Home > American Bank & Trust of the Cumberlands > Income and Expense
American Bank & Trust of the Cumberlands, Income and Expense
2021-06-30 (YTD Data) | Rank | |
Total interest income | $5,517,000 | 2,362 |
Total interest expense | $40,000 | 4,724 |
Net interest income | $5,477,000 | 2,202 |
Provision for loan and lease losses | $600,000 | 497 |
Total noninterest income | $2,524,000 | 1,328 |
Gross Fiduciary activities income | $0 | 951 |
Service charges on deposit accounts | $72,000 | 3,025 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,452,000 | 1,122 |
Total noninterest expense | $3,534,000 | 2,475 |
Salaries and employee benefits | $1,992,000 | 2,518 |
Premises and equipment expense | $287,000 | 2,831 |
Additional noninterest expense | $1,255,000 | 2,230 |
Pre-tax net operating income | $3,867,000 | 1,563 |
Securities gains (losses) | $0 | 1,818 |
Applicable income taxes | $922,000 | 1,206 |
Income before extraordinary items | $2,945,000 | 1,731 |
Extraordinary gains, net | $0 | 6 |
Net income | $2,945,000 | 1,731 |
Minority interest net income | $0 | 67 |
Net income of bank and minority interests. | $2,945,000 | 1,731 |
Net charge-offs | $-5,000 | 3,551 |
Cash dividends | $500,000 | 1,940 |
Sale, conversion, retirement of capital stock, net | $0 | 517 |
Net operating income | $2,945,000 | 1,704 |
2021-03-31 (YTD Data) | Rank | |
Total interest income | $2,815,000 | 2,319 |
Total interest expense | $38,000 | 4,503 |
Net interest income | $2,777,000 | 2,145 |
Provision for loan and lease losses | $300,000 | 548 |
Total noninterest income | $1,494,000 | 1,184 |
Gross Fiduciary activities income | $0 | 922 |
Service charges on deposit accounts | $42,000 | 2,864 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,452,000 | 998 |
Total noninterest expense | $1,688,000 | 2,530 |
Salaries and employee benefits | $981,000 | 2,520 |
Premises and equipment expense | $102,000 | 3,373 |
Additional noninterest expense | $605,000 | 2,241 |
Pre-tax net operating income | $2,283,000 | 1,387 |
Securities gains (losses) | $0 | 1,392 |
Applicable income taxes | $562,000 | 1,066 |
Income before extraordinary items | $1,721,000 | 1,560 |
Extraordinary gains, net | $0 | 3 |
Net income | $1,721,000 | 1,560 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $1,721,000 | 1,560 |
Net charge-offs | $-5,000 | 3,772 |
Cash dividends | $125,000 | 2,030 |
Sale, conversion, retirement of capital stock, net | $0 | 482 |
Net operating income | $1,721,000 | 1,519 |
2020-12-31 (YTD Data) | Rank | |
Total interest income | $1,008,000 | 4,849 |
Total interest expense | $41,000 | 4,935 |
Net interest income | $967,000 | 4,807 |
Provision for loan and lease losses | $0 | 4,319 |
Total noninterest income | $565,000 | 3,502 |
Gross Fiduciary activities income | $0 | 1,030 |
Service charges on deposit accounts | $19,000 | 4,626 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $546,000 | 3,065 |
Total noninterest expense | $545,000 | 4,943 |
Salaries and employee benefits | $331,000 | 4,914 |
Premises and equipment expense | $68,000 | 4,825 |
Additional noninterest expense | $146,000 | 4,950 |
Pre-tax net operating income | $987,000 | 3,707 |
Securities gains (losses) | $0 | 2,675 |
Applicable income taxes | $212,000 | 2,526 |
Income before extraordinary items | $775,000 | 3,881 |
Extraordinary gains, net | $0 | 4 |
Net income | $775,000 | 3,880 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $775,000 | 3,881 |
Net charge-offs | $-76,000 | 4,689 |
Cash dividends | $0 | 3,782 |
Sale, conversion, retirement of capital stock, net | $0 | 566 |
Net operating income | $775,000 | 3,825 |
2020-09-30 (YTD Data) | Rank | |
Total interest income | $8,842,000 | 2,287 |
Total interest expense | $2,376,000 | 1,498 |
Net interest income | $6,466,000 | 2,497 |
Provision for loan and lease losses | $0 | 4,239 |
Total noninterest income | $3,538,000 | 1,276 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $156,000 | 2,739 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $3,382,000 | 1,056 |
Total noninterest expense | $5,664,000 | 2,338 |
Salaries and employee benefits | $3,093,000 | 2,418 |
Premises and equipment expense | $459,000 | 2,729 |
Additional noninterest expense | $2,112,000 | 1,991 |
Pre-tax net operating income | $4,340,000 | 1,582 |
Securities gains (losses) | $0 | 2,494 |
Applicable income taxes | $57,000 | 3,025 |
Income before extraordinary items | $4,283,000 | 1,434 |
Extraordinary gains, net | $0 | 4 |
Net income | $4,283,000 | 1,435 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $4,283,000 | 1,435 |
Net charge-offs | $168,000 | 1,356 |
Cash dividends | $1,800,000 | 1,191 |
Sale, conversion, retirement of capital stock, net | $0 | 532 |
Net operating income | $4,283,000 | 1,391 |
2020-06-30 (YTD Data) | Rank | |
Total interest income | $5,969,000 | 2,299 |
Total interest expense | $1,641,000 | 1,539 |
Net interest income | $4,328,000 | 2,504 |
Provision for loan and lease losses | $0 | 4,134 |
Total noninterest income | $2,331,000 | 1,230 |
Gross Fiduciary activities income | $0 | 970 |
Service charges on deposit accounts | $113,000 | 2,648 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $2,218,000 | 998 |
Total noninterest expense | $3,663,000 | 2,389 |
Salaries and employee benefits | $2,037,000 | 2,438 |
Premises and equipment expense | $305,000 | 2,722 |
Additional noninterest expense | $1,321,000 | 2,081 |
Pre-tax net operating income | $2,996,000 | 1,450 |
Securities gains (losses) | $0 | 2,249 |
Applicable income taxes | $57,000 | 2,838 |
Income before extraordinary items | $2,939,000 | 1,333 |
Extraordinary gains, net | $0 | 4 |
Net income | $2,939,000 | 1,333 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $2,939,000 | 1,333 |
Net charge-offs | $167,000 | 1,103 |
Cash dividends | $1,800,000 | 873 |
Sale, conversion, retirement of capital stock, net | $0 | 504 |
Net operating income | $2,939,000 | 1,297 |
2020-03-31 (YTD Data) | Rank | |
Total interest income | $2,989,000 | 2,277 |
Total interest expense | $844,000 | 1,630 |
Net interest income | $2,145,000 | 2,473 |
Provision for loan and lease losses | $0 | 3,711 |
Total noninterest income | $544,000 | 1,861 |
Gross Fiduciary activities income | $0 | 941 |
Service charges on deposit accounts | $71,000 | 2,584 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $473,000 | 1,573 |
Total noninterest expense | $1,790,000 | 2,429 |
Salaries and employee benefits | $966,000 | 2,544 |
Premises and equipment expense | $155,000 | 2,715 |
Additional noninterest expense | $669,000 | 2,079 |
Pre-tax net operating income | $899,000 | 1,991 |
Securities gains (losses) | $0 | 1,705 |
Applicable income taxes | $0 | 3,513 |
Income before extraordinary items | $899,000 | 1,812 |
Extraordinary gains, net | $0 | 4 |
Net income | $899,000 | 1,812 |
Minority interest net income | $0 | 56 |
Net income of bank and minority interests. | $899,000 | 1,812 |
Net charge-offs | $-4,000 | 4,126 |
Cash dividends | $1,800,000 | 553 |
Sale, conversion, retirement of capital stock, net | $0 | 482 |
Net operating income | $899,000 | 1,784 |
2019-12-31 (YTD Data) | Rank | |
Total interest income | $11,881,000 | 2,303 |
Total interest expense | $3,247,000 | 1,710 |
Net interest income | $8,634,000 | 2,485 |
Provision for loan and lease losses | $50,000 | 3,376 |
Total noninterest income | $1,923,000 | 2,010 |
Gross Fiduciary activities income | $0 | 1,051 |
Service charges on deposit accounts | $298,000 | 2,622 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,625,000 | 1,730 |
Total noninterest expense | $7,117,000 | 2,415 |
Salaries and employee benefits | $3,814,000 | 2,539 |
Premises and equipment expense | $766,000 | 2,411 |
Additional noninterest expense | $2,537,000 | 2,200 |
Pre-tax net operating income | $3,390,000 | 2,285 |
Securities gains (losses) | $0 | 2,379 |
Applicable income taxes | $0 | 3,859 |
Income before extraordinary items | $3,390,000 | 2,119 |
Extraordinary gains, net | $0 | 11 |
Net income | $3,390,000 | 2,121 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $3,390,000 | 2,121 |
Net charge-offs | $-278,000 | 5,036 |
Cash dividends | $1,700,000 | 1,741 |
Sale, conversion, retirement of capital stock, net | $0 | 626 |
Net operating income | $3,390,000 | 2,084 |
2019-09-30 (YTD Data) | Rank | |
Total interest income | $8,837,000 | 2,344 |
Total interest expense | $2,377,000 | 1,745 |
Net interest income | $6,460,000 | 2,520 |
Provision for loan and lease losses | $50,000 | 3,073 |
Total noninterest income | $1,455,000 | 2,005 |
Gross Fiduciary activities income | $0 | 1,014 |
Service charges on deposit accounts | $222,000 | 2,670 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,233,000 | 1,716 |
Total noninterest expense | $5,363,000 | 2,421 |
Salaries and employee benefits | $2,849,000 | 2,552 |
Premises and equipment expense | $566,000 | 2,445 |
Additional noninterest expense | $1,948,000 | 2,155 |
Pre-tax net operating income | $2,502,000 | 2,361 |
Securities gains (losses) | $0 | 2,167 |
Applicable income taxes | $71,000 | 3,105 |
Income before extraordinary items | $2,431,000 | 2,243 |
Extraordinary gains, net | $0 | 11 |
Net income | $2,431,000 | 2,243 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $2,431,000 | 2,244 |
Net charge-offs | $-303,000 | 5,130 |
Cash dividends | $1,700,000 | 1,333 |
Sale, conversion, retirement of capital stock, net | $0 | 590 |
Net operating income | $2,431,000 | 2,204 |
2019-06-30 (YTD Data) | Rank | |
Total interest income | $5,750,000 | 2,388 |
Total interest expense | $1,525,000 | 1,771 |
Net interest income | $4,225,000 | 2,567 |
Provision for loan and lease losses | $50,000 | 2,768 |
Total noninterest income | $849,000 | 2,140 |
Gross Fiduciary activities income | $0 | 1,004 |
Service charges on deposit accounts | $155,000 | 2,569 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $694,000 | 1,852 |
Total noninterest expense | $3,536,000 | 2,451 |
Salaries and employee benefits | $1,869,000 | 2,592 |
Premises and equipment expense | $371,000 | 2,472 |
Additional noninterest expense | $1,296,000 | 2,166 |
Pre-tax net operating income | $1,488,000 | 2,519 |
Securities gains (losses) | $0 | 1,702 |
Applicable income taxes | $40,000 | 3,190 |
Income before extraordinary items | $1,448,000 | 2,376 |
Extraordinary gains, net | $0 | 11 |
Net income | $1,448,000 | 2,375 |
Minority interest net income | $0 | 69 |
Net income of bank and minority interests. | $1,448,000 | 2,376 |
Net charge-offs | $-376,000 | 5,232 |
Cash dividends | $1,700,000 | 993 |
Sale, conversion, retirement of capital stock, net | $0 | 573 |
Net operating income | $1,448,000 | 2,346 |
2019-03-31 (YTD Data) | Rank | |
Total interest income | $2,813,000 | 2,423 |
Total interest expense | $707,000 | 1,831 |
Net interest income | $2,106,000 | 2,579 |
Provision for loan and lease losses | $50,000 | 2,037 |
Total noninterest income | $390,000 | 2,197 |
Gross Fiduciary activities income | $0 | 972 |
Service charges on deposit accounts | $85,000 | 2,424 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $305,000 | 1,950 |
Total noninterest expense | $1,783,000 | 2,447 |
Salaries and employee benefits | $931,000 | 2,614 |
Premises and equipment expense | $181,000 | 2,533 |
Additional noninterest expense | $671,000 | 2,101 |
Pre-tax net operating income | $663,000 | 2,646 |
Securities gains (losses) | $0 | 1,087 |
Applicable income taxes | $16,000 | 3,244 |
Income before extraordinary items | $647,000 | 2,482 |
Extraordinary gains, net | $0 | 5 |
Net income | $647,000 | 2,481 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $647,000 | 2,481 |
Net charge-offs | $-401,000 | 5,320 |
Cash dividends | $1,700,000 | 570 |
Sale, conversion, retirement of capital stock, net | $0 | 529 |
Net operating income | $647,000 | 2,471 |
2018-12-31 (YTD Data) | Rank | |
Total interest income | $10,778,000 | 2,396 |
Total interest expense | $2,034,000 | 1,914 |
Net interest income | $8,744,000 | 2,497 |
Provision for loan and lease losses | $500,000 | 1,444 |
Total noninterest income | $1,727,000 | 2,155 |
Gross Fiduciary activities income | $0 | 1,098 |
Service charges on deposit accounts | $330,000 | 2,602 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,397,000 | 1,877 |
Total noninterest expense | $6,725,000 | 2,529 |
Salaries and employee benefits | $3,596,000 | 2,632 |
Premises and equipment expense | $692,000 | 2,594 |
Additional noninterest expense | $2,437,000 | 2,263 |
Pre-tax net operating income | $3,246,000 | 2,391 |
Securities gains (losses) | $0 | 1,125 |
Applicable income taxes | $0 | 3,978 |
Income before extraordinary items | $3,246,000 | 2,209 |
Extraordinary gains, net | $0 | 6 |
Net income | $3,246,000 | 2,207 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $3,246,000 | 2,208 |
Net charge-offs | $331,000 | 1,254 |
Cash dividends | $1,450,000 | 1,789 |
Sale, conversion, retirement of capital stock, net | $0 | 671 |
Net operating income | $3,246,000 | 2,203 |
2018-09-30 (YTD Data) | Rank | |
Total interest income | $7,996,000 | 2,416 |
Total interest expense | $1,491,000 | 1,876 |
Net interest income | $6,505,000 | 2,518 |
Provision for loan and lease losses | $225,000 | 1,851 |
Total noninterest income | $1,337,000 | 2,130 |
Gross Fiduciary activities income | $0 | 1,048 |
Service charges on deposit accounts | $245,000 | 2,633 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,092,000 | 1,840 |
Total noninterest expense | $5,041,000 | 2,539 |
Salaries and employee benefits | $2,690,000 | 2,636 |
Premises and equipment expense | $511,000 | 2,640 |
Additional noninterest expense | $1,840,000 | 2,248 |
Pre-tax net operating income | $2,576,000 | 2,351 |
Securities gains (losses) | $0 | 1,118 |
Applicable income taxes | $168,000 | 2,670 |
Income before extraordinary items | $2,408,000 | 2,230 |
Extraordinary gains, net | $0 | 5 |
Net income | $2,408,000 | 2,228 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $2,408,000 | 2,229 |
Net charge-offs | $181,000 | 1,319 |
Cash dividends | $1,450,000 | 1,339 |
Sale, conversion, retirement of capital stock, net | $0 | 633 |
Net operating income | $2,408,000 | 2,229 |
2018-06-30 (YTD Data) | Rank | |
Total interest income | $5,225,000 | 2,429 |
Total interest expense | $969,000 | 1,819 |
Net interest income | $4,256,000 | 2,549 |
Provision for loan and lease losses | $150,000 | 1,766 |
Total noninterest income | $822,000 | 2,243 |
Gross Fiduciary activities income | $0 | 1,037 |
Service charges on deposit accounts | $162,000 | 2,636 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $660,000 | 1,945 |
Total noninterest expense | $3,291,000 | 2,583 |
Salaries and employee benefits | $1,775,000 | 2,677 |
Premises and equipment expense | $333,000 | 2,681 |
Additional noninterest expense | $1,183,000 | 2,321 |
Pre-tax net operating income | $1,637,000 | 2,389 |
Securities gains (losses) | $0 | 961 |
Applicable income taxes | $107,000 | 2,677 |
Income before extraordinary items | $1,530,000 | 2,274 |
Extraordinary gains, net | $0 | 6 |
Net income | $1,530,000 | 2,272 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $1,530,000 | 2,273 |
Net charge-offs | $250,000 | 825 |
Cash dividends | $1,450,000 | 992 |
Sale, conversion, retirement of capital stock, net | $0 | 620 |
Net operating income | $1,530,000 | 2,275 |
2018-03-31 (YTD Data) | Rank | |
Total interest income | $2,567,000 | 2,453 |
Total interest expense | $464,000 | 1,807 |
Net interest income | $2,103,000 | 2,579 |
Provision for loan and lease losses | $75,000 | 1,680 |
Total noninterest income | $371,000 | 2,356 |
Gross Fiduciary activities income | $0 | 1,003 |
Service charges on deposit accounts | $80,000 | 2,667 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $291,000 | 2,055 |
Total noninterest expense | $1,606,000 | 2,653 |
Salaries and employee benefits | $876,000 | 2,721 |
Premises and equipment expense | $165,000 | 2,745 |
Additional noninterest expense | $565,000 | 2,404 |
Pre-tax net operating income | $793,000 | 2,398 |
Securities gains (losses) | $0 | 735 |
Applicable income taxes | $52,000 | 2,666 |
Income before extraordinary items | $741,000 | 2,286 |
Extraordinary gains, net | $0 | 7 |
Net income | $741,000 | 2,284 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $741,000 | 2,286 |
Net charge-offs | $84,000 | 943 |
Cash dividends | $1,450,000 | 552 |
Sale, conversion, retirement of capital stock, net | $0 | 580 |
Net operating income | $741,000 | 2,276 |
2017-12-31 (YTD Data) | Rank | |
Total interest income | $9,744,000 | 2,494 |
Total interest expense | $1,645,000 | 1,785 |
Net interest income | $8,099,000 | 2,610 |
Provision for loan and lease losses | $300,000 | 1,956 |
Total noninterest income | $1,432,000 | 2,467 |
Gross Fiduciary activities income | $0 | 1,137 |
Service charges on deposit accounts | $324,000 | 2,733 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,108,000 | 2,173 |
Total noninterest expense | $6,259,000 | 2,698 |
Salaries and employee benefits | $3,327,000 | 2,805 |
Premises and equipment expense | $668,000 | 2,732 |
Additional noninterest expense | $2,264,000 | 2,431 |
Pre-tax net operating income | $2,972,000 | 2,495 |
Securities gains (losses) | $3,000 | 1,912 |
Applicable income taxes | $192,000 | 2,986 |
Income before extraordinary items | $2,783,000 | 2,175 |
Extraordinary gains, net | $0 | 9 |
Net income | $2,783,000 | 2,173 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $2,783,000 | 2,175 |
Net charge-offs | $198,000 | 1,841 |
Cash dividends | $1,400,000 | 1,790 |
Sale, conversion, retirement of capital stock, net | $0 | 711 |
Net operating income | $2,780,180 | 2,160 |
2017-09-30 (YTD Data) | Rank | |
Total interest income | $7,181,000 | 2,538 |
Total interest expense | $1,196,000 | 1,808 |
Net interest income | $5,985,000 | 2,664 |
Provision for loan and lease losses | $225,000 | 1,898 |
Total noninterest income | $1,084,000 | 2,472 |
Gross Fiduciary activities income | $0 | 1,093 |
Service charges on deposit accounts | $247,000 | 2,718 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $837,000 | 2,186 |
Total noninterest expense | $4,686,000 | 2,719 |
Salaries and employee benefits | $2,471,000 | 2,835 |
Premises and equipment expense | $493,000 | 2,786 |
Additional noninterest expense | $1,722,000 | 2,406 |
Pre-tax net operating income | $2,158,000 | 2,602 |
Securities gains (losses) | $3,000 | 1,944 |
Applicable income taxes | $141,000 | 2,979 |
Income before extraordinary items | $2,020,000 | 2,392 |
Extraordinary gains, net | $0 | 9 |
Net income | $2,020,000 | 2,391 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $2,020,000 | 2,392 |
Net charge-offs | $195,000 | 1,414 |
Cash dividends | $1,400,000 | 1,367 |
Sale, conversion, retirement of capital stock, net | $0 | 677 |
Net operating income | $2,017,210 | 2,370 |
2017-06-30 (YTD Data) | Rank | |
Total interest income | $4,718,000 | 2,554 |
Total interest expense | $780,000 | 1,806 |
Net interest income | $3,938,000 | 2,686 |
Provision for loan and lease losses | $150,000 | 1,808 |
Total noninterest income | $730,000 | 2,461 |
Gross Fiduciary activities income | $0 | 1,079 |
Service charges on deposit accounts | $159,000 | 2,778 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $571,000 | 2,165 |
Total noninterest expense | $3,100,000 | 2,734 |
Salaries and employee benefits | $1,632,000 | 2,869 |
Premises and equipment expense | $317,000 | 2,868 |
Additional noninterest expense | $1,151,000 | 2,413 |
Pre-tax net operating income | $1,418,000 | 2,582 |
Securities gains (losses) | $0 | 1,906 |
Applicable income taxes | $92,000 | 2,968 |
Income before extraordinary items | $1,326,000 | 2,363 |
Extraordinary gains, net | $0 | 11 |
Net income | $1,326,000 | 2,364 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $1,326,000 | 2,364 |
Net charge-offs | $157,000 | 1,212 |
Cash dividends | $1,400,000 | 1,010 |
Sale, conversion, retirement of capital stock, net | $40,000 | 458 |
Net operating income | $1,326,000 | 2,338 |
2017-03-31 (YTD Data) | Rank | |
Total interest income | $2,312,000 | 2,589 |
Total interest expense | $405,000 | 1,739 |
Net interest income | $1,907,000 | 2,737 |
Provision for loan and lease losses | $75,000 | 1,685 |
Total noninterest income | $334,000 | 2,576 |
Gross Fiduciary activities income | $0 | 1,045 |
Service charges on deposit accounts | $78,000 | 2,814 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $256,000 | 2,285 |
Total noninterest expense | $1,553,000 | 2,757 |
Salaries and employee benefits | $813,000 | 2,911 |
Premises and equipment expense | $156,000 | 2,921 |
Additional noninterest expense | $584,000 | 2,373 |
Pre-tax net operating income | $613,000 | 2,768 |
Securities gains (losses) | $0 | 1,153 |
Applicable income taxes | $40,000 | 3,017 |
Income before extraordinary items | $573,000 | 2,537 |
Extraordinary gains, net | $0 | 8 |
Net income | $573,000 | 2,536 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $573,000 | 2,537 |
Net charge-offs | $179,000 | 647 |
Cash dividends | $1,400,000 | 547 |
Sale, conversion, retirement of capital stock, net | $40,000 | 350 |
Net operating income | $573,000 | 2,516 |
2016-12-31 (YTD Data) | Rank | |
Total interest income | $9,551,000 | 2,498 |
Total interest expense | $1,792,000 | 1,547 |
Net interest income | $7,759,000 | 2,682 |
Provision for loan and lease losses | $0 | 4,332 |
Total noninterest income | $1,519,000 | 2,473 |
Gross Fiduciary activities income | $0 | 1,172 |
Service charges on deposit accounts | $304,000 | 2,915 |
Trading account gains and fees | $0 | 170 |
Additional Noninterest Income | $1,215,000 | 2,157 |
Total noninterest expense | $6,280,000 | 2,768 |
Salaries and employee benefits | $3,365,000 | 2,825 |
Premises and equipment expense | $643,000 | 2,894 |
Additional noninterest expense | $2,272,000 | 2,503 |
Pre-tax net operating income | $2,998,000 | 2,399 |
Securities gains (losses) | $8,000 | 2,738 |
Applicable income taxes | $191,000 | 2,964 |
Income before extraordinary items | $2,815,000 | 2,205 |
Extraordinary gains, net | $0 | 5 |
Net income | $2,815,000 | 2,203 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $2,815,000 | 2,204 |
Net charge-offs | $184,000 | 2,017 |
Cash dividends | $1,100,000 | 2,087 |
Sale, conversion, retirement of capital stock, net | $0 | 759 |
Net operating income | $2,807,480 | 2,158 |
2016-09-30 (YTD Data) | Rank | |
Total interest income | $7,191,000 | 2,486 |
Total interest expense | $1,352,000 | 1,546 |
Net interest income | $5,839,000 | 2,686 |
Provision for loan and lease losses | $0 | 4,186 |
Total noninterest income | $1,125,000 | 2,490 |
Gross Fiduciary activities income | $0 | 1,132 |
Service charges on deposit accounts | $224,000 | 2,958 |
Trading account gains and fees | $0 | 169 |
Additional Noninterest Income | $901,000 | 2,176 |
Total noninterest expense | $4,640,000 | 2,790 |
Salaries and employee benefits | $2,434,000 | 2,886 |
Premises and equipment expense | $479,000 | 2,917 |
Additional noninterest expense | $1,727,000 | 2,482 |
Pre-tax net operating income | $2,324,000 | 2,373 |
Securities gains (losses) | $16,000 | 2,406 |
Applicable income taxes | $156,000 | 2,965 |
Income before extraordinary items | $2,184,000 | 2,201 |
Extraordinary gains, net | $0 | 5 |
Net income | $2,184,000 | 2,200 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $2,184,000 | 2,201 |
Net charge-offs | $-15,000 | 5,021 |
Cash dividends | $1,100,000 | 1,561 |
Sale, conversion, retirement of capital stock, net | $0 | 719 |
Net operating income | $2,169,120 | 2,139 |
2016-06-30 (YTD Data) | Rank | |
Total interest income | $4,776,000 | 2,500 |
Total interest expense | $900,000 | 1,539 |
Net interest income | $3,876,000 | 2,695 |
Provision for loan and lease losses | $0 | 4,017 |
Total noninterest income | $678,000 | 2,583 |
Gross Fiduciary activities income | $0 | 1,122 |
Service charges on deposit accounts | $145,000 | 3,001 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $533,000 | 2,292 |
Total noninterest expense | $3,050,000 | 2,826 |
Salaries and employee benefits | $1,618,000 | 2,915 |
Premises and equipment expense | $321,000 | 2,916 |
Additional noninterest expense | $1,111,000 | 2,549 |
Pre-tax net operating income | $1,504,000 | 2,393 |
Securities gains (losses) | $15,000 | 2,089 |
Applicable income taxes | $103,000 | 2,976 |
Income before extraordinary items | $1,416,000 | 2,221 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,416,000 | 2,220 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $1,416,000 | 2,220 |
Net charge-offs | $-9,000 | 4,932 |
Cash dividends | $1,100,000 | 1,217 |
Sale, conversion, retirement of capital stock, net | $0 | 705 |
Net operating income | $1,402,050 | 2,171 |
2016-03-31 (YTD Data) | Rank | |
Total interest income | $2,384,000 | 2,502 |
Total interest expense | $446,000 | 1,554 |
Net interest income | $1,938,000 | 2,697 |
Provision for loan and lease losses | $0 | 3,656 |
Total noninterest income | $371,000 | 2,450 |
Gross Fiduciary activities income | $0 | 1,076 |
Service charges on deposit accounts | $74,000 | 2,958 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $297,000 | 2,102 |
Total noninterest expense | $1,503,000 | 2,863 |
Salaries and employee benefits | $798,000 | 2,952 |
Premises and equipment expense | $162,000 | 2,923 |
Additional noninterest expense | $543,000 | 2,602 |
Pre-tax net operating income | $806,000 | 2,261 |
Securities gains (losses) | $3,000 | 1,822 |
Applicable income taxes | $52,000 | 2,960 |
Income before extraordinary items | $757,000 | 2,084 |
Extraordinary gains, net | $0 | 12 |
Net income | $757,000 | 2,084 |
Minority interest net income | $0 | 62 |
Net income of bank and minority interests. | $757,000 | 2,084 |
Net charge-offs | $-46,000 | 5,714 |
Cash dividends | $1,100,000 | 679 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $754,180 | 2,036 |
2015-12-31 (YTD Data) | Rank | |
Total interest income | $9,309,000 | 2,521 |
Total interest expense | $1,822,000 | 1,500 |
Net interest income | $7,487,000 | 2,726 |
Provision for loan and lease losses | $195,000 | 2,364 |
Total noninterest income | $1,319,000 | 2,649 |
Gross Fiduciary activities income | $0 | 1,209 |
Service charges on deposit accounts | $301,000 | 3,030 |
Trading account gains and fees | $0 | 159 |
Additional Noninterest Income | $1,018,000 | 2,356 |
Total noninterest expense | $5,844,000 | 2,917 |
Salaries and employee benefits | $3,083,000 | 2,980 |
Premises and equipment expense | $590,000 | 3,145 |
Additional noninterest expense | $2,171,000 | 2,621 |
Pre-tax net operating income | $2,767,000 | 2,460 |
Securities gains (losses) | $3,000 | 2,963 |
Applicable income taxes | $181,000 | 3,000 |
Income before extraordinary items | $2,589,000 | 2,276 |
Extraordinary gains, net | $0 | 23 |
Net income | $2,589,000 | 2,276 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $2,589,000 | 2,277 |
Net charge-offs | $-4,000 | 5,028 |
Cash dividends | $1,480,000 | 1,665 |
Sale, conversion, retirement of capital stock, net | $0 | 804 |
Net operating income | $2,586,210 | 2,241 |
2015-09-30 (YTD Data) | Rank | |
Total interest income | $6,915,000 | 2,557 |
Total interest expense | $1,380,000 | 1,510 |
Net interest income | $5,535,000 | 2,776 |
Provision for loan and lease losses | $195,000 | 1,991 |
Total noninterest income | $995,000 | 2,670 |
Gross Fiduciary activities income | $0 | 1,169 |
Service charges on deposit accounts | $226,000 | 3,037 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $769,000 | 2,371 |
Total noninterest expense | $4,312,000 | 2,968 |
Salaries and employee benefits | $2,232,000 | 3,079 |
Premises and equipment expense | $443,000 | 3,182 |
Additional noninterest expense | $1,637,000 | 2,611 |
Pre-tax net operating income | $2,023,000 | 2,554 |
Securities gains (losses) | $3,000 | 2,757 |
Applicable income taxes | $132,000 | 3,110 |
Income before extraordinary items | $1,894,000 | 2,359 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,894,000 | 2,360 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $1,894,000 | 2,360 |
Net charge-offs | $-40,000 | 5,550 |
Cash dividends | $1,480,000 | 1,235 |
Sale, conversion, retirement of capital stock, net | $0 | 773 |
Net operating income | $1,891,210 | 2,317 |
2015-06-30 (YTD Data) | Rank | |
Total interest income | $4,557,000 | 2,583 |
Total interest expense | $925,000 | 1,506 |
Net interest income | $3,632,000 | 2,810 |
Provision for loan and lease losses | $195,000 | 1,540 |
Total noninterest income | $709,000 | 2,599 |
Gross Fiduciary activities income | $0 | 1,152 |
Service charges on deposit accounts | $147,000 | 3,060 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $562,000 | 2,288 |
Total noninterest expense | $2,806,000 | 3,037 |
Salaries and employee benefits | $1,488,000 | 3,096 |
Premises and equipment expense | $279,000 | 3,314 |
Additional noninterest expense | $1,039,000 | 2,722 |
Pre-tax net operating income | $1,340,000 | 2,535 |
Securities gains (losses) | $3,000 | 2,361 |
Applicable income taxes | $87,000 | 3,117 |
Income before extraordinary items | $1,256,000 | 2,363 |
Extraordinary gains, net | $0 | 22 |
Net income | $1,256,000 | 2,365 |
Minority interest net income | $0 | 75 |
Net income of bank and minority interests. | $1,256,000 | 2,365 |
Net charge-offs | $-25,000 | 5,541 |
Cash dividends | $1,480,000 | 914 |
Sale, conversion, retirement of capital stock, net | $0 | 751 |
Net operating income | $1,253,180 | 2,312 |
2015-03-31 (YTD Data) | Rank | |
Total interest income | $2,241,000 | 2,622 |
Total interest expense | $459,000 | 1,515 |
Net interest income | $1,782,000 | 2,843 |
Provision for loan and lease losses | $120,000 | 1,278 |
Total noninterest income | $320,000 | 2,702 |
Gross Fiduciary activities income | $0 | 1,118 |
Service charges on deposit accounts | $72,000 | 3,080 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $248,000 | 2,362 |
Total noninterest expense | $1,422,000 | 3,016 |
Salaries and employee benefits | $757,000 | 3,090 |
Premises and equipment expense | $130,000 | 3,482 |
Additional noninterest expense | $535,000 | 2,649 |
Pre-tax net operating income | $560,000 | 2,821 |
Securities gains (losses) | $3,000 | 1,758 |
Applicable income taxes | $37,000 | 3,210 |
Income before extraordinary items | $526,000 | 2,622 |
Extraordinary gains, net | $0 | 13 |
Net income | $526,000 | 2,625 |
Minority interest net income | $0 | 64 |
Net income of bank and minority interests. | $526,000 | 2,625 |
Net charge-offs | $-43,000 | 5,909 |
Cash dividends | $1,480,000 | 487 |
Sale, conversion, retirement of capital stock, net | $0 | 697 |
Net operating income | $523,210 | 2,553 |
2014-12-31 (YTD Data) | Rank | |
Total interest income | $8,633,000 | 2,728 |
Total interest expense | $1,634,000 | 1,748 |
Net interest income | $6,999,000 | 2,889 |
Provision for loan and lease losses | $430,000 | 1,608 |
Total noninterest income | $1,169,000 | 2,874 |
Gross Fiduciary activities income | $0 | 1,256 |
Service charges on deposit accounts | $303,000 | 3,189 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $866,000 | 2,533 |
Total noninterest expense | $5,014,000 | 3,304 |
Salaries and employee benefits | $2,572,000 | 3,414 |
Premises and equipment expense | $546,000 | 3,441 |
Additional noninterest expense | $1,896,000 | 3,011 |
Pre-tax net operating income | $2,724,000 | 2,432 |
Securities gains (losses) | $21,000 | 2,297 |
Applicable income taxes | $179,000 | 3,039 |
Income before extraordinary items | $2,566,000 | 2,261 |
Extraordinary gains, net | $0 | 17 |
Net income | $2,566,000 | 2,261 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $2,566,000 | 2,261 |
Net charge-offs | $144,000 | 2,822 |
Cash dividends | $1,338,000 | 1,696 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $2,546,470 | 2,225 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $6,343,000 | 2,793 |
Total interest expense | $1,180,000 | 1,847 |
Net interest income | $5,163,000 | 2,954 |
Provision for loan and lease losses | $280,000 | 1,707 |
Total noninterest income | $850,000 | 2,953 |
Gross Fiduciary activities income | $0 | 1,202 |
Service charges on deposit accounts | $228,000 | 3,210 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $622,000 | 2,595 |
Total noninterest expense | $3,754,000 | 3,331 |
Salaries and employee benefits | $1,905,000 | 3,457 |
Premises and equipment expense | $406,000 | 3,500 |
Additional noninterest expense | $1,443,000 | 2,982 |
Pre-tax net operating income | $1,979,000 | 2,527 |
Securities gains (losses) | $19,000 | 2,046 |
Applicable income taxes | $130,000 | 3,128 |
Income before extraordinary items | $1,868,000 | 2,336 |
Extraordinary gains, net | $0 | 15 |
Net income | $1,868,000 | 2,337 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $1,868,000 | 2,336 |
Net charge-offs | $64,000 | 3,071 |
Cash dividends | $1,338,000 | 1,256 |
Sale, conversion, retirement of capital stock, net | $0 | 819 |
Net operating income | $1,850,330 | 2,298 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $4,060,000 | 2,894 |
Total interest expense | $749,000 | 1,941 |
Net interest income | $3,311,000 | 3,030 |
Provision for loan and lease losses | $150,000 | 1,864 |
Total noninterest income | $566,000 | 2,909 |
Gross Fiduciary activities income | $0 | 1,182 |
Service charges on deposit accounts | $150,000 | 3,222 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $416,000 | 2,572 |
Total noninterest expense | $2,517,000 | 3,328 |
Salaries and employee benefits | $1,287,000 | 3,444 |
Premises and equipment expense | $268,000 | 3,547 |
Additional noninterest expense | $962,000 | 2,983 |
Pre-tax net operating income | $1,210,000 | 2,634 |
Securities gains (losses) | $19,000 | 1,669 |
Applicable income taxes | $80,000 | 3,185 |
Income before extraordinary items | $1,149,000 | 2,412 |
Extraordinary gains, net | $0 | 20 |
Net income | $1,149,000 | 2,416 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $1,149,000 | 2,416 |
Net charge-offs | $-1,000 | 5,059 |
Cash dividends | $1,338,000 | 916 |
Sale, conversion, retirement of capital stock, net | $0 | 794 |
Net operating income | $1,131,330 | 2,391 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $1,961,000 | 2,972 |
Total interest expense | $351,000 | 2,067 |
Net interest income | $1,610,000 | 3,101 |
Provision for loan and lease losses | $75,000 | 1,807 |
Total noninterest income | $276,000 | 2,925 |
Gross Fiduciary activities income | $0 | 1,141 |
Service charges on deposit accounts | $68,000 | 3,391 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $208,000 | 2,499 |
Total noninterest expense | $1,277,000 | 3,326 |
Salaries and employee benefits | $661,000 | 3,418 |
Premises and equipment expense | $130,000 | 3,664 |
Additional noninterest expense | $486,000 | 2,950 |
Pre-tax net operating income | $534,000 | 2,771 |
Securities gains (losses) | $18,000 | 988 |
Applicable income taxes | $36,000 | 3,187 |
Income before extraordinary items | $516,000 | 2,505 |
Extraordinary gains, net | $0 | 16 |
Net income | $516,000 | 2,508 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $516,000 | 2,508 |
Net charge-offs | $4,000 | 3,176 |
Cash dividends | $1,338,000 | 474 |
Sale, conversion, retirement of capital stock, net | $0 | 747 |
Net operating income | $499,260 | 2,526 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $7,415,000 | 3,117 |
Total interest expense | $1,493,000 | 2,167 |
Net interest income | $5,922,000 | 3,307 |
Provision for loan and lease losses | $268,000 | 2,597 |
Total noninterest income | $1,270,000 | 2,833 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $278,000 | 3,485 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $992,000 | 2,398 |
Total noninterest expense | $4,419,000 | 3,682 |
Salaries and employee benefits | $2,257,000 | 3,801 |
Premises and equipment expense | $523,000 | 3,636 |
Additional noninterest expense | $1,639,000 | 3,428 |
Pre-tax net operating income | $2,505,000 | 2,467 |
Securities gains (losses) | $87,000 | 1,426 |
Applicable income taxes | $163,000 | 3,100 |
Income before extraordinary items | $2,429,000 | 2,249 |
Extraordinary gains, net | $0 | 29 |
Net income | $2,429,000 | 2,252 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $2,429,000 | 2,252 |
Net charge-offs | $574,000 | 1,872 |
Cash dividends | $1,125,000 | 1,784 |
Sale, conversion, retirement of capital stock, net | $0 | 924 |
Net operating income | $2,347,220 | 2,264 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $5,490,000 | 3,170 |
Total interest expense | $1,162,000 | 2,160 |
Net interest income | $4,328,000 | 3,390 |
Provision for loan and lease losses | $171,000 | 2,797 |
Total noninterest income | $941,000 | 2,903 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $204,000 | 3,553 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $737,000 | 2,445 |
Total noninterest expense | $3,292,000 | 3,723 |
Salaries and employee benefits | $1,690,000 | 3,806 |
Premises and equipment expense | $392,000 | 3,663 |
Additional noninterest expense | $1,210,000 | 3,470 |
Pre-tax net operating income | $1,806,000 | 2,614 |
Securities gains (losses) | $85,000 | 1,331 |
Applicable income taxes | $122,000 | 3,168 |
Income before extraordinary items | $1,769,000 | 2,338 |
Extraordinary gains, net | $0 | 25 |
Net income | $1,769,000 | 2,343 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $1,769,000 | 2,343 |
Net charge-offs | $379,000 | 1,877 |
Cash dividends | $1,125,000 | 1,332 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $1,689,100 | 2,357 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $3,591,000 | 3,223 |
Total interest expense | $795,000 | 2,147 |
Net interest income | $2,796,000 | 3,456 |
Provision for loan and lease losses | $114,000 | 2,833 |
Total noninterest income | $603,000 | 2,990 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $120,000 | 3,780 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $483,000 | 2,517 |
Total noninterest expense | $2,200,000 | 3,732 |
Salaries and employee benefits | $1,129,000 | 3,821 |
Premises and equipment expense | $262,000 | 3,679 |
Additional noninterest expense | $809,000 | 3,473 |
Pre-tax net operating income | $1,085,000 | 2,731 |
Securities gains (losses) | $59,000 | 1,418 |
Applicable income taxes | $74,000 | 3,219 |
Income before extraordinary items | $1,070,000 | 2,497 |
Extraordinary gains, net | $0 | 22 |
Net income | $1,070,000 | 2,504 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $1,070,000 | 2,503 |
Net charge-offs | $401,000 | 1,444 |
Cash dividends | $1,125,000 | 987 |
Sale, conversion, retirement of capital stock, net | $0 | 838 |
Net operating income | $1,014,540 | 2,515 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $1,792,000 | 3,252 |
Total interest expense | $402,000 | 2,187 |
Net interest income | $1,390,000 | 3,481 |
Provision for loan and lease losses | $57,000 | 2,720 |
Total noninterest income | $332,000 | 2,855 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $55,000 | 3,918 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $277,000 | 2,331 |
Total noninterest expense | $1,085,000 | 3,787 |
Salaries and employee benefits | $564,000 | 3,861 |
Premises and equipment expense | $123,000 | 3,841 |
Additional noninterest expense | $398,000 | 3,516 |
Pre-tax net operating income | $580,000 | 2,610 |
Securities gains (losses) | $45,000 | 962 |
Applicable income taxes | $40,000 | 3,151 |
Income before extraordinary items | $585,000 | 2,294 |
Extraordinary gains, net | $0 | 10 |
Net income | $585,000 | 2,296 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $585,000 | 2,296 |
Net charge-offs | $95,000 | 1,944 |
Cash dividends | $1,125,000 | 480 |
Sale, conversion, retirement of capital stock, net | $0 | 789 |
Net operating income | $542,700 | 2,345 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $7,359,000 | 3,330 |
Total interest expense | $1,688,000 | 2,482 |
Net interest income | $5,671,000 | 3,505 |
Provision for loan and lease losses | $232,000 | 3,748 |
Total noninterest income | $1,390,000 | 2,730 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $232,000 | 3,999 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $1,158,000 | 2,186 |
Total noninterest expense | $4,498,000 | 3,730 |
Salaries and employee benefits | $2,384,000 | 3,687 |
Premises and equipment expense | $569,000 | 3,512 |
Additional noninterest expense | $1,545,000 | 3,714 |
Pre-tax net operating income | $2,331,000 | 2,534 |
Securities gains (losses) | $134,000 | 2,035 |
Applicable income taxes | $158,000 | 3,181 |
Income before extraordinary items | $2,307,000 | 2,335 |
Extraordinary gains, net | $0 | 29 |
Net income | $2,307,000 | 2,336 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $2,307,000 | 2,337 |
Net charge-offs | $66,000 | 4,738 |
Cash dividends | $400,000 | 3,004 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $2,181,040 | 2,300 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $5,493,000 | 3,388 |
Total interest expense | $1,268,000 | 2,579 |
Net interest income | $4,225,000 | 3,579 |
Provision for loan and lease losses | $174,000 | 3,716 |
Total noninterest income | $924,000 | 2,934 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $176,000 | 4,029 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $748,000 | 2,364 |
Total noninterest expense | $3,247,000 | 3,848 |
Salaries and employee benefits | $1,770,000 | 3,720 |
Premises and equipment expense | $423,000 | 3,581 |
Additional noninterest expense | $1,054,000 | 3,966 |
Pre-tax net operating income | $1,728,000 | 2,627 |
Securities gains (losses) | $65,000 | 2,283 |
Applicable income taxes | $117,000 | 3,260 |
Income before extraordinary items | $1,676,000 | 2,456 |
Extraordinary gains, net | $0 | 20 |
Net income | $1,676,000 | 2,457 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $1,676,000 | 2,457 |
Net charge-offs | $-2,000 | 6,317 |
Cash dividends | $400,000 | 2,271 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $1,615,550 | 2,381 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $3,607,000 | 3,455 |
Total interest expense | $845,000 | 2,650 |
Net interest income | $2,762,000 | 3,637 |
Provision for loan and lease losses | $116,000 | 3,710 |
Total noninterest income | $629,000 | 2,851 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $112,000 | 4,089 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $517,000 | 2,283 |
Total noninterest expense | $2,225,000 | 3,811 |
Salaries and employee benefits | $1,194,000 | 3,716 |
Premises and equipment expense | $273,000 | 3,654 |
Additional noninterest expense | $758,000 | 3,797 |
Pre-tax net operating income | $1,050,000 | 2,756 |
Securities gains (losses) | $65,000 | 1,875 |
Applicable income taxes | $84,000 | 3,199 |
Income before extraordinary items | $1,031,000 | 2,567 |
Extraordinary gains, net | $0 | 19 |
Net income | $1,031,000 | 2,567 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $1,031,000 | 2,567 |
Net charge-offs | $-10,000 | 6,639 |
Cash dividends | $400,000 | 1,828 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $971,200 | 2,539 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $1,773,000 | 3,533 |
Total interest expense | $427,000 | 2,725 |
Net interest income | $1,346,000 | 3,721 |
Provision for loan and lease losses | $58,000 | 3,579 |
Total noninterest income | $304,000 | 2,931 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $47,000 | 4,404 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $257,000 | 2,306 |
Total noninterest expense | $1,150,000 | 3,753 |
Salaries and employee benefits | $593,000 | 3,768 |
Premises and equipment expense | $136,000 | 3,691 |
Additional noninterest expense | $421,000 | 3,514 |
Pre-tax net operating income | $442,000 | 3,136 |
Securities gains (losses) | $13,000 | 1,721 |
Applicable income taxes | $15,000 | 3,807 |
Income before extraordinary items | $440,000 | 2,883 |
Extraordinary gains, net | $0 | 19 |
Net income | $440,000 | 2,886 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $440,000 | 2,887 |
Net charge-offs | $-1,000 | 5,761 |
Cash dividends | $400,000 | 1,024 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $427,390 | 2,775 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $6,963,000 | 3,687 |
Total interest expense | $1,828,000 | 2,955 |
Net interest income | $5,135,000 | 3,839 |
Provision for loan and lease losses | $290,000 | 4,180 |
Total noninterest income | $829,000 | 3,450 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $187,000 | 4,508 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $642,000 | 2,755 |
Total noninterest expense | $4,492,000 | 3,813 |
Salaries and employee benefits | $2,282,000 | 3,814 |
Premises and equipment expense | $618,000 | 3,510 |
Additional noninterest expense | $1,592,000 | 3,702 |
Pre-tax net operating income | $1,182,000 | 3,424 |
Securities gains (losses) | $43,000 | 2,681 |
Applicable income taxes | $-172,000 | 6,899 |
Income before extraordinary items | $1,397,000 | 2,929 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,397,000 | 2,931 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $1,397,000 | 2,931 |
Net charge-offs | $109,000 | 4,902 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $1,354,000 | 2,883 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $5,150,000 | 3,767 |
Total interest expense | $1,369,000 | 3,082 |
Net interest income | $3,781,000 | 3,900 |
Provision for loan and lease losses | $215,000 | 4,060 |
Total noninterest income | $561,000 | 3,674 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $133,000 | 4,607 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $428,000 | 2,929 |
Total noninterest expense | $3,325,000 | 3,854 |
Salaries and employee benefits | $1,676,000 | 3,880 |
Premises and equipment expense | $457,000 | 3,575 |
Additional noninterest expense | $1,192,000 | 3,706 |
Pre-tax net operating income | $802,000 | 3,718 |
Securities gains (losses) | $7,000 | 3,148 |
Applicable income taxes | $0 | 4,740 |
Income before extraordinary items | $809,000 | 3,496 |
Extraordinary gains, net | $0 | 21 |
Net income | $809,000 | 3,498 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $809,000 | 3,498 |
Net charge-offs | $78,000 | 4,643 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $802,000 | 3,396 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $3,305,000 | 3,883 |
Total interest expense | $891,000 | 3,239 |
Net interest income | $2,414,000 | 4,029 |
Provision for loan and lease losses | $130,000 | 4,080 |
Total noninterest income | $328,000 | 3,941 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $142,000 | 3,693 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $186,000 | 3,615 |
Total noninterest expense | $2,205,000 | 3,907 |
Salaries and employee benefits | $1,102,000 | 3,949 |
Premises and equipment expense | $305,000 | 3,606 |
Additional noninterest expense | $798,000 | 3,754 |
Pre-tax net operating income | $407,000 | 4,172 |
Securities gains (losses) | $2,000 | 2,702 |
Applicable income taxes | $0 | 4,697 |
Income before extraordinary items | $409,000 | 3,940 |
Extraordinary gains, net | $0 | 15 |
Net income | $409,000 | 3,941 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $409,000 | 3,942 |
Net charge-offs | $81,000 | 4,051 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $407,000 | 3,842 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $1,612,000 | 3,976 |
Total interest expense | $444,000 | 3,346 |
Net interest income | $1,168,000 | 4,120 |
Provision for loan and lease losses | $60,000 | 3,936 |
Total noninterest income | $150,000 | 4,157 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $67,000 | 3,771 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $83,000 | 3,850 |
Total noninterest expense | $1,109,000 | 3,915 |
Salaries and employee benefits | $544,000 | 4,002 |
Premises and equipment expense | $162,000 | 3,505 |
Additional noninterest expense | $403,000 | 3,707 |
Pre-tax net operating income | $149,000 | 4,647 |
Securities gains (losses) | $2,000 | 1,590 |
Applicable income taxes | $0 | 4,545 |
Income before extraordinary items | $151,000 | 4,441 |
Extraordinary gains, net | $0 | 9 |
Net income | $151,000 | 4,440 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $151,000 | 4,441 |
Net charge-offs | $-14,000 | 7,105 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $149,000 | 4,401 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $6,393,000 | 4,134 |
Total interest expense | $2,040,000 | 3,502 |
Net interest income | $4,353,000 | 4,335 |
Provision for loan and lease losses | $290,000 | 4,906 |
Total noninterest income | $942,000 | 3,332 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $352,000 | 3,325 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $590,000 | 2,944 |
Total noninterest expense | $4,491,000 | 3,899 |
Salaries and employee benefits | $2,173,000 | 3,995 |
Premises and equipment expense | $714,000 | 3,245 |
Additional noninterest expense | $1,604,000 | 3,825 |
Pre-tax net operating income | $514,000 | 4,333 |
Securities gains (losses) | $-3,000 | 6,950 |
Applicable income taxes | $0 | 4,655 |
Income before extraordinary items | $511,000 | 4,285 |
Extraordinary gains, net | $0 | 29 |
Net income | $511,000 | 4,286 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $511,000 | 4,286 |
Net charge-offs | $41,000 | 6,039 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $514,000 | 4,124 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $4,743,000 | 4,243 |
Total interest expense | $1,547,000 | 3,626 |
Net interest income | $3,196,000 | 4,444 |
Provision for loan and lease losses | $200,000 | 4,881 |
Total noninterest income | $620,000 | 3,611 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $273,000 | 3,332 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $347,000 | 3,322 |
Total noninterest expense | $3,369,000 | 3,905 |
Salaries and employee benefits | $1,665,000 | 3,971 |
Premises and equipment expense | $554,000 | 3,206 |
Additional noninterest expense | $1,150,000 | 3,923 |
Pre-tax net operating income | $247,000 | 5,071 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $0 | 4,726 |
Income before extraordinary items | $247,000 | 5,111 |
Extraordinary gains, net | $0 | 23 |
Net income | $247,000 | 5,113 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $247,000 | 5,114 |
Net charge-offs | $4,000 | 6,473 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $247,000 | 4,929 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $3,061,000 | 4,385 |
Total interest expense | $1,036,000 | 3,710 |
Net interest income | $2,025,000 | 4,612 |
Provision for loan and lease losses | $125,000 | 4,845 |
Total noninterest income | $334,000 | 4,034 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $190,000 | 3,239 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $144,000 | 4,036 |
Total noninterest expense | $2,187,000 | 3,990 |
Salaries and employee benefits | $1,086,000 | 4,055 |
Premises and equipment expense | $388,000 | 3,132 |
Additional noninterest expense | $713,000 | 4,098 |
Pre-tax net operating income | $47,000 | 5,825 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $0 | 4,691 |
Income before extraordinary items | $47,000 | 5,917 |
Extraordinary gains, net | $0 | 19 |
Net income | $47,000 | 5,919 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $47,000 | 5,918 |
Net charge-offs | $-5,000 | 7,369 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $47,000 | 5,810 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $1,495,000 | 4,523 |
Total interest expense | $517,000 | 3,840 |
Net interest income | $978,000 | 4,744 |
Provision for loan and lease losses | $75,000 | 4,293 |
Total noninterest income | $176,000 | 3,942 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $91,000 | 3,330 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $85,000 | 3,799 |
Total noninterest expense | $1,057,000 | 4,117 |
Salaries and employee benefits | $541,000 | 4,119 |
Premises and equipment expense | $174,000 | 3,469 |
Additional noninterest expense | $342,000 | 4,225 |
Pre-tax net operating income | $22,000 | 6,013 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $0 | 4,611 |
Income before extraordinary items | $22,000 | 6,105 |
Extraordinary gains, net | $0 | 16 |
Net income | $22,000 | 6,106 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $22,000 | 6,105 |
Net charge-offs | $36,000 | 3,999 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $22,000 | 5,996 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $5,393,000 | 4,913 |
Total interest expense | $2,352,000 | 4,056 |
Net interest income | $3,041,000 | 5,347 |
Provision for loan and lease losses | $497,000 | 4,557 |
Total noninterest income | $851,000 | 3,640 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $324,000 | 3,736 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $527,000 | 3,119 |
Total noninterest expense | $4,589,000 | 3,940 |
Salaries and employee benefits | $2,073,000 | 4,242 |
Premises and equipment expense | $726,000 | 3,363 |
Additional noninterest expense | $1,790,000 | 3,611 |
Pre-tax net operating income | $-1,194,000 | 6,329 |
Securities gains (losses) | $5,000 | 3,451 |
Applicable income taxes | $6,000 | 3,998 |
Income before extraordinary items | $-1,195,000 | 6,443 |
Extraordinary gains, net | $0 | 34 |
Net income | $-1,195,000 | 6,444 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-1,195,000 | 6,444 |
Net charge-offs | $157,000 | 5,278 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $1,895,000 | 345 |
Net operating income | $-1,200,000 | 6,445 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $3,982,000 | 5,026 |
Total interest expense | $1,822,000 | 4,097 |
Net interest income | $2,160,000 | 5,507 |
Provision for loan and lease losses | $342,000 | 4,408 |
Total noninterest income | $683,000 | 3,571 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $242,000 | 3,761 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $441,000 | 3,027 |
Total noninterest expense | $3,388,000 | 3,994 |
Salaries and employee benefits | $1,461,000 | 4,465 |
Premises and equipment expense | $521,000 | 3,519 |
Additional noninterest expense | $1,406,000 | 3,439 |
Pre-tax net operating income | $-887,000 | 6,595 |
Securities gains (losses) | $4,000 | 3,208 |
Applicable income taxes | $2,000 | 4,371 |
Income before extraordinary items | $-885,000 | 6,681 |
Extraordinary gains, net | $0 | 27 |
Net income | $-885,000 | 6,682 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-885,000 | 6,682 |
Net charge-offs | $128,000 | 4,817 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $1,395,000 | 314 |
Net operating income | $-889,000 | 6,678 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $2,651,000 | 5,068 |
Total interest expense | $1,235,000 | 4,168 |
Net interest income | $1,416,000 | 5,563 |
Provision for loan and lease losses | $268,000 | 3,913 |
Total noninterest income | $500,000 | 3,415 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $208,000 | 3,244 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $292,000 | 3,056 |
Total noninterest expense | $2,305,000 | 3,958 |
Salaries and employee benefits | $1,011,000 | 4,402 |
Premises and equipment expense | $350,000 | 3,530 |
Additional noninterest expense | $944,000 | 3,424 |
Pre-tax net operating income | $-657,000 | 6,770 |
Securities gains (losses) | $4,000 | 2,814 |
Applicable income taxes | $0 | 4,657 |
Income before extraordinary items | $-653,000 | 6,903 |
Extraordinary gains, net | $0 | 21 |
Net income | $-653,000 | 6,903 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-653,000 | 6,903 |
Net charge-offs | $122,000 | 4,024 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $600,000 | 328 |
Net operating income | $-657,000 | 6,894 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,357,000 | 5,032 |
Total interest expense | $626,000 | 4,251 |
Net interest income | $731,000 | 5,453 |
Provision for loan and lease losses | $192,000 | 2,919 |
Total noninterest income | $233,000 | 3,517 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $84,000 | 3,610 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $149,000 | 2,970 |
Total noninterest expense | $1,006,000 | 4,290 |
Salaries and employee benefits | $494,000 | 4,508 |
Premises and equipment expense | $177,000 | 3,542 |
Additional noninterest expense | $335,000 | 4,082 |
Pre-tax net operating income | $-234,000 | 6,949 |
Securities gains (losses) | $4,000 | 2,106 |
Applicable income taxes | $0 | 4,835 |
Income before extraordinary items | $-230,000 | 7,083 |
Extraordinary gains, net | $0 | 15 |
Net income | $-230,000 | 7,084 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-230,000 | 7,084 |
Net charge-offs | $141,000 | 2,485 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $850,000 | 169 |
Net operating income | $-234,000 | 7,025 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $6,159,000 | 4,860 |
Total interest expense | $2,938,000 | 4,313 |
Net interest income | $3,221,000 | 5,211 |
Provision for loan and lease losses | $1,497,000 | 2,167 |
Total noninterest income | $723,000 | 4,060 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $416,000 | 3,384 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $307,000 | 4,057 |
Total noninterest expense | $4,699,000 | 3,751 |
Salaries and employee benefits | $2,069,000 | 4,340 |
Premises and equipment expense | $726,000 | 3,417 |
Additional noninterest expense | $1,904,000 | 2,984 |
Pre-tax net operating income | $-2,252,000 | 7,435 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $0 | 4,979 |
Income before extraordinary items | $-2,252,000 | 7,452 |
Extraordinary gains, net | $0 | 39 |
Net income | $-2,252,000 | 7,450 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,508,000 | 1,553 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $2,000,000 | 324 |
Net operating income | $-2,252,000 | 7,542 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $4,710,000 | 4,884 |
Total interest expense | $2,282,000 | 4,327 |
Net interest income | $2,428,000 | 5,233 |
Provision for loan and lease losses | $1,469,000 | 1,454 |
Total noninterest income | $569,000 | 4,066 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $316,000 | 3,383 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $253,000 | 4,002 |
Total noninterest expense | $3,323,000 | 3,911 |
Salaries and employee benefits | $1,468,000 | 4,554 |
Premises and equipment expense | $528,000 | 3,515 |
Additional noninterest expense | $1,327,000 | 3,084 |
Pre-tax net operating income | $-1,795,000 | 7,818 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $0 | 5,372 |
Income before extraordinary items | $-1,795,000 | 7,815 |
Extraordinary gains, net | $0 | 31 |
Net income | $-1,795,000 | 7,814 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,078,000 | 1,244 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $2,000,000 | 227 |
Net operating income | $-1,795,000 | 7,894 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $3,185,000 | 4,900 |
Total interest expense | $1,608,000 | 4,312 |
Net interest income | $1,577,000 | 5,315 |
Provision for loan and lease losses | $1,425,000 | 987 |
Total noninterest income | $370,000 | 4,175 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $203,000 | 3,453 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $167,000 | 4,123 |
Total noninterest expense | $1,885,000 | 4,428 |
Salaries and employee benefits | $951,000 | 4,690 |
Premises and equipment expense | $359,000 | 3,495 |
Additional noninterest expense | $575,000 | 4,312 |
Pre-tax net operating income | $-1,363,000 | 8,049 |
Securities gains (losses) | $15,000 | 2,228 |
Applicable income taxes | $0 | 5,627 |
Income before extraordinary items | $-1,348,000 | 8,118 |
Extraordinary gains, net | $0 | 21 |
Net income | $-1,348,000 | 8,118 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,076,000 | 821 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $-1,363,000 | 8,109 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $1,613,000 | 4,942 |
Total interest expense | $852,000 | 4,338 |
Net interest income | $761,000 | 5,447 |
Provision for loan and lease losses | $1,375,000 | 513 |
Total noninterest income | $177,000 | 4,241 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $92,000 | 3,611 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $85,000 | 4,075 |
Total noninterest expense | $957,000 | 4,372 |
Salaries and employee benefits | $471,000 | 4,757 |
Premises and equipment expense | $195,000 | 3,309 |
Additional noninterest expense | $291,000 | 4,212 |
Pre-tax net operating income | $-1,394,000 | 8,322 |
Securities gains (losses) | $15,000 | 1,758 |
Applicable income taxes | $0 | 5,622 |
Income before extraordinary items | $-1,379,000 | 8,356 |
Extraordinary gains, net | $0 | 15 |
Net income | $-1,379,000 | 8,356 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,334,000 | 373 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $-1,394,000 | 8,348 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $6,145,000 | 5,145 |
Total interest expense | $3,199,000 | 4,610 |
Net interest income | $2,946,000 | 5,552 |
Provision for loan and lease losses | $183,000 | 4,001 |
Total noninterest income | $650,000 | 4,463 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $443,000 | 3,317 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $207,000 | 4,993 |
Total noninterest expense | $3,508,000 | 4,512 |
Salaries and employee benefits | $1,732,000 | 4,879 |
Premises and equipment expense | $533,000 | 4,186 |
Additional noninterest expense | $1,243,000 | 3,973 |
Pre-tax net operating income | $-95,000 | 7,552 |
Securities gains (losses) | $56,000 | 759 |
Applicable income taxes | $8,000 | 5,687 |
Income before extraordinary items | $-47,000 | 7,571 |
Extraordinary gains, net | $0 | 39 |
Net income | $-47,000 | 7,569 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $26,000 | 5,313 |
Cash dividends | $78,000 | 5,470 |
Sale, conversion, retirement of capital stock, net | $582,000 | 507 |
Net operating income | $-103,000 | 7,615 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $4,496,000 | 5,247 |
Total interest expense | $2,316,000 | 4,724 |
Net interest income | $2,180,000 | 5,620 |
Provision for loan and lease losses | $136,000 | 3,617 |
Total noninterest income | $485,000 | 4,480 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $319,000 | 3,415 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $166,000 | 4,870 |
Total noninterest expense | $2,570,000 | 4,568 |
Salaries and employee benefits | $1,286,000 | 4,881 |
Premises and equipment expense | $336,000 | 4,667 |
Additional noninterest expense | $948,000 | 3,870 |
Pre-tax net operating income | $-41,000 | 7,719 |
Securities gains (losses) | $47,000 | 634 |
Applicable income taxes | $8,000 | 5,782 |
Income before extraordinary items | $-2,000 | 7,685 |
Extraordinary gains, net | $0 | 33 |
Net income | $-2,000 | 7,681 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 4,682 |
Cash dividends | $78,000 | 4,808 |
Sale, conversion, retirement of capital stock, net | $582,000 | 384 |
Net operating income | $-32,080 | 7,725 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $2,885,000 | 5,384 |
Total interest expense | $1,458,000 | 4,882 |
Net interest income | $1,427,000 | 5,700 |
Provision for loan and lease losses | $89,000 | 3,562 |
Total noninterest income | $315,000 | 4,558 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $212,000 | 3,403 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $103,000 | 5,075 |
Total noninterest expense | $1,611,000 | 4,789 |
Salaries and employee benefits | $807,000 | 5,112 |
Premises and equipment expense | $209,000 | 4,881 |
Additional noninterest expense | $595,000 | 4,038 |
Pre-tax net operating income | $42,000 | 7,568 |
Securities gains (losses) | $47,000 | 552 |
Applicable income taxes | $8,000 | 5,755 |
Income before extraordinary items | $81,000 | 7,257 |
Extraordinary gains, net | $0 | 29 |
Net income | $81,000 | 7,257 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 4,518 |
Cash dividends | $78,000 | 4,497 |
Sale, conversion, retirement of capital stock, net | $404,000 | 324 |
Net operating income | $38,230 | 7,554 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $1,374,000 | 5,517 |
Total interest expense | $687,000 | 5,028 |
Net interest income | $687,000 | 5,811 |
Provision for loan and lease losses | $46,000 | 3,181 |
Total noninterest income | $148,000 | 4,668 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $105,000 | 3,344 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $43,000 | 5,388 |
Total noninterest expense | $737,000 | 5,074 |
Salaries and employee benefits | $361,000 | 5,491 |
Premises and equipment expense | $100,000 | 5,048 |
Additional noninterest expense | $276,000 | 4,217 |
Pre-tax net operating income | $52,000 | 7,250 |
Securities gains (losses) | $56,000 | 396 |
Applicable income taxes | $7,000 | 5,533 |
Income before extraordinary items | $101,000 | 6,385 |
Extraordinary gains, net | $0 | 22 |
Net income | $101,000 | 6,384 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 7,563 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $132,000 | 300 |
Net operating income | $48,360 | 7,174 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $4,660,000 | 5,743 |
Total interest expense | $2,144,000 | 5,210 |
Net interest income | $2,516,000 | 6,009 |
Provision for loan and lease losses | $129,000 | 4,279 |
Total noninterest income | $615,000 | 4,669 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $416,000 | 3,455 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $199,000 | 5,134 |
Total noninterest expense | $2,936,000 | 4,962 |
Salaries and employee benefits | $1,476,000 | 5,251 |
Premises and equipment expense | $343,000 | 5,384 |
Additional noninterest expense | $1,117,000 | 4,164 |
Pre-tax net operating income | $66,000 | 7,804 |
Securities gains (losses) | $-1,000 | 6,756 |
Applicable income taxes | $3,000 | 6,401 |
Income before extraordinary items | $62,000 | 7,813 |
Extraordinary gains, net | $0 | 51 |
Net income | $62,000 | 7,814 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $64,000 | 3,751 |
Cash dividends | $10,000 | 5,894 |
Sale, conversion, retirement of capital stock, net | $1,419,000 | 454 |
Net operating income | $62,950 | 7,802 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $3,342,000 | 5,877 |
Total interest expense | $1,507,000 | 5,324 |
Net interest income | $1,835,000 | 6,145 |
Provision for loan and lease losses | $113,000 | 3,903 |
Total noninterest income | $462,000 | 4,697 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $306,000 | 3,528 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $156,000 | 5,055 |
Total noninterest expense | $2,170,000 | 4,988 |
Salaries and employee benefits | $1,092,000 | 5,265 |
Premises and equipment expense | $253,000 | 5,442 |
Additional noninterest expense | $825,000 | 4,182 |
Pre-tax net operating income | $14,000 | 8,066 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $-16,000 | 8,431 |
Income before extraordinary items | $30,000 | 8,035 |
Extraordinary gains, net | $0 | 45 |
Net income | $30,000 | 8,036 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $29,000 | 3,854 |
Cash dividends | $10,000 | 5,237 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $30,000 | 8,023 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $2,115,000 | 5,991 |
Total interest expense | $939,000 | 5,389 |
Net interest income | $1,176,000 | 6,276 |
Provision for loan and lease losses | $83,000 | 3,687 |
Total noninterest income | $313,000 | 4,620 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $197,000 | 3,578 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $116,000 | 4,813 |
Total noninterest expense | $1,427,000 | 5,061 |
Salaries and employee benefits | $720,000 | 5,325 |
Premises and equipment expense | $161,000 | 5,586 |
Additional noninterest expense | $546,000 | 4,209 |
Pre-tax net operating income | $-21,000 | 8,233 |
Securities gains (losses) | $1,000 | 1,053 |
Applicable income taxes | $-13,000 | 8,497 |
Income before extraordinary items | $-7,000 | 8,202 |
Extraordinary gains, net | $0 | 39 |
Net income | $-7,000 | 8,203 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 3,609 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $-7,640 | 8,191 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $985,000 | 6,130 |
Total interest expense | $432,000 | 5,499 |
Net interest income | $553,000 | 6,429 |
Provision for loan and lease losses | $29,000 | 4,163 |
Total noninterest income | $129,000 | 5,033 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $90,000 | 3,696 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $39,000 | 5,582 |
Total noninterest expense | $683,000 | 5,204 |
Salaries and employee benefits | $355,000 | 5,398 |
Premises and equipment expense | $82,000 | 5,576 |
Additional noninterest expense | $246,000 | 4,529 |
Pre-tax net operating income | $-30,000 | 8,322 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $-6,000 | 8,499 |
Income before extraordinary items | $-24,000 | 8,311 |
Extraordinary gains, net | $0 | 21 |
Net income | $-24,000 | 8,311 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 3,919 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $-24,000 | 8,296 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $3,392,000 | 6,276 |
Total interest expense | $1,344,000 | 5,526 |
Net interest income | $2,048,000 | 6,596 |
Provision for loan and lease losses | $161,000 | 4,002 |
Total noninterest income | $537,000 | 5,068 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $377,000 | 3,687 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $160,000 | 5,609 |
Total noninterest expense | $1,862,000 | 6,337 |
Salaries and employee benefits | $869,000 | 6,718 |
Premises and equipment expense | $188,000 | 6,848 |
Additional noninterest expense | $805,000 | 5,147 |
Pre-tax net operating income | $562,000 | 6,540 |
Securities gains (losses) | $-69,000 | 8,305 |
Applicable income taxes | $163,000 | 4,908 |
Income before extraordinary items | $330,000 | 7,048 |
Extraordinary gains, net | $0 | 46 |
Net income | $330,000 | 7,049 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $72,000 | 3,813 |
Cash dividends | $235,000 | 4,741 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $376,230 | 6,846 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $2,505,000 | 6,315 |
Total interest expense | $976,000 | 5,502 |
Net interest income | $1,529,000 | 6,626 |
Provision for loan and lease losses | $52,000 | 5,144 |
Total noninterest income | $402,000 | 5,110 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $282,000 | 3,707 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $120,000 | 5,607 |
Total noninterest expense | $1,306,000 | 6,492 |
Salaries and employee benefits | $615,000 | 6,858 |
Premises and equipment expense | $126,000 | 7,073 |
Additional noninterest expense | $565,000 | 5,307 |
Pre-tax net operating income | $573,000 | 6,123 |
Securities gains (losses) | $-4,000 | 7,604 |
Applicable income taxes | $168,000 | 4,679 |
Income before extraordinary items | $401,000 | 6,368 |
Extraordinary gains, net | $0 | 35 |
Net income | $401,000 | 6,371 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $47,000 | 3,581 |
Cash dividends | $179,000 | 4,194 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $403,800 | 6,317 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $1,631,000 | 6,329 |
Total interest expense | $631,000 | 5,428 |
Net interest income | $1,000,000 | 6,662 |
Provision for loan and lease losses | $32,000 | 5,100 |
Total noninterest income | $259,000 | 5,134 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $181,000 | 3,732 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $78,000 | 5,666 |
Total noninterest expense | $857,000 | 6,547 |
Salaries and employee benefits | $411,000 | 6,843 |
Premises and equipment expense | $81,000 | 7,132 |
Additional noninterest expense | $365,000 | 5,396 |
Pre-tax net operating income | $370,000 | 6,164 |
Securities gains (losses) | $2,000 | 1,855 |
Applicable income taxes | $157,000 | 4,180 |
Income before extraordinary items | $215,000 | 6,805 |
Extraordinary gains, net | $0 | 30 |
Net income | $215,000 | 6,806 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $31,000 | 3,314 |
Cash dividends | $107,000 | 4,188 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $213,720 | 6,769 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $800,000 | 6,380 |
Total interest expense | $307,000 | 5,410 |
Net interest income | $493,000 | 6,747 |
Provision for loan and lease losses | $15,000 | 4,875 |
Total noninterest income | $129,000 | 5,097 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $85,000 | 3,795 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $44,000 | 5,463 |
Total noninterest expense | $424,000 | 6,625 |
Salaries and employee benefits | $209,000 | 6,871 |
Premises and equipment expense | $38,000 | 7,311 |
Additional noninterest expense | $177,000 | 5,469 |
Pre-tax net operating income | $183,000 | 6,148 |
Securities gains (losses) | $1,000 | 1,514 |
Applicable income taxes | $12,000 | 5,990 |
Income before extraordinary items | $172,000 | 5,780 |
Extraordinary gains, net | $0 | 24 |
Net income | $172,000 | 5,781 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 2,643 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $171,070 | 5,758 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $3,089,000 | 6,339 |
Total interest expense | $1,144,000 | 5,252 |
Net interest income | $1,945,000 | 6,702 |
Provision for loan and lease losses | $71,000 | 5,490 |
Total noninterest income | $485,000 | 5,343 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $331,000 | 4,081 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $154,000 | 5,630 |
Total noninterest expense | $1,822,000 | 6,329 |
Salaries and employee benefits | $793,000 | 6,966 |
Premises and equipment expense | $144,000 | 7,394 |
Additional noninterest expense | $885,000 | 4,759 |
Pre-tax net operating income | $537,000 | 6,597 |
Securities gains (losses) | $20,000 | 2,398 |
Applicable income taxes | $160,000 | 5,024 |
Income before extraordinary items | $397,000 | 6,788 |
Extraordinary gains, net | $0 | 34 |
Net income | $397,000 | 6,790 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $50,000 | 4,645 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $382,800 | 6,810 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $2,299,000 | 6,368 |
Total interest expense | $844,000 | 5,292 |
Net interest income | $1,455,000 | 6,714 |
Provision for loan and lease losses | $29,000 | 6,049 |
Total noninterest income | $332,000 | 5,590 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $226,000 | 4,333 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $106,000 | 5,817 |
Total noninterest expense | $1,223,000 | 6,627 |
Salaries and employee benefits | $594,000 | 6,926 |
Premises and equipment expense | $106,000 | 7,410 |
Additional noninterest expense | $523,000 | 5,501 |
Pre-tax net operating income | $535,000 | 6,164 |
Securities gains (losses) | $19,000 | 2,339 |
Applicable income taxes | $186,000 | 4,557 |
Income before extraordinary items | $368,000 | 6,508 |
Extraordinary gains, net | $0 | 26 |
Net income | $368,000 | 6,508 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 5,064 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $355,460 | 6,507 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $1,512,000 | 6,436 |
Total interest expense | $549,000 | 5,384 |
Net interest income | $963,000 | 6,759 |
Provision for loan and lease losses | $12,000 | 6,242 |
Total noninterest income | $177,000 | 6,098 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $115,000 | 4,961 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $62,000 | 6,075 |
Total noninterest expense | $800,000 | 6,716 |
Salaries and employee benefits | $395,000 | 6,979 |
Premises and equipment expense | $67,000 | 7,546 |
Additional noninterest expense | $338,000 | 5,609 |
Pre-tax net operating income | $328,000 | 6,321 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $110,000 | 4,724 |
Income before extraordinary items | $218,000 | 6,731 |
Extraordinary gains, net | $0 | 21 |
Net income | $218,000 | 6,731 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 4,147 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $218,000 | 6,645 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $751,000 | 6,482 |
Total interest expense | $273,000 | 5,460 |
Net interest income | $478,000 | 6,817 |
Provision for loan and lease losses | $6,000 | 5,941 |
Total noninterest income | $73,000 | 6,491 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $52,000 | 5,121 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $21,000 | 6,731 |
Total noninterest expense | $401,000 | 6,753 |
Salaries and employee benefits | $200,000 | 6,988 |
Premises and equipment expense | $32,000 | 7,669 |
Additional noninterest expense | $169,000 | 5,625 |
Pre-tax net operating income | $144,000 | 6,523 |
Securities gains (losses) | $3,000 | 2,499 |
Applicable income taxes | $50,000 | 4,842 |
Income before extraordinary items | $97,000 | 6,945 |
Extraordinary gains, net | $0 | 16 |
Net income | $97,000 | 6,947 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 4,804 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $95,020 | 6,875 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $3,147,000 | 6,372 |
Total interest expense | $1,232,000 | 5,483 |
Net interest income | $1,915,000 | 6,711 |
Provision for loan and lease losses | $60,000 | 5,969 |
Total noninterest income | $388,000 | 6,030 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $213,000 | 5,125 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $175,000 | 5,552 |
Total noninterest expense | $1,638,000 | 6,635 |
Salaries and employee benefits | $819,000 | 6,848 |
Premises and equipment expense | $160,000 | 7,260 |
Additional noninterest expense | $659,000 | 5,694 |
Pre-tax net operating income | $605,000 | 6,324 |
Securities gains (losses) | $285,000 | 1,078 |
Applicable income taxes | $314,000 | 4,224 |
Income before extraordinary items | $576,000 | 6,030 |
Extraordinary gains, net | $0 | 54 |
Net income | $576,000 | 6,034 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $96,000 | 4,136 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $390,750 | 6,703 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $2,384,000 | 6,407 |
Total interest expense | $948,000 | 5,539 |
Net interest income | $1,436,000 | 6,756 |
Provision for loan and lease losses | $55,000 | 5,636 |
Total noninterest income | $301,000 | 6,013 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $160,000 | 5,152 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $141,000 | 5,464 |
Total noninterest expense | $1,208,000 | 6,683 |
Salaries and employee benefits | $593,000 | 6,948 |
Premises and equipment expense | $119,000 | 7,291 |
Additional noninterest expense | $496,000 | 5,665 |
Pre-tax net operating income | $474,000 | 6,396 |
Securities gains (losses) | $276,000 | 1,018 |
Applicable income taxes | $267,000 | 4,145 |
Income before extraordinary items | $483,000 | 5,939 |
Extraordinary gains, net | $0 | 40 |
Net income | $483,000 | 5,940 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $73,000 | 3,709 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $306,360 | 6,745 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,604,000 | 6,421 |
Total interest expense | $646,000 | 5,593 |
Net interest income | $958,000 | 6,774 |
Provision for loan and lease losses | $45,000 | 5,281 |
Total noninterest income | $204,000 | 5,954 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $109,000 | 5,055 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $95,000 | 5,412 |
Total noninterest expense | $794,000 | 6,735 |
Salaries and employee benefits | $394,000 | 6,979 |
Premises and equipment expense | $77,000 | 7,361 |
Additional noninterest expense | $323,000 | 5,735 |
Pre-tax net operating income | $323,000 | 6,343 |
Securities gains (losses) | $270,000 | 865 |
Applicable income taxes | $214,000 | 3,830 |
Income before extraordinary items | $379,000 | 5,553 |
Extraordinary gains, net | $0 | 30 |
Net income | $379,000 | 5,553 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $61,000 | 3,150 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $206,200 | 6,707 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $790,000 | 6,504 |
Total interest expense | $326,000 | 5,685 |
Net interest income | $464,000 | 6,865 |
Provision for loan and lease losses | $21,000 | 5,171 |
Total noninterest income | $91,000 | 6,131 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $52,000 | 5,093 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $39,000 | 5,739 |
Total noninterest expense | $401,000 | 6,711 |
Salaries and employee benefits | $193,000 | 7,069 |
Premises and equipment expense | $39,000 | 7,371 |
Additional noninterest expense | $169,000 | 5,559 |
Pre-tax net operating income | $133,000 | 6,710 |
Securities gains (losses) | $37,000 | 1,568 |
Applicable income taxes | $51,000 | 5,066 |
Income before extraordinary items | $119,000 | 6,565 |
Extraordinary gains, net | $0 | 21 |
Net income | $119,000 | 6,564 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 3,468 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $93,100 | 6,870 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $3,485,000 | 6,357 |
Total interest expense | $1,567,000 | 5,590 |
Net interest income | $1,918,000 | 6,757 |
Provision for loan and lease losses | $121,000 | 5,320 |
Total noninterest income | $381,000 | 5,897 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $235,000 | 4,843 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $146,000 | 5,658 |
Total noninterest expense | $1,588,000 | 6,684 |
Salaries and employee benefits | $748,000 | 7,086 |
Premises and equipment expense | $169,000 | 7,182 |
Additional noninterest expense | $671,000 | 5,543 |
Pre-tax net operating income | $590,000 | 6,457 |
Securities gains (losses) | $74,000 | 2,045 |
Applicable income taxes | $235,000 | 4,862 |
Income before extraordinary items | $429,000 | 6,699 |
Extraordinary gains, net | $0 | 70 |
Net income | $429,000 | 6,699 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $32,000 | 5,834 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $380,900 | 6,809 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $3,995,000 | 6,363 |
Total interest expense | $2,243,000 | 5,759 |
Net interest income | $1,752,000 | 6,887 |
Provision for loan and lease losses | $155,000 | 4,704 |
Total noninterest income | $357,000 | 5,969 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $203,000 | 5,130 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $154,000 | 5,501 |
Total noninterest expense | $1,506,000 | 6,784 |
Salaries and employee benefits | $730,000 | 7,064 |
Premises and equipment expense | $212,000 | 6,623 |
Additional noninterest expense | $564,000 | 6,067 |
Pre-tax net operating income | $448,000 | 6,757 |
Securities gains (losses) | $7,000 | 3,779 |
Applicable income taxes | $129,000 | 5,671 |
Income before extraordinary items | $326,000 | 6,978 |
Extraordinary gains, net | $0 | 105 |
Net income | $326,000 | 6,978 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $110,000 | 3,900 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $320,960 | 6,893 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $3,643,000 | 6,785 |
Total interest expense | $1,910,000 | 6,404 |
Net interest income | $1,733,000 | 7,042 |
Provision for loan and lease losses | $112,000 | 5,070 |
Total noninterest income | $382,000 | 5,643 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $226,000 | 4,796 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $156,000 | 5,379 |
Total noninterest expense | $1,432,000 | 6,928 |
Salaries and employee benefits | $732,000 | 7,049 |
Premises and equipment expense | $196,000 | 6,833 |
Additional noninterest expense | $504,000 | 6,401 |
Pre-tax net operating income | $571,000 | 6,696 |
Securities gains (losses) | $-5,000 | 7,961 |
Applicable income taxes | $184,000 | 5,557 |
Income before extraordinary items | $382,000 | 6,965 |
Extraordinary gains, net | $0 | 38 |
Net income | $382,000 | 6,963 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $63,000 | 4,380 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $10,000 | 897 |
Net operating income | $385,350 | 6,953 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,109,000 | 7,248 |
Total interest expense | $1,520,000 | 6,929 |
Net interest income | $1,589,000 | 7,416 |
Provision for loan and lease losses | $75,000 | 5,766 |
Total noninterest income | $343,000 | 6,074 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $201,000 | 5,104 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $142,000 | 5,733 |
Total noninterest expense | $1,375,000 | 7,096 |
Salaries and employee benefits | $717,000 | 7,152 |
Premises and equipment expense | $185,000 | 7,053 |
Additional noninterest expense | $473,000 | 6,724 |
Pre-tax net operating income | $482,000 | 7,223 |
Securities gains (losses) | $6,000 | 2,044 |
Applicable income taxes | $164,000 | 6,106 |
Income before extraordinary items | $324,000 | 7,444 |
Extraordinary gains, net | $0 | 35 |
Net income | $324,000 | 7,445 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $44,000 | 5,056 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $17,000 | 953 |
Net operating income | $320,040 | 7,448 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,855,000 | 7,691 |
Total interest expense | $1,463,000 | 7,275 |
Net interest income | $1,392,000 | 7,926 |
Provision for loan and lease losses | $13,000 | 8,046 |
Total noninterest income | $400,000 | 5,613 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $188,000 | 5,315 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $212,000 | 4,815 |
Total noninterest expense | $1,392,000 | 6,982 |
Salaries and employee benefits | $735,000 | 7,000 |
Premises and equipment expense | $155,000 | 7,539 |
Additional noninterest expense | $502,000 | 6,419 |
Pre-tax net operating income | $387,000 | 7,945 |
Securities gains (losses) | $17,000 | 2,560 |
Applicable income taxes | $145,000 | 6,914 |
Income before extraordinary items | $259,000 | 8,186 |
Extraordinary gains, net | $0 | 32 |
Net income | $259,000 | 8,185 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 9,354 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $248,120 | 8,185 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,621,000 | 8,223 |
Total interest expense | $1,357,000 | 7,699 |
Net interest income | $1,264,000 | 8,547 |
Provision for loan and lease losses | $85,000 | 5,536 |
Total noninterest income | $286,000 | 6,806 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $186,000 | 5,559 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $100,000 | 6,788 |
Total noninterest expense | $1,077,000 | 8,071 |
Salaries and employee benefits | $541,000 | 8,323 |
Premises and equipment expense | $106,000 | 8,826 |
Additional noninterest expense | $430,000 | 7,098 |
Pre-tax net operating income | $388,000 | 8,506 |
Securities gains (losses) | $-6,000 | 9,765 |
Applicable income taxes | $149,000 | 7,627 |
Income before extraordinary items | $233,000 | 8,887 |
Extraordinary gains, net | $0 | 44 |
Net income | $233,000 | 8,892 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 9,540 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $236,840 | 8,826 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,372,000 | 8,873 |
Total interest expense | $1,204,000 | 8,364 |
Net interest income | $1,168,000 | 9,103 |
Provision for loan and lease losses | $20,000 | 7,945 |
Total noninterest income | $271,000 | 7,311 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $156,000 | 6,366 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $115,000 | 6,735 |
Total noninterest expense | $1,327,000 | 7,581 |
Salaries and employee benefits | $619,000 | 8,012 |
Premises and equipment expense | $103,000 | 9,206 |
Additional noninterest expense | $605,000 | 6,322 |
Pre-tax net operating income | $92,000 | 10,412 |
Securities gains (losses) | $11,000 | 2,431 |
Applicable income taxes | $24,000 | 10,128 |
Income before extraordinary items | $79,000 | 10,393 |
Extraordinary gains, net | $0 | 53 |
Net income | $79,000 | 10,392 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 6,315 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $70,530 | 10,408 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,204,000 | 9,408 |
Total interest expense | $1,174,000 | 8,673 |
Net interest income | $1,030,000 | 9,857 |
Provision for loan and lease losses | $10,000 | 8,319 |
Total noninterest income | $199,000 | 8,437 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $129,000 | 7,113 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $70,000 | 8,356 |
Total noninterest expense | $915,000 | 9,304 |
Salaries and employee benefits | $421,000 | 9,782 |
Premises and equipment expense | $106,000 | 9,444 |
Additional noninterest expense | $388,000 | 8,314 |
Pre-tax net operating income | $304,000 | 9,716 |
Securities gains (losses) | $-8,000 | 9,956 |
Applicable income taxes | $107,000 | 9,035 |
Income before extraordinary items | $187,000 | 10,080 |
Extraordinary gains, net | $0 | 65 |
Net income | $187,000 | 10,084 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $38,000 | 5,621 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $192,120 | 9,993 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,826,000 | 10,113 |
Total interest expense | $878,000 | 9,225 |
Net interest income | $948,000 | 10,564 |
Provision for loan and lease losses | $16,000 | 8,030 |
Total noninterest income | $169,000 | 9,328 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $128,000 | 7,411 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $41,000 | 10,081 |
Total noninterest expense | $776,000 | 10,349 |
Salaries and employee benefits | $375,000 | 10,504 |
Premises and equipment expense | $100,000 | 10,031 |
Additional noninterest expense | $301,000 | 9,951 |
Pre-tax net operating income | $325,000 | 9,944 |
Securities gains (losses) | $-14,000 | 10,078 |
Applicable income taxes | $109,000 | 9,152 |
Income before extraordinary items | $202,000 | 10,248 |
Extraordinary gains, net | $0 | 249 |
Net income | $202,000 | 10,255 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 7,569 |
Cash dividends | $33,000 | 8,313 |
Sale, conversion, retirement of capital stock, net | $-30,000 | 12,479 |
Net operating income | $211,100 | 10,198 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,751,000 | 10,701 |
Total interest expense | $828,000 | 9,890 |
Net interest income | $923,000 | 11,067 |
Provision for loan and lease losses | $36,000 | 8,112 |
Total noninterest income | $222,000 | 8,820 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $222,000 | 5,355 |
Total noninterest expense | $765,000 | 10,846 |
Salaries and employee benefits | $380,000 | 10,838 |
Premises and equipment expense | $169,000 | 8,403 |
Additional noninterest expense | $216,000 | 11,521 |
Pre-tax net operating income | $344,000 | 9,861 |
Securities gains (losses) | $-4,000 | 12,523 |
Applicable income taxes | $125,000 | 9,194 |
Income before extraordinary items | $215,000 | 10,471 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $215,000 | 10,573 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 7,654 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $217,560 | 10,200 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,804,000 | 11,299 |
Total interest expense | $843,000 | 11,128 |
Net interest income | $961,000 | 11,249 |
Provision for loan and lease losses | $48,000 | 9,164 |
Total noninterest income | $220,000 | 9,031 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $220,000 | 5,356 |
Total noninterest expense | $703,000 | 11,505 |
Salaries and employee benefits | $362,000 | 11,315 |
Premises and equipment expense | $159,000 | 8,856 |
Additional noninterest expense | $182,000 | 12,493 |
Pre-tax net operating income | $430,000 | 8,961 |
Securities gains (losses) | $12,000 | 6,245 |
Applicable income taxes | $179,000 | 7,994 |
Income before extraordinary items | $263,000 | 9,745 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $263,000 | 9,886 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 10,870 |
Cash dividends | $16,000 | 8,560 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $255,320 | 9,484 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.