Home > American Bank & Trust > Income and Expense
American Bank & Trust, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $80,458,000 | 635 |
| Total interest expense | $27,693,000 | 627 |
| Net interest income | $52,765,000 | 638 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $11,228,000 | 680 |
| Gross Fiduciary activities income | $1,103,000 | 490 |
| Service charges on deposit accounts | $1,087,000 | 936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,038,000 | 573 |
| Total noninterest expense | $36,902,000 | 746 |
| Salaries and employee benefits | $24,629,000 | 622 |
| Premises and equipment expense | $2,891,000 | 902 |
| Additional noninterest expense | $9,038,000 | 573 |
| Pre-tax net operating income | $27,091,000 | 548 |
| Securities gains (losses) | $-2,153,000 | 4,413 |
| Applicable income taxes | $5,907,000 | 484 |
| Income before extraordinary items | $19,031,000 | 599 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $19,031,000 | 607 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $19,031,000 | 602 |
| Net charge-offs | $89,000 | 1,565 |
| Cash dividends | $4,415,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $20,731,870 | 582 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $57,510,000 | 654 |
| Total interest expense | $18,524,000 | 645 |
| Net interest income | $38,986,000 | 659 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $8,213,000 | 696 |
| Gross Fiduciary activities income | $818,000 | 486 |
| Service charges on deposit accounts | $794,000 | 952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,601,000 | 602 |
| Total noninterest expense | $26,877,000 | 767 |
| Salaries and employee benefits | $18,175,000 | 634 |
| Premises and equipment expense | $2,155,000 | 916 |
| Additional noninterest expense | $6,601,000 | 602 |
| Pre-tax net operating income | $20,322,000 | 556 |
| Securities gains (losses) | $38,000 | 305 |
| Applicable income taxes | $4,720,000 | 478 |
| Income before extraordinary items | $15,640,000 | 580 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $15,640,000 | 584 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $15,640,000 | 580 |
| Net charge-offs | $69,000 | 1,347 |
| Cash dividends | $3,915,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $15,609,980 | 586 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $36,300,000 | 655 |
| Total interest expense | $10,567,000 | 662 |
| Net interest income | $25,733,000 | 665 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $4,739,000 | 761 |
| Gross Fiduciary activities income | $561,000 | 474 |
| Service charges on deposit accounts | $497,000 | 984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,681,000 | 653 |
| Total noninterest expense | $17,571,000 | 763 |
| Salaries and employee benefits | $11,825,000 | 638 |
| Premises and equipment expense | $1,447,000 | 895 |
| Additional noninterest expense | $3,681,000 | 653 |
| Pre-tax net operating income | $12,901,000 | 574 |
| Securities gains (losses) | $45,000 | 289 |
| Applicable income taxes | $3,006,000 | 494 |
| Income before extraordinary items | $9,940,000 | 600 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,940,000 | 610 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,940,000 | 600 |
| Net charge-offs | $56,000 | 1,134 |
| Cash dividends | $3,415,000 | 584 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $9,904,450 | 609 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $17,435,000 | 677 |
| Total interest expense | $4,230,000 | 702 |
| Net interest income | $13,205,000 | 661 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $2,113,000 | 799 |
| Gross Fiduciary activities income | $255,000 | 506 |
| Service charges on deposit accounts | $231,000 | 1,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,627,000 | 701 |
| Total noninterest expense | $8,816,000 | 772 |
| Salaries and employee benefits | $5,940,000 | 659 |
| Premises and equipment expense | $720,000 | 919 |
| Additional noninterest expense | $1,627,000 | 701 |
| Pre-tax net operating income | $6,502,000 | 596 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $1,442,000 | 523 |
| Income before extraordinary items | $5,060,000 | 611 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,060,000 | 610 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $5,060,000 | 610 |
| Net charge-offs | $33,000 | 940 |
| Cash dividends | $590,000 | 1,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $5,060,000 | 621 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $53,594,000 | 694 |
| Total interest expense | $5,456,000 | 740 |
| Net interest income | $48,138,000 | 694 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $9,963,000 | 760 |
| Gross Fiduciary activities income | $989,000 | 521 |
| Service charges on deposit accounts | $883,000 | 1,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,091,000 | 651 |
| Total noninterest expense | $33,558,000 | 786 |
| Salaries and employee benefits | $22,162,000 | 671 |
| Premises and equipment expense | $2,729,000 | 937 |
| Additional noninterest expense | $8,091,000 | 651 |
| Pre-tax net operating income | $24,543,000 | 652 |
| Securities gains (losses) | $-497,000 | 4,321 |
| Applicable income taxes | $5,484,000 | 572 |
| Income before extraordinary items | $18,562,000 | 684 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $18,562,000 | 685 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $18,562,000 | 685 |
| Net charge-offs | $22,000 | 1,895 |
| Cash dividends | $2,705,000 | 1,242 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 444 |
| Net operating income | $18,954,630 | 683 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $37,377,000 | 716 |
| Total interest expense | $2,568,000 | 820 |
| Net interest income | $34,809,000 | 708 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $6,923,000 | 815 |
| Gross Fiduciary activities income | $719,000 | 525 |
| Service charges on deposit accounts | $643,000 | 1,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,561,000 | 701 |
| Total noninterest expense | $24,624,000 | 797 |
| Salaries and employee benefits | $16,500,000 | 687 |
| Premises and equipment expense | $1,994,000 | 947 |
| Additional noninterest expense | $5,561,000 | 701 |
| Pre-tax net operating income | $17,108,000 | 689 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $3,972,000 | 591 |
| Income before extraordinary items | $13,136,000 | 712 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $13,136,000 | 712 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $13,136,000 | 712 |
| Net charge-offs | $13,000 | 1,741 |
| Cash dividends | $2,155,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 382 |
| Net operating income | $13,136,000 | 721 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $22,903,000 | 734 |
| Total interest expense | $1,225,000 | 938 |
| Net interest income | $21,678,000 | 728 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $4,666,000 | 795 |
| Gross Fiduciary activities income | $474,000 | 487 |
| Service charges on deposit accounts | $416,000 | 1,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,776,000 | 702 |
| Total noninterest expense | $16,124,000 | 799 |
| Salaries and employee benefits | $10,921,000 | 675 |
| Premises and equipment expense | $1,271,000 | 982 |
| Additional noninterest expense | $3,932,000 | 946 |
| Pre-tax net operating income | $10,220,000 | 691 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $2,442,000 | 585 |
| Income before extraordinary items | $7,778,000 | 727 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,778,000 | 727 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $7,778,000 | 727 |
| Net charge-offs | $-3,000 | 3,282 |
| Cash dividends | $1,520,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 337 |
| Net operating income | $7,778,000 | 742 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $10,751,000 | 758 |
| Total interest expense | $567,000 | 977 |
| Net interest income | $10,184,000 | 743 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $2,254,000 | 824 |
| Gross Fiduciary activities income | $216,000 | 506 |
| Service charges on deposit accounts | $202,000 | 1,176 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,836,000 | 729 |
| Total noninterest expense | $7,933,000 | 807 |
| Salaries and employee benefits | $5,388,000 | 694 |
| Premises and equipment expense | $649,000 | 974 |
| Additional noninterest expense | $1,896,000 | 960 |
| Pre-tax net operating income | $4,505,000 | 747 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $1,089,000 | 618 |
| Income before extraordinary items | $3,416,000 | 797 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,416,000 | 797 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $3,416,000 | 797 |
| Net charge-offs | $3,000 | 1,472 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $3,416,000 | 805 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $45,228,000 | 738 |
| Total interest expense | $2,782,000 | 987 |
| Net interest income | $42,446,000 | 725 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $10,951,000 | 784 |
| Gross Fiduciary activities income | $914,000 | 492 |
| Service charges on deposit accounts | $661,000 | 1,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,376,000 | 697 |
| Total noninterest expense | $28,908,000 | 872 |
| Salaries and employee benefits | $18,370,000 | 790 |
| Premises and equipment expense | $2,634,000 | 960 |
| Additional noninterest expense | $7,904,000 | 941 |
| Pre-tax net operating income | $24,489,000 | 637 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,313,000 | 1,420 |
| Income before extraordinary items | $23,176,000 | 576 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $23,176,000 | 576 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $23,176,000 | 577 |
| Net charge-offs | $-199,000 | 4,547 |
| Cash dividends | $14,500,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $23,176,000 | 567 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $34,739,000 | 740 |
| Total interest expense | $2,170,000 | 995 |
| Net interest income | $32,569,000 | 727 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $8,306,000 | 798 |
| Gross Fiduciary activities income | $677,000 | 491 |
| Service charges on deposit accounts | $472,000 | 1,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,157,000 | 713 |
| Total noninterest expense | $20,908,000 | 908 |
| Salaries and employee benefits | $13,298,000 | 830 |
| Premises and equipment expense | $1,889,000 | 997 |
| Additional noninterest expense | $5,721,000 | 965 |
| Pre-tax net operating income | $19,967,000 | 616 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $920,000 | 1,531 |
| Income before extraordinary items | $19,047,000 | 548 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $19,047,000 | 547 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $19,047,000 | 548 |
| Net charge-offs | $-57,000 | 4,260 |
| Cash dividends | $8,800,000 | 417 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $19,047,000 | 545 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $23,548,000 | 723 |
| Total interest expense | $1,538,000 | 969 |
| Net interest income | $22,010,000 | 704 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $5,566,000 | 799 |
| Gross Fiduciary activities income | $457,000 | 489 |
| Service charges on deposit accounts | $294,000 | 1,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,815,000 | 709 |
| Total noninterest expense | $13,806,000 | 906 |
| Salaries and employee benefits | $8,871,000 | 827 |
| Premises and equipment expense | $1,225,000 | 1,021 |
| Additional noninterest expense | $3,710,000 | 985 |
| Pre-tax net operating income | $13,770,000 | 592 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $637,000 | 1,487 |
| Income before extraordinary items | $13,133,000 | 532 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $13,133,000 | 531 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $13,133,000 | 532 |
| Net charge-offs | $-38,000 | 4,285 |
| Cash dividends | $6,800,000 | 358 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $13,133,000 | 527 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $9,754,000 | 852 |
| Total interest expense | $828,000 | 955 |
| Net interest income | $8,926,000 | 845 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $2,869,000 | 777 |
| Gross Fiduciary activities income | $203,000 | 510 |
| Service charges on deposit accounts | $142,000 | 1,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,524,000 | 696 |
| Total noninterest expense | $6,632,000 | 922 |
| Salaries and employee benefits | $4,230,000 | 853 |
| Premises and equipment expense | $609,000 | 1,028 |
| Additional noninterest expense | $1,793,000 | 986 |
| Pre-tax net operating income | $5,163,000 | 746 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $236,000 | 1,686 |
| Income before extraordinary items | $4,927,000 | 673 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $4,927,000 | 673 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,927,000 | 673 |
| Net charge-offs | $-53,000 | 4,631 |
| Cash dividends | $3,500,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $4,927,000 | 657 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $42,262,000 | 797 |
| Total interest expense | $5,210,000 | 914 |
| Net interest income | $37,052,000 | 777 |
| Provision for loan and lease losses | $4,451,000 | 620 |
| Total noninterest income | $11,206,000 | 734 |
| Gross Fiduciary activities income | $835,000 | 491 |
| Service charges on deposit accounts | $696,000 | 1,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,675,000 | 654 |
| Total noninterest expense | $25,924,000 | 923 |
| Salaries and employee benefits | $15,890,000 | 866 |
| Premises and equipment expense | $2,407,000 | 1,015 |
| Additional noninterest expense | $7,627,000 | 916 |
| Pre-tax net operating income | $17,883,000 | 651 |
| Securities gains (losses) | $1,043,000 | 351 |
| Applicable income taxes | $885,000 | 1,526 |
| Income before extraordinary items | $18,041,000 | 568 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $18,041,000 | 567 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $18,041,000 | 568 |
| Net charge-offs | $146,000 | 1,741 |
| Cash dividends | $8,240,000 | 531 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $17,050,150 | 574 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $32,608,000 | 771 |
| Total interest expense | $4,197,000 | 911 |
| Net interest income | $28,411,000 | 755 |
| Provision for loan and lease losses | $4,400,000 | 542 |
| Total noninterest income | $8,101,000 | 730 |
| Gross Fiduciary activities income | $621,000 | 486 |
| Service charges on deposit accounts | $521,000 | 1,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,959,000 | 655 |
| Total noninterest expense | $18,667,000 | 935 |
| Salaries and employee benefits | $11,603,000 | 863 |
| Premises and equipment expense | $1,757,000 | 1,026 |
| Additional noninterest expense | $5,307,000 | 962 |
| Pre-tax net operating income | $13,445,000 | 623 |
| Securities gains (losses) | $1,043,000 | 294 |
| Applicable income taxes | $718,000 | 1,435 |
| Income before extraordinary items | $13,770,000 | 529 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $13,770,000 | 528 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $13,770,000 | 529 |
| Net charge-offs | $15,000 | 2,607 |
| Cash dividends | $8,240,000 | 411 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $12,779,150 | 538 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $22,811,000 | 738 |
| Total interest expense | $3,053,000 | 911 |
| Net interest income | $19,758,000 | 713 |
| Provision for loan and lease losses | $4,150,000 | 452 |
| Total noninterest income | $4,882,000 | 738 |
| Gross Fiduciary activities income | $421,000 | 482 |
| Service charges on deposit accounts | $344,000 | 1,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,117,000 | 658 |
| Total noninterest expense | $11,825,000 | 958 |
| Salaries and employee benefits | $7,530,000 | 876 |
| Premises and equipment expense | $1,166,000 | 1,026 |
| Additional noninterest expense | $3,129,000 | 1,049 |
| Pre-tax net operating income | $8,665,000 | 580 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $431,000 | 1,466 |
| Income before extraordinary items | $8,234,000 | 532 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $8,234,000 | 530 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $8,234,000 | 532 |
| Net charge-offs | $-44,000 | 4,717 |
| Cash dividends | $2,040,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $8,234,000 | 505 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $10,406,000 | 817 |
| Total interest expense | $1,735,000 | 889 |
| Net interest income | $8,671,000 | 797 |
| Provision for loan and lease losses | $600,000 | 790 |
| Total noninterest income | $1,791,000 | 874 |
| Gross Fiduciary activities income | $203,000 | 497 |
| Service charges on deposit accounts | $204,000 | 1,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,384,000 | 779 |
| Total noninterest expense | $5,610,000 | 1,009 |
| Salaries and employee benefits | $3,645,000 | 909 |
| Premises and equipment expense | $594,000 | 1,034 |
| Additional noninterest expense | $1,371,000 | 1,169 |
| Pre-tax net operating income | $4,252,000 | 545 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $211,000 | 1,359 |
| Income before extraordinary items | $4,041,000 | 495 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,041,000 | 495 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $4,041,000 | 495 |
| Net charge-offs | $-108,000 | 4,975 |
| Cash dividends | $1,500,000 | 602 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $4,041,000 | 480 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $42,065,000 | 809 |
| Total interest expense | $8,041,000 | 827 |
| Net interest income | $34,024,000 | 805 |
| Provision for loan and lease losses | $1,690,000 | 601 |
| Total noninterest income | $7,302,000 | 878 |
| Gross Fiduciary activities income | $814,000 | 492 |
| Service charges on deposit accounts | $966,000 | 1,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,522,000 | 774 |
| Total noninterest expense | $23,030,000 | 967 |
| Salaries and employee benefits | $14,253,000 | 902 |
| Premises and equipment expense | $2,577,000 | 958 |
| Additional noninterest expense | $6,200,000 | 1,063 |
| Pre-tax net operating income | $16,606,000 | 705 |
| Securities gains (losses) | $-25,000 | 4,937 |
| Applicable income taxes | $883,000 | 1,529 |
| Income before extraordinary items | $15,698,000 | 646 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $15,698,000 | 648 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $15,698,000 | 647 |
| Net charge-offs | $527,000 | 991 |
| Cash dividends | $7,100,000 | 619 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $15,721,750 | 632 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $31,362,000 | 814 |
| Total interest expense | $6,056,000 | 822 |
| Net interest income | $25,306,000 | 811 |
| Provision for loan and lease losses | $1,205,000 | 593 |
| Total noninterest income | $5,473,000 | 874 |
| Gross Fiduciary activities income | $606,000 | 495 |
| Service charges on deposit accounts | $740,000 | 1,155 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,127,000 | 770 |
| Total noninterest expense | $17,154,000 | 968 |
| Salaries and employee benefits | $10,682,000 | 895 |
| Premises and equipment expense | $2,037,000 | 920 |
| Additional noninterest expense | $4,435,000 | 1,097 |
| Pre-tax net operating income | $12,420,000 | 711 |
| Securities gains (losses) | $-25,000 | 5,024 |
| Applicable income taxes | $649,000 | 1,592 |
| Income before extraordinary items | $11,746,000 | 652 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $11,746,000 | 654 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $11,746,000 | 653 |
| Net charge-offs | $191,000 | 1,332 |
| Cash dividends | $7,100,000 | 465 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $11,769,750 | 638 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $20,849,000 | 817 |
| Total interest expense | $3,996,000 | 814 |
| Net interest income | $16,853,000 | 807 |
| Provision for loan and lease losses | $770,000 | 603 |
| Total noninterest income | $3,016,000 | 965 |
| Gross Fiduciary activities income | $407,000 | 495 |
| Service charges on deposit accounts | $489,000 | 1,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,120,000 | 897 |
| Total noninterest expense | $11,178,000 | 988 |
| Salaries and employee benefits | $7,107,000 | 895 |
| Premises and equipment expense | $1,341,000 | 932 |
| Additional noninterest expense | $2,730,000 | 1,172 |
| Pre-tax net operating income | $7,921,000 | 711 |
| Securities gains (losses) | $-25,000 | 5,078 |
| Applicable income taxes | $410,000 | 1,608 |
| Income before extraordinary items | $7,486,000 | 658 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,486,000 | 658 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,486,000 | 658 |
| Net charge-offs | $187,000 | 1,035 |
| Cash dividends | $4,600,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $7,509,750 | 642 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $10,246,000 | 826 |
| Total interest expense | $1,884,000 | 832 |
| Net interest income | $8,362,000 | 814 |
| Provision for loan and lease losses | $285,000 | 737 |
| Total noninterest income | $1,294,000 | 1,033 |
| Gross Fiduciary activities income | $188,000 | 508 |
| Service charges on deposit accounts | $240,000 | 1,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $866,000 | 997 |
| Total noninterest expense | $5,590,000 | 987 |
| Salaries and employee benefits | $3,558,000 | 900 |
| Premises and equipment expense | $681,000 | 922 |
| Additional noninterest expense | $1,351,000 | 1,167 |
| Pre-tax net operating income | $3,781,000 | 724 |
| Securities gains (losses) | $-25,000 | 5,202 |
| Applicable income taxes | $191,000 | 1,627 |
| Income before extraordinary items | $3,565,000 | 674 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,565,000 | 674 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,565,000 | 673 |
| Net charge-offs | $7,000 | 2,096 |
| Cash dividends | $2,100,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $3,588,750 | 660 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $34,953,000 | 901 |
| Total interest expense | $5,178,000 | 890 |
| Net interest income | $29,775,000 | 888 |
| Provision for loan and lease losses | $1,140,000 | 808 |
| Total noninterest income | $6,241,000 | 955 |
| Gross Fiduciary activities income | $695,000 | 533 |
| Service charges on deposit accounts | $884,000 | 1,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,662,000 | 838 |
| Total noninterest expense | $22,093,000 | 984 |
| Salaries and employee benefits | $13,006,000 | 945 |
| Premises and equipment expense | $2,537,000 | 962 |
| Additional noninterest expense | $6,550,000 | 1,017 |
| Pre-tax net operating income | $12,783,000 | 852 |
| Securities gains (losses) | $-6,000 | 4,285 |
| Applicable income taxes | $637,000 | 1,776 |
| Income before extraordinary items | $12,140,000 | 777 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $12,140,000 | 776 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $12,140,000 | 776 |
| Net charge-offs | $-44,000 | 4,856 |
| Cash dividends | $6,000,000 | 625 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $12,145,700 | 773 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $24,744,000 | 939 |
| Total interest expense | $3,414,000 | 940 |
| Net interest income | $21,330,000 | 926 |
| Provision for loan and lease losses | $780,000 | 791 |
| Total noninterest income | $4,827,000 | 937 |
| Gross Fiduciary activities income | $503,000 | 531 |
| Service charges on deposit accounts | $635,000 | 1,320 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,689,000 | 813 |
| Total noninterest expense | $16,437,000 | 980 |
| Salaries and employee benefits | $9,661,000 | 954 |
| Premises and equipment expense | $2,000,000 | 924 |
| Additional noninterest expense | $4,776,000 | 1,034 |
| Pre-tax net operating income | $8,940,000 | 922 |
| Securities gains (losses) | $-7,000 | 4,683 |
| Applicable income taxes | $427,000 | 1,934 |
| Income before extraordinary items | $8,506,000 | 829 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,506,000 | 827 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $8,506,000 | 828 |
| Net charge-offs | $-14,000 | 4,567 |
| Cash dividends | $6,000,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $8,512,650 | 820 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $14,884,000 | 1,008 |
| Total interest expense | $1,879,000 | 1,067 |
| Net interest income | $13,005,000 | 996 |
| Provision for loan and lease losses | $420,000 | 940 |
| Total noninterest income | $2,901,000 | 1,000 |
| Gross Fiduciary activities income | $320,000 | 547 |
| Service charges on deposit accounts | $384,000 | 1,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,197,000 | 886 |
| Total noninterest expense | $10,237,000 | 1,044 |
| Salaries and employee benefits | $6,139,000 | 997 |
| Premises and equipment expense | $1,253,000 | 964 |
| Additional noninterest expense | $2,845,000 | 1,119 |
| Pre-tax net operating income | $5,249,000 | 991 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $264,000 | 1,975 |
| Income before extraordinary items | $4,985,000 | 908 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,985,000 | 906 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,985,000 | 907 |
| Net charge-offs | $-11,000 | 4,546 |
| Cash dividends | $3,000,000 | 565 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $4,985,000 | 898 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $7,175,000 | 1,028 |
| Total interest expense | $814,000 | 1,155 |
| Net interest income | $6,361,000 | 1,012 |
| Provision for loan and lease losses | $210,000 | 904 |
| Total noninterest income | $1,435,000 | 999 |
| Gross Fiduciary activities income | $157,000 | 557 |
| Service charges on deposit accounts | $183,000 | 1,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,095,000 | 873 |
| Total noninterest expense | $5,039,000 | 1,062 |
| Salaries and employee benefits | $3,093,000 | 1,000 |
| Premises and equipment expense | $621,000 | 988 |
| Additional noninterest expense | $1,325,000 | 1,182 |
| Pre-tax net operating income | $2,547,000 | 993 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $128,000 | 1,957 |
| Income before extraordinary items | $2,419,000 | 901 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,419,000 | 901 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,419,000 | 901 |
| Net charge-offs | $-7,000 | 4,604 |
| Cash dividends | $1,500,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $2,419,000 | 896 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $26,659,000 | 1,054 |
| Total interest expense | $2,971,000 | 1,092 |
| Net interest income | $23,688,000 | 1,057 |
| Provision for loan and lease losses | $250,000 | 2,142 |
| Total noninterest income | $5,564,000 | 1,038 |
| Gross Fiduciary activities income | $334,000 | 651 |
| Service charges on deposit accounts | $686,000 | 1,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,544,000 | 871 |
| Total noninterest expense | $19,753,000 | 1,060 |
| Salaries and employee benefits | $12,456,000 | 957 |
| Premises and equipment expense | $2,274,000 | 1,044 |
| Additional noninterest expense | $5,023,000 | 1,243 |
| Pre-tax net operating income | $9,249,000 | 1,052 |
| Securities gains (losses) | $164,000 | 457 |
| Applicable income taxes | $459,000 | 2,481 |
| Income before extraordinary items | $8,954,000 | 821 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $8,954,000 | 822 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,954,000 | 821 |
| Net charge-offs | $98,000 | 2,452 |
| Cash dividends | $6,000,000 | 568 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $8,798,200 | 816 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $19,521,000 | 1,075 |
| Total interest expense | $2,163,000 | 1,104 |
| Net interest income | $17,358,000 | 1,078 |
| Provision for loan and lease losses | $250,000 | 1,804 |
| Total noninterest income | $4,188,000 | 1,054 |
| Gross Fiduciary activities income | $199,000 | 685 |
| Service charges on deposit accounts | $516,000 | 1,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,473,000 | 884 |
| Total noninterest expense | $14,674,000 | 1,078 |
| Salaries and employee benefits | $9,347,000 | 962 |
| Premises and equipment expense | $1,699,000 | 1,055 |
| Additional noninterest expense | $3,628,000 | 1,275 |
| Pre-tax net operating income | $6,622,000 | 1,109 |
| Securities gains (losses) | $164,000 | 419 |
| Applicable income taxes | $324,000 | 2,417 |
| Income before extraordinary items | $6,462,000 | 911 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,462,000 | 912 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,462,000 | 911 |
| Net charge-offs | $88,000 | 2,041 |
| Cash dividends | $4,800,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $6,306,200 | 927 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $12,701,000 | 1,092 |
| Total interest expense | $1,372,000 | 1,123 |
| Net interest income | $11,329,000 | 1,096 |
| Provision for loan and lease losses | $250,000 | 1,362 |
| Total noninterest income | $2,658,000 | 1,090 |
| Gross Fiduciary activities income | $149,000 | 674 |
| Service charges on deposit accounts | $329,000 | 1,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,180,000 | 905 |
| Total noninterest expense | $9,611,000 | 1,099 |
| Salaries and employee benefits | $6,202,000 | 974 |
| Premises and equipment expense | $1,069,000 | 1,108 |
| Additional noninterest expense | $2,340,000 | 1,310 |
| Pre-tax net operating income | $4,126,000 | 1,163 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $198,000 | 2,485 |
| Income before extraordinary items | $3,928,000 | 989 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,928,000 | 990 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,928,000 | 989 |
| Net charge-offs | $64,000 | 1,820 |
| Cash dividends | $2,400,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,928,000 | 977 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,080,000 | 1,127 |
| Total interest expense | $660,000 | 1,142 |
| Net interest income | $5,420,000 | 1,119 |
| Provision for loan and lease losses | $125,000 | 1,284 |
| Total noninterest income | $1,489,000 | 980 |
| Gross Fiduciary activities income | $89,000 | 651 |
| Service charges on deposit accounts | $166,000 | 1,625 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,234,000 | 820 |
| Total noninterest expense | $4,666,000 | 1,132 |
| Salaries and employee benefits | $3,105,000 | 981 |
| Premises and equipment expense | $411,000 | 1,410 |
| Additional noninterest expense | $1,150,000 | 1,326 |
| Pre-tax net operating income | $2,118,000 | 1,117 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $94,000 | 2,483 |
| Income before extraordinary items | $2,024,000 | 933 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,024,000 | 934 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,024,000 | 933 |
| Net charge-offs | $-12,000 | 5,065 |
| Cash dividends | $1,200,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $2,024,000 | 920 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $23,081,000 | 1,143 |
| Total interest expense | $2,258,000 | 1,275 |
| Net interest income | $20,823,000 | 1,129 |
| Provision for loan and lease losses | $2,750,000 | 407 |
| Total noninterest income | $5,384,000 | 1,088 |
| Gross Fiduciary activities income | $282,000 | 685 |
| Service charges on deposit accounts | $718,000 | 1,578 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $4,384,000 | 930 |
| Total noninterest expense | $18,037,000 | 1,145 |
| Salaries and employee benefits | $11,461,000 | 1,025 |
| Premises and equipment expense | $1,668,000 | 1,376 |
| Additional noninterest expense | $4,908,000 | 1,276 |
| Pre-tax net operating income | $5,420,000 | 1,518 |
| Securities gains (losses) | $467,000 | 451 |
| Applicable income taxes | $262,000 | 2,748 |
| Income before extraordinary items | $5,625,000 | 1,256 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,625,000 | 1,255 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,625,000 | 1,255 |
| Net charge-offs | $2,439,000 | 345 |
| Cash dividends | $5,750,000 | 594 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,176,680 | 1,311 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $16,979,000 | 1,170 |
| Total interest expense | $1,609,000 | 1,326 |
| Net interest income | $15,370,000 | 1,148 |
| Provision for loan and lease losses | $2,250,000 | 371 |
| Total noninterest income | $3,727,000 | 1,151 |
| Gross Fiduciary activities income | $247,000 | 662 |
| Service charges on deposit accounts | $541,000 | 1,577 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,939,000 | 1,003 |
| Total noninterest expense | $13,241,000 | 1,171 |
| Salaries and employee benefits | $8,382,000 | 1,045 |
| Premises and equipment expense | $1,286,000 | 1,350 |
| Additional noninterest expense | $3,573,000 | 1,317 |
| Pre-tax net operating income | $3,606,000 | 1,689 |
| Securities gains (losses) | $467,000 | 408 |
| Applicable income taxes | $253,000 | 2,626 |
| Income before extraordinary items | $3,820,000 | 1,385 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,820,000 | 1,386 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,820,000 | 1,386 |
| Net charge-offs | $2,860,000 | 228 |
| Cash dividends | $5,200,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,381,020 | 1,492 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $11,100,000 | 1,189 |
| Total interest expense | $1,020,000 | 1,394 |
| Net interest income | $10,080,000 | 1,159 |
| Provision for loan and lease losses | $500,000 | 847 |
| Total noninterest income | $2,355,000 | 1,176 |
| Gross Fiduciary activities income | $165,000 | 672 |
| Service charges on deposit accounts | $349,000 | 1,602 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,841,000 | 1,029 |
| Total noninterest expense | $8,549,000 | 1,199 |
| Salaries and employee benefits | $5,475,000 | 1,067 |
| Premises and equipment expense | $864,000 | 1,345 |
| Additional noninterest expense | $2,210,000 | 1,402 |
| Pre-tax net operating income | $3,386,000 | 1,291 |
| Securities gains (losses) | $3,000 | 2,591 |
| Applicable income taxes | $190,000 | 2,539 |
| Income before extraordinary items | $3,199,000 | 1,143 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,199,000 | 1,143 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,199,000 | 1,143 |
| Net charge-offs | $1,107,000 | 329 |
| Cash dividends | $4,650,000 | 383 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,196,180 | 1,117 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,422,000 | 1,211 |
| Total interest expense | $486,000 | 1,452 |
| Net interest income | $4,936,000 | 1,194 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,119,000 | 1,202 |
| Gross Fiduciary activities income | $82,000 | 668 |
| Service charges on deposit accounts | $166,000 | 1,657 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $871,000 | 1,033 |
| Total noninterest expense | $4,139,000 | 1,226 |
| Salaries and employee benefits | $2,649,000 | 1,108 |
| Premises and equipment expense | $434,000 | 1,345 |
| Additional noninterest expense | $1,056,000 | 1,451 |
| Pre-tax net operating income | $1,916,000 | 1,126 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $101,000 | 2,457 |
| Income before extraordinary items | $1,815,000 | 990 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,815,000 | 991 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,815,000 | 991 |
| Net charge-offs | $-418,000 | 6,055 |
| Cash dividends | $3,550,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,815,000 | 954 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $22,010,000 | 1,166 |
| Total interest expense | $1,991,000 | 1,404 |
| Net interest income | $20,019,000 | 1,136 |
| Provision for loan and lease losses | $300,000 | 1,890 |
| Total noninterest income | $4,881,000 | 1,142 |
| Gross Fiduciary activities income | $284,000 | 701 |
| Service charges on deposit accounts | $768,000 | 1,526 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,829,000 | 989 |
| Total noninterest expense | $14,551,000 | 1,350 |
| Salaries and employee benefits | $9,207,000 | 1,216 |
| Premises and equipment expense | $1,352,000 | 1,682 |
| Additional noninterest expense | $3,992,000 | 1,525 |
| Pre-tax net operating income | $10,049,000 | 894 |
| Securities gains (losses) | $8,000 | 2,689 |
| Applicable income taxes | $457,000 | 2,300 |
| Income before extraordinary items | $9,600,000 | 760 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $9,600,000 | 760 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,600,000 | 760 |
| Net charge-offs | $-118,000 | 5,756 |
| Cash dividends | $5,850,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $9,592,400 | 745 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $16,502,000 | 1,165 |
| Total interest expense | $1,467,000 | 1,428 |
| Net interest income | $15,035,000 | 1,141 |
| Provision for loan and lease losses | $225,000 | 1,803 |
| Total noninterest income | $3,439,000 | 1,197 |
| Gross Fiduciary activities income | $219,000 | 697 |
| Service charges on deposit accounts | $580,000 | 1,531 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,640,000 | 1,067 |
| Total noninterest expense | $10,800,000 | 1,366 |
| Salaries and employee benefits | $6,857,000 | 1,225 |
| Premises and equipment expense | $1,042,000 | 1,660 |
| Additional noninterest expense | $2,901,000 | 1,564 |
| Pre-tax net operating income | $7,449,000 | 908 |
| Securities gains (losses) | $8,000 | 2,465 |
| Applicable income taxes | $342,000 | 2,357 |
| Income before extraordinary items | $7,115,000 | 776 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,115,000 | 775 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $7,115,000 | 776 |
| Net charge-offs | $-126,000 | 5,858 |
| Cash dividends | $4,600,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $7,107,400 | 759 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,956,000 | 1,175 |
| Total interest expense | $980,000 | 1,427 |
| Net interest income | $9,976,000 | 1,143 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $2,245,000 | 1,232 |
| Gross Fiduciary activities income | $129,000 | 726 |
| Service charges on deposit accounts | $373,000 | 1,558 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,743,000 | 1,073 |
| Total noninterest expense | $7,113,000 | 1,386 |
| Salaries and employee benefits | $4,514,000 | 1,238 |
| Premises and equipment expense | $687,000 | 1,690 |
| Additional noninterest expense | $1,912,000 | 1,597 |
| Pre-tax net operating income | $4,958,000 | 903 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $221,000 | 2,384 |
| Income before extraordinary items | $4,738,000 | 779 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,738,000 | 778 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $4,738,000 | 779 |
| Net charge-offs | $-10,000 | 5,254 |
| Cash dividends | $3,550,000 | 444 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $4,737,040 | 757 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,487,000 | 1,168 |
| Total interest expense | $486,000 | 1,439 |
| Net interest income | $5,001,000 | 1,141 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $1,061,000 | 1,232 |
| Gross Fiduciary activities income | $68,000 | 719 |
| Service charges on deposit accounts | $185,000 | 1,541 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $808,000 | 1,080 |
| Total noninterest expense | $3,547,000 | 1,380 |
| Salaries and employee benefits | $2,267,000 | 1,235 |
| Premises and equipment expense | $337,000 | 1,739 |
| Additional noninterest expense | $943,000 | 1,605 |
| Pre-tax net operating income | $2,440,000 | 895 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $109,000 | 2,368 |
| Income before extraordinary items | $2,331,000 | 753 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,331,000 | 751 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,331,000 | 753 |
| Net charge-offs | $-39,000 | 5,879 |
| Cash dividends | $1,350,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,331,000 | 731 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $21,973,000 | 1,171 |
| Total interest expense | $2,127,000 | 1,374 |
| Net interest income | $19,846,000 | 1,136 |
| Provision for loan and lease losses | $715,000 | 1,114 |
| Total noninterest income | $4,388,000 | 1,201 |
| Gross Fiduciary activities income | $255,000 | 734 |
| Service charges on deposit accounts | $858,000 | 1,488 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,275,000 | 1,036 |
| Total noninterest expense | $14,446,000 | 1,349 |
| Salaries and employee benefits | $8,955,000 | 1,212 |
| Premises and equipment expense | $1,339,000 | 1,730 |
| Additional noninterest expense | $4,152,000 | 1,510 |
| Pre-tax net operating income | $9,073,000 | 918 |
| Securities gains (losses) | $88,000 | 1,350 |
| Applicable income taxes | $412,000 | 2,386 |
| Income before extraordinary items | $8,749,000 | 775 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $8,749,000 | 774 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,749,000 | 774 |
| Net charge-offs | $-7,000 | 5,613 |
| Cash dividends | $5,020,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,664,520 | 763 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $16,310,000 | 1,186 |
| Total interest expense | $1,574,000 | 1,415 |
| Net interest income | $14,736,000 | 1,154 |
| Provision for loan and lease losses | $585,000 | 1,014 |
| Total noninterest income | $3,094,000 | 1,267 |
| Gross Fiduciary activities income | $156,000 | 761 |
| Service charges on deposit accounts | $640,000 | 1,502 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,298,000 | 1,090 |
| Total noninterest expense | $10,675,000 | 1,375 |
| Salaries and employee benefits | $6,540,000 | 1,238 |
| Premises and equipment expense | $1,040,000 | 1,705 |
| Additional noninterest expense | $3,095,000 | 1,529 |
| Pre-tax net operating income | $6,570,000 | 961 |
| Securities gains (losses) | $61,000 | 1,320 |
| Applicable income taxes | $323,000 | 2,385 |
| Income before extraordinary items | $6,308,000 | 792 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,308,000 | 791 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,308,000 | 791 |
| Net charge-offs | $7,000 | 4,273 |
| Cash dividends | $4,020,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $6,250,050 | 784 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,679,000 | 1,198 |
| Total interest expense | $1,071,000 | 1,392 |
| Net interest income | $9,608,000 | 1,173 |
| Provision for loan and lease losses | $390,000 | 1,032 |
| Total noninterest income | $2,077,000 | 1,250 |
| Gross Fiduciary activities income | $111,000 | 761 |
| Service charges on deposit accounts | $420,000 | 1,503 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,546,000 | 1,075 |
| Total noninterest expense | $7,121,000 | 1,371 |
| Salaries and employee benefits | $4,337,000 | 1,241 |
| Premises and equipment expense | $690,000 | 1,733 |
| Additional noninterest expense | $2,094,000 | 1,497 |
| Pre-tax net operating income | $4,174,000 | 982 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $215,000 | 2,344 |
| Income before extraordinary items | $3,959,000 | 821 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,959,000 | 822 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,959,000 | 821 |
| Net charge-offs | $-84,000 | 6,280 |
| Cash dividends | $3,070,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,959,000 | 804 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,953,000 | 1,569 |
| Total interest expense | $449,000 | 1,683 |
| Net interest income | $3,504,000 | 1,560 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $784,000 | 1,475 |
| Gross Fiduciary activities income | $58,000 | 755 |
| Service charges on deposit accounts | $133,000 | 2,134 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $593,000 | 1,255 |
| Total noninterest expense | $2,677,000 | 1,770 |
| Salaries and employee benefits | $1,729,000 | 1,521 |
| Premises and equipment expense | $263,000 | 2,211 |
| Additional noninterest expense | $685,000 | 2,188 |
| Pre-tax net operating income | $1,461,000 | 1,278 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $74,000 | 2,630 |
| Income before extraordinary items | $1,387,000 | 1,119 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,387,000 | 1,120 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,387,000 | 1,120 |
| Net charge-offs | $-78,000 | 6,428 |
| Cash dividends | $800,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,387,000 | 1,104 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,773,000 | 1,579 |
| Total interest expense | $2,035,000 | 1,681 |
| Net interest income | $13,738,000 | 1,587 |
| Provision for loan and lease losses | $300,000 | 2,425 |
| Total noninterest income | $3,564,000 | 1,430 |
| Gross Fiduciary activities income | $260,000 | 727 |
| Service charges on deposit accounts | $578,000 | 2,131 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,726,000 | 1,219 |
| Total noninterest expense | $10,388,000 | 1,831 |
| Salaries and employee benefits | $6,542,000 | 1,585 |
| Premises and equipment expense | $1,004,000 | 2,246 |
| Additional noninterest expense | $2,842,000 | 2,200 |
| Pre-tax net operating income | $6,614,000 | 1,118 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $275,000 | 2,701 |
| Income before extraordinary items | $6,339,000 | 981 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,339,000 | 984 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,339,000 | 984 |
| Net charge-offs | $-320,000 | 6,692 |
| Cash dividends | $4,225,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $6,339,000 | 952 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,749,000 | 1,610 |
| Total interest expense | $1,543,000 | 1,702 |
| Net interest income | $10,206,000 | 1,606 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $2,578,000 | 1,496 |
| Gross Fiduciary activities income | $153,000 | 770 |
| Service charges on deposit accounts | $428,000 | 2,156 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,997,000 | 1,272 |
| Total noninterest expense | $7,745,000 | 1,845 |
| Salaries and employee benefits | $4,883,000 | 1,601 |
| Premises and equipment expense | $774,000 | 2,217 |
| Additional noninterest expense | $2,088,000 | 2,221 |
| Pre-tax net operating income | $5,039,000 | 1,133 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $194,000 | 2,816 |
| Income before extraordinary items | $4,845,000 | 965 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,845,000 | 968 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,845,000 | 968 |
| Net charge-offs | $-342,000 | 6,789 |
| Cash dividends | $3,390,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,845,000 | 936 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,793,000 | 1,608 |
| Total interest expense | $1,057,000 | 1,695 |
| Net interest income | $6,736,000 | 1,604 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,785,000 | 1,461 |
| Gross Fiduciary activities income | $102,000 | 773 |
| Service charges on deposit accounts | $287,000 | 2,109 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,396,000 | 1,253 |
| Total noninterest expense | $5,135,000 | 1,858 |
| Salaries and employee benefits | $3,266,000 | 1,597 |
| Premises and equipment expense | $523,000 | 2,189 |
| Additional noninterest expense | $1,346,000 | 2,279 |
| Pre-tax net operating income | $3,386,000 | 1,106 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $118,000 | 2,890 |
| Income before extraordinary items | $3,268,000 | 940 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,268,000 | 941 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,268,000 | 943 |
| Net charge-offs | $-420,000 | 6,876 |
| Cash dividends | $2,549,000 | 506 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,268,000 | 902 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,952,000 | 1,595 |
| Total interest expense | $546,000 | 1,689 |
| Net interest income | $3,406,000 | 1,589 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $989,000 | 1,368 |
| Gross Fiduciary activities income | $51,000 | 775 |
| Service charges on deposit accounts | $143,000 | 2,105 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $795,000 | 1,158 |
| Total noninterest expense | $2,540,000 | 1,895 |
| Salaries and employee benefits | $1,615,000 | 1,627 |
| Premises and equipment expense | $250,000 | 2,316 |
| Additional noninterest expense | $675,000 | 2,306 |
| Pre-tax net operating income | $1,855,000 | 995 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $80,000 | 2,607 |
| Income before extraordinary items | $1,775,000 | 859 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,775,000 | 860 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,775,000 | 861 |
| Net charge-offs | $-420,000 | 6,964 |
| Cash dividends | $852,000 | 635 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,775,000 | 821 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,750,000 | 1,685 |
| Total interest expense | $2,765,000 | 1,607 |
| Net interest income | $12,985,000 | 1,703 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $3,240,000 | 1,558 |
| Gross Fiduciary activities income | $185,000 | 801 |
| Service charges on deposit accounts | $635,000 | 2,062 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,420,000 | 1,365 |
| Total noninterest expense | $9,880,000 | 1,932 |
| Salaries and employee benefits | $6,293,000 | 1,605 |
| Premises and equipment expense | $959,000 | 2,347 |
| Additional noninterest expense | $2,628,000 | 2,458 |
| Pre-tax net operating income | $6,345,000 | 1,125 |
| Securities gains (losses) | $542,000 | 877 |
| Applicable income taxes | $310,000 | 2,630 |
| Income before extraordinary items | $6,577,000 | 915 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,577,000 | 914 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,577,000 | 915 |
| Net charge-offs | $-80,000 | 6,916 |
| Cash dividends | $5,300,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,062,100 | 933 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,845,000 | 1,712 |
| Total interest expense | $2,140,000 | 1,629 |
| Net interest income | $9,705,000 | 1,724 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $2,277,000 | 1,625 |
| Gross Fiduciary activities income | $113,000 | 827 |
| Service charges on deposit accounts | $483,000 | 2,065 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,681,000 | 1,420 |
| Total noninterest expense | $7,332,000 | 1,952 |
| Salaries and employee benefits | $4,668,000 | 1,622 |
| Premises and equipment expense | $746,000 | 2,317 |
| Additional noninterest expense | $1,918,000 | 2,517 |
| Pre-tax net operating income | $4,650,000 | 1,152 |
| Securities gains (losses) | $280,000 | 1,173 |
| Applicable income taxes | $203,000 | 2,820 |
| Income before extraordinary items | $4,727,000 | 977 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,727,000 | 977 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,727,000 | 977 |
| Net charge-offs | $-65,000 | 6,965 |
| Cash dividends | $4,600,000 | 386 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,458,200 | 974 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,834,000 | 1,724 |
| Total interest expense | $1,471,000 | 1,636 |
| Net interest income | $6,363,000 | 1,749 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,569,000 | 1,578 |
| Gross Fiduciary activities income | $75,000 | 836 |
| Service charges on deposit accounts | $307,000 | 2,119 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,187,000 | 1,351 |
| Total noninterest expense | $4,859,000 | 1,972 |
| Salaries and employee benefits | $3,084,000 | 1,636 |
| Premises and equipment expense | $516,000 | 2,233 |
| Additional noninterest expense | $1,259,000 | 2,562 |
| Pre-tax net operating income | $3,073,000 | 1,162 |
| Securities gains (losses) | $197,000 | 1,113 |
| Applicable income taxes | $135,000 | 2,816 |
| Income before extraordinary items | $3,135,000 | 973 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,135,000 | 973 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,135,000 | 973 |
| Net charge-offs | $-67,000 | 7,029 |
| Cash dividends | $3,600,000 | 331 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,945,880 | 972 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 1,733 |
| Total interest expense | $752,000 | 1,666 |
| Net interest income | $3,181,000 | 1,755 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $778,000 | 1,556 |
| Gross Fiduciary activities income | $37,000 | 842 |
| Service charges on deposit accounts | $148,000 | 2,157 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $593,000 | 1,340 |
| Total noninterest expense | $2,443,000 | 1,970 |
| Salaries and employee benefits | $1,535,000 | 1,650 |
| Premises and equipment expense | $256,000 | 2,256 |
| Additional noninterest expense | $652,000 | 2,450 |
| Pre-tax net operating income | $1,516,000 | 1,153 |
| Securities gains (losses) | $91,000 | 960 |
| Applicable income taxes | $68,000 | 2,787 |
| Income before extraordinary items | $1,539,000 | 968 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,539,000 | 970 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,539,000 | 969 |
| Net charge-offs | $-22,000 | 6,901 |
| Cash dividends | $750,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,451,640 | 968 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,368,000 | 1,722 |
| Total interest expense | $3,518,000 | 1,699 |
| Net interest income | $12,850,000 | 1,750 |
| Provision for loan and lease losses | $400,000 | 3,737 |
| Total noninterest income | $3,351,000 | 1,381 |
| Gross Fiduciary activities income | $137,000 | 802 |
| Service charges on deposit accounts | $690,000 | 2,014 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,524,000 | 1,162 |
| Total noninterest expense | $9,559,000 | 1,997 |
| Salaries and employee benefits | $5,871,000 | 1,662 |
| Premises and equipment expense | $1,057,000 | 2,302 |
| Additional noninterest expense | $2,631,000 | 2,493 |
| Pre-tax net operating income | $6,242,000 | 958 |
| Securities gains (losses) | $87,000 | 2,170 |
| Applicable income taxes | $274,000 | 2,618 |
| Income before extraordinary items | $6,055,000 | 820 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,055,000 | 818 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $6,055,000 | 820 |
| Net charge-offs | $232,000 | 4,123 |
| Cash dividends | $2,390,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,971,480 | 809 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,523,000 | 2,023 |
| Total interest expense | $2,399,000 | 1,924 |
| Net interest income | $8,124,000 | 2,025 |
| Provision for loan and lease losses | $325,000 | 3,496 |
| Total noninterest income | $1,567,000 | 1,941 |
| Gross Fiduciary activities income | $104,000 | 790 |
| Service charges on deposit accounts | $398,000 | 2,459 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,065,000 | 1,696 |
| Total noninterest expense | $5,982,000 | 2,388 |
| Salaries and employee benefits | $3,712,000 | 1,956 |
| Premises and equipment expense | $732,000 | 2,475 |
| Additional noninterest expense | $1,538,000 | 3,084 |
| Pre-tax net operating income | $3,384,000 | 1,336 |
| Securities gains (losses) | $83,000 | 1,945 |
| Applicable income taxes | $158,000 | 2,864 |
| Income before extraordinary items | $3,309,000 | 1,157 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,309,000 | 1,157 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,309,000 | 1,157 |
| Net charge-offs | $154,000 | 3,987 |
| Cash dividends | $1,740,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,230,150 | 1,129 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,972,000 | 2,042 |
| Total interest expense | $1,639,000 | 1,947 |
| Net interest income | $5,333,000 | 2,058 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $1,035,000 | 1,947 |
| Gross Fiduciary activities income | $70,000 | 796 |
| Service charges on deposit accounts | $260,000 | 2,480 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $705,000 | 1,710 |
| Total noninterest expense | $3,960,000 | 2,435 |
| Salaries and employee benefits | $2,469,000 | 1,973 |
| Premises and equipment expense | $498,000 | 2,457 |
| Additional noninterest expense | $993,000 | 3,226 |
| Pre-tax net operating income | $2,258,000 | 1,303 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $105,000 | 2,832 |
| Income before extraordinary items | $2,154,000 | 1,154 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,154,000 | 1,154 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,154,000 | 1,154 |
| Net charge-offs | $51,000 | 4,427 |
| Cash dividends | $840,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,153,050 | 1,115 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 2,093 |
| Total interest expense | $830,000 | 1,991 |
| Net interest income | $2,582,000 | 2,102 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $534,000 | 1,899 |
| Gross Fiduciary activities income | $42,000 | 790 |
| Service charges on deposit accounts | $127,000 | 2,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $365,000 | 1,673 |
| Total noninterest expense | $1,942,000 | 2,479 |
| Salaries and employee benefits | $1,230,000 | 1,993 |
| Premises and equipment expense | $250,000 | 2,505 |
| Additional noninterest expense | $462,000 | 3,381 |
| Pre-tax net operating income | $1,099,000 | 1,321 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $53,000 | 2,772 |
| Income before extraordinary items | $1,046,000 | 1,172 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,046,000 | 1,172 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,046,000 | 1,172 |
| Net charge-offs | $14,000 | 4,237 |
| Cash dividends | $390,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,046,000 | 1,144 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,066,000 | 2,146 |
| Total interest expense | $3,729,000 | 2,126 |
| Net interest income | $10,337,000 | 2,114 |
| Provision for loan and lease losses | $1,075,000 | 2,945 |
| Total noninterest income | $2,324,000 | 1,866 |
| Gross Fiduciary activities income | $115,000 | 854 |
| Service charges on deposit accounts | $557,000 | 2,441 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,652,000 | 1,596 |
| Total noninterest expense | $7,449,000 | 2,597 |
| Salaries and employee benefits | $4,523,000 | 2,146 |
| Premises and equipment expense | $924,000 | 2,651 |
| Additional noninterest expense | $2,002,000 | 3,255 |
| Pre-tax net operating income | $4,137,000 | 1,223 |
| Securities gains (losses) | $103,000 | 2,136 |
| Applicable income taxes | $206,000 | 2,692 |
| Income before extraordinary items | $4,034,000 | 1,080 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,034,000 | 1,081 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,034,000 | 1,083 |
| Net charge-offs | $546,000 | 3,541 |
| Cash dividends | $1,860,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,936,150 | 1,056 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,634,000 | 2,175 |
| Total interest expense | $2,864,000 | 2,170 |
| Net interest income | $7,770,000 | 2,133 |
| Provision for loan and lease losses | $550,000 | 3,381 |
| Total noninterest income | $1,759,000 | 1,858 |
| Gross Fiduciary activities income | $78,000 | 855 |
| Service charges on deposit accounts | $421,000 | 2,487 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,260,000 | 1,539 |
| Total noninterest expense | $5,611,000 | 2,584 |
| Salaries and employee benefits | $3,366,000 | 2,155 |
| Premises and equipment expense | $710,000 | 2,627 |
| Additional noninterest expense | $1,535,000 | 3,158 |
| Pre-tax net operating income | $3,368,000 | 1,179 |
| Securities gains (losses) | $100,000 | 1,940 |
| Applicable income taxes | $150,000 | 2,798 |
| Income before extraordinary items | $3,318,000 | 1,039 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,318,000 | 1,042 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,318,000 | 1,042 |
| Net charge-offs | $87,000 | 5,044 |
| Cash dividends | $1,250,000 | 871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,222,000 | 1,011 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,024,000 | 2,228 |
| Total interest expense | $1,993,000 | 2,162 |
| Net interest income | $5,031,000 | 2,201 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $1,212,000 | 1,759 |
| Gross Fiduciary activities income | $57,000 | 850 |
| Service charges on deposit accounts | $273,000 | 2,543 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $882,000 | 1,419 |
| Total noninterest expense | $3,765,000 | 2,577 |
| Salaries and employee benefits | $2,241,000 | 2,176 |
| Premises and equipment expense | $470,000 | 2,646 |
| Additional noninterest expense | $1,054,000 | 3,055 |
| Pre-tax net operating income | $2,178,000 | 1,198 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $100,000 | 2,783 |
| Income before extraordinary items | $2,078,000 | 1,080 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,078,000 | 1,082 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,078,000 | 1,081 |
| Net charge-offs | $89,000 | 4,367 |
| Cash dividends | $850,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,078,000 | 1,040 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 2,338 |
| Total interest expense | $977,000 | 2,302 |
| Net interest income | $2,454,000 | 2,293 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $545,000 | 1,899 |
| Gross Fiduciary activities income | $31,000 | 851 |
| Service charges on deposit accounts | $120,000 | 2,794 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $394,000 | 1,522 |
| Total noninterest expense | $1,815,000 | 2,677 |
| Salaries and employee benefits | $1,122,000 | 2,199 |
| Premises and equipment expense | $233,000 | 2,744 |
| Additional noninterest expense | $460,000 | 3,408 |
| Pre-tax net operating income | $1,034,000 | 1,264 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $50,000 | 2,790 |
| Income before extraordinary items | $984,000 | 1,106 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $984,000 | 1,107 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $984,000 | 1,108 |
| Net charge-offs | $16,000 | 4,565 |
| Cash dividends | $400,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $984,000 | 1,072 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,893,000 | 2,397 |
| Total interest expense | $4,743,000 | 2,379 |
| Net interest income | $9,150,000 | 2,382 |
| Provision for loan and lease losses | $850,000 | 3,761 |
| Total noninterest income | $2,155,000 | 2,014 |
| Gross Fiduciary activities income | $66,000 | 921 |
| Service charges on deposit accounts | $567,000 | 2,637 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,522,000 | 1,635 |
| Total noninterest expense | $6,929,000 | 2,822 |
| Salaries and employee benefits | $4,247,000 | 2,314 |
| Premises and equipment expense | $844,000 | 2,980 |
| Additional noninterest expense | $1,838,000 | 3,555 |
| Pre-tax net operating income | $3,526,000 | 1,153 |
| Securities gains (losses) | $281,000 | 1,294 |
| Applicable income taxes | $166,000 | 2,543 |
| Income before extraordinary items | $3,641,000 | 942 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,641,000 | 942 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,641,000 | 941 |
| Net charge-offs | $244,000 | 4,757 |
| Cash dividends | $1,650,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,371,240 | 1,006 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,372,000 | 2,450 |
| Total interest expense | $3,593,000 | 2,451 |
| Net interest income | $6,779,000 | 2,410 |
| Provision for loan and lease losses | $330,000 | 4,443 |
| Total noninterest income | $1,554,000 | 2,104 |
| Gross Fiduciary activities income | $47,000 | 920 |
| Service charges on deposit accounts | $425,000 | 2,644 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,082,000 | 1,728 |
| Total noninterest expense | $5,294,000 | 2,782 |
| Salaries and employee benefits | $3,153,000 | 2,365 |
| Premises and equipment expense | $688,000 | 2,808 |
| Additional noninterest expense | $1,453,000 | 3,361 |
| Pre-tax net operating income | $2,709,000 | 1,201 |
| Securities gains (losses) | $133,000 | 1,611 |
| Applicable income taxes | $135,000 | 2,655 |
| Income before extraordinary items | $2,707,000 | 999 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,707,000 | 998 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,707,000 | 999 |
| Net charge-offs | $237,000 | 4,040 |
| Cash dividends | $1,250,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,580,650 | 1,037 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,832,000 | 2,513 |
| Total interest expense | $2,431,000 | 2,518 |
| Net interest income | $4,401,000 | 2,452 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $1,018,000 | 2,161 |
| Gross Fiduciary activities income | $34,000 | 927 |
| Service charges on deposit accounts | $271,000 | 2,705 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $713,000 | 1,790 |
| Total noninterest expense | $3,499,000 | 2,831 |
| Salaries and employee benefits | $2,086,000 | 2,421 |
| Premises and equipment expense | $454,000 | 2,877 |
| Additional noninterest expense | $959,000 | 3,392 |
| Pre-tax net operating income | $1,860,000 | 1,229 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $90,000 | 2,712 |
| Income before extraordinary items | $1,770,000 | 1,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,770,000 | 1,076 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,770,000 | 1,078 |
| Net charge-offs | $49,000 | 4,935 |
| Cash dividends | $850,000 | 1,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,770,000 | 1,046 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 2,574 |
| Total interest expense | $1,250,000 | 2,531 |
| Net interest income | $2,131,000 | 2,543 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $487,000 | 2,186 |
| Gross Fiduciary activities income | $10,000 | 991 |
| Service charges on deposit accounts | $126,000 | 2,791 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $351,000 | 1,764 |
| Total noninterest expense | $1,693,000 | 2,823 |
| Salaries and employee benefits | $1,042,000 | 2,457 |
| Premises and equipment expense | $223,000 | 2,965 |
| Additional noninterest expense | $428,000 | 3,396 |
| Pre-tax net operating income | $895,000 | 1,441 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $45,000 | 2,970 |
| Income before extraordinary items | $850,000 | 1,293 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $850,000 | 1,294 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $850,000 | 1,294 |
| Net charge-offs | $-10,000 | 7,862 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $850,000 | 1,223 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,862,000 | 2,666 |
| Total interest expense | $5,745,000 | 2,617 |
| Net interest income | $8,117,000 | 2,667 |
| Provision for loan and lease losses | $271,000 | 4,798 |
| Total noninterest income | $2,515,000 | 1,797 |
| Gross Fiduciary activities income | $42,000 | 998 |
| Service charges on deposit accounts | $571,000 | 2,745 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,902,000 | 1,345 |
| Total noninterest expense | $6,553,000 | 2,838 |
| Salaries and employee benefits | $4,140,000 | 2,431 |
| Premises and equipment expense | $905,000 | 2,858 |
| Additional noninterest expense | $1,508,000 | 3,600 |
| Pre-tax net operating income | $3,808,000 | 1,434 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $176,000 | 2,933 |
| Income before extraordinary items | $3,632,000 | 1,141 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,632,000 | 1,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 3,233 |
| Cash dividends | $1,700,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,632,000 | 1,213 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,414,000 | 2,711 |
| Total interest expense | $4,440,000 | 2,634 |
| Net interest income | $5,974,000 | 2,734 |
| Provision for loan and lease losses | $72,000 | 5,542 |
| Total noninterest income | $1,587,000 | 2,119 |
| Gross Fiduciary activities income | $35,000 | 982 |
| Service charges on deposit accounts | $440,000 | 2,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,112,000 | 1,685 |
| Total noninterest expense | $4,805,000 | 2,871 |
| Salaries and employee benefits | $3,019,000 | 2,527 |
| Premises and equipment expense | $696,000 | 2,817 |
| Additional noninterest expense | $1,090,000 | 3,637 |
| Pre-tax net operating income | $2,684,000 | 1,817 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $163,000 | 3,141 |
| Income before extraordinary items | $2,521,000 | 1,451 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,521,000 | 1,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 2,253 |
| Cash dividends | $1,250,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,521,000 | 1,532 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,949,000 | 2,745 |
| Total interest expense | $3,082,000 | 2,646 |
| Net interest income | $3,867,000 | 2,798 |
| Provision for loan and lease losses | $48,000 | 5,233 |
| Total noninterest income | $969,000 | 2,288 |
| Gross Fiduciary activities income | $28,000 | 978 |
| Service charges on deposit accounts | $288,000 | 2,727 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $653,000 | 1,884 |
| Total noninterest expense | $3,164,000 | 2,917 |
| Salaries and employee benefits | $1,991,000 | 2,578 |
| Premises and equipment expense | $452,000 | 2,892 |
| Additional noninterest expense | $721,000 | 3,635 |
| Pre-tax net operating income | $1,624,000 | 2,038 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $110,000 | 3,355 |
| Income before extraordinary items | $1,514,000 | 1,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,514,000 | 1,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,966 |
| Cash dividends | $850,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,514,000 | 1,765 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 2,754 |
| Total interest expense | $1,610,000 | 2,704 |
| Net interest income | $1,942,000 | 2,772 |
| Provision for loan and lease losses | $24,000 | 4,755 |
| Total noninterest income | $414,000 | 2,540 |
| Gross Fiduciary activities income | $10,000 | 1,024 |
| Service charges on deposit accounts | $130,000 | 2,892 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $274,000 | 2,074 |
| Total noninterest expense | $1,555,000 | 2,946 |
| Salaries and employee benefits | $980,000 | 2,629 |
| Premises and equipment expense | $226,000 | 2,912 |
| Additional noninterest expense | $349,000 | 3,682 |
| Pre-tax net operating income | $777,000 | 2,212 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $58,000 | 3,403 |
| Income before extraordinary items | $719,000 | 1,987 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $719,000 | 1,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,902 |
| Cash dividends | $400,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $719,000 | 1,927 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,897,000 | 2,880 |
| Total interest expense | $6,482,000 | 2,818 |
| Net interest income | $7,415,000 | 2,944 |
| Provision for loan and lease losses | $108,000 | 4,801 |
| Total noninterest income | $1,687,000 | 2,507 |
| Gross Fiduciary activities income | $23,000 | 1,131 |
| Service charges on deposit accounts | $537,000 | 2,894 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,127,000 | 2,064 |
| Total noninterest expense | $6,056,000 | 2,947 |
| Salaries and employee benefits | $3,752,000 | 2,641 |
| Premises and equipment expense | $846,000 | 2,948 |
| Additional noninterest expense | $1,458,000 | 3,504 |
| Pre-tax net operating income | $2,938,000 | 2,513 |
| Securities gains (losses) | $9,000 | 1,380 |
| Applicable income taxes | $138,000 | 4,204 |
| Income before extraordinary items | $2,809,000 | 2,143 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,809,000 | 2,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,878 |
| Cash dividends | $1,650,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,800,450 | 2,140 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,236,000 | 2,925 |
| Total interest expense | $4,758,000 | 2,869 |
| Net interest income | $5,478,000 | 2,982 |
| Provision for loan and lease losses | $81,000 | 4,480 |
| Total noninterest income | $1,099,000 | 2,738 |
| Gross Fiduciary activities income | $16,000 | 1,118 |
| Service charges on deposit accounts | $412,000 | 2,836 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $671,000 | 2,393 |
| Total noninterest expense | $4,478,000 | 2,958 |
| Salaries and employee benefits | $2,807,000 | 2,633 |
| Premises and equipment expense | $582,000 | 3,141 |
| Additional noninterest expense | $1,089,000 | 3,458 |
| Pre-tax net operating income | $2,018,000 | 2,809 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $113,000 | 4,327 |
| Income before extraordinary items | $1,905,000 | 2,476 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,905,000 | 2,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,856 |
| Cash dividends | $1,400,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,905,000 | 2,447 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,721,000 | 2,981 |
| Total interest expense | $3,078,000 | 2,944 |
| Net interest income | $3,643,000 | 3,016 |
| Provision for loan and lease losses | $54,000 | 4,290 |
| Total noninterest income | $659,000 | 2,948 |
| Gross Fiduciary activities income | $9,000 | 1,152 |
| Service charges on deposit accounts | $272,000 | 2,857 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $378,000 | 2,653 |
| Total noninterest expense | $2,922,000 | 3,033 |
| Salaries and employee benefits | $1,875,000 | 2,662 |
| Premises and equipment expense | $357,000 | 3,379 |
| Additional noninterest expense | $690,000 | 3,600 |
| Pre-tax net operating income | $1,326,000 | 2,915 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $75,000 | 4,410 |
| Income before extraordinary items | $1,251,000 | 2,553 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,251,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,279 |
| Cash dividends | $1,150,000 | 1,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,251,000 | 2,536 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 3,034 |
| Total interest expense | $1,469,000 | 3,039 |
| Net interest income | $1,808,000 | 3,032 |
| Provision for loan and lease losses | $27,000 | 4,065 |
| Total noninterest income | $314,000 | 3,025 |
| Gross Fiduciary activities income | $2,000 | 1,213 |
| Service charges on deposit accounts | $123,000 | 3,011 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $189,000 | 2,631 |
| Total noninterest expense | $1,446,000 | 3,080 |
| Salaries and employee benefits | $935,000 | 2,702 |
| Premises and equipment expense | $154,000 | 3,807 |
| Additional noninterest expense | $357,000 | 3,478 |
| Pre-tax net operating income | $649,000 | 2,952 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $38,000 | 4,407 |
| Income before extraordinary items | $611,000 | 2,591 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $611,000 | 2,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $700,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $611,000 | 2,570 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,828,000 | 2,926 |
| Total interest expense | $5,207,000 | 2,936 |
| Net interest income | $7,621,000 | 2,880 |
| Provision for loan and lease losses | $84,000 | 4,973 |
| Total noninterest income | $1,443,000 | 2,776 |
| Gross Fiduciary activities income | $26,000 | 1,138 |
| Service charges on deposit accounts | $590,000 | 2,722 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $827,000 | 2,534 |
| Total noninterest expense | $5,771,000 | 2,970 |
| Salaries and employee benefits | $3,432,000 | 2,779 |
| Premises and equipment expense | $650,000 | 3,540 |
| Additional noninterest expense | $1,689,000 | 2,981 |
| Pre-tax net operating income | $3,209,000 | 2,662 |
| Securities gains (losses) | $-43,000 | 7,887 |
| Applicable income taxes | $132,000 | 4,748 |
| Income before extraordinary items | $3,034,000 | 2,261 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,034,000 | 2,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 1,660 |
| Cash dividends | $1,850,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,075,280 | 2,223 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,552,000 | 2,922 |
| Total interest expense | $3,787,000 | 2,918 |
| Net interest income | $5,765,000 | 2,882 |
| Provision for loan and lease losses | $63,000 | 4,799 |
| Total noninterest income | $1,023,000 | 2,884 |
| Gross Fiduciary activities income | $10,000 | 1,209 |
| Service charges on deposit accounts | $453,000 | 2,668 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $560,000 | 2,689 |
| Total noninterest expense | $4,295,000 | 2,978 |
| Salaries and employee benefits | $2,494,000 | 2,854 |
| Premises and equipment expense | $500,000 | 3,474 |
| Additional noninterest expense | $1,301,000 | 2,896 |
| Pre-tax net operating income | $2,430,000 | 2,720 |
| Securities gains (losses) | $-43,000 | 8,133 |
| Applicable income taxes | $117,000 | 4,766 |
| Income before extraordinary items | $2,270,000 | 2,334 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,270,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,547 |
| Cash dividends | $1,650,000 | 1,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,310,850 | 2,282 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,315,000 | 2,899 |
| Total interest expense | $2,338,000 | 2,994 |
| Net interest income | $3,977,000 | 2,798 |
| Provision for loan and lease losses | $42,000 | 4,660 |
| Total noninterest income | $592,000 | 3,155 |
| Gross Fiduciary activities income | $4,000 | 1,273 |
| Service charges on deposit accounts | $289,000 | 2,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $299,000 | 3,023 |
| Total noninterest expense | $2,939,000 | 2,932 |
| Salaries and employee benefits | $1,689,000 | 2,810 |
| Premises and equipment expense | $319,000 | 3,590 |
| Additional noninterest expense | $931,000 | 2,736 |
| Pre-tax net operating income | $1,588,000 | 2,765 |
| Securities gains (losses) | $-18,000 | 8,036 |
| Applicable income taxes | $80,000 | 4,776 |
| Income before extraordinary items | $1,490,000 | 2,354 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,490,000 | 2,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $1,250,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,507,100 | 2,319 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 2,721 |
| Total interest expense | $1,097,000 | 3,030 |
| Net interest income | $2,225,000 | 2,542 |
| Provision for loan and lease losses | $21,000 | 4,472 |
| Total noninterest income | $290,000 | 3,157 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $131,000 | 2,892 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $158,000 | 2,884 |
| Total noninterest expense | $1,518,000 | 2,849 |
| Salaries and employee benefits | $798,000 | 2,981 |
| Premises and equipment expense | $174,000 | 3,356 |
| Additional noninterest expense | $546,000 | 2,348 |
| Pre-tax net operating income | $976,000 | 2,319 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $42,000 | 4,694 |
| Income before extraordinary items | $934,000 | 1,913 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $934,000 | 1,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $746,000 | 987 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $934,000 | 1,890 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,984,000 | 2,712 |
| Total interest expense | $3,298,000 | 3,088 |
| Net interest income | $8,686,000 | 2,509 |
| Provision for loan and lease losses | $269,000 | 3,044 |
| Total noninterest income | $1,435,000 | 2,766 |
| Gross Fiduciary activities income | $21,000 | 1,175 |
| Service charges on deposit accounts | $580,000 | 2,733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $834,000 | 2,473 |
| Total noninterest expense | $5,738,000 | 2,858 |
| Salaries and employee benefits | $3,256,000 | 2,757 |
| Premises and equipment expense | $634,000 | 3,491 |
| Additional noninterest expense | $1,848,000 | 2,693 |
| Pre-tax net operating income | $4,114,000 | 2,183 |
| Securities gains (losses) | $20,000 | 1,252 |
| Applicable income taxes | $149,000 | 4,994 |
| Income before extraordinary items | $3,985,000 | 1,749 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,985,000 | 1,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,338 |
| Cash dividends | $2,350,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,965,800 | 1,727 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,839,000 | 2,700 |
| Total interest expense | $2,300,000 | 3,136 |
| Net interest income | $6,539,000 | 2,481 |
| Provision for loan and lease losses | $221,000 | 2,800 |
| Total noninterest income | $988,000 | 2,931 |
| Gross Fiduciary activities income | $12,000 | 1,190 |
| Service charges on deposit accounts | $428,000 | 2,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $548,000 | 2,704 |
| Total noninterest expense | $4,220,000 | 2,878 |
| Salaries and employee benefits | $2,370,000 | 2,796 |
| Premises and equipment expense | $429,000 | 3,776 |
| Additional noninterest expense | $1,421,000 | 2,588 |
| Pre-tax net operating income | $3,086,000 | 2,182 |
| Securities gains (losses) | $20,000 | 1,227 |
| Applicable income taxes | $105,000 | 5,199 |
| Income before extraordinary items | $3,001,000 | 1,753 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,001,000 | 1,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,344 |
| Cash dividends | $2,000,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,981,600 | 1,735 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,919,000 | 2,629 |
| Total interest expense | $1,428,000 | 3,172 |
| Net interest income | $4,491,000 | 2,402 |
| Provision for loan and lease losses | $173,000 | 2,424 |
| Total noninterest income | $660,000 | 2,899 |
| Gross Fiduciary activities income | $9,000 | 1,180 |
| Service charges on deposit accounts | $262,000 | 2,907 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $389,000 | 2,598 |
| Total noninterest expense | $2,890,000 | 2,798 |
| Salaries and employee benefits | $1,633,000 | 2,714 |
| Premises and equipment expense | $287,000 | 3,747 |
| Additional noninterest expense | $970,000 | 2,516 |
| Pre-tax net operating income | $2,088,000 | 2,107 |
| Securities gains (losses) | $36,000 | 904 |
| Applicable income taxes | $68,000 | 5,247 |
| Income before extraordinary items | $2,056,000 | 1,664 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,056,000 | 1,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,182 |
| Cash dividends | $1,500,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,021,080 | 1,664 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 2,586 |
| Total interest expense | $675,000 | 3,208 |
| Net interest income | $2,297,000 | 2,337 |
| Provision for loan and lease losses | $51,000 | 3,150 |
| Total noninterest income | $246,000 | 3,507 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $118,000 | 3,074 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $122,000 | 3,360 |
| Total noninterest expense | $1,463,000 | 2,786 |
| Salaries and employee benefits | $788,000 | 2,809 |
| Premises and equipment expense | $143,000 | 3,777 |
| Additional noninterest expense | $532,000 | 2,291 |
| Pre-tax net operating income | $1,029,000 | 2,115 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $30,000 | 5,303 |
| Income before extraordinary items | $999,000 | 1,672 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $999,000 | 1,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $749,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $999,000 | 1,645 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,386,000 | 2,738 |
| Total interest expense | $2,390,000 | 3,156 |
| Net interest income | $7,996,000 | 2,552 |
| Provision for loan and lease losses | $323,000 | 2,772 |
| Total noninterest income | $1,273,000 | 3,001 |
| Gross Fiduciary activities income | $13,000 | 1,271 |
| Service charges on deposit accounts | $520,000 | 3,051 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $740,000 | 2,627 |
| Total noninterest expense | $5,310,000 | 2,946 |
| Salaries and employee benefits | $2,937,000 | 2,891 |
| Premises and equipment expense | $651,000 | 3,318 |
| Additional noninterest expense | $1,722,000 | 2,770 |
| Pre-tax net operating income | $3,636,000 | 2,208 |
| Securities gains (losses) | $179,000 | 888 |
| Applicable income taxes | $133,000 | 5,233 |
| Income before extraordinary items | $3,682,000 | 1,735 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,682,000 | 1,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $1,450,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,508,370 | 1,765 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,387,000 | 2,835 |
| Total interest expense | $1,743,000 | 3,180 |
| Net interest income | $5,644,000 | 2,654 |
| Provision for loan and lease losses | $285,000 | 2,349 |
| Total noninterest income | $931,000 | 3,080 |
| Gross Fiduciary activities income | $10,000 | 1,242 |
| Service charges on deposit accounts | $392,000 | 3,058 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $529,000 | 2,704 |
| Total noninterest expense | $3,781,000 | 3,061 |
| Salaries and employee benefits | $2,093,000 | 3,004 |
| Premises and equipment expense | $469,000 | 3,430 |
| Additional noninterest expense | $1,219,000 | 2,887 |
| Pre-tax net operating income | $2,509,000 | 2,383 |
| Securities gains (losses) | $189,000 | 787 |
| Applicable income taxes | $69,000 | 5,722 |
| Income before extraordinary items | $2,629,000 | 1,824 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,629,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $1,150,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,445,670 | 1,889 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,765,000 | 2,917 |
| Total interest expense | $1,140,000 | 3,203 |
| Net interest income | $3,625,000 | 2,753 |
| Provision for loan and lease losses | $246,000 | 1,863 |
| Total noninterest income | $497,000 | 3,587 |
| Gross Fiduciary activities income | $7,000 | 1,247 |
| Service charges on deposit accounts | $250,000 | 3,153 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $240,000 | 3,401 |
| Total noninterest expense | $2,422,000 | 3,192 |
| Salaries and employee benefits | $1,414,000 | 2,986 |
| Premises and equipment expense | $304,000 | 3,518 |
| Additional noninterest expense | $704,000 | 3,289 |
| Pre-tax net operating income | $1,454,000 | 2,648 |
| Securities gains (losses) | $189,000 | 669 |
| Applicable income taxes | $38,000 | 5,863 |
| Income before extraordinary items | $1,605,000 | 1,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,605,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,017 |
| Cash dividends | $850,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,419,780 | 2,115 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 3,014 |
| Total interest expense | $568,000 | 3,256 |
| Net interest income | $1,732,000 | 2,870 |
| Provision for loan and lease losses | $152,000 | 1,401 |
| Total noninterest income | $259,000 | 3,433 |
| Gross Fiduciary activities income | $5,000 | 1,183 |
| Service charges on deposit accounts | $122,000 | 3,125 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $132,000 | 3,164 |
| Total noninterest expense | $1,205,000 | 3,217 |
| Salaries and employee benefits | $647,000 | 3,238 |
| Premises and equipment expense | $154,000 | 3,516 |
| Additional noninterest expense | $404,000 | 2,883 |
| Pre-tax net operating income | $634,000 | 2,942 |
| Securities gains (losses) | $130,000 | 682 |
| Applicable income taxes | $28,000 | 5,476 |
| Income before extraordinary items | $736,000 | 2,080 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $736,000 | 2,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $600,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $611,200 | 2,375 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,032,000 | 3,433 |
| Total interest expense | $2,558,000 | 3,280 |
| Net interest income | $5,474,000 | 3,442 |
| Provision for loan and lease losses | $215,000 | 3,893 |
| Total noninterest income | $1,021,000 | 3,681 |
| Gross Fiduciary activities income | $7,000 | 1,410 |
| Service charges on deposit accounts | $507,000 | 3,056 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $507,000 | 3,565 |
| Total noninterest expense | $4,243,000 | 3,531 |
| Salaries and employee benefits | $2,640,000 | 3,118 |
| Premises and equipment expense | $612,000 | 3,460 |
| Additional noninterest expense | $991,000 | 4,308 |
| Pre-tax net operating income | $2,037,000 | 3,359 |
| Securities gains (losses) | $11,000 | 3,560 |
| Applicable income taxes | $110,000 | 5,619 |
| Income before extraordinary items | $1,938,000 | 2,932 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,938,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 1,784 |
| Cash dividends | $1,100,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,927,550 | 2,828 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,790,000 | 3,585 |
| Total interest expense | $1,953,000 | 3,343 |
| Net interest income | $3,837,000 | 3,645 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $714,000 | 3,894 |
| Gross Fiduciary activities income | $7,000 | 1,337 |
| Service charges on deposit accounts | $372,000 | 3,123 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $335,000 | 3,852 |
| Total noninterest expense | $3,060,000 | 3,641 |
| Salaries and employee benefits | $1,961,000 | 3,155 |
| Premises and equipment expense | $471,000 | 3,388 |
| Additional noninterest expense | $628,000 | 4,855 |
| Pre-tax net operating income | $1,356,000 | 3,749 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $47,000 | 6,257 |
| Income before extraordinary items | $1,319,000 | 3,255 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,319,000 | 3,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,319 |
| Cash dividends | $850,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,309,300 | 3,114 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 3,657 |
| Total interest expense | $1,334,000 | 3,373 |
| Net interest income | $2,454,000 | 3,761 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $505,000 | 3,716 |
| Gross Fiduciary activities income | $3,000 | 1,400 |
| Service charges on deposit accounts | $235,000 | 3,217 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $267,000 | 3,509 |
| Total noninterest expense | $2,005,000 | 3,690 |
| Salaries and employee benefits | $1,302,000 | 3,142 |
| Premises and equipment expense | $309,000 | 3,398 |
| Additional noninterest expense | $394,000 | 5,057 |
| Pre-tax net operating income | $864,000 | 3,863 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $29,000 | 6,363 |
| Income before extraordinary items | $835,000 | 3,398 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $835,000 | 3,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 987 |
| Cash dividends | $700,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $835,000 | 3,217 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,910,000 | 3,667 |
| Total interest expense | $690,000 | 3,359 |
| Net interest income | $1,220,000 | 3,770 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $274,000 | 3,459 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $112,000 | 3,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $161,000 | 3,086 |
| Total noninterest expense | $1,001,000 | 3,664 |
| Salaries and employee benefits | $645,000 | 3,160 |
| Premises and equipment expense | $157,000 | 3,364 |
| Additional noninterest expense | $199,000 | 4,978 |
| Pre-tax net operating income | $448,000 | 3,767 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $29,000 | 5,756 |
| Income before extraordinary items | $419,000 | 3,350 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $419,000 | 3,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 569 |
| Cash dividends | $600,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $419,000 | 3,180 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,637,000 | 3,788 |
| Total interest expense | $3,090,000 | 3,464 |
| Net interest income | $4,547,000 | 3,955 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $789,000 | 4,034 |
| Gross Fiduciary activities income | $9,000 | 1,429 |
| Service charges on deposit accounts | $472,000 | 3,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $308,000 | 4,202 |
| Total noninterest expense | $4,122,000 | 3,489 |
| Salaries and employee benefits | $2,560,000 | 3,053 |
| Premises and equipment expense | $624,000 | 3,300 |
| Additional noninterest expense | $938,000 | 4,397 |
| Pre-tax net operating income | $1,214,000 | 4,681 |
| Securities gains (losses) | $18,000 | 3,224 |
| Applicable income taxes | $52,000 | 6,502 |
| Income before extraordinary items | $1,180,000 | 4,127 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,180,000 | 4,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,629 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,162,720 | 4,069 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,093,000 | 3,986 |
| Total interest expense | $4,023,000 | 3,780 |
| Net interest income | $4,070,000 | 4,066 |
| Provision for loan and lease losses | $-114,000 | 9,533 |
| Total noninterest income | $509,000 | 5,019 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $395,000 | 3,435 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $114,000 | 6,118 |
| Total noninterest expense | $3,087,000 | 4,236 |
| Salaries and employee benefits | $1,674,000 | 4,154 |
| Premises and equipment expense | $593,000 | 3,391 |
| Additional noninterest expense | $820,000 | 4,711 |
| Pre-tax net operating income | $1,606,000 | 3,692 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $87,000 | 6,165 |
| Income before extraordinary items | $1,519,000 | 3,193 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,519,000 | 3,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 9,402 |
| Cash dividends | $1,825,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,519,000 | 3,091 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,279,000 | 4,439 |
| Total interest expense | $3,169,000 | 4,716 |
| Net interest income | $4,110,000 | 4,090 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $405,000 | 5,508 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $280,000 | 4,245 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $125,000 | 5,899 |
| Total noninterest expense | $2,348,000 | 5,081 |
| Salaries and employee benefits | $1,340,000 | 4,786 |
| Premises and equipment expense | $448,000 | 4,149 |
| Additional noninterest expense | $560,000 | 6,014 |
| Pre-tax net operating income | $2,167,000 | 3,119 |
| Securities gains (losses) | $-155,000 | 9,527 |
| Applicable income taxes | $152,000 | 5,885 |
| Income before extraordinary items | $1,860,000 | 2,731 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,860,000 | 2,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 9,717 |
| Cash dividends | $9,020,000 | 408 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,002,600 | 2,562 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,103,000 | 5,496 |
| Total interest expense | $1,926,000 | 6,135 |
| Net interest income | $3,177,000 | 4,959 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $170,000 | 7,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,198 |
| Total noninterest expense | $1,742,000 | 6,204 |
| Salaries and employee benefits | $1,147,000 | 5,343 |
| Premises and equipment expense | $242,000 | 6,158 |
| Additional noninterest expense | $353,000 | 7,677 |
| Pre-tax net operating income | $1,605,000 | 3,922 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $64,000 | 7,438 |
| Income before extraordinary items | $1,541,000 | 3,170 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,541,000 | 3,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,573 |
| Cash dividends | $1,300,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,541,000 | 3,136 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,402,000 | 5,375 |
| Total interest expense | $2,101,000 | 6,011 |
| Net interest income | $3,301,000 | 4,801 |
| Provision for loan and lease losses | $-300,000 | 10,391 |
| Total noninterest income | $185,000 | 7,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,849 |
| Total noninterest expense | $1,789,000 | 6,022 |
| Salaries and employee benefits | $1,196,000 | 5,080 |
| Premises and equipment expense | $219,000 | 6,441 |
| Additional noninterest expense | $374,000 | 7,444 |
| Pre-tax net operating income | $1,997,000 | 3,346 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $78,000 | 7,853 |
| Income before extraordinary items | $1,919,000 | 2,646 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,919,000 | 2,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-631,000 | 10,429 |
| Cash dividends | $1,895,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,919,000 | 2,567 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,591,000 | 5,339 |
| Total interest expense | $2,454,000 | 5,489 |
| Net interest income | $3,137,000 | 5,120 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $192,000 | 7,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $1,802,000 | 6,061 |
| Salaries and employee benefits | $1,226,000 | 5,000 |
| Premises and equipment expense | $205,000 | 6,758 |
| Additional noninterest expense | $371,000 | 7,614 |
| Pre-tax net operating income | $1,527,000 | 4,434 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $445,000 | 4,569 |
| Income before extraordinary items | $1,082,000 | 4,419 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,082,000 | 4,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 10,525 |
| Cash dividends | $112,000 | 6,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,082,000 | 4,350 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,566,000 | 5,465 |
| Total interest expense | $2,715,000 | 5,197 |
| Net interest income | $2,851,000 | 5,652 |
| Provision for loan and lease losses | $2,703,000 | 489 |
| Total noninterest income | $196,000 | 8,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,006 |
| Total noninterest expense | $1,491,000 | 7,133 |
| Salaries and employee benefits | $952,000 | 6,211 |
| Premises and equipment expense | $184,000 | 7,341 |
| Additional noninterest expense | $355,000 | 8,311 |
| Pre-tax net operating income | $-1,147,000 | 11,355 |
| Securities gains (losses) | $-16,000 | 10,516 |
| Applicable income taxes | $-449,000 | 11,347 |
| Income before extraordinary items | $-714,000 | 11,317 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-714,000 | 11,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,722,000 | 477 |
| Cash dividends | $112,000 | 6,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-703,760 | 11,294 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,033,000 | 5,180 |
| Total interest expense | $2,735,000 | 5,169 |
| Net interest income | $3,298,000 | 5,106 |
| Provision for loan and lease losses | $376,000 | 1,950 |
| Total noninterest income | $127,000 | 9,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,034 |
| Total noninterest expense | $1,563,000 | 7,092 |
| Salaries and employee benefits | $891,000 | 6,602 |
| Premises and equipment expense | $207,000 | 7,060 |
| Additional noninterest expense | $465,000 | 7,559 |
| Pre-tax net operating income | $1,486,000 | 4,491 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $525,000 | 4,043 |
| Income before extraordinary items | $961,000 | 4,745 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $961,000 | 4,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,172 |
| Cash dividends | $105,000 | 6,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $961,000 | 4,735 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,433,000 | 5,298 |
| Total interest expense | $2,179,000 | 5,210 |
| Net interest income | $3,254,000 | 5,255 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $164,000 | 9,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,247 |
| Total noninterest expense | $1,588,000 | 7,340 |
| Salaries and employee benefits | $795,000 | 7,238 |
| Premises and equipment expense | $204,000 | 7,342 |
| Additional noninterest expense | $589,000 | 7,119 |
| Pre-tax net operating income | $1,730,000 | 3,897 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $587,000 | 3,580 |
| Income before extraordinary items | $1,141,000 | 4,047 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,141,000 | 4,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,348 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,142,320 | 4,081 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 5,901 |
| Total interest expense | $2,119,000 | 5,563 |
| Net interest income | $2,760,000 | 6,046 |
| Provision for loan and lease losses | $703,000 | 1,655 |
| Total noninterest income | $105,000 | 11,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $1,152,000 | 9,095 |
| Salaries and employee benefits | $612,000 | 8,702 |
| Premises and equipment expense | $164,000 | 8,533 |
| Additional noninterest expense | $376,000 | 9,528 |
| Pre-tax net operating income | $1,010,000 | 5,855 |
| Securities gains (losses) | $40,000 | 3,728 |
| Applicable income taxes | $348,000 | 5,524 |
| Income before extraordinary items | $702,000 | 6,101 |
| Extraordinary gains, net | $17,000 | 2,772 |
| Net income | $719,000 | 6,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 2,463 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $675,200 | 6,022 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,970,000 | 6,420 |
| Total interest expense | $2,519,000 | 5,958 |
| Net interest income | $2,451,000 | 6,692 |
| Provision for loan and lease losses | $239,000 | 4,759 |
| Total noninterest income | $193,000 | 9,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $1,074,000 | 9,647 |
| Salaries and employee benefits | $549,000 | 9,284 |
| Premises and equipment expense | $152,000 | 9,049 |
| Additional noninterest expense | $373,000 | 9,907 |
| Pre-tax net operating income | $1,331,000 | 4,524 |
| Securities gains (losses) | $-24,000 | 13,523 |
| Applicable income taxes | $466,000 | 4,232 |
| Income before extraordinary items | $841,000 | 5,157 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $841,000 | 5,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 4,547 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $856,360 | 4,789 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.