Home > American Bank of the Carolinas > Income and Expense
American Bank of the Carolinas, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,168,000 | 3,096 |
| Total interest expense | $1,378,000 | 3,436 |
| Net interest income | $6,790,000 | 2,936 |
| Provision for loan and lease losses | $252,000 | 1,806 |
| Total noninterest income | $389,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $149,000 | 2,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 3,562 |
| Total noninterest expense | $4,749,000 | 3,135 |
| Salaries and employee benefits | $3,155,000 | 2,871 |
| Premises and equipment expense | $481,000 | 3,012 |
| Additional noninterest expense | $240,000 | 3,562 |
| Pre-tax net operating income | $2,178,000 | 2,870 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $125,000 | 2,692 |
| Income before extraordinary items | $2,053,000 | 2,757 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,053,000 | 2,785 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,053,000 | 2,759 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $272,000 | 334 |
| Net operating income | $2,053,000 | 2,785 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,902,000 | 3,125 |
| Total interest expense | $900,000 | 3,474 |
| Net interest income | $5,002,000 | 2,976 |
| Provision for loan and lease losses | $80,000 | 2,258 |
| Total noninterest income | $293,000 | 3,605 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $111,000 | 3,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 3,551 |
| Total noninterest expense | $3,621,000 | 3,089 |
| Salaries and employee benefits | $2,328,000 | 2,880 |
| Premises and equipment expense | $357,000 | 3,040 |
| Additional noninterest expense | $182,000 | 3,549 |
| Pre-tax net operating income | $1,594,000 | 2,952 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $79,000 | 2,834 |
| Income before extraordinary items | $1,515,000 | 2,841 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,515,000 | 2,871 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,515,000 | 2,842 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $243,000 | 301 |
| Net operating income | $1,515,000 | 2,868 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 3,124 |
| Total interest expense | $486,000 | 3,530 |
| Net interest income | $3,396,000 | 2,968 |
| Provision for loan and lease losses | $42,000 | 2,319 |
| Total noninterest income | $198,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $74,000 | 3,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 3,538 |
| Total noninterest expense | $2,401,000 | 3,093 |
| Salaries and employee benefits | $1,558,000 | 2,878 |
| Premises and equipment expense | $243,000 | 2,997 |
| Additional noninterest expense | $124,000 | 3,524 |
| Pre-tax net operating income | $1,151,000 | 2,885 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $57,000 | 2,815 |
| Income before extraordinary items | $1,094,000 | 2,759 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,094,000 | 2,791 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,094,000 | 2,759 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 295 |
| Net operating income | $1,094,000 | 2,781 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 3,093 |
| Total interest expense | $174,000 | 3,681 |
| Net interest income | $1,809,000 | 2,893 |
| Provision for loan and lease losses | $26,000 | 2,035 |
| Total noninterest income | $91,000 | 3,672 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $36,000 | 3,063 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 3,627 |
| Total noninterest expense | $1,147,000 | 3,193 |
| Salaries and employee benefits | $804,000 | 2,869 |
| Premises and equipment expense | $114,000 | 3,136 |
| Additional noninterest expense | $55,000 | 3,627 |
| Pre-tax net operating income | $727,000 | 2,661 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $35,000 | 2,730 |
| Income before extraordinary items | $692,000 | 2,543 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $692,000 | 2,544 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $692,000 | 2,543 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 270 |
| Net operating income | $692,000 | 2,574 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,490,000 | 3,352 |
| Total interest expense | $189,000 | 4,090 |
| Net interest income | $5,301,000 | 3,272 |
| Provision for loan and lease losses | $126,000 | 2,067 |
| Total noninterest income | $294,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $108,000 | 3,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 3,862 |
| Total noninterest expense | $4,492,000 | 3,196 |
| Salaries and employee benefits | $3,028,000 | 2,925 |
| Premises and equipment expense | $461,000 | 3,109 |
| Additional noninterest expense | $186,000 | 3,862 |
| Pre-tax net operating income | $977,000 | 3,784 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $51,000 | 3,251 |
| Income before extraordinary items | $926,000 | 3,713 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $926,000 | 3,712 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $926,000 | 3,713 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $293,000 | 369 |
| Net operating income | $926,000 | 3,735 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 3,469 |
| Total interest expense | $107,000 | 4,188 |
| Net interest income | $3,548,000 | 3,400 |
| Provision for loan and lease losses | $82,000 | 2,030 |
| Total noninterest income | $217,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $75,000 | 3,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 3,872 |
| Total noninterest expense | $3,318,000 | 3,209 |
| Salaries and employee benefits | $2,271,000 | 2,911 |
| Premises and equipment expense | $349,000 | 3,085 |
| Additional noninterest expense | $142,000 | 3,872 |
| Pre-tax net operating income | $365,000 | 4,200 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $365,000 | 4,115 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $365,000 | 4,114 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $365,000 | 4,114 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $240,000 | 337 |
| Net operating income | $365,000 | 4,147 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 3,599 |
| Total interest expense | $67,000 | 4,237 |
| Net interest income | $2,097,000 | 3,540 |
| Provision for loan and lease losses | $2,000 | 2,563 |
| Total noninterest income | $147,000 | 3,940 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $47,000 | 3,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 3,852 |
| Total noninterest expense | $2,251,000 | 3,183 |
| Salaries and employee benefits | $1,542,000 | 2,898 |
| Premises and equipment expense | $237,000 | 3,081 |
| Additional noninterest expense | $472,000 | 3,729 |
| Pre-tax net operating income | $-9,000 | 4,588 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $-9,000 | 4,553 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-9,000 | 4,553 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-9,000 | 4,553 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $184,000 | 310 |
| Net operating income | $-9,000 | 4,583 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 3,695 |
| Total interest expense | $32,000 | 4,268 |
| Net interest income | $947,000 | 3,628 |
| Provision for loan and lease losses | $116,000 | 910 |
| Total noninterest income | $70,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $21,000 | 3,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 3,840 |
| Total noninterest expense | $1,084,000 | 3,244 |
| Salaries and employee benefits | $756,000 | 2,920 |
| Premises and equipment expense | $123,000 | 3,041 |
| Additional noninterest expense | $205,000 | 3,873 |
| Pre-tax net operating income | $-183,000 | 4,713 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $-183,000 | 4,698 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-183,000 | 4,697 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-183,000 | 4,698 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 288 |
| Net operating income | $-183,000 | 4,714 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 4,007 |
| Total interest expense | $91,000 | 4,547 |
| Net interest income | $3,108,000 | 3,931 |
| Provision for loan and lease losses | $345,000 | 1,308 |
| Total noninterest income | $191,000 | 4,317 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $55,000 | 3,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 4,215 |
| Total noninterest expense | $4,052,000 | 3,342 |
| Salaries and employee benefits | $2,665,000 | 3,111 |
| Premises and equipment expense | $458,000 | 3,152 |
| Additional noninterest expense | $929,000 | 3,779 |
| Pre-tax net operating income | $-1,098,000 | 4,797 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $-1,098,000 | 4,795 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-1,098,000 | 4,795 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $-1,098,000 | 4,795 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $339,000 | 354 |
| Net operating income | $-1,098,000 | 4,793 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 4,100 |
| Total interest expense | $64,000 | 4,655 |
| Net interest income | $2,274,000 | 4,031 |
| Provision for loan and lease losses | $254,000 | 1,278 |
| Total noninterest income | $122,000 | 4,434 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $38,000 | 4,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 4,345 |
| Total noninterest expense | $2,927,000 | 3,416 |
| Salaries and employee benefits | $1,927,000 | 3,170 |
| Premises and equipment expense | $338,000 | 3,206 |
| Additional noninterest expense | $662,000 | 3,851 |
| Pre-tax net operating income | $-785,000 | 4,871 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $-785,000 | 4,866 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-785,000 | 4,866 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-785,000 | 4,866 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $255,000 | 320 |
| Net operating income | $-785,000 | 4,861 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 4,221 |
| Total interest expense | $40,000 | 4,724 |
| Net interest income | $1,380,000 | 4,139 |
| Provision for loan and lease losses | $103,000 | 1,662 |
| Total noninterest income | $58,000 | 4,602 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $23,000 | 4,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,552 |
| Total noninterest expense | $1,923,000 | 3,447 |
| Salaries and employee benefits | $1,271,000 | 3,190 |
| Premises and equipment expense | $207,000 | 3,344 |
| Additional noninterest expense | $445,000 | 3,848 |
| Pre-tax net operating income | $-588,000 | 4,907 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $-588,000 | 4,899 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-588,000 | 4,899 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $-588,000 | 4,899 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 299 |
| Net operating income | $-588,000 | 4,900 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $693,000 | 4,243 |
| Total interest expense | $18,000 | 4,787 |
| Net interest income | $675,000 | 4,162 |
| Provision for loan and lease losses | $37,000 | 1,916 |
| Total noninterest income | $34,000 | 4,529 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $10,000 | 4,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 4,406 |
| Total noninterest expense | $920,000 | 3,505 |
| Salaries and employee benefits | $655,000 | 3,144 |
| Premises and equipment expense | $88,000 | 3,592 |
| Additional noninterest expense | $177,000 | 4,124 |
| Pre-tax net operating income | $-248,000 | 4,932 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $-248,000 | 4,925 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $-248,000 | 4,925 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-248,000 | 4,925 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 272 |
| Net operating income | $-248,000 | 4,924 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 4,610 |
| Total interest expense | $185,000 | 4,586 |
| Net interest income | $1,649,000 | 4,562 |
| Provision for loan and lease losses | $309,000 | 2,648 |
| Total noninterest income | $92,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $35,000 | 4,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 4,589 |
| Total noninterest expense | $3,423,000 | 3,627 |
| Salaries and employee benefits | $2,364,000 | 3,291 |
| Premises and equipment expense | $313,000 | 3,763 |
| Additional noninterest expense | $746,000 | 4,045 |
| Pre-tax net operating income | $-1,991,000 | 4,941 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $32,000 | 3,316 |
| Income before extraordinary items | $-2,023,000 | 4,942 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-2,023,000 | 4,942 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-2,023,000 | 4,942 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $380,000 | 298 |
| Net operating income | $-2,023,000 | 4,939 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 4,714 |
| Total interest expense | $159,000 | 4,577 |
| Net interest income | $1,045,000 | 4,700 |
| Provision for loan and lease losses | $234,000 | 2,626 |
| Total noninterest income | $44,000 | 4,821 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $23,000 | 4,456 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 4,763 |
| Total noninterest expense | $2,508,000 | 3,646 |
| Salaries and employee benefits | $1,732,000 | 3,317 |
| Premises and equipment expense | $234,000 | 3,786 |
| Additional noninterest expense | $542,000 | 4,086 |
| Pre-tax net operating income | $-1,653,000 | 4,962 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $32,000 | 3,240 |
| Income before extraordinary items | $-1,685,000 | 4,961 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,685,000 | 4,961 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,685,000 | 4,961 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 275 |
| Net operating income | $-1,685,000 | 4,963 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $709,000 | 4,814 |
| Total interest expense | $115,000 | 4,597 |
| Net interest income | $594,000 | 4,809 |
| Provision for loan and lease losses | $156,000 | 2,606 |
| Total noninterest income | $17,000 | 4,919 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $14,000 | 4,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 4,929 |
| Total noninterest expense | $1,647,000 | 3,675 |
| Salaries and employee benefits | $1,161,000 | 3,322 |
| Premises and equipment expense | $155,000 | 3,791 |
| Additional noninterest expense | $331,000 | 4,220 |
| Pre-tax net operating income | $-1,192,000 | 4,984 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $32,000 | 3,073 |
| Income before extraordinary items | $-1,224,000 | 4,979 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,224,000 | 4,979 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,224,000 | 4,979 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $211,000 | 252 |
| Net operating income | $-1,224,000 | 4,986 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $318,000 | 4,905 |
| Total interest expense | $65,000 | 4,609 |
| Net interest income | $253,000 | 4,920 |
| Provision for loan and lease losses | $81,000 | 2,132 |
| Total noninterest income | $9,000 | 4,965 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $7,000 | 4,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 4,944 |
| Total noninterest expense | $842,000 | 3,690 |
| Salaries and employee benefits | $595,000 | 3,314 |
| Premises and equipment expense | $75,000 | 3,857 |
| Additional noninterest expense | $172,000 | 4,224 |
| Pre-tax net operating income | $-661,000 | 5,003 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-661,000 | 4,979 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-661,000 | 4,980 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-661,000 | 4,979 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 221 |
| Net operating income | $-661,000 | 5,006 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $576,000 | 5,128 |
| Total interest expense | $121,000 | 4,980 |
| Net interest income | $455,000 | 5,131 |
| Provision for loan and lease losses | $164,000 | 2,536 |
| Total noninterest income | $8,000 | 5,105 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $8,000 | 4,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,067 |
| Total noninterest expense | $2,669,000 | 4,055 |
| Salaries and employee benefits | $1,462,000 | 4,081 |
| Premises and equipment expense | $207,000 | 4,346 |
| Additional noninterest expense | $1,000,000 | 3,795 |
| Pre-tax net operating income | $-2,370,000 | 5,148 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $-2,370,000 | 5,141 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-2,370,000 | 5,142 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-2,370,000 | 5,142 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $23,519,000 | 36 |
| Net operating income | $-2,370,000 | 5,138 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $315,000 | 5,230 |
| Total interest expense | $56,000 | 5,144 |
| Net interest income | $259,000 | 5,227 |
| Provision for loan and lease losses | $55,000 | 3,042 |
| Total noninterest income | $4,000 | 5,192 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $3,000 | 5,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 5,141 |
| Total noninterest expense | $1,931,000 | 4,133 |
| Salaries and employee benefits | $613,000 | 4,741 |
| Premises and equipment expense | $93,000 | 4,793 |
| Additional noninterest expense | $1,225,000 | 2,939 |
| Pre-tax net operating income | $-1,723,000 | 5,225 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-1,723,000 | 5,225 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,723,000 | 5,225 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,723,000 | 5,225 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $23,503,000 | 23 |
| Net operating income | $-1,723,000 | 5,221 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $111,000 | 5,290 |
| Total interest expense | $6,000 | 5,274 |
| Net interest income | $105,000 | 5,288 |
| Provision for loan and lease losses | $9,000 | 3,519 |
| Total noninterest income | $0 | 5,250 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $0 | 5,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,202 |
| Total noninterest expense | $1,192,000 | 4,284 |
| Salaries and employee benefits | $198,000 | 5,168 |
| Premises and equipment expense | $29,000 | 5,134 |
| Additional noninterest expense | $965,000 | 2,652 |
| Pre-tax net operating income | $-1,096,000 | 5,267 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $-1,096,000 | 5,263 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,096,000 | 5,262 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-1,096,000 | 5,262 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $22,953,000 | 14 |
| Net operating income | $-1,096,000 | 5,261 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.