Home > American Bank of Texas > Net charge- offs to loans
American Bank of Texas, Net charge- offs to loans
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 3,738 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 4,284 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 4,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 4,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0231% | 4,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1685% | 2,602 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9821% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0851% | 2,859 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4471% | 582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 3,568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 4,302 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 4,595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 4,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 4,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0298% | 4,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1476% | 2,489 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3209% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0233% | 2,882 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3985% | 552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 2,979 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 4,278 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 4,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 4,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0359% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3518% | 1,647 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0833% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1608% | 1,962 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2415% | 532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 4,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 4,815 |
| Percentage Net Loans Charged-off:Construction & development | -0.0082% | 4,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 5,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 5,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0751% | 4,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3221% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0528% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2391% | 2,362 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4299% | 643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 4,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 4,788 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 4,765 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 5,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 5,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0934% | 5,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1956% | 2,479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3704% | 609 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1764% | 2,407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3352% | 642 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 4,773 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 4,679 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 4,786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 5,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 5,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1271% | 5,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2957% | 1,909 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7493% | 468 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2477% | 1,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2722% | 599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0128% | 4,832 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 4,732 |
| Percentage Net Loans Charged-off:Construction & development | -0.0102% | 4,953 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 5,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 5,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2026% | 5,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4178% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4610% | 1,259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2825% | 497 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 4,591 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 5,345 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 4,934 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 5,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 2,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0626% | 2,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0463% | 2,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2215% | 2,785 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2892% | 722 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2156% | 2,644 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3502% | 723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 4,256 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 5,379 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 5,024 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0195% | 5,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0834% | 2,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0842% | 2,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0766% | 1,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1172% | 3,037 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3888% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0940% | 3,015 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3779% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 4,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 5,516 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 5,070 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0298% | 5,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0703% | 2,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0710% | 2,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0129% | 1,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1053% | 2,870 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2942% | 614 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0896% | 2,778 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3324% | 593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 3,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 5,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0389% | 6,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1416% | 1,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1429% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0287% | 1,250 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1477% | 5,582 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1928% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1759% | 5,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4092% | 452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 5,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 4,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0244% | 1,574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 5,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 3,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 3,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0670% | 5,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0908% | 3,755 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4035% | 725 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0675% | 3,743 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4537% | 697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 5,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 4,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0325% | 1,411 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 5,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 3,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 3,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0667% | 5,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0415% | 3,705 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4737% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0099% | 3,694 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4525% | 642 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0137% | 4,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 3,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0492% | 1,214 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 5,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 3,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 3,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0288% | 5,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0274% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4012% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4424% | 590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 3,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 2,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0504% | 879 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 6,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 2,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 2,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0281% | 5,090 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0407% | 5,478 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0437% | 5,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4991% | 470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2088% | 3,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2837% | 2,807 |
| Percentage Net Loans Charged-off:Construction & development | -0.1074% | 6,042 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5777% | 1,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0417% | 6,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0421% | 6,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0882% | 6,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1331% | 3,771 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1007% | 1,298 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1484% | 3,526 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5568% | 733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2614% | 3,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3622% | 2,329 |
| Percentage Net Loans Charged-off:Construction & development | -0.2238% | 6,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7904% | 998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0625% | 6,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0632% | 6,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1147% | 6,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1703% | 3,339 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3365% | 1,302 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2027% | 3,000 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3970% | 757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0672% | 6,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0786% | 6,867 |
| Percentage Net Loans Charged-off:Construction & development | -0.2126% | 6,194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0381% | 6,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 3,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 3,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0891% | 5,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1320% | 3,263 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9952% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0766% | 3,323 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4114% | 677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 4,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 3,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0814% | 1,347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 2,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 2,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0385% | 1,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1649% | 2,627 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3933% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1504% | 2,487 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3778% | 550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5008% | 2,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6191% | 2,336 |
| Percentage Net Loans Charged-off:Construction & development | 1.5422% | 1,881 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1118% | 3,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4177% | 2,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4284% | 2,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0723% | 3,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3287% | 3,434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3153% | 3,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4905% | 815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1638% | 4,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1643% | 3,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.2190% | 2,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1489% | 2,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1162% | 3,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1193% | 3,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1048% | 3,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2626% | 3,396 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2478% | 3,174 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5108% | 743 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1358% | 4,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1176% | 3,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.3065% | 2,032 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0789% | 3,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0813% | 3,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1304% | 2,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3304% | 2,913 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3016% | 2,728 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5293% | 672 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 4,238 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 6,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 6,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 6,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2586% | 1,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6755% | 1,784 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5621% | 1,651 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0943% | 827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6430% | 3,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5609% | 2,805 |
| Percentage Net Loans Charged-off:Construction & development | 1.3074% | 2,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0787% | 3,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1643% | 989 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2076% | 3,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2142% | 3,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1701% | 2,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7353% | 2,716 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1330% | 6,564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5890% | 2,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6452% | 2,363 |
| Percentage Net Loans Charged-off:Construction & development | 1.4725% | 2,058 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1030% | 2,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1961% | 791 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2739% | 2,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2826% | 2,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1791% | 3,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8489% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5579% | 954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2395% | 4,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2185% | 3,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.5097% | 2,255 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 7,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2398% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2473% | 2,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0615% | 3,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2481% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5569% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1070% | 4,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 3,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0299% | 1,997 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0198% | 7,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2426% | 2,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2497% | 2,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1443% | 2,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6140% | 1,232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5893% | 664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0888% | 6,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0685% | 5,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0007% | 3,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0375% | 3,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4316% | 2,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4367% | 2,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0690% | 4,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2716% | 4,898 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5866% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6105% | 616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 5,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0725% | 4,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0153% | 2,724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5499% | 1,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5541% | 1,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1337% | 4,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2695% | 4,577 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2544% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2789% | 549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1131% | 5,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1028% | 3,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0227% | 2,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7690% | 1,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7746% | 1,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0823% | 3,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2336% | 4,310 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0050% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0431% | 534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 5,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0319% | 6,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0753% | 4,109 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4879% | 517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6961% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 5,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 2,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 3,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 3,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8718% | 519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6169% | 3,324 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2005% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8444% | 1,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 7,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 7,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 3,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 2,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8323% | 279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1978% | 4,474 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9276% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 5,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 3,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 7,732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 2,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 2,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 2,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2132% | 3,976 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3893% | 356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 4,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 2,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 7,850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0750% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0753% | 1,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0206% | 6,875 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0208% | 6,908 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2881% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1063% | 3,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1133% | 1,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.2577% | 906 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 1,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 3,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 2,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0171% | 3,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1641% | 4,786 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1936% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 5,545 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 7,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0050% | 1,070 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0265% | 7,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 2,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 2,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 6,744 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0032% | 7,192 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5645% | 209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0814% | 3,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 2,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 1,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0203% | 1,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3592% | 1,473 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0141% | 6,991 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1592% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1471% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 1,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0229% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7348% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0742% | 3,591 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1543% | 2,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0314% | 8,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0662% | 8,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 7,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5334% | 1,574 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0313% | 7,510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.5332% | 87 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2121% | 1,506 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0428% | 8,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0888% | 8,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 7,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7344% | 1,004 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0355% | 7,255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 23.5905% | 65 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2061% | 1,485 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0462% | 8,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0945% | 8,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 7,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2858% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0681% | 7,181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0267% | 7,333 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0254% | 8,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0507% | 8,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 7,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 7,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0201% | 6,761 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0546% | 6,857 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 4,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 2,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0277% | 1,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 2,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 2,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0277% | 3,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5784% | 3,228 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0366% | 7,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 3,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 2,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0369% | 841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 2,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 2,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0201% | 3,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5151% | 3,053 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0483% | 7,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0633% | 3,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 2,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0019% | 2,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6123% | 2,470 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0727% | 7,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 2,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 1,721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0610% | 1,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4809% | 2,626 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1446% | 7,358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1040% | 4,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 2,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0325% | 626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 1,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0593% | 2,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 1,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1889% | 3,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4106% | 4,264 |
| Percentage Net Loans Charged-off: Credit card loans | 19.0616% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1094% | 1,281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 3,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 2,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0440% | 488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0803% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0804% | 1,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1831% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4435% | 3,667 |
| Percentage Net Loans Charged-off: Credit card loans | 24.4176% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1461% | 1,049 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0576% | 4,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 1,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0892% | 335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1113% | 1,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1114% | 1,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1256% | 7,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3952% | 3,654 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7649% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0660% | 3,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0462% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2321% | 609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2323% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1900% | 7,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5345% | 2,834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2007% | 3,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 2,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0830% | 1,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 2,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0568% | 2,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4553% | 2,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5717% | 3,902 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1679% | 3,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 2,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0757% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 1,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3760% | 2,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6025% | 3,405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1607% | 3,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 2,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 1,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0435% | 1,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3417% | 2,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6059% | 3,177 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 5,395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 8,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 8,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 8,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2950% | 8,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3709% | 3,604 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4727% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3442% | 657 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 8,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6764% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 2,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 2,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5306% | 2,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8841% | 2,718 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4135% | 1,110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1670% | 4,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 3,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 1,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 3,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 2,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2294% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6154% | 3,616 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7813% | 1,826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1777% | 1,383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1052% | 4,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0231% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0423% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0423% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1777% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3042% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2372% | 2,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1727% | 156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3257% | 84 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2783% | 1,402 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2607% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4110% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1331% | 288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1176% | 4,759 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0639% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1284% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 871 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6551% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3040% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4543% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1040% | 5,420 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 1,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3614% | 438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2085% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2895% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1235% | 5,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1316% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2507% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 715 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1732% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0891% | 1,295 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1942% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1669% | 4,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1459% | 398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2953% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3193% | 409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1456% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0350% | 10,688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 1,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 1,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0260% | 317 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 1,325 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 1,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4320% | 1,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1203% | 1,147 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3103% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0197% | 11,315 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3882% | 5,177 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |