Home > American Bank (Whitefish) > Income and Expense
American Bank (Whitefish), Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $677,000 | 10,588 |
| Total interest expense | $286,000 | 10,541 |
| Net interest income | $391,000 | 10,560 |
| Provision for loan and lease losses | $23,000 | 7,798 |
| Total noninterest income | $74,000 | 9,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,328 |
| Total noninterest expense | $479,000 | 10,197 |
| Salaries and employee benefits | $162,000 | 10,684 |
| Premises and equipment expense | $123,000 | 8,418 |
| Additional noninterest expense | $194,000 | 9,481 |
| Pre-tax net operating income | $-37,000 | 10,431 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-37,000 | 10,452 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-37,000 | 10,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-37,000 | 10,417 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $563,000 | 11,219 |
| Total interest expense | $195,000 | 11,233 |
| Net interest income | $368,000 | 11,148 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $59,000 | 10,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 9,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $504,000 | 10,568 |
| Salaries and employee benefits | $215,000 | 10,935 |
| Premises and equipment expense | $109,000 | 9,055 |
| Additional noninterest expense | $180,000 | 10,170 |
| Pre-tax net operating income | $-122,000 | 10,989 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-122,000 | 11,030 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-122,000 | 11,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-122,000 | 10,985 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $89,000 | 11,944 |
| Total interest expense | $13,000 | 11,934 |
| Net interest income | $76,000 | 11,934 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $5,000 | 11,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 10,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 11,841 |
| Total noninterest expense | $272,000 | 11,768 |
| Salaries and employee benefits | $108,000 | 11,861 |
| Premises and equipment expense | $68,000 | 10,529 |
| Additional noninterest expense | $96,000 | 11,648 |
| Pre-tax net operating income | $-216,000 | 11,680 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-216,000 | 11,689 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-216,000 | 11,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 208 |
| Net operating income | $-216,000 | 11,675 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.