Home > American Commercial Bank > Income and Expense
American Commercial Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,217,000 | 1,477 |
| Total interest expense | $7,014,000 | 2,226 |
| Net interest income | $16,203,000 | 1,136 |
| Provision for loan and lease losses | $1,518,000 | 708 |
| Total noninterest income | $2,494,000 | 1,551 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,400,000 | 953 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,094,000 | 1,698 |
| Total noninterest expense | $9,817,000 | 1,445 |
| Salaries and employee benefits | $4,790,000 | 1,383 |
| Premises and equipment expense | $1,318,000 | 1,543 |
| Additional noninterest expense | $3,709,000 | 1,415 |
| Pre-tax net operating income | $7,362,000 | 1,060 |
| Securities gains (losses) | $23,000 | 1,804 |
| Applicable income taxes | $2,955,000 | 931 |
| Income before extraordinary items | $4,430,000 | 1,199 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,430,000 | 1,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,599,000 | 658 |
| Cash dividends | $8,450,000 | 435 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,415,280 | 1,175 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,354,000 | 1,767 |
| Total interest expense | $4,823,000 | 2,548 |
| Net interest income | $12,531,000 | 1,441 |
| Provision for loan and lease losses | $-1,114,000 | 12,534 |
| Total noninterest income | $1,973,000 | 1,846 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $992,000 | 1,350 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $981,000 | 1,858 |
| Total noninterest expense | $10,417,000 | 1,405 |
| Salaries and employee benefits | $4,310,000 | 1,551 |
| Premises and equipment expense | $1,118,000 | 1,832 |
| Additional noninterest expense | $4,989,000 | 1,181 |
| Pre-tax net operating income | $5,201,000 | 1,416 |
| Securities gains (losses) | $13,000 | 2,050 |
| Applicable income taxes | $2,029,000 | 1,191 |
| Income before extraordinary items | $3,185,000 | 1,544 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,185,000 | 1,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,481 |
| Cash dividends | $1,217,000 | 1,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,176,680 | 1,561 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,729,000 | 1,767 |
| Total interest expense | $5,333,000 | 2,424 |
| Net interest income | $12,396,000 | 1,465 |
| Provision for loan and lease losses | $1,390,000 | 1,057 |
| Total noninterest income | $1,363,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $937,000 | 1,443 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $426,000 | 3,614 |
| Total noninterest expense | $8,586,000 | 1,758 |
| Salaries and employee benefits | $4,246,000 | 1,585 |
| Premises and equipment expense | $1,172,000 | 1,793 |
| Additional noninterest expense | $3,168,000 | 1,836 |
| Pre-tax net operating income | $3,783,000 | 1,820 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $1,357,000 | 1,717 |
| Income before extraordinary items | $2,436,000 | 2,052 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,436,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,851 |
| Cash dividends | $538,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,429,600 | 1,930 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,664,000 | 1,805 |
| Total interest expense | $7,633,000 | 2,228 |
| Net interest income | $12,031,000 | 1,525 |
| Provision for loan and lease losses | $1,555,000 | 1,368 |
| Total noninterest income | $1,248,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $913,000 | 1,473 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $335,000 | 4,138 |
| Total noninterest expense | $8,759,000 | 1,733 |
| Salaries and employee benefits | $4,322,000 | 1,538 |
| Premises and equipment expense | $1,086,000 | 1,949 |
| Additional noninterest expense | $3,351,000 | 1,811 |
| Pre-tax net operating income | $2,965,000 | 2,095 |
| Securities gains (losses) | $212,000 | 1,940 |
| Applicable income taxes | $1,016,000 | 2,082 |
| Income before extraordinary items | $2,161,000 | 2,125 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,161,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $504,000 | 2,450 |
| Cash dividends | $1,072,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,016,840 | 2,100 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.