American Bank & Trust of the Cumberlands, Income and Expense

2021-06-30 (YTD Data)Rank
Total interest income$5,517,0002,362
Total interest expense$40,0004,724
Net interest income$5,477,0002,202
Provision for loan and lease losses$600,000497
Total noninterest income$2,524,0001,328
Gross Fiduciary activities income$0951
Service charges on deposit accounts$72,0003,025
Trading account gains and feesNANA
Additional Noninterest Income$2,452,0001,122
Total noninterest expense$3,534,0002,475
Salaries and employee benefits$1,992,0002,518
Premises and equipment expense$287,0002,831
Additional noninterest expense$1,255,0002,230
Pre-tax net operating income$3,867,0001,563
Securities gains (losses)$01,818
Applicable income taxes$922,0001,206
Income before extraordinary items$2,945,0001,731
Extraordinary gains, net$06
Net income$2,945,0001,731
Minority interest net income$067
Net income of bank and minority interests.$2,945,0001,731
Net charge-offs$-5,0003,551
Cash dividends$500,0001,940
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,945,0001,704
2021-03-31 (YTD Data)Rank
Total interest income$2,815,0002,319
Total interest expense$38,0004,503
Net interest income$2,777,0002,145
Provision for loan and lease losses$300,000548
Total noninterest income$1,494,0001,184
Gross Fiduciary activities income$0922
Service charges on deposit accounts$42,0002,864
Trading account gains and feesNANA
Additional Noninterest Income$1,452,000998
Total noninterest expense$1,688,0002,530
Salaries and employee benefits$981,0002,520
Premises and equipment expense$102,0003,373
Additional noninterest expense$605,0002,241
Pre-tax net operating income$2,283,0001,387
Securities gains (losses)$01,392
Applicable income taxes$562,0001,066
Income before extraordinary items$1,721,0001,560
Extraordinary gains, net$03
Net income$1,721,0001,560
Minority interest net income$055
Net income of bank and minority interests.$1,721,0001,560
Net charge-offs$-5,0003,772
Cash dividends$125,0002,030
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,721,0001,519
2020-12-31 (YTD Data)Rank
Total interest income$1,008,0004,849
Total interest expense$41,0004,935
Net interest income$967,0004,807
Provision for loan and lease losses$04,319
Total noninterest income$565,0003,502
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$19,0004,626
Trading account gains and feesNANA
Additional Noninterest Income$546,0003,065
Total noninterest expense$545,0004,943
Salaries and employee benefits$331,0004,914
Premises and equipment expense$68,0004,825
Additional noninterest expense$146,0004,950
Pre-tax net operating income$987,0003,707
Securities gains (losses)$02,675
Applicable income taxes$212,0002,526
Income before extraordinary items$775,0003,881
Extraordinary gains, net$04
Net income$775,0003,880
Minority interest net income$072
Net income of bank and minority interests.$775,0003,881
Net charge-offs$-76,0004,689
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$775,0003,825
2020-09-30 (YTD Data)Rank
Total interest income$8,842,0002,287
Total interest expense$2,376,0001,498
Net interest income$6,466,0002,497
Provision for loan and lease losses$04,239
Total noninterest income$3,538,0001,276
Gross Fiduciary activities income$0981
Service charges on deposit accounts$156,0002,739
Trading account gains and feesNANA
Additional Noninterest Income$3,382,0001,056
Total noninterest expense$5,664,0002,338
Salaries and employee benefits$3,093,0002,418
Premises and equipment expense$459,0002,729
Additional noninterest expense$2,112,0001,991
Pre-tax net operating income$4,340,0001,582
Securities gains (losses)$02,494
Applicable income taxes$57,0003,025
Income before extraordinary items$4,283,0001,434
Extraordinary gains, net$04
Net income$4,283,0001,435
Minority interest net income$065
Net income of bank and minority interests.$4,283,0001,435
Net charge-offs$168,0001,356
Cash dividends$1,800,0001,191
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,283,0001,391
2020-06-30 (YTD Data)Rank
Total interest income$5,969,0002,299
Total interest expense$1,641,0001,539
Net interest income$4,328,0002,504
Provision for loan and lease losses$04,134
Total noninterest income$2,331,0001,230
Gross Fiduciary activities income$0970
Service charges on deposit accounts$113,0002,648
Trading account gains and feesNANA
Additional Noninterest Income$2,218,000998
Total noninterest expense$3,663,0002,389
Salaries and employee benefits$2,037,0002,438
Premises and equipment expense$305,0002,722
Additional noninterest expense$1,321,0002,081
Pre-tax net operating income$2,996,0001,450
Securities gains (losses)$02,249
Applicable income taxes$57,0002,838
Income before extraordinary items$2,939,0001,333
Extraordinary gains, net$04
Net income$2,939,0001,333
Minority interest net income$065
Net income of bank and minority interests.$2,939,0001,333
Net charge-offs$167,0001,103
Cash dividends$1,800,000873
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,939,0001,297
2020-03-31 (YTD Data)Rank
Total interest income$2,989,0002,277
Total interest expense$844,0001,630
Net interest income$2,145,0002,473
Provision for loan and lease losses$03,711
Total noninterest income$544,0001,861
Gross Fiduciary activities income$0941
Service charges on deposit accounts$71,0002,584
Trading account gains and feesNANA
Additional Noninterest Income$473,0001,573
Total noninterest expense$1,790,0002,429
Salaries and employee benefits$966,0002,544
Premises and equipment expense$155,0002,715
Additional noninterest expense$669,0002,079
Pre-tax net operating income$899,0001,991
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$899,0001,812
Extraordinary gains, net$04
Net income$899,0001,812
Minority interest net income$056
Net income of bank and minority interests.$899,0001,812
Net charge-offs$-4,0004,126
Cash dividends$1,800,000553
Sale, conversion, retirement of capital stock, net$0482
Net operating income$899,0001,784
2019-12-31 (YTD Data)Rank
Total interest income$11,881,0002,303
Total interest expense$3,247,0001,710
Net interest income$8,634,0002,485
Provision for loan and lease losses$50,0003,376
Total noninterest income$1,923,0002,010
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$298,0002,622
Trading account gains and feesNANA
Additional Noninterest Income$1,625,0001,730
Total noninterest expense$7,117,0002,415
Salaries and employee benefits$3,814,0002,539
Premises and equipment expense$766,0002,411
Additional noninterest expense$2,537,0002,200
Pre-tax net operating income$3,390,0002,285
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$3,390,0002,119
Extraordinary gains, net$011
Net income$3,390,0002,121
Minority interest net income$076
Net income of bank and minority interests.$3,390,0002,121
Net charge-offs$-278,0005,036
Cash dividends$1,700,0001,741
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,390,0002,084
2019-09-30 (YTD Data)Rank
Total interest income$8,837,0002,344
Total interest expense$2,377,0001,745
Net interest income$6,460,0002,520
Provision for loan and lease losses$50,0003,073
Total noninterest income$1,455,0002,005
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$222,0002,670
Trading account gains and feesNANA
Additional Noninterest Income$1,233,0001,716
Total noninterest expense$5,363,0002,421
Salaries and employee benefits$2,849,0002,552
Premises and equipment expense$566,0002,445
Additional noninterest expense$1,948,0002,155
Pre-tax net operating income$2,502,0002,361
Securities gains (losses)$02,167
Applicable income taxes$71,0003,105
Income before extraordinary items$2,431,0002,243
Extraordinary gains, net$011
Net income$2,431,0002,243
Minority interest net income$072
Net income of bank and minority interests.$2,431,0002,244
Net charge-offs$-303,0005,130
Cash dividends$1,700,0001,333
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,431,0002,204
2019-06-30 (YTD Data)Rank
Total interest income$5,750,0002,388
Total interest expense$1,525,0001,771
Net interest income$4,225,0002,567
Provision for loan and lease losses$50,0002,768
Total noninterest income$849,0002,140
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$155,0002,569
Trading account gains and feesNANA
Additional Noninterest Income$694,0001,852
Total noninterest expense$3,536,0002,451
Salaries and employee benefits$1,869,0002,592
Premises and equipment expense$371,0002,472
Additional noninterest expense$1,296,0002,166
Pre-tax net operating income$1,488,0002,519
Securities gains (losses)$01,702
Applicable income taxes$40,0003,190
Income before extraordinary items$1,448,0002,376
Extraordinary gains, net$011
Net income$1,448,0002,375
Minority interest net income$069
Net income of bank and minority interests.$1,448,0002,376
Net charge-offs$-376,0005,232
Cash dividends$1,700,000993
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,448,0002,346
2019-03-31 (YTD Data)Rank
Total interest income$2,813,0002,423
Total interest expense$707,0001,831
Net interest income$2,106,0002,579
Provision for loan and lease losses$50,0002,037
Total noninterest income$390,0002,197
Gross Fiduciary activities income$0972
Service charges on deposit accounts$85,0002,424
Trading account gains and feesNANA
Additional Noninterest Income$305,0001,950
Total noninterest expense$1,783,0002,447
Salaries and employee benefits$931,0002,614
Premises and equipment expense$181,0002,533
Additional noninterest expense$671,0002,101
Pre-tax net operating income$663,0002,646
Securities gains (losses)$01,087
Applicable income taxes$16,0003,244
Income before extraordinary items$647,0002,482
Extraordinary gains, net$05
Net income$647,0002,481
Minority interest net income$052
Net income of bank and minority interests.$647,0002,481
Net charge-offs$-401,0005,320
Cash dividends$1,700,000570
Sale, conversion, retirement of capital stock, net$0529
Net operating income$647,0002,471
2018-12-31 (YTD Data)Rank
Total interest income$10,778,0002,396
Total interest expense$2,034,0001,914
Net interest income$8,744,0002,497
Provision for loan and lease losses$500,0001,444
Total noninterest income$1,727,0002,155
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$330,0002,602
Trading account gains and feesNANA
Additional Noninterest Income$1,397,0001,877
Total noninterest expense$6,725,0002,529
Salaries and employee benefits$3,596,0002,632
Premises and equipment expense$692,0002,594
Additional noninterest expense$2,437,0002,263
Pre-tax net operating income$3,246,0002,391
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$3,246,0002,209
Extraordinary gains, net$06
Net income$3,246,0002,207
Minority interest net income$072
Net income of bank and minority interests.$3,246,0002,208
Net charge-offs$331,0001,254
Cash dividends$1,450,0001,789
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,246,0002,203
2018-09-30 (YTD Data)Rank
Total interest income$7,996,0002,416
Total interest expense$1,491,0001,876
Net interest income$6,505,0002,518
Provision for loan and lease losses$225,0001,851
Total noninterest income$1,337,0002,130
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$245,0002,633
Trading account gains and feesNANA
Additional Noninterest Income$1,092,0001,840
Total noninterest expense$5,041,0002,539
Salaries and employee benefits$2,690,0002,636
Premises and equipment expense$511,0002,640
Additional noninterest expense$1,840,0002,248
Pre-tax net operating income$2,576,0002,351
Securities gains (losses)$01,118
Applicable income taxes$168,0002,670
Income before extraordinary items$2,408,0002,230
Extraordinary gains, net$05
Net income$2,408,0002,228
Minority interest net income$066
Net income of bank and minority interests.$2,408,0002,229
Net charge-offs$181,0001,319
Cash dividends$1,450,0001,339
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,408,0002,229
2018-06-30 (YTD Data)Rank
Total interest income$5,225,0002,429
Total interest expense$969,0001,819
Net interest income$4,256,0002,549
Provision for loan and lease losses$150,0001,766
Total noninterest income$822,0002,243
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$162,0002,636
Trading account gains and feesNANA
Additional Noninterest Income$660,0001,945
Total noninterest expense$3,291,0002,583
Salaries and employee benefits$1,775,0002,677
Premises and equipment expense$333,0002,681
Additional noninterest expense$1,183,0002,321
Pre-tax net operating income$1,637,0002,389
Securities gains (losses)$0961
Applicable income taxes$107,0002,677
Income before extraordinary items$1,530,0002,274
Extraordinary gains, net$06
Net income$1,530,0002,272
Minority interest net income$065
Net income of bank and minority interests.$1,530,0002,273
Net charge-offs$250,000825
Cash dividends$1,450,000992
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,530,0002,275
2018-03-31 (YTD Data)Rank
Total interest income$2,567,0002,453
Total interest expense$464,0001,807
Net interest income$2,103,0002,579
Provision for loan and lease losses$75,0001,680
Total noninterest income$371,0002,356
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$80,0002,667
Trading account gains and feesNANA
Additional Noninterest Income$291,0002,055
Total noninterest expense$1,606,0002,653
Salaries and employee benefits$876,0002,721
Premises and equipment expense$165,0002,745
Additional noninterest expense$565,0002,404
Pre-tax net operating income$793,0002,398
Securities gains (losses)$0735
Applicable income taxes$52,0002,666
Income before extraordinary items$741,0002,286
Extraordinary gains, net$07
Net income$741,0002,284
Minority interest net income$052
Net income of bank and minority interests.$741,0002,286
Net charge-offs$84,000943
Cash dividends$1,450,000552
Sale, conversion, retirement of capital stock, net$0580
Net operating income$741,0002,276
2017-12-31 (YTD Data)Rank
Total interest income$9,744,0002,494
Total interest expense$1,645,0001,785
Net interest income$8,099,0002,610
Provision for loan and lease losses$300,0001,956
Total noninterest income$1,432,0002,467
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$324,0002,733
Trading account gains and feesNANA
Additional Noninterest Income$1,108,0002,173
Total noninterest expense$6,259,0002,698
Salaries and employee benefits$3,327,0002,805
Premises and equipment expense$668,0002,732
Additional noninterest expense$2,264,0002,431
Pre-tax net operating income$2,972,0002,495
Securities gains (losses)$3,0001,912
Applicable income taxes$192,0002,986
Income before extraordinary items$2,783,0002,175
Extraordinary gains, net$09
Net income$2,783,0002,173
Minority interest net income$076
Net income of bank and minority interests.$2,783,0002,175
Net charge-offs$198,0001,841
Cash dividends$1,400,0001,790
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,780,1802,160
2017-09-30 (YTD Data)Rank
Total interest income$7,181,0002,538
Total interest expense$1,196,0001,808
Net interest income$5,985,0002,664
Provision for loan and lease losses$225,0001,898
Total noninterest income$1,084,0002,472
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$247,0002,718
Trading account gains and feesNANA
Additional Noninterest Income$837,0002,186
Total noninterest expense$4,686,0002,719
Salaries and employee benefits$2,471,0002,835
Premises and equipment expense$493,0002,786
Additional noninterest expense$1,722,0002,406
Pre-tax net operating income$2,158,0002,602
Securities gains (losses)$3,0001,944
Applicable income taxes$141,0002,979
Income before extraordinary items$2,020,0002,392
Extraordinary gains, net$09
Net income$2,020,0002,391
Minority interest net income$071
Net income of bank and minority interests.$2,020,0002,392
Net charge-offs$195,0001,414
Cash dividends$1,400,0001,367
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,017,2102,370
2017-06-30 (YTD Data)Rank
Total interest income$4,718,0002,554
Total interest expense$780,0001,806
Net interest income$3,938,0002,686
Provision for loan and lease losses$150,0001,808
Total noninterest income$730,0002,461
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$159,0002,778
Trading account gains and feesNANA
Additional Noninterest Income$571,0002,165
Total noninterest expense$3,100,0002,734
Salaries and employee benefits$1,632,0002,869
Premises and equipment expense$317,0002,868
Additional noninterest expense$1,151,0002,413
Pre-tax net operating income$1,418,0002,582
Securities gains (losses)$01,906
Applicable income taxes$92,0002,968
Income before extraordinary items$1,326,0002,363
Extraordinary gains, net$011
Net income$1,326,0002,364
Minority interest net income$071
Net income of bank and minority interests.$1,326,0002,364
Net charge-offs$157,0001,212
Cash dividends$1,400,0001,010
Sale, conversion, retirement of capital stock, net$40,000458
Net operating income$1,326,0002,338
2017-03-31 (YTD Data)Rank
Total interest income$2,312,0002,589
Total interest expense$405,0001,739
Net interest income$1,907,0002,737
Provision for loan and lease losses$75,0001,685
Total noninterest income$334,0002,576
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$78,0002,814
Trading account gains and feesNANA
Additional Noninterest Income$256,0002,285
Total noninterest expense$1,553,0002,757
Salaries and employee benefits$813,0002,911
Premises and equipment expense$156,0002,921
Additional noninterest expense$584,0002,373
Pre-tax net operating income$613,0002,768
Securities gains (losses)$01,153
Applicable income taxes$40,0003,017
Income before extraordinary items$573,0002,537
Extraordinary gains, net$08
Net income$573,0002,536
Minority interest net income$055
Net income of bank and minority interests.$573,0002,537
Net charge-offs$179,000647
Cash dividends$1,400,000547
Sale, conversion, retirement of capital stock, net$40,000350
Net operating income$573,0002,516
2016-12-31 (YTD Data)Rank
Total interest income$9,551,0002,498
Total interest expense$1,792,0001,547
Net interest income$7,759,0002,682
Provision for loan and lease losses$04,332
Total noninterest income$1,519,0002,473
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$304,0002,915
Trading account gains and fees$0170
Additional Noninterest Income$1,215,0002,157
Total noninterest expense$6,280,0002,768
Salaries and employee benefits$3,365,0002,825
Premises and equipment expense$643,0002,894
Additional noninterest expense$2,272,0002,503
Pre-tax net operating income$2,998,0002,399
Securities gains (losses)$8,0002,738
Applicable income taxes$191,0002,964
Income before extraordinary items$2,815,0002,205
Extraordinary gains, net$05
Net income$2,815,0002,203
Minority interest net income$082
Net income of bank and minority interests.$2,815,0002,204
Net charge-offs$184,0002,017
Cash dividends$1,100,0002,087
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,807,4802,158
2016-09-30 (YTD Data)Rank
Total interest income$7,191,0002,486
Total interest expense$1,352,0001,546
Net interest income$5,839,0002,686
Provision for loan and lease losses$04,186
Total noninterest income$1,125,0002,490
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$224,0002,958
Trading account gains and fees$0169
Additional Noninterest Income$901,0002,176
Total noninterest expense$4,640,0002,790
Salaries and employee benefits$2,434,0002,886
Premises and equipment expense$479,0002,917
Additional noninterest expense$1,727,0002,482
Pre-tax net operating income$2,324,0002,373
Securities gains (losses)$16,0002,406
Applicable income taxes$156,0002,965
Income before extraordinary items$2,184,0002,201
Extraordinary gains, net$05
Net income$2,184,0002,200
Minority interest net income$071
Net income of bank and minority interests.$2,184,0002,201
Net charge-offs$-15,0005,021
Cash dividends$1,100,0001,561
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,169,1202,139
2016-06-30 (YTD Data)Rank
Total interest income$4,776,0002,500
Total interest expense$900,0001,539
Net interest income$3,876,0002,695
Provision for loan and lease losses$04,017
Total noninterest income$678,0002,583
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$145,0003,001
Trading account gains and fees$0157
Additional Noninterest Income$533,0002,292
Total noninterest expense$3,050,0002,826
Salaries and employee benefits$1,618,0002,915
Premises and equipment expense$321,0002,916
Additional noninterest expense$1,111,0002,549
Pre-tax net operating income$1,504,0002,393
Securities gains (losses)$15,0002,089
Applicable income taxes$103,0002,976
Income before extraordinary items$1,416,0002,221
Extraordinary gains, net$016
Net income$1,416,0002,220
Minority interest net income$071
Net income of bank and minority interests.$1,416,0002,220
Net charge-offs$-9,0004,932
Cash dividends$1,100,0001,217
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,402,0502,171
2016-03-31 (YTD Data)Rank
Total interest income$2,384,0002,502
Total interest expense$446,0001,554
Net interest income$1,938,0002,697
Provision for loan and lease losses$03,656
Total noninterest income$371,0002,450
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$74,0002,958
Trading account gains and fees$0142
Additional Noninterest Income$297,0002,102
Total noninterest expense$1,503,0002,863
Salaries and employee benefits$798,0002,952
Premises and equipment expense$162,0002,923
Additional noninterest expense$543,0002,602
Pre-tax net operating income$806,0002,261
Securities gains (losses)$3,0001,822
Applicable income taxes$52,0002,960
Income before extraordinary items$757,0002,084
Extraordinary gains, net$012
Net income$757,0002,084
Minority interest net income$062
Net income of bank and minority interests.$757,0002,084
Net charge-offs$-46,0005,714
Cash dividends$1,100,000679
Sale, conversion, retirement of capital stock, net$0659
Net operating income$754,1802,036
2015-12-31 (YTD Data)Rank
Total interest income$9,309,0002,521
Total interest expense$1,822,0001,500
Net interest income$7,487,0002,726
Provision for loan and lease losses$195,0002,364
Total noninterest income$1,319,0002,649
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$301,0003,030
Trading account gains and fees$0159
Additional Noninterest Income$1,018,0002,356
Total noninterest expense$5,844,0002,917
Salaries and employee benefits$3,083,0002,980
Premises and equipment expense$590,0003,145
Additional noninterest expense$2,171,0002,621
Pre-tax net operating income$2,767,0002,460
Securities gains (losses)$3,0002,963
Applicable income taxes$181,0003,000
Income before extraordinary items$2,589,0002,276
Extraordinary gains, net$023
Net income$2,589,0002,276
Minority interest net income$081
Net income of bank and minority interests.$2,589,0002,277
Net charge-offs$-4,0005,028
Cash dividends$1,480,0001,665
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,586,2102,241
2015-09-30 (YTD Data)Rank
Total interest income$6,915,0002,557
Total interest expense$1,380,0001,510
Net interest income$5,535,0002,776
Provision for loan and lease losses$195,0001,991
Total noninterest income$995,0002,670
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$226,0003,037
Trading account gains and fees$0153
Additional Noninterest Income$769,0002,371
Total noninterest expense$4,312,0002,968
Salaries and employee benefits$2,232,0003,079
Premises and equipment expense$443,0003,182
Additional noninterest expense$1,637,0002,611
Pre-tax net operating income$2,023,0002,554
Securities gains (losses)$3,0002,757
Applicable income taxes$132,0003,110
Income before extraordinary items$1,894,0002,359
Extraordinary gains, net$021
Net income$1,894,0002,360
Minority interest net income$078
Net income of bank and minority interests.$1,894,0002,360
Net charge-offs$-40,0005,550
Cash dividends$1,480,0001,235
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,891,2102,317
2015-06-30 (YTD Data)Rank
Total interest income$4,557,0002,583
Total interest expense$925,0001,506
Net interest income$3,632,0002,810
Provision for loan and lease losses$195,0001,540
Total noninterest income$709,0002,599
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$147,0003,060
Trading account gains and fees$0157
Additional Noninterest Income$562,0002,288
Total noninterest expense$2,806,0003,037
Salaries and employee benefits$1,488,0003,096
Premises and equipment expense$279,0003,314
Additional noninterest expense$1,039,0002,722
Pre-tax net operating income$1,340,0002,535
Securities gains (losses)$3,0002,361
Applicable income taxes$87,0003,117
Income before extraordinary items$1,256,0002,363
Extraordinary gains, net$022
Net income$1,256,0002,365
Minority interest net income$075
Net income of bank and minority interests.$1,256,0002,365
Net charge-offs$-25,0005,541
Cash dividends$1,480,000914
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,253,1802,312
2015-03-31 (YTD Data)Rank
Total interest income$2,241,0002,622
Total interest expense$459,0001,515
Net interest income$1,782,0002,843
Provision for loan and lease losses$120,0001,278
Total noninterest income$320,0002,702
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$72,0003,080
Trading account gains and fees$0152
Additional Noninterest Income$248,0002,362
Total noninterest expense$1,422,0003,016
Salaries and employee benefits$757,0003,090
Premises and equipment expense$130,0003,482
Additional noninterest expense$535,0002,649
Pre-tax net operating income$560,0002,821
Securities gains (losses)$3,0001,758
Applicable income taxes$37,0003,210
Income before extraordinary items$526,0002,622
Extraordinary gains, net$013
Net income$526,0002,625
Minority interest net income$064
Net income of bank and minority interests.$526,0002,625
Net charge-offs$-43,0005,909
Cash dividends$1,480,000487
Sale, conversion, retirement of capital stock, net$0697
Net operating income$523,2102,553
2014-12-31 (YTD Data)Rank
Total interest income$8,633,0002,728
Total interest expense$1,634,0001,748
Net interest income$6,999,0002,889
Provision for loan and lease losses$430,0001,608
Total noninterest income$1,169,0002,874
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$303,0003,189
Trading account gains and fees$0180
Additional Noninterest Income$866,0002,533
Total noninterest expense$5,014,0003,304
Salaries and employee benefits$2,572,0003,414
Premises and equipment expense$546,0003,441
Additional noninterest expense$1,896,0003,011
Pre-tax net operating income$2,724,0002,432
Securities gains (losses)$21,0002,297
Applicable income taxes$179,0003,039
Income before extraordinary items$2,566,0002,261
Extraordinary gains, net$017
Net income$2,566,0002,261
Minority interest net income$084
Net income of bank and minority interests.$2,566,0002,261
Net charge-offs$144,0002,822
Cash dividends$1,338,0001,696
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,546,4702,225
2014-09-30 (YTD Data)Rank
Total interest income$6,343,0002,793
Total interest expense$1,180,0001,847
Net interest income$5,163,0002,954
Provision for loan and lease losses$280,0001,707
Total noninterest income$850,0002,953
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$228,0003,210
Trading account gains and fees$0174
Additional Noninterest Income$622,0002,595
Total noninterest expense$3,754,0003,331
Salaries and employee benefits$1,905,0003,457
Premises and equipment expense$406,0003,500
Additional noninterest expense$1,443,0002,982
Pre-tax net operating income$1,979,0002,527
Securities gains (losses)$19,0002,046
Applicable income taxes$130,0003,128
Income before extraordinary items$1,868,0002,336
Extraordinary gains, net$015
Net income$1,868,0002,337
Minority interest net income$081
Net income of bank and minority interests.$1,868,0002,336
Net charge-offs$64,0003,071
Cash dividends$1,338,0001,256
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,850,3302,298
2014-06-30 (YTD Data)Rank
Total interest income$4,060,0002,894
Total interest expense$749,0001,941
Net interest income$3,311,0003,030
Provision for loan and lease losses$150,0001,864
Total noninterest income$566,0002,909
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$150,0003,222
Trading account gains and fees$0172
Additional Noninterest Income$416,0002,572
Total noninterest expense$2,517,0003,328
Salaries and employee benefits$1,287,0003,444
Premises and equipment expense$268,0003,547
Additional noninterest expense$962,0002,983
Pre-tax net operating income$1,210,0002,634
Securities gains (losses)$19,0001,669
Applicable income taxes$80,0003,185
Income before extraordinary items$1,149,0002,412
Extraordinary gains, net$020
Net income$1,149,0002,416
Minority interest net income$080
Net income of bank and minority interests.$1,149,0002,416
Net charge-offs$-1,0005,059
Cash dividends$1,338,000916
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,131,3302,391
2014-03-31 (YTD Data)Rank
Total interest income$1,961,0002,972
Total interest expense$351,0002,067
Net interest income$1,610,0003,101
Provision for loan and lease losses$75,0001,807
Total noninterest income$276,0002,925
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$68,0003,391
Trading account gains and fees$0147
Additional Noninterest Income$208,0002,499
Total noninterest expense$1,277,0003,326
Salaries and employee benefits$661,0003,418
Premises and equipment expense$130,0003,664
Additional noninterest expense$486,0002,950
Pre-tax net operating income$534,0002,771
Securities gains (losses)$18,000988
Applicable income taxes$36,0003,187
Income before extraordinary items$516,0002,505
Extraordinary gains, net$016
Net income$516,0002,508
Minority interest net income$066
Net income of bank and minority interests.$516,0002,508
Net charge-offs$4,0003,176
Cash dividends$1,338,000474
Sale, conversion, retirement of capital stock, net$0747
Net operating income$499,2602,526
2013-12-31 (YTD Data)Rank
Total interest income$7,415,0003,117
Total interest expense$1,493,0002,167
Net interest income$5,922,0003,307
Provision for loan and lease losses$268,0002,597
Total noninterest income$1,270,0002,833
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$278,0003,485
Trading account gains and fees$0184
Additional Noninterest Income$992,0002,398
Total noninterest expense$4,419,0003,682
Salaries and employee benefits$2,257,0003,801
Premises and equipment expense$523,0003,636
Additional noninterest expense$1,639,0003,428
Pre-tax net operating income$2,505,0002,467
Securities gains (losses)$87,0001,426
Applicable income taxes$163,0003,100
Income before extraordinary items$2,429,0002,249
Extraordinary gains, net$029
Net income$2,429,0002,252
Minority interest net income$090
Net income of bank and minority interests.$2,429,0002,252
Net charge-offs$574,0001,872
Cash dividends$1,125,0001,784
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,347,2202,264
2013-09-30 (YTD Data)Rank
Total interest income$5,490,0003,170
Total interest expense$1,162,0002,160
Net interest income$4,328,0003,390
Provision for loan and lease losses$171,0002,797
Total noninterest income$941,0002,903
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$204,0003,553
Trading account gains and fees$0180
Additional Noninterest Income$737,0002,445
Total noninterest expense$3,292,0003,723
Salaries and employee benefits$1,690,0003,806
Premises and equipment expense$392,0003,663
Additional noninterest expense$1,210,0003,470
Pre-tax net operating income$1,806,0002,614
Securities gains (losses)$85,0001,331
Applicable income taxes$122,0003,168
Income before extraordinary items$1,769,0002,338
Extraordinary gains, net$025
Net income$1,769,0002,343
Minority interest net income$084
Net income of bank and minority interests.$1,769,0002,343
Net charge-offs$379,0001,877
Cash dividends$1,125,0001,332
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,689,1002,357
2013-06-30 (YTD Data)Rank
Total interest income$3,591,0003,223
Total interest expense$795,0002,147
Net interest income$2,796,0003,456
Provision for loan and lease losses$114,0002,833
Total noninterest income$603,0002,990
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$120,0003,780
Trading account gains and fees$0157
Additional Noninterest Income$483,0002,517
Total noninterest expense$2,200,0003,732
Salaries and employee benefits$1,129,0003,821
Premises and equipment expense$262,0003,679
Additional noninterest expense$809,0003,473
Pre-tax net operating income$1,085,0002,731
Securities gains (losses)$59,0001,418
Applicable income taxes$74,0003,219
Income before extraordinary items$1,070,0002,497
Extraordinary gains, net$022
Net income$1,070,0002,504
Minority interest net income$082
Net income of bank and minority interests.$1,070,0002,503
Net charge-offs$401,0001,444
Cash dividends$1,125,000987
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,014,5402,515
2013-03-31 (YTD Data)Rank
Total interest income$1,792,0003,252
Total interest expense$402,0002,187
Net interest income$1,390,0003,481
Provision for loan and lease losses$57,0002,720
Total noninterest income$332,0002,855
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$55,0003,918
Trading account gains and fees$0148
Additional Noninterest Income$277,0002,331
Total noninterest expense$1,085,0003,787
Salaries and employee benefits$564,0003,861
Premises and equipment expense$123,0003,841
Additional noninterest expense$398,0003,516
Pre-tax net operating income$580,0002,610
Securities gains (losses)$45,000962
Applicable income taxes$40,0003,151
Income before extraordinary items$585,0002,294
Extraordinary gains, net$010
Net income$585,0002,296
Minority interest net income$076
Net income of bank and minority interests.$585,0002,296
Net charge-offs$95,0001,944
Cash dividends$1,125,000480
Sale, conversion, retirement of capital stock, net$0789
Net operating income$542,7002,345
2012-12-31 (YTD Data)Rank
Total interest income$7,359,0003,330
Total interest expense$1,688,0002,482
Net interest income$5,671,0003,505
Provision for loan and lease losses$232,0003,748
Total noninterest income$1,390,0002,730
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$232,0003,999
Trading account gains and fees$0166
Additional Noninterest Income$1,158,0002,186
Total noninterest expense$4,498,0003,730
Salaries and employee benefits$2,384,0003,687
Premises and equipment expense$569,0003,512
Additional noninterest expense$1,545,0003,714
Pre-tax net operating income$2,331,0002,534
Securities gains (losses)$134,0002,035
Applicable income taxes$158,0003,181
Income before extraordinary items$2,307,0002,335
Extraordinary gains, net$029
Net income$2,307,0002,336
Minority interest net income$093
Net income of bank and minority interests.$2,307,0002,337
Net charge-offs$66,0004,738
Cash dividends$400,0003,004
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,181,0402,300
2012-09-30 (YTD Data)Rank
Total interest income$5,493,0003,388
Total interest expense$1,268,0002,579
Net interest income$4,225,0003,579
Provision for loan and lease losses$174,0003,716
Total noninterest income$924,0002,934
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$176,0004,029
Trading account gains and fees$0157
Additional Noninterest Income$748,0002,364
Total noninterest expense$3,247,0003,848
Salaries and employee benefits$1,770,0003,720
Premises and equipment expense$423,0003,581
Additional noninterest expense$1,054,0003,966
Pre-tax net operating income$1,728,0002,627
Securities gains (losses)$65,0002,283
Applicable income taxes$117,0003,260
Income before extraordinary items$1,676,0002,456
Extraordinary gains, net$020
Net income$1,676,0002,457
Minority interest net income$086
Net income of bank and minority interests.$1,676,0002,457
Net charge-offs$-2,0006,317
Cash dividends$400,0002,271
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,615,5502,381
2012-06-30 (YTD Data)Rank
Total interest income$3,607,0003,455
Total interest expense$845,0002,650
Net interest income$2,762,0003,637
Provision for loan and lease losses$116,0003,710
Total noninterest income$629,0002,851
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$112,0004,089
Trading account gains and fees$0153
Additional Noninterest Income$517,0002,283
Total noninterest expense$2,225,0003,811
Salaries and employee benefits$1,194,0003,716
Premises and equipment expense$273,0003,654
Additional noninterest expense$758,0003,797
Pre-tax net operating income$1,050,0002,756
Securities gains (losses)$65,0001,875
Applicable income taxes$84,0003,199
Income before extraordinary items$1,031,0002,567
Extraordinary gains, net$019
Net income$1,031,0002,567
Minority interest net income$084
Net income of bank and minority interests.$1,031,0002,567
Net charge-offs$-10,0006,639
Cash dividends$400,0001,828
Sale, conversion, retirement of capital stock, net$0928
Net operating income$971,2002,539
2012-03-31 (YTD Data)Rank
Total interest income$1,773,0003,533
Total interest expense$427,0002,725
Net interest income$1,346,0003,721
Provision for loan and lease losses$58,0003,579
Total noninterest income$304,0002,931
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$47,0004,404
Trading account gains and fees$0148
Additional Noninterest Income$257,0002,306
Total noninterest expense$1,150,0003,753
Salaries and employee benefits$593,0003,768
Premises and equipment expense$136,0003,691
Additional noninterest expense$421,0003,514
Pre-tax net operating income$442,0003,136
Securities gains (losses)$13,0001,721
Applicable income taxes$15,0003,807
Income before extraordinary items$440,0002,883
Extraordinary gains, net$019
Net income$440,0002,886
Minority interest net income$078
Net income of bank and minority interests.$440,0002,887
Net charge-offs$-1,0005,761
Cash dividends$400,0001,024
Sale, conversion, retirement of capital stock, net$0861
Net operating income$427,3902,775
2011-12-31 (YTD Data)Rank
Total interest income$6,963,0003,687
Total interest expense$1,828,0002,955
Net interest income$5,135,0003,839
Provision for loan and lease losses$290,0004,180
Total noninterest income$829,0003,450
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$187,0004,508
Trading account gains and fees$0146
Additional Noninterest Income$642,0002,755
Total noninterest expense$4,492,0003,813
Salaries and employee benefits$2,282,0003,814
Premises and equipment expense$618,0003,510
Additional noninterest expense$1,592,0003,702
Pre-tax net operating income$1,182,0003,424
Securities gains (losses)$43,0002,681
Applicable income taxes$-172,0006,899
Income before extraordinary items$1,397,0002,929
Extraordinary gains, net$029
Net income$1,397,0002,931
Minority interest net income$096
Net income of bank and minority interests.$1,397,0002,931
Net charge-offs$109,0004,902
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,354,0002,883
2011-09-30 (YTD Data)Rank
Total interest income$5,150,0003,767
Total interest expense$1,369,0003,082
Net interest income$3,781,0003,900
Provision for loan and lease losses$215,0004,060
Total noninterest income$561,0003,674
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$133,0004,607
Trading account gains and fees$0145
Additional Noninterest Income$428,0002,929
Total noninterest expense$3,325,0003,854
Salaries and employee benefits$1,676,0003,880
Premises and equipment expense$457,0003,575
Additional noninterest expense$1,192,0003,706
Pre-tax net operating income$802,0003,718
Securities gains (losses)$7,0003,148
Applicable income taxes$04,740
Income before extraordinary items$809,0003,496
Extraordinary gains, net$021
Net income$809,0003,498
Minority interest net income$087
Net income of bank and minority interests.$809,0003,498
Net charge-offs$78,0004,643
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$802,0003,396
2011-06-30 (YTD Data)Rank
Total interest income$3,305,0003,883
Total interest expense$891,0003,239
Net interest income$2,414,0004,029
Provision for loan and lease losses$130,0004,080
Total noninterest income$328,0003,941
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$142,0003,693
Trading account gains and fees$0153
Additional Noninterest Income$186,0003,615
Total noninterest expense$2,205,0003,907
Salaries and employee benefits$1,102,0003,949
Premises and equipment expense$305,0003,606
Additional noninterest expense$798,0003,754
Pre-tax net operating income$407,0004,172
Securities gains (losses)$2,0002,702
Applicable income taxes$04,697
Income before extraordinary items$409,0003,940
Extraordinary gains, net$015
Net income$409,0003,941
Minority interest net income$089
Net income of bank and minority interests.$409,0003,942
Net charge-offs$81,0004,051
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$407,0003,842
2011-03-31 (YTD Data)Rank
Total interest income$1,612,0003,976
Total interest expense$444,0003,346
Net interest income$1,168,0004,120
Provision for loan and lease losses$60,0003,936
Total noninterest income$150,0004,157
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$67,0003,771
Trading account gains and fees$0158
Additional Noninterest Income$83,0003,850
Total noninterest expense$1,109,0003,915
Salaries and employee benefits$544,0004,002
Premises and equipment expense$162,0003,505
Additional noninterest expense$403,0003,707
Pre-tax net operating income$149,0004,647
Securities gains (losses)$2,0001,590
Applicable income taxes$04,545
Income before extraordinary items$151,0004,441
Extraordinary gains, net$09
Net income$151,0004,440
Minority interest net income$086
Net income of bank and minority interests.$151,0004,441
Net charge-offs$-14,0007,105
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$149,0004,401
2010-12-31 (YTD Data)Rank
Total interest income$6,393,0004,134
Total interest expense$2,040,0003,502
Net interest income$4,353,0004,335
Provision for loan and lease losses$290,0004,906
Total noninterest income$942,0003,332
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$352,0003,325
Trading account gains and fees$0175
Additional Noninterest Income$590,0002,944
Total noninterest expense$4,491,0003,899
Salaries and employee benefits$2,173,0003,995
Premises and equipment expense$714,0003,245
Additional noninterest expense$1,604,0003,825
Pre-tax net operating income$514,0004,333
Securities gains (losses)$-3,0006,950
Applicable income taxes$04,655
Income before extraordinary items$511,0004,285
Extraordinary gains, net$029
Net income$511,0004,286
Minority interest net income$0111
Net income of bank and minority interests.$511,0004,286
Net charge-offs$41,0006,039
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$514,0004,124
2010-09-30 (YTD Data)Rank
Total interest income$4,743,0004,243
Total interest expense$1,547,0003,626
Net interest income$3,196,0004,444
Provision for loan and lease losses$200,0004,881
Total noninterest income$620,0003,611
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$273,0003,332
Trading account gains and fees$0165
Additional Noninterest Income$347,0003,322
Total noninterest expense$3,369,0003,905
Salaries and employee benefits$1,665,0003,971
Premises and equipment expense$554,0003,206
Additional noninterest expense$1,150,0003,923
Pre-tax net operating income$247,0005,071
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$247,0005,111
Extraordinary gains, net$023
Net income$247,0005,113
Minority interest net income$0110
Net income of bank and minority interests.$247,0005,114
Net charge-offs$4,0006,473
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$247,0004,929
2010-06-30 (YTD Data)Rank
Total interest income$3,061,0004,385
Total interest expense$1,036,0003,710
Net interest income$2,025,0004,612
Provision for loan and lease losses$125,0004,845
Total noninterest income$334,0004,034
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$190,0003,239
Trading account gains and fees$0152
Additional Noninterest Income$144,0004,036
Total noninterest expense$2,187,0003,990
Salaries and employee benefits$1,086,0004,055
Premises and equipment expense$388,0003,132
Additional noninterest expense$713,0004,098
Pre-tax net operating income$47,0005,825
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$47,0005,917
Extraordinary gains, net$019
Net income$47,0005,919
Minority interest net income$0105
Net income of bank and minority interests.$47,0005,918
Net charge-offs$-5,0007,369
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$47,0005,810
2010-03-31 (YTD Data)Rank
Total interest income$1,495,0004,523
Total interest expense$517,0003,840
Net interest income$978,0004,744
Provision for loan and lease losses$75,0004,293
Total noninterest income$176,0003,942
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$91,0003,330
Trading account gains and fees$0175
Additional Noninterest Income$85,0003,799
Total noninterest expense$1,057,0004,117
Salaries and employee benefits$541,0004,119
Premises and equipment expense$174,0003,469
Additional noninterest expense$342,0004,225
Pre-tax net operating income$22,0006,013
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$22,0006,105
Extraordinary gains, net$016
Net income$22,0006,106
Minority interest net income$091
Net income of bank and minority interests.$22,0006,105
Net charge-offs$36,0003,999
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$22,0005,996
2009-12-31 (YTD Data)Rank
Total interest income$5,393,0004,913
Total interest expense$2,352,0004,056
Net interest income$3,041,0005,347
Provision for loan and lease losses$497,0004,557
Total noninterest income$851,0003,640
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$324,0003,736
Trading account gains and fees$0211
Additional Noninterest Income$527,0003,119
Total noninterest expense$4,589,0003,940
Salaries and employee benefits$2,073,0004,242
Premises and equipment expense$726,0003,363
Additional noninterest expense$1,790,0003,611
Pre-tax net operating income$-1,194,0006,329
Securities gains (losses)$5,0003,451
Applicable income taxes$6,0003,998
Income before extraordinary items$-1,195,0006,443
Extraordinary gains, net$034
Net income$-1,195,0006,444
Minority interest net income$0115
Net income of bank and minority interests.$-1,195,0006,444
Net charge-offs$157,0005,278
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,895,000345
Net operating income$-1,200,0006,445
2009-09-30 (YTD Data)Rank
Total interest income$3,982,0005,026
Total interest expense$1,822,0004,097
Net interest income$2,160,0005,507
Provision for loan and lease losses$342,0004,408
Total noninterest income$683,0003,571
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$242,0003,761
Trading account gains and fees$0212
Additional Noninterest Income$441,0003,027
Total noninterest expense$3,388,0003,994
Salaries and employee benefits$1,461,0004,465
Premises and equipment expense$521,0003,519
Additional noninterest expense$1,406,0003,439
Pre-tax net operating income$-887,0006,595
Securities gains (losses)$4,0003,208
Applicable income taxes$2,0004,371
Income before extraordinary items$-885,0006,681
Extraordinary gains, net$027
Net income$-885,0006,682
Minority interest net income$0118
Net income of bank and minority interests.$-885,0006,682
Net charge-offs$128,0004,817
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$1,395,000314
Net operating income$-889,0006,678
2009-06-30 (YTD Data)Rank
Total interest income$2,651,0005,068
Total interest expense$1,235,0004,168
Net interest income$1,416,0005,563
Provision for loan and lease losses$268,0003,913
Total noninterest income$500,0003,415
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$208,0003,244
Trading account gains and fees$0193
Additional Noninterest Income$292,0003,056
Total noninterest expense$2,305,0003,958
Salaries and employee benefits$1,011,0004,402
Premises and equipment expense$350,0003,530
Additional noninterest expense$944,0003,424
Pre-tax net operating income$-657,0006,770
Securities gains (losses)$4,0002,814
Applicable income taxes$04,657
Income before extraordinary items$-653,0006,903
Extraordinary gains, net$021
Net income$-653,0006,903
Minority interest net income$0112
Net income of bank and minority interests.$-653,0006,903
Net charge-offs$122,0004,024
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$600,000328
Net operating income$-657,0006,894
2009-03-31 (YTD Data)Rank
Total interest income$1,357,0005,032
Total interest expense$626,0004,251
Net interest income$731,0005,453
Provision for loan and lease losses$192,0002,919
Total noninterest income$233,0003,517
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$84,0003,610
Trading account gains and fees$0171
Additional Noninterest Income$149,0002,970
Total noninterest expense$1,006,0004,290
Salaries and employee benefits$494,0004,508
Premises and equipment expense$177,0003,542
Additional noninterest expense$335,0004,082
Pre-tax net operating income$-234,0006,949
Securities gains (losses)$4,0002,106
Applicable income taxes$04,835
Income before extraordinary items$-230,0007,083
Extraordinary gains, net$015
Net income$-230,0007,084
Minority interest net income$0102
Net income of bank and minority interests.$-230,0007,084
Net charge-offs$141,0002,485
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$850,000169
Net operating income$-234,0007,025
2008-12-31 (YTD Data)Rank
Total interest income$6,159,0004,860
Total interest expense$2,938,0004,313
Net interest income$3,221,0005,211
Provision for loan and lease losses$1,497,0002,167
Total noninterest income$723,0004,060
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$416,0003,384
Trading account gains and fees$0154
Additional Noninterest Income$307,0004,057
Total noninterest expense$4,699,0003,751
Salaries and employee benefits$2,069,0004,340
Premises and equipment expense$726,0003,417
Additional noninterest expense$1,904,0002,984
Pre-tax net operating income$-2,252,0007,435
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-2,252,0007,452
Extraordinary gains, net$039
Net income$-2,252,0007,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,508,0001,553
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$2,000,000324
Net operating income$-2,252,0007,542
2008-09-30 (YTD Data)Rank
Total interest income$4,710,0004,884
Total interest expense$2,282,0004,327
Net interest income$2,428,0005,233
Provision for loan and lease losses$1,469,0001,454
Total noninterest income$569,0004,066
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$316,0003,383
Trading account gains and fees$0148
Additional Noninterest Income$253,0004,002
Total noninterest expense$3,323,0003,911
Salaries and employee benefits$1,468,0004,554
Premises and equipment expense$528,0003,515
Additional noninterest expense$1,327,0003,084
Pre-tax net operating income$-1,795,0007,818
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-1,795,0007,815
Extraordinary gains, net$031
Net income$-1,795,0007,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,078,0001,244
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$2,000,000227
Net operating income$-1,795,0007,894
2008-06-30 (YTD Data)Rank
Total interest income$3,185,0004,900
Total interest expense$1,608,0004,312
Net interest income$1,577,0005,315
Provision for loan and lease losses$1,425,000987
Total noninterest income$370,0004,175
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$203,0003,453
Trading account gains and fees$0149
Additional Noninterest Income$167,0004,123
Total noninterest expense$1,885,0004,428
Salaries and employee benefits$951,0004,690
Premises and equipment expense$359,0003,495
Additional noninterest expense$575,0004,312
Pre-tax net operating income$-1,363,0008,049
Securities gains (losses)$15,0002,228
Applicable income taxes$05,627
Income before extraordinary items$-1,348,0008,118
Extraordinary gains, net$021
Net income$-1,348,0008,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,076,000821
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,363,0008,109
2008-03-31 (YTD Data)Rank
Total interest income$1,613,0004,942
Total interest expense$852,0004,338
Net interest income$761,0005,447
Provision for loan and lease losses$1,375,000513
Total noninterest income$177,0004,241
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$92,0003,611
Trading account gains and fees$0158
Additional Noninterest Income$85,0004,075
Total noninterest expense$957,0004,372
Salaries and employee benefits$471,0004,757
Premises and equipment expense$195,0003,309
Additional noninterest expense$291,0004,212
Pre-tax net operating income$-1,394,0008,322
Securities gains (losses)$15,0001,758
Applicable income taxes$05,622
Income before extraordinary items$-1,379,0008,356
Extraordinary gains, net$015
Net income$-1,379,0008,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,334,000373
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-1,394,0008,348
2007-12-31 (YTD Data)Rank
Total interest income$6,145,0005,145
Total interest expense$3,199,0004,610
Net interest income$2,946,0005,552
Provision for loan and lease losses$183,0004,001
Total noninterest income$650,0004,463
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$443,0003,317
Trading account gains and fees$0178
Additional Noninterest Income$207,0004,993
Total noninterest expense$3,508,0004,512
Salaries and employee benefits$1,732,0004,879
Premises and equipment expense$533,0004,186
Additional noninterest expense$1,243,0003,973
Pre-tax net operating income$-95,0007,552
Securities gains (losses)$56,000759
Applicable income taxes$8,0005,687
Income before extraordinary items$-47,0007,571
Extraordinary gains, net$039
Net income$-47,0007,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,313
Cash dividends$78,0005,470
Sale, conversion, retirement of capital stock, net$582,000507
Net operating income$-103,0007,615
2007-09-30 (YTD Data)Rank
Total interest income$4,496,0005,247
Total interest expense$2,316,0004,724
Net interest income$2,180,0005,620
Provision for loan and lease losses$136,0003,617
Total noninterest income$485,0004,480
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$319,0003,415
Trading account gains and fees$0184
Additional Noninterest Income$166,0004,870
Total noninterest expense$2,570,0004,568
Salaries and employee benefits$1,286,0004,881
Premises and equipment expense$336,0004,667
Additional noninterest expense$948,0003,870
Pre-tax net operating income$-41,0007,719
Securities gains (losses)$47,000634
Applicable income taxes$8,0005,782
Income before extraordinary items$-2,0007,685
Extraordinary gains, net$033
Net income$-2,0007,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,682
Cash dividends$78,0004,808
Sale, conversion, retirement of capital stock, net$582,000384
Net operating income$-32,0807,725
2007-06-30 (YTD Data)Rank
Total interest income$2,885,0005,384
Total interest expense$1,458,0004,882
Net interest income$1,427,0005,700
Provision for loan and lease losses$89,0003,562
Total noninterest income$315,0004,558
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$212,0003,403
Trading account gains and fees$0168
Additional Noninterest Income$103,0005,075
Total noninterest expense$1,611,0004,789
Salaries and employee benefits$807,0005,112
Premises and equipment expense$209,0004,881
Additional noninterest expense$595,0004,038
Pre-tax net operating income$42,0007,568
Securities gains (losses)$47,000552
Applicable income taxes$8,0005,755
Income before extraordinary items$81,0007,257
Extraordinary gains, net$029
Net income$81,0007,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,518
Cash dividends$78,0004,497
Sale, conversion, retirement of capital stock, net$404,000324
Net operating income$38,2307,554
2007-03-31 (YTD Data)Rank
Total interest income$1,374,0005,517
Total interest expense$687,0005,028
Net interest income$687,0005,811
Provision for loan and lease losses$46,0003,181
Total noninterest income$148,0004,668
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$105,0003,344
Trading account gains and fees$0195
Additional Noninterest Income$43,0005,388
Total noninterest expense$737,0005,074
Salaries and employee benefits$361,0005,491
Premises and equipment expense$100,0005,048
Additional noninterest expense$276,0004,217
Pre-tax net operating income$52,0007,250
Securities gains (losses)$56,000396
Applicable income taxes$7,0005,533
Income before extraordinary items$101,0006,385
Extraordinary gains, net$022
Net income$101,0006,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,563
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$132,000300
Net operating income$48,3607,174
2006-12-31 (YTD Data)Rank
Total interest income$4,660,0005,743
Total interest expense$2,144,0005,210
Net interest income$2,516,0006,009
Provision for loan and lease losses$129,0004,279
Total noninterest income$615,0004,669
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$416,0003,455
Trading account gains and fees$0130
Additional Noninterest Income$199,0005,134
Total noninterest expense$2,936,0004,962
Salaries and employee benefits$1,476,0005,251
Premises and equipment expense$343,0005,384
Additional noninterest expense$1,117,0004,164
Pre-tax net operating income$66,0007,804
Securities gains (losses)$-1,0006,756
Applicable income taxes$3,0006,401
Income before extraordinary items$62,0007,813
Extraordinary gains, net$051
Net income$62,0007,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,751
Cash dividends$10,0005,894
Sale, conversion, retirement of capital stock, net$1,419,000454
Net operating income$62,9507,802
2006-09-30 (YTD Data)Rank
Total interest income$3,342,0005,877
Total interest expense$1,507,0005,324
Net interest income$1,835,0006,145
Provision for loan and lease losses$113,0003,903
Total noninterest income$462,0004,697
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$306,0003,528
Trading account gains and fees$0126
Additional Noninterest Income$156,0005,055
Total noninterest expense$2,170,0004,988
Salaries and employee benefits$1,092,0005,265
Premises and equipment expense$253,0005,442
Additional noninterest expense$825,0004,182
Pre-tax net operating income$14,0008,066
Securities gains (losses)$01,388
Applicable income taxes$-16,0008,431
Income before extraordinary items$30,0008,035
Extraordinary gains, net$045
Net income$30,0008,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,854
Cash dividends$10,0005,237
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$30,0008,023
2006-06-30 (YTD Data)Rank
Total interest income$2,115,0005,991
Total interest expense$939,0005,389
Net interest income$1,176,0006,276
Provision for loan and lease losses$83,0003,687
Total noninterest income$313,0004,620
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$197,0003,578
Trading account gains and fees$0126
Additional Noninterest Income$116,0004,813
Total noninterest expense$1,427,0005,061
Salaries and employee benefits$720,0005,325
Premises and equipment expense$161,0005,586
Additional noninterest expense$546,0004,209
Pre-tax net operating income$-21,0008,233
Securities gains (losses)$1,0001,053
Applicable income taxes$-13,0008,497
Income before extraordinary items$-7,0008,202
Extraordinary gains, net$039
Net income$-7,0008,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,609
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-7,6408,191
2006-03-31 (YTD Data)Rank
Total interest income$985,0006,130
Total interest expense$432,0005,499
Net interest income$553,0006,429
Provision for loan and lease losses$29,0004,163
Total noninterest income$129,0005,033
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$90,0003,696
Trading account gains and fees$0115
Additional Noninterest Income$39,0005,582
Total noninterest expense$683,0005,204
Salaries and employee benefits$355,0005,398
Premises and equipment expense$82,0005,576
Additional noninterest expense$246,0004,529
Pre-tax net operating income$-30,0008,322
Securities gains (losses)$0955
Applicable income taxes$-6,0008,499
Income before extraordinary items$-24,0008,311
Extraordinary gains, net$021
Net income$-24,0008,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0003,919
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-24,0008,296
2005-12-31 (YTD Data)Rank
Total interest income$3,392,0006,276
Total interest expense$1,344,0005,526
Net interest income$2,048,0006,596
Provision for loan and lease losses$161,0004,002
Total noninterest income$537,0005,068
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$377,0003,687
Trading account gains and fees$0138
Additional Noninterest Income$160,0005,609
Total noninterest expense$1,862,0006,337
Salaries and employee benefits$869,0006,718
Premises and equipment expense$188,0006,848
Additional noninterest expense$805,0005,147
Pre-tax net operating income$562,0006,540
Securities gains (losses)$-69,0008,305
Applicable income taxes$163,0004,908
Income before extraordinary items$330,0007,048
Extraordinary gains, net$046
Net income$330,0007,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0003,813
Cash dividends$235,0004,741
Sale, conversion, retirement of capital stock, net$0934
Net operating income$376,2306,846
2005-09-30 (YTD Data)Rank
Total interest income$2,505,0006,315
Total interest expense$976,0005,502
Net interest income$1,529,0006,626
Provision for loan and lease losses$52,0005,144
Total noninterest income$402,0005,110
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$282,0003,707
Trading account gains and fees$0126
Additional Noninterest Income$120,0005,607
Total noninterest expense$1,306,0006,492
Salaries and employee benefits$615,0006,858
Premises and equipment expense$126,0007,073
Additional noninterest expense$565,0005,307
Pre-tax net operating income$573,0006,123
Securities gains (losses)$-4,0007,604
Applicable income taxes$168,0004,679
Income before extraordinary items$401,0006,368
Extraordinary gains, net$035
Net income$401,0006,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,581
Cash dividends$179,0004,194
Sale, conversion, retirement of capital stock, net$0769
Net operating income$403,8006,317
2005-06-30 (YTD Data)Rank
Total interest income$1,631,0006,329
Total interest expense$631,0005,428
Net interest income$1,000,0006,662
Provision for loan and lease losses$32,0005,100
Total noninterest income$259,0005,134
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$181,0003,732
Trading account gains and fees$0116
Additional Noninterest Income$78,0005,666
Total noninterest expense$857,0006,547
Salaries and employee benefits$411,0006,843
Premises and equipment expense$81,0007,132
Additional noninterest expense$365,0005,396
Pre-tax net operating income$370,0006,164
Securities gains (losses)$2,0001,855
Applicable income taxes$157,0004,180
Income before extraordinary items$215,0006,805
Extraordinary gains, net$030
Net income$215,0006,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,314
Cash dividends$107,0004,188
Sale, conversion, retirement of capital stock, net$0643
Net operating income$213,7206,769
2005-03-31 (YTD Data)Rank
Total interest income$800,0006,380
Total interest expense$307,0005,410
Net interest income$493,0006,747
Provision for loan and lease losses$15,0004,875
Total noninterest income$129,0005,097
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$85,0003,795
Trading account gains and fees$0115
Additional Noninterest Income$44,0005,463
Total noninterest expense$424,0006,625
Salaries and employee benefits$209,0006,871
Premises and equipment expense$38,0007,311
Additional noninterest expense$177,0005,469
Pre-tax net operating income$183,0006,148
Securities gains (losses)$1,0001,514
Applicable income taxes$12,0005,990
Income before extraordinary items$172,0005,780
Extraordinary gains, net$024
Net income$172,0005,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,643
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$171,0705,758
2004-12-31 (YTD Data)Rank
Total interest income$3,089,0006,339
Total interest expense$1,144,0005,252
Net interest income$1,945,0006,702
Provision for loan and lease losses$71,0005,490
Total noninterest income$485,0005,343
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$331,0004,081
Trading account gains and fees$0138
Additional Noninterest Income$154,0005,630
Total noninterest expense$1,822,0006,329
Salaries and employee benefits$793,0006,966
Premises and equipment expense$144,0007,394
Additional noninterest expense$885,0004,759
Pre-tax net operating income$537,0006,597
Securities gains (losses)$20,0002,398
Applicable income taxes$160,0005,024
Income before extraordinary items$397,0006,788
Extraordinary gains, net$034
Net income$397,0006,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,645
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$382,8006,810
2004-09-30 (YTD Data)Rank
Total interest income$2,299,0006,368
Total interest expense$844,0005,292
Net interest income$1,455,0006,714
Provision for loan and lease losses$29,0006,049
Total noninterest income$332,0005,590
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$226,0004,333
Trading account gains and fees$0134
Additional Noninterest Income$106,0005,817
Total noninterest expense$1,223,0006,627
Salaries and employee benefits$594,0006,926
Premises and equipment expense$106,0007,410
Additional noninterest expense$523,0005,501
Pre-tax net operating income$535,0006,164
Securities gains (losses)$19,0002,339
Applicable income taxes$186,0004,557
Income before extraordinary items$368,0006,508
Extraordinary gains, net$026
Net income$368,0006,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,064
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$355,4606,507
2004-06-30 (YTD Data)Rank
Total interest income$1,512,0006,436
Total interest expense$549,0005,384
Net interest income$963,0006,759
Provision for loan and lease losses$12,0006,242
Total noninterest income$177,0006,098
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$115,0004,961
Trading account gains and fees$0130
Additional Noninterest Income$62,0006,075
Total noninterest expense$800,0006,716
Salaries and employee benefits$395,0006,979
Premises and equipment expense$67,0007,546
Additional noninterest expense$338,0005,609
Pre-tax net operating income$328,0006,321
Securities gains (losses)$03,413
Applicable income taxes$110,0004,724
Income before extraordinary items$218,0006,731
Extraordinary gains, net$021
Net income$218,0006,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,147
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$218,0006,645
2004-03-31 (YTD Data)Rank
Total interest income$751,0006,482
Total interest expense$273,0005,460
Net interest income$478,0006,817
Provision for loan and lease losses$6,0005,941
Total noninterest income$73,0006,491
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$52,0005,121
Trading account gains and fees$0121
Additional Noninterest Income$21,0006,731
Total noninterest expense$401,0006,753
Salaries and employee benefits$200,0006,988
Premises and equipment expense$32,0007,669
Additional noninterest expense$169,0005,625
Pre-tax net operating income$144,0006,523
Securities gains (losses)$3,0002,499
Applicable income taxes$50,0004,842
Income before extraordinary items$97,0006,945
Extraordinary gains, net$016
Net income$97,0006,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$95,0206,875
2003-12-31 (YTD Data)Rank
Total interest income$3,147,0006,372
Total interest expense$1,232,0005,483
Net interest income$1,915,0006,711
Provision for loan and lease losses$60,0005,969
Total noninterest income$388,0006,030
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$213,0005,125
Trading account gains and fees$0160
Additional Noninterest Income$175,0005,552
Total noninterest expense$1,638,0006,635
Salaries and employee benefits$819,0006,848
Premises and equipment expense$160,0007,260
Additional noninterest expense$659,0005,694
Pre-tax net operating income$605,0006,324
Securities gains (losses)$285,0001,078
Applicable income taxes$314,0004,224
Income before extraordinary items$576,0006,030
Extraordinary gains, net$054
Net income$576,0006,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0004,136
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$390,7506,703
2003-09-30 (YTD Data)Rank
Total interest income$2,384,0006,407
Total interest expense$948,0005,539
Net interest income$1,436,0006,756
Provision for loan and lease losses$55,0005,636
Total noninterest income$301,0006,013
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$160,0005,152
Trading account gains and fees$0153
Additional Noninterest Income$141,0005,464
Total noninterest expense$1,208,0006,683
Salaries and employee benefits$593,0006,948
Premises and equipment expense$119,0007,291
Additional noninterest expense$496,0005,665
Pre-tax net operating income$474,0006,396
Securities gains (losses)$276,0001,018
Applicable income taxes$267,0004,145
Income before extraordinary items$483,0005,939
Extraordinary gains, net$040
Net income$483,0005,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,709
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$306,3606,745
2003-06-30 (YTD Data)Rank
Total interest income$1,604,0006,421
Total interest expense$646,0005,593
Net interest income$958,0006,774
Provision for loan and lease losses$45,0005,281
Total noninterest income$204,0005,954
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$109,0005,055
Trading account gains and fees$0150
Additional Noninterest Income$95,0005,412
Total noninterest expense$794,0006,735
Salaries and employee benefits$394,0006,979
Premises and equipment expense$77,0007,361
Additional noninterest expense$323,0005,735
Pre-tax net operating income$323,0006,343
Securities gains (losses)$270,000865
Applicable income taxes$214,0003,830
Income before extraordinary items$379,0005,553
Extraordinary gains, net$030
Net income$379,0005,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0003,150
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$206,2006,707
2003-03-31 (YTD Data)Rank
Total interest income$790,0006,504
Total interest expense$326,0005,685
Net interest income$464,0006,865
Provision for loan and lease losses$21,0005,171
Total noninterest income$91,0006,131
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$52,0005,093
Trading account gains and fees$0134
Additional Noninterest Income$39,0005,739
Total noninterest expense$401,0006,711
Salaries and employee benefits$193,0007,069
Premises and equipment expense$39,0007,371
Additional noninterest expense$169,0005,559
Pre-tax net operating income$133,0006,710
Securities gains (losses)$37,0001,568
Applicable income taxes$51,0005,066
Income before extraordinary items$119,0006,565
Extraordinary gains, net$021
Net income$119,0006,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,468
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$93,1006,870
2002-12-31 (YTD Data)Rank
Total interest income$3,485,0006,357
Total interest expense$1,567,0005,590
Net interest income$1,918,0006,757
Provision for loan and lease losses$121,0005,320
Total noninterest income$381,0005,897
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$235,0004,843
Trading account gains and fees$0153
Additional Noninterest Income$146,0005,658
Total noninterest expense$1,588,0006,684
Salaries and employee benefits$748,0007,086
Premises and equipment expense$169,0007,182
Additional noninterest expense$671,0005,543
Pre-tax net operating income$590,0006,457
Securities gains (losses)$74,0002,045
Applicable income taxes$235,0004,862
Income before extraordinary items$429,0006,699
Extraordinary gains, net$070
Net income$429,0006,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,834
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$380,9006,809
2001-12-31 (YTD Data)Rank
Total interest income$3,995,0006,363
Total interest expense$2,243,0005,759
Net interest income$1,752,0006,887
Provision for loan and lease losses$155,0004,704
Total noninterest income$357,0005,969
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$203,0005,130
Trading account gains and fees$0177
Additional Noninterest Income$154,0005,501
Total noninterest expense$1,506,0006,784
Salaries and employee benefits$730,0007,064
Premises and equipment expense$212,0006,623
Additional noninterest expense$564,0006,067
Pre-tax net operating income$448,0006,757
Securities gains (losses)$7,0003,779
Applicable income taxes$129,0005,671
Income before extraordinary items$326,0006,978
Extraordinary gains, net$0105
Net income$326,0006,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,900
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$320,9606,893
2000-12-31 (YTD Data)Rank
Total interest income$3,643,0006,785
Total interest expense$1,910,0006,404
Net interest income$1,733,0007,042
Provision for loan and lease losses$112,0005,070
Total noninterest income$382,0005,643
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$226,0004,796
Trading account gains and feesNANA
Additional Noninterest Income$156,0005,379
Total noninterest expense$1,432,0006,928
Salaries and employee benefits$732,0007,049
Premises and equipment expense$196,0006,833
Additional noninterest expense$504,0006,401
Pre-tax net operating income$571,0006,696
Securities gains (losses)$-5,0007,961
Applicable income taxes$184,0005,557
Income before extraordinary items$382,0006,965
Extraordinary gains, net$038
Net income$382,0006,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,380
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$10,000897
Net operating income$385,3506,953
1999-12-31 (YTD Data)Rank
Total interest income$3,109,0007,248
Total interest expense$1,520,0006,929
Net interest income$1,589,0007,416
Provision for loan and lease losses$75,0005,766
Total noninterest income$343,0006,074
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$201,0005,104
Trading account gains and feesNANA
Additional Noninterest Income$142,0005,733
Total noninterest expense$1,375,0007,096
Salaries and employee benefits$717,0007,152
Premises and equipment expense$185,0007,053
Additional noninterest expense$473,0006,724
Pre-tax net operating income$482,0007,223
Securities gains (losses)$6,0002,044
Applicable income taxes$164,0006,106
Income before extraordinary items$324,0007,444
Extraordinary gains, net$035
Net income$324,0007,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,056
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$17,000953
Net operating income$320,0407,448
1998-12-31 (YTD Data)Rank
Total interest income$2,855,0007,691
Total interest expense$1,463,0007,275
Net interest income$1,392,0007,926
Provision for loan and lease losses$13,0008,046
Total noninterest income$400,0005,613
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$188,0005,315
Trading account gains and feesNANA
Additional Noninterest Income$212,0004,815
Total noninterest expense$1,392,0006,982
Salaries and employee benefits$735,0007,000
Premises and equipment expense$155,0007,539
Additional noninterest expense$502,0006,419
Pre-tax net operating income$387,0007,945
Securities gains (losses)$17,0002,560
Applicable income taxes$145,0006,914
Income before extraordinary items$259,0008,186
Extraordinary gains, net$032
Net income$259,0008,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0009,354
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$248,1208,185
1997-12-31 (YTD Data)Rank
Total interest income$2,621,0008,223
Total interest expense$1,357,0007,699
Net interest income$1,264,0008,547
Provision for loan and lease losses$85,0005,536
Total noninterest income$286,0006,806
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$186,0005,559
Trading account gains and feesNANA
Additional Noninterest Income$100,0006,788
Total noninterest expense$1,077,0008,071
Salaries and employee benefits$541,0008,323
Premises and equipment expense$106,0008,826
Additional noninterest expense$430,0007,098
Pre-tax net operating income$388,0008,506
Securities gains (losses)$-6,0009,765
Applicable income taxes$149,0007,627
Income before extraordinary items$233,0008,887
Extraordinary gains, net$044
Net income$233,0008,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,540
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$236,8408,826
1996-12-31 (YTD Data)Rank
Total interest income$2,372,0008,873
Total interest expense$1,204,0008,364
Net interest income$1,168,0009,103
Provision for loan and lease losses$20,0007,945
Total noninterest income$271,0007,311
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$156,0006,366
Trading account gains and feesNANA
Additional Noninterest Income$115,0006,735
Total noninterest expense$1,327,0007,581
Salaries and employee benefits$619,0008,012
Premises and equipment expense$103,0009,206
Additional noninterest expense$605,0006,322
Pre-tax net operating income$92,00010,412
Securities gains (losses)$11,0002,431
Applicable income taxes$24,00010,128
Income before extraordinary items$79,00010,393
Extraordinary gains, net$053
Net income$79,00010,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,315
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$70,53010,408
1995-12-31 (YTD Data)Rank
Total interest income$2,204,0009,408
Total interest expense$1,174,0008,673
Net interest income$1,030,0009,857
Provision for loan and lease losses$10,0008,319
Total noninterest income$199,0008,437
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$129,0007,113
Trading account gains and feesNANA
Additional Noninterest Income$70,0008,356
Total noninterest expense$915,0009,304
Salaries and employee benefits$421,0009,782
Premises and equipment expense$106,0009,444
Additional noninterest expense$388,0008,314
Pre-tax net operating income$304,0009,716
Securities gains (losses)$-8,0009,956
Applicable income taxes$107,0009,035
Income before extraordinary items$187,00010,080
Extraordinary gains, net$065
Net income$187,00010,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,621
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$192,1209,993
1994-12-31 (YTD Data)Rank
Total interest income$1,826,00010,113
Total interest expense$878,0009,225
Net interest income$948,00010,564
Provision for loan and lease losses$16,0008,030
Total noninterest income$169,0009,328
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$128,0007,411
Trading account gains and feesNANA
Additional Noninterest Income$41,00010,081
Total noninterest expense$776,00010,349
Salaries and employee benefits$375,00010,504
Premises and equipment expense$100,00010,031
Additional noninterest expense$301,0009,951
Pre-tax net operating income$325,0009,944
Securities gains (losses)$-14,00010,078
Applicable income taxes$109,0009,152
Income before extraordinary items$202,00010,248
Extraordinary gains, net$0249
Net income$202,00010,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,569
Cash dividends$33,0008,313
Sale, conversion, retirement of capital stock, net$-30,00012,479
Net operating income$211,10010,198
1993-12-31 (YTD Data)Rank
Total interest income$1,751,00010,701
Total interest expense$828,0009,890
Net interest income$923,00011,067
Provision for loan and lease losses$36,0008,112
Total noninterest income$222,0008,820
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$222,0005,355
Total noninterest expense$765,00010,846
Salaries and employee benefits$380,00010,838
Premises and equipment expense$169,0008,403
Additional noninterest expense$216,00011,521
Pre-tax net operating income$344,0009,861
Securities gains (losses)$-4,00012,523
Applicable income taxes$125,0009,194
Income before extraordinary items$215,00010,471
Extraordinary gains, net$03,149
Net income$215,00010,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0007,654
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$217,56010,200
1992-12-31 (YTD Data)Rank
Total interest income$1,804,00011,299
Total interest expense$843,00011,128
Net interest income$961,00011,249
Provision for loan and lease losses$48,0009,164
Total noninterest income$220,0009,031
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$220,0005,356
Total noninterest expense$703,00011,505
Salaries and employee benefits$362,00011,315
Premises and equipment expense$159,0008,856
Additional noninterest expense$182,00012,493
Pre-tax net operating income$430,0008,961
Securities gains (losses)$12,0006,245
Applicable income taxes$179,0007,994
Income before extraordinary items$263,0009,745
Extraordinary gains, net$01,422
Net income$263,0009,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,00010,870
Cash dividends$16,0008,560
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$255,3209,484

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.