Home > American Commercial Bank > Net Loans and Leases
American Commercial Bank, Net Loans and Leases
| 2000-12-31 | Rank | |
| Net loans and leases | $193,923,000 | 1,637 |
| Loan loss allowance | $3,553,000 | 1,121 |
| Total loans and leases | $197,476,000 | 1,629 |
| Unearned income | $675,000 | 482 |
| Loans and leases, gross | $198,151,000 | 1,627 |
| All real estate loans | $142,129,000 | 1,607 |
| Real estate loans in domestic offices | $142,129,000 | 1,606 |
| Construction and development loans | $9,375,000 | 1,881 |
| Commercial RE | $99,040,000 | 694 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,344,000 | 2,058 |
| 1-4 family residential loans | $28,951,000 | 3,389 |
| Farmland loans | $2,419,000 | 2,877 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,188 |
| Commercial and industrial loans | $47,214,000 | 983 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $8,750,000 | 3,062 |
| Credit card loans | $1,338,000 | 1,038 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,412,000 | 3,319 |
| All other loans & leases | $58,000 | 6,074 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $38,000 | 4,626 |
| Lease financing receivables | $20,000 | 1,619 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $179,347,000 | 1,699 |
| Loan loss allowance | $1,978,000 | 1,863 |
| Total loans and leases | $181,325,000 | 1,699 |
| Unearned income | $705,000 | 541 |
| Loans and leases, gross | $182,030,000 | 1,699 |
| All real estate loans | $127,526,000 | 1,693 |
| Real estate loans in domestic offices | $127,526,000 | 1,693 |
| Construction and development loans | $7,794,000 | 1,952 |
| Commercial RE | $87,637,000 | 714 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,866,000 | 1,790 |
| 1-4 family residential loans | $29,068,000 | 3,304 |
| Farmland loans | $161,000 | 6,181 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $42,056,000 | 1,045 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $12,262,000 | 2,297 |
| Credit card loans | $1,494,000 | 1,017 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,768,000 | 2,410 |
| All other loans & leases | $186,000 | 4,964 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $36,000 | 4,829 |
| Lease financing receivables | $150,000 | 1,252 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $90,395,000 | 3,012 |
| Loan loss allowance | $921,000 | 3,579 |
| Total loans and leases | $91,316,000 | 3,016 |
| Unearned income | $337,000 | 1,341 |
| Loans and leases, gross | $91,653,000 | 3,012 |
| All real estate loans | $41,922,000 | 4,042 |
| Real estate loans in domestic offices | $41,922,000 | 4,042 |
| Construction and development loans | $5,457,000 | 2,274 |
| Commercial RE | $19,337,000 | 2,434 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $520,000 | 4,020 |
| 1-4 family residential loans | $16,086,000 | 4,734 |
| Farmland loans | $522,000 | 5,233 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $39,766,000 | 1,012 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $8,272,000 | 3,248 |
| Credit card loans | $795,000 | 1,633 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,477,000 | 3,317 |
| All other loans & leases | $1,693,000 | 1,809 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $1,133,000 | 996 |
| Lease financing receivables | $560,000 | 783 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $83,340,000 | 3,260 |
| Loan loss allowance | $1,028,000 | 3,285 |
| Total loans and leases | $84,368,000 | 3,257 |
| Unearned income | $256,000 | 1,867 |
| Loans and leases, gross | $84,624,000 | 3,261 |
| All real estate loans | $40,752,000 | 4,139 |
| Real estate loans in domestic offices | $40,752,000 | 4,139 |
| Construction and development loans | $2,494,000 | 3,566 |
| Commercial RE | $17,927,000 | 2,572 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $398,000 | 4,636 |
| 1-4 family residential loans | $19,405,000 | 4,387 |
| Farmland loans | $528,000 | 5,395 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $32,527,000 | 1,190 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $9,517,000 | 3,044 |
| Credit card loans | $1,085,000 | 1,428 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,432,000 | 3,143 |
| All other loans & leases | $1,828,000 | 1,722 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $411,000 | 1,810 |
| Lease financing receivables | $1,417,000 | 561 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $64,130,000 | 4,146 |
| Loan loss allowance | $788,000 | 4,289 |
| Total loans and leases | $64,918,000 | 4,154 |
| Unearned income | $184,000 | 3,485 |
| Loans and leases, gross | $64,918,000 | 4,163 |
| All real estate loans | $29,753,000 | 5,209 |
| Real estate loans in domestic offices | $29,753,000 | 5,208 |
| Construction and development loans | $202,000 | 7,841 |
| Commercial RE | $5,661,000 | 5,245 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,518 |
| 1-4 family residential loans | $23,890,000 | 3,902 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $22,622,000 | 1,635 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $10,036,000 | 2,998 |
| Credit card loans | $1,066,000 | 1,578 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,970,000 | 3,083 |
| All other loans & leases | $2,691,000 | 1,383 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $68,000 | 4,316 |
| Lease financing receivables | $2,623,000 | 447 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $101,000 | 1,171 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $58,796,000 | 4,356 |
| Loan loss allowance | $632,000 | 5,084 |
| Total loans and leases | $59,428,000 | 4,366 |
| Unearned income | $136,000 | 4,229 |
| Loans and leases, gross | $59,428,000 | 4,380 |
| All real estate loans | $27,924,000 | 5,400 |
| Real estate loans in domestic offices | $27,924,000 | 5,399 |
| Construction and development loans | $0 | 9,747 |
| Commercial RE | $6,277,000 | 4,977 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,869 |
| 1-4 family residential loans | $21,647,000 | 4,200 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $17,858,000 | 1,954 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $9,649,000 | 3,112 |
| Credit card loans | $830,000 | 1,932 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,819,000 | 3,139 |
| All other loans & leases | $4,133,000 | 1,060 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $171,000 | 3,073 |
| Lease financing receivables | $3,462,000 | 402 |
| Loans to depository institutions and acceptances of other banks | $500,000 | 474 |
| Memoranda: | ||
| Loans not secured by real estate | $116,000 | 1,242 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $54,483,000 | 4,567 |
| Loan loss allowance | $537,000 | 5,893 |
| Total loans and leases | $55,020,000 | 4,584 |
| Unearned income | $106,000 | 5,010 |
| Loans and leases, gross | $55,020,000 | 4,601 |
| All real estate loans | $25,877,000 | 5,661 |
| Real estate loans in domestic offices | $25,877,000 | 5,660 |
| Construction and development loans | $0 | 10,097 |
| Commercial RE | $3,698,000 | 6,468 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $22,179,000 | 4,196 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $14,682,000 | 2,169 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $10,125,000 | 2,964 |
| Credit card loans | $616,000 | 2,299 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,509,000 | 2,902 |
| All other loans & leases | $4,442,000 | 1,056 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $239,000 | 2,734 |
| Lease financing receivables | $3,703,000 | 370 |
| Loans to depository institutions and acceptances of other banks | $500,000 | 504 |
| Memoranda: | ||
| Loans not secured by real estate | $62,000 | 1,471 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $52,612,000 | 4,579 |
| Loan loss allowance | $489,000 | 6,485 |
| Total loans and leases | $53,101,000 | 4,609 |
| Unearned income | $48,000 | 6,518 |
| Loans and leases, gross | $53,101,000 | 4,624 |
| All real estate loans | $25,654,000 | 5,671 |
| Real estate loans in domestic offices | $25,654,000 | 5,670 |
| Construction and development loans | $300,000 | 7,604 |
| Commercial RE | $3,290,000 | 6,899 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $22,064,000 | 4,205 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $15,421,000 | 2,040 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $8,361,000 | 3,412 |
| Credit card loans | $237,000 | 3,710 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,124,000 | 3,269 |
| All other loans & leases | $3,713,000 | 1,211 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $410,000 | 2,189 |
| Lease financing receivables | $2,803,000 | 373 |
| Loans to depository institutions and acceptances of other banks | $500,000 | 613 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $49,662,000 | 4,833 |
| Loan loss allowance | $304,000 | 8,731 |
| Total loans and leases | $49,966,000 | 4,874 |
| Unearned income | $35,000 | 7,552 |
| Loans and leases, gross | $49,966,000 | 4,889 |
| All real estate loans | $24,830,000 | 5,795 |
| Real estate loans in domestic offices | $24,830,000 | 5,794 |
| Construction and development loans | $0 | 10,798 |
| Commercial RE | $3,461,000 | 6,849 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $21,369,000 | 4,417 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $15,196,000 | 2,171 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,278,000 | 3,937 |
| Credit card loans | $340,000 | 3,191 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,938,000 | 3,850 |
| All other loans & leases | $2,697,000 | 1,627 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $381,000 | 2,321 |
| Lease financing receivables | $1,391,000 | 523 |
| Loans to depository institutions and acceptances of other banks | $925,000 | 671 |
| Memoranda: | ||
| Loans not secured by real estate | $19,000 | 1,794 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |