Home > American Commercial Bank > Assets and Liabilities
American Commercial Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 100 | 1,935 |
| Assets and Liabilities | ||
| Total Assets: | $295,065,000 | 1,605 |
| Cash and due from depository institutions | $22,700,000 | 1,935 |
| Interest-bearing balances | $52,000 | 5,719 |
| Securities | $52,959,000 | 2,369 |
| Federal funds sold & reverse repurchase agreements | $20,917,000 | 694 |
| Net loans & leases | $189,851,000 | 1,518 |
| Loan loss allowance | $3,105,000 | 1,323 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,449,000 | 2,231 |
| Other real estate owned | $129,000 | 1,935 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,060,000 | 1,600 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $295,065,000 | 1,605 |
| Total liabilities | $265,949,000 | 1,617 |
| Total deposits | $251,125,000 | 1,555 |
| Interest-bearing deposits | $166,915,000 | 2,040 |
| Deposits held in domestic offices | $251,125,000 | 1,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,483,000 | 989 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $891,000 | 3,066 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,450,000 | 2,723 |
| Total equity capital | $29,116,000 | 1,558 |
| Total bank equity capital | $29,116,000 | 1,558 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,002,000 | 3,488 |
| Surplus | $17,098,000 | 1,037 |
| Undivided profits | $11,016,000 | 2,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $892,000 | 2,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,319,000 | 1,709 |
| Earning assets | $263,779,000 | 1,646 |
| Long-term assets (5+ years) | $25,587,000 | 2,071 |
| Average Assets, year-to-date | $293,139,800 | 1,555 |
| Average Assets, quarterly | $293,597,500 | 1,598 |
| Volatile liabilities | $36,790,000 | 1,602 |
| Insider loans | $1,143,000 | 3,400 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $92,170,000 | 721 |
| Tier 1 (core) risk-based capital | $28,943,000 | 1,493 |
| Tier 2 risk-based capital | $2,699,760 | 1,225 |
| Total risk weighted assets | $215,575,860 | 1,337 |
| Total unused commitments | $92,170,000 | 726 |
| Derivatives | $17,000,000 | 469 |
| 1994-12-31 | Rank | |
| # of Employees: | 102 | 1,975 |
| Assets and Liabilities | ||
| Total Assets: | $244,426,000 | 1,883 |
| Cash and due from depository institutions | $7,135,000 | 1,975 |
| Interest-bearing balances | $77,000 | 5,910 |
| Securities | $55,361,000 | 2,373 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 1,094 |
| Net loans & leases | $165,656,000 | 1,700 |
| Loan loss allowance | $2,636,000 | 1,569 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,231,000 | 3,293 |
| Other real estate owned | $358,000 | 1,975 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,185,000 | 1,642 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,426,000 | 1,883 |
| Total liabilities | $217,057,000 | 1,934 |
| Total deposits | $203,767,000 | 1,877 |
| Interest-bearing deposits | $144,995,000 | 2,308 |
| Deposits held in domestic offices | $203,767,000 | 1,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,089,000 | 1,159 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,201,000 | 2,663 |
| Total equity capital | $27,369,000 | 1,514 |
| Total bank equity capital | $27,369,000 | 1,514 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,002,000 | 3,635 |
| Surplus | $14,098,000 | 1,137 |
| Undivided profits | $12,269,000 | 1,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $995,000 | 2,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,074,000 | 1,825 |
| Earning assets | $229,594,000 | 1,828 |
| Long-term assets (5+ years) | $12,437,000 | 3,595 |
| Average Assets, year-to-date | $250,424,000 | 1,786 |
| Average Assets, quarterly | $247,322,500 | 1,853 |
| Volatile liabilities | $36,243,000 | 1,567 |
| Insider loans | $702,000 | 4,668 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $73,403,000 | 774 |
| Tier 1 (core) risk-based capital | $27,897,000 | 1,477 |
| Tier 2 risk-based capital | $2,295,080 | 1,395 |
| Total risk weighted assets | $183,265,680 | 1,520 |
| Total unused commitments | $73,403,000 | 782 |
| Derivatives | $5,000,000 | 553 |
| 1993-12-31 | Rank | |
| # of Employees: | 111 | 1,889 |
| Assets and Liabilities | ||
| Total Assets: | $258,867,000 | 1,788 |
| Cash and due from depository institutions | $5,132,000 | 1,889 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $69,785,000 | 1,971 |
| Federal funds sold & reverse repurchase agreements | $20,500,000 | 670 |
| Net loans & leases | $155,318,000 | 1,760 |
| Loan loss allowance | $3,952,000 | 1,172 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,473,000 | 2,949 |
| Other real estate owned | $58,000 | 1,889 |
| Goodwill and other intangibles | $2,066,000 | 692 |
| All other assets | $3,535,000 | 2,099 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $258,867,000 | 1,788 |
| Total liabilities | $232,247,000 | 1,825 |
| Total deposits | $219,254,000 | 1,801 |
| Interest-bearing deposits | $162,657,000 | 2,126 |
| Deposits held in domestic offices | $219,254,000 | 1,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,906,000 | 967 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,087,000 | 2,932 |
| Total equity capital | $26,620,000 | 1,549 |
| Total bank equity capital | $26,620,000 | 1,549 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,002,000 | 3,760 |
| Surplus | $14,098,000 | 1,082 |
| Undivided profits | $11,520,000 | 2,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,212,000 | 2,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $731,000 | 2,452 |
| Earning assets | $245,603,000 | 1,734 |
| Long-term assets (5+ years) | $13,161,000 | 3,627 |
| Average Assets, year-to-date | $269,286,200 | 1,691 |
| Average Assets, quarterly | $266,928,500 | 1,728 |
| Volatile liabilities | $40,203,000 | 1,412 |
| Insider loans | $489,000 | 5,775 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $82,530,000 | 696 |
| Tier 1 (core) risk-based capital | $23,863,000 | 1,668 |
| Tier 2 risk-based capital | $2,237,100 | 1,421 |
| Total risk weighted assets | $177,252,900 | 1,563 |
| Total unused commitments | $82,530,000 | 715 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 113 | 1,909 |
| Assets and Liabilities | ||
| Total Assets: | $293,864,000 | 1,641 |
| Cash and due from depository institutions | $13,889,000 | 1,909 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $85,462,000 | 1,570 |
| Federal funds sold & reverse repurchase agreements | $28,800,000 | 642 |
| Net loans & leases | $156,059,000 | 1,796 |
| Loan loss allowance | $2,796,000 | 1,616 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,512,000 | 2,907 |
| Other real estate owned | $370,000 | 1,909 |
| Goodwill and other intangibles | $2,480,000 | 643 |
| All other assets | $4,292,000 | 1,868 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $293,864,000 | 1,641 |
| Total liabilities | $269,833,000 | 1,647 |
| Total deposits | $245,789,000 | 1,702 |
| Interest-bearing deposits | $185,035,000 | 1,945 |
| Deposits held in domestic offices | $245,789,000 | 1,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,730,000 | 654 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,314,000 | 2,633 |
| Total equity capital | $24,031,000 | 1,609 |
| Total bank equity capital | $24,031,000 | 1,609 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,002,000 | 3,928 |
| Surplus | $14,098,000 | 1,047 |
| Undivided profits | $8,931,000 | 2,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,948,000 | 1,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $857,000 | 2,314 |
| Earning assets | $270,321,000 | 1,629 |
| Long-term assets (5+ years) | $22,315,000 | 2,387 |
| Average Assets, year-to-date | $278,345,600 | 1,679 |
| Average Assets, quarterly | $282,895,000 | 1,684 |
| Volatile liabilities | $60,449,000 | 1,040 |
| Insider loans | $958,000 | 889 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $68,523,000 | 766 |
| Tier 1 (core) risk-based capital | $21,551,000 | 1,748 |
| Tier 2 risk-based capital | $2,265,120 | 1,434 |
| Total risk weighted assets | $180,678,720 | 1,579 |
| Total unused commitments | $68,523,000 | 775 |
| Derivatives | $0 | 651 |