,184
Applicable income taxes	$97,000	2,813
Income before extraordinary items	$139,000	5,286
Extraordinary gains, net	$0	19
Net income	$139,000	5,289
Minority interest net income	$0	105
Net income of bank and minority interests.	$139,000	5,288
Net charge-offs	$140,000	3,902
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$21,000	859
Net operating income	$139,000	5,136
2010-03-31 (YTD Data)		Rank
Total interest income	$1,716,000	4,129
Total interest expense	$472,000	4,081
Net interest income	$1,244,000	4,046
Provision for loan and lease losses	$80,000	4,236
Total noninterest income	$-35,000	7,742
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$3,000	6,921
Trading account gains and fees	$0	175
Additional Noninterest Income	$-38,000	7,655
Total noninterest expense	$1,031,000	4,193
Salaries and employee benefits	$447,000	4,667
Premises and equipment expense	$189,000	3,270
Additional noninterest expense	$395,000	3,829
Pre-tax net operating income	$98,000	5,076
Securities gains (losses)	$0	2,284
Applicable income taxes	$40,000	2,950
Income before extraordinary items	$58,000	5,581
Extraordinary gains, net	$0	16
Net income	$58,000	5,583
Minority interest net income	$0	91
Net income of bank and minority interests.	$58,000	5,582
Net charge-offs	$102,000	3,082
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$10,000	814
Net operating income	$58,000	5,479
2009-12-31 (YTD Data)		Rank
Total interest income	$7,332,000	4,055
Total interest expense	$2,975,000	3,428
Net interest income	$4,357,000	4,322
Provision for loan and lease losses	$2,418,000	2,237
Total noninterest income	$130,000	6,733
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$14,000	6,972
Trading account gains and fees	$0	211
Additional Noninterest Income	$116,000	5,461
Total noninterest expense	$3,774,000	4,495
Salaries and employee benefits	$1,769,000	4,707
Premises and equipment expense	$767,000	3,242
Additional noninterest expense	$1,238,000	4,660
Pre-tax net operating income	$-1,705,000	6,532
Securities gains (losses)	$4,000	3,487
Applicable income taxes	$-445,000	7,000
Income before extraordinary items	$-1,256,000	6,474
Extraordinary gains, net	$0	34
Net income	$-1,256,000	6,474
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,256,000	6,474
Net charge-offs	$1,847,000	2,126
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$4,672,000	196
Net operating income	$-1,258,960	6,474
2009-09-30 (YTD Data)		Rank
Total interest income	$5,588,000	4,065
Total interest expense	$2,409,000	3,375
Net interest income	$3,179,000	4,421
Provision for loan and lease losses	$2,223,000	1,782
Total noninterest income	$217,000	5,737
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$11,000	7,011
Trading account gains and fees	$0	212
Additional Noninterest Income	$206,000	4,237
Total noninterest expense	$2,792,000	4,558
Salaries and employee benefits	$1,380,000	4,638
Premises and equipment expense	$573,000	3,296
Additional noninterest expense	$839,000	4,928
Pre-tax net operating income	$-1,619,000	6,916
Securities gains (losses)	$0	3,497
Applicable income taxes	$-445,000	7,314
Income before extraordinary items	$-1,174,000	6,837
Extraordinary gains, net	$0	27
Net income	$-1,174,000	6,838
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,174,000	6,838
Net charge-offs	$1,827,000	1,584
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$374,000	483
Net operating income	$-1,174,000	6,826
2009-06-30 (YTD Data)		Rank
Total interest income	$3,779,000	4,068
Total interest expense	$1,749,000	3,304
Net interest income	$2,030,000	4,532
Provision for loan and lease losses	$1,891,000	1,446
Total noninterest income	$162,000	5,586
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$8,000	7,058
Trading account gains and fees	$0	193
Additional Noninterest Income	$154,000	4,069
Total noninterest expense	$1,838,000	4,624
Salaries and employee benefits	$925,000	4,669
Premises and equipment expense	$363,000	3,438
Additional noninterest expense	$550,000	4,965
Pre-tax net operating income	$-1,537,000	7,252
Securities gains (losses)	$0	3,136
Applicable income taxes	$-487,000	7,569
Income before extraordinary items	$-1,050,000	7,167
Extraordinary gains, net	$0	21
Net income	$-1,050,000	7,167
Minority interest net income	$0	112
Net income of bank and minority interests.	$-1,050,000	7,168
Net charge-offs	$1,563,000	1,311
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$24,000	963
Net operating income	$-1,050,000	7,161
2009-03-31 (YTD Data)		Rank
Total interest income	$1,922,000	4,062
Total interest expense	$964,000	3,141
Net interest income	$958,000	4,693
Provision for loan and lease losses	$56,000	4,791
Total noninterest income	$78,000	5,633
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$4,000	7,066
Trading account gains and fees	$0	171
Additional Noninterest Income	$74,000	4,148
Total noninterest expense	$881,000	4,676
Salaries and employee benefits	$475,000	4,640
Premises and equipment expense	$178,000	3,533
Additional noninterest expense	$228,000	5,211
Pre-tax net operating income	$99,000	5,052
Securities gains (losses)	$0	2,434
Applicable income taxes	$41,000	3,047
Income before extraordinary items	$58,000	5,575
Extraordinary gains, net	$0	15
Net income	$58,000	5,578
Minority interest net income	$0	102
Net income of bank and minority interests.	$58,000	5,578
Net charge-offs	$-3,000	7,537
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$12,000	859
Net operating income	$58,000	5,405
2008-12-31 (YTD Data)		Rank
Total interest income	$8,297,000	4,037
Total interest expense	$3,899,000	3,574
Net interest income	$4,398,000	4,283
Provision for loan and lease losses	$1,239,000	2,421
Total noninterest income	$766,000	3,949
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$16,000	7,095
Trading account gains and fees	$0	154
Additional Noninterest Income	$750,000	2,530
Total noninterest expense	$3,657,000	4,504
Salaries and employee benefits	$2,144,000	4,229
Premises and equipment expense	$681,000	3,579
Additional noninterest expense	$832,000	5,374
Pre-tax net operating income	$268,000	5,544
Securities gains (losses)	$0	3,220
Applicable income taxes	$110,000	3,317
Income before extraordinary items	$158,000	5,643
Extraordinary gains, net	$0	39
Net income	$158,000	5,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$258,000	3,752
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$970,000	435
Net operating income	$158,000	5,801
2008-09-30 (YTD Data)		Rank
Total interest income	$6,203,000	4,114
Total interest expense	$2,922,000	3,689
Net interest income	$3,281,000	4,336
Provision for loan and lease losses	$836,000	2,036
Total noninterest income	$730,000	3,553
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$12,000	7,142
Trading account gains and fees	$0	148
Additional Noninterest Income	$718,000	2,281
Total noninterest expense	$2,764,000	4,473
Salaries and employee benefits	$1,677,000	4,130
Premises and equipment expense	$500,000	3,631
Additional noninterest expense	$587,000	5,483
Pre-tax net operating income	$411,000	5,235
Securities gains (losses)	$0	3,106
Applicable income taxes	$168,000	3,100
Income before extraordinary items	$243,000	5,486
Extraordinary gains, net	$0	31
Net income	$243,000	5,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$199,000	3,069
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$33,000	1,026
Net operating income	$243,000	5,658
2008-06-30 (YTD Data)		Rank
Total interest income	$4,054,000	4,215
Total interest expense	$1,960,000	3,795
Net interest income	$2,094,000	4,456
Provision for loan and lease losses	$345,000	2,346
Total noninterest income	$557,000	3,278
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$8,000	7,191
Trading account gains and fees	$0	149
Additional Noninterest Income	$549,000	2,104
Total noninterest expense	$1,866,000	4,458
Salaries and employee benefits	$1,150,000	4,084
Premises and equipment expense	$321,000	3,757
Additional noninterest expense	$395,000	5,453
Pre-tax net operating income	$440,000	4,614
Securities gains (losses)	$0	3,233
Applicable income taxes	$180,000	2,801
Income before extraordinary items	$260,000	5,223
Extraordinary gains, net	$0	21
Net income	$260,000	5,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	2,239
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$21,000	941
Net operating income	$260,000	5,150
2008-03-31 (YTD Data)		Rank
Total interest income	$2,028,000	4,268
Total interest expense	$1,016,000	3,869
Net interest income	$1,012,000	4,580
Provision for loan and lease losses	$115,000	2,537
Total noninterest income	$276,000	3,300
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$3,000	7,255
Trading account gains and fees	$0	158
Additional Noninterest Income	$273,000	2,079
Total noninterest expense	$955,000	4,382
Salaries and employee benefits	$622,000	3,869
Premises and equipment expense	$149,000	4,002
Additional noninterest expense	$184,000	5,606
Pre-tax net operating income	$218,000	4,795
Securities gains (losses)	$0	2,688
Applicable income taxes	$89,000	2,937
Income before extraordinary items	$129,000	5,460
Extraordinary gains, net	$0	15
Net income	$129,000	5,462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$11,000	813
Net operating income	$129,000	5,366
2007-12-31 (YTD Data)		Rank
Total interest income	$8,823,000	4,098
Total interest expense	$4,675,000	3,623
Net interest income	$4,148,000	4,510
Provision for loan and lease losses	$416,000	2,641
Total noninterest income	$553,000	4,804
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$12,000	7,272
Trading account gains and fees	$0	178
Additional Noninterest Income	$541,000	3,177
Total noninterest expense	$2,887,000	5,129
Salaries and employee benefits	$1,739,000	4,863
Premises and equipment expense	$510,000	4,295
Additional noninterest expense	$638,000	5,976
Pre-tax net operating income	$1,398,000	4,028
Securities gains (losses)	$0	2,146
Applicable income taxes	$492,000	2,757
Income before extraordinary items	$906,000	4,534
Extraordinary gains, net	$0	39
Net income	$906,000	4,535
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$55,000	1,049
Net operating income	$906,000	4,523
2007-09-30 (YTD Data)		Rank
Total interest income	$6,520,000	4,155
Total interest expense	$3,519,000	3,628
Net interest income	$3,001,000	4,639
Provision for loan and lease losses	$248,000	2,630
Total noninterest income	$402,000	4,894
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$9,000	7,301
Trading account gains and fees	$0	184
Additional Noninterest Income	$393,000	3,239
Total noninterest expense	$2,164,000	5,103
Salaries and employee benefits	$1,277,000	4,904
Premises and equipment expense	$392,000	4,229
Additional noninterest expense	$495,000	5,832
Pre-tax net operating income	$991,000	4,381
Securities gains (losses)	$0	1,655
Applicable income taxes	$325,000	3,087
Income before extraordinary items	$666,000	4,800
Extraordinary gains, net	$0	33
Net income	$666,000	4,799
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$37,000	944
Net operating income	$666,000	4,788
2007-06-30 (YTD Data)		Rank
Total interest income	$4,157,000	4,298
Total interest expense	$2,293,000	3,689
Net interest income	$1,864,000	4,882
Provision for loan and lease losses	$151,000	2,572
Total noninterest income	$298,000	4,679
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$6,000	7,346
Trading account gains and fees	$0	168
Additional Noninterest Income	$292,000	3,058
Total noninterest expense	$1,385,000	5,270
Salaries and employee benefits	$842,000	4,965
Premises and equipment expense	$246,000	4,433
Additional noninterest expense	$297,000	6,144
Pre-tax net operating income	$626,000	4,552
Securities gains (losses)	$0	1,444
Applicable income taxes	$176,000	3,426
Income before extraordinary items	$450,000	4,802
Extraordinary gains, net	$0	29
Net income	$450,000	4,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$32,000	830
Net operating income	$450,000	4,799
2007-03-31 (YTD Data)		Rank
Total interest income	$1,977,000	4,429
Total interest expense	$1,125,000	3,699
Net interest income	$852,000	5,173
Provision for loan and lease losses	$36,000	3,550
Total noninterest income	$94,000	5,668
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$2,000	7,430
Trading account gains and fees	$0	195
Additional Noninterest Income	$92,000	3,917
Total noninterest expense	$660,000	5,455
Salaries and employee benefits	$401,000	5,160
Premises and equipment expense	$120,000	4,509
Additional noninterest expense	$139,000	6,329
Pre-tax net operating income	$250,000	5,050
Securities gains (losses)	$0	1,187
Applicable income taxes	$23,000	4,835
Income before extraordinary items	$227,000	4,773
Extraordinary gains, net	$0	22
Net income	$227,000	4,774
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$25,000	633
Net operating income	$227,000	4,750
2006-12-31 (YTD Data)		Rank
Total interest income	$5,829,000	5,109
Total interest expense	$2,606,000	4,707
Net interest income	$3,223,000	5,319
Provision for loan and lease losses	$129,000	4,279
Total noninterest income	$510,000	5,088
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$14,000	7,366
Trading account gains and fees	$0	130
Additional Noninterest Income	$496,000	3,355
Total noninterest expense	$2,396,000	5,626
Salaries and employee benefits	$1,415,000	5,388
Premises and equipment expense	$420,000	4,770
Additional noninterest expense	$561,000	6,254
Pre-tax net operating income	$1,208,000	4,771
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,000	6,499
Income before extraordinary items	$1,207,000	4,267
Extraordinary gains, net	$0	51
Net income	$1,207,000	4,267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$4,084,000	332
Net operating income	$1,207,000	4,247
2006-09-30 (YTD Data)		Rank
Total interest income	$4,100,000	5,300
Total interest expense	$1,740,000	4,937
Net interest income	$2,360,000	5,423
Provision for loan and lease losses	$103,000	4,045
Total noninterest income	$336,000	5,392
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$11,000	7,422
Trading account gains and fees	$0	126
Additional Noninterest Income	$325,000	3,600
Total noninterest expense	$1,714,000	5,753
Salaries and employee benefits	$978,000	5,617
Premises and equipment expense	$340,000	4,548
Additional noninterest expense	$396,000	6,421
Pre-tax net operating income	$879,000	5,022
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,000	6,574
Income before extraordinary items	$878,000	4,482
Extraordinary gains, net	$0	45
Net income	$878,000	4,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$4,068,000	253
Net operating income	$878,000	4,465
2006-06-30 (YTD Data)		Rank
Total interest income	$2,538,000	5,488
Total interest expense	$1,085,000	5,006
Net interest income	$1,453,000	5,704
Provision for loan and lease losses	$35,000	4,878
Total noninterest income	$244,000	5,199
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$8,000	7,453
Trading account gains and fees	$0	126
Additional Noninterest Income	$236,000	3,430
Total noninterest expense	$1,089,000	5,920
Salaries and employee benefits	$633,000	5,736
Premises and equipment expense	$233,000	4,466
Additional noninterest expense	$223,000	6,875
Pre-tax net operating income	$573,000	5,106
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,000	6,575
Income before extraordinary items	$572,000	4,562
Extraordinary gains, net	$0	39
Net income	$572,000	4,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$4,068,000	170
Net operating income	$572,000	4,552
2006-03-31 (YTD Data)		Rank
Total interest income	$1,169,000	5,669
Total interest expense	$503,000	5,102
Net interest income	$666,000	5,954
Provision for loan and lease losses	$20,000	4,517
Total noninterest income	$121,000	5,193
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$4,000	7,476
Trading account gains and fees	$0	115
Additional Noninterest Income	$117,000	3,425
Total noninterest expense	$528,000	6,022
Salaries and employee benefits	$304,000	5,887
Premises and equipment expense	$120,000	4,409
Additional noninterest expense	$104,000	7,001
Pre-tax net operating income	$239,000	5,472
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$239,000	4,948
Extraordinary gains, net	$0	21
Net income	$239,000	4,949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$4,068,000	83
Net operating income	$239,000	4,930
2005-12-31 (YTD Data)		Rank
Total interest income	$3,600,000	6,112
Total interest expense	$1,397,000	5,425
Net interest income	$2,203,000	6,382
Provision for loan and lease losses	$306,000	2,773
Total noninterest income	$277,000	6,479
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$18,000	7,500
Trading account gains and fees	$0	138
Additional Noninterest Income	$259,000	4,657
Total noninterest expense	$1,846,000	6,355
Salaries and employee benefits	$994,000	6,365
Premises and equipment expense	$425,000	4,668
Additional noninterest expense	$427,000	6,948
Pre-tax net operating income	$328,000	7,298
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,000	6,850
Income before extraordinary items	$327,000	7,063
Extraordinary gains, net	$0	46
Net income	$327,000	7,064
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	3,347
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$35,000	830
Net operating income	$327,000	7,044
2005-09-30 (YTD Data)		Rank
Total interest income	$2,515,000	6,304
Total interest expense	$985,000	5,477
Net interest income	$1,530,000	6,624
Provision for loan and lease losses	$275,000	2,345
Total noninterest income	$179,000	6,793
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$14,000	7,540
Trading account gains and fees	$0	126
Additional Noninterest Income	$165,000	5,014
Total noninterest expense	$1,332,000	6,444
Salaries and employee benefits	$709,000	6,504
Premises and equipment expense	$309,000	4,740
Additional noninterest expense	$314,000	6,999
Pre-tax net operating income	$102,000	8,006
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,000	6,867
Income before extraordinary items	$101,000	7,961
Extraordinary gains, net	$0	35
Net income	$101,000	7,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	2,555
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$23,000	684
Net operating income	$101,000	7,931
2005-06-30 (YTD Data)		Rank
Total interest income	$1,526,000	6,522
Total interest expense	$577,000	5,670
Net interest income	$949,000	6,795
Provision for loan and lease losses	$231,000	1,922
Total noninterest income	$134,000	6,557
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$10,000	7,536
Trading account gains and fees	$0	116
Additional Noninterest Income	$124,000	4,729
Total noninterest expense	$863,000	6,523
Salaries and employee benefits	$481,000	6,459
Premises and equipment expense	$200,000	4,823
Additional noninterest expense	$182,000	7,278
Pre-tax net operating income	$-11,000	8,381
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,000	6,848
Income before extraordinary items	$-12,000	8,407
Extraordinary gains, net	$0	30
Net income	$-12,000	8,407
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	1,912
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$23,000	557
Net operating income	$-12,000	8,377
2005-03-31 (YTD Data)		Rank
Total interest income	$656,000	6,899
Total interest expense	$241,000	6,068
Net interest income	$415,000	7,168
Provision for loan and lease losses	$71,000	2,655
Total noninterest income	$18,000	8,309
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$5,000	7,590
Trading account gains and fees	$0	115
Additional Noninterest Income	$13,000	7,447
Total noninterest expense	$429,000	6,577
Salaries and employee benefits	$259,000	6,258
Premises and equipment expense	$96,000	5,017
Additional noninterest expense	$74,000	7,713
Pre-tax net operating income	$-67,000	8,608
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$-67,000	8,623
Extraordinary gains, net	$0	24
Net income	$-67,000	8,623
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$23,000	381
Net operating income	$-67,000	8,601
2004-12-31 (YTD Data)		Rank
Total interest income	$1,593,000	7,788
Total interest expense	$584,000	7,002
Net interest income	$1,009,000	8,001
Provision for loan and lease losses	$263,000	3,170
Total noninterest income	$89,000	8,205
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$39,000	7,447
Trading account gains and fees	$0	138
Additional Noninterest Income	$50,000	7,418
Total noninterest expense	$1,684,000	6,566
Salaries and employee benefits	$1,011,000	6,242
Premises and equipment expense	$322,000	5,476
Additional noninterest expense	$351,000	7,403
Pre-tax net operating income	$-849,000	8,772
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,000	7,085
Income before extraordinary items	$-850,000	8,805
Extraordinary gains, net	$0	34
Net income	$-850,000	8,806
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$22,000	781
Net operating income	$-850,000	8,783
2004-09-30 (YTD Data)		Rank
Total interest income	$976,000	8,134
Total interest expense	$368,000	7,358
Net interest income	$608,000	8,330
Provision for loan and lease losses	$210,000	2,903
Total noninterest income	$74,000	8,155
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$28,000	7,518
Trading account gains and fees	$0	134
Additional Noninterest Income	$46,000	7,182
Total noninterest expense	$1,232,000	6,595
Salaries and employee benefits	$726,000	6,351
Premises and equipment expense	$263,000	5,174
Additional noninterest expense	$243,000	7,558
Pre-tax net operating income	$-760,000	8,847
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,000	7,130
Income before extraordinary items	$-761,000	8,887
Extraordinary gains, net	$0	26
Net income	$-761,000	8,887
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-761,000	8,868
2004-06-30 (YTD Data)		Rank
Total interest income	$533,000	8,440
Total interest expense	$225,000	7,596
Net interest income	$308,000	8,625
Provision for loan and lease losses	$74,000	4,051
Total noninterest income	$61,000	7,944
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$18,000	7,579
Trading account gains and fees	$0	130
Additional Noninterest Income	$43,000	6,699
Total noninterest expense	$822,000	6,644
Salaries and employee benefits	$496,000	6,323
Premises and equipment expense	$174,000	5,230
Additional noninterest expense	$152,000	7,700
Pre-tax net operating income	$-527,000	8,911
Securities gains (losses)	$0	3,413
Applicable income taxes	$1,000	7,109
Income before extraordinary items	$-528,000	8,941
Extraordinary gains, net	$0	21
Net income	$-528,000	8,942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-528,000	8,922
2004-03-31 (YTD Data)		Rank
Total interest income	$202,000	8,704
Total interest expense	$102,000	7,816
Net interest income	$100,000	8,893
Provision for loan and lease losses	$37,000	3,840
Total noninterest income	$33,000	7,851
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$6,000	7,724
Trading account gains and fees	$0	121
Additional Noninterest Income	$27,000	6,301
Total noninterest expense	$415,000	6,657
Salaries and employee benefits	$256,000	6,253
Premises and equipment expense	$83,000	5,402
Additional noninterest expense	$76,000	7,736
Pre-tax net operating income	$-319,000	8,978
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$-319,000	9,006
Extraordinary gains, net	$0	16
Net income	$-319,000	9,005
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-319,000	8,981
2003-12-31 (YTD Data)		Rank
Total interest income	$90,000	9,114
Total interest expense	$63,000	9,022
Net interest income	$27,000	9,146
Provision for loan and lease losses	$50,000	6,256
Total noninterest income	$22,000	8,992
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,000	8,036
Trading account gains and fees	$0	160
Additional Noninterest Income	$21,000	8,405
Total noninterest expense	$907,000	8,062
Salaries and employee benefits	$513,000	8,032
Premises and equipment expense	$195,000	6,839
Additional noninterest expense	$199,000	8,449
Pre-tax net operating income	$-908,000	8,950
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$-908,000	9,018
Extraordinary gains, net	$0	54
Net income	$-908,000	9,018
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$8,385,000	113
Net operating income	$-908,000	8,968

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.