Home > American Community Bank of Georgia > Assets and Liabilities
American Community Bank of Georgia, Assets and Liabilities
2001-12-31 | Rank | |
# of Employees: | 12 | 7,955 |
Assets and Liabilities | ||
Total Assets: | $58,989,000 | 6,372 |
Cash and due from depository institutions | $8,601,000 | 7,955 |
Interest-bearing balances | $5,487,000 | 1,159 |
Securities | $5,860,000 | 7,674 |
Federal funds sold & reverse repurchase agreements | $3,274,000 | 3,732 |
Net loans & leases | $39,887,000 | 5,959 |
Loan loss allowance | $493,000 | 5,886 |
Trading account assets | $0 | 182 |
Bank premises and fixed assets | $336,000 | 7,929 |
Other real estate owned | $0 | 7,955 |
Goodwill and other intangibles | $0 | 3,095 |
All other assets | $1,031,000 | 6,529 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $58,989,000 | 6,372 |
Total liabilities | $52,594,000 | 6,362 |
Total deposits | $48,601,000 | 6,428 |
Interest-bearing deposits | $42,465,000 | 6,324 |
Deposits held in domestic offices | $48,601,000 | 6,425 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,191,000 | 2,528 |
Trading liabilities | $0 | 69 |
Other borrowed funds | $2,500,000 | 3,878 |
Subordinated debt | $0 | 241 |
All other liabilities | $302,000 | 6,874 |
Total equity capital | $6,395,000 | 6,184 |
Total bank equity capital | $6,395,000 | 6,184 |
Perpetual preferred stock | $0 | 158 |
Common stock | $3,712,000 | 1,033 |
Surplus | $3,161,000 | 4,259 |
Undivided profits | $-478,000 | 9,030 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $144,000 | 6,468 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
Income earned, not collected on loans | $316,000 | 7,402 |
Earning assets | $54,508,000 | 6,324 |
Long-term assets (5+ years) | $1,791,000 | 7,482 |
Average Assets, year-to-date | $55,408,200 | 6,405 |
Average Assets, quarterly | $58,997,500 | 6,330 |
Volatile liabilities | $15,577,000 | 4,380 |
Insider loans | $1,567,000 | 2,891 |
FHLB advances | $2,500,000 | 3,660 |
Loans and leases held for sale | $0 | 1,749 |
Unused loan commitments | $6,319,000 | 4,969 |
Tier 1 (core) risk-based capital | $5,909,000 | 6,298 |
Tier 2 risk-based capital | $493,000 | 5,566 |
Total risk weighted assets | $42,055,000 | 5,980 |
Total unused commitments | $6,319,000 | 4,976 |
Derivatives | $0 | 450 |
2000-12-31 | Rank | |
# of Employees: | 17 | 7,003 |
Assets and Liabilities | ||
Total Assets: | $49,405,000 | 6,894 |
Cash and due from depository institutions | $2,350,000 | 7,003 |
Interest-bearing balances | $15,000 | 6,164 |
Securities | $6,892,000 | 7,711 |
Federal funds sold & reverse repurchase agreements | $4,510,000 | 2,584 |
Net loans & leases | $34,052,000 | 6,435 |
Loan loss allowance | $433,000 | 6,192 |
Trading account assets | $0 | 175 |
Bank premises and fixed assets | $366,000 | 8,014 |
Other real estate owned | $0 | 7,003 |
Goodwill and other intangibles | $0 | 3,145 |
All other assets | $1,235,000 | 5,457 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $49,405,000 | 6,894 |
Total liabilities | $43,293,000 | 6,941 |
Total deposits | $41,856,000 | 6,810 |
Interest-bearing deposits | $35,034,000 | 6,881 |
Deposits held in domestic offices | $41,856,000 | 6,808 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,072,000 | 2,726 |
Trading liabilities | $0 | 77 |
Other borrowed funds | $0 | 5,732 |
Subordinated debt | $0 | 239 |
All other liabilities | $365,000 | 6,754 |
Total equity capital | $6,112,000 | 6,288 |
Total bank equity capital | $6,112,000 | 6,288 |
Perpetual preferred stock | $0 | 178 |
Common stock | $3,712,000 | 1,030 |
Surplus | $3,161,000 | 4,213 |
Undivided profits | $-761,000 | 9,472 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $30,000 | 7,838 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
Income earned, not collected on loans | $385,000 | 6,041 |
Earning assets | $45,469,000 | 6,868 |
Long-term assets (5+ years) | $0 | 8,706 |
Average Assets, year-to-date | $48,862,600 | 6,745 |
Average Assets, quarterly | $50,256,000 | 6,774 |
Volatile liabilities | $13,696,000 | 4,728 |
Insider loans | $2,615,000 | 1,816 |
FHLB advances | $0 | 771 |
Loans and leases held for sale | $0 | 1,442 |
Unused loan commitments | $5,202,000 | 5,308 |
Tier 1 (core) risk-based capital | $5,575,000 | 6,537 |
Tier 2 risk-based capital | $433,000 | 5,875 |
Total risk weighted assets | $38,646,500 | 6,196 |
Total unused commitments | $5,202,000 | 5,312 |
Derivatives | $0 | 481 |
1999-12-31 | Rank | |
# of Employees: | 13 | 8,108 |
Assets and Liabilities | ||
Total Assets: | $41,199,000 | 7,584 |
Cash and due from depository institutions | $1,797,000 | 8,108 |
Interest-bearing balances | $0 | 6,854 |
Securities | $5,181,000 | 8,612 |
Federal funds sold & reverse repurchase agreements | $5,165,000 | 1,846 |
Net loans & leases | $27,518,000 | 7,066 |
Loan loss allowance | $368,000 | 6,734 |
Trading account assets | $0 | 165 |
Bank premises and fixed assets | $396,000 | 8,150 |
Other real estate owned | $0 | 8,108 |
Goodwill and other intangibles | $0 | 3,276 |
All other assets | $1,142,000 | 5,754 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $41,199,000 | 7,584 |
Total liabilities | $35,499,000 | 7,658 |
Total deposits | $33,900,000 | 7,632 |
Interest-bearing deposits | $26,658,000 | 7,862 |
Deposits held in domestic offices | $33,900,000 | 7,630 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,218,000 | 2,900 |
Trading liabilities | $0 | 65 |
Other borrowed funds | $0 | 5,751 |
Subordinated debt | $0 | 242 |
All other liabilities | $381,000 | 6,236 |
Total equity capital | $5,700,000 | 6,455 |
Total bank equity capital | $5,700,000 | 6,455 |
Perpetual preferred stock | $0 | 193 |
Common stock | $3,712,000 | 1,047 |
Surplus | $3,161,000 | 4,188 |
Undivided profits | $-1,173,000 | 9,922 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 9,001 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
Income earned, not collected on loans | $219,000 | 7,548 |
Earning assets | $37,864,000 | 7,552 |
Long-term assets (5+ years) | $0 | 8,976 |
Average Assets, year-to-date | $33,937,200 | 8,016 |
Average Assets, quarterly | $40,522,500 | 7,586 |
Volatile liabilities | $11,333,000 | 5,096 |
Insider loans | $4,707,000 | 994 |
FHLB advances | $0 | 802 |
Loans and leases held for sale | $0 | 1,487 |
Unused loan commitments | $6,764,000 | 4,685 |
Tier 1 (core) risk-based capital | $5,939,000 | 6,314 |
Tier 2 risk-based capital | $368,000 | 6,366 |
Total risk weighted assets | $32,169,300 | 6,767 |
Total unused commitments | $6,764,000 | 4,690 |
Derivatives | $0 | 488 |
1998-12-31 | Rank | |
# of Employees: | 18 | 7,238 |
Assets and Liabilities | ||
Total Assets: | $21,183,000 | 9,437 |
Cash and due from depository institutions | $288,000 | 7,238 |
Interest-bearing balances | $0 | 6,728 |
Securities | $6,551,000 | 8,186 |
Federal funds sold & reverse repurchase agreements | $3,723,000 | 4,253 |
Net loans & leases | $9,454,000 | 9,554 |
Loan loss allowance | $95,000 | 9,708 |
Trading account assets | $0 | 197 |
Bank premises and fixed assets | $419,000 | 8,121 |
Other real estate owned | $0 | 7,238 |
Goodwill and other intangibles | $0 | 3,445 |
All other assets | $748,000 | 6,940 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $21,183,000 | 9,437 |
Total liabilities | $14,692,000 | 9,779 |
Total deposits | $14,607,000 | 9,710 |
Interest-bearing deposits | $12,751,000 | 9,645 |
Deposits held in domestic offices | $14,607,000 | 9,710 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,214 |
Trading liabilities | $0 | 69 |
Other borrowed funds | $0 | 5,274 |
Subordinated debt | $0 | 255 |
All other liabilities | $85,000 | 9,893 |
Total equity capital | $6,491,000 | 6,065 |
Total bank equity capital | $6,491,000 | 6,065 |
Perpetual preferred stock | $0 | 199 |
Common stock | $3,712,000 | 1,001 |
Surplus | $3,161,000 | 4,057 |
Undivided profits | $-382,000 | 10,017 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 9,467 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
Income earned, not collected on loans | $109,000 | 9,226 |
Earning assets | $19,728,000 | 9,362 |
Long-term assets (5+ years) | $4,737,000 | 6,347 |
Average Assets, year-to-date | $15,646,330 | 9,816 |
Average Assets, quarterly | $19,985,000 | 9,495 |
Volatile liabilities | $5,390,000 | 6,821 |
Insider loans | $1,826,000 | 2,274 |
FHLB advances | $0 | 740 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $6,911,000 | 4,546 |
Tier 1 (core) risk-based capital | $6,499,000 | 5,907 |
Tier 2 risk-based capital | $95,000 | 9,599 |
Total risk weighted assets | $12,858,000 | 9,256 |
Total unused commitments | $6,911,000 | 4,552 |
Derivatives | $0 | 527 |