Home > American Community Bank > Assets and Liabilities
American Community Bank, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 110 | 1,496 |
| Assets and Liabilities | ||
| Total Assets: | $538,688,000 | 1,329 |
| Cash and due from depository institutions | $17,366,000 | 1,496 |
| Interest-bearing balances | $1,189,000 | 4,236 |
| Securities | $71,321,000 | 1,721 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $421,576,000 | 1,179 |
| Loan loss allowance | $11,081,000 | 694 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,961,000 | 1,900 |
| Other real estate owned | $444,000 | 1,496 |
| Goodwill and other intangibles | $10,163,000 | 583 |
| All other assets | $10,857,000 | 1,753 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $538,688,000 | 1,329 |
| Total liabilities | $486,106,000 | 1,342 |
| Total deposits | $441,036,000 | 1,276 |
| Interest-bearing deposits | $390,365,000 | 1,273 |
| Deposits held in domestic offices | $441,036,000 | 1,272 |
| % insured | 75.27% | 5,042 |
| Federal funds purchased & repurchase agreements | $15,475,000 | 873 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $27,676,000 | 1,631 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,919,000 | 2,390 |
| Total equity capital | $52,582,000 | 1,308 |
| Total bank equity capital | $52,582,000 | 1,303 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,460,000 | 707 |
| Surplus | $29,729,000 | 1,132 |
| Undivided profits | $15,393,000 | 2,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $9,986,000 | 1,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,013,000 | 1,736 |
| Earning assets | $494,086,000 | 1,330 |
| Long-term assets (5+ years) | $49,446,000 | 2,352 |
| Average Assets, year-to-date | $535,542,500 | 1,322 |
| Average Assets, quarterly | $535,542,500 | 1,322 |
| Volatile liabilities | $202,975,000 | 770 |
| Insider loans | $5,093,000 | 1,542 |
| FHLB advances | $26,000,000 | 1,602 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $73,893,000 | 1,113 |
| Tier 1 (core) risk-based capital | $41,089,000 | 1,599 |
| Tier 2 risk-based capital | $5,626,000 | 1,081 |
| Total risk weighted assets | $443,942,000 | 1,190 |
| Total unused commitments | $73,893,000 | 1,114 |
| Derivatives | $15,000,000 | 538 |
| 2008-12-31 | Rank | |
| # of Employees: | 118 | 1,408 |
| Assets and Liabilities | ||
| Total Assets: | $532,397,000 | 1,320 |
| Cash and due from depository institutions | $14,703,000 | 1,408 |
| Interest-bearing balances | $894,000 | 3,842 |
| Securities | $72,126,000 | 1,679 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $418,368,000 | 1,197 |
| Loan loss allowance | $9,124,000 | 787 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,126,000 | 1,854 |
| Other real estate owned | $0 | 1,408 |
| Goodwill and other intangibles | $10,190,000 | 595 |
| All other assets | $9,884,000 | 1,919 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $532,397,000 | 1,320 |
| Total liabilities | $478,685,000 | 1,335 |
| Total deposits | $433,838,000 | 1,257 |
| Interest-bearing deposits | $384,841,000 | 1,243 |
| Deposits held in domestic offices | $433,838,000 | 1,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,031,000 | 956 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $27,676,000 | 1,789 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,140,000 | 2,173 |
| Total equity capital | $53,712,000 | 1,252 |
| Total bank equity capital | $53,712,000 | 1,252 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,460,000 | 704 |
| Surplus | $29,710,000 | 1,109 |
| Undivided profits | $16,542,000 | 1,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,039,000 | 1,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,032,000 | 1,834 |
| Earning assets | $491,388,000 | 1,310 |
| Long-term assets (5+ years) | $49,085,000 | 2,330 |
| Average Assets, year-to-date | $525,372,400 | 1,285 |
| Average Assets, quarterly | $535,481,500 | 1,299 |
| Volatile liabilities | $198,150,000 | 791 |
| Insider loans | $5,150,000 | 1,561 |
| FHLB advances | $26,000,000 | 1,751 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $76,353,000 | 1,126 |
| Tier 1 (core) risk-based capital | $42,738,000 | 1,499 |
| Tier 2 risk-based capital | $5,570,000 | 1,068 |
| Total risk weighted assets | $441,278,000 | 1,183 |
| Total unused commitments | $76,353,000 | 1,127 |
| Derivatives | $45,000,000 | 293 |
| 2008-09-30 | Rank | |
| # of Employees: | 119 | 1,415 |
| Assets and Liabilities | ||
| Total Assets: | $538,566,000 | 1,292 |
| Cash and due from depository institutions | $16,730,000 | 1,415 |
| Interest-bearing balances | $762,000 | 3,285 |
| Securities | $72,634,000 | 1,637 |
| Federal funds sold & reverse repurchase agreements | $7,958,000 | 1,534 |
| Net loans & leases | $413,824,000 | 1,199 |
| Loan loss allowance | $7,317,000 | 870 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,293,000 | 1,799 |
| Other real estate owned | $77,000 | 1,415 |
| Goodwill and other intangibles | $10,216,000 | 632 |
| All other assets | $9,834,000 | 1,905 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $538,566,000 | 1,292 |
| Total liabilities | $487,804,000 | 1,288 |
| Total deposits | $436,857,000 | 1,214 |
| Interest-bearing deposits | $385,843,000 | 1,216 |
| Deposits held in domestic offices | $436,857,000 | 1,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,931,000 | 873 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $27,680,000 | 1,802 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,336,000 | 1,562 |
| Total equity capital | $50,762,000 | 1,341 |
| Total bank equity capital | $50,762,000 | 1,341 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $7,460,000 | 707 |
| Surplus | $26,582,000 | 1,187 |
| Undivided profits | $16,720,000 | 2,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,908,000 | 1,958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,173,000 | 1,790 |
| Earning assets | $495,178,000 | 1,280 |
| Long-term assets (5+ years) | $62,300,000 | 1,908 |
| Average Assets, year-to-date | $523,616,250 | 1,289 |
| Average Assets, quarterly | $533,631,500 | 1,294 |
| Volatile liabilities | $207,887,000 | 737 |
| Insider loans | $6,388,000 | 1,237 |
| FHLB advances | $26,000,000 | 1,776 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $80,588,000 | 1,143 |
| Tier 1 (core) risk-based capital | $41,032,000 | 1,577 |
| Tier 2 risk-based capital | $5,529,000 | 1,032 |
| Total risk weighted assets | $441,393,000 | 1,184 |
| Total unused commitments | $80,588,000 | 1,145 |
| Derivatives | $45,000,000 | 250 |
| 2008-06-30 | Rank | |
| # of Employees: | 115 | 1,485 |
| Assets and Liabilities | ||
| Total Assets: | $528,697,000 | 1,304 |
| Cash and due from depository institutions | $16,826,000 | 1,485 |
| Interest-bearing balances | $748,000 | 3,181 |
| Securities | $76,659,000 | 1,572 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $406,491,000 | 1,199 |
| Loan loss allowance | $6,390,000 | 945 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,434,000 | 1,519 |
| Other real estate owned | $0 | 1,485 |
| Goodwill and other intangibles | $10,243,000 | 642 |
| All other assets | $10,044,000 | 1,842 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $528,697,000 | 1,304 |
| Total liabilities | $474,854,000 | 1,305 |
| Total deposits | $423,104,000 | 1,254 |
| Interest-bearing deposits | $370,582,000 | 1,250 |
| Deposits held in domestic offices | $423,104,000 | 1,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,149,000 | 913 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $27,680,000 | 1,747 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,921,000 | 1,368 |
| Total equity capital | $53,843,000 | 1,267 |
| Total bank equity capital | $53,843,000 | 1,267 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $7,460,000 | 699 |
| Surplus | $26,560,000 | 1,177 |
| Undivided profits | $19,823,000 | 1,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,141,000 | 2,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,148,000 | 1,746 |
| Earning assets | $483,898,000 | 1,303 |
| Long-term assets (5+ years) | $64,314,000 | 1,840 |
| Average Assets, year-to-date | $518,633,000 | 1,292 |
| Average Assets, quarterly | $525,817,500 | 1,301 |
| Volatile liabilities | $198,384,000 | 776 |
| Insider loans | $6,989,000 | 1,139 |
| FHLB advances | $26,000,000 | 1,707 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $86,859,000 | 1,105 |
| Tier 1 (core) risk-based capital | $43,294,000 | 1,506 |
| Tier 2 risk-based capital | $5,472,000 | 1,014 |
| Total risk weighted assets | $436,926,000 | 1,183 |
| Total unused commitments | $86,859,000 | 1,105 |
| Derivatives | $45,000,000 | 260 |
| 2008-03-31 | Rank | |
| # of Employees: | 115 | 1,478 |
| Assets and Liabilities | ||
| Total Assets: | $522,938,000 | 1,301 |
| Cash and due from depository institutions | $16,808,000 | 1,478 |
| Interest-bearing balances | $682,000 | 3,370 |
| Securities | $78,617,000 | 1,519 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $398,859,000 | 1,201 |
| Loan loss allowance | $6,095,000 | 935 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,605,000 | 1,488 |
| Other real estate owned | $0 | 1,478 |
| Goodwill and other intangibles | $10,270,000 | 663 |
| All other assets | $9,779,000 | 1,819 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $522,938,000 | 1,301 |
| Total liabilities | $468,740,000 | 1,296 |
| Total deposits | $419,295,000 | 1,266 |
| Interest-bearing deposits | $366,049,000 | 1,269 |
| Deposits held in domestic offices | $419,295,000 | 1,263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,713,000 | 819 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $22,685,000 | 1,859 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,047,000 | 1,424 |
| Total equity capital | $54,198,000 | 1,287 |
| Total bank equity capital | $54,198,000 | 1,287 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $7,460,000 | 694 |
| Surplus | $26,516,000 | 1,168 |
| Undivided profits | $20,222,000 | 1,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,923,000 | 2,586 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,398,000 | 1,609 |
| Earning assets | $478,158,000 | 1,302 |
| Long-term assets (5+ years) | $64,042,000 | 1,779 |
| Average Assets, year-to-date | $513,601,000 | 1,301 |
| Average Assets, quarterly | $513,601,000 | 1,301 |
| Volatile liabilities | $189,260,000 | 778 |
| Insider loans | $5,916,000 | 1,325 |
| FHLB advances | $21,000,000 | 1,831 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $90,617,000 | 1,104 |
| Tier 1 (core) risk-based capital | $42,956,000 | 1,524 |
| Tier 2 risk-based capital | $5,386,000 | 992 |
| Total risk weighted assets | $430,536,000 | 1,180 |
| Total unused commitments | $90,617,000 | 1,105 |
| Derivatives | $45,000,000 | 277 |
| 2007-12-31 | Rank | |
| # of Employees: | 117 | 1,468 |
| Assets and Liabilities | ||
| Total Assets: | $504,264,000 | 1,335 |
| Cash and due from depository institutions | $15,276,000 | 1,468 |
| Interest-bearing balances | $930,000 | 2,631 |
| Securities | $75,878,000 | 1,571 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $387,219,000 | 1,229 |
| Loan loss allowance | $5,740,000 | 959 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $8,694,000 | 1,473 |
| Other real estate owned | $0 | 1,468 |
| Goodwill and other intangibles | $10,296,000 | 656 |
| All other assets | $6,901,000 | 2,444 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $504,264,000 | 1,335 |
| Total liabilities | $451,693,000 | 1,336 |
| Total deposits | $408,941,000 | 1,283 |
| Interest-bearing deposits | $354,466,000 | 1,303 |
| Deposits held in domestic offices | $408,941,000 | 1,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,509,000 | 644 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,685,000 | 3,100 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,558,000 | 1,546 |
| Total equity capital | $52,571,000 | 1,310 |
| Total bank equity capital | $52,571,000 | 1,310 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,460,000 | 682 |
| Surplus | $26,503,000 | 1,149 |
| Undivided profits | $18,608,000 | 1,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,211,000 | 3,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,629,000 | 1,568 |
| Earning assets | $464,027,000 | 1,320 |
| Long-term assets (5+ years) | $64,663,000 | 1,656 |
| Average Assets, year-to-date | $496,983,200 | 1,306 |
| Average Assets, quarterly | $499,047,000 | 1,329 |
| Volatile liabilities | $183,892,000 | 810 |
| Insider loans | $5,562,000 | 1,381 |
| FHLB advances | $6,000,000 | 3,217 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $97,352,000 | 1,047 |
| Tier 1 (core) risk-based capital | $41,862,000 | 1,557 |
| Tier 2 risk-based capital | $5,150,000 | 1,034 |
| Total risk weighted assets | $411,749,000 | 1,236 |
| Total unused commitments | $97,352,000 | 1,048 |
| Derivatives | $45,000,000 | 267 |
| 2007-09-30 | Rank | |
| # of Employees: | 124 | 1,374 |
| Assets and Liabilities | ||
| Total Assets: | $493,830,000 | 1,337 |
| Cash and due from depository institutions | $16,550,000 | 1,374 |
| Interest-bearing balances | $866,000 | 2,550 |
| Securities | $78,139,000 | 1,522 |
| Federal funds sold & reverse repurchase agreements | $4,618,000 | 2,710 |
| Net loans & leases | $367,936,000 | 1,271 |
| Loan loss allowance | $5,374,000 | 977 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,746,000 | 1,432 |
| Other real estate owned | $25,000 | 1,374 |
| Goodwill and other intangibles | $10,323,000 | 634 |
| All other assets | $7,493,000 | 2,273 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $493,830,000 | 1,337 |
| Total liabilities | $438,225,000 | 1,355 |
| Total deposits | $402,403,000 | 1,301 |
| Interest-bearing deposits | $347,313,000 | 1,317 |
| Deposits held in domestic offices | $402,403,000 | 1,297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,531,000 | 711 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,692,000 | 2,950 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,599,000 | 2,009 |
| Total equity capital | $55,605,000 | 1,231 |
| Total bank equity capital | $55,605,000 | 1,231 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,460,000 | 653 |
| Surplus | $26,489,000 | 1,127 |
| Undivided profits | $21,656,000 | 1,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,319,000 | 2,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,922,000 | 1,499 |
| Earning assets | $451,559,000 | 1,347 |
| Long-term assets (5+ years) | $61,094,000 | 1,675 |
| Average Assets, year-to-date | $495,163,000 | 1,306 |
| Average Assets, quarterly | $499,542,500 | 1,321 |
| Volatile liabilities | $168,549,000 | 856 |
| Insider loans | $6,035,000 | 1,234 |
| FHLB advances | $6,000,000 | 3,093 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $95,082,000 | 1,079 |
| Tier 1 (core) risk-based capital | $45,617,000 | 1,415 |
| Tier 2 risk-based capital | $4,946,000 | 1,066 |
| Total risk weighted assets | $395,216,000 | 1,251 |
| Total unused commitments | $95,082,000 | 1,080 |
| Derivatives | $45,000,000 | 275 |
| 2007-06-30 | Rank | |
| # of Employees: | 125 | 1,398 |
| Assets and Liabilities | ||
| Total Assets: | $505,255,000 | 1,322 |
| Cash and due from depository institutions | $18,154,000 | 1,398 |
| Interest-bearing balances | $165,000 | 4,175 |
| Securities | $73,108,000 | 1,617 |
| Federal funds sold & reverse repurchase agreements | $11,316,000 | 1,420 |
| Net loans & leases | $375,872,000 | 1,246 |
| Loan loss allowance | $5,543,000 | 945 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,927,000 | 1,409 |
| Other real estate owned | $25,000 | 1,398 |
| Goodwill and other intangibles | $10,350,000 | 643 |
| All other assets | $7,503,000 | 2,250 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $505,255,000 | 1,322 |
| Total liabilities | $451,764,000 | 1,328 |
| Total deposits | $418,580,000 | 1,241 |
| Interest-bearing deposits | $359,823,000 | 1,262 |
| Deposits held in domestic offices | $418,580,000 | 1,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,982,000 | 764 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,692,000 | 2,860 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,510,000 | 1,977 |
| Total equity capital | $53,491,000 | 1,268 |
| Total bank equity capital | $53,491,000 | 1,268 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,460,000 | 648 |
| Surplus | $26,477,000 | 1,134 |
| Undivided profits | $19,554,000 | 1,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,451,000 | 2,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,615,000 | 1,565 |
| Earning assets | $460,461,000 | 1,329 |
| Long-term assets (5+ years) | $55,875,000 | 1,757 |
| Average Assets, year-to-date | $495,607,330 | 1,328 |
| Average Assets, quarterly | $496,771,500 | 1,331 |
| Volatile liabilities | $170,266,000 | 849 |
| Insider loans | $4,787,000 | 1,535 |
| FHLB advances | $6,000,000 | 2,995 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $103,042,000 | 1,032 |
| Tier 1 (core) risk-based capital | $44,088,000 | 1,471 |
| Tier 2 risk-based capital | $5,031,000 | 1,050 |
| Total risk weighted assets | $404,165,000 | 1,226 |
| Total unused commitments | $103,042,000 | 1,033 |
| Derivatives | $45,000,000 | 295 |
| 2007-03-31 | Rank | |
| # of Employees: | 125 | 1,381 |
| Assets and Liabilities | ||
| Total Assets: | $488,288,000 | 1,360 |
| Cash and due from depository institutions | $18,076,000 | 1,381 |
| Interest-bearing balances | $100,000 | 4,710 |
| Securities | $59,543,000 | 1,954 |
| Federal funds sold & reverse repurchase agreements | $14,281,000 | 1,403 |
| Net loans & leases | $369,759,000 | 1,253 |
| Loan loss allowance | $5,472,000 | 946 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,046,000 | 1,363 |
| Other real estate owned | $25,000 | 1,381 |
| Goodwill and other intangibles | $10,376,000 | 630 |
| All other assets | $7,182,000 | 2,269 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $488,288,000 | 1,360 |
| Total liabilities | $435,587,000 | 1,368 |
| Total deposits | $407,686,000 | 1,277 |
| Interest-bearing deposits | $345,021,000 | 1,322 |
| Deposits held in domestic offices | $407,686,000 | 1,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,875,000 | 866 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $7,692,000 | 2,788 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,334,000 | 1,631 |
| Total equity capital | $52,701,000 | 1,281 |
| Total bank equity capital | $52,701,000 | 1,281 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,460,000 | 630 |
| Surplus | $26,464,000 | 1,119 |
| Undivided profits | $18,777,000 | 1,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,531,000 | 2,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,751,000 | 1,431 |
| Earning assets | $443,683,000 | 1,367 |
| Long-term assets (5+ years) | $42,675,000 | 2,085 |
| Average Assets, year-to-date | $490,783,500 | 1,343 |
| Average Assets, quarterly | $490,783,500 | 1,343 |
| Volatile liabilities | $159,843,000 | 873 |
| Insider loans | $4,013,000 | 1,765 |
| FHLB advances | $6,000,000 | 2,927 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $95,410,000 | 1,104 |
| Tier 1 (core) risk-based capital | $42,772,000 | 1,496 |
| Tier 2 risk-based capital | $4,954,000 | 1,052 |
| Total risk weighted assets | $395,236,000 | 1,233 |
| Total unused commitments | $95,410,000 | 1,104 |
| Derivatives | $45,000,000 | 294 |
| 2006-12-31 | Rank | |
| # of Employees: | 105 | 1,638 |
| Assets and Liabilities | ||
| Total Assets: | $493,279,000 | 1,334 |
| Cash and due from depository institutions | $20,797,000 | 1,638 |
| Interest-bearing balances | $796,000 | 2,710 |
| Securities | $64,788,000 | 1,829 |
| Federal funds sold & reverse repurchase agreements | $16,499,000 | 982 |
| Net loans & leases | $364,812,000 | 1,258 |
| Loan loss allowance | $5,628,000 | 905 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,105,000 | 1,314 |
| Other real estate owned | $195,000 | 1,638 |
| Goodwill and other intangibles | $10,403,000 | 620 |
| All other assets | $6,680,000 | 2,423 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $493,279,000 | 1,334 |
| Total liabilities | $442,179,000 | 1,334 |
| Total deposits | $415,638,000 | 1,236 |
| Interest-bearing deposits | $353,554,000 | 1,257 |
| Deposits held in domestic offices | $415,638,000 | 1,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,473,000 | 952 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,694,000 | 2,879 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,374,000 | 1,587 |
| Total equity capital | $51,100,000 | 1,289 |
| Total bank equity capital | $51,100,000 | 1,289 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $7,460,000 | 619 |
| Surplus | $26,412,000 | 1,087 |
| Undivided profits | $17,228,000 | 1,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,131,000 | 1,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,938,000 | 1,356 |
| Earning assets | $446,895,000 | 1,346 |
| Long-term assets (5+ years) | $44,779,000 | 1,996 |
| Average Assets, year-to-date | $465,985,600 | 1,342 |
| Average Assets, quarterly | $487,318,000 | 1,332 |
| Volatile liabilities | $151,231,000 | 1,032 |
| Insider loans | $3,507,000 | 1,974 |
| FHLB advances | $6,000,000 | 3,058 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $101,170,000 | 1,012 |
| Tier 1 (core) risk-based capital | $41,345,000 | 1,530 |
| Tier 2 risk-based capital | $4,934,000 | 1,041 |
| Total risk weighted assets | $394,049,000 | 1,221 |
| Total unused commitments | $101,170,000 | 1,012 |
| Derivatives | $45,000,000 | 280 |
| 2006-09-30 | Rank | |
| # of Employees: | 108 | 1,612 |
| Assets and Liabilities | ||
| Total Assets: | $481,357,000 | 1,355 |
| Cash and due from depository institutions | $15,677,000 | 1,612 |
| Interest-bearing balances | $2,996,000 | 1,429 |
| Securities | $65,836,000 | 1,809 |
| Federal funds sold & reverse repurchase agreements | $10,949,000 | 1,279 |
| Net loans & leases | $362,117,000 | 1,254 |
| Loan loss allowance | $5,987,000 | 856 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,286,000 | 1,274 |
| Other real estate owned | $283,000 | 1,612 |
| Goodwill and other intangibles | $10,430,000 | 615 |
| All other assets | $6,779,000 | 2,387 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $481,357,000 | 1,355 |
| Total liabilities | $431,863,000 | 1,353 |
| Total deposits | $401,830,000 | 1,256 |
| Interest-bearing deposits | $338,481,000 | 1,305 |
| Deposits held in domestic offices | $401,830,000 | 1,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,905,000 | 959 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,698,000 | 2,300 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,430,000 | 2,022 |
| Total equity capital | $49,494,000 | 1,320 |
| Total bank equity capital | $49,494,000 | 1,320 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,460,000 | 602 |
| Surplus | $26,348,000 | 1,090 |
| Undivided profits | $15,686,000 | 2,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,076,000 | 996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,823,000 | 1,401 |
| Earning assets | $441,898,000 | 1,343 |
| Long-term assets (5+ years) | $52,395,000 | 1,785 |
| Average Assets, year-to-date | $459,162,250 | 1,377 |
| Average Assets, quarterly | $470,860,000 | 1,369 |
| Volatile liabilities | $161,456,000 | 991 |
| Insider loans | $2,884,000 | 2,260 |
| FHLB advances | $11,000,000 | 2,360 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $99,301,000 | 1,059 |
| Tier 1 (core) risk-based capital | $39,779,000 | 1,585 |
| Tier 2 risk-based capital | $4,869,000 | 1,056 |
| Total risk weighted assets | $387,504,000 | 1,231 |
| Total unused commitments | $99,301,000 | 1,060 |
| Derivatives | $45,000,000 | 286 |
| 2006-06-30 | Rank | |
| # of Employees: | 110 | 1,603 |
| Assets and Liabilities | ||
| Total Assets: | $460,363,000 | 1,401 |
| Cash and due from depository institutions | $16,383,000 | 1,603 |
| Interest-bearing balances | $326,000 | 3,531 |
| Securities | $64,905,000 | 1,844 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $352,138,000 | 1,268 |
| Loan loss allowance | $5,041,000 | 1,009 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,328,000 | 1,238 |
| Other real estate owned | $258,000 | 1,603 |
| Goodwill and other intangibles | $10,456,000 | 607 |
| All other assets | $6,895,000 | 2,318 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $460,363,000 | 1,401 |
| Total liabilities | $412,285,000 | 1,406 |
| Total deposits | $375,375,000 | 1,349 |
| Interest-bearing deposits | $316,790,000 | 1,384 |
| Deposits held in domestic offices | $375,375,000 | 1,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,430,000 | 838 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $12,698,000 | 2,341 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,782,000 | 1,076 |
| Total equity capital | $48,078,000 | 1,302 |
| Total bank equity capital | $48,078,000 | 1,302 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $7,460,000 | 576 |
| Surplus | $26,333,000 | 1,068 |
| Undivided profits | $14,285,000 | 2,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,333,000 | 795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,579,000 | 1,387 |
| Earning assets | $417,369,000 | 1,413 |
| Long-term assets (5+ years) | $49,515,000 | 1,834 |
| Average Assets, year-to-date | $451,764,000 | 1,395 |
| Average Assets, quarterly | $459,629,000 | 1,382 |
| Volatile liabilities | $163,253,000 | 949 |
| Insider loans | $3,488,000 | 1,913 |
| FHLB advances | $11,000,000 | 2,378 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $88,293,000 | 1,155 |
| Tier 1 (core) risk-based capital | $39,073,000 | 1,583 |
| Tier 2 risk-based capital | $4,697,000 | 1,077 |
| Total risk weighted assets | $375,646,000 | 1,250 |
| Total unused commitments | $88,293,000 | 1,156 |
| Derivatives | $45,000,000 | 284 |
| 2006-03-31 | Rank | |
| # of Employees: | 109 | 1,591 |
| Assets and Liabilities | ||
| Total Assets: | $458,895,000 | 1,381 |
| Cash and due from depository institutions | $23,740,000 | 1,591 |
| Interest-bearing balances | $10,087,000 | 596 |
| Securities | $62,438,000 | 1,940 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $345,983,000 | 1,253 |
| Loan loss allowance | $4,528,000 | 1,112 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,467,000 | 1,186 |
| Other real estate owned | $91,000 | 1,591 |
| Goodwill and other intangibles | $10,483,000 | 578 |
| All other assets | $6,693,000 | 2,310 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $458,895,000 | 1,381 |
| Total liabilities | $411,771,000 | 1,377 |
| Total deposits | $382,020,000 | 1,300 |
| Interest-bearing deposits | $324,791,000 | 1,307 |
| Deposits held in domestic offices | $382,020,000 | 1,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,265,000 | 981 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,702,000 | 2,234 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,784,000 | 1,304 |
| Total equity capital | $47,124,000 | 1,310 |
| Total bank equity capital | $47,124,000 | 1,310 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,460,000 | 561 |
| Surplus | $25,882,000 | 1,054 |
| Undivided profits | $13,782,000 | 2,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,026,000 | 880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,527,000 | 1,336 |
| Earning assets | $418,508,000 | 1,386 |
| Long-term assets (5+ years) | $45,726,000 | 1,898 |
| Average Assets, year-to-date | $447,464,500 | 1,407 |
| Average Assets, quarterly | $447,464,500 | 1,407 |
| Volatile liabilities | $158,245,000 | 937 |
| Insider loans | $17,545,000 | 330 |
| FHLB advances | $11,000,000 | 2,315 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $77,656,000 | 1,257 |
| Tier 1 (core) risk-based capital | $37,631,000 | 1,608 |
| Tier 2 risk-based capital | $4,530,000 | 1,088 |
| Total risk weighted assets | $371,209,000 | 1,225 |
| Total unused commitments | $77,656,000 | 1,257 |
| Derivatives | $30,000,000 | 318 |
| 2005-12-31 | Rank | |
| # of Employees: | 110 | 1,569 |
| Assets and Liabilities | ||
| Total Assets: | $436,034,000 | 1,434 |
| Cash and due from depository institutions | $16,659,000 | 1,569 |
| Interest-bearing balances | $5,259,000 | 1,046 |
| Securities | $63,904,000 | 1,897 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $328,377,000 | 1,293 |
| Loan loss allowance | $4,331,000 | 1,138 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,660,000 | 1,140 |
| Other real estate owned | $386,000 | 1,569 |
| Goodwill and other intangibles | $10,510,000 | 565 |
| All other assets | $6,538,000 | 2,351 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $436,034,000 | 1,434 |
| Total liabilities | $389,997,000 | 1,445 |
| Total deposits | $361,819,000 | 1,363 |
| Interest-bearing deposits | $302,805,000 | 1,389 |
| Deposits held in domestic offices | $361,819,000 | 1,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,443,000 | 1,078 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,813,000 | 2,305 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,922,000 | 1,237 |
| Total equity capital | $46,037,000 | 1,327 |
| Total bank equity capital | $46,037,000 | 1,327 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $7,460,000 | 548 |
| Surplus | $25,867,000 | 1,032 |
| Undivided profits | $12,710,000 | 2,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,353,000 | 1,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,432,000 | 1,394 |
| Earning assets | $397,540,000 | 1,437 |
| Long-term assets (5+ years) | $47,372,000 | 1,833 |
| Average Assets, year-to-date | $420,332,200 | 1,432 |
| Average Assets, quarterly | $439,274,000 | 1,413 |
| Volatile liabilities | $142,004,000 | 1,020 |
| Insider loans | $12,495,000 | 494 |
| FHLB advances | $11,111,000 | 2,360 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $73,142,000 | 1,292 |
| Tier 1 (core) risk-based capital | $36,270,000 | 1,621 |
| Tier 2 risk-based capital | $4,333,000 | 1,116 |
| Total risk weighted assets | $353,464,000 | 1,273 |
| Total unused commitments | $73,142,000 | 1,292 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 108 | 1,589 |
| Assets and Liabilities | ||
| Total Assets: | $442,514,000 | 1,393 |
| Cash and due from depository institutions | $24,333,000 | 1,589 |
| Interest-bearing balances | $8,106,000 | 711 |
| Securities | $60,232,000 | 1,995 |
| Federal funds sold & reverse repurchase agreements | $2,814,000 | 3,226 |
| Net loans & leases | $328,686,000 | 1,261 |
| Loan loss allowance | $3,968,000 | 1,241 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,812,000 | 1,084 |
| Other real estate owned | $112,000 | 1,589 |
| Goodwill and other intangibles | $10,545,000 | 540 |
| All other assets | $5,980,000 | 2,456 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $442,514,000 | 1,393 |
| Total liabilities | $397,311,000 | 1,399 |
| Total deposits | $370,728,000 | 1,286 |
| Interest-bearing deposits | $317,949,000 | 1,283 |
| Deposits held in domestic offices | $370,728,000 | 1,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,630,000 | 1,236 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $13,983,000 | 2,219 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,970,000 | 1,215 |
| Total equity capital | $45,203,000 | 1,328 |
| Total bank equity capital | $45,203,000 | 1,328 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,710,000 | 394 |
| Surplus | $25,867,000 | 996 |
| Undivided profits | $9,626,000 | 3,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,021,000 | 887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,187,000 | 1,501 |
| Earning assets | $399,838,000 | 1,411 |
| Long-term assets (5+ years) | $45,120,000 | 1,909 |
| Average Assets, year-to-date | $416,406,750 | 1,436 |
| Average Assets, quarterly | $430,454,000 | 1,410 |
| Volatile liabilities | $149,003,000 | 935 |
| Insider loans | $12,250,000 | 475 |
| FHLB advances | $12,278,000 | 2,237 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $69,949,000 | 1,322 |
| Tier 1 (core) risk-based capital | $35,008,000 | 1,649 |
| Tier 2 risk-based capital | $3,970,000 | 1,200 |
| Total risk weighted assets | $349,196,000 | 1,257 |
| Total unused commitments | $69,949,000 | 1,322 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 108 | 1,595 |
| Assets and Liabilities | ||
| Total Assets: | $418,394,000 | 1,445 |
| Cash and due from depository institutions | $16,488,000 | 1,595 |
| Interest-bearing balances | $5,188,000 | 1,024 |
| Securities | $52,850,000 | 2,261 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $322,528,000 | 1,249 |
| Loan loss allowance | $3,738,000 | 1,290 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,032,000 | 1,033 |
| Other real estate owned | $176,000 | 1,595 |
| Goodwill and other intangibles | $10,572,000 | 535 |
| All other assets | $5,748,000 | 2,448 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $418,394,000 | 1,445 |
| Total liabilities | $374,339,000 | 1,456 |
| Total deposits | $346,341,000 | 1,359 |
| Interest-bearing deposits | $295,432,000 | 1,355 |
| Deposits held in domestic offices | $346,341,000 | 1,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,977,000 | 1,083 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,154,000 | 2,166 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,867,000 | 1,474 |
| Total equity capital | $44,055,000 | 1,337 |
| Total bank equity capital | $44,055,000 | 1,337 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,710,000 | 370 |
| Surplus | $25,867,000 | 975 |
| Undivided profits | $8,478,000 | 3,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,625,000 | 1,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,915,000 | 1,596 |
| Earning assets | $380,566,000 | 1,456 |
| Long-term assets (5+ years) | $39,842,000 | 2,098 |
| Average Assets, year-to-date | $407,704,330 | 1,449 |
| Average Assets, quarterly | $409,940,000 | 1,455 |
| Volatile liabilities | $138,875,000 | 961 |
| Insider loans | $10,293,000 | 570 |
| FHLB advances | $12,444,000 | 2,216 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $65,671,000 | 1,361 |
| Tier 1 (core) risk-based capital | $33,774,000 | 1,663 |
| Tier 2 risk-based capital | $3,738,000 | 1,258 |
| Total risk weighted assets | $341,524,000 | 1,257 |
| Total unused commitments | $65,671,000 | 1,361 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 76 | 2,236 |
| Assets and Liabilities | ||
| Total Assets: | $316,647,000 | 1,857 |
| Cash and due from depository institutions | $9,440,000 | 2,236 |
| Interest-bearing balances | $1,721,000 | 2,185 |
| Securities | $43,540,000 | 2,682 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $253,123,000 | 1,580 |
| Loan loss allowance | $2,820,000 | 1,683 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,208,000 | 2,053 |
| Other real estate owned | $176,000 | 2,236 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,160,000 | 2,638 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $316,647,000 | 1,857 |
| Total liabilities | $292,470,000 | 1,826 |
| Total deposits | $262,149,000 | 1,819 |
| Interest-bearing deposits | $224,127,000 | 1,802 |
| Deposits held in domestic offices | $262,149,000 | 1,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,737,000 | 863 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,321,000 | 2,283 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,263,000 | 1,770 |
| Total equity capital | $24,177,000 | 2,392 |
| Total bank equity capital | $24,177,000 | 2,392 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,460,000 | 483 |
| Surplus | $11,821,000 | 1,837 |
| Undivided profits | $4,896,000 | 4,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,630,000 | 1,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,559,000 | 1,942 |
| Earning assets | $298,384,000 | 1,812 |
| Long-term assets (5+ years) | $36,581,000 | 2,290 |
| Average Assets, year-to-date | $316,550,000 | 1,849 |
| Average Assets, quarterly | $316,550,000 | 1,849 |
| Volatile liabilities | $112,648,000 | 1,102 |
| Insider loans | $9,483,000 | 607 |
| FHLB advances | $10,611,000 | 2,369 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $55,331,000 | 1,503 |
| Tier 1 (core) risk-based capital | $24,697,000 | 2,265 |
| Tier 2 risk-based capital | $2,820,000 | 1,628 |
| Total risk weighted assets | $270,232,000 | 1,563 |
| Total unused commitments | $55,331,000 | 1,503 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 74 | 2,318 |
| Assets and Liabilities | ||
| Total Assets: | $316,453,000 | 1,856 |
| Cash and due from depository institutions | $8,512,000 | 2,318 |
| Interest-bearing balances | $2,143,000 | 1,967 |
| Securities | $47,489,000 | 2,505 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $245,901,000 | 1,602 |
| Loan loss allowance | $2,745,000 | 1,689 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,099,000 | 2,072 |
| Other real estate owned | $254,000 | 2,318 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,198,000 | 1,653 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $316,453,000 | 1,856 |
| Total liabilities | $293,239,000 | 1,804 |
| Total deposits | $255,382,000 | 1,840 |
| Interest-bearing deposits | $219,467,000 | 1,815 |
| Deposits held in domestic offices | $255,382,000 | 1,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,387,000 | 712 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $12,488,000 | 2,301 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,982,000 | 1,382 |
| Total equity capital | $23,214,000 | 2,487 |
| Total bank equity capital | $23,214,000 | 2,487 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,460,000 | 469 |
| Surplus | $11,321,000 | 1,863 |
| Undivided profits | $4,433,000 | 4,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,665,000 | 1,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,383,000 | 2,178 |
| Earning assets | $295,533,000 | 1,827 |
| Long-term assets (5+ years) | $38,318,000 | 2,247 |
| Average Assets, year-to-date | $292,187,200 | 1,927 |
| Average Assets, quarterly | $305,295,000 | 1,905 |
| Volatile liabilities | $125,087,000 | 990 |
| Insider loans | $10,193,000 | 561 |
| FHLB advances | $10,778,000 | 2,350 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $48,689,000 | 1,624 |
| Tier 1 (core) risk-based capital | $23,335,000 | 2,370 |
| Tier 2 risk-based capital | $2,745,000 | 1,651 |
| Total risk weighted assets | $263,931,000 | 1,570 |
| Total unused commitments | $48,689,000 | 1,624 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 77 | 2,211 |
| Assets and Liabilities | ||
| Total Assets: | $294,137,000 | 1,967 |
| Cash and due from depository institutions | $13,963,000 | 2,211 |
| Interest-bearing balances | $5,570,000 | 1,031 |
| Securities | $39,581,000 | 2,911 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $230,675,000 | 1,682 |
| Loan loss allowance | $2,715,000 | 1,722 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,175,000 | 2,012 |
| Other real estate owned | $214,000 | 2,211 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,529,000 | 2,828 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $294,137,000 | 1,967 |
| Total liabilities | $271,443,000 | 1,922 |
| Total deposits | $233,815,000 | 1,965 |
| Interest-bearing deposits | $200,634,000 | 1,946 |
| Deposits held in domestic offices | $233,815,000 | 1,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,030,000 | 693 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $12,654,000 | 2,267 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,944,000 | 1,956 |
| Total equity capital | $22,694,000 | 2,525 |
| Total bank equity capital | $22,694,000 | 2,525 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,460,000 | 467 |
| Surplus | $11,121,000 | 1,854 |
| Undivided profits | $4,113,000 | 5,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,239,000 | 2,144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,268,000 | 2,451 |
| Earning assets | $275,826,000 | 1,928 |
| Long-term assets (5+ years) | $32,689,000 | 2,568 |
| Average Assets, year-to-date | $286,120,750 | 1,961 |
| Average Assets, quarterly | $289,584,500 | 1,973 |
| Volatile liabilities | $113,648,000 | 1,036 |
| Insider loans | $8,308,000 | 678 |
| FHLB advances | $10,944,000 | 2,328 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $41,496,000 | 1,817 |
| Tier 1 (core) risk-based capital | $22,688,000 | 2,392 |
| Tier 2 risk-based capital | $2,715,000 | 1,645 |
| Total risk weighted assets | $247,696,000 | 1,635 |
| Total unused commitments | $41,496,000 | 1,819 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 76 | 2,259 |
| Assets and Liabilities | ||
| Total Assets: | $285,032,000 | 1,985 |
| Cash and due from depository institutions | $7,932,000 | 2,259 |
| Interest-bearing balances | $4,112,000 | 1,342 |
| Securities | $44,338,000 | 2,702 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $223,281,000 | 1,692 |
| Loan loss allowance | $2,691,000 | 1,720 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,204,000 | 1,966 |
| Other real estate owned | $122,000 | 2,259 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,155,000 | 2,991 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $285,032,000 | 1,985 |
| Total liabilities | $263,529,000 | 1,952 |
| Total deposits | $227,106,000 | 2,015 |
| Interest-bearing deposits | $195,934,000 | 1,976 |
| Deposits held in domestic offices | $227,106,000 | 2,008 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,457,000 | 689 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,821,000 | 2,243 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,145,000 | 2,671 |
| Total equity capital | $21,503,000 | 2,542 |
| Total bank equity capital | $21,503,000 | 2,542 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,460,000 | 459 |
| Surplus | $11,121,000 | 1,812 |
| Undivided profits | $2,922,000 | 5,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,988,000 | 1,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,141,000 | 2,591 |
| Earning assets | $271,731,000 | 1,922 |
| Long-term assets (5+ years) | $42,553,000 | 2,163 |
| Average Assets, year-to-date | $283,448,670 | 1,975 |
| Average Assets, quarterly | $284,497,500 | 1,984 |
| Volatile liabilities | $109,774,000 | 1,045 |
| Insider loans | $8,187,000 | 679 |
| FHLB advances | $11,111,000 | 2,269 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $40,230,000 | 1,846 |
| Tier 1 (core) risk-based capital | $21,905,000 | 2,426 |
| Tier 2 risk-based capital | $2,691,000 | 1,639 |
| Total risk weighted assets | $240,938,000 | 1,641 |
| Total unused commitments | $40,230,000 | 1,851 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 74 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $283,963,000 | 1,989 |
| Cash and due from depository institutions | $16,871,000 | 2,312 |
| Interest-bearing balances | $7,520,000 | 938 |
| Securities | $48,908,000 | 2,502 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $209,421,000 | 1,751 |
| Loan loss allowance | $2,645,000 | 1,724 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,267,000 | 1,906 |
| Other real estate owned | $21,000 | 2,312 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,475,000 | 3,252 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $283,963,000 | 1,989 |
| Total liabilities | $262,360,000 | 1,941 |
| Total deposits | $226,973,000 | 2,010 |
| Interest-bearing deposits | $189,490,000 | 2,038 |
| Deposits held in domestic offices | $226,973,000 | 2,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,443,000 | 735 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $14,985,000 | 1,956 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $959,000 | 3,318 |
| Total equity capital | $21,603,000 | 2,597 |
| Total bank equity capital | $21,603,000 | 2,597 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,460,000 | 449 |
| Surplus | $11,122,000 | 1,771 |
| Undivided profits | $3,021,000 | 5,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,158,000 | 2,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,184,000 | 2,421 |
| Earning assets | $265,849,000 | 1,960 |
| Long-term assets (5+ years) | $38,090,000 | 2,325 |
| Average Assets, year-to-date | $282,657,000 | 1,980 |
| Average Assets, quarterly | $282,657,000 | 1,980 |
| Volatile liabilities | $104,136,000 | 1,060 |
| Insider loans | $7,689,000 | 703 |
| FHLB advances | $13,278,000 | 1,954 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $36,293,000 | 1,941 |
| Tier 1 (core) risk-based capital | $21,404,000 | 2,441 |
| Tier 2 risk-based capital | $2,645,000 | 1,636 |
| Total risk weighted assets | $227,006,000 | 1,698 |
| Total unused commitments | $36,293,000 | 1,945 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 76 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $281,351,000 | 1,996 |
| Cash and due from depository institutions | $18,340,000 | 2,272 |
| Interest-bearing balances | $11,617,000 | 563 |
| Securities | $52,069,000 | 2,410 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $200,646,000 | 1,795 |
| Loan loss allowance | $2,529,000 | 1,793 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,339,000 | 1,869 |
| Other real estate owned | $117,000 | 2,272 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,840,000 | 2,568 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,351,000 | 1,996 |
| Total liabilities | $262,757,000 | 1,926 |
| Total deposits | $226,160,000 | 2,000 |
| Interest-bearing deposits | $194,981,000 | 1,979 |
| Deposits held in domestic offices | $226,160,000 | 1,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,795,000 | 745 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,152,000 | 1,945 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,650,000 | 2,145 |
| Total equity capital | $18,594,000 | 2,903 |
| Total bank equity capital | $18,594,000 | 2,903 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,460,000 | 453 |
| Surplus | $8,621,000 | 2,217 |
| Undivided profits | $2,513,000 | 6,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $926,000 | 2,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,131,000 | 2,666 |
| Earning assets | $264,332,000 | 1,937 |
| Long-term assets (5+ years) | $41,294,000 | 2,214 |
| Average Assets, year-to-date | $248,595,600 | 2,168 |
| Average Assets, quarterly | $275,894,000 | 2,008 |
| Volatile liabilities | $106,701,000 | 1,038 |
| Insider loans | $5,831,000 | 928 |
| FHLB advances | $13,444,000 | 1,960 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $35,553,000 | 1,917 |
| Tier 1 (core) risk-based capital | $18,502,000 | 2,776 |
| Tier 2 risk-based capital | $2,529,000 | 1,700 |
| Total risk weighted assets | $221,447,000 | 1,726 |
| Total unused commitments | $35,553,000 | 1,919 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 77 | 2,245 |
| Assets and Liabilities | ||
| Total Assets: | $270,437,000 | 2,070 |
| Cash and due from depository institutions | $9,479,000 | 2,245 |
| Interest-bearing balances | $3,220,000 | 1,828 |
| Securities | $54,425,000 | 2,283 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $197,176,000 | 1,814 |
| Loan loss allowance | $2,426,000 | 1,879 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,271,000 | 1,865 |
| Other real estate owned | $0 | 2,245 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,086,000 | 2,914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,437,000 | 2,070 |
| Total liabilities | $252,197,000 | 2,003 |
| Total deposits | $216,133,000 | 2,096 |
| Interest-bearing deposits | $184,388,000 | 2,107 |
| Deposits held in domestic offices | $216,133,000 | 2,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,337,000 | 746 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,319,000 | 1,856 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,408,000 | 2,514 |
| Total equity capital | $18,240,000 | 2,942 |
| Total bank equity capital | $18,240,000 | 2,942 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,460,000 | 451 |
| Surplus | $8,621,000 | 2,185 |
| Undivided profits | $2,159,000 | 6,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,130,000 | 2,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,084,000 | 2,917 |
| Earning assets | $254,821,000 | 2,015 |
| Long-term assets (5+ years) | $43,249,000 | 2,105 |
| Average Assets, year-to-date | $240,406,750 | 2,262 |
| Average Assets, quarterly | $257,760,000 | 2,154 |
| Volatile liabilities | $96,252,000 | 1,104 |
| Insider loans | $8,236,000 | 616 |
| FHLB advances | $13,611,000 | 1,867 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $36,490,000 | 1,894 |
| Tier 1 (core) risk-based capital | $18,226,000 | 2,809 |
| Tier 2 risk-based capital | $2,426,000 | 1,759 |
| Total risk weighted assets | $216,218,000 | 1,744 |
| Total unused commitments | $36,490,000 | 1,896 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 71 | 2,457 |
| Assets and Liabilities | ||
| Total Assets: | $245,083,000 | 2,265 |
| Cash and due from depository institutions | $8,962,000 | 2,457 |
| Interest-bearing balances | $1,216,000 | 3,015 |
| Securities | $40,842,000 | 2,824 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $186,569,000 | 1,865 |
| Loan loss allowance | $2,286,000 | 1,971 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,197,000 | 1,858 |
| Other real estate owned | $94,000 | 2,457 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,419,000 | 3,189 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,083,000 | 2,265 |
| Total liabilities | $227,164,000 | 2,184 |
| Total deposits | $206,459,000 | 2,174 |
| Interest-bearing deposits | $180,760,000 | 2,131 |
| Deposits held in domestic offices | $206,459,000 | 2,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,035,000 | 1,619 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,486,000 | 1,820 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,184,000 | 2,965 |
| Total equity capital | $17,919,000 | 2,992 |
| Total bank equity capital | $17,919,000 | 2,992 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,460,000 | 444 |
| Surplus | $8,621,000 | 2,148 |
| Undivided profits | $1,838,000 | 6,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $349,000 | 5,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,060,000 | 2,876 |
| Earning assets | $228,627,000 | 2,215 |
| Long-term assets (5+ years) | $30,544,000 | 2,597 |
| Average Assets, year-to-date | $230,396,670 | 2,356 |
| Average Assets, quarterly | $238,132,500 | 2,297 |
| Volatile liabilities | $75,637,000 | 1,343 |
| Insider loans | $8,389,000 | 596 |
| FHLB advances | $13,778,000 | 1,829 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $30,236,000 | 2,106 |
| Tier 1 (core) risk-based capital | $17,790,000 | 2,821 |
| Tier 2 risk-based capital | $2,286,000 | 1,825 |
| Total risk weighted assets | $202,803,000 | 1,819 |
| Total unused commitments | $30,236,000 | 2,117 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 70 | 2,463 |
| Assets and Liabilities | ||
| Total Assets: | $231,182,000 | 2,359 |
| Cash and due from depository institutions | $17,266,000 | 2,463 |
| Interest-bearing balances | $11,822,000 | 731 |
| Securities | $33,323,000 | 3,255 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $171,803,000 | 1,993 |
| Loan loss allowance | $2,129,000 | 2,057 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,863,000 | 1,929 |
| Other real estate owned | $94,000 | 2,463 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,833,000 | 2,894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,182,000 | 2,359 |
| Total liabilities | $213,756,000 | 2,309 |
| Total deposits | $191,174,000 | 2,325 |
| Interest-bearing deposits | $167,143,000 | 2,282 |
| Deposits held in domestic offices | $191,174,000 | 2,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,869,000 | 1,574 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $17,650,000 | 1,640 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,063,000 | 3,211 |
| Total equity capital | $17,426,000 | 3,007 |
| Total bank equity capital | $17,426,000 | 3,007 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,460,000 | 434 |
| Surplus | $8,621,000 | 2,114 |
| Undivided profits | $1,345,000 | 7,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,212,000 | 2,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $980,000 | 3,102 |
| Earning assets | $216,948,000 | 2,320 |
| Long-term assets (5+ years) | $29,792,000 | 2,586 |
| Average Assets, year-to-date | $223,053,500 | 2,423 |
| Average Assets, quarterly | $223,053,500 | 2,423 |
| Volatile liabilities | $74,452,000 | 1,326 |
| Insider loans | $8,429,000 | 576 |
| FHLB advances | $15,944,000 | 1,625 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $31,925,000 | 1,932 |
| Tier 1 (core) risk-based capital | $17,359,000 | 2,844 |
| Tier 2 risk-based capital | $2,129,000 | 1,895 |
| Total risk weighted assets | $187,339,000 | 1,930 |
| Total unused commitments | $31,925,000 | 1,940 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 67 | 2,559 |
| Assets and Liabilities | ||
| Total Assets: | $214,925,000 | 2,502 |
| Cash and due from depository institutions | $16,838,000 | 2,559 |
| Interest-bearing balances | $4,655,000 | 1,484 |
| Securities | $27,465,000 | 3,739 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $162,991,000 | 2,082 |
| Loan loss allowance | $2,375,000 | 1,808 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,639,000 | 1,996 |
| Other real estate owned | $446,000 | 2,559 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,546,000 | 3,914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,925,000 | 2,502 |
| Total liabilities | $197,741,000 | 2,447 |
| Total deposits | $183,540,000 | 2,379 |
| Interest-bearing deposits | $161,471,000 | 2,310 |
| Deposits held in domestic offices | $183,540,000 | 2,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,576,000 | 1,894 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $10,705,000 | 2,211 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $920,000 | 3,578 |
| Total equity capital | $17,184,000 | 3,010 |
| Total bank equity capital | $17,184,000 | 3,010 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,460,000 | 431 |
| Surplus | $8,621,000 | 2,083 |
| Undivided profits | $1,103,000 | 7,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,292,000 | 2,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $955,000 | 3,344 |
| Earning assets | $195,111,000 | 2,510 |
| Long-term assets (5+ years) | $23,465,000 | 3,002 |
| Average Assets, year-to-date | $199,410,800 | 2,560 |
| Average Assets, quarterly | $211,775,000 | 2,509 |
| Volatile liabilities | $63,292,000 | 1,514 |
| Insider loans | $7,155,000 | 690 |
| FHLB advances | $9,000,000 | 2,280 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $30,621,000 | 1,928 |
| Tier 1 (core) risk-based capital | $17,032,000 | 2,829 |
| Tier 2 risk-based capital | $2,212,000 | 1,798 |
| Total risk weighted assets | $176,836,000 | 1,986 |
| Total unused commitments | $30,621,000 | 1,932 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 59 | 2,887 |
| Assets and Liabilities | ||
| Total Assets: | $182,008,000 | 2,771 |
| Cash and due from depository institutions | $23,509,000 | 2,887 |
| Interest-bearing balances | $17,216,000 | 404 |
| Securities | $12,666,000 | 5,861 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $139,531,000 | 2,317 |
| Loan loss allowance | $1,736,000 | 2,270 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,947,000 | 2,288 |
| Other real estate owned | $94,000 | 2,887 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,261,000 | 4,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,008,000 | 2,771 |
| Total liabilities | $169,677,000 | 2,676 |
| Total deposits | $156,275,000 | 2,609 |
| Interest-bearing deposits | $138,589,000 | 2,537 |
| Deposits held in domestic offices | $156,275,000 | 2,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,703,000 | 1,884 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $699,000 | 4,442 |
| Total equity capital | $12,331,000 | 3,806 |
| Total bank equity capital | $12,331,000 | 3,806 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $7,460,000 | 431 |
| Surplus | $5,121,000 | 3,045 |
| Undivided profits | $-250,000 | 8,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $983,000 | 2,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $915,000 | 3,768 |
| Earning assets | $169,413,000 | 2,716 |
| Long-term assets (5+ years) | $15,373,000 | 3,866 |
| Average Assets, year-to-date | $163,341,600 | 2,899 |
| Average Assets, quarterly | $178,150,500 | 2,778 |
| Volatile liabilities | $47,992,000 | 1,829 |
| Insider loans | $4,702,000 | 1,034 |
| FHLB advances | $9,000,000 | 2,158 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $22,878,000 | 2,268 |
| Tier 1 (core) risk-based capital | $12,190,000 | 3,692 |
| Tier 2 risk-based capital | $1,736,000 | 2,103 |
| Total risk weighted assets | $149,228,000 | 2,243 |
| Total unused commitments | $22,878,000 | 2,273 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 65 | 2,641 |
| Assets and Liabilities | ||
| Total Assets: | $140,792,000 | 3,322 |
| Cash and due from depository institutions | $26,720,000 | 2,641 |
| Interest-bearing balances | $22,905,000 | 191 |
| Securities | $402,000 | 9,663 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $108,059,000 | 2,840 |
| Loan loss allowance | $1,385,000 | 2,618 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,585,000 | 1,903 |
| Other real estate owned | $0 | 2,641 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,026,000 | 6,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,792,000 | 3,322 |
| Total liabilities | $129,344,000 | 3,260 |
| Total deposits | $122,091,000 | 3,167 |
| Interest-bearing deposits | $109,876,000 | 3,048 |
| Deposits held in domestic offices | $122,091,000 | 3,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,702,000 | 2,515 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $551,000 | 5,457 |
| Total equity capital | $11,448,000 | 3,948 |
| Total bank equity capital | $11,448,000 | 3,948 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,217,000 | 530 |
| Surplus | $6,217,000 | 2,529 |
| Undivided profits | $-986,000 | 9,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $158,000 | 6,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $653,000 | 4,152 |
| Earning assets | $131,366,000 | 3,299 |
| Long-term assets (5+ years) | $1,787,000 | 7,474 |
| Average Assets, year-to-date | $106,679,200 | 4,082 |
| Average Assets, quarterly | $133,996,000 | 3,433 |
| Volatile liabilities | $46,010,000 | 1,896 |
| Insider loans | $4,705,000 | 1,022 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,912,000 | 2,638 |
| Tier 1 (core) risk-based capital | $11,446,000 | 3,814 |
| Tier 2 risk-based capital | $1,385,000 | 2,457 |
| Total risk weighted assets | $116,280,300 | 2,718 |
| Total unused commitments | $16,912,000 | 2,642 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 42 | 4,012 |
| Assets and Liabilities | ||
| Total Assets: | $71,902,000 | 5,587 |
| Cash and due from depository institutions | $10,285,000 | 4,012 |
| Interest-bearing balances | $8,669,000 | 469 |
| Securities | $250,000 | 10,034 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $59,688,000 | 4,529 |
| Loan loss allowance | $813,000 | 4,039 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,144,000 | 5,655 |
| Other real estate owned | $0 | 4,012 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $535,000 | 8,052 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,902,000 | 5,587 |
| Total liabilities | $60,346,000 | 5,819 |
| Total deposits | $54,927,000 | 5,908 |
| Interest-bearing deposits | $47,678,000 | 5,831 |
| Deposits held in domestic offices | $54,927,000 | 5,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 2,806 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $419,000 | 5,930 |
| Total equity capital | $11,556,000 | 3,771 |
| Total bank equity capital | $11,556,000 | 3,771 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,217,000 | 566 |
| Surplus | $6,217,000 | 2,486 |
| Undivided profits | $-878,000 | 9,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $299,000 | 6,477 |
| Earning assets | $68,607,000 | 5,426 |
| Long-term assets (5+ years) | $42,000 | 8,942 |
| Average Assets, year-to-date | $44,888,000 | 7,139 |
| Average Assets, quarterly | $62,835,500 | 6,029 |
| Volatile liabilities | $23,107,000 | 3,117 |
| Insider loans | $5,936,000 | 771 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,072,000 | 677 |
| Unused loan commitments | $13,625,000 | 3,066 |
| Tier 1 (core) risk-based capital | $11,556,000 | 3,758 |
| Tier 2 risk-based capital | $776,770 | 3,908 |
| Total risk weighted assets | $62,105,170 | 4,502 |
| Total unused commitments | $13,625,000 | 3,069 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 15 | 7,821 |
| Assets and Liabilities | ||
| Total Assets: | $20,341,000 | 9,505 |
| Cash and due from depository institutions | $13,565,000 | 7,821 |
| Interest-bearing balances | $13,267,000 | 444 |
| Securities | $1,545,000 | 9,914 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $4,654,000 | 10,156 |
| Loan loss allowance | $71,000 | 9,922 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $475,000 | 7,873 |
| Other real estate owned | $0 | 7,821 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $102,000 | 10,296 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,341,000 | 9,505 |
| Total liabilities | $7,888,000 | 10,249 |
| Total deposits | $7,639,000 | 10,222 |
| Interest-bearing deposits | $5,578,000 | 10,217 |
| Deposits held in domestic offices | $7,639,000 | 10,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $249,000 | 8,035 |
| Total equity capital | $12,453,000 | 3,588 |
| Total bank equity capital | $12,453,000 | 3,588 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,217,000 | 556 |
| Surplus | $6,219,000 | 2,358 |
| Undivided profits | $17,000 | 9,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $0 | 10,330 |
| Earning assets | $19,466,000 | 9,387 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $20,341,000 | 9,392 |
| Average Assets, quarterly | $20,341,000 | 9,461 |
| Volatile liabilities | $1,665,000 | 9,277 |
| Insider loans | $79,000 | 8,313 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,187,000 | 8,377 |
| Tier 1 (core) risk-based capital | $12,453,000 | 3,419 |
| Tier 2 risk-based capital | $71,000 | 9,847 |
| Total risk weighted assets | $9,600,400 | 9,734 |
| Total unused commitments | $1,187,000 | 8,385 |
| Derivatives | $0 | 527 |