Home > American Bank of the North > Income and Expense

American Bank of the North, Income and Expense

2021-03-31 (YTD Data)		Rank
Total interest income	$7,128,000	1,113
Total interest expense	$245,000	2,476
Net interest income	$6,883,000	1,040
Provision for loan and lease losses	$295,000	623
Total noninterest income	$1,278,000	1,306
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$179,000	1,184
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,099,000	1,192
Total noninterest expense	$4,178,000	1,325
Salaries and employee benefits	$2,403,000	1,333
Premises and equipment expense	$316,000	1,779
Additional noninterest expense	$1,459,000	1,125
Pre-tax net operating income	$3,688,000	971
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,002,000	746
Income before extraordinary items	$2,686,000	1,129
Extraordinary gains, net	$0	3
Net income	$2,686,000	1,129
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,686,000	1,129
Net charge-offs	$-4,000	3,680
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,686,000	1,100
2020-12-31 (YTD Data)		Rank
Total interest income	$7,742,000	2,930
Total interest expense	$327,000	4,234
Net interest income	$7,415,000	2,735
Provision for loan and lease losses	$186,000	3,100
Total noninterest income	$1,491,000	2,433
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$259,000	2,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,232,000	2,279
Total noninterest expense	$5,351,000	2,877
Salaries and employee benefits	$3,224,000	2,818
Premises and equipment expense	$404,000	3,385
Additional noninterest expense	$1,723,000	2,789
Pre-tax net operating income	$3,369,000	2,289
Securities gains (losses)	$0	2,675
Applicable income taxes	$889,000	1,521
Income before extraordinary items	$2,480,000	2,564
Extraordinary gains, net	$0	4
Net income	$2,480,000	2,563
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,480,000	2,564
Net charge-offs	$-171,000	4,830
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,480,000	2,519
2020-09-30 (YTD Data)		Rank
Total interest income	$1,732,000	4,490
Total interest expense	$71,000	4,868
Net interest income	$1,661,000	4,361
Provision for loan and lease losses	$35,000	3,858
Total noninterest income	$269,000	3,904
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$62,000	3,768
Trading account gains and fees	NA	NA
Additional Noninterest Income	$207,000	3,680
Total noninterest expense	$1,141,000	4,546
Salaries and employee benefits	$673,000	4,495
Premises and equipment expense	$86,000	4,655
Additional noninterest expense	$382,000	4,459
Pre-tax net operating income	$754,000	3,705
Securities gains (losses)	$0	2,494
Applicable income taxes	$205,000	2,366
Income before extraordinary items	$549,000	3,937
Extraordinary gains, net	$0	4
Net income	$549,000	3,937
Minority interest net income	$0	65
Net income of bank and minority interests.	$549,000	3,937
Net charge-offs	$-4,000	4,037
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$549,000	3,882
2020-06-30 (YTD Data)		Rank
Total interest income	$10,828,000	1,416
Total interest expense	$846,000	2,403
Net interest income	$9,982,000	1,269
Provision for loan and lease losses	$700,000	1,333
Total noninterest income	$1,952,000	1,382
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$403,000	1,137
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,549,000	1,289
Total noninterest expense	$7,491,000	1,388
Salaries and employee benefits	$4,890,000	1,264
Premises and equipment expense	$679,000	1,632
Additional noninterest expense	$1,922,000	1,559
Pre-tax net operating income	$3,743,000	1,222
Securities gains (losses)	$8,000	1,922
Applicable income taxes	$968,000	852
Income before extraordinary items	$2,783,000	1,394
Extraordinary gains, net	$0	4
Net income	$2,783,000	1,394
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,783,000	1,394
Net charge-offs	$-1,000	3,744
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,776,680	1,356
2020-03-31 (YTD Data)		Rank
Total interest income	$5,250,000	1,452
Total interest expense	$469,000	2,390
Net interest income	$4,781,000	1,305
Provision for loan and lease losses	$0	3,711
Total noninterest income	$760,000	1,510
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$239,000	1,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$521,000	1,482
Total noninterest expense	$3,675,000	1,420
Salaries and employee benefits	$2,380,000	1,296
Premises and equipment expense	$344,000	1,636
Additional noninterest expense	$951,000	1,585
Pre-tax net operating income	$1,866,000	1,115
Securities gains (losses)	$8,000	1,366
Applicable income taxes	$483,000	758
Income before extraordinary items	$1,391,000	1,269
Extraordinary gains, net	$0	4
Net income	$1,391,000	1,268
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,391,000	1,269
Net charge-offs	$-19,000	4,651
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,384,680	1,240
2019-12-31 (YTD Data)		Rank
Total interest income	$22,678,000	1,369
Total interest expense	$1,917,000	2,408
Net interest income	$20,761,000	1,214
Provision for loan and lease losses	$-2,650,000	5,155
Total noninterest income	$3,018,000	1,559
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,087,000	1,074
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,931,000	1,573
Total noninterest expense	$15,710,000	1,305
Salaries and employee benefits	$10,333,000	1,175
Premises and equipment expense	$1,343,000	1,648
Additional noninterest expense	$4,034,000	1,494
Pre-tax net operating income	$10,719,000	1,006
Securities gains (losses)	$31,000	1,450
Applicable income taxes	$2,843,000	715
Income before extraordinary items	$7,907,000	1,125
Extraordinary gains, net	$0	11
Net income	$7,907,000	1,127
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,907,000	1,127
Net charge-offs	$-903,000	5,145
Cash dividends	$8,800,000	521
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$7,882,510	1,107
2019-09-30 (YTD Data)		Rank
Total interest income	$16,519,000	1,407
Total interest expense	$1,438,000	2,431
Net interest income	$15,081,000	1,264
Provision for loan and lease losses	$-2,150,000	5,234
Total noninterest income	$2,223,000	1,568
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$826,000	1,059
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,397,000	1,595
Total noninterest expense	$11,578,000	1,323
Salaries and employee benefits	$7,617,000	1,198
Premises and equipment expense	$1,014,000	1,649
Additional noninterest expense	$2,947,000	1,521
Pre-tax net operating income	$7,876,000	1,034
Securities gains (losses)	$29,000	1,288
Applicable income taxes	$2,090,000	751
Income before extraordinary items	$5,815,000	1,164
Extraordinary gains, net	$0	11
Net income	$5,815,000	1,165
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,815,000	1,165
Net charge-offs	$-980,000	5,224
Cash dividends	$8,800,000	411
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,792,090	1,145
2019-06-30 (YTD Data)		Rank
Total interest income	$10,772,000	1,441
Total interest expense	$936,000	2,439
Net interest income	$9,836,000	1,287
Provision for loan and lease losses	$-1,400,000	5,283
Total noninterest income	$1,338,000	1,640
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$552,000	1,047
Trading account gains and fees	NA	NA
Additional Noninterest Income	$786,000	1,730
Total noninterest expense	$7,792,000	1,327
Salaries and employee benefits	$5,125,000	1,182
Premises and equipment expense	$685,000	1,642
Additional noninterest expense	$1,982,000	1,522
Pre-tax net operating income	$4,782,000	1,087
Securities gains (losses)	$3,000	1,472
Applicable income taxes	$1,259,000	774
Income before extraordinary items	$3,526,000	1,232
Extraordinary gains, net	$0	11
Net income	$3,526,000	1,232
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,526,000	1,232
Net charge-offs	$-158,000	5,135
Cash dividends	$2,400,000	764
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,523,630	1,206
2019-03-31 (YTD Data)		Rank
Total interest income	$5,358,000	1,440
Total interest expense	$457,000	2,435
Net interest income	$4,901,000	1,294
Provision for loan and lease losses	$0	3,406
Total noninterest income	$517,000	1,884
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$269,000	1,058
Trading account gains and fees	NA	NA
Additional Noninterest Income	$248,000	2,158
Total noninterest expense	$3,706,000	1,388
Salaries and employee benefits	$2,400,000	1,258
Premises and equipment expense	$357,000	1,605
Additional noninterest expense	$949,000	1,574
Pre-tax net operating income	$1,712,000	1,366
Securities gains (losses)	$3,000	920
Applicable income taxes	$433,000	989
Income before extraordinary items	$1,282,000	1,539
Extraordinary gains, net	$0	5
Net income	$1,282,000	1,538
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,282,000	1,538
Net charge-offs	$86,000	950
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,279,630	1,518
2018-12-31 (YTD Data)		Rank
Total interest income	$21,345,000	1,361
Total interest expense	$1,793,000	2,083
Net interest income	$19,552,000	1,269
Provision for loan and lease losses	$0	4,082
Total noninterest income	$4,482,000	1,168
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,140,000	1,042
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,342,000	1,055
Total noninterest expense	$16,677,000	1,229
Salaries and employee benefits	$10,810,000	1,108
Premises and equipment expense	$1,294,000	1,700
Additional noninterest expense	$4,573,000	1,344
Pre-tax net operating income	$7,357,000	1,304
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,866,000	916
Income before extraordinary items	$5,491,000	1,463
Extraordinary gains, net	$0	6
Net income	$5,491,000	1,462
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,491,000	1,462
Net charge-offs	$-312,000	5,247
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,491,000	1,457
2018-09-30 (YTD Data)		Rank
Total interest income	$15,902,000	1,354
Total interest expense	$1,331,000	2,025
Net interest income	$14,571,000	1,271
Provision for loan and lease losses	$0	3,948
Total noninterest income	$3,393,000	1,173
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$851,000	1,046
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,542,000	1,052
Total noninterest expense	$12,658,000	1,215
Salaries and employee benefits	$8,156,000	1,107
Premises and equipment expense	$983,000	1,705
Additional noninterest expense	$3,519,000	1,319
Pre-tax net operating income	$5,306,000	1,349
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,342,000	965
Income before extraordinary items	$3,964,000	1,531
Extraordinary gains, net	$0	5
Net income	$3,964,000	1,530
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,964,000	1,530
Net charge-offs	$-339,000	5,336
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,964,000	1,517
2018-06-30 (YTD Data)		Rank
Total interest income	$10,422,000	1,361
Total interest expense	$887,000	1,948
Net interest income	$9,535,000	1,290
Provision for loan and lease losses	$0	3,782
Total noninterest income	$2,310,000	1,150
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$561,000	1,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,749,000	1,032
Total noninterest expense	$8,470,000	1,219
Salaries and employee benefits	$5,356,000	1,124
Premises and equipment expense	$669,000	1,691
Additional noninterest expense	$2,445,000	1,271
Pre-tax net operating income	$3,375,000	1,383
Securities gains (losses)	$0	961
Applicable income taxes	$849,000	979
Income before extraordinary items	$2,526,000	1,564
Extraordinary gains, net	$0	6
Net income	$2,526,000	1,562
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,526,000	1,563
Net charge-offs	$-294,000	5,407
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,526,000	1,545
2018-03-31 (YTD Data)		Rank
Total interest income	$5,149,000	1,360
Total interest expense	$440,000	1,890
Net interest income	$4,709,000	1,294
Provision for loan and lease losses	$0	3,508
Total noninterest income	$1,238,000	1,100
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$281,000	1,063
Trading account gains and fees	NA	NA
Additional Noninterest Income	$957,000	955
Total noninterest expense	$4,396,000	1,175
Salaries and employee benefits	$2,705,000	1,118
Premises and equipment expense	$344,000	1,665
Additional noninterest expense	$1,347,000	1,168
Pre-tax net operating income	$1,551,000	1,444
Securities gains (losses)	$0	735
Applicable income taxes	$392,000	1,018
Income before extraordinary items	$1,159,000	1,629
Extraordinary gains, net	$0	7
Net income	$1,159,000	1,629
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,159,000	1,629
Net charge-offs	$833,000	244
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,159,000	1,614
2017-12-31 (YTD Data)		Rank
Total interest income	$21,176,000	1,290
Total interest expense	$1,849,000	1,628
Net interest income	$19,327,000	1,255
Provision for loan and lease losses	$300,000	1,956
Total noninterest income	$3,175,000	1,518
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,188,000	1,024
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,987,000	1,546
Total noninterest expense	$17,749,000	1,165
Salaries and employee benefits	$10,510,000	1,112
Premises and equipment expense	$1,337,000	1,690
Additional noninterest expense	$5,902,000	1,093
Pre-tax net operating income	$4,453,000	1,882
Securities gains (losses)	$32,000	1,113
Applicable income taxes	$4,151,000	754
Income before extraordinary items	$334,000	4,780
Extraordinary gains, net	$0	9
Net income	$334,000	4,780
Minority interest net income	$0	76
Net income of bank and minority interests.	$334,000	4,780
Net charge-offs	$832,000	792
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$313,520	4,814
2017-09-30 (YTD Data)		Rank
Total interest income	$15,926,000	1,285
Total interest expense	$1,393,000	1,606
Net interest income	$14,533,000	1,251
Provision for loan and lease losses	$300,000	1,614
Total noninterest income	$2,290,000	1,589
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$879,000	1,040
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,411,000	1,613
Total noninterest expense	$13,059,000	1,185
Salaries and employee benefits	$7,648,000	1,156
Premises and equipment expense	$1,018,000	1,669
Additional noninterest expense	$4,393,000	1,102
Pre-tax net operating income	$3,464,000	1,849
Securities gains (losses)	$32,000	1,084
Applicable income taxes	$1,158,000	1,335
Income before extraordinary items	$2,338,000	2,143
Extraordinary gains, net	$0	9
Net income	$2,338,000	2,144
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,338,000	2,144
Net charge-offs	$353,000	1,017
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,316,560	2,131
2017-06-30 (YTD Data)		Rank
Total interest income	$10,577,000	1,284
Total interest expense	$938,000	1,553
Net interest income	$9,639,000	1,257
Provision for loan and lease losses	$0	3,871
Total noninterest income	$2,013,000	1,297
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$585,000	1,024
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,428,000	1,225
Total noninterest expense	$8,855,000	1,175
Salaries and employee benefits	$5,084,000	1,160
Premises and equipment expense	$707,000	1,606
Additional noninterest expense	$3,064,000	1,054
Pre-tax net operating income	$2,797,000	1,550
Securities gains (losses)	$20,000	995
Applicable income taxes	$983,000	1,115
Income before extraordinary items	$1,834,000	1,826
Extraordinary gains, net	$0	11
Net income	$1,834,000	1,826
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,834,000	1,826
Net charge-offs	$502,000	565
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,821,000	1,813
2017-03-31 (YTD Data)		Rank
Total interest income	$5,257,000	1,272
Total interest expense	$467,000	1,542
Net interest income	$4,790,000	1,255
Provision for loan and lease losses	$0	3,537
Total noninterest income	$845,000	1,452
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$275,000	1,091
Trading account gains and fees	NA	NA
Additional Noninterest Income	$570,000	1,409
Total noninterest expense	$4,274,000	1,217
Salaries and employee benefits	$2,496,000	1,183
Premises and equipment expense	$365,000	1,577
Additional noninterest expense	$1,413,000	1,132
Pre-tax net operating income	$1,361,000	1,542
Securities gains (losses)	$0	1,153
Applicable income taxes	$482,000	1,111
Income before extraordinary items	$879,000	1,823
Extraordinary gains, net	$0	8
Net income	$879,000	1,823
Minority interest net income	$0	55
Net income of bank and minority interests.	$879,000	1,823
Net charge-offs	$153,000	711
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$879,000	1,811
2016-12-31 (YTD Data)		Rank
Total interest income	$21,421,000	1,227
Total interest expense	$1,941,000	1,452
Net interest income	$19,480,000	1,206
Provision for loan and lease losses	$800,000	1,093
Total noninterest income	$3,791,000	1,392
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,077,000	1,135
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,714,000	1,300
Total noninterest expense	$17,630,000	1,165
Salaries and employee benefits	$10,186,000	1,135
Premises and equipment expense	$1,363,000	1,660
Additional noninterest expense	$6,081,000	1,087
Pre-tax net operating income	$4,841,000	1,666
Securities gains (losses)	$261,000	729
Applicable income taxes	$1,758,000	1,147
Income before extraordinary items	$3,344,000	1,919
Extraordinary gains, net	$0	5
Net income	$3,344,000	1,918
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,344,000	1,918
Net charge-offs	$1,331,000	534
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,171,740	1,960
2016-09-30 (YTD Data)		Rank
Total interest income	$16,169,000	1,218
Total interest expense	$1,466,000	1,444
Net interest income	$14,703,000	1,195
Provision for loan and lease losses	$600,000	1,009
Total noninterest income	$2,798,000	1,405
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$790,000	1,149
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,008,000	1,304
Total noninterest expense	$13,128,000	1,179
Salaries and employee benefits	$7,506,000	1,149
Premises and equipment expense	$1,030,000	1,648
Additional noninterest expense	$4,592,000	1,076
Pre-tax net operating income	$3,773,000	1,628
Securities gains (losses)	$261,000	659
Applicable income taxes	$1,417,000	1,124
Income before extraordinary items	$2,617,000	1,877
Extraordinary gains, net	$0	5
Net income	$2,617,000	1,877
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,617,000	1,877
Net charge-offs	$-106,000	5,584
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,447,350	1,924
2016-06-30 (YTD Data)		Rank
Total interest income	$10,934,000	1,205
Total interest expense	$981,000	1,440
Net interest income	$9,953,000	1,182
Provision for loan and lease losses	$0	4,017
Total noninterest income	$1,708,000	1,478
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$513,000	1,163
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,195,000	1,377
Total noninterest expense	$8,966,000	1,155
Salaries and employee benefits	$5,147,000	1,125
Premises and equipment expense	$692,000	1,631
Additional noninterest expense	$3,127,000	1,050
Pre-tax net operating income	$2,695,000	1,537
Securities gains (losses)	$144,000	759
Applicable income taxes	$1,009,000	1,074
Income before extraordinary items	$1,830,000	1,792
Extraordinary gains, net	$0	16
Net income	$1,830,000	1,792
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,830,000	1,792
Net charge-offs	$-134,000	5,771
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,737,840	1,820
2016-03-31 (YTD Data)		Rank
Total interest income	$5,523,000	1,196
Total interest expense	$500,000	1,423
Net interest income	$5,023,000	1,173
Provision for loan and lease losses	$0	3,656
Total noninterest income	$1,089,000	1,219
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$236,000	1,239
Trading account gains and fees	$0	142
Additional Noninterest Income	$853,000	1,048
Total noninterest expense	$4,545,000	1,145
Salaries and employee benefits	$2,598,000	1,123
Premises and equipment expense	$363,000	1,579
Additional noninterest expense	$1,584,000	1,035
Pre-tax net operating income	$1,567,000	1,363
Securities gains (losses)	$48,000	852
Applicable income taxes	$589,000	941
Income before extraordinary items	$1,026,000	1,584
Extraordinary gains, net	$0	12
Net income	$1,026,000	1,584
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,026,000	1,585
Net charge-offs	$11,000	2,283
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$995,280	1,592
2015-12-31 (YTD Data)		Rank
Total interest income	$21,616,000	1,183
Total interest expense	$1,905,000	1,446
Net interest income	$19,711,000	1,158
Provision for loan and lease losses	$100,000	3,023
Total noninterest income	$3,073,000	1,576
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$949,000	1,281
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,124,000	1,451
Total noninterest expense	$18,713,000	1,086
Salaries and employee benefits	$10,316,000	1,084
Premises and equipment expense	$1,424,000	1,609
Additional noninterest expense	$6,973,000	945
Pre-tax net operating income	$3,971,000	1,874
Securities gains (losses)	$52,000	1,623
Applicable income taxes	$-10,994,000	6,166
Income before extraordinary items	$15,017,000	494
Extraordinary gains, net	$0	23
Net income	$15,017,000	493
Minority interest net income	$0	81
Net income of bank and minority interests.	$15,017,000	495
Net charge-offs	$2,322,000	326
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$14,965,000	485
2015-09-30 (YTD Data)		Rank
Total interest income	$16,084,000	1,198
Total interest expense	$1,405,000	1,484
Net interest income	$14,679,000	1,171
Provision for loan and lease losses	$0	4,232
Total noninterest income	$2,217,000	1,633
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$664,000	1,368
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,553,000	1,497
Total noninterest expense	$13,819,000	1,105
Salaries and employee benefits	$7,550,000	1,123
Premises and equipment expense	$1,070,000	1,611
Additional noninterest expense	$5,199,000	943
Pre-tax net operating income	$3,077,000	1,862
Securities gains (losses)	$52,000	1,436
Applicable income taxes	$-11,243,000	6,262
Income before extraordinary items	$14,372,000	407
Extraordinary gains, net	$0	21
Net income	$14,372,000	406
Minority interest net income	$0	78
Net income of bank and minority interests.	$14,372,000	407
Net charge-offs	$2,064,000	274
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$14,320,000	404
2015-06-30 (YTD Data)		Rank
Total interest income	$10,682,000	1,200
Total interest expense	$908,000	1,527
Net interest income	$9,774,000	1,168
Provision for loan and lease losses	$0	4,069
Total noninterest income	$1,685,000	1,488
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$421,000	1,405
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,264,000	1,326
Total noninterest expense	$9,422,000	1,087
Salaries and employee benefits	$5,054,000	1,118
Premises and equipment expense	$735,000	1,581
Additional noninterest expense	$3,633,000	896
Pre-tax net operating income	$2,037,000	1,872
Securities gains (losses)	$52,000	1,207
Applicable income taxes	$-11,576,000	6,343
Income before extraordinary items	$13,665,000	307
Extraordinary gains, net	$0	22
Net income	$13,665,000	307
Minority interest net income	$0	75
Net income of bank and minority interests.	$13,665,000	307
Net charge-offs	$561,000	581
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$13,613,000	305
2015-03-31 (YTD Data)		Rank
Total interest income	$5,284,000	1,204
Total interest expense	$435,000	1,603
Net interest income	$4,849,000	1,176
Provision for loan and lease losses	$0	3,703
Total noninterest income	$685,000	1,686
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$208,000	1,398
Trading account gains and fees	$0	152
Additional Noninterest Income	$477,000	1,561
Total noninterest expense	$4,667,000	1,097
Salaries and employee benefits	$2,519,000	1,128
Premises and equipment expense	$375,000	1,573
Additional noninterest expense	$1,773,000	896
Pre-tax net operating income	$867,000	2,079
Securities gains (losses)	$36,000	992
Applicable income taxes	$-3,906,000	6,411
Income before extraordinary items	$4,809,000	396
Extraordinary gains, net	$0	13
Net income	$4,809,000	396
Minority interest net income	$0	64
Net income of bank and minority interests.	$4,809,000	396
Net charge-offs	$122,000	986
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$4,773,000	393
2014-12-31 (YTD Data)		Rank
Total interest income	$20,941,000	1,208
Total interest expense	$1,750,000	1,655
Net interest income	$19,191,000	1,176
Provision for loan and lease losses	$0	4,603
Total noninterest income	$2,593,000	1,749
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$986,000	1,306
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,607,000	1,696
Total noninterest expense	$18,452,000	1,098
Salaries and employee benefits	$10,024,000	1,095
Premises and equipment expense	$1,583,000	1,496
Additional noninterest expense	$6,845,000	955
Pre-tax net operating income	$3,332,000	2,103
Securities gains (losses)	$114,000	1,154
Applicable income taxes	$9,000	4,216
Income before extraordinary items	$3,437,000	1,794
Extraordinary gains, net	$0	17
Net income	$3,437,000	1,794
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,437,000	1,793
Net charge-offs	$4,148,000	270
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,323,000	1,824
2014-09-30 (YTD Data)		Rank
Total interest income	$15,631,000	1,224
Total interest expense	$1,321,000	1,666
Net interest income	$14,310,000	1,183
Provision for loan and lease losses	$0	4,401
Total noninterest income	$2,332,000	1,527
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$742,000	1,307
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,590,000	1,399
Total noninterest expense	$13,533,000	1,120
Salaries and employee benefits	$7,355,000	1,115
Premises and equipment expense	$1,197,000	1,491
Additional noninterest expense	$4,981,000	980
Pre-tax net operating income	$3,109,000	1,791
Securities gains (losses)	$58,000	1,356
Applicable income taxes	$9,000	4,218
Income before extraordinary items	$3,158,000	1,500
Extraordinary gains, net	$0	15
Net income	$3,158,000	1,499
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,158,000	1,500
Net charge-offs	$3,079,000	265
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,100,000	1,503
2014-06-30 (YTD Data)		Rank
Total interest income	$10,271,000	1,230
Total interest expense	$887,000	1,668
Net interest income	$9,384,000	1,190
Provision for loan and lease losses	$0	4,196
Total noninterest income	$1,633,000	1,463
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$486,000	1,310
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,147,000	1,322
Total noninterest expense	$8,988,000	1,122
Salaries and employee benefits	$4,785,000	1,139
Premises and equipment expense	$950,000	1,270
Additional noninterest expense	$3,253,000	999
Pre-tax net operating income	$2,029,000	1,802
Securities gains (losses)	$66,000	1,015
Applicable income taxes	$9,000	4,116
Income before extraordinary items	$2,086,000	1,477
Extraordinary gains, net	$0	20
Net income	$2,086,000	1,479
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,086,000	1,479
Net charge-offs	$2,708,000	224
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,020,000	1,499
2014-03-31 (YTD Data)		Rank
Total interest income	$4,992,000	1,275
Total interest expense	$450,000	1,677
Net interest income	$4,542,000	1,232
Provision for loan and lease losses	$0	3,817
Total noninterest income	$823,000	1,430
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$235,000	1,341
Trading account gains and fees	$0	147
Additional Noninterest Income	$588,000	1,264
Total noninterest expense	$4,257,000	1,196
Salaries and employee benefits	$2,231,000	1,237
Premises and equipment expense	$482,000	1,277
Additional noninterest expense	$1,544,000	1,048
Pre-tax net operating income	$1,108,000	1,619
Securities gains (losses)	$46,000	677
Applicable income taxes	$9,000	3,854
Income before extraordinary items	$1,145,000	1,321
Extraordinary gains, net	$0	16
Net income	$1,145,000	1,322
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,145,000	1,323
Net charge-offs	$851,000	341
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,099,460	1,355
2013-12-31 (YTD Data)		Rank
Total interest income	$20,893,000	1,224
Total interest expense	$2,085,000	1,636
Net interest income	$18,808,000	1,170
Provision for loan and lease losses	$510,000	1,805
Total noninterest income	$226,000	5,487
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$930,000	1,452
Trading account gains and fees	$0	184
Additional Noninterest Income	$-704,000	6,761
Total noninterest expense	$17,768,000	1,153
Salaries and employee benefits	$9,521,000	1,148
Premises and equipment expense	$1,963,000	1,204
Additional noninterest expense	$6,284,000	1,075
Pre-tax net operating income	$756,000	4,487
Securities gains (losses)	$255,000	774
Applicable income taxes	$9,000	4,318
Income before extraordinary items	$1,002,000	3,899
Extraordinary gains, net	$0	29
Net income	$1,002,000	3,902
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,002,000	3,903
Net charge-offs	$1,899,000	777
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$749,550	4,292
2013-09-30 (YTD Data)		Rank
Total interest income	$15,787,000	1,223
Total interest expense	$1,606,000	1,638
Net interest income	$14,181,000	1,160
Provision for loan and lease losses	$510,000	1,480
Total noninterest income	$1,390,000	2,310
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$681,000	1,495
Trading account gains and fees	$0	180
Additional Noninterest Income	$709,000	2,491
Total noninterest expense	$13,165,000	1,170
Salaries and employee benefits	$7,083,000	1,158
Premises and equipment expense	$1,480,000	1,215
Additional noninterest expense	$4,602,000	1,095
Pre-tax net operating income	$1,896,000	2,527
Securities gains (losses)	$242,000	742
Applicable income taxes	$9,000	4,349
Income before extraordinary items	$2,129,000	2,016
Extraordinary gains, net	$0	25
Net income	$2,129,000	2,023
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,129,000	2,022
Net charge-offs	$925,000	1,060
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,887,000	2,170
2013-06-30 (YTD Data)		Rank
Total interest income	$10,608,000	1,202
Total interest expense	$1,087,000	1,645
Net interest income	$9,521,000	1,140
Provision for loan and lease losses	$510,000	1,140
Total noninterest income	$1,068,000	2,137
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$440,000	1,503
Trading account gains and fees	$0	157
Additional Noninterest Income	$628,000	2,173
Total noninterest expense	$8,965,000	1,137
Salaries and employee benefits	$4,734,000	1,161
Premises and equipment expense	$1,003,000	1,196
Additional noninterest expense	$3,228,000	1,044
Pre-tax net operating income	$1,114,000	2,700
Securities gains (losses)	$242,000	659
Applicable income taxes	$9,000	4,224
Income before extraordinary items	$1,347,000	2,114
Extraordinary gains, net	$0	22
Net income	$1,347,000	2,122
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,347,000	2,120
Net charge-offs	$31,000	3,734
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,107,420	2,335
2013-03-31 (YTD Data)		Rank
Total interest income	$5,366,000	1,198
Total interest expense	$563,000	1,642
Net interest income	$4,803,000	1,135
Provision for loan and lease losses	$510,000	682
Total noninterest income	$550,000	2,072
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$217,000	1,517
Trading account gains and fees	$0	148
Additional Noninterest Income	$333,000	2,084
Total noninterest expense	$4,407,000	1,160
Salaries and employee benefits	$2,383,000	1,153
Premises and equipment expense	$524,000	1,161
Additional noninterest expense	$1,500,000	1,105
Pre-tax net operating income	$436,000	3,141
Securities gains (losses)	$69,000	800
Applicable income taxes	$5,000	4,175
Income before extraordinary items	$500,000	2,590
Extraordinary gains, net	$0	10
Net income	$500,000	2,593
Minority interest net income	$0	76
Net income of bank and minority interests.	$500,000	2,592
Net charge-offs	$753,000	578
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$431,690	2,796
2012-12-31 (YTD Data)		Rank
Total interest income	$23,998,000	1,115
Total interest expense	$3,529,000	1,269
Net interest income	$20,469,000	1,070
Provision for loan and lease losses	$9,100,000	301
Total noninterest income	$-1,254,000	7,034
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$884,000	1,567
Trading account gains and fees	$0	166
Additional Noninterest Income	$-2,138,000	7,042
Total noninterest expense	$18,234,000	1,098
Salaries and employee benefits	$9,477,000	1,109
Premises and equipment expense	$2,000,000	1,181
Additional noninterest expense	$6,757,000	1,030
Pre-tax net operating income	$-8,119,000	7,010
Securities gains (losses)	$2,479,000	213
Applicable income taxes	$5,000	4,499
Income before extraordinary items	$-5,645,000	6,976
Extraordinary gains, net	$0	29
Net income	$-5,645,000	6,975
Minority interest net income	$0	93
Net income of bank and minority interests.	$-5,645,000	6,975
Net charge-offs	$15,305,000	225
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-8,124,000	7,005
2012-09-30 (YTD Data)		Rank
Total interest income	$18,202,000	1,123
Total interest expense	$2,913,000	1,219
Net interest income	$15,289,000	1,089
Provision for loan and lease losses	$7,400,000	289
Total noninterest income	$-1,204,000	7,140
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$658,000	1,593
Trading account gains and fees	$0	157
Additional Noninterest Income	$-1,862,000	7,152
Total noninterest expense	$13,386,000	1,118
Salaries and employee benefits	$7,004,000	1,121
Premises and equipment expense	$1,489,000	1,196
Additional noninterest expense	$4,893,000	1,055
Pre-tax net operating income	$-6,701,000	7,111
Securities gains (losses)	$2,316,000	171
Applicable income taxes	$5,000	4,514
Income before extraordinary items	$-4,390,000	7,089
Extraordinary gains, net	$0	20
Net income	$-4,390,000	7,089
Minority interest net income	$0	86
Net income of bank and minority interests.	$-4,390,000	7,089
Net charge-offs	$10,199,000	258
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-6,706,000	7,113
2012-06-30 (YTD Data)		Rank
Total interest income	$12,281,000	1,113
Total interest expense	$2,144,000	1,146
Net interest income	$10,137,000	1,093
Provision for loan and lease losses	$1,900,000	663
Total noninterest income	$99,000	5,798
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$428,000	1,602
Trading account gains and fees	$0	153
Additional Noninterest Income	$-329,000	7,129
Total noninterest expense	$9,523,000	1,046
Salaries and employee benefits	$4,784,000	1,088
Premises and equipment expense	$1,045,000	1,139
Additional noninterest expense	$3,694,000	938
Pre-tax net operating income	$-1,187,000	7,003
Securities gains (losses)	$2,182,000	126
Applicable income taxes	$2,000	4,564
Income before extraordinary items	$993,000	2,637
Extraordinary gains, net	$0	19
Net income	$993,000	2,637
Minority interest net income	$0	84
Net income of bank and minority interests.	$993,000	2,637
Net charge-offs	$4,057,000	396
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-1,189,000	7,012
2012-03-31 (YTD Data)		Rank
Total interest income	$6,258,000	1,099
Total interest expense	$1,118,000	1,132
Net interest income	$5,140,000	1,083
Provision for loan and lease losses	$100,000	2,838
Total noninterest income	$717,000	1,666
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$199,000	1,704
Trading account gains and fees	$0	148
Additional Noninterest Income	$518,000	1,472
Total noninterest expense	$4,636,000	1,076
Salaries and employee benefits	$2,247,000	1,156
Premises and equipment expense	$525,000	1,142
Additional noninterest expense	$1,864,000	916
Pre-tax net operating income	$1,121,000	1,524
Securities gains (losses)	$2,182,000	68
Applicable income taxes	$1,000	4,577
Income before extraordinary items	$3,302,000	488
Extraordinary gains, net	$0	19
Net income	$3,302,000	489
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,302,000	489
Net charge-offs	$319,000	1,433
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,120,000	1,226
2011-12-31 (YTD Data)		Rank
Total interest income	$29,001,000	961
Total interest expense	$4,931,000	1,222
Net interest income	$24,070,000	903
Provision for loan and lease losses	$18,510,000	248
Total noninterest income	$-2,861,000	7,313
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$928,000	1,569
Trading account gains and fees	$0	146
Additional Noninterest Income	$-3,789,000	7,319
Total noninterest expense	$17,519,000	1,125
Salaries and employee benefits	$8,829,000	1,117
Premises and equipment expense	$2,058,000	1,212
Additional noninterest expense	$6,632,000	1,052
Pre-tax net operating income	$-14,820,000	7,268
Securities gains (losses)	$2,275,000	209
Applicable income taxes	$5,000	4,437
Income before extraordinary items	$-12,550,000	7,246
Extraordinary gains, net	$0	29
Net income	$-12,550,000	7,246
Minority interest net income	$0	96
Net income of bank and minority interests.	$-12,550,000	7,246
Net charge-offs	$11,415,000	399
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-14,825,000	7,258
2011-09-30 (YTD Data)		Rank
Total interest income	$22,420,000	950
Total interest expense	$3,784,000	1,253
Net interest income	$18,636,000	887
Provision for loan and lease losses	$10,010,000	318
Total noninterest income	$-13,000	7,132
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$711,000	1,545
Trading account gains and fees	$0	145
Additional Noninterest Income	$-724,000	7,282
Total noninterest expense	$12,953,000	1,138
Salaries and employee benefits	$6,534,000	1,138
Premises and equipment expense	$1,565,000	1,215
Additional noninterest expense	$4,854,000	1,084
Pre-tax net operating income	$-4,340,000	7,201
Securities gains (losses)	$1,206,000	287
Applicable income taxes	$2,000	4,555
Income before extraordinary items	$-3,136,000	7,159
Extraordinary gains, net	$0	21
Net income	$-3,136,000	7,159
Minority interest net income	$0	87
Net income of bank and minority interests.	$-3,136,000	7,160
Net charge-offs	$9,825,000	353
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-4,342,000	7,217
2011-06-30 (YTD Data)		Rank
Total interest income	$15,143,000	951
Total interest expense	$2,581,000	1,268
Net interest income	$12,562,000	884
Provision for loan and lease losses	$2,010,000	912
Total noninterest income	$744,000	2,429
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$480,000	1,514
Trading account gains and fees	$0	153
Additional Noninterest Income	$264,000	3,077
Total noninterest expense	$8,355,000	1,189
Salaries and employee benefits	$4,125,000	1,213
Premises and equipment expense	$1,079,000	1,189
Additional noninterest expense	$3,151,000	1,122
Pre-tax net operating income	$2,941,000	1,028
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$2,941,000	850
Extraordinary gains, net	$0	15
Net income	$2,941,000	849
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,941,000	850
Net charge-offs	$4,000,000	559
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,941,000	822
2011-03-31 (YTD Data)		Rank
Total interest income	$7,705,000	948
Total interest expense	$1,330,000	1,269
Net interest income	$6,375,000	864
Provision for loan and lease losses	$500,000	1,414
Total noninterest income	$369,000	2,478
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$247,000	1,448
Trading account gains and fees	$0	158
Additional Noninterest Income	$122,000	3,234
Total noninterest expense	$4,047,000	1,235
Salaries and employee benefits	$1,984,000	1,264
Premises and equipment expense	$552,000	1,191
Additional noninterest expense	$1,511,000	1,181
Pre-tax net operating income	$2,197,000	718
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$2,197,000	595
Extraordinary gains, net	$0	9
Net income	$2,197,000	594
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,197,000	595
Net charge-offs	$1,742,000	590
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$2,197,000	582
2010-12-31 (YTD Data)		Rank
Total interest income	$34,135,000	889
Total interest expense	$9,740,000	845
Net interest income	$24,395,000	903
Provision for loan and lease losses	$13,125,000	529
Total noninterest income	$-111,000	7,385
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,052,000	1,446
Trading account gains and fees	$0	175
Additional Noninterest Income	$-1,163,000	7,508
Total noninterest expense	$16,034,000	1,255
Salaries and employee benefits	$7,991,000	1,232
Premises and equipment expense	$1,936,000	1,331
Additional noninterest expense	$6,107,000	1,212
Pre-tax net operating income	$-4,875,000	7,093
Securities gains (losses)	$302,000	1,259
Applicable income taxes	$5,000	4,343
Income before extraordinary items	$-4,578,000	7,145
Extraordinary gains, net	$0	29
Net income	$-4,578,000	7,145
Minority interest net income	$0	111
Net income of bank and minority interests.	$-4,578,000	7,145
Net charge-offs	$10,198,000	603
Cash dividends	$3,300,000	500
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-4,880,000	7,145
2010-09-30 (YTD Data)		Rank
Total interest income	$26,047,000	888
Total interest expense	$7,998,000	788
Net interest income	$18,049,000	923
Provision for loan and lease losses	$4,825,000	901
Total noninterest income	$171,000	5,906
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$790,000	1,486
Trading account gains and fees	$0	165
Additional Noninterest Income	$-619,000	7,599
Total noninterest expense	$11,637,000	1,275
Salaries and employee benefits	$6,026,000	1,219
Premises and equipment expense	$1,466,000	1,334
Additional noninterest expense	$4,145,000	1,306
Pre-tax net operating income	$1,758,000	2,100
Securities gains (losses)	$38,000	2,592
Applicable income taxes	$4,000	4,431
Income before extraordinary items	$1,792,000	1,836
Extraordinary gains, net	$0	23
Net income	$1,792,000	1,837
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,792,000	1,838
Net charge-offs	$4,837,000	804
Cash dividends	$3,300,000	331
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,754,000	1,783
2010-06-30 (YTD Data)		Rank
Total interest income	$17,489,000	886
Total interest expense	$5,575,000	776
Net interest income	$11,914,000	933
Provision for loan and lease losses	$1,750,000	1,380
Total noninterest income	$1,225,000	1,748
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$525,000	1,501
Trading account gains and fees	$0	152
Additional Noninterest Income	$700,000	1,674
Total noninterest expense	$7,624,000	1,293
Salaries and employee benefits	$3,913,000	1,255
Premises and equipment expense	$981,000	1,351
Additional noninterest expense	$2,730,000	1,309
Pre-tax net operating income	$3,765,000	735
Securities gains (losses)	$38,000	2,052
Applicable income taxes	$2,000	4,454
Income before extraordinary items	$3,801,000	578
Extraordinary gains, net	$0	19
Net income	$3,801,000	579
Minority interest net income	$0	105
Net income of bank and minority interests.	$3,801,000	579
Net charge-offs	$-491,000	7,819
Cash dividends	$2,800,000	251
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$3,763,000	570
2010-03-31 (YTD Data)		Rank
Total interest income	$8,774,000	901
Total interest expense	$2,802,000	827
Net interest income	$5,972,000	933
Provision for loan and lease losses	$0	6,552
Total noninterest income	$672,000	1,649
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$258,000	1,512
Trading account gains and fees	$0	175
Additional Noninterest Income	$414,000	1,470
Total noninterest expense	$3,553,000	1,415
Salaries and employee benefits	$1,756,000	1,426
Premises and equipment expense	$475,000	1,439
Additional noninterest expense	$1,322,000	1,346
Pre-tax net operating income	$3,091,000	437
Securities gains (losses)	$0	2,284
Applicable income taxes	$1,000	4,457
Income before extraordinary items	$3,090,000	352
Extraordinary gains, net	$0	16
Net income	$3,090,000	354
Minority interest net income	$0	91
Net income of bank and minority interests.	$3,090,000	354
Net charge-offs	$-1,480,000	7,932
Cash dividends	$1,000,000	322
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$3,090,000	336
2009-12-31 (YTD Data)		Rank
Total interest income	$35,067,000	961
Total interest expense	$12,627,000	939
Net interest income	$22,440,000	965
Provision for loan and lease losses	$5,222,000	1,392
Total noninterest income	$2,359,000	1,900
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,018,000	1,658
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,341,000	1,780
Total noninterest expense	$14,545,000	1,402
Salaries and employee benefits	$7,451,000	1,342
Premises and equipment expense	$1,997,000	1,360
Additional noninterest expense	$5,097,000	1,468
Pre-tax net operating income	$5,032,000	836
Securities gains (losses)	$0	3,754
Applicable income taxes	$5,000	4,022
Income before extraordinary items	$5,027,000	679
Extraordinary gains, net	$0	34
Net income	$5,027,000	679
Minority interest net income	$0	115
Net income of bank and minority interests.	$5,027,000	679
Net charge-offs	$4,911,000	1,162
Cash dividends	$1,250,000	1,372
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$5,027,000	677
2009-09-30 (YTD Data)		Rank
Total interest income	$26,027,000	994
Total interest expense	$9,580,000	976
Net interest income	$16,447,000	995
Provision for loan and lease losses	$4,112,000	1,203
Total noninterest income	$1,612,000	2,057
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$721,000	1,751
Trading account gains and fees	$0	212
Additional Noninterest Income	$891,000	1,979
Total noninterest expense	$10,570,000	1,453
Salaries and employee benefits	$5,246,000	1,462
Premises and equipment expense	$1,495,000	1,373
Additional noninterest expense	$3,829,000	1,415
Pre-tax net operating income	$3,377,000	984
Securities gains (losses)	$0	3,497
Applicable income taxes	$4,000	4,272
Income before extraordinary items	$3,373,000	809
Extraordinary gains, net	$0	27
Net income	$3,373,000	807
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,373,000	810
Net charge-offs	$4,360,000	912
Cash dividends	$1,250,000	1,021
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,373,000	799
2009-06-30 (YTD Data)		Rank
Total interest income	$17,374,000	1,007
Total interest expense	$6,431,000	1,028
Net interest income	$10,943,000	987
Provision for loan and lease losses	$2,112,000	1,351
Total noninterest income	$1,182,000	1,934
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$471,000	1,759
Trading account gains and fees	$0	193
Additional Noninterest Income	$711,000	1,795
Total noninterest expense	$7,056,000	1,470
Salaries and employee benefits	$3,388,000	1,521
Premises and equipment expense	$1,012,000	1,375
Additional noninterest expense	$2,656,000	1,401
Pre-tax net operating income	$2,957,000	790
Securities gains (losses)	$0	3,136
Applicable income taxes	$3,000	4,355
Income before extraordinary items	$2,954,000	620
Extraordinary gains, net	$0	21
Net income	$2,954,000	619
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,954,000	621
Net charge-offs	$3,975,000	684
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,954,000	599
2009-03-31 (YTD Data)		Rank
Total interest income	$8,723,000	1,017
Total interest expense	$3,255,000	1,064
Net interest income	$5,468,000	989
Provision for loan and lease losses	$612,000	1,575
Total noninterest income	$604,000	1,870
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$233,000	1,732
Trading account gains and fees	$0	171
Additional Noninterest Income	$371,000	1,692
Total noninterest expense	$3,154,000	1,601
Salaries and employee benefits	$1,600,000	1,617
Premises and equipment expense	$513,000	1,384
Additional noninterest expense	$1,041,000	1,555
Pre-tax net operating income	$2,306,000	513
Securities gains (losses)	$0	2,434
Applicable income taxes	$1,000	4,679
Income before extraordinary items	$2,305,000	425
Extraordinary gains, net	$0	15
Net income	$2,305,000	426
Minority interest net income	$0	102
Net income of bank and minority interests.	$2,305,000	427
Net charge-offs	$1,294,000	817
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,305,000	390
2008-12-31 (YTD Data)		Rank
Total interest income	$38,611,000	974
Total interest expense	$16,373,000	980
Net interest income	$22,238,000	962
Provision for loan and lease losses	$12,606,000	507
Total noninterest income	$2,298,000	1,932
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,059,000	1,680
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,239,000	1,839
Total noninterest expense	$12,834,000	1,520
Salaries and employee benefits	$7,387,000	1,382
Premises and equipment expense	$1,935,000	1,427
Additional noninterest expense	$3,512,000	1,742
Pre-tax net operating income	$-904,000	6,972
Securities gains (losses)	$0	3,220
Applicable income taxes	$5,000	4,660
Income before extraordinary items	$-909,000	6,950
Extraordinary gains, net	$0	39
Net income	$-909,000	6,952
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,488,000	506
Cash dividends	$1,500,000	1,715
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-909,000	7,070
2008-09-30 (YTD Data)		Rank
Total interest income	$29,243,000	986
Total interest expense	$12,763,000	972
Net interest income	$16,480,000	992
Provision for loan and lease losses	$6,215,000	560
Total noninterest income	$1,741,000	1,980
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$779,000	1,720
Trading account gains and fees	$0	148
Additional Noninterest Income	$962,000	1,869
Total noninterest expense	$9,476,000	1,539
Salaries and employee benefits	$5,392,000	1,457
Premises and equipment expense	$1,456,000	1,430
Additional noninterest expense	$2,628,000	1,689
Pre-tax net operating income	$2,530,000	1,909
Securities gains (losses)	$0	3,106
Applicable income taxes	$4,000	5,079
Income before extraordinary items	$2,526,000	1,450
Extraordinary gains, net	$0	31
Net income	$2,526,000	1,448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,148,000	436
Cash dividends	$1,500,000	1,298
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,526,000	1,530
2008-06-30 (YTD Data)		Rank
Total interest income	$19,449,000	1,008
Total interest expense	$8,767,000	979
Net interest income	$10,682,000	1,021
Provision for loan and lease losses	$1,445,000	981
Total noninterest income	$1,185,000	1,964
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$501,000	1,754
Trading account gains and fees	$0	149
Additional Noninterest Income	$684,000	1,829
Total noninterest expense	$6,254,000	1,547
Salaries and employee benefits	$3,608,000	1,457
Premises and equipment expense	$966,000	1,439
Additional noninterest expense	$1,680,000	1,743
Pre-tax net operating income	$4,168,000	849
Securities gains (losses)	$0	3,233
Applicable income taxes	$3,000	5,335
Income before extraordinary items	$4,165,000	659
Extraordinary gains, net	$0	21
Net income	$4,165,000	658
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$244,000	2,014
Cash dividends	$1,000,000	1,384
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$4,165,000	640
2008-03-31 (YTD Data)		Rank
Total interest income	$9,903,000	1,014
Total interest expense	$4,549,000	1,018
Net interest income	$5,354,000	1,002
Provision for loan and lease losses	$445,000	1,081
Total noninterest income	$539,000	2,123
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$244,000	1,761
Trading account gains and fees	$0	158
Additional Noninterest Income	$295,000	1,996
Total noninterest expense	$3,091,000	1,561
Salaries and employee benefits	$1,859,000	1,416
Premises and equipment expense	$479,000	1,451
Additional noninterest expense	$753,000	1,870
Pre-tax net operating income	$2,357,000	814
Securities gains (losses)	$0	2,688
Applicable income taxes	$1,000	5,476
Income before extraordinary items	$2,356,000	654
Extraordinary gains, net	$0	15
Net income	$2,356,000	655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$130,000	1,582
Cash dividends	$1,000,000	722
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$2,356,000	623
2007-12-31 (YTD Data)		Rank
Total interest income	$40,307,000	1,047
Total interest expense	$18,009,000	1,091
Net interest income	$22,298,000	995
Provision for loan and lease losses	$1,325,000	1,162
Total noninterest income	$1,680,000	2,516
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$910,000	1,912
Trading account gains and fees	$0	178
Additional Noninterest Income	$770,000	2,610
Total noninterest expense	$11,377,000	1,620
Salaries and employee benefits	$6,716,000	1,504
Premises and equipment expense	$1,755,000	1,522
Additional noninterest expense	$2,906,000	1,897
Pre-tax net operating income	$11,276,000	752
Securities gains (losses)	$0	2,146
Applicable income taxes	$5,000	5,774
Income before extraordinary items	$11,271,000	578
Extraordinary gains, net	$0	39
Net income	$11,271,000	576
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,055,000	982
Cash dividends	$4,200,000	870
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$11,271,000	571
2007-09-30 (YTD Data)		Rank
Total interest income	$29,925,000	1,060
Total interest expense	$13,268,000	1,115
Net interest income	$16,657,000	996
Provision for loan and lease losses	$625,000	1,312
Total noninterest income	$1,271,000	2,491
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$664,000	1,946
Trading account gains and fees	$0	184
Additional Noninterest Income	$607,000	2,547
Total noninterest expense	$8,193,000	1,682
Salaries and employee benefits	$4,759,000	1,593
Premises and equipment expense	$1,288,000	1,541
Additional noninterest expense	$2,146,000	1,878
Pre-tax net operating income	$9,110,000	757
Securities gains (losses)	$0	1,655
Applicable income taxes	$4,000	5,949
Income before extraordinary items	$9,106,000	581
Extraordinary gains, net	$0	33
Net income	$9,106,000	579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$228,000	1,801
Cash dividends	$4,200,000	654
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$9,106,000	574
2007-06-30 (YTD Data)		Rank
Total interest income	$19,581,000	1,096
Total interest expense	$8,649,000	1,141
Net interest income	$10,932,000	1,027
Provision for loan and lease losses	$625,000	844
Total noninterest income	$842,000	2,502
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$445,000	1,935
Trading account gains and fees	$0	168
Additional Noninterest Income	$397,000	2,587
Total noninterest expense	$5,474,000	1,688
Salaries and employee benefits	$3,178,000	1,622
Premises and equipment expense	$852,000	1,569
Additional noninterest expense	$1,444,000	1,875
Pre-tax net operating income	$5,675,000	848
Securities gains (losses)	$0	1,444
Applicable income taxes	$3,000	6,009
Income before extraordinary items	$5,672,000	651
Extraordinary gains, net	$0	29
Net income	$5,672,000	650
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	1,681
Cash dividends	$3,200,000	611
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$5,672,000	636
2007-03-31 (YTD Data)		Rank
Total interest income	$9,561,000	1,116
Total interest expense	$4,205,000	1,159
Net interest income	$5,356,000	1,040
Provision for loan and lease losses	$435,000	590
Total noninterest income	$402,000	2,559
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$205,000	2,009
Trading account gains and fees	$0	195
Additional Noninterest Income	$197,000	2,570
Total noninterest expense	$2,677,000	1,731
Salaries and employee benefits	$1,552,000	1,680
Premises and equipment expense	$418,000	1,602
Additional noninterest expense	$707,000	1,881
Pre-tax net operating income	$2,646,000	891
Securities gains (losses)	$0	1,187
Applicable income taxes	$1,000	6,046
Income before extraordinary items	$2,645,000	682
Extraordinary gains, net	$0	22
Net income	$2,645,000	681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	2,009
Cash dividends	$1,000,000	781
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$2,645,000	673
2006-12-31 (YTD Data)		Rank
Total interest income	$33,629,000	1,172
Total interest expense	$13,403,000	1,255
Net interest income	$20,226,000	1,096
Provision for loan and lease losses	$824,000	1,243
Total noninterest income	$1,793,000	2,399
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,013,000	1,731
Trading account gains and fees	$0	130
Additional Noninterest Income	$780,000	2,616
Total noninterest expense	$10,330,000	1,727
Salaries and employee benefits	$6,114,000	1,609
Premises and equipment expense	$1,553,000	1,647
Additional noninterest expense	$2,663,000	1,993
Pre-tax net operating income	$10,865,000	911
Securities gains (losses)	$0	1,687
Applicable income taxes	$5,000	6,317
Income before extraordinary items	$10,860,000	687
Extraordinary gains, net	$0	51
Net income	$10,860,000	686
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$421,000	1,327
Cash dividends	$6,660,000	552
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$10,860,000	679
2006-09-30 (YTD Data)		Rank
Total interest income	$24,433,000	1,212
Total interest expense	$9,533,000	1,289
Net interest income	$14,900,000	1,133
Provision for loan and lease losses	$574,000	1,257
Total noninterest income	$1,388,000	2,357
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$766,000	1,725
Trading account gains and fees	$0	126
Additional Noninterest Income	$622,000	2,522
Total noninterest expense	$7,623,000	1,743
Salaries and employee benefits	$4,420,000	1,668
Premises and equipment expense	$1,191,000	1,627
Additional noninterest expense	$2,012,000	1,937
Pre-tax net operating income	$8,091,000	952
Securities gains (losses)	$0	1,388
Applicable income taxes	$4,000	6,438
Income before extraordinary items	$8,087,000	724
Extraordinary gains, net	$0	45
Net income	$8,087,000	723
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$224,000	1,404
Cash dividends	$5,460,000	484
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$8,087,000	716
2006-06-30 (YTD Data)		Rank
Total interest income	$15,727,000	1,236
Total interest expense	$6,015,000	1,299
Net interest income	$9,712,000	1,163
Provision for loan and lease losses	$364,000	1,256
Total noninterest income	$930,000	2,336
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$497,000	1,747
Trading account gains and fees	$0	126
Additional Noninterest Income	$433,000	2,429
Total noninterest expense	$5,087,000	1,747
Salaries and employee benefits	$2,914,000	1,689
Premises and equipment expense	$799,000	1,615
Additional noninterest expense	$1,374,000	1,897
Pre-tax net operating income	$5,191,000	985
Securities gains (losses)	$0	1,185
Applicable income taxes	$3,000	6,457
Income before extraordinary items	$5,188,000	751
Extraordinary gains, net	$0	39
Net income	$5,188,000	751
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	1,738
Cash dividends	$3,460,000	514
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$5,188,000	737
2006-03-31 (YTD Data)		Rank
Total interest income	$7,628,000	1,251
Total interest expense	$2,828,000	1,319
Net interest income	$4,800,000	1,174
Provision for loan and lease losses	$100,000	1,992
Total noninterest income	$430,000	2,433
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$236,000	1,779
Trading account gains and fees	$0	115
Additional Noninterest Income	$194,000	2,540
Total noninterest expense	$2,606,000	1,717
Salaries and employee benefits	$1,505,000	1,651
Premises and equipment expense	$423,000	1,544
Additional noninterest expense	$678,000	1,925
Pre-tax net operating income	$2,524,000	993
Securities gains (losses)	$0	955
Applicable income taxes	$1,000	6,453
Income before extraordinary items	$2,523,000	757
Extraordinary gains, net	$0	21
Net income	$2,523,000	756
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,605
Cash dividends	$1,460,000	553
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$2,523,000	741
2005-12-31 (YTD Data)		Rank
Total interest income	$26,642,000	1,260
Total interest expense	$8,750,000	1,304
Net interest income	$17,892,000	1,208
Provision for loan and lease losses	$425,000	2,167
Total noninterest income	$1,532,000	2,651
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$969,000	1,778
Trading account gains and fees	$0	138
Additional Noninterest Income	$563,000	3,175
Total noninterest expense	$10,264,000	1,662
Salaries and employee benefits	$5,756,000	1,625
Premises and equipment expense	$1,630,000	1,499
Additional noninterest expense	$2,878,000	1,751
Pre-tax net operating income	$8,735,000	1,110
Securities gains (losses)	$0	2,296
Applicable income taxes	$5,000	6,664
Income before extraordinary items	$8,730,000	831
Extraordinary gains, net	$0	46
Net income	$8,730,000	833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$258,000	1,928
Cash dividends	$7,510,000	473
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$8,730,000	817
2005-09-30 (YTD Data)		Rank
Total interest income	$19,391,000	1,255
Total interest expense	$6,160,000	1,297
Net interest income	$13,231,000	1,207
Provision for loan and lease losses	$400,000	1,715
Total noninterest income	$1,136,000	2,684
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$717,000	1,799
Trading account gains and fees	$0	126
Additional Noninterest Income	$419,000	3,199
Total noninterest expense	$7,568,000	1,671
Salaries and employee benefits	$4,168,000	1,663
Premises and equipment expense	$1,205,000	1,512
Additional noninterest expense	$2,195,000	1,708
Pre-tax net operating income	$6,399,000	1,121
Securities gains (losses)	$0	2,317
Applicable income taxes	$4,000	6,719
Income before extraordinary items	$6,395,000	841
Extraordinary gains, net	$0	35
Net income	$6,395,000	842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$220,000	1,580
Cash dividends	$5,710,000	424
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$6,395,000	824
2005-06-30 (YTD Data)		Rank
Total interest income	$12,610,000	1,241
Total interest expense	$3,934,000	1,280
Net interest income	$8,676,000	1,220
Provision for loan and lease losses	$100,000	3,338
Total noninterest income	$720,000	2,717
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$461,000	1,816
Trading account gains and fees	$0	116
Additional Noninterest Income	$259,000	3,319
Total noninterest expense	$5,019,000	1,667
Salaries and employee benefits	$2,765,000	1,660
Premises and equipment expense	$803,000	1,502
Additional noninterest expense	$1,451,000	1,708
Pre-tax net operating income	$4,277,000	1,098
Securities gains (losses)	$0	2,146
Applicable income taxes	$3,000	6,722
Income before extraordinary items	$4,274,000	827
Extraordinary gains, net	$0	30
Net income	$4,274,000	827
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$148,000	1,482
Cash dividends	$3,760,000	423
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$4,274,000	811
2005-03-31 (YTD Data)		Rank
Total interest income	$6,248,000	1,224
Total interest expense	$1,921,000	1,232
Net interest income	$4,327,000	1,221
Provision for loan and lease losses	$100,000	2,031
Total noninterest income	$318,000	2,919
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$195,000	2,047
Trading account gains and fees	$0	115
Additional Noninterest Income	$123,000	3,343
Total noninterest expense	$2,457,000	1,712
Salaries and employee benefits	$1,375,000	1,674
Premises and equipment expense	$416,000	1,453
Additional noninterest expense	$666,000	1,846
Pre-tax net operating income	$2,088,000	1,106
Securities gains (losses)	$0	1,685
Applicable income taxes	$1,000	6,740
Income before extraordinary items	$2,087,000	837
Extraordinary gains, net	$0	24
Net income	$2,087,000	838
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	2,325
Cash dividends	$1,600,000	449
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$2,087,000	816
2004-12-31 (YTD Data)		Rank
Total interest income	$22,971,000	1,230
Total interest expense	$6,886,000	1,184
Net interest income	$16,085,000	1,254
Provision for loan and lease losses	$760,000	1,346
Total noninterest income	$1,334,000	2,911
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$908,000	1,923
Trading account gains and fees	$0	138
Additional Noninterest Income	$426,000	3,603
Total noninterest expense	$8,823,000	1,834
Salaries and employee benefits	$5,100,000	1,735
Premises and equipment expense	$1,493,000	1,555
Additional noninterest expense	$2,230,000	2,186
Pre-tax net operating income	$7,836,000	1,126
Securities gains (losses)	$247,000	725
Applicable income taxes	$5,000	6,914
Income before extraordinary items	$8,078,000	818
Extraordinary gains, net	$0	34
Net income	$8,078,000	818
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$211,000	2,504
Cash dividends	$5,620,000	560
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$7,831,000	809
2004-09-30 (YTD Data)		Rank
Total interest income	$16,814,000	1,237
Total interest expense	$5,007,000	1,197
Net interest income	$11,807,000	1,272
Provision for loan and lease losses	$630,000	1,186
Total noninterest income	$998,000	2,931
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$668,000	1,967
Trading account gains and fees	$0	134
Additional Noninterest Income	$330,000	3,558
Total noninterest expense	$6,333,000	1,891
Salaries and employee benefits	$3,738,000	1,753
Premises and equipment expense	$1,100,000	1,590
Additional noninterest expense	$1,495,000	2,401
Pre-tax net operating income	$5,842,000	1,131
Securities gains (losses)	$198,000	767
Applicable income taxes	$4,000	6,986
Income before extraordinary items	$6,036,000	831
Extraordinary gains, net	$0	26
Net income	$6,036,000	832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$172,000	2,105
Cash dividends	$4,350,000	513
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$5,838,000	820
2004-06-30 (YTD Data)		Rank
Total interest income	$10,888,000	1,264
Total interest expense	$3,244,000	1,220
Net interest income	$7,644,000	1,296
Provision for loan and lease losses	$480,000	1,034
Total noninterest income	$677,000	2,903
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$445,000	1,940
Trading account gains and fees	$0	130
Additional Noninterest Income	$232,000	3,454
Total noninterest expense	$4,236,000	1,886
Salaries and employee benefits	$2,517,000	1,748
Premises and equipment expense	$739,000	1,566
Additional noninterest expense	$980,000	2,432
Pre-tax net operating income	$3,605,000	1,189
Securities gains (losses)	$172,000	718
Applicable income taxes	$2,000	7,043
Income before extraordinary items	$3,775,000	869
Extraordinary gains, net	$0	21
Net income	$3,775,000	869
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	2,094
Cash dividends	$3,500,000	430
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$3,603,000	869
2004-03-31 (YTD Data)		Rank
Total interest income	$5,302,000	1,310
Total interest expense	$1,593,000	1,252
Net interest income	$3,709,000	1,340
Provision for loan and lease losses	$210,000	1,111
Total noninterest income	$357,000	2,752
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$216,000	1,940
Trading account gains and fees	$0	121
Additional Noninterest Income	$141,000	3,047
Total noninterest expense	$2,131,000	1,881
Salaries and employee benefits	$1,268,000	1,747
Premises and equipment expense	$385,000	1,527
Additional noninterest expense	$478,000	2,472
Pre-tax net operating income	$1,725,000	1,226
Securities gains (losses)	$172,000	568
Applicable income taxes	$1,000	6,972
Income before extraordinary items	$1,896,000	864
Extraordinary gains, net	$0	16
Net income	$1,896,000	864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	1,561
Cash dividends	$1,500,000	452
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,724,000	900
2003-12-31 (YTD Data)		Rank
Total interest income	$21,408,000	1,320
Total interest expense	$6,688,000	1,322
Net interest income	$14,720,000	1,333
Provision for loan and lease losses	$905,000	1,301
Total noninterest income	$1,081,000	3,545
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$864,000	1,987
Trading account gains and fees	$0	160
Additional Noninterest Income	$217,000	5,121
Total noninterest expense	$8,180,000	1,947
Salaries and employee benefits	$4,843,000	1,770
Premises and equipment expense	$1,292,000	1,756
Additional noninterest expense	$2,045,000	2,356
Pre-tax net operating income	$6,716,000	1,242
Securities gains (losses)	$80,000	2,097
Applicable income taxes	$5,000	7,192
Income before extraordinary items	$6,791,000	952
Extraordinary gains, net	$0	54
Net income	$6,791,000	955
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$341,000	2,074
Cash dividends	$4,000,000	778
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$6,711,000	904
2003-09-30 (YTD Data)		Rank
Total interest income	$15,954,000	1,359
Total interest expense	$5,058,000	1,374
Net interest income	$10,896,000	1,360
Provision for loan and lease losses	$575,000	1,466
Total noninterest income	$850,000	3,493
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$635,000	2,032
Trading account gains and fees	$0	153
Additional Noninterest Income	$215,000	4,649
Total noninterest expense	$6,011,000	1,982
Salaries and employee benefits	$3,490,000	1,857
Premises and equipment expense	$957,000	1,791
Additional noninterest expense	$1,564,000	2,294
Pre-tax net operating income	$5,160,000	1,251
Securities gains (losses)	$0	4,204
Applicable income taxes	$4,000	7,286
Income before extraordinary items	$5,156,000	975
Extraordinary gains, net	$0	40
Net income	$5,156,000	975
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	2,808
Cash dividends	$3,000,000	723
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$5,156,000	911
2003-06-30 (YTD Data)		Rank
Total interest income	$10,488,000	1,393
Total interest expense	$3,473,000	1,389
Net interest income	$7,015,000	1,400
Provision for loan and lease losses	$410,000	1,365
Total noninterest income	$559,000	3,507
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$417,000	2,016
Trading account gains and fees	$0	150
Additional Noninterest Income	$142,000	4,662
Total noninterest expense	$4,003,000	1,972
Salaries and employee benefits	$2,323,000	1,848
Premises and equipment expense	$644,000	1,765
Additional noninterest expense	$1,036,000	2,290
Pre-tax net operating income	$3,161,000	1,353
Securities gains (losses)	$0	3,782
Applicable income taxes	$3,000	7,303
Income before extraordinary items	$3,158,000	1,057
Extraordinary gains, net	$0	30
Net income	$3,158,000	1,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	3,076
Cash dividends	$2,400,000	626
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$3,158,000	979
2003-03-31 (YTD Data)		Rank
Total interest income	$5,203,000	1,419
Total interest expense	$1,733,000	1,425
Net interest income	$3,470,000	1,410
Provision for loan and lease losses	$125,000	1,986
Total noninterest income	$254,000	3,602
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$206,000	1,975
Trading account gains and fees	$0	134
Additional Noninterest Income	$48,000	5,346
Total noninterest expense	$2,008,000	1,950
Salaries and employee benefits	$1,161,000	1,840
Premises and equipment expense	$319,000	1,794
Additional noninterest expense	$528,000	2,219
Pre-tax net operating income	$1,591,000	1,349
Securities gains (losses)	$0	2,891
Applicable income taxes	$1,000	7,273
Income before extraordinary items	$1,590,000	1,046
Extraordinary gains, net	$0	21
Net income	$1,590,000	1,045
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	8,455
Cash dividends	$1,200,000	585
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,590,000	973
2002-12-31 (YTD Data)		Rank
Total interest income	$21,419,000	1,435
Total interest expense	$7,817,000	1,445
Net interest income	$13,602,000	1,439
Provision for loan and lease losses	$2,313,000	662
Total noninterest income	$1,138,000	3,180
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$857,000	1,889
Trading account gains and fees	$0	153
Additional Noninterest Income	$281,000	4,391
Total noninterest expense	$7,585,000	1,982
Salaries and employee benefits	$4,193,000	1,924
Premises and equipment expense	$1,134,000	1,950
Additional noninterest expense	$2,258,000	2,041
Pre-tax net operating income	$4,842,000	1,679
Securities gains (losses)	$7,000	3,799
Applicable income taxes	$27,000	6,900
Income before extraordinary items	$4,822,000	1,306
Extraordinary gains, net	$0	70
Net income	$4,822,000	1,305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,833,000	597
Cash dividends	$2,575,000	1,061
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,815,070	1,254
2001-12-31 (YTD Data)		Rank
Total interest income	$9,135,000	3,591
Total interest expense	$4,642,000	3,370
Net interest income	$4,493,000	3,768
Provision for loan and lease losses	$203,000	4,092
Total noninterest income	$358,000	5,960
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$279,000	4,346
Trading account gains and fees	$0	177
Additional Noninterest Income	$79,000	6,906
Total noninterest expense	$2,472,000	4,989
Salaries and employee benefits	$1,151,000	5,478
Premises and equipment expense	$336,000	5,174
Additional noninterest expense	$985,000	4,118
Pre-tax net operating income	$2,176,000	2,985
Securities gains (losses)	$0	4,612
Applicable income taxes	$98,000	6,027
Income before extraordinary items	$2,078,000	2,435
Extraordinary gains, net	$0	105
Net income	$2,078,000	2,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,841
Cash dividends	$1,311,000	1,843
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,078,000	2,360
2000-12-31 (YTD Data)		Rank
Total interest income	$8,832,000	3,782
Total interest expense	$4,610,000	3,541
Net interest income	$4,222,000	4,000
Provision for loan and lease losses	$383,000	2,357
Total noninterest income	$414,000	5,450
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$305,000	4,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	6,226
Total noninterest expense	$2,180,000	5,367
Salaries and employee benefits	$1,066,000	5,670
Premises and equipment expense	$258,000	5,931
Additional noninterest expense	$856,000	4,514
Pre-tax net operating income	$2,073,000	3,238
Securities gains (losses)	$0	1,956
Applicable income taxes	$212,000	5,290
Income before extraordinary items	$1,861,000	2,729
Extraordinary gains, net	$0	38
Net income	$1,861,000	2,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	3,638
Cash dividends	$796,000	2,691
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,861,000	2,728
1999-12-31 (YTD Data)		Rank
Total interest income	$7,373,000	4,207
Total interest expense	$3,618,000	3,927
Net interest income	$3,755,000	4,407
Provision for loan and lease losses	$317,000	2,538
Total noninterest income	$323,000	6,240
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$214,000	4,948
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	6,428
Total noninterest expense	$1,974,000	5,736
Salaries and employee benefits	$976,000	5,981
Premises and equipment expense	$244,000	6,130
Additional noninterest expense	$754,000	4,996
Pre-tax net operating income	$1,787,000	3,634
Securities gains (losses)	$-13,000	9,410
Applicable income taxes	$177,000	5,953
Income before extraordinary items	$1,597,000	3,089
Extraordinary gains, net	$0	35
Net income	$1,597,000	3,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	4,984
Cash dividends	$420,000	3,823
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,608,700	3,039
1998-12-31 (YTD Data)		Rank
Total interest income	$6,364,000	4,782
Total interest expense	$3,180,000	4,499
Net interest income	$3,184,000	4,929
Provision for loan and lease losses	$67,000	5,949
Total noninterest income	$299,000	6,495
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$192,000	5,258
Trading account gains and fees	NA	NA
Additional Noninterest Income	$107,000	6,480
Total noninterest expense	$1,677,000	6,271
Salaries and employee benefits	$834,000	6,539
Premises and equipment expense	$202,000	6,681
Additional noninterest expense	$641,000	5,502
Pre-tax net operating income	$1,739,000	3,739
Securities gains (losses)	$-12,000	10,213
Applicable income taxes	$172,000	6,555
Income before extraordinary items	$1,555,000	3,164
Extraordinary gains, net	$0	32
Net income	$1,555,000	3,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,401
Cash dividends	$551,000	3,301
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,565,800	3,054
1997-12-31 (YTD Data)		Rank
Total interest income	$5,374,000	5,503
Total interest expense	$2,645,000	5,190
Net interest income	$2,729,000	5,704
Provision for loan and lease losses	$156,000	4,044
Total noninterest income	$318,000	6,471
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$189,000	5,510
Trading account gains and fees	NA	NA
Additional Noninterest Income	$129,000	6,088
Total noninterest expense	$1,577,000	6,586
Salaries and employee benefits	$795,000	6,811
Premises and equipment expense	$190,000	7,020
Additional noninterest expense	$592,000	5,860
Pre-tax net operating income	$1,314,000	4,924
Securities gains (losses)	$16,000	2,045
Applicable income taxes	$228,000	6,520
Income before extraordinary items	$1,102,000	4,362
Extraordinary gains, net	$0	44
Net income	$1,102,000	4,363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$158,000	2,938
Cash dividends	$275,000	4,748
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,088,720	4,330
1996-12-31 (YTD Data)		Rank
Total interest income	$4,297,000	6,585
Total interest expense	$2,072,000	6,279
Net interest income	$2,225,000	6,715
Provision for loan and lease losses	$200,000	3,395
Total noninterest income	$330,000	6,610
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$214,000	5,329
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	6,703
Total noninterest expense	$1,432,000	7,305
Salaries and employee benefits	$778,000	7,097
Premises and equipment expense	$184,000	7,341
Additional noninterest expense	$470,000	7,300
Pre-tax net operating income	$923,000	6,012
Securities gains (losses)	$7,000	2,762
Applicable income taxes	$367,000	5,162
Income before extraordinary items	$563,000	6,488
Extraordinary gains, net	$0	53
Net income	$563,000	6,491
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,513
Cash dividends	$160,000	5,863
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$558,520	6,451
1995-12-31 (YTD Data)		Rank
Total interest income	$3,026,000	8,168
Total interest expense	$1,407,000	7,960
Net interest income	$1,619,000	8,217
Provision for loan and lease losses	$164,000	3,466
Total noninterest income	$239,000	7,845
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$193,000	5,806
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	9,426
Total noninterest expense	$1,155,000	8,373
Salaries and employee benefits	$623,000	8,225
Premises and equipment expense	$139,000	8,553
Additional noninterest expense	$393,000	8,262
Pre-tax net operating income	$539,000	8,222
Securities gains (losses)	$-9,000	10,045
Applicable income taxes	$195,000	7,506
Income before extraordinary items	$335,000	8,610
Extraordinary gains, net	$0	65
Net income	$335,000	8,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	4,045
Cash dividends	$150,000	6,032
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$340,760	8,535
1994-12-31 (YTD Data)		Rank
Total interest income	$2,568,000	8,793
Total interest expense	$1,087,000	8,331
Net interest income	$1,481,000	8,934
Provision for loan and lease losses	$75,000	5,153
Total noninterest income	$161,000	9,489
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$167,000	6,508
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-6,000	12,603
Total noninterest expense	$883,000	9,856
Salaries and employee benefits	$440,000	9,917
Premises and equipment expense	$83,000	10,557
Additional noninterest expense	$360,000	9,241
Pre-tax net operating income	$684,000	7,494
Securities gains (losses)	$-17,000	10,215
Applicable income taxes	$231,000	6,821
Income before extraordinary items	$436,000	7,835
Extraordinary gains, net	$0	249
Net income	$436,000	7,845
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,738
Cash dividends	$40,000	8,160
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$447,050	7,790
1993-12-31 (YTD Data)		Rank
Total interest income	$1,947,000	10,285
Total interest expense	$775,000	10,171
Net interest income	$1,172,000	10,157
Provision for loan and lease losses	$27,000	8,602
Total noninterest income	$144,000	10,332
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$105,000	8,238
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	10,733
Total noninterest expense	$727,000	11,033
Salaries and employee benefits	$303,000	11,615
Premises and equipment expense	$60,000	11,855
Additional noninterest expense	$364,000	9,674
Pre-tax net operating income	$562,000	8,212
Securities gains (losses)	$144,000	2,022
Applicable income taxes	$264,000	6,577
Income before extraordinary items	$442,000	8,041
Extraordinary gains, net	$0	3,149
Net income	$442,000	8,208
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	8,132
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$349,840	8,680
1992-12-31 (YTD Data)		Rank
Total interest income	$1,678,000	11,559
Total interest expense	$661,000	12,007
Net interest income	$1,017,000	11,039
Provision for loan and lease losses	$26,000	10,195
Total noninterest income	$148,000	10,533
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$87,000	8,930
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	9,744
Total noninterest expense	$532,000	12,438
Salaries and employee benefits	$278,000	12,266
Premises and equipment expense	$29,000	13,446
Additional noninterest expense	$225,000	11,889
Pre-tax net operating income	$607,000	7,660
Securities gains (losses)	$91,000	3,163
Applicable income taxes	$259,000	6,530
Income before extraordinary items	$439,000	7,841
Extraordinary gains, net	$0	1,422
Net income	$439,000	7,959
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	8,252
Cash dividends	$90,000	6,821
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$380,760	8,052

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.