Home > American Community Bank > Net Loans and Leases
American Community Bank, Net Loans and Leases
| 1997-12-31 | Rank | |
| Net loans and leases | $282,556,000 | 1,057 |
| Loan loss allowance | $3,369,000 | 1,130 |
| Total loans and leases | $285,925,000 | 1,059 |
| Unearned income | $84,000 | 3,028 |
| Loans and leases, gross | $286,009,000 | 1,060 |
| All real estate loans | $180,408,000 | 1,121 |
| Real estate loans in domestic offices | $180,408,000 | 1,121 |
| Construction and development loans | $7,170,000 | 1,830 |
| Commercial RE | $84,981,000 | 623 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,106,000 | 1,445 |
| 1-4 family residential loans | $83,224,000 | 1,441 |
| Farmland loans | $927,000 | 4,553 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,300,000 | 3,458 |
| Commercial and industrial loans | $63,365,000 | 606 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $36,516,000 | 913 |
| Credit card loans | $1,053,000 | 1,460 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $35,463,000 | 820 |
| All other loans & leases | $3,420,000 | 1,102 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $980,000 | 1,217 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $2,440,000 | 427 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $67,000 | 2,020 |
| Non 1-4 family restructured loans & leases | $67,000 | 2,020 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $245,178,000 | 1,237 |
| Loan loss allowance | $2,754,000 | 1,425 |
| Total loans and leases | $247,932,000 | 1,237 |
| Unearned income | $71,000 | 4,628 |
| Loans and leases, gross | $247,932,000 | 1,242 |
| All real estate loans | $170,624,000 | 1,222 |
| Real estate loans in domestic offices | $170,624,000 | 1,222 |
| Construction and development loans | $4,756,000 | 2,515 |
| Commercial RE | $70,795,000 | 752 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,451,000 | 1,260 |
| 1-4 family residential loans | $88,260,000 | 1,427 |
| Farmland loans | $1,362,000 | 3,853 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,530,000 | 4,187 |
| Commercial and industrial loans | $35,201,000 | 1,101 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $38,106,000 | 999 |
| Credit card loans | $1,363,000 | 1,351 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $36,743,000 | 904 |
| All other loans & leases | $2,542,000 | 1,438 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $199,000 | 3,038 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $2,343,000 | 462 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $73,000 | 2,236 |
| Non 1-4 family restructured loans & leases | $73,000 | 2,236 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $242,543,000 | 1,213 |
| Loan loss allowance | $2,446,000 | 1,634 |
| Total loans and leases | $244,989,000 | 1,216 |
| Unearned income | $3,000 | 6,631 |
| Loans and leases, gross | $244,989,000 | 1,225 |
| All real estate loans | $175,138,000 | 1,165 |
| Real estate loans in domestic offices | $175,138,000 | 1,165 |
| Construction and development loans | $5,215,000 | 2,245 |
| Commercial RE | $53,373,000 | 931 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,592,000 | 1,264 |
| 1-4 family residential loans | $109,186,000 | 1,182 |
| Farmland loans | $1,772,000 | 3,245 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,650,000 | 4,201 |
| Commercial and industrial loans | $34,723,000 | 1,068 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $30,573,000 | 1,225 |
| Credit card loans | $2,086,000 | 1,098 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $28,487,000 | 1,149 |
| All other loans & leases | $2,908,000 | 1,348 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $245,000 | 2,908 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $2,663,000 | 438 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $79,000 | 2,409 |
| Non 1-4 family restructured loans & leases | $79,000 | 2,409 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $241,509,000 | 1,182 |
| Loan loss allowance | $2,505,000 | 1,646 |
| Total loans and leases | $244,014,000 | 1,183 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $244,014,000 | 1,201 |
| All real estate loans | $172,882,000 | 1,139 |
| Real estate loans in domestic offices | $172,882,000 | 1,138 |
| Construction and development loans | $4,086,000 | 2,511 |
| Commercial RE | $45,644,000 | 1,048 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,544,000 | 1,164 |
| 1-4 family residential loans | $114,838,000 | 1,108 |
| Farmland loans | $1,770,000 | 3,210 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,394,000 | 4,597 |
| Commercial and industrial loans | $34,328,000 | 1,016 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $31,424,000 | 1,177 |
| Credit card loans | $1,994,000 | 1,145 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $29,430,000 | 1,105 |
| All other loans & leases | $3,986,000 | 1,151 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $906,000 | 1,513 |
| Other loans | $182,000 | 3,083 |
| Lease financing receivables | $2,898,000 | 402 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $220,032,000 | 1,261 |
| Loan loss allowance | $2,500,000 | 1,738 |
| Total loans and leases | $222,532,000 | 1,267 |
| Unearned income | $1,000 | 8,186 |
| Loans and leases, gross | $222,532,000 | 1,276 |
| All real estate loans | $168,810,000 | 1,144 |
| Real estate loans in domestic offices | $168,810,000 | 1,143 |
| Construction and development loans | $1,120,000 | 4,991 |
| Commercial RE | $31,369,000 | 1,495 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,208,000 | 1,043 |
| 1-4 family residential loans | $125,787,000 | 1,020 |
| Farmland loans | $2,326,000 | 2,450 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,989,000 | 3,899 |
| Commercial and industrial loans | $23,353,000 | 1,425 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $26,070,000 | 1,303 |
| Credit card loans | $79,000 | 5,269 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $25,991,000 | 1,167 |
| All other loans & leases | $2,311,000 | 1,650 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $367,000 | 2,693 |
| Other loans | $974,000 | 1,326 |
| Lease financing receivables | $970,000 | 593 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $154,000 | 2,711 |
| Non 1-4 family restructured loans & leases | $154,000 | 2,711 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $157,161,000 | 1,786 |
| Loan loss allowance | $1,528,000 | 2,659 |
| Total loans and leases | $158,689,000 | 1,793 |
| Unearned income | $169,000 | 5,228 |
| Loans and leases, gross | $158,689,000 | 1,801 |
| All real estate loans | $114,719,000 | 1,694 |
| Real estate loans in domestic offices | $114,719,000 | 1,692 |
| Construction and development loans | $1,283,000 | 4,652 |
| Commercial RE | $23,071,000 | 1,907 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,125,000 | 1,291 |
| 1-4 family residential loans | $81,330,000 | 1,533 |
| Farmland loans | $2,910,000 | 1,859 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,941,000 | 3,964 |
| Commercial and industrial loans | $20,603,000 | 1,681 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $19,825,000 | 1,701 |
| Credit card loans | $55,000 | 5,736 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $19,770,000 | 1,528 |
| All other loans & leases | $1,770,000 | 2,178 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $164,000 | 3,954 |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $1,606,000 | 494 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $615,000 | 1,584 |
| Non 1-4 family restructured loans & leases | $615,000 | 1,584 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |