Home > American Commerce National Bank > Assets and Liabilities
American Commerce National Bank, Assets and Liabilities
| 1992-12-31 | Rank | |
| # of Employees: | 52 | 4,076 |
| Assets and Liabilities | ||
| Total Assets: | $128,988,000 | 3,600 |
| Cash and due from depository institutions | $5,106,000 | 4,076 |
| Interest-bearing balances | $1,077,000 | 3,680 |
| Securities | $1,577,000 | 13,233 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,970 |
| Net loans & leases | $108,901,000 | 2,482 |
| Loan loss allowance | $2,299,000 | 1,889 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $933,000 | 6,469 |
| Other real estate owned | $5,501,000 | 4,076 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,970,000 | 2,552 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,988,000 | 3,600 |
| Total liabilities | $118,524,000 | 3,584 |
| Total deposits | $117,374,000 | 3,459 |
| Interest-bearing deposits | $100,346,000 | 3,522 |
| Deposits held in domestic offices | $117,374,000 | 3,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $313,000 | 3,533 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $837,000 | 3,788 |
| Total equity capital | $10,464,000 | 3,707 |
| Total bank equity capital | $10,464,000 | 3,707 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,475,000 | 1,737 |
| Surplus | $4,082,000 | 3,093 |
| Undivided profits | $3,907,000 | 5,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,153,000 | 747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $882,000 | 2,244 |
| Earning assets | $115,555,000 | 3,662 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $135,709,800 | 3,348 |
| Average Assets, quarterly | $134,387,500 | 3,433 |
| Volatile liabilities | $29,564,000 | 1,728 |
| Insider loans | $191,000 | 4,057 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,307,000 | 3,327 |
| Tier 1 (core) risk-based capital | $10,464,000 | 3,645 |
| Tier 2 risk-based capital | $1,533,510 | 2,020 |
| Total risk weighted assets | $121,915,510 | 2,244 |
| Total unused commitments | $8,307,000 | 3,348 |
| Derivatives | $0 | 651 |