Home > American Community Bank > Assets and Liabilities
American Community Bank, Assets and Liabilities
| 2000-12-31 | Rank | |
| # of Employees: | 26 | 5,597 |
| Assets and Liabilities | ||
| Total Assets: | $138,910,000 | 3,361 |
| Cash and due from depository institutions | $3,146,000 | 5,597 |
| Interest-bearing balances | $431,000 | 3,169 |
| Securities | $27,328,000 | 3,692 |
| Federal funds sold & reverse repurchase agreements | $1,149,000 | 5,219 |
| Net loans & leases | $104,499,000 | 2,935 |
| Loan loss allowance | $1,222,000 | 2,922 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,061,000 | 5,795 |
| Other real estate owned | $0 | 5,597 |
| Goodwill and other intangibles | $493,000 | 1,841 |
| All other assets | $1,234,000 | 5,461 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,910,000 | 3,361 |
| Total liabilities | $127,506,000 | 3,299 |
| Total deposits | $112,590,000 | 3,397 |
| Interest-bearing deposits | $103,826,000 | 3,190 |
| Deposits held in domestic offices | $112,590,000 | 3,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,500,000 | 1,706 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,416,000 | 2,711 |
| Total equity capital | $11,404,000 | 3,961 |
| Total bank equity capital | $11,404,000 | 3,961 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $250,000 | 5,952 |
| Surplus | $6,800,000 | 2,335 |
| Undivided profits | $4,354,000 | 4,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 8,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,350 |
| Income earned, not collected on loans | $674,000 | 4,014 |
| Earning assets | $133,407,000 | 3,248 |
| Long-term assets (5+ years) | $8,219,000 | 4,997 |
| Average Assets, year-to-date | $129,841,800 | 3,432 |
| Average Assets, quarterly | $137,798,500 | 3,345 |
| Volatile liabilities | $24,896,000 | 3,094 |
| Insider loans | $1,425,000 | 3,045 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $488,000 | 948 |
| Unused loan commitments | $13,058,000 | 3,164 |
| Tier 1 (core) risk-based capital | $11,371,700 | 3,834 |
| Tier 2 risk-based capital | $1,222,000 | 2,738 |
| Total risk weighted assets | $105,297,900 | 2,960 |
| Total unused commitments | $13,058,000 | 3,165 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 28 | 5,503 |
| Assets and Liabilities | ||
| Total Assets: | $116,154,000 | 3,883 |
| Cash and due from depository institutions | $1,985,000 | 5,503 |
| Interest-bearing balances | $18,000 | 6,068 |
| Securities | $26,203,000 | 3,994 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $85,456,000 | 3,380 |
| Loan loss allowance | $1,060,000 | 3,257 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,140,000 | 5,663 |
| Other real estate owned | $0 | 5,503 |
| Goodwill and other intangibles | $522,000 | 1,859 |
| All other assets | $848,000 | 6,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,154,000 | 3,883 |
| Total liabilities | $106,376,000 | 3,824 |
| Total deposits | $95,097,000 | 3,905 |
| Interest-bearing deposits | $88,684,000 | 3,625 |
| Deposits held in domestic offices | $95,097,000 | 3,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,250,000 | 1,974 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,029,000 | 3,204 |
| Total equity capital | $9,778,000 | 4,332 |
| Total bank equity capital | $9,778,000 | 4,332 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $250,000 | 6,159 |
| Surplus | $6,800,000 | 2,294 |
| Undivided profits | $2,728,000 | 5,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 7,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $465,000 | 4,837 |
| Earning assets | $111,677,000 | 3,703 |
| Long-term assets (5+ years) | $9,324,000 | 5,005 |
| Average Assets, year-to-date | $111,854,000 | 3,869 |
| Average Assets, quarterly | $115,643,500 | 3,849 |
| Volatile liabilities | $16,980,000 | 3,883 |
| Insider loans | $996,000 | 3,744 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,938,000 | 2,773 |
| Tier 1 (core) risk-based capital | $9,852,800 | 4,311 |
| Tier 2 risk-based capital | $1,060,000 | 2,983 |
| Total risk weighted assets | $85,634,500 | 3,417 |
| Total unused commitments | $15,938,000 | 2,780 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 26 | 5,850 |
| Assets and Liabilities | ||
| Total Assets: | $107,157,000 | 4,098 |
| Cash and due from depository institutions | $2,282,000 | 5,850 |
| Interest-bearing balances | $385,000 | 3,775 |
| Securities | $27,435,000 | 3,889 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $74,801,000 | 3,585 |
| Loan loss allowance | $947,000 | 3,501 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,131,000 | 5,583 |
| Other real estate owned | $0 | 5,850 |
| Goodwill and other intangibles | $363,000 | 2,030 |
| All other assets | $1,145,000 | 5,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,157,000 | 4,098 |
| Total liabilities | $98,653,000 | 3,996 |
| Total deposits | $86,792,000 | 4,227 |
| Interest-bearing deposits | $79,974,000 | 3,963 |
| Deposits held in domestic offices | $86,792,000 | 4,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,929,000 | 1,752 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,050,000 | 1,762 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $882,000 | 3,872 |
| Total equity capital | $8,504,000 | 4,960 |
| Total bank equity capital | $8,504,000 | 4,960 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $250,000 | 6,262 |
| Surplus | $6,800,000 | 2,202 |
| Undivided profits | $1,454,000 | 7,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 6,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,592 |
| Income earned, not collected on loans | $368,000 | 5,819 |
| Earning assets | $102,621,000 | 3,952 |
| Long-term assets (5+ years) | $9,899,000 | 4,740 |
| Average Assets, year-to-date | $95,162,600 | 4,341 |
| Average Assets, quarterly | $103,362,500 | 4,164 |
| Volatile liabilities | $12,918,000 | 4,219 |
| Insider loans | $1,473,000 | 2,690 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,133,000 | 1,009 |
| Unused loan commitments | $12,219,000 | 3,190 |
| Tier 1 (core) risk-based capital | $8,425,300 | 4,823 |
| Tier 2 risk-based capital | $947,000 | 3,176 |
| Total risk weighted assets | $77,626,700 | 3,533 |
| Total unused commitments | $12,219,000 | 3,194 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 24 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $85,090,000 | 4,949 |
| Cash and due from depository institutions | $1,451,000 | 6,393 |
| Interest-bearing balances | $97,000 | 4,896 |
| Securities | $21,131,000 | 4,716 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $60,461,000 | 4,301 |
| Loan loss allowance | $741,000 | 4,300 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,088,000 | 5,716 |
| Other real estate owned | $0 | 6,393 |
| Goodwill and other intangibles | $145,000 | 2,429 |
| All other assets | $814,000 | 6,830 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,090,000 | 4,949 |
| Total liabilities | $78,651,000 | 4,831 |
| Total deposits | $73,763,000 | 4,834 |
| Interest-bearing deposits | $69,762,000 | 4,461 |
| Deposits held in domestic offices | $73,763,000 | 4,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,415,000 | 2,423 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,300,000 | 2,721 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,173,000 | 3,120 |
| Total equity capital | $6,439,000 | 6,116 |
| Total bank equity capital | $6,439,000 | 6,116 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $250,000 | 6,532 |
| Surplus | $5,800,000 | 2,449 |
| Undivided profits | $389,000 | 9,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 8,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $318,000 | 6,597 |
| Earning assets | $81,689,000 | 4,762 |
| Long-term assets (5+ years) | $4,360,000 | 6,307 |
| Average Assets, year-to-date | $71,299,200 | 5,450 |
| Average Assets, quarterly | $80,584,500 | 5,112 |
| Volatile liabilities | $11,044,000 | 4,659 |
| Insider loans | $2,799,000 | 1,520 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $594,000 | 995 |
| Unused loan commitments | $8,128,000 | 3,941 |
| Tier 1 (core) risk-based capital | $6,406,700 | 5,992 |
| Tier 2 risk-based capital | $741,000 | 3,795 |
| Total risk weighted assets | $59,838,600 | 4,367 |
| Total unused commitments | $8,128,000 | 3,942 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 18 | 7,879 |
| Assets and Liabilities | ||
| Total Assets: | $57,241,000 | 6,710 |
| Cash and due from depository institutions | $399,000 | 7,879 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $13,322,000 | 6,901 |
| Federal funds sold & reverse repurchase agreements | $4,733,000 | 2,726 |
| Net loans & leases | $37,251,000 | 6,134 |
| Loan loss allowance | $468,000 | 6,192 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,013,000 | 5,965 |
| Other real estate owned | $0 | 7,879 |
| Goodwill and other intangibles | $17,000 | 3,158 |
| All other assets | $506,000 | 8,780 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,241,000 | 6,710 |
| Total liabilities | $51,825,000 | 6,669 |
| Total deposits | $51,308,000 | 6,485 |
| Interest-bearing deposits | $47,954,000 | 6,134 |
| Deposits held in domestic offices | $51,308,000 | 6,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $517,000 | 5,823 |
| Total equity capital | $5,416,000 | 6,890 |
| Total bank equity capital | $5,416,000 | 6,890 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $250,000 | 6,897 |
| Surplus | $5,238,000 | 2,733 |
| Undivided profits | $-72,000 | 10,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 9,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $201,000 | 8,447 |
| Earning assets | $55,306,000 | 6,494 |
| Long-term assets (5+ years) | $3,575,000 | 6,663 |
| Average Assets, year-to-date | $42,668,000 | 7,733 |
| Average Assets, quarterly | $53,358,000 | 6,935 |
| Volatile liabilities | $7,368,000 | 5,888 |
| Insider loans | $1,790,000 | 2,335 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $215,000 | 1,234 |
| Unused loan commitments | $4,959,000 | 5,099 |
| Tier 1 (core) risk-based capital | $5,412,000 | 6,792 |
| Tier 2 risk-based capital | $468,000 | 5,523 |
| Total risk weighted assets | $38,634,100 | 6,127 |
| Total unused commitments | $4,959,000 | 5,113 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 11 | 9,970 |
| Assets and Liabilities | ||
| Total Assets: | $28,576,000 | 9,677 |
| Cash and due from depository institutions | $702,000 | 9,970 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $7,029,000 | 9,377 |
| Federal funds sold & reverse repurchase agreements | $487,000 | 8,362 |
| Net loans & leases | $19,046,000 | 8,792 |
| Loan loss allowance | $242,000 | 8,866 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $932,000 | 6,309 |
| Other real estate owned | $0 | 9,970 |
| Goodwill and other intangibles | $23,000 | 2,840 |
| All other assets | $357,000 | 10,222 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,576,000 | 9,677 |
| Total liabilities | $23,352,000 | 9,932 |
| Total deposits | $23,129,000 | 9,843 |
| Interest-bearing deposits | $21,372,000 | 9,579 |
| Deposits held in domestic offices | $23,129,000 | 9,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $223,000 | 9,390 |
| Total equity capital | $5,224,000 | 7,169 |
| Total bank equity capital | $5,224,000 | 7,169 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $250,000 | 7,258 |
| Surplus | $5,238,000 | 2,739 |
| Undivided profits | $-264,000 | 11,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $108,000 | 10,523 |
| Earning assets | $26,662,000 | 9,592 |
| Long-term assets (5+ years) | $149,000 | 10,138 |
| Average Assets, year-to-date | $19,139,500 | 10,709 |
| Average Assets, quarterly | $25,796,500 | 9,962 |
| Volatile liabilities | $2,920,000 | 8,637 |
| Insider loans | $1,575,000 | 2,651 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,662,000 | 4,654 |
| Tier 1 (core) risk-based capital | $5,178,000 | 7,082 |
| Tier 2 risk-based capital | $242,000 | 8,185 |
| Total risk weighted assets | $23,191,500 | 8,215 |
| Total unused commitments | $5,662,000 | 4,668 |
| Derivatives | $0 | 628 |