Home > American Commercial Savings Bank, Inc., SSB > Income and Expense
American Commercial Savings Bank, Inc., SSB, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,347,000 | 1,629 |
| Total interest expense | $10,600,000 | 1,274 |
| Net interest income | $8,747,000 | 2,062 |
| Provision for loan and lease losses | $2,208,000 | 758 |
| Total noninterest income | $974,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $664,000 | 2,055 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $310,000 | 4,382 |
| Total noninterest expense | $7,140,000 | 2,057 |
| Salaries and employee benefits | $3,487,000 | 1,920 |
| Premises and equipment expense | $1,231,000 | 1,702 |
| Additional noninterest expense | $2,422,000 | 2,309 |
| Pre-tax net operating income | $373,000 | 9,636 |
| Securities gains (losses) | $696,000 | 715 |
| Applicable income taxes | $319,000 | 5,845 |
| Income before extraordinary items | $750,000 | 5,825 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $750,000 | 5,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $965,000 | 1,176 |
| Cash dividends | $324,000 | 4,181 |
| Sale, conversion, retirement of capital stock, net | $-156,000 | 13,208 |
| Net operating income | $262,800 | 9,641 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,632,000 | 1,717 |
| Total interest expense | $12,949,000 | 1,366 |
| Net interest income | $7,683,000 | 2,343 |
| Provision for loan and lease losses | $1,385,000 | 1,491 |
| Total noninterest income | $1,045,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $486,000 | 2,863 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $559,000 | 2,972 |
| Total noninterest expense | $5,022,000 | 2,856 |
| Salaries and employee benefits | $3,134,000 | 2,103 |
| Premises and equipment expense | $561,000 | 3,585 |
| Additional noninterest expense | $1,327,000 | 3,971 |
| Pre-tax net operating income | $2,321,000 | 2,690 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,066,000 | 1,991 |
| Income before extraordinary items | $1,255,000 | 3,656 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,255,000 | 3,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,005,000 | 1,553 |
| Cash dividends | $53,000 | 7,609 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 1,006 |
| Net operating income | $1,255,000 | 3,384 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.