Home > American Community Bank & Trust > Income and Expense

American Community Bank & Trust, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$13,243,0001,014
Total interest expense$4,572,0001,062
Net interest income$8,671,000989
Provision for loan and lease losses$525,000570
Total noninterest income$1,298,0001,118
Gross Fiduciary activities income$0918
Service charges on deposit accounts$300,000888
Trading account gains and feesNANA
Additional Noninterest Income$998,000957
Total noninterest expense$5,175,0001,240
Salaries and employee benefits$3,335,0001,129
Premises and equipment expense$610,0001,075
Additional noninterest expense$998,000957
Pre-tax net operating income$4,269,000807
Securities gains (losses)$0665
Applicable income taxes$1,117,000602
Income before extraordinary items$3,152,000882
Extraordinary gains, net$047
Net income$3,152,000895
Minority interest net income$065
Net income of bank and minority interests.$3,152,000882
Net charge-offs$137,000709
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$3,152,000888
2024-12-31 (YTD Data)Rank
Total interest income$56,867,000936
Total interest expense$25,005,000870
Net interest income$31,862,0001,021
Provision for loan and lease losses$565,0001,287
Total noninterest income$4,583,0001,244
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$746,0001,273
Trading account gains and feesNANA
Additional Noninterest Income$3,837,0001,021
Total noninterest expense$20,271,0001,231
Salaries and employee benefits$12,853,0001,122
Premises and equipment expense$2,448,0001,035
Additional noninterest expense$3,837,0001,021
Pre-tax net operating income$15,609,000830
Securities gains (losses)$1,000871
Applicable income taxes$3,724,000648
Income before extraordinary items$11,886,000878
Extraordinary gains, net$053
Net income$11,886,000885
Minority interest net income$090
Net income of bank and minority interests.$11,886,000878
Net charge-offs$1,287,000605
Cash dividends$7,000,000671
Sale, conversion, retirement of capital stock, net$0564
Net operating income$11,885,210881
2024-09-30 (YTD Data)Rank
Total interest income$42,378,000933
Total interest expense$19,297,000844
Net interest income$23,081,0001,043
Provision for loan and lease losses$40,0002,650
Total noninterest income$3,358,0001,258
Gross Fiduciary activities income$0972
Service charges on deposit accounts$540,0001,305
Trading account gains and feesNANA
Additional Noninterest Income$2,818,0001,049
Total noninterest expense$14,557,0001,264
Salaries and employee benefits$9,219,0001,162
Premises and equipment expense$1,782,0001,069
Additional noninterest expense$2,818,0001,049
Pre-tax net operating income$11,842,000803
Securities gains (losses)$0930
Applicable income taxes$2,788,000647
Income before extraordinary items$9,054,000848
Extraordinary gains, net$051
Net income$9,054,000859
Minority interest net income$082
Net income of bank and minority interests.$9,054,000850
Net charge-offs$1,287,000470
Cash dividends$5,000,000623
Sale, conversion, retirement of capital stock, net$0527
Net operating income$9,054,000848
2024-06-30 (YTD Data)Rank
Total interest income$27,657,000940
Total interest expense$12,909,000833
Net interest income$14,748,0001,071
Provision for loan and lease losses$-485,0004,469
Total noninterest income$2,186,0001,262
Gross Fiduciary activities income$0962
Service charges on deposit accounts$348,0001,319
Trading account gains and feesNANA
Additional Noninterest Income$1,838,0001,061
Total noninterest expense$9,634,0001,269
Salaries and employee benefits$6,049,0001,183
Premises and equipment expense$1,219,0001,045
Additional noninterest expense$1,838,0001,061
Pre-tax net operating income$7,785,000817
Securities gains (losses)$0628
Applicable income taxes$1,843,000641
Income before extraordinary items$5,942,000856
Extraordinary gains, net$052
Net income$5,942,000865
Minority interest net income$084
Net income of bank and minority interests.$5,942,000858
Net charge-offs$1,057,000406
Cash dividends$1,000,0001,422
Sale, conversion, retirement of capital stock, net$0496
Net operating income$5,942,000858
2024-03-31 (YTD Data)Rank
Total interest income$13,662,000946
Total interest expense$6,511,000813
Net interest income$7,151,0001,094
Provision for loan and lease losses$-710,0004,486
Total noninterest income$1,026,0001,293
Gross Fiduciary activities income$0895
Service charges on deposit accounts$165,0001,365
Trading account gains and feesNANA
Additional Noninterest Income$861,0001,086
Total noninterest expense$4,665,0001,306
Salaries and employee benefits$2,957,0001,210
Premises and equipment expense$599,0001,079
Additional noninterest expense$861,0001,086
Pre-tax net operating income$4,222,000744
Securities gains (losses)$0689
Applicable income taxes$1,026,000600
Income before extraordinary items$3,196,000807
Extraordinary gains, net$051
Net income$3,196,000815
Minority interest net income$072
Net income of bank and minority interests.$3,196,000807
Net charge-offs$02,217
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$3,196,000804
2023-12-31 (YTD Data)Rank
Total interest income$45,038,0001,019
Total interest expense$18,831,000813
Net interest income$26,207,0001,156
Provision for loan and lease losses$2,825,000467
Total noninterest income$3,795,0001,408
Gross Fiduciary activities income$0981
Service charges on deposit accounts$491,0001,662
Trading account gains and feesNANA
Additional Noninterest Income$3,304,0001,180
Total noninterest expense$16,970,0001,376
Salaries and employee benefits$10,478,0001,297
Premises and equipment expense$2,332,0001,066
Additional noninterest expense$3,304,0001,180
Pre-tax net operating income$10,207,0001,142
Securities gains (losses)$0988
Applicable income taxes$2,591,000814
Income before extraordinary items$7,616,0001,254
Extraordinary gains, net$054
Net income$7,616,0001,269
Minority interest net income$088
Net income of bank and minority interests.$7,616,0001,257
Net charge-offs$-27,0004,063
Cash dividends$2,000,0001,522
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,616,0001,279
2023-09-30 (YTD Data)Rank
Total interest income$32,102,0001,041
Total interest expense$12,564,000833
Net interest income$19,538,0001,168
Provision for loan and lease losses$2,675,000385
Total noninterest income$2,875,0001,395
Gross Fiduciary activities income$0950
Service charges on deposit accounts$374,0001,651
Trading account gains and feesNANA
Additional Noninterest Income$2,501,0001,174
Total noninterest expense$12,695,0001,371
Salaries and employee benefits$7,910,0001,294
Premises and equipment expense$1,811,0001,029
Additional noninterest expense$2,501,0001,174
Pre-tax net operating income$7,043,0001,274
Securities gains (losses)$0849
Applicable income taxes$1,793,000891
Income before extraordinary items$5,250,0001,392
Extraordinary gains, net$052
Net income$5,250,0001,403
Minority interest net income$081
Net income of bank and minority interests.$5,250,0001,392
Net charge-offs$-25,0004,048
Cash dividends$2,000,0001,161
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,250,0001,407
2023-06-30 (YTD Data)Rank
Total interest income$19,982,0001,079
Total interest expense$6,916,000894
Net interest income$13,066,0001,178
Provision for loan and lease losses$2,450,000315
Total noninterest income$1,863,0001,364
Gross Fiduciary activities income$0931
Service charges on deposit accounts$245,0001,647
Trading account gains and feesNANA
Additional Noninterest Income$1,618,0001,132
Total noninterest expense$8,408,0001,372
Salaries and employee benefits$5,241,0001,296
Premises and equipment expense$1,232,0001,007
Additional noninterest expense$1,618,0001,131
Pre-tax net operating income$4,071,0001,419
Securities gains (losses)$0938
Applicable income taxes$1,058,000980
Income before extraordinary items$3,013,0001,573
Extraordinary gains, net$051
Net income$3,013,0001,593
Minority interest net income$081
Net income of bank and minority interests.$3,013,0001,573
Net charge-offs$-25,0004,172
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,013,0001,585
2023-03-31 (YTD Data)Rank
Total interest income$9,685,0001,093
Total interest expense$2,787,000940
Net interest income$6,898,0001,138
Provision for loan and lease losses$2,138,000222
Total noninterest income$935,0001,347
Gross Fiduciary activities income$0913
Service charges on deposit accounts$124,0001,656
Trading account gains and feesNANA
Additional Noninterest Income$811,0001,121
Total noninterest expense$4,139,0001,403
Salaries and employee benefits$2,593,0001,319
Premises and equipment expense$624,0001,030
Additional noninterest expense$811,0001,121
Pre-tax net operating income$1,556,0001,740
Securities gains (losses)$0950
Applicable income taxes$392,0001,180
Income before extraordinary items$1,164,0001,902
Extraordinary gains, net$04
Net income$1,164,0001,902
Minority interest net income$048
Net income of bank and minority interests.$1,164,0001,902
Net charge-offs$-25,0004,279
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,164,0001,916
2022-12-31 (YTD Data)Rank
Total interest income$31,014,0001,109
Total interest expense$4,805,000809
Net interest income$26,209,0001,153
Provision for loan and lease losses$600,0001,102
Total noninterest income$3,901,0001,392
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$526,0001,629
Trading account gains and feesNANA
Additional Noninterest Income$3,375,0001,169
Total noninterest expense$15,719,0001,428
Salaries and employee benefits$9,497,0001,373
Premises and equipment expense$2,427,0001,030
Additional noninterest expense$3,375,0001,169
Pre-tax net operating income$13,791,0001,019
Securities gains (losses)$-197,0004,101
Applicable income taxes$3,668,000730
Income before extraordinary items$9,926,0001,111
Extraordinary gains, net$05
Net income$9,926,0001,110
Minority interest net income$063
Net income of bank and minority interests.$9,926,0001,111
Net charge-offs$-52,0004,108
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,081,6301,115
2022-09-30 (YTD Data)Rank
Total interest income$21,671,0001,138
Total interest expense$2,372,000870
Net interest income$19,299,0001,151
Provision for loan and lease losses$450,0001,008
Total noninterest income$3,003,0001,386
Gross Fiduciary activities income$0968
Service charges on deposit accounts$403,0001,623
Trading account gains and feesNANA
Additional Noninterest Income$2,600,0001,172
Total noninterest expense$11,440,0001,456
Salaries and employee benefits$6,924,0001,400
Premises and equipment expense$1,806,0001,028
Additional noninterest expense$2,600,0001,172
Pre-tax net operating income$10,412,0001,011
Securities gains (losses)$-197,0004,355
Applicable income taxes$2,735,000735
Income before extraordinary items$7,480,0001,099
Extraordinary gains, net$04
Net income$7,480,0001,098
Minority interest net income$057
Net income of bank and minority interests.$7,480,0001,099
Net charge-offs$-51,0004,105
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,635,6301,108
2022-06-30 (YTD Data)Rank
Total interest income$13,586,0001,154
Total interest expense$1,003,0001,132
Net interest income$12,583,0001,146
Provision for loan and lease losses$300,000908
Total noninterest income$2,045,0001,361
Gross Fiduciary activities income$0925
Service charges on deposit accounts$273,0001,590
Trading account gains and feesNANA
Additional Noninterest Income$1,772,0001,185
Total noninterest expense$7,471,0001,469
Salaries and employee benefits$4,499,0001,425
Premises and equipment expense$1,250,000996
Additional noninterest expense$1,722,0001,800
Pre-tax net operating income$6,857,000966
Securities gains (losses)$-197,0004,463
Applicable income taxes$1,785,000709
Income before extraordinary items$4,875,0001,066
Extraordinary gains, net$04
Net income$4,875,0001,064
Minority interest net income$060
Net income of bank and minority interests.$4,875,0001,066
Net charge-offs$-2,0003,158
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,030,6301,063
2022-03-31 (YTD Data)Rank
Total interest income$6,261,0001,197
Total interest expense$390,0001,332
Net interest income$5,871,0001,175
Provision for loan and lease losses$150,000763
Total noninterest income$962,0001,408
Gross Fiduciary activities income$0892
Service charges on deposit accounts$148,0001,511
Trading account gains and feesNANA
Additional Noninterest Income$814,0001,233
Total noninterest expense$3,662,0001,486
Salaries and employee benefits$2,211,0001,452
Premises and equipment expense$654,000965
Additional noninterest expense$797,0001,880
Pre-tax net operating income$3,021,0001,005
Securities gains (losses)$0623
Applicable income taxes$803,000739
Income before extraordinary items$2,218,0001,116
Extraordinary gains, net$04
Net income$2,218,0001,115
Minority interest net income$050
Net income of bank and minority interests.$2,218,0001,116
Net charge-offs$-1,0003,005
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,218,0001,128
2021-12-31 (YTD Data)Rank
Total interest income$27,134,0001,142
Total interest expense$1,986,0001,337
Net interest income$25,148,0001,126
Provision for loan and lease losses$1,175,000513
Total noninterest income$4,441,0001,417
Gross Fiduciary activities income$0994
Service charges on deposit accounts$511,0001,585
Trading account gains and feesNANA
Additional Noninterest Income$3,930,0001,262
Total noninterest expense$13,884,0001,550
Salaries and employee benefits$8,364,0001,516
Premises and equipment expense$2,369,0001,029
Additional noninterest expense$3,151,0001,903
Pre-tax net operating income$14,530,000958
Securities gains (losses)$10,0001,707
Applicable income taxes$4,067,000722
Income before extraordinary items$10,473,0001,114
Extraordinary gains, net$010
Net income$10,473,0001,113
Minority interest net income$074
Net income of bank and minority interests.$10,473,0001,114
Net charge-offs$134,0001,202
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,465,1001,096
2021-09-30 (YTD Data)Rank
Total interest income$20,560,0001,155
Total interest expense$1,549,0001,359
Net interest income$19,011,0001,142
Provision for loan and lease losses$975,000457
Total noninterest income$3,656,0001,363
Gross Fiduciary activities income$0957
Service charges on deposit accounts$369,0001,617
Trading account gains and feesNANA
Additional Noninterest Income$3,287,0001,207
Total noninterest expense$10,027,0001,595
Salaries and employee benefits$5,938,0001,580
Premises and equipment expense$1,766,0001,054
Additional noninterest expense$2,323,0001,926
Pre-tax net operating income$11,665,000942
Securities gains (losses)$10,0001,630
Applicable income taxes$3,298,000705
Income before extraordinary items$8,377,0001,093
Extraordinary gains, net$08
Net income$8,377,0001,094
Minority interest net income$069
Net income of bank and minority interests.$8,377,0001,094
Net charge-offs$142,000935
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,369,1001,080
2021-06-30 (YTD Data)Rank
Total interest income$14,171,0001,125
Total interest expense$1,080,0001,377
Net interest income$13,091,0001,095
Provision for loan and lease losses$750,000409
Total noninterest income$1,513,0001,795
Gross Fiduciary activities income$0951
Service charges on deposit accounts$234,0001,625
Trading account gains and feesNANA
Additional Noninterest Income$1,279,0001,662
Total noninterest expense$6,595,0001,600
Salaries and employee benefits$3,872,0001,600
Premises and equipment expense$1,243,0001,007
Additional noninterest expense$1,480,0001,989
Pre-tax net operating income$7,259,000994
Securities gains (losses)$10,0001,415
Applicable income taxes$2,087,000729
Income before extraordinary items$5,182,0001,146
Extraordinary gains, net$06
Net income$5,182,0001,147
Minority interest net income$067
Net income of bank and minority interests.$5,182,0001,147
Net charge-offs$145,000762
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,174,1001,134
2021-03-31 (YTD Data)Rank
Total interest income$6,851,0001,160
Total interest expense$567,0001,380
Net interest income$6,284,0001,129
Provision for loan and lease losses$375,000456
Total noninterest income$720,0001,842
Gross Fiduciary activities income$0922
Service charges on deposit accounts$116,0001,636
Trading account gains and feesNANA
Additional Noninterest Income$604,0001,723
Total noninterest expense$3,264,0001,609
Salaries and employee benefits$1,939,0001,585
Premises and equipment expense$634,000995
Additional noninterest expense$691,0002,053
Pre-tax net operating income$3,365,0001,050
Securities gains (losses)$2,0001,277
Applicable income taxes$927,000787
Income before extraordinary items$2,440,0001,214
Extraordinary gains, net$03
Net income$2,440,0001,214
Minority interest net income$055
Net income of bank and minority interests.$2,440,0001,214
Net charge-offs$-3,0003,553
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,438,4201,182
2020-12-31 (YTD Data)Rank
Total interest income$24,770,0001,241
Total interest expense$3,057,0001,463
Net interest income$21,713,0001,196
Provision for loan and lease losses$1,595,0001,214
Total noninterest income$2,399,0001,923
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$398,0001,901
Trading account gains and feesNANA
Additional Noninterest Income$2,001,0001,783
Total noninterest expense$12,774,0001,617
Salaries and employee benefits$7,471,0001,599
Premises and equipment expense$2,419,0001,010
Additional noninterest expense$2,884,0001,977
Pre-tax net operating income$9,743,0001,083
Securities gains (losses)$237,000948
Applicable income taxes$2,651,000766
Income before extraordinary items$7,329,0001,221
Extraordinary gains, net$04
Net income$7,329,0001,221
Minority interest net income$072
Net income of bank and minority interests.$7,329,0001,221
Net charge-offs$-62,0004,648
Cash dividends$4,512,000823
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,141,7701,208
2020-09-30 (YTD Data)Rank
Total interest income$17,589,0001,297
Total interest expense$2,429,0001,466
Net interest income$15,160,0001,251
Provision for loan and lease losses$995,0001,379
Total noninterest income$1,894,0001,846
Gross Fiduciary activities income$0981
Service charges on deposit accounts$289,0001,939
Trading account gains and feesNANA
Additional Noninterest Income$1,605,0001,677
Total noninterest expense$9,356,0001,632
Salaries and employee benefits$5,386,0001,639
Premises and equipment expense$1,793,0001,014
Additional noninterest expense$2,177,0001,942
Pre-tax net operating income$6,703,0001,125
Securities gains (losses)$235,000819
Applicable income taxes$1,846,000779
Income before extraordinary items$5,092,0001,246
Extraordinary gains, net$04
Net income$5,092,0001,246
Minority interest net income$065
Net income of bank and minority interests.$5,092,0001,246
Net charge-offs$-21,0004,436
Cash dividends$4,512,000612
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,906,3501,255
2020-06-30 (YTD Data)Rank
Total interest income$11,423,0001,350
Total interest expense$1,684,0001,510
Net interest income$9,739,0001,303
Provision for loan and lease losses$495,0001,624
Total noninterest income$1,275,0001,773
Gross Fiduciary activities income$0970
Service charges on deposit accounts$195,0001,951
Trading account gains and feesNANA
Additional Noninterest Income$1,080,0001,595
Total noninterest expense$6,194,0001,635
Salaries and employee benefits$3,627,0001,623
Premises and equipment expense$1,178,0001,019
Additional noninterest expense$1,389,0002,005
Pre-tax net operating income$4,325,0001,105
Securities gains (losses)$231,000641
Applicable income taxes$1,209,000719
Income before extraordinary items$3,347,0001,206
Extraordinary gains, net$04
Net income$3,347,0001,206
Minority interest net income$065
Net income of bank and minority interests.$3,347,0001,206
Net charge-offs$-14,0004,414
Cash dividends$4,512,000465
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,164,5101,219
2020-03-31 (YTD Data)Rank
Total interest income$5,500,0001,393
Total interest expense$920,0001,514
Net interest income$4,580,0001,351
Provision for loan and lease losses$195,0001,477
Total noninterest income$698,0001,607
Gross Fiduciary activities income$0941
Service charges on deposit accounts$116,0001,967
Trading account gains and feesNANA
Additional Noninterest Income$582,0001,379
Total noninterest expense$3,099,0001,643
Salaries and employee benefits$1,740,0001,682
Premises and equipment expense$662,000952
Additional noninterest expense$697,0002,028
Pre-tax net operating income$1,984,0001,047
Securities gains (losses)$110,000575
Applicable income taxes$556,000682
Income before extraordinary items$1,538,0001,166
Extraordinary gains, net$04
Net income$1,538,0001,165
Minority interest net income$056
Net income of bank and minority interests.$1,538,0001,166
Net charge-offs$-5,0004,210
Cash dividends$400,0001,445
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,451,1001,201
2019-12-31 (YTD Data)Rank
Total interest income$22,116,0001,399
Total interest expense$4,837,0001,275
Net interest income$17,279,0001,415
Provision for loan and lease losses$300,0001,946
Total noninterest income$1,570,0002,238
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$452,0002,059
Trading account gains and feesNANA
Additional Noninterest Income$1,118,0002,125
Total noninterest expense$13,502,0001,483
Salaries and employee benefits$8,213,0001,425
Premises and equipment expense$2,266,0001,060
Additional noninterest expense$3,023,0001,916
Pre-tax net operating income$5,047,0001,737
Securities gains (losses)$02,379
Applicable income taxes$1,259,0001,244
Income before extraordinary items$3,788,0001,963
Extraordinary gains, net$011
Net income$3,788,0001,964
Minority interest net income$076
Net income of bank and minority interests.$3,788,0001,965
Net charge-offs$-39,0004,728
Cash dividends$2,000,0001,567
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,788,0001,931
2019-09-30 (YTD Data)Rank
Total interest income$16,551,0001,405
Total interest expense$3,769,0001,240
Net interest income$12,782,0001,438
Provision for loan and lease losses$225,0001,834
Total noninterest income$978,0002,489
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$332,0002,095
Trading account gains and feesNANA
Additional Noninterest Income$646,0002,406
Total noninterest expense$9,934,0001,513
Salaries and employee benefits$5,892,0001,474
Premises and equipment expense$1,634,0001,099
Additional noninterest expense$2,408,0001,802
Pre-tax net operating income$3,601,0001,853
Securities gains (losses)$02,167
Applicable income taxes$899,0001,315
Income before extraordinary items$2,702,0002,086
Extraordinary gains, net$011
Net income$2,702,0002,084
Minority interest net income$072
Net income of bank and minority interests.$2,702,0002,087
Net charge-offs$-39,0004,769
Cash dividends$2,000,0001,189
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,702,0002,058
2019-06-30 (YTD Data)Rank
Total interest income$10,845,0001,425
Total interest expense$2,398,0001,269
Net interest income$8,447,0001,448
Provision for loan and lease losses$150,0001,792
Total noninterest income$1,299,0001,664
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$234,0001,993
Trading account gains and feesNANA
Additional Noninterest Income$1,065,0001,433
Total noninterest expense$6,464,0001,554
Salaries and employee benefits$3,825,0001,518
Premises and equipment expense$1,058,0001,129
Additional noninterest expense$1,581,0001,851
Pre-tax net operating income$3,132,0001,497
Securities gains (losses)$01,702
Applicable income taxes$805,0001,048
Income before extraordinary items$2,327,0001,690
Extraordinary gains, net$011
Net income$2,327,0001,690
Minority interest net income$069
Net income of bank and minority interests.$2,327,0001,690
Net charge-offs$-10,0004,479
Cash dividends$2,000,000856
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,327,0001,662
2019-03-31 (YTD Data)Rank
Total interest income$5,377,0001,434
Total interest expense$1,155,0001,280
Net interest income$4,222,0001,446
Provision for loan and lease losses$75,0001,682
Total noninterest income$640,0001,658
Gross Fiduciary activities income$0972
Service charges on deposit accounts$128,0001,868
Trading account gains and feesNANA
Additional Noninterest Income$512,0001,420
Total noninterest expense$3,161,0001,585
Salaries and employee benefits$1,830,0001,590
Premises and equipment expense$547,0001,108
Additional noninterest expense$784,0001,852
Pre-tax net operating income$1,626,0001,430
Securities gains (losses)$01,087
Applicable income taxes$417,0001,015
Income before extraordinary items$1,209,0001,610
Extraordinary gains, net$05
Net income$1,209,0001,608
Minority interest net income$052
Net income of bank and minority interests.$1,209,0001,609
Net charge-offs$-5,0004,404
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,209,0001,590
2018-12-31 (YTD Data)Rank
Total interest income$20,070,0001,448
Total interest expense$3,420,0001,286
Net interest income$16,650,0001,449
Provision for loan and lease losses$-125,0005,197
Total noninterest income$2,072,0001,949
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$470,0002,081
Trading account gains and fees$0126
Additional Noninterest Income$1,602,0001,723
Total noninterest expense$11,635,0001,666
Salaries and employee benefits$6,553,0001,693
Premises and equipment expense$1,923,0001,219
Additional noninterest expense$3,159,0001,827
Pre-tax net operating income$7,212,0001,315
Securities gains (losses)$01,125
Applicable income taxes$1,949,000889
Income before extraordinary items$5,263,0001,521
Extraordinary gains, net$06
Net income$5,263,0001,520
Minority interest net income$072
Net income of bank and minority interests.$5,263,0001,520
Net charge-offs$349,0001,219
Cash dividends$1,000,0002,197
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,263,0001,513
2018-09-30 (YTD Data)Rank
Total interest income$14,650,0001,463
Total interest expense$2,325,0001,319
Net interest income$12,325,0001,460
Provision for loan and lease losses$-125,0005,300
Total noninterest income$1,835,0001,782
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$350,0002,100
Trading account gains and fees$0138
Additional Noninterest Income$1,485,0001,524
Total noninterest expense$8,545,0001,694
Salaries and employee benefits$4,687,0001,756
Premises and equipment expense$1,401,0001,250
Additional noninterest expense$2,457,0001,782
Pre-tax net operating income$5,740,0001,272
Securities gains (losses)$01,118
Applicable income taxes$1,491,000891
Income before extraordinary items$4,249,0001,431
Extraordinary gains, net$05
Net income$4,249,0001,430
Minority interest net income$066
Net income of bank and minority interests.$4,249,0001,430
Net charge-offs$3,0003,293
Cash dividends$1,000,0001,656
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,249,0001,419
2018-06-30 (YTD Data)Rank
Total interest income$9,500,0001,483
Total interest expense$1,401,0001,366
Net interest income$8,099,0001,481
Provision for loan and lease losses$03,782
Total noninterest income$1,311,0001,708
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$231,0002,105
Trading account gains and fees$0130
Additional Noninterest Income$1,080,0001,450
Total noninterest expense$5,768,0001,683
Salaries and employee benefits$3,142,0001,765
Premises and equipment expense$1,009,0001,175
Additional noninterest expense$1,617,0001,802
Pre-tax net operating income$3,642,0001,307
Securities gains (losses)$0961
Applicable income taxes$944,000914
Income before extraordinary items$2,698,0001,471
Extraordinary gains, net$06
Net income$2,698,0001,470
Minority interest net income$065
Net income of bank and minority interests.$2,698,0001,470
Net charge-offs$9,0002,627
Cash dividends$1,000,0001,291
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,698,0001,455
2018-03-31 (YTD Data)Rank
Total interest income$4,639,0001,497
Total interest expense$613,0001,462
Net interest income$4,026,0001,491
Provision for loan and lease losses$03,508
Total noninterest income$615,0001,773
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$120,0002,039
Trading account gains and fees$0123
Additional Noninterest Income$495,0001,500
Total noninterest expense$2,899,0001,689
Salaries and employee benefits$1,564,0001,780
Premises and equipment expense$517,0001,158
Additional noninterest expense$818,0001,781
Pre-tax net operating income$1,742,0001,332
Securities gains (losses)$0735
Applicable income taxes$451,000933
Income before extraordinary items$1,291,0001,495
Extraordinary gains, net$07
Net income$1,291,0001,495
Minority interest net income$052
Net income of bank and minority interests.$1,291,0001,495
Net charge-offs$-6,0004,537
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,291,0001,484
2017-12-31 (YTD Data)Rank
Total interest income$17,621,0001,516
Total interest expense$1,863,0001,618
Net interest income$15,758,0001,491
Provision for loan and lease losses$-800,0005,575
Total noninterest income$1,356,0002,526
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$446,0002,222
Trading account gains and fees$0151
Additional Noninterest Income$910,0002,397
Total noninterest expense$11,048,0001,731
Salaries and employee benefits$6,078,0001,804
Premises and equipment expense$1,847,0001,257
Additional noninterest expense$3,123,0001,868
Pre-tax net operating income$6,866,0001,332
Securities gains (losses)$02,243
Applicable income taxes$3,024,000957
Income before extraordinary items$3,842,0001,663
Extraordinary gains, net$09
Net income$3,842,0001,663
Minority interest net income$076
Net income of bank and minority interests.$3,842,0001,663
Net charge-offs$272,0001,568
Cash dividends$3,700,000874
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,842,0001,642
2017-09-30 (YTD Data)Rank
Total interest income$13,040,0001,533
Total interest expense$1,322,0001,675
Net interest income$11,718,0001,497
Provision for loan and lease losses$-800,0005,660
Total noninterest income$1,107,0002,438
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$323,0002,283
Trading account gains and fees$0145
Additional Noninterest Income$784,0002,277
Total noninterest expense$8,250,0001,738
Salaries and employee benefits$4,410,0001,854
Premises and equipment expense$1,377,0001,277
Additional noninterest expense$2,463,0001,804
Pre-tax net operating income$5,375,0001,305
Securities gains (losses)$02,274
Applicable income taxes$2,033,000902
Income before extraordinary items$3,342,0001,583
Extraordinary gains, net$09
Net income$3,342,0001,582
Minority interest net income$071
Net income of bank and minority interests.$3,342,0001,583
Net charge-offs$62,0002,292
Cash dividends$3,700,000649
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,342,0001,563
2017-06-30 (YTD Data)Rank
Total interest income$8,552,0001,539
Total interest expense$802,0001,766
Net interest income$7,750,0001,501
Provision for loan and lease losses$-300,0005,670
Total noninterest income$959,0002,106
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$214,0002,275
Trading account gains and fees$0139
Additional Noninterest Income$745,0001,859
Total noninterest expense$5,540,0001,736
Salaries and employee benefits$2,920,0001,872
Premises and equipment expense$955,0001,238
Additional noninterest expense$1,665,0001,766
Pre-tax net operating income$3,469,0001,324
Securities gains (losses)$01,906
Applicable income taxes$1,302,000928
Income before extraordinary items$2,167,0001,591
Extraordinary gains, net$011
Net income$2,167,0001,591
Minority interest net income$071
Net income of bank and minority interests.$2,167,0001,591
Net charge-offs$63,0001,826
Cash dividends$700,0001,638
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,167,0001,572
2017-03-31 (YTD Data)Rank
Total interest income$4,211,0001,553
Total interest expense$373,0001,848
Net interest income$3,838,0001,506
Provision for loan and lease losses$03,537
Total noninterest income$627,0001,770
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$113,0002,201
Trading account gains and fees$0142
Additional Noninterest Income$514,0001,504
Total noninterest expense$2,788,0001,747
Salaries and employee benefits$1,478,0001,874
Premises and equipment expense$482,0001,232
Additional noninterest expense$828,0001,782
Pre-tax net operating income$1,677,0001,338
Securities gains (losses)$01,153
Applicable income taxes$625,000931
Income before extraordinary items$1,052,0001,607
Extraordinary gains, net$08
Net income$1,052,0001,607
Minority interest net income$055
Net income of bank and minority interests.$1,052,0001,607
Net charge-offs$11,0002,170
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,052,0001,592
2016-12-31 (YTD Data)Rank
Total interest income$16,522,0001,533
Total interest expense$1,394,0001,899
Net interest income$15,128,0001,486
Provision for loan and lease losses$-250,0005,654
Total noninterest income$2,155,0002,028
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$480,0002,151
Trading account gains and fees$0170
Additional Noninterest Income$1,675,0001,754
Total noninterest expense$11,034,0001,735
Salaries and employee benefits$5,765,0001,856
Premises and equipment expense$1,826,0001,278
Additional noninterest expense$3,443,0001,743
Pre-tax net operating income$6,499,0001,310
Securities gains (losses)$117,0001,238
Applicable income taxes$2,508,000891
Income before extraordinary items$4,108,0001,619
Extraordinary gains, net$05
Net income$4,108,0001,617
Minority interest net income$082
Net income of bank and minority interests.$4,108,0001,618
Net charge-offs$302,0001,511
Cash dividends$3,909,000836
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,033,1201,611
2016-09-30 (YTD Data)Rank
Total interest income$12,284,0001,550
Total interest expense$1,024,0001,942
Net interest income$11,260,0001,492
Provision for loan and lease losses$04,186
Total noninterest income$2,037,0001,756
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$353,0002,191
Trading account gains and fees$0169
Additional Noninterest Income$1,684,0001,471
Total noninterest expense$8,292,0001,739
Salaries and employee benefits$4,211,0001,895
Premises and equipment expense$1,358,0001,292
Additional noninterest expense$2,723,0001,668
Pre-tax net operating income$5,005,0001,318
Securities gains (losses)$117,0001,154
Applicable income taxes$1,923,000888
Income before extraordinary items$3,199,0001,594
Extraordinary gains, net$05
Net income$3,199,0001,594
Minority interest net income$071
Net income of bank and minority interests.$3,199,0001,594
Net charge-offs$366,0001,000
Cash dividends$3,909,000617
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,124,1201,579
2016-06-30 (YTD Data)Rank
Total interest income$8,113,0001,563
Total interest expense$663,0001,987
Net interest income$7,450,0001,509
Provision for loan and lease losses$04,017
Total noninterest income$1,321,0001,775
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$236,0002,162
Trading account gains and fees$0157
Additional Noninterest Income$1,085,0001,471
Total noninterest expense$5,461,0001,762
Salaries and employee benefits$2,772,0001,929
Premises and equipment expense$897,0001,307
Additional noninterest expense$1,792,0001,696
Pre-tax net operating income$3,310,0001,319
Securities gains (losses)$101,000957
Applicable income taxes$1,283,000883
Income before extraordinary items$2,128,0001,568
Extraordinary gains, net$016
Net income$2,128,0001,568
Minority interest net income$071
Net income of bank and minority interests.$2,128,0001,568
Net charge-offs$279,000908
Cash dividends$3,909,000462
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,063,3601,573
2016-03-31 (YTD Data)Rank
Total interest income$4,042,0001,565
Total interest expense$322,0002,027
Net interest income$3,720,0001,510
Provision for loan and lease losses$03,656
Total noninterest income$628,0001,784
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$124,0002,067
Trading account gains and fees$0142
Additional Noninterest Income$504,0001,497
Total noninterest expense$2,686,0001,788
Salaries and employee benefits$1,365,0001,958
Premises and equipment expense$457,0001,280
Additional noninterest expense$864,0001,736
Pre-tax net operating income$1,662,0001,289
Securities gains (losses)$101,000530
Applicable income taxes$664,000846
Income before extraordinary items$1,099,0001,496
Extraordinary gains, net$012
Net income$1,099,0001,497
Minority interest net income$062
Net income of bank and minority interests.$1,099,0001,497
Net charge-offs$86,0001,095
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,034,3601,532
2015-12-31 (YTD Data)Rank
Total interest income$15,973,0001,548
Total interest expense$1,240,0002,063
Net interest income$14,733,0001,499
Provision for loan and lease losses$04,380
Total noninterest income$2,120,0002,038
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$505,0002,125
Trading account gains and fees$0159
Additional Noninterest Income$1,615,0001,762
Total noninterest expense$10,629,0001,783
Salaries and employee benefits$5,351,0001,944
Premises and equipment expense$1,782,0001,308
Additional noninterest expense$3,496,0001,734
Pre-tax net operating income$6,224,0001,328
Securities gains (losses)$53,0001,607
Applicable income taxes$2,272,000916
Income before extraordinary items$4,005,0001,596
Extraordinary gains, net$023
Net income$4,005,0001,597
Minority interest net income$081
Net income of bank and minority interests.$4,005,0001,597
Net charge-offs$885,000761
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,971,0801,579
2015-09-30 (YTD Data)Rank
Total interest income$11,959,0001,568
Total interest expense$917,0002,110
Net interest income$11,042,0001,514
Provision for loan and lease losses$04,232
Total noninterest income$1,771,0001,914
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$371,0002,170
Trading account gains and fees$0153
Additional Noninterest Income$1,400,0001,614
Total noninterest expense$7,944,0001,799
Salaries and employee benefits$3,963,0001,966
Premises and equipment expense$1,340,0001,330
Additional noninterest expense$2,641,0001,712
Pre-tax net operating income$4,869,0001,305
Securities gains (losses)$50,0001,458
Applicable income taxes$1,761,000922
Income before extraordinary items$3,158,0001,557
Extraordinary gains, net$021
Net income$3,158,0001,557
Minority interest net income$078
Net income of bank and minority interests.$3,158,0001,558
Net charge-offs$657,000714
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,126,0001,534
2015-06-30 (YTD Data)Rank
Total interest income$7,913,0001,581
Total interest expense$602,0002,148
Net interest income$7,311,0001,524
Provision for loan and lease losses$04,069
Total noninterest income$1,226,0001,873
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$247,0002,126
Trading account gains and fees$0157
Additional Noninterest Income$979,0001,585
Total noninterest expense$5,182,0001,843
Salaries and employee benefits$2,552,0002,048
Premises and equipment expense$897,0001,329
Additional noninterest expense$1,733,0001,747
Pre-tax net operating income$3,355,0001,260
Securities gains (losses)$50,0001,228
Applicable income taxes$1,196,000908
Income before extraordinary items$2,209,0001,502
Extraordinary gains, net$022
Net income$2,209,0001,504
Minority interest net income$075
Net income of bank and minority interests.$2,209,0001,504
Net charge-offs$54,0002,250
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,176,5001,478
2015-03-31 (YTD Data)Rank
Total interest income$3,908,0001,587
Total interest expense$298,0002,187
Net interest income$3,610,0001,527
Provision for loan and lease losses$03,703
Total noninterest income$661,0001,741
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$122,0002,139
Trading account gains and fees$0152
Additional Noninterest Income$539,0001,433
Total noninterest expense$2,628,0001,815
Salaries and employee benefits$1,281,0002,037
Premises and equipment expense$467,0001,286
Additional noninterest expense$880,0001,711
Pre-tax net operating income$1,643,0001,235
Securities gains (losses)$49,000849
Applicable income taxes$641,000852
Income before extraordinary items$1,051,0001,525
Extraordinary gains, net$013
Net income$1,051,0001,526
Minority interest net income$064
Net income of bank and minority interests.$1,051,0001,527
Net charge-offs$57,0001,460
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,019,6401,512
2014-12-31 (YTD Data)Rank
Total interest income$16,027,0001,548
Total interest expense$1,524,0001,861
Net interest income$14,503,0001,526
Provision for loan and lease losses$770,0001,054
Total noninterest income$2,208,0001,966
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$500,0002,290
Trading account gains and fees$0180
Additional Noninterest Income$1,708,0001,642
Total noninterest expense$10,275,0001,840
Salaries and employee benefits$5,175,0001,982
Premises and equipment expense$1,861,0001,284
Additional noninterest expense$3,239,0001,905
Pre-tax net operating income$5,666,0001,368
Securities gains (losses)$-3,0005,900
Applicable income taxes$2,168,000925
Income before extraordinary items$3,495,0001,770
Extraordinary gains, net$017
Net income$3,495,0001,770
Minority interest net income$084
Net income of bank and minority interests.$3,495,0001,769
Net charge-offs$1,525,000640
Cash dividends$2,000,0001,263
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,496,9201,734
2014-09-30 (YTD Data)Rank
Total interest income$12,053,0001,557
Total interest expense$1,207,0001,806
Net interest income$10,846,0001,536
Provision for loan and lease losses$770,000831
Total noninterest income$1,721,0001,928
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$374,0002,303
Trading account gains and fees$0174
Additional Noninterest Income$1,347,0001,581
Total noninterest expense$7,544,0001,883
Salaries and employee benefits$3,770,0002,044
Premises and equipment expense$1,391,0001,294
Additional noninterest expense$2,383,0001,932
Pre-tax net operating income$4,253,0001,392
Securities gains (losses)$02,980
Applicable income taxes$1,623,000940
Income before extraordinary items$2,630,0001,776
Extraordinary gains, net$015
Net income$2,630,0001,777
Minority interest net income$081
Net income of bank and minority interests.$2,630,0001,776
Net charge-offs$1,141,000604
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,630,0001,738
2014-06-30 (YTD Data)Rank
Total interest income$8,060,0001,547
Total interest expense$844,0001,748
Net interest income$7,216,0001,529
Provision for loan and lease losses$660,000668
Total noninterest income$1,249,0001,779
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$246,0002,296
Trading account gains and fees$0172
Additional Noninterest Income$1,003,0001,446
Total noninterest expense$5,035,0001,880
Salaries and employee benefits$2,542,0002,032
Premises and equipment expense$932,0001,290
Additional noninterest expense$1,561,0001,961
Pre-tax net operating income$2,770,0001,373
Securities gains (losses)$02,580
Applicable income taxes$1,045,000939
Income before extraordinary items$1,725,0001,744
Extraordinary gains, net$020
Net income$1,725,0001,747
Minority interest net income$080
Net income of bank and minority interests.$1,725,0001,746
Net charge-offs$1,030,000481
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,725,0001,707
2014-03-31 (YTD Data)Rank
Total interest income$4,055,0001,532
Total interest expense$440,0001,707
Net interest income$3,615,0001,521
Provision for loan and lease losses$330,000640
Total noninterest income$602,0001,795
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$121,0002,290
Trading account gains and fees$0147
Additional Noninterest Income$481,0001,457
Total noninterest expense$2,548,0001,857
Salaries and employee benefits$1,272,0002,040
Premises and equipment expense$496,0001,248
Additional noninterest expense$780,0001,927
Pre-tax net operating income$1,339,0001,390
Securities gains (losses)$01,715
Applicable income taxes$483,000954
Income before extraordinary items$856,0001,706
Extraordinary gains, net$016
Net income$856,0001,710
Minority interest net income$066
Net income of bank and minority interests.$856,0001,709
Net charge-offs$88,0001,450
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$856,0001,677
2013-12-31 (YTD Data)Rank
Total interest income$17,505,0001,448
Total interest expense$2,661,0001,261
Net interest income$14,844,0001,467
Provision for loan and lease losses$2,100,000600
Total noninterest income$1,888,0002,242
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$518,0002,304
Trading account gains and fees$0184
Additional Noninterest Income$1,370,0001,966
Total noninterest expense$10,093,0001,880
Salaries and employee benefits$4,816,0002,121
Premises and equipment expense$1,839,0001,292
Additional noninterest expense$3,438,0001,848
Pre-tax net operating income$4,539,0001,544
Securities gains (losses)$03,182
Applicable income taxes$1,770,000993
Income before extraordinary items$2,769,0002,016
Extraordinary gains, net$029
Net income$2,769,0002,019
Minority interest net income$090
Net income of bank and minority interests.$2,769,0002,020
Net charge-offs$1,212,0001,083
Cash dividends$495,0002,800
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,769,0001,970
2013-09-30 (YTD Data)Rank
Total interest income$13,317,0001,439
Total interest expense$2,137,0001,230
Net interest income$11,180,0001,462
Provision for loan and lease losses$1,800,000542
Total noninterest income$1,673,0002,050
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$397,0002,293
Trading account gains and fees$0180
Additional Noninterest Income$1,276,0001,745
Total noninterest expense$7,612,0001,872
Salaries and employee benefits$3,524,0002,166
Premises and equipment expense$1,366,0001,307
Additional noninterest expense$2,722,0001,737
Pre-tax net operating income$3,441,0001,557
Securities gains (losses)$03,040
Applicable income taxes$1,343,0001,021
Income before extraordinary items$2,098,0002,047
Extraordinary gains, net$025
Net income$2,098,0002,053
Minority interest net income$084
Net income of bank and minority interests.$2,098,0002,053
Net charge-offs$1,197,000886
Cash dividends$495,0002,121
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,098,0001,988
2013-06-30 (YTD Data)Rank
Total interest income$8,938,0001,429
Total interest expense$1,520,0001,180
Net interest income$7,418,0001,450
Provision for loan and lease losses$1,200,000571
Total noninterest income$1,038,0002,178
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$261,0002,292
Trading account gains and fees$0157
Additional Noninterest Income$777,0001,888
Total noninterest expense$5,096,0001,873
Salaries and employee benefits$2,342,0002,176
Premises and equipment expense$915,0001,308
Additional noninterest expense$1,839,0001,728
Pre-tax net operating income$2,160,0001,612
Securities gains (losses)$02,791
Applicable income taxes$842,0001,059
Income before extraordinary items$1,318,0002,136
Extraordinary gains, net$022
Net income$1,318,0002,144
Minority interest net income$082
Net income of bank and minority interests.$1,318,0002,142
Net charge-offs$554,0001,182
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,318,0002,055
2013-03-31 (YTD Data)Rank
Total interest income$4,503,0001,419
Total interest expense$846,0001,092
Net interest income$3,657,0001,471
Provision for loan and lease losses$600,000594
Total noninterest income$468,0002,326
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$128,0002,308
Trading account gains and fees$0148
Additional Noninterest Income$340,0002,052
Total noninterest expense$2,496,0001,921
Salaries and employee benefits$1,194,0002,162
Premises and equipment expense$454,0001,338
Additional noninterest expense$848,0001,847
Pre-tax net operating income$1,029,0001,657
Securities gains (losses)$01,966
Applicable income taxes$401,0001,089
Income before extraordinary items$628,0002,175
Extraordinary gains, net$010
Net income$628,0002,177
Minority interest net income$076
Net income of bank and minority interests.$628,0002,177
Net charge-offs$22,0003,012
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$628,0002,090
2012-12-31 (YTD Data)Rank
Total interest income$19,627,0001,359
Total interest expense$4,775,000937
Net interest income$14,852,0001,477
Provision for loan and lease losses$3,025,000767
Total noninterest income$1,793,0002,353
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$541,0002,332
Trading account gains and fees$0166
Additional Noninterest Income$1,252,0002,079
Total noninterest expense$10,503,0001,834
Salaries and employee benefits$4,497,0002,219
Premises and equipment expense$1,659,0001,439
Additional noninterest expense$4,347,0001,549
Pre-tax net operating income$3,117,0002,020
Securities gains (losses)$03,810
Applicable income taxes$1,186,0001,310
Income before extraordinary items$1,931,0002,644
Extraordinary gains, net$029
Net income$1,931,0002,647
Minority interest net income$093
Net income of bank and minority interests.$1,931,0002,645
Net charge-offs$3,150,000818
Cash dividends$2,657,000967
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,931,0002,533
2012-09-30 (YTD Data)Rank
Total interest income$14,885,0001,373
Total interest expense$3,725,000949
Net interest income$11,160,0001,496
Provision for loan and lease losses$2,475,000716
Total noninterest income$1,322,0002,374
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$404,0002,373
Trading account gains and fees$0157
Additional Noninterest Income$918,0002,101
Total noninterest expense$7,574,0001,894
Salaries and employee benefits$3,375,0002,205
Premises and equipment expense$1,246,0001,437
Additional noninterest expense$2,953,0001,697
Pre-tax net operating income$2,433,0002,026
Securities gains (losses)$03,575
Applicable income taxes$925,0001,306
Income before extraordinary items$1,508,0002,633
Extraordinary gains, net$020
Net income$1,508,0002,634
Minority interest net income$086
Net income of bank and minority interests.$1,508,0002,634
Net charge-offs$2,862,000694
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,508,0002,514
2012-06-30 (YTD Data)Rank
Total interest income$10,042,0001,360
Total interest expense$2,559,000961
Net interest income$7,483,0001,492
Provision for loan and lease losses$1,650,000746
Total noninterest income$874,0002,362
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$259,0002,420
Trading account gains and fees$0153
Additional Noninterest Income$615,0002,067
Total noninterest expense$5,061,0001,895
Salaries and employee benefits$2,286,0002,184
Premises and equipment expense$807,0001,470
Additional noninterest expense$1,968,0001,697
Pre-tax net operating income$1,646,0001,985
Securities gains (losses)$03,178
Applicable income taxes$625,0001,285
Income before extraordinary items$1,021,0002,587
Extraordinary gains, net$019
Net income$1,021,0002,587
Minority interest net income$084
Net income of bank and minority interests.$1,021,0002,587
Net charge-offs$1,506,000855
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,021,0002,448
2012-03-31 (YTD Data)Rank
Total interest income$5,106,0001,350
Total interest expense$1,341,000946
Net interest income$3,765,0001,481
Provision for loan and lease losses$825,000712
Total noninterest income$434,0002,365
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$126,0002,454
Trading account gains and fees$0148
Additional Noninterest Income$308,0002,068
Total noninterest expense$2,577,0001,854
Salaries and employee benefits$1,220,0002,057
Premises and equipment expense$444,0001,341
Additional noninterest expense$913,0001,819
Pre-tax net operating income$797,0002,038
Securities gains (losses)$02,210
Applicable income taxes$302,0001,292
Income before extraordinary items$495,0002,631
Extraordinary gains, net$019
Net income$495,0002,633
Minority interest net income$078
Net income of bank and minority interests.$495,0002,634
Net charge-offs$720,000852
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$495,0002,508
2011-12-31 (YTD Data)Rank
Total interest income$22,149,0001,290
Total interest expense$7,040,000850
Net interest income$15,109,0001,467
Provision for loan and lease losses$4,040,000936
Total noninterest income$1,700,0002,253
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$533,0002,446
Trading account gains and fees$0146
Additional Noninterest Income$1,167,0001,943
Total noninterest expense$10,268,0001,864
Salaries and employee benefits$4,489,0002,165
Premises and equipment expense$1,822,0001,367
Additional noninterest expense$3,957,0001,718
Pre-tax net operating income$2,501,0002,130
Securities gains (losses)$356,0001,015
Applicable income taxes$1,068,0001,283
Income before extraordinary items$1,789,0002,462
Extraordinary gains, net$029
Net income$1,789,0002,462
Minority interest net income$096
Net income of bank and minority interests.$1,789,0002,463
Net charge-offs$4,377,000895
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,561,1602,615
2011-09-30 (YTD Data)Rank
Total interest income$16,864,0001,283
Total interest expense$5,513,000849
Net interest income$11,351,0001,474
Provision for loan and lease losses$2,880,000958
Total noninterest income$1,295,0002,224
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$397,0002,463
Trading account gains and fees$0145
Additional Noninterest Income$898,0001,895
Total noninterest expense$7,734,0001,863
Salaries and employee benefits$3,357,0002,166
Premises and equipment expense$1,366,0001,375
Additional noninterest expense$3,011,0001,688
Pre-tax net operating income$2,032,0002,063
Securities gains (losses)$356,000813
Applicable income taxes$898,0001,178
Income before extraordinary items$1,490,0002,334
Extraordinary gains, net$021
Net income$1,490,0002,334
Minority interest net income$087
Net income of bank and minority interests.$1,490,0002,335
Net charge-offs$3,035,000947
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,262,1602,534
2011-06-30 (YTD Data)Rank
Total interest income$11,305,0001,288
Total interest expense$3,764,000865
Net interest income$7,541,0001,477
Provision for loan and lease losses$1,920,000939
Total noninterest income$921,0002,115
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$257,0002,508
Trading account gains and fees$0153
Additional Noninterest Income$664,0001,771
Total noninterest expense$5,148,0001,876
Salaries and employee benefits$2,191,0002,224
Premises and equipment expense$888,0001,423
Additional noninterest expense$2,069,0001,667
Pre-tax net operating income$1,394,0002,002
Securities gains (losses)$02,914
Applicable income taxes$520,0001,283
Income before extraordinary items$874,0002,520
Extraordinary gains, net$015
Net income$874,0002,520
Minority interest net income$089
Net income of bank and minority interests.$874,0002,520
Net charge-offs$1,824,000980
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$874,0002,439
2011-03-31 (YTD Data)Rank
Total interest income$5,677,0001,287
Total interest expense$1,949,000867
Net interest income$3,728,0001,497
Provision for loan and lease losses$960,000886
Total noninterest income$464,0002,122
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$122,0002,582
Trading account gains and fees$0158
Additional Noninterest Income$342,0001,753
Total noninterest expense$2,625,0001,864
Salaries and employee benefits$1,093,0002,241
Premises and equipment expense$492,0001,318
Additional noninterest expense$1,040,0001,655
Pre-tax net operating income$607,0002,200
Securities gains (losses)$01,772
Applicable income taxes$226,0001,376
Income before extraordinary items$381,0002,771
Extraordinary gains, net$09
Net income$381,0002,770
Minority interest net income$086
Net income of bank and minority interests.$381,0002,771
Net charge-offs$381,0001,560
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$381,0002,707
2010-12-31 (YTD Data)Rank
Total interest income$25,405,0001,217
Total interest expense$9,626,000856
Net interest income$15,779,0001,420
Provision for loan and lease losses$5,000,0001,148
Total noninterest income$1,522,0002,486
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$545,0002,486
Trading account gains and fees$0175
Additional Noninterest Income$977,0002,206
Total noninterest expense$9,904,0001,968
Salaries and employee benefits$4,388,0002,206
Premises and equipment expense$1,813,0001,419
Additional noninterest expense$3,703,0001,920
Pre-tax net operating income$2,397,0001,947
Securities gains (losses)$100,0002,161
Applicable income taxes$908,0001,320
Income before extraordinary items$1,589,0002,413
Extraordinary gains, net$029
Net income$1,589,0002,410
Minority interest net income$0111
Net income of bank and minority interests.$1,589,0002,414
Net charge-offs$5,257,000968
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,525,0002,383
2010-09-30 (YTD Data)Rank
Total interest income$19,322,0001,222
Total interest expense$7,483,000859
Net interest income$11,839,0001,442
Provision for loan and lease losses$3,150,0001,223
Total noninterest income$1,154,0002,491
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$410,0002,539
Trading account gains and fees$0165
Additional Noninterest Income$744,0002,175
Total noninterest expense$7,519,0001,937
Salaries and employee benefits$3,369,0002,152
Premises and equipment expense$1,332,0001,465
Additional noninterest expense$2,818,0001,862
Pre-tax net operating income$2,324,0001,694
Securities gains (losses)$100,0001,940
Applicable income taxes$890,0001,097
Income before extraordinary items$1,534,0002,105
Extraordinary gains, net$023
Net income$1,534,0002,106
Minority interest net income$0110
Net income of bank and minority interests.$1,534,0002,107
Net charge-offs$2,571,0001,282
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,470,0002,088
2010-06-30 (YTD Data)Rank
Total interest income$13,024,0001,223
Total interest expense$5,188,000853
Net interest income$7,836,0001,458
Provision for loan and lease losses$2,100,0001,235
Total noninterest income$767,0002,432
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$266,0002,591
Trading account gains and fees$0152
Additional Noninterest Income$501,0002,093
Total noninterest expense$5,102,0001,927
Salaries and employee benefits$2,237,0002,180
Premises and equipment expense$855,0001,537
Additional noninterest expense$2,010,0001,756
Pre-tax net operating income$1,401,0001,808
Securities gains (losses)$100,0001,416
Applicable income taxes$548,0001,141
Income before extraordinary items$953,0002,197
Extraordinary gains, net$019
Net income$953,0002,196
Minority interest net income$0105
Net income of bank and minority interests.$953,0002,199
Net charge-offs$1,456,0001,391
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$889,0002,234
2010-03-31 (YTD Data)Rank
Total interest income$6,606,0001,235
Total interest expense$2,702,000860
Net interest income$3,904,0001,470
Provision for loan and lease losses$1,050,0001,127
Total noninterest income$398,0002,373
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$129,0002,648
Trading account gains and fees$0175
Additional Noninterest Income$269,0001,977
Total noninterest expense$2,603,0001,908
Salaries and employee benefits$1,146,0002,151
Premises and equipment expense$486,0001,405
Additional noninterest expense$971,0001,789
Pre-tax net operating income$649,0001,967
Securities gains (losses)$21,0001,498
Applicable income taxes$243,0001,235
Income before extraordinary items$427,0002,443
Extraordinary gains, net$016
Net income$427,0002,441
Minority interest net income$091
Net income of bank and minority interests.$427,0002,443
Net charge-offs$806,0001,191
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$413,5602,404
2009-12-31 (YTD Data)Rank
Total interest income$29,518,0001,159
Total interest expense$13,566,000868
Net interest income$15,952,0001,387
Provision for loan and lease losses$4,265,0001,603
Total noninterest income$1,447,0002,614
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$533,0002,756
Trading account gains and fees$0211
Additional Noninterest Income$914,0002,260
Total noninterest expense$11,265,0001,813
Salaries and employee benefits$4,566,0002,154
Premises and equipment expense$1,917,0001,420
Additional noninterest expense$4,782,0001,556
Pre-tax net operating income$1,869,0002,018
Securities gains (losses)$6,0003,400
Applicable income taxes$501,0001,559
Income before extraordinary items$1,374,0002,254
Extraordinary gains, net$034
Net income$1,374,0002,252
Minority interest net income$0115
Net income of bank and minority interests.$1,374,0002,253
Net charge-offs$5,643,0001,041
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,369,6202,229
2009-09-30 (YTD Data)Rank
Total interest income$22,481,0001,164
Total interest expense$10,486,000886
Net interest income$11,995,0001,386
Provision for loan and lease losses$3,015,0001,472
Total noninterest income$1,039,0002,750
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$402,0002,752
Trading account gains and fees$0212
Additional Noninterest Income$637,0002,433
Total noninterest expense$8,167,0001,862
Salaries and employee benefits$3,582,0002,066
Premises and equipment expense$1,372,0001,491
Additional noninterest expense$3,213,0001,687
Pre-tax net operating income$1,852,0001,742
Securities gains (losses)$6,0003,115
Applicable income taxes$527,0001,354
Income before extraordinary items$1,331,0002,003
Extraordinary gains, net$027
Net income$1,331,0002,002
Minority interest net income$0118
Net income of bank and minority interests.$1,331,0002,003
Net charge-offs$4,353,000914
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,326,6801,968
2009-06-30 (YTD Data)Rank
Total interest income$15,114,0001,177
Total interest expense$7,135,000920
Net interest income$7,979,0001,395
Provision for loan and lease losses$1,965,0001,409
Total noninterest income$640,0002,916
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$258,0002,795
Trading account gains and fees$0193
Additional Noninterest Income$382,0002,620
Total noninterest expense$5,375,0001,910
Salaries and employee benefits$2,367,0002,130
Premises and equipment expense$903,0001,545
Additional noninterest expense$2,105,0001,726
Pre-tax net operating income$1,279,0001,729
Securities gains (losses)$03,136
Applicable income taxes$336,0001,421
Income before extraordinary items$943,0001,942
Extraordinary gains, net$021
Net income$943,0001,940
Minority interest net income$0112
Net income of bank and minority interests.$943,0001,941
Net charge-offs$2,058,0001,103
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$943,0001,880
2009-03-31 (YTD Data)Rank
Total interest income$7,534,0001,199
Total interest expense$3,654,000926
Net interest income$3,880,0001,431
Provision for loan and lease losses$750,0001,392
Total noninterest income$335,0002,819
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$118,0002,924
Trading account gains and fees$0171
Additional Noninterest Income$217,0002,399
Total noninterest expense$2,625,0001,894
Salaries and employee benefits$1,196,0002,130
Premises and equipment expense$501,0001,416
Additional noninterest expense$928,0001,744
Pre-tax net operating income$840,0001,527
Securities gains (losses)$02,434
Applicable income taxes$309,0001,031
Income before extraordinary items$531,0002,016
Extraordinary gains, net$015
Net income$531,0002,017
Minority interest net income$0102
Net income of bank and minority interests.$531,0002,017
Net charge-offs$951,000978
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$531,0001,898
2008-12-31 (YTD Data)Rank
Total interest income$33,637,0001,137
Total interest expense$16,576,000963
Net interest income$17,061,0001,299
Provision for loan and lease losses$6,305,000853
Total noninterest income$1,172,0003,084
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$452,0003,219
Trading account gains and fees$0154
Additional Noninterest Income$720,0002,609
Total noninterest expense$8,417,0002,278
Salaries and employee benefits$4,400,0002,306
Premises and equipment expense$1,561,0001,761
Additional noninterest expense$2,456,0002,379
Pre-tax net operating income$3,511,0001,553
Securities gains (losses)$75,0001,332
Applicable income taxes$1,467,000886
Income before extraordinary items$2,119,0001,881
Extraordinary gains, net$039
Net income$2,119,0001,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,347,0001,168
Cash dividends$1,018,0002,257
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,071,0002,046
2008-09-30 (YTD Data)Rank
Total interest income$25,344,0001,157
Total interest expense$12,473,000997
Net interest income$12,871,0001,315
Provision for loan and lease losses$835,0002,038
Total noninterest income$1,052,0002,802
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$330,0003,306
Trading account gains and fees$0148
Additional Noninterest Income$722,0002,274
Total noninterest expense$6,390,0002,237
Salaries and employee benefits$3,494,0002,210
Premises and equipment expense$1,054,0001,936
Additional noninterest expense$1,842,0002,313
Pre-tax net operating income$6,698,000746
Securities gains (losses)$75,0001,148
Applicable income taxes$2,600,000517
Income before extraordinary items$4,173,000875
Extraordinary gains, net$031
Net income$4,173,000874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$955,0001,349
Cash dividends$768,0002,148
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,125,000946
2008-06-30 (YTD Data)Rank
Total interest income$16,984,0001,162
Total interest expense$8,296,0001,052
Net interest income$8,688,0001,284
Provision for loan and lease losses$150,0003,592
Total noninterest income$689,0002,874
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$210,0003,383
Trading account gains and fees$0149
Additional Noninterest Income$479,0002,313
Total noninterest expense$4,242,0002,250
Salaries and employee benefits$2,300,0002,256
Premises and equipment expense$704,0001,922
Additional noninterest expense$1,238,0002,278
Pre-tax net operating income$4,985,000713
Securities gains (losses)$75,0001,164
Applicable income taxes$1,940,000528
Income before extraordinary items$3,120,000872
Extraordinary gains, net$021
Net income$3,120,000872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$543,0002,166
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,072,000867
2008-03-31 (YTD Data)Rank
Total interest income$8,596,0001,184
Total interest expense$4,235,0001,105
Net interest income$4,361,0001,273
Provision for loan and lease losses$75,0003,123
Total noninterest income$311,0003,058
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$99,0003,483
Trading account gains and fees$0158
Additional Noninterest Income$212,0002,491
Total noninterest expense$2,163,0002,207
Salaries and employee benefits$1,175,0002,239
Premises and equipment expense$370,0001,838
Additional noninterest expense$618,0002,260
Pre-tax net operating income$2,434,000782
Securities gains (losses)$32,0001,330
Applicable income taxes$934,000617
Income before extraordinary items$1,532,000983
Extraordinary gains, net$015
Net income$1,532,000985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$349,0001,752
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,511,520955
2007-12-31 (YTD Data)Rank
Total interest income$33,163,0001,274
Total interest expense$17,595,0001,125
Net interest income$15,568,0001,438
Provision for loan and lease losses$375,0002,799
Total noninterest income$1,231,0003,092
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$319,0003,967
Trading account gains and fees$0178
Additional Noninterest Income$912,0002,360
Total noninterest expense$7,878,0002,320
Salaries and employee benefits$4,250,0002,370
Premises and equipment expense$1,532,0001,713
Additional noninterest expense$2,096,0002,548
Pre-tax net operating income$8,546,000992
Securities gains (losses)$02,146
Applicable income taxes$3,253,000748
Income before extraordinary items$5,293,0001,207
Extraordinary gains, net$039
Net income$5,293,0001,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,321
Cash dividends$357,0004,211
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,293,0001,203
2007-09-30 (YTD Data)Rank
Total interest income$24,529,0001,297
Total interest expense$13,021,0001,131
Net interest income$11,508,0001,481
Provision for loan and lease losses$300,0002,302
Total noninterest income$971,0002,980
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$232,0004,018
Trading account gains and fees$0184
Additional Noninterest Income$739,0002,230
Total noninterest expense$5,918,0002,292
Salaries and employee benefits$3,213,0002,345
Premises and equipment expense$1,145,0001,714
Additional noninterest expense$1,560,0002,525
Pre-tax net operating income$6,261,0001,098
Securities gains (losses)$01,655
Applicable income taxes$2,358,000836
Income before extraordinary items$3,903,0001,312
Extraordinary gains, net$033
Net income$3,903,0001,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$62,0004,871
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,903,0001,304
2007-06-30 (YTD Data)Rank
Total interest income$15,954,0001,343
Total interest expense$8,454,0001,177
Net interest income$7,500,0001,541
Provision for loan and lease losses$225,0001,984
Total noninterest income$613,0003,105
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$149,0004,099
Trading account gains and fees$0168
Additional Noninterest Income$464,0002,360
Total noninterest expense$4,057,0002,250
Salaries and employee benefits$2,196,0002,318
Premises and equipment expense$776,0001,714
Additional noninterest expense$1,085,0002,438
Pre-tax net operating income$3,831,0001,236
Securities gains (losses)$01,444
Applicable income taxes$1,444,000948
Income before extraordinary items$2,387,0001,475
Extraordinary gains, net$029
Net income$2,387,0001,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,387,0001,454
2007-03-31 (YTD Data)Rank
Total interest income$7,877,0001,355
Total interest expense$4,188,0001,170
Net interest income$3,689,0001,569
Provision for loan and lease losses$150,0001,427
Total noninterest income$281,0003,262
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$71,0004,138
Trading account gains and fees$0195
Additional Noninterest Income$210,0002,471
Total noninterest expense$1,900,0002,406
Salaries and employee benefits$992,0002,566
Premises and equipment expense$396,0001,683
Additional noninterest expense$512,0002,568
Pre-tax net operating income$1,920,0001,224
Securities gains (losses)$01,187
Applicable income taxes$726,000949
Income before extraordinary items$1,194,0001,453
Extraordinary gains, net$022
Net income$1,194,0001,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,748
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,194,0001,442
2006-12-31 (YTD Data)Rank
Total interest income$30,088,0001,311
Total interest expense$15,666,0001,068
Net interest income$14,422,0001,594
Provision for loan and lease losses$600,0001,606
Total noninterest income$1,111,0003,304
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$285,0004,224
Trading account gains and fees$0130
Additional Noninterest Income$826,0002,536
Total noninterest expense$7,344,0002,410
Salaries and employee benefits$3,941,0002,470
Premises and equipment expense$1,504,0001,691
Additional noninterest expense$1,899,0002,691
Pre-tax net operating income$7,589,0001,286
Securities gains (losses)$01,687
Applicable income taxes$2,859,000983
Income before extraordinary items$4,730,0001,532
Extraordinary gains, net$051
Net income$4,730,0001,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$809,0002,920
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,730,0001,515
2006-09-30 (YTD Data)Rank
Total interest income$22,022,0001,345
Total interest expense$11,347,0001,079
Net interest income$10,675,0001,627
Provision for loan and lease losses$450,0001,514
Total noninterest income$801,0003,397
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$218,0004,231
Trading account gains and fees$0126
Additional Noninterest Income$583,0002,624
Total noninterest expense$5,465,0002,420
Salaries and employee benefits$2,902,0002,507
Premises and equipment expense$1,112,0001,719
Additional noninterest expense$1,451,0002,635
Pre-tax net operating income$5,561,0001,372
Securities gains (losses)$01,388
Applicable income taxes$2,114,0001,049
Income before extraordinary items$3,447,0001,606
Extraordinary gains, net$045
Net income$3,447,0001,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$598,0002,692
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,447,0001,586
2006-06-30 (YTD Data)Rank
Total interest income$14,084,0001,375
Total interest expense$7,089,0001,094
Net interest income$6,995,0001,649
Provision for loan and lease losses$300,0001,464
Total noninterest income$528,0003,395
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$142,0004,250
Trading account gains and fees$0126
Additional Noninterest Income$386,0002,613
Total noninterest expense$3,663,0002,412
Salaries and employee benefits$1,909,0002,544
Premises and equipment expense$750,0001,706
Additional noninterest expense$1,004,0002,556
Pre-tax net operating income$3,560,0001,422
Securities gains (losses)$01,185
Applicable income taxes$1,347,0001,093
Income before extraordinary items$2,213,0001,643
Extraordinary gains, net$039
Net income$2,213,0001,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$388,0002,767
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,213,0001,630
2006-03-31 (YTD Data)Rank
Total interest income$6,554,0001,442
Total interest expense$3,204,0001,148
Net interest income$3,350,0001,719
Provision for loan and lease losses$150,0001,421
Total noninterest income$235,0003,622
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$67,0004,315
Trading account gains and fees$0115
Additional Noninterest Income$168,0002,773
Total noninterest expense$1,769,0002,505
Salaries and employee benefits$924,0002,628
Premises and equipment expense$382,0001,679
Additional noninterest expense$463,0002,734
Pre-tax net operating income$1,666,0001,481
Securities gains (losses)$0955
Applicable income taxes$629,0001,147
Income before extraordinary items$1,037,0001,730
Extraordinary gains, net$021
Net income$1,037,0001,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$182,0002,525
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,037,0001,715
2005-12-31 (YTD Data)Rank
Total interest income$21,644,0001,549
Total interest expense$9,685,0001,163
Net interest income$11,959,0001,839
Provision for loan and lease losses$690,0001,446
Total noninterest income$918,0003,761
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$315,0004,067
Trading account gains and fees$0138
Additional Noninterest Income$603,0003,044
Total noninterest expense$6,936,0002,409
Salaries and employee benefits$3,683,0002,484
Premises and equipment expense$1,462,0001,673
Additional noninterest expense$1,791,0002,770
Pre-tax net operating income$5,251,0001,784
Securities gains (losses)$101,000698
Applicable income taxes$2,024,0001,353
Income before extraordinary items$3,328,0002,058
Extraordinary gains, net$046
Net income$3,328,0002,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$641,0003,234
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,263,3602,071
2005-09-30 (YTD Data)Rank
Total interest income$15,407,0001,597
Total interest expense$6,715,0001,177
Net interest income$8,692,0001,886
Provision for loan and lease losses$540,0001,309
Total noninterest income$687,0003,771
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$242,0004,046
Trading account gains and fees$0126
Additional Noninterest Income$445,0003,089
Total noninterest expense$5,076,0002,444
Salaries and employee benefits$2,649,0002,538
Premises and equipment expense$1,081,0001,686
Additional noninterest expense$1,346,0002,738
Pre-tax net operating income$3,763,0001,857
Securities gains (losses)$101,000658
Applicable income taxes$1,464,0001,410
Income before extraordinary items$2,400,0002,141
Extraordinary gains, net$035
Net income$2,400,0002,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$463,0002,929
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,335,3602,156
2005-06-30 (YTD Data)Rank
Total interest income$9,794,0001,638
Total interest expense$4,166,0001,195
Net interest income$5,628,0001,919
Provision for loan and lease losses$390,0001,212
Total noninterest income$466,0003,694
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$162,0003,971
Trading account gains and fees$0116
Additional Noninterest Income$304,0003,029
Total noninterest expense$3,349,0002,441
Salaries and employee benefits$1,734,0002,565
Premises and equipment expense$712,0001,686
Additional noninterest expense$903,0002,691
Pre-tax net operating income$2,355,0001,931
Securities gains (losses)$101,000559
Applicable income taxes$936,0001,435
Income before extraordinary items$1,520,0002,205
Extraordinary gains, net$030
Net income$1,520,0002,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$289,0003,041
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,455,3602,252
2005-03-31 (YTD Data)Rank
Total interest income$4,676,0001,676
Total interest expense$1,931,0001,225
Net interest income$2,745,0001,959
Provision for loan and lease losses$195,0001,153
Total noninterest income$227,0003,687
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$76,0004,047
Trading account gains and fees$0115
Additional Noninterest Income$151,0002,964
Total noninterest expense$1,679,0002,446
Salaries and employee benefits$847,0002,643
Premises and equipment expense$376,0001,618
Additional noninterest expense$456,0002,658
Pre-tax net operating income$1,098,0002,008
Securities gains (losses)$101,000364
Applicable income taxes$457,0001,447
Income before extraordinary items$742,0002,221
Extraordinary gains, net$024
Net income$742,0002,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$136,0002,666
Sale, conversion, retirement of capital stock, net$0491
Net operating income$677,3602,349
2004-12-31 (YTD Data)Rank
Total interest income$15,461,0001,846
Total interest expense$5,697,0001,442
Net interest income$9,764,0002,082
Provision for loan and lease losses$960,0001,078
Total noninterest income$907,0003,774
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$308,0004,261
Trading account gains and fees$0138
Additional Noninterest Income$599,0002,992
Total noninterest expense$6,045,0002,624
Salaries and employee benefits$3,255,0002,644
Premises and equipment expense$1,182,0001,942
Additional noninterest expense$1,608,0002,959
Pre-tax net operating income$3,666,0002,197
Securities gains (losses)$37,0001,965
Applicable income taxes$1,382,0001,710
Income before extraordinary items$2,321,0002,573
Extraordinary gains, net$034
Net income$2,321,0002,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$445,0003,745
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,297,3202,545
2004-09-30 (YTD Data)Rank
Total interest income$10,961,0001,927
Total interest expense$3,988,0001,516
Net interest income$6,973,0002,179
Provision for loan and lease losses$720,0001,054
Total noninterest income$684,0003,793
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$222,0004,387
Trading account gains and fees$0134
Additional Noninterest Income$462,0002,932
Total noninterest expense$4,406,0002,672
Salaries and employee benefits$2,377,0002,689
Premises and equipment expense$867,0001,993
Additional noninterest expense$1,162,0003,028
Pre-tax net operating income$2,531,0002,361
Securities gains (losses)$37,0001,884
Applicable income taxes$954,0001,855
Income before extraordinary items$1,614,0002,784
Extraordinary gains, net$026
Net income$1,614,0002,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$323,0003,344
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,590,3202,740
2004-06-30 (YTD Data)Rank
Total interest income$6,948,0002,000
Total interest expense$2,451,0001,623
Net interest income$4,497,0002,226
Provision for loan and lease losses$480,0001,034
Total noninterest income$475,0003,695
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$143,0004,443
Trading account gains and fees$0130
Additional Noninterest Income$332,0002,815
Total noninterest expense$2,910,0002,695
Salaries and employee benefits$1,563,0002,733
Premises and equipment expense$572,0002,011
Additional noninterest expense$775,0003,024
Pre-tax net operating income$1,582,0002,476
Securities gains (losses)$19,0002,067
Applicable income taxes$592,0001,951
Income before extraordinary items$1,009,0002,916
Extraordinary gains, net$021
Net income$1,009,0002,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$208,0003,390
Sale, conversion, retirement of capital stock, net$0638
Net operating income$996,8402,866
2004-03-31 (YTD Data)Rank
Total interest income$3,391,0002,058
Total interest expense$1,189,0001,696
Net interest income$2,202,0002,271
Provision for loan and lease losses$240,000991
Total noninterest income$223,0003,786
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$70,0004,409
Trading account gains and fees$0121
Additional Noninterest Income$153,0002,914
Total noninterest expense$1,450,0002,714
Salaries and employee benefits$787,0002,730
Premises and equipment expense$284,0002,038
Additional noninterest expense$379,0003,051
Pre-tax net operating income$735,0002,605
Securities gains (losses)$19,0001,734
Applicable income taxes$278,0002,034
Income before extraordinary items$476,0003,058
Extraordinary gains, net$016
Net income$476,0003,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$104,0002,827
Sale, conversion, retirement of capital stock, net$0464
Net operating income$463,8403,006
2003-12-31 (YTD Data)Rank
Total interest income$11,950,0002,393
Total interest expense$4,578,0001,952
Net interest income$7,372,0002,621
Provision for loan and lease losses$840,0001,397
Total noninterest income$922,0003,892
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$253,0004,733
Trading account gains and fees$0160
Additional Noninterest Income$669,0003,053
Total noninterest expense$5,528,0002,805
Salaries and employee benefits$3,027,0002,743
Premises and equipment expense$1,096,0002,075
Additional noninterest expense$1,405,0003,271
Pre-tax net operating income$1,926,0003,478
Securities gains (losses)$04,500
Applicable income taxes$704,0002,790
Income before extraordinary items$1,222,0004,094
Extraordinary gains, net$054
Net income$1,222,0004,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,340
Cash dividends$103,0005,514
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,222,0003,914
2003-09-30 (YTD Data)Rank
Total interest income$8,586,0002,524
Total interest expense$3,370,0002,061
Net interest income$5,216,0002,790
Provision for loan and lease losses$630,0001,346
Total noninterest income$764,0003,741
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$185,0004,819
Trading account gains and fees$0153
Additional Noninterest Income$579,0002,877
Total noninterest expense$4,158,0002,797
Salaries and employee benefits$2,244,0002,775
Premises and equipment expense$900,0001,905
Additional noninterest expense$1,014,0003,355
Pre-tax net operating income$1,192,0004,092
Securities gains (losses)$04,204
Applicable income taxes$433,0003,291
Income before extraordinary items$759,0004,747
Extraordinary gains, net$040
Net income$759,0004,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,128
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$759,0004,565
2003-06-30 (YTD Data)Rank
Total interest income$5,488,0002,657
Total interest expense$2,179,0002,190
Net interest income$3,309,0002,906
Provision for loan and lease losses$420,0001,332
Total noninterest income$448,0003,990
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$124,0004,770
Trading account gains and fees$0150
Additional Noninterest Income$324,0003,145
Total noninterest expense$2,689,0002,878
Salaries and employee benefits$1,444,0002,874
Premises and equipment expense$587,0001,941
Additional noninterest expense$658,0003,413
Pre-tax net operating income$648,0004,631
Securities gains (losses)$03,782
Applicable income taxes$236,0003,657
Income before extraordinary items$412,0005,316
Extraordinary gains, net$030
Net income$412,0005,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,985
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$412,0005,116
2003-03-31 (YTD Data)Rank
Total interest income$2,625,0002,779
Total interest expense$1,068,0002,273
Net interest income$1,557,0003,066
Provision for loan and lease losses$210,0001,306
Total noninterest income$153,0004,843
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$60,0004,759
Trading account gains and fees$0134
Additional Noninterest Income$93,0004,068
Total noninterest expense$1,350,0002,841
Salaries and employee benefits$705,0002,934
Premises and equipment expense$329,0001,736
Additional noninterest expense$316,0003,497
Pre-tax net operating income$150,0006,460
Securities gains (losses)$02,891
Applicable income taxes$53,0005,018
Income before extraordinary items$97,0006,961
Extraordinary gains, net$021
Net income$97,0006,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,770
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$97,0006,803
2002-12-31 (YTD Data)Rank
Total interest income$10,158,0002,978
Total interest expense$4,516,0002,463
Net interest income$5,642,0003,306
Provision for loan and lease losses$840,0001,560
Total noninterest income$438,0005,559
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$174,0005,541
Trading account gains and fees$0153
Additional Noninterest Income$264,0004,520
Total noninterest expense$4,511,0003,215
Salaries and employee benefits$2,342,0003,301
Premises and equipment expense$781,0002,735
Additional noninterest expense$1,388,0003,163
Pre-tax net operating income$729,0005,985
Securities gains (losses)$04,537
Applicable income taxes$89,0006,071
Income before extraordinary items$640,0005,794
Extraordinary gains, net$070
Net income$640,0005,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0002,758
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$640,0005,665
2001-12-31 (YTD Data)Rank
Total interest income$8,121,0003,974
Total interest expense$3,920,0003,865
Net interest income$4,201,0003,979
Provision for loan and lease losses$820,0001,470
Total noninterest income$194,0007,370
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$126,0006,151
Trading account gains and fees$0177
Additional Noninterest Income$68,0007,169
Total noninterest expense$3,152,0004,176
Salaries and employee benefits$1,661,0004,184
Premises and equipment expense$472,0004,086
Additional noninterest expense$1,019,0004,008
Pre-tax net operating income$423,0006,873
Securities gains (losses)$82,0001,913
Applicable income taxes$07,903
Income before extraordinary items$505,0006,047
Extraordinary gains, net$0105
Net income$505,0006,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$423,0006,316
2000-12-31 (YTD Data)Rank
Total interest income$4,022,0006,476
Total interest expense$1,896,0006,430
Net interest income$2,126,0006,383
Provision for loan and lease losses$530,0001,789
Total noninterest income$47,0009,376
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$23,0008,218
Trading account gains and feesNANA
Additional Noninterest Income$24,0008,801
Total noninterest expense$2,602,0004,720
Salaries and employee benefits$1,415,0004,578
Premises and equipment expense$313,0005,298
Additional noninterest expense$874,0004,444
Pre-tax net operating income$-959,0009,712
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-959,0009,722
Extraordinary gains, net$038
Net income$-959,0009,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,846
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$19,102,00029
Net operating income$-959,0009,724

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.