Home > American Commercial Savings Bank, Inc., SSB > Assets and Liabilities
American Commercial Savings Bank, Inc., SSB, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 110 | 1,902 |
| Assets and Liabilities | ||
| Total Assets: | $237,773,000 | 1,955 |
| Cash and due from depository institutions | $16,097,000 | 1,902 |
| Interest-bearing balances | $6,114,000 | 1,006 |
| Securities | $24,590,000 | 5,284 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $184,239,000 | 1,504 |
| Loan loss allowance | $2,203,000 | 1,912 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,514,000 | 972 |
| Other real estate owned | $636,000 | 1,902 |
| Goodwill and other intangibles | $683,000 | 1,183 |
| All other assets | $4,014,000 | 1,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,773,000 | 1,955 |
| Total liabilities | $221,529,000 | 1,918 |
| Total deposits | $212,758,000 | 1,859 |
| Interest-bearing deposits | $194,110,000 | 1,793 |
| Deposits held in domestic offices | $212,758,000 | 1,846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,425,000 | 1,241 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,346,000 | 2,489 |
| Total equity capital | $16,244,000 | 2,472 |
| Total bank equity capital | $16,244,000 | 2,472 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $8,374,000 | 1,717 |
| Undivided profits | $7,869,000 | 2,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,838,000 | 771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,675,000 | 1,022 |
| Earning assets | $214,943,000 | 1,983 |
| Long-term assets (5+ years) | $35,226,000 | 1,645 |
| Average Assets, year-to-date | $243,876,800 | 1,844 |
| Average Assets, quarterly | $239,910,500 | 1,917 |
| Volatile liabilities | $40,654,000 | 1,401 |
| Insider loans | $2,326,000 | 1,770 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,232,000 | 3,273 |
| Tier 1 (core) risk-based capital | $15,561,000 | 2,542 |
| Tier 2 risk-based capital | $2,151,930 | 1,470 |
| Total risk weighted assets | $172,103,130 | 1,602 |
| Total unused commitments | $9,232,000 | 3,291 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 110 | 1,958 |
| Assets and Liabilities | ||
| Total Assets: | $244,890,000 | 1,941 |
| Cash and due from depository institutions | $33,386,000 | 1,958 |
| Interest-bearing balances | $32,086,000 | 250 |
| Securities | $3,687,000 | 12,278 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $195,265,000 | 1,466 |
| Loan loss allowance | $977,000 | 3,820 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,566,000 | 1,098 |
| Other real estate owned | $484,000 | 1,958 |
| Goodwill and other intangibles | $722,000 | 1,150 |
| All other assets | $4,780,000 | 1,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,890,000 | 1,941 |
| Total liabilities | $228,916,000 | 1,912 |
| Total deposits | $218,017,000 | 1,896 |
| Interest-bearing deposits | $203,176,000 | 1,796 |
| Deposits held in domestic offices | $218,017,000 | 1,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $8,366,000 | 1,046 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,533,000 | 1,556 |
| Total equity capital | $15,973,000 | 2,390 |
| Total bank equity capital | $15,973,000 | 2,390 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $8,404,000 | 1,651 |
| Undivided profits | $7,569,000 | 2,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,132,000 | 1,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,661,000 | 755 |
| Earning assets | $231,038,000 | 1,883 |
| Long-term assets (5+ years) | $13,422,000 | 3,536 |
| Average Assets, year-to-date | $240,009,400 | 1,946 |
| Average Assets, quarterly | $244,564,000 | 1,925 |
| Volatile liabilities | $50,001,000 | 1,183 |
| Insider loans | $2,043,000 | 324 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,045,000 | 2,748 |
| Tier 1 (core) risk-based capital | $15,252,000 | 2,455 |
| Tier 2 risk-based capital | $977,000 | 2,976 |
| Total risk weighted assets | $178,004,000 | 1,595 |
| Total unused commitments | $11,045,000 | 2,762 |
| Derivatives | $0 | 651 |