Home > American Commercial Bank & Trust > Net charge- offs to loans
American Commercial Bank & Trust, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0608% | 1,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0944% | 244 |
| Percentage Net Loans Charged-off:Construction & development | -0.0286% | 4,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1367% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 3,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0075% | 3,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0661% | 2,493 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6214% | 4,594 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3885% | 1,296 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1292% | 142 |
| Percentage Net Loans Charged-off:Construction & development | -0.0300% | 4,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1864% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 3,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 3,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 3,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1748% | 1,838 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8256% | 4,620 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6402% | 823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0086% | 3,867 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 3,962 |
| Percentage Net Loans Charged-off:Construction & development | -0.0239% | 4,453 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 4,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 3,711 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2657% | 4,479 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8469% | 4,643 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0092% | 3,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 4,154 |
| Percentage Net Loans Charged-off:Construction & development | -0.0171% | 4,514 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 4,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 3,593 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2688% | 4,435 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8359% | 4,666 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 2,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 4,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0577% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0285% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4450% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5339% | 892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 2,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4479% | 1,015 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5261% | 810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 3,608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 3,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0234% | 4,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0263% | 4,029 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0398% | 4,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0485% | 4,468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 4,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0390% | 4,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0776% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1282% | 303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5433% | 38 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6138% | 34 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0555% | 4,049 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0761% | 4,095 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1041% | 723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1760% | 203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7038% | 24 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7917% | 21 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0887% | 4,107 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1299% | 4,185 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1501% | 548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2629% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0107% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0670% | 18 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2057% | 16 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1692% | 4,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2760% | 4,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2906% | 290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5069% | 59 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9351% | 11 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1507% | 10 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 2,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 1,339 |
| Percentage Net Loans Charged-off:Construction & development | -0.1123% | 4,424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0822% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0559% | 4,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0593% | 4,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0508% | 1,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 606 |
| Percentage Net Loans Charged-off:Construction & development | -0.1640% | 4,486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2254% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0844% | 4,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0887% | 4,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0653% | 2,548 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3280% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1557% | 351 |
| Percentage Net Loans Charged-off:Construction & development | -0.2684% | 4,543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3700% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0560% | 4,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0591% | 4,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1704% | 4,551 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0042% | 892 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2647% | 552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3864% | 130 |
| Percentage Net Loans Charged-off:Construction & development | -0.6416% | 4,606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8079% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1292% | 4,460 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1236% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0611% | 4,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0855% | 4,885 |
| Percentage Net Loans Charged-off:Construction & development | -0.7244% | 4,678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0167% | 936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 1,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 1,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0144% | 2,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0962% | 4,985 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1320% | 5,020 |
| Percentage Net Loans Charged-off:Construction & development | -0.8726% | 4,747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0266% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 1,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0253% | 1,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0229% | 3,080 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0246% | 2,962 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 2,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0454% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0435% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0307% | 2,740 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0327% | 2,616 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0378% | 1,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0972% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0864% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0512% | 2,285 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0540% | 2,175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0238% | 4,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 2,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 1,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1259% | 4,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0375% | 3,249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0385% | 3,150 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0310% | 4,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 1,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0114% | 1,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 1,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1547% | 4,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0471% | 2,969 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0483% | 2,854 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0556% | 4,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1998% | 4,889 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0236% | 4,520 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0242% | 4,476 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0507% | 4,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3071% | 5,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2300% | 1,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1184% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0856% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1966% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1493% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0590% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1871% | 1,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0116% | 3,590 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2431% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0060% | 3,488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2467% | 875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1442% | 611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1156% | 521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2268% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8130% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0438% | 4,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0156% | 3,343 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3262% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0079% | 3,238 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2838% | 716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0794% | 909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1748% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0654% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0215% | 4,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0117% | 3,037 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4963% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5171% | 354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0692% | 800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1377% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1479% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0211% | 4,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0933% | 5,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 2,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0246% | 1,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 2,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 2,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5452% | 5,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0337% | 3,591 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0347% | 3,460 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1087% | 5,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 1,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0720% | 1,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7286% | 5,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0282% | 3,296 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0291% | 3,161 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 2,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 1,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0939% | 1,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0160% | 4,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0153% | 3,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0158% | 2,904 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1028% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1863% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1988% | 610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0211% | 1,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0379% | 2,428 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0395% | 2,280 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4826% | 6,081 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8162% | 6,083 |
| Percentage Net Loans Charged-off:Construction & development | -13.3629% | 5,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2557% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 2,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 2,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2797% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0865% | 3,285 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0912% | 3,079 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6813% | 6,181 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.0888% | 6,172 |
| Percentage Net Loans Charged-off:Construction & development | -18.1642% | 5,758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3785% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1879% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1048% | 2,906 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1108% | 2,724 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1380% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5547% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2293% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1046% | 2,664 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1116% | 2,508 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1909% | 1,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1098% | 1,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4436% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5428% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2424% | 1,865 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2616% | 1,696 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2654% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2446% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6666% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1120% | 5,056 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1471% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1721% | 1,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4990% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0422% | 6,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2865% | 6,238 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1120% | 6,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3459% | 6,396 |
| Percentage Net Loans Charged-off:Construction & development | -6.0112% | 5,972 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0230% | 1,692 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1481% | 5,114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2766% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3296% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5756% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1059% | 6,380 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.7344% | 6,359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3624% | 6,469 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5322% | 6,494 |
| Percentage Net Loans Charged-off:Construction & development | -9.0636% | 6,011 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0345% | 1,378 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2190% | 5,157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4720% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5762% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0567% | 5,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8282% | 6,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.2345% | 6,604 |
| Percentage Net Loans Charged-off:Construction & development | -17.7325% | 6,048 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0698% | 842 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4271% | 5,201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5195% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6393% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0442% | 5,022 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3549% | 5,976 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5852% | 6,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6565% | 991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5404% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | -0.6084% | 5,886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6180% | 893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0403% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2510% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1796% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0826% | 5,880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1316% | 5,966 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1297% | 5,845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3225% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2235% | 2,027 |
| Percentage Net Loans Charged-off:Construction & development | -0.8874% | 6,011 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8320% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 3,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 3,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7294% | 1,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1074% | 3,367 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1688% | 2,900 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1323% | 5,893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4869% | 1,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3730% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | -1.4281% | 6,122 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2370% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1288% | 2,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1541% | 2,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0184% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1347% | 5,891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7639% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7188% | 738 |
| Percentage Net Loans Charged-off:Construction & development | -2.8771% | 6,215 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4551% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2317% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2770% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0586% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9482% | 1,051 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4760% | 634 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1001% | 5,890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5616% | 2,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6507% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | 7.2620% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6244% | 1,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1880% | 3,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2285% | 2,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1644% | 2,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0659% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6320% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8983% | 616 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1229% | 6,144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5324% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9090% | 359 |
| Percentage Net Loans Charged-off:Construction & development | 14.0259% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3112% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2483% | 2,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3033% | 2,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1174% | 2,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1074% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4534% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2069% | 965 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1090% | 6,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1376% | 3,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0813% | 3,709 |
| Percentage Net Loans Charged-off:Construction & development | -0.0369% | 6,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2452% | 1,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 3,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 3,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1844% | 2,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8209% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0204% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8439% | 1,300 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0887% | 6,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 3,899 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 6,462 |
| Percentage Net Loans Charged-off:Construction & development | -0.0740% | 6,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3250% | 1,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6393% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3265% | 453 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9573% | 1,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1914% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | 8.0348% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0443% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5647% | 2,055 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7493% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2722% | 2,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1201% | 3,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4603% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8337% | 745 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0828% | 1,383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5632% | 2,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7009% | 1,945 |
| Percentage Net Loans Charged-off:Construction & development | 3.6859% | 1,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3437% | 1,963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8184% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3155% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4412% | 2,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0859% | 3,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1317% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3942% | 926 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4635% | 2,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6305% | 1,987 |
| Percentage Net Loans Charged-off:Construction & development | 5.2901% | 786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4423% | 1,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0361% | 7,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0454% | 7,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0410% | 6,136 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2551% | 6,780 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3116% | 6,894 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3183% | 2,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3097% | 2,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.3068% | 1,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8787% | 846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0633% | 7,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0810% | 7,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6457% | 1,506 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1696% | 6,401 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1767% | 6,489 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2809% | 469 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2698% | 239 |
| Percentage Net Loans Charged-off:Construction & development | 21.0300% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5300% | 163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8004% | 1,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0396% | 1,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7056% | 2,961 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5285% | 7,349 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1353% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7304% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8786% | 1,921 |
| Percentage Net Loans Charged-off:Construction & development | 2.9641% | 1,602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5465% | 1,677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0512% | 1,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3682% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4397% | 3,033 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4934% | 7,380 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1929% | 1,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8585% | 2,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0634% | 1,527 |
| Percentage Net Loans Charged-off:Construction & development | 3.1882% | 1,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7895% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2578% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6335% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3639% | 2,882 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9412% | 7,508 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2934% | 1,012 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8510% | 1,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1562% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | 5.6768% | 717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4688% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9784% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2727% | 834 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0729% | 6,721 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4282% | 7,286 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4015% | 4,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5536% | 2,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0409% | 3,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9210% | 1,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6280% | 1,822 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2656% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4304% | 2,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0297% | 7,167 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6005% | 7,746 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2010% | 4,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2958% | 3,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0541% | 3,016 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1564% | 2,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6954% | 1,428 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6605% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3943% | 1,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0056% | 4,563 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0794% | 7,861 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2060% | 4,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3043% | 2,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0770% | 2,539 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0802% | 1,899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7890% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4417% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2797% | 2,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0832% | 7,274 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5519% | 7,782 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1021% | 4,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1604% | 2,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.1474% | 1,699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4083% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5307% | 1,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0833% | 7,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3214% | 7,540 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0902% | 5,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 4,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1588% | 1,524 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1079% | 3,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9881% | 2,298 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4677% | 1,122 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0558% | 5,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 3,159 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2119% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 7,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 7,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 6,894 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1347% | 7,629 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6290% | 967 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 4,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0890% | 2,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2300% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0268% | 3,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0524% | 6,909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 4,609 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 7,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 7,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1636% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2267% | 7,470 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 5,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 3,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 2,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0435% | 3,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5407% | 2,906 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0763% | 3,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 2,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 1,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2836% | 1,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5393% | 2,529 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 3,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 2,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 1,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 1,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1335% | 2,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4717% | 2,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0050% | 6,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 1,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 1,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 1,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0413% | 7,035 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1068% | 7,061 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0385% | 4,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 3,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 2,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 2,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1028% | 2,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3691% | 3,511 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 4,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 7,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 7,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1415% | 2,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2810% | 3,536 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 2,983 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2385% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5532% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1362% | 1,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4700% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9802% | 1,309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 3,816 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 7,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 8,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0353% | 8,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2910% | 2,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5742% | 3,255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 3,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1156% | 7,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6952% | 2,399 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1151% | 2,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9922% | 1,583 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1480% | 1,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0773% | 7,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2591% | 1,193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1329% | 3,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 1,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0698% | 1,110 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0862% | 1,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1334% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0323% | 7,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5568% | 3,555 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 2,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0887% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0736% | 846 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1158% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1792% | 904 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0455% | 7,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5859% | 3,068 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1872% | 2,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1343% | 1,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1103% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1764% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2754% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0182% | 6,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6029% | 2,868 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1995% | 1,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2696% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2229% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3515% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5514% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1571% | 4,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2021% | 3,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0800% | 2,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1419% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2030% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0209% | 7,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8681% | 2,750 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 3,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1180% | 1,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1892% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2650% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0039% | 4,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5028% | 3,821 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 3,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0425% | 1,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 1,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0941% | 1,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0247% | 3,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4235% | 3,884 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0887% | 3,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1794% | 766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2912% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1197% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1435% | 7,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1920% | 4,298 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 5,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 3,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 2,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2369% | 8,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5164% | 4,239 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2632% | 2,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1794% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2660% | 725 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8053% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2688% | 3,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4986% | 4,156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2522% | 2,609 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2875% | 2,391 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1933% | 3,575 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3978% | 2,035 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 6,542 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 6,199 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0989% | 5,747 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2397% | 4,906 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5854% | 3,707 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |