Home > American Bank & Trust Company of Houma > Income and Expense
American Bank & Trust Company of Houma, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,177,000 | 5,078 |
| Total interest expense | $2,475,000 | 5,620 |
| Net interest income | $3,702,000 | 4,637 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,327,000 | 2,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $944,000 | 1,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 3,402 |
| Total noninterest expense | $3,509,000 | 3,741 |
| Salaries and employee benefits | $1,717,000 | 3,795 |
| Premises and equipment expense | $661,000 | 2,954 |
| Additional noninterest expense | $1,131,000 | 3,941 |
| Pre-tax net operating income | $1,520,000 | 4,412 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $470,000 | 4,385 |
| Income before extraordinary items | $1,049,000 | 4,410 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,049,000 | 4,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,096 |
| Cash dividends | $298,000 | 4,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,049,690 | 4,402 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,462,000 | 5,274 |
| Total interest expense | $1,807,000 | 6,052 |
| Net interest income | $3,655,000 | 4,744 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $1,379,000 | 2,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $864,000 | 1,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $515,000 | 2,903 |
| Total noninterest expense | $3,538,000 | 3,808 |
| Salaries and employee benefits | $1,709,000 | 3,810 |
| Premises and equipment expense | $645,000 | 3,051 |
| Additional noninterest expense | $1,184,000 | 4,099 |
| Pre-tax net operating income | $1,491,000 | 4,429 |
| Securities gains (losses) | $33,000 | 1,406 |
| Applicable income taxes | $491,000 | 4,112 |
| Income before extraordinary items | $1,033,000 | 4,415 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,033,000 | 4,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $258,000 | 4,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,010,560 | 4,547 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,255,000 | 5,535 |
| Total interest expense | $1,682,000 | 6,679 |
| Net interest income | $3,573,000 | 4,871 |
| Provision for loan and lease losses | $460,000 | 2,221 |
| Total noninterest income | $1,411,000 | 2,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $863,000 | 1,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $548,000 | 3,064 |
| Total noninterest expense | $3,208,000 | 4,256 |
| Salaries and employee benefits | $1,515,000 | 4,233 |
| Premises and equipment expense | $596,000 | 3,354 |
| Additional noninterest expense | $1,097,000 | 4,545 |
| Pre-tax net operating income | $1,316,000 | 4,814 |
| Securities gains (losses) | $246,000 | 1,469 |
| Applicable income taxes | $472,000 | 4,388 |
| Income before extraordinary items | $1,090,000 | 4,359 |
| Extraordinary gains, net | $800,000 | 278 |
| Net income | $1,890,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 11,674 |
| Cash dividends | $117,000 | 6,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $917,800 | 4,793 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,322,000 | 6,062 |
| Total interest expense | $2,123,000 | 6,809 |
| Net interest income | $3,199,000 | 5,402 |
| Provision for loan and lease losses | $93,000 | 7,482 |
| Total noninterest income | $1,277,000 | 2,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $840,000 | 1,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $437,000 | 3,503 |
| Total noninterest expense | $3,110,000 | 4,377 |
| Salaries and employee benefits | $1,377,000 | 4,566 |
| Premises and equipment expense | $549,000 | 3,655 |
| Additional noninterest expense | $1,184,000 | 4,383 |
| Pre-tax net operating income | $1,273,000 | 4,682 |
| Securities gains (losses) | $154,000 | 2,386 |
| Applicable income taxes | $476,000 | 4,162 |
| Income before extraordinary items | $951,000 | 4,713 |
| Extraordinary gains, net | $464,000 | 222 |
| Net income | $1,415,000 | 3,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $10,000 | 8,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $847,820 | 4,826 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.