Home > American Commerce National Bank > Income and Expense
American Commerce National Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,777,000 | 2,756 |
| Total interest expense | $5,220,000 | 3,184 |
| Net interest income | $7,557,000 | 2,397 |
| Provision for loan and lease losses | $699,000 | 2,382 |
| Total noninterest income | $1,502,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,073,000 | 1,243 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $429,000 | 3,537 |
| Total noninterest expense | $6,696,000 | 2,203 |
| Salaries and employee benefits | $2,148,000 | 2,999 |
| Premises and equipment expense | $730,000 | 2,824 |
| Additional noninterest expense | $3,818,000 | 1,647 |
| Pre-tax net operating income | $1,664,000 | 3,690 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $660,000 | 3,149 |
| Income before extraordinary items | $1,004,000 | 4,489 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,004,000 | 4,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 4,152 |
| Cash dividends | $1,000 | 8,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,004,000 | 4,167 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.