Home > American Bank of Texas > Assets and Liabilities
American Bank of Texas, Assets and Liabilities
| 2011-12-31 | Rank | |
| # of Employees: | 220 | 662 |
| Assets and Liabilities | ||
| Total Assets: | $775,482,000 | 867 |
| Cash and due from depository institutions | $150,937,000 | 662 |
| Interest-bearing balances | $136,974,000 | 275 |
| Securities | $193,266,000 | 774 |
| Federal funds sold & reverse repurchase agreements | $1,161,000 | 2,417 |
| Net loans & leases | $320,988,000 | 1,308 |
| Loan loss allowance | $6,762,000 | 1,142 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $34,203,000 | 302 |
| Other real estate owned | $22,726,000 | 662 |
| Goodwill and other intangibles | $29,337,000 | 240 |
| All other assets | $22,864,000 | 951 |
| Life insurance assets | $10,909,000 | 669 |
| Total liabilities and capital | $775,482,000 | 867 |
| Total liabilities | $661,488,000 | 903 |
| Total deposits | $648,026,000 | 825 |
| Interest-bearing deposits | $487,769,000 | 931 |
| Deposits held in domestic offices | $648,026,000 | 822 |
| % insured | 86.64% | 4,906 |
| Federal funds purchased & repurchase agreements | $12,329,000 | 805 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $376,000 | 4,207 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $757,000 | 3,755 |
| Total equity capital | $113,994,000 | 627 |
| Total bank equity capital | $113,994,000 | 626 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $750,000 | 2,904 |
| Surplus | $84,725,000 | 462 |
| Undivided profits | $28,519,000 | 1,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $8,141,000 | 1,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $2,580,000 | 1,052 |
| Earning assets | $652,389,000 | 928 |
| Long-term assets (5+ years) | $121,078,000 | 1,280 |
| Average Assets, year-to-date | $763,007,200 | 863 |
| Average Assets, quarterly | $768,381,500 | 867 |
| Volatile liabilities | $37,084,000 | 1,350 |
| Insider loans | $892,000 | 4,028 |
| FHLB advances | $376,000 | 4,011 |
| Loans and leases held for sale | $557,000 | 1,376 |
| Unused loan commitments | $41,979,000 | 1,458 |
| Tier 1 (core) risk-based capital | $81,950,000 | 784 |
| Tier 2 risk-based capital | $5,133,000 | 1,045 |
| Total risk weighted assets | $408,980,000 | 1,082 |
| Total unused commitments | $41,979,000 | 1,458 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 219 | 660 |
| Assets and Liabilities | ||
| Total Assets: | $761,281,000 | 880 |
| Cash and due from depository institutions | $34,214,000 | 660 |
| Interest-bearing balances | $17,850,000 | 2,083 |
| Securities | $177,841,000 | 824 |
| Federal funds sold & reverse repurchase agreements | $107,466,000 | 50 |
| Net loans & leases | $332,819,000 | 1,264 |
| Loan loss allowance | $6,788,000 | 1,154 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $34,581,000 | 296 |
| Other real estate owned | $23,811,000 | 660 |
| Goodwill and other intangibles | $29,547,000 | 242 |
| All other assets | $21,002,000 | 1,023 |
| Life insurance assets | $10,822,000 | 670 |
| Total liabilities and capital | $761,281,000 | 880 |
| Total liabilities | $646,540,000 | 924 |
| Total deposits | $633,820,000 | 857 |
| Interest-bearing deposits | $478,175,000 | 964 |
| Deposits held in domestic offices | $633,820,000 | 854 |
| % insured | 87.61% | 4,741 |
| Federal funds purchased & repurchase agreements | $11,631,000 | 830 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $379,000 | 4,337 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $710,000 | 4,084 |
| Total equity capital | $114,741,000 | 637 |
| Total bank equity capital | $114,741,000 | 635 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $750,000 | 2,944 |
| Surplus | $84,725,000 | 471 |
| Undivided profits | $29,266,000 | 1,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $9,928,000 | 1,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $2,172,000 | 1,338 |
| Earning assets | $635,976,000 | 953 |
| Long-term assets (5+ years) | $116,309,000 | 1,294 |
| Average Assets, year-to-date | $759,888,500 | 868 |
| Average Assets, quarterly | $763,327,500 | 874 |
| Volatile liabilities | $37,256,000 | 1,369 |
| Insider loans | $943,000 | 3,987 |
| FHLB advances | $379,000 | 4,104 |
| Loans and leases held for sale | $603,000 | 1,304 |
| Unused loan commitments | $38,053,000 | 1,574 |
| Tier 1 (core) risk-based capital | $82,400,000 | 780 |
| Tier 2 risk-based capital | $5,456,000 | 990 |
| Total risk weighted assets | $435,113,000 | 1,016 |
| Total unused commitments | $38,053,000 | 1,577 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 212 | 696 |
| Assets and Liabilities | ||
| Total Assets: | $765,374,000 | 876 |
| Cash and due from depository institutions | $64,697,000 | 696 |
| Interest-bearing balances | $49,840,000 | 763 |
| Securities | $153,122,000 | 941 |
| Federal funds sold & reverse repurchase agreements | $98,245,000 | 55 |
| Net loans & leases | $337,572,000 | 1,254 |
| Loan loss allowance | $6,734,000 | 1,186 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $35,102,000 | 290 |
| Other real estate owned | $24,562,000 | 696 |
| Goodwill and other intangibles | $29,758,000 | 242 |
| All other assets | $22,316,000 | 985 |
| Life insurance assets | $10,733,000 | 667 |
| Total liabilities and capital | $765,374,000 | 876 |
| Total liabilities | $651,400,000 | 906 |
| Total deposits | $636,939,000 | 849 |
| Interest-bearing deposits | $486,872,000 | 946 |
| Deposits held in domestic offices | $636,939,000 | 846 |
| % insured | 85.60% | 5,411 |
| Federal funds purchased & repurchase agreements | $11,829,000 | 841 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $382,000 | 4,435 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,250,000 | 1,869 |
| Total equity capital | $113,974,000 | 628 |
| Total bank equity capital | $113,974,000 | 627 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $750,000 | 2,981 |
| Surplus | $84,725,000 | 467 |
| Undivided profits | $28,499,000 | 1,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $15,515,000 | 955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,540,000 | 1,103 |
| Earning assets | $638,779,000 | 947 |
| Long-term assets (5+ years) | $92,298,000 | 1,579 |
| Average Assets, year-to-date | $759,424,330 | 882 |
| Average Assets, quarterly | $762,313,000 | 877 |
| Volatile liabilities | $36,890,000 | 1,400 |
| Insider loans | $73,000 | 6,326 |
| FHLB advances | $382,000 | 4,183 |
| Loans and leases held for sale | $774,000 | 976 |
| Unused loan commitments | $41,719,000 | 1,458 |
| Tier 1 (core) risk-based capital | $82,097,000 | 773 |
| Tier 2 risk-based capital | $5,421,000 | 1,012 |
| Total risk weighted assets | $432,374,000 | 1,036 |
| Total unused commitments | $41,719,000 | 1,461 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 217 | 679 |
| Assets and Liabilities | ||
| Total Assets: | $759,252,000 | 883 |
| Cash and due from depository institutions | $62,799,000 | 679 |
| Interest-bearing balances | $49,693,000 | 801 |
| Securities | $132,019,000 | 1,086 |
| Federal funds sold & reverse repurchase agreements | $93,971,000 | 57 |
| Net loans & leases | $360,211,000 | 1,183 |
| Loan loss allowance | $6,354,000 | 1,269 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $35,418,000 | 286 |
| Other real estate owned | $22,445,000 | 679 |
| Goodwill and other intangibles | $29,968,000 | 245 |
| All other assets | $22,421,000 | 993 |
| Life insurance assets | $10,652,000 | 666 |
| Total liabilities and capital | $759,252,000 | 883 |
| Total liabilities | $646,337,000 | 920 |
| Total deposits | $635,109,000 | 854 |
| Interest-bearing deposits | $486,863,000 | 965 |
| Deposits held in domestic offices | $635,109,000 | 852 |
| % insured | 86.60% | 5,178 |
| Federal funds purchased & repurchase agreements | $8,122,000 | 1,035 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $385,000 | 4,493 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,721,000 | 1,570 |
| Total equity capital | $112,915,000 | 615 |
| Total bank equity capital | $112,915,000 | 613 |
| Perpetual preferred stock | $10,000 | 220 |
| Common stock | $750,000 | 3,020 |
| Surplus | $84,715,000 | 465 |
| Undivided profits | $27,440,000 | 1,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $14,761,000 | 1,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,393,000 | 1,178 |
| Earning assets | $635,894,000 | 954 |
| Long-term assets (5+ years) | $87,659,000 | 1,598 |
| Average Assets, year-to-date | $756,449,500 | 889 |
| Average Assets, quarterly | $756,449,500 | 889 |
| Volatile liabilities | $35,415,000 | 1,480 |
| Insider loans | $107,000 | 6,239 |
| FHLB advances | $385,000 | 4,236 |
| Loans and leases held for sale | $521,000 | 1,013 |
| Unused loan commitments | $52,352,000 | 1,220 |
| Tier 1 (core) risk-based capital | $81,629,000 | 766 |
| Tier 2 risk-based capital | $5,616,000 | 992 |
| Total risk weighted assets | $448,561,000 | 1,002 |
| Total unused commitments | $52,352,000 | 1,222 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 228 | 649 |
| Assets and Liabilities | ||
| Total Assets: | $753,647,000 | 898 |
| Cash and due from depository institutions | $56,190,000 | 649 |
| Interest-bearing balances | $44,861,000 | 829 |
| Securities | $117,688,000 | 1,158 |
| Federal funds sold & reverse repurchase agreements | $95,629,000 | 71 |
| Net loans & leases | $373,177,000 | 1,174 |
| Loan loss allowance | $6,547,000 | 1,229 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $35,846,000 | 282 |
| Other real estate owned | $21,585,000 | 649 |
| Goodwill and other intangibles | $30,179,000 | 246 |
| All other assets | $23,353,000 | 982 |
| Life insurance assets | $10,567,000 | 663 |
| Total liabilities and capital | $753,647,000 | 898 |
| Total liabilities | $642,375,000 | 931 |
| Total deposits | $626,501,000 | 872 |
| Interest-bearing deposits | $490,272,000 | 960 |
| Deposits held in domestic offices | $626,501,000 | 871 |
| % insured | 88.35% | 4,611 |
| Federal funds purchased & repurchase agreements | $13,385,000 | 839 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $388,000 | 4,674 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,101,000 | 1,937 |
| Total equity capital | $111,272,000 | 623 |
| Total bank equity capital | $111,272,000 | 620 |
| Perpetual preferred stock | $10,000 | 220 |
| Common stock | $750,000 | 3,063 |
| Surplus | $84,715,000 | 464 |
| Undivided profits | $25,797,000 | 1,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $14,092,000 | 1,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,438,000 | 1,196 |
| Earning assets | $631,355,000 | 967 |
| Long-term assets (5+ years) | $87,079,000 | 1,577 |
| Average Assets, year-to-date | $750,309,000 | 900 |
| Average Assets, quarterly | $752,630,500 | 896 |
| Volatile liabilities | $97,705,000 | 1,385 |
| Insider loans | $108,000 | 6,353 |
| FHLB advances | $388,000 | 4,400 |
| Loans and leases held for sale | $2,817,000 | 770 |
| Unused loan commitments | $49,501,000 | 1,267 |
| Tier 1 (core) risk-based capital | $79,827,000 | 775 |
| Tier 2 risk-based capital | $5,748,000 | 985 |
| Total risk weighted assets | $459,052,000 | 1,000 |
| Total unused commitments | $49,501,000 | 1,268 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 228 | 644 |
| Assets and Liabilities | ||
| Total Assets: | $751,614,000 | 904 |
| Cash and due from depository institutions | $60,378,000 | 644 |
| Interest-bearing balances | $47,849,000 | 763 |
| Securities | $116,463,000 | 1,146 |
| Federal funds sold & reverse repurchase agreements | $77,949,000 | 84 |
| Net loans & leases | $398,948,000 | 1,102 |
| Loan loss allowance | $6,380,000 | 1,270 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $36,172,000 | 274 |
| Other real estate owned | $9,312,000 | 644 |
| Goodwill and other intangibles | $30,389,000 | 245 |
| All other assets | $22,003,000 | 1,037 |
| Life insurance assets | $10,481,000 | 662 |
| Total liabilities and capital | $751,614,000 | 904 |
| Total liabilities | $639,440,000 | 946 |
| Total deposits | $623,695,000 | 874 |
| Interest-bearing deposits | $484,808,000 | 977 |
| Deposits held in domestic offices | $623,695,000 | 871 |
| % insured | 82.51% | 5,660 |
| Federal funds purchased & repurchase agreements | $13,665,000 | 844 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $392,000 | 4,763 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,688,000 | 2,510 |
| Total equity capital | $112,174,000 | 620 |
| Total bank equity capital | $112,174,000 | 617 |
| Perpetual preferred stock | $10,000 | 226 |
| Common stock | $750,000 | 3,125 |
| Surplus | $84,715,000 | 452 |
| Undivided profits | $26,699,000 | 1,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $29,502,000 | 615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,564,000 | 1,201 |
| Earning assets | $641,209,000 | 960 |
| Long-term assets (5+ years) | $97,286,000 | 1,419 |
| Average Assets, year-to-date | $749,474,500 | 902 |
| Average Assets, quarterly | $744,124,500 | 912 |
| Volatile liabilities | $100,962,000 | 1,391 |
| Insider loans | $110,000 | 6,432 |
| FHLB advances | $392,000 | 4,522 |
| Loans and leases held for sale | $3,159,000 | 773 |
| Unused loan commitments | $57,455,000 | 1,150 |
| Tier 1 (core) risk-based capital | $79,372,000 | 778 |
| Tier 2 risk-based capital | $5,812,000 | 996 |
| Total risk weighted assets | $464,394,000 | 998 |
| Total unused commitments | $57,455,000 | 1,152 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 231 | 636 |
| Assets and Liabilities | ||
| Total Assets: | $736,635,000 | 925 |
| Cash and due from depository institutions | $69,029,000 | 636 |
| Interest-bearing balances | $55,770,000 | 626 |
| Securities | $133,370,000 | 993 |
| Federal funds sold & reverse repurchase agreements | $26,782,000 | 235 |
| Net loans & leases | $411,793,000 | 1,086 |
| Loan loss allowance | $7,907,000 | 1,069 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $36,379,000 | 274 |
| Other real estate owned | $6,456,000 | 636 |
| Goodwill and other intangibles | $30,600,000 | 245 |
| All other assets | $22,226,000 | 1,040 |
| Life insurance assets | $10,394,000 | 667 |
| Total liabilities and capital | $736,635,000 | 925 |
| Total liabilities | $625,396,000 | 970 |
| Total deposits | $615,191,000 | 889 |
| Interest-bearing deposits | $486,295,000 | 981 |
| Deposits held in domestic offices | $615,191,000 | 888 |
| % insured | 84.03% | 5,456 |
| Federal funds purchased & repurchase agreements | $8,311,000 | 1,061 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $395,000 | 4,866 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,499,000 | 2,607 |
| Total equity capital | $111,239,000 | 608 |
| Total bank equity capital | $111,239,000 | 605 |
| Perpetual preferred stock | $10,000 | 219 |
| Common stock | $750,000 | 3,158 |
| Surplus | $84,715,000 | 450 |
| Undivided profits | $25,764,000 | 1,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $27,679,000 | 648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,920,000 | 1,012 |
| Earning assets | $627,715,000 | 979 |
| Long-term assets (5+ years) | $103,989,000 | 1,317 |
| Average Assets, year-to-date | $748,761,330 | 907 |
| Average Assets, quarterly | $746,153,500 | 914 |
| Volatile liabilities | $101,951,000 | 1,403 |
| Insider loans | $226,000 | 6,030 |
| FHLB advances | $395,000 | 4,641 |
| Loans and leases held for sale | $2,094,000 | 725 |
| Unused loan commitments | $59,387,000 | 1,099 |
| Tier 1 (core) risk-based capital | $78,384,000 | 777 |
| Tier 2 risk-based capital | $5,843,000 | 1,002 |
| Total risk weighted assets | $465,357,000 | 1,014 |
| Total unused commitments | $59,387,000 | 1,102 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 230 | 643 |
| Assets and Liabilities | ||
| Total Assets: | $755,672,000 | 917 |
| Cash and due from depository institutions | $75,942,000 | 643 |
| Interest-bearing balances | $59,288,000 | 586 |
| Securities | $132,552,000 | 991 |
| Federal funds sold & reverse repurchase agreements | $30,625,000 | 271 |
| Net loans & leases | $424,923,000 | 1,076 |
| Loan loss allowance | $8,612,000 | 995 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $36,037,000 | 296 |
| Other real estate owned | $2,646,000 | 643 |
| Goodwill and other intangibles | $30,810,000 | 248 |
| All other assets | $22,137,000 | 1,070 |
| Life insurance assets | $10,370,000 | 670 |
| Total liabilities and capital | $755,672,000 | 917 |
| Total liabilities | $645,405,000 | 958 |
| Total deposits | $636,547,000 | 861 |
| Interest-bearing deposits | $509,232,000 | 951 |
| Deposits held in domestic offices | $636,547,000 | 858 |
| % insured | 82.44% | 5,836 |
| Federal funds purchased & repurchase agreements | $6,107,000 | 1,258 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $398,000 | 4,974 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,353,000 | 1,864 |
| Total equity capital | $110,267,000 | 610 |
| Total bank equity capital | $110,267,000 | 609 |
| Perpetual preferred stock | $10,000 | 217 |
| Common stock | $750,000 | 3,211 |
| Surplus | $84,715,000 | 459 |
| Undivided profits | $24,792,000 | 1,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $27,803,000 | 686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $3,151,000 | 969 |
| Earning assets | $647,388,000 | 968 |
| Long-term assets (5+ years) | $106,346,000 | 1,300 |
| Average Assets, year-to-date | $754,824,500 | 920 |
| Average Assets, quarterly | $754,824,500 | 920 |
| Volatile liabilities | $112,224,000 | 1,322 |
| Insider loans | $229,000 | 6,086 |
| FHLB advances | $398,000 | 4,759 |
| Loans and leases held for sale | $1,395,000 | 755 |
| Unused loan commitments | $68,939,000 | 1,011 |
| Tier 1 (core) risk-based capital | $77,455,000 | 791 |
| Tier 2 risk-based capital | $6,031,000 | 996 |
| Total risk weighted assets | $479,908,000 | 1,011 |
| Total unused commitments | $68,939,000 | 1,014 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 230 | 650 |
| Assets and Liabilities | ||
| Total Assets: | $753,977,000 | 928 |
| Cash and due from depository institutions | $68,049,000 | 650 |
| Interest-bearing balances | $51,735,000 | 572 |
| Securities | $134,894,000 | 954 |
| Federal funds sold & reverse repurchase agreements | $29,501,000 | 253 |
| Net loans & leases | $430,876,000 | 1,086 |
| Loan loss allowance | $6,306,000 | 1,326 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $35,915,000 | 301 |
| Other real estate owned | $2,687,000 | 650 |
| Goodwill and other intangibles | $31,021,000 | 246 |
| All other assets | $21,034,000 | 1,139 |
| Life insurance assets | $10,124,000 | 679 |
| Total liabilities and capital | $753,977,000 | 928 |
| Total liabilities | $643,818,000 | 976 |
| Total deposits | $635,553,000 | 869 |
| Interest-bearing deposits | $510,562,000 | 953 |
| Deposits held in domestic offices | $635,553,000 | 867 |
| % insured | 84.10% | 5,532 |
| Federal funds purchased & repurchase agreements | $7,017,000 | 1,247 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $401,000 | 5,088 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $847,000 | 3,783 |
| Total equity capital | $110,159,000 | 597 |
| Total bank equity capital | $110,159,000 | 595 |
| Perpetual preferred stock | $10,000 | 215 |
| Common stock | $750,000 | 3,255 |
| Surplus | $84,715,000 | 448 |
| Undivided profits | $24,684,000 | 1,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $13,370,000 | 1,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $3,396,000 | 920 |
| Earning assets | $647,006,000 | 976 |
| Long-term assets (5+ years) | $108,258,000 | 1,279 |
| Average Assets, year-to-date | $735,327,000 | 926 |
| Average Assets, quarterly | $761,432,000 | 911 |
| Volatile liabilities | $116,105,000 | 1,279 |
| Insider loans | $230,000 | 6,154 |
| FHLB advances | $401,000 | 4,888 |
| Loans and leases held for sale | $2,489,000 | 671 |
| Unused loan commitments | $66,049,000 | 1,074 |
| Tier 1 (core) risk-based capital | $77,107,000 | 795 |
| Tier 2 risk-based capital | $6,095,000 | 1,008 |
| Total risk weighted assets | $487,422,000 | 1,030 |
| Total unused commitments | $66,049,000 | 1,076 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 239 | 620 |
| Assets and Liabilities | ||
| Total Assets: | $768,887,000 | 914 |
| Cash and due from depository institutions | $66,923,000 | 620 |
| Interest-bearing balances | $52,630,000 | 528 |
| Securities | $141,154,000 | 905 |
| Federal funds sold & reverse repurchase agreements | $30,393,000 | 265 |
| Net loans & leases | $443,381,000 | 1,083 |
| Loan loss allowance | $6,773,000 | 1,177 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $35,743,000 | 309 |
| Other real estate owned | $2,752,000 | 620 |
| Goodwill and other intangibles | $31,231,000 | 256 |
| All other assets | $17,310,000 | 1,191 |
| Life insurance assets | $10,040,000 | 685 |
| Total liabilities and capital | $768,887,000 | 914 |
| Total liabilities | $668,870,000 | 943 |
| Total deposits | $657,262,000 | 836 |
| Interest-bearing deposits | $514,257,000 | 958 |
| Deposits held in domestic offices | $657,262,000 | 833 |
| % insured | 80.83% | 6,355 |
| Federal funds purchased & repurchase agreements | $8,672,000 | 1,175 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $404,000 | 5,195 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,532,000 | 1,943 |
| Total equity capital | $100,017,000 | 682 |
| Total bank equity capital | $100,017,000 | 679 |
| Perpetual preferred stock | $10,000 | 208 |
| Common stock | $750,000 | 3,299 |
| Surplus | $74,715,000 | 516 |
| Undivided profits | $24,542,000 | 1,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $19,551,000 | 885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,374,000 | 994 |
| Earning assets | $667,558,000 | 958 |
| Long-term assets (5+ years) | $117,165,000 | 1,168 |
| Average Assets, year-to-date | $730,664,500 | 946 |
| Average Assets, quarterly | $757,978,500 | 924 |
| Volatile liabilities | $123,351,000 | 1,237 |
| Insider loans | $254,000 | 6,087 |
| FHLB advances | $404,000 | 4,995 |
| Loans and leases held for sale | $1,448,000 | 787 |
| Unused loan commitments | $73,351,000 | 1,044 |
| Tier 1 (core) risk-based capital | $65,873,000 | 944 |
| Tier 2 risk-based capital | $6,165,000 | 1,000 |
| Total risk weighted assets | $492,618,000 | 1,041 |
| Total unused commitments | $73,351,000 | 1,048 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 240 | 639 |
| Assets and Liabilities | ||
| Total Assets: | $747,070,000 | 955 |
| Cash and due from depository institutions | $46,737,000 | 639 |
| Interest-bearing balances | $32,020,000 | 692 |
| Securities | $126,302,000 | 1,007 |
| Federal funds sold & reverse repurchase agreements | $30,235,000 | 273 |
| Net loans & leases | $456,818,000 | 1,082 |
| Loan loss allowance | $5,591,000 | 1,363 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $35,396,000 | 311 |
| Other real estate owned | $1,659,000 | 639 |
| Goodwill and other intangibles | $31,441,000 | 268 |
| All other assets | $18,482,000 | 1,163 |
| Life insurance assets | $9,962,000 | 695 |
| Total liabilities and capital | $747,070,000 | 955 |
| Total liabilities | $648,900,000 | 984 |
| Total deposits | $637,849,000 | 864 |
| Interest-bearing deposits | $511,127,000 | 962 |
| Deposits held in domestic offices | $637,849,000 | 863 |
| % insured | 69.23% | 6,178 |
| Federal funds purchased & repurchase agreements | $8,324,000 | 1,189 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $406,000 | 5,284 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,321,000 | 2,119 |
| Total equity capital | $98,170,000 | 696 |
| Total bank equity capital | $98,170,000 | 696 |
| Perpetual preferred stock | $10,000 | 207 |
| Common stock | $750,000 | 3,340 |
| Surplus | $74,715,000 | 528 |
| Undivided profits | $22,695,000 | 1,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $14,603,000 | 1,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $3,157,000 | 1,050 |
| Earning assets | $645,375,000 | 1,005 |
| Long-term assets (5+ years) | $120,131,000 | 1,139 |
| Average Assets, year-to-date | $717,923,670 | 974 |
| Average Assets, quarterly | $732,352,000 | 968 |
| Volatile liabilities | $111,728,000 | 1,378 |
| Insider loans | $259,000 | 6,140 |
| FHLB advances | $406,000 | 5,056 |
| Loans and leases held for sale | $3,373,000 | 687 |
| Unused loan commitments | $78,491,000 | 1,015 |
| Tier 1 (core) risk-based capital | $65,178,000 | 970 |
| Tier 2 risk-based capital | $5,591,000 | 1,104 |
| Total risk weighted assets | $500,647,000 | 1,054 |
| Total unused commitments | $78,491,000 | 1,017 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 238 | 644 |
| Assets and Liabilities | ||
| Total Assets: | $717,634,000 | 985 |
| Cash and due from depository institutions | $58,987,000 | 644 |
| Interest-bearing balances | $45,570,000 | 442 |
| Securities | $96,560,000 | 1,289 |
| Federal funds sold & reverse repurchase agreements | $30,022,000 | 372 |
| Net loans & leases | $447,096,000 | 1,104 |
| Loan loss allowance | $5,501,000 | 1,319 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $34,129,000 | 333 |
| Other real estate owned | $2,351,000 | 644 |
| Goodwill and other intangibles | $31,652,000 | 278 |
| All other assets | $16,837,000 | 1,238 |
| Life insurance assets | $9,872,000 | 700 |
| Total liabilities and capital | $717,634,000 | 985 |
| Total liabilities | $619,845,000 | 1,030 |
| Total deposits | $609,095,000 | 900 |
| Interest-bearing deposits | $484,285,000 | 1,006 |
| Deposits held in domestic offices | $609,095,000 | 899 |
| % insured | 72.22% | 5,702 |
| Federal funds purchased & repurchase agreements | $7,418,000 | 1,289 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $409,000 | 5,333 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,923,000 | 1,746 |
| Total equity capital | $97,789,000 | 694 |
| Total bank equity capital | $97,789,000 | 693 |
| Perpetual preferred stock | $10,000 | 187 |
| Common stock | $750,000 | 3,362 |
| Surplus | $74,715,000 | 523 |
| Undivided profits | $22,314,000 | 1,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $9,112,000 | 1,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,860,000 | 1,193 |
| Earning assets | $619,248,000 | 1,051 |
| Long-term assets (5+ years) | $89,584,000 | 1,460 |
| Average Assets, year-to-date | $703,350,500 | 1,000 |
| Average Assets, quarterly | $703,350,500 | 1,000 |
| Volatile liabilities | $104,318,000 | 1,491 |
| Insider loans | $261,000 | 6,168 |
| FHLB advances | $409,000 | 5,117 |
| Loans and leases held for sale | $1,722,000 | 867 |
| Unused loan commitments | $77,996,000 | 1,077 |
| Tier 1 (core) risk-based capital | $64,202,000 | 990 |
| Tier 2 risk-based capital | $5,501,000 | 1,105 |
| Total risk weighted assets | $488,535,000 | 1,077 |
| Total unused commitments | $77,996,000 | 1,078 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 242 | 640 |
| Assets and Liabilities | ||
| Total Assets: | $689,067,000 | 1,013 |
| Cash and due from depository institutions | $21,644,000 | 640 |
| Interest-bearing balances | $4,558,000 | 1,988 |
| Securities | $116,911,000 | 1,052 |
| Federal funds sold & reverse repurchase agreements | $21,984,000 | 410 |
| Net loans & leases | $443,959,000 | 1,119 |
| Loan loss allowance | $5,523,000 | 1,265 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $33,565,000 | 336 |
| Other real estate owned | $2,039,000 | 640 |
| Goodwill and other intangibles | $31,862,000 | 289 |
| All other assets | $17,103,000 | 1,225 |
| Life insurance assets | $9,999,000 | 690 |
| Total liabilities and capital | $689,067,000 | 1,013 |
| Total liabilities | $592,295,000 | 1,073 |
| Total deposits | $578,673,000 | 921 |
| Interest-bearing deposits | $454,594,000 | 1,039 |
| Deposits held in domestic offices | $578,673,000 | 918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,973,000 | 1,156 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $412,000 | 5,555 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,237,000 | 2,109 |
| Total equity capital | $96,772,000 | 686 |
| Total bank equity capital | $96,772,000 | 686 |
| Perpetual preferred stock | $10,000 | 135 |
| Common stock | $750,000 | 3,385 |
| Surplus | $74,715,000 | 502 |
| Undivided profits | $21,297,000 | 1,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,115,000 | 3,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,290,000 | 1,073 |
| Earning assets | $587,412,000 | 1,091 |
| Long-term assets (5+ years) | $92,935,000 | 1,387 |
| Average Assets, year-to-date | $680,484,800 | 976 |
| Average Assets, quarterly | $687,724,000 | 998 |
| Volatile liabilities | $94,104,000 | 1,597 |
| Insider loans | $263,000 | 6,240 |
| FHLB advances | $412,000 | 5,313 |
| Loans and leases held for sale | $1,064,000 | 846 |
| Unused loan commitments | $75,644,000 | 1,137 |
| Tier 1 (core) risk-based capital | $62,992,000 | 996 |
| Tier 2 risk-based capital | $5,523,000 | 1,077 |
| Total risk weighted assets | $486,944,000 | 1,069 |
| Total unused commitments | $75,644,000 | 1,138 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 261 | 602 |
| Assets and Liabilities | ||
| Total Assets: | $686,381,000 | 995 |
| Cash and due from depository institutions | $21,463,000 | 602 |
| Interest-bearing balances | $4,899,000 | 1,372 |
| Securities | $122,956,000 | 973 |
| Federal funds sold & reverse repurchase agreements | $29,864,000 | 379 |
| Net loans & leases | $428,183,000 | 1,149 |
| Loan loss allowance | $5,465,000 | 1,149 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $33,289,000 | 339 |
| Other real estate owned | $1,543,000 | 602 |
| Goodwill and other intangibles | $32,073,000 | 319 |
| All other assets | $17,010,000 | 1,212 |
| Life insurance assets | $9,992,000 | 683 |
| Total liabilities and capital | $686,381,000 | 995 |
| Total liabilities | $591,336,000 | 1,052 |
| Total deposits | $576,977,000 | 901 |
| Interest-bearing deposits | $439,748,000 | 1,049 |
| Deposits held in domestic offices | $576,977,000 | 898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,107,000 | 1,207 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $415,000 | 5,531 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,837,000 | 1,765 |
| Total equity capital | $95,045,000 | 714 |
| Total bank equity capital | $95,045,000 | 714 |
| Perpetual preferred stock | $10,000 | 105 |
| Common stock | $750,000 | 3,418 |
| Surplus | $74,715,000 | 496 |
| Undivided profits | $19,570,000 | 1,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,039,000 | 2,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,997,000 | 1,262 |
| Earning assets | $585,902,000 | 1,081 |
| Long-term assets (5+ years) | $94,728,000 | 1,332 |
| Average Assets, year-to-date | $678,339,250 | 983 |
| Average Assets, quarterly | $680,084,000 | 991 |
| Volatile liabilities | $83,020,000 | 1,727 |
| Insider loans | $267,000 | 6,246 |
| FHLB advances | $415,000 | 5,302 |
| Loans and leases held for sale | $1,303,000 | 677 |
| Unused loan commitments | $87,015,000 | 1,067 |
| Tier 1 (core) risk-based capital | $62,197,000 | 1,021 |
| Tier 2 risk-based capital | $5,465,000 | 1,041 |
| Total risk weighted assets | $475,678,000 | 1,092 |
| Total unused commitments | $87,015,000 | 1,068 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 268 | 586 |
| Assets and Liabilities | ||
| Total Assets: | $673,787,000 | 1,011 |
| Cash and due from depository institutions | $26,525,000 | 586 |
| Interest-bearing balances | $7,050,000 | 924 |
| Securities | $133,692,000 | 905 |
| Federal funds sold & reverse repurchase agreements | $18,374,000 | 618 |
| Net loans & leases | $409,520,000 | 1,192 |
| Loan loss allowance | $5,446,000 | 1,105 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $33,748,000 | 328 |
| Other real estate owned | $1,402,000 | 586 |
| Goodwill and other intangibles | $32,283,000 | 325 |
| All other assets | $18,243,000 | 1,116 |
| Life insurance assets | $10,353,000 | 653 |
| Total liabilities and capital | $673,787,000 | 1,011 |
| Total liabilities | $580,161,000 | 1,061 |
| Total deposits | $570,023,000 | 903 |
| Interest-bearing deposits | $432,536,000 | 1,046 |
| Deposits held in domestic offices | $570,023,000 | 899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,589,000 | 1,507 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $418,000 | 5,448 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,131,000 | 2,209 |
| Total equity capital | $93,626,000 | 734 |
| Total bank equity capital | $93,626,000 | 734 |
| Perpetual preferred stock | $10,000 | 102 |
| Common stock | $750,000 | 3,447 |
| Surplus | $74,715,000 | 487 |
| Undivided profits | $18,151,000 | 1,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,603,000 | 3,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,671,000 | 977 |
| Earning assets | $568,636,000 | 1,103 |
| Long-term assets (5+ years) | $103,680,000 | 1,214 |
| Average Assets, year-to-date | $675,658,670 | 992 |
| Average Assets, quarterly | $679,068,500 | 997 |
| Volatile liabilities | $77,915,000 | 1,817 |
| Insider loans | $269,000 | 6,228 |
| FHLB advances | $418,000 | 5,202 |
| Loans and leases held for sale | $895,000 | 925 |
| Unused loan commitments | $90,546,000 | 1,069 |
| Tier 1 (core) risk-based capital | $60,805,000 | 1,033 |
| Tier 2 risk-based capital | $5,446,000 | 1,018 |
| Total risk weighted assets | $458,997,000 | 1,129 |
| Total unused commitments | $90,546,000 | 1,069 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 258 | 604 |
| Assets and Liabilities | ||
| Total Assets: | $684,350,000 | 989 |
| Cash and due from depository institutions | $26,938,000 | 604 |
| Interest-bearing balances | $7,035,000 | 1,066 |
| Securities | $130,110,000 | 930 |
| Federal funds sold & reverse repurchase agreements | $52,342,000 | 286 |
| Net loans & leases | $389,466,000 | 1,224 |
| Loan loss allowance | $5,386,000 | 1,047 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $33,924,000 | 320 |
| Other real estate owned | $1,402,000 | 604 |
| Goodwill and other intangibles | $32,494,000 | 330 |
| All other assets | $17,674,000 | 1,114 |
| Life insurance assets | $10,268,000 | 648 |
| Total liabilities and capital | $684,350,000 | 989 |
| Total liabilities | $589,156,000 | 1,030 |
| Total deposits | $579,713,000 | 897 |
| Interest-bearing deposits | $450,361,000 | 1,001 |
| Deposits held in domestic offices | $579,713,000 | 894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,808,000 | 1,574 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $421,000 | 5,237 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,214,000 | 1,713 |
| Total equity capital | $95,194,000 | 743 |
| Total bank equity capital | $95,194,000 | 743 |
| Perpetual preferred stock | $10,000 | 102 |
| Common stock | $750,000 | 3,460 |
| Surplus | $74,715,000 | 482 |
| Undivided profits | $19,719,000 | 1,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,921,000 | 2,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,293,000 | 1,146 |
| Earning assets | $578,953,000 | 1,077 |
| Long-term assets (5+ years) | $90,604,000 | 1,327 |
| Average Assets, year-to-date | $676,594,500 | 992 |
| Average Assets, quarterly | $676,594,500 | 992 |
| Volatile liabilities | $78,590,000 | 1,771 |
| Insider loans | $273,000 | 6,217 |
| FHLB advances | $421,000 | 5,037 |
| Loans and leases held for sale | $710,000 | 1,090 |
| Unused loan commitments | $93,463,000 | 1,078 |
| Tier 1 (core) risk-based capital | $59,999,000 | 1,047 |
| Tier 2 risk-based capital | $5,386,000 | 992 |
| Total risk weighted assets | $450,497,000 | 1,131 |
| Total unused commitments | $93,463,000 | 1,079 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 266 | 581 |
| Assets and Liabilities | ||
| Total Assets: | $668,839,000 | 1,012 |
| Cash and due from depository institutions | $20,609,000 | 581 |
| Interest-bearing balances | $2,940,000 | 1,566 |
| Securities | $133,400,000 | 893 |
| Federal funds sold & reverse repurchase agreements | $45,012,000 | 303 |
| Net loans & leases | $382,352,000 | 1,246 |
| Loan loss allowance | $5,326,000 | 1,021 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $34,332,000 | 312 |
| Other real estate owned | $1,402,000 | 581 |
| Goodwill and other intangibles | $32,704,000 | 325 |
| All other assets | $19,028,000 | 1,029 |
| Life insurance assets | $10,185,000 | 647 |
| Total liabilities and capital | $668,839,000 | 1,012 |
| Total liabilities | $575,921,000 | 1,035 |
| Total deposits | $573,652,000 | 904 |
| Interest-bearing deposits | $447,712,000 | 991 |
| Deposits held in domestic offices | $573,652,000 | 902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $126,000 | 3,338 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $423,000 | 5,182 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,720,000 | 2,774 |
| Total equity capital | $92,918,000 | 754 |
| Total bank equity capital | $92,918,000 | 754 |
| Perpetual preferred stock | $10,000 | 107 |
| Common stock | $750,000 | 3,468 |
| Surplus | $74,715,000 | 477 |
| Undivided profits | $17,443,000 | 2,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,175,000 | 3,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,817,000 | 1,058 |
| Earning assets | $563,704,000 | 1,089 |
| Long-term assets (5+ years) | $96,412,000 | 1,191 |
| Average Assets, year-to-date | $648,861,000 | 999 |
| Average Assets, quarterly | $659,382,500 | 1,006 |
| Volatile liabilities | $72,373,000 | 1,930 |
| Insider loans | $297,000 | 6,173 |
| FHLB advances | $423,000 | 4,936 |
| Loans and leases held for sale | $1,061,000 | 908 |
| Unused loan commitments | $82,944,000 | 1,196 |
| Tier 1 (core) risk-based capital | $58,899,000 | 1,067 |
| Tier 2 risk-based capital | $5,326,000 | 1,001 |
| Total risk weighted assets | $436,482,000 | 1,150 |
| Total unused commitments | $82,944,000 | 1,197 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 258 | 603 |
| Assets and Liabilities | ||
| Total Assets: | $649,926,000 | 1,011 |
| Cash and due from depository institutions | $17,925,000 | 603 |
| Interest-bearing balances | $10,000 | 6,182 |
| Securities | $136,351,000 | 878 |
| Federal funds sold & reverse repurchase agreements | $24,867,000 | 545 |
| Net loans & leases | $383,454,000 | 1,217 |
| Loan loss allowance | $5,313,000 | 995 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $34,412,000 | 298 |
| Other real estate owned | $1,402,000 | 603 |
| Goodwill and other intangibles | $32,914,000 | 313 |
| All other assets | $18,601,000 | 1,022 |
| Life insurance assets | $10,084,000 | 638 |
| Total liabilities and capital | $649,926,000 | 1,011 |
| Total liabilities | $559,322,000 | 1,054 |
| Total deposits | $554,207,000 | 921 |
| Interest-bearing deposits | $427,115,000 | 1,043 |
| Deposits held in domestic offices | $554,207,000 | 919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $426,000 | 5,175 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,689,000 | 1,243 |
| Total equity capital | $90,604,000 | 762 |
| Total bank equity capital | $90,604,000 | 762 |
| Perpetual preferred stock | $10,000 | 108 |
| Common stock | $750,000 | 3,453 |
| Surplus | $74,715,000 | 463 |
| Undivided profits | $15,129,000 | 2,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $808,000 | 3,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,964,000 | 1,078 |
| Earning assets | $544,682,000 | 1,108 |
| Long-term assets (5+ years) | $98,712,000 | 1,132 |
| Average Assets, year-to-date | $643,866,500 | 1,002 |
| Average Assets, quarterly | $646,074,500 | 1,009 |
| Volatile liabilities | $74,827,000 | 1,819 |
| Insider loans | $361,000 | 5,938 |
| FHLB advances | $426,000 | 4,893 |
| Loans and leases held for sale | $386,000 | 1,261 |
| Unused loan commitments | $92,839,000 | 1,105 |
| Tier 1 (core) risk-based capital | $57,573,000 | 1,096 |
| Tier 2 risk-based capital | $5,313,000 | 990 |
| Total risk weighted assets | $438,842,000 | 1,119 |
| Total unused commitments | $92,839,000 | 1,106 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 259 | 615 |
| Assets and Liabilities | ||
| Total Assets: | $642,223,000 | 1,034 |
| Cash and due from depository institutions | $16,807,000 | 615 |
| Interest-bearing balances | $47,000 | 5,441 |
| Securities | $136,548,000 | 869 |
| Federal funds sold & reverse repurchase agreements | $23,009,000 | 660 |
| Net loans & leases | $376,476,000 | 1,243 |
| Loan loss allowance | $5,206,000 | 1,008 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $33,946,000 | 301 |
| Other real estate owned | $1,489,000 | 615 |
| Goodwill and other intangibles | $33,125,000 | 326 |
| All other assets | $20,823,000 | 932 |
| Life insurance assets | $9,889,000 | 637 |
| Total liabilities and capital | $642,223,000 | 1,034 |
| Total liabilities | $550,916,000 | 1,085 |
| Total deposits | $540,452,000 | 960 |
| Interest-bearing deposits | $417,657,000 | 1,085 |
| Deposits held in domestic offices | $540,452,000 | 958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,428,000 | 2,735 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,036,000 | 2,313 |
| Total equity capital | $91,307,000 | 762 |
| Total bank equity capital | $91,307,000 | 762 |
| Perpetual preferred stock | $10,000 | 107 |
| Common stock | $750,000 | 3,466 |
| Surplus | $74,715,000 | 473 |
| Undivided profits | $15,832,000 | 2,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 4,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,354,000 | 905 |
| Earning assets | $536,080,000 | 1,136 |
| Long-term assets (5+ years) | $96,552,000 | 1,143 |
| Average Assets, year-to-date | $641,846,670 | 1,017 |
| Average Assets, quarterly | $651,991,000 | 1,018 |
| Volatile liabilities | $73,025,000 | 1,861 |
| Insider loans | $418,000 | 5,751 |
| FHLB advances | $8,428,000 | 2,609 |
| Loans and leases held for sale | $600,000 | 1,192 |
| Unused loan commitments | $97,112,000 | 1,081 |
| Tier 1 (core) risk-based capital | $59,240,000 | 1,064 |
| Tier 2 risk-based capital | $5,206,000 | 1,014 |
| Total risk weighted assets | $431,338,000 | 1,144 |
| Total unused commitments | $97,112,000 | 1,081 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 246 | 647 |
| Assets and Liabilities | ||
| Total Assets: | $661,759,000 | 1,000 |
| Cash and due from depository institutions | $22,939,000 | 647 |
| Interest-bearing balances | $5,000 | 6,414 |
| Securities | $138,549,000 | 851 |
| Federal funds sold & reverse repurchase agreements | $32,112,000 | 575 |
| Net loans & leases | $381,977,000 | 1,205 |
| Loan loss allowance | $5,032,000 | 1,028 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $32,128,000 | 313 |
| Other real estate owned | $1,498,000 | 647 |
| Goodwill and other intangibles | $33,335,000 | 314 |
| All other assets | $19,221,000 | 954 |
| Life insurance assets | $9,808,000 | 629 |
| Total liabilities and capital | $661,759,000 | 1,000 |
| Total liabilities | $569,819,000 | 1,044 |
| Total deposits | $533,306,000 | 961 |
| Interest-bearing deposits | $413,009,000 | 1,088 |
| Deposits held in domestic offices | $533,306,000 | 958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $34,131,000 | 1,135 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,382,000 | 2,118 |
| Total equity capital | $91,940,000 | 746 |
| Total bank equity capital | $91,940,000 | 746 |
| Perpetual preferred stock | $10,000 | 110 |
| Common stock | $750,000 | 3,464 |
| Surplus | $74,715,000 | 452 |
| Undivided profits | $16,465,000 | 2,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,546,000 | 2,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,577,000 | 1,085 |
| Earning assets | $552,643,000 | 1,107 |
| Long-term assets (5+ years) | $100,694,000 | 1,086 |
| Average Assets, year-to-date | $641,658,500 | 1,022 |
| Average Assets, quarterly | $641,658,500 | 1,022 |
| Volatile liabilities | $93,894,000 | 1,448 |
| Insider loans | $438,000 | 5,697 |
| FHLB advances | $34,131,000 | 1,064 |
| Loans and leases held for sale | $728,000 | 1,104 |
| Unused loan commitments | $93,576,000 | 1,127 |
| Tier 1 (core) risk-based capital | $58,358,000 | 1,065 |
| Tier 2 risk-based capital | $5,032,000 | 1,032 |
| Total risk weighted assets | $438,463,000 | 1,113 |
| Total unused commitments | $93,576,000 | 1,127 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 247 | 644 |
| Assets and Liabilities | ||
| Total Assets: | $621,558,000 | 1,047 |
| Cash and due from depository institutions | $29,412,000 | 644 |
| Interest-bearing balances | $606,000 | 2,960 |
| Securities | $140,980,000 | 868 |
| Federal funds sold & reverse repurchase agreements | $10,168,000 | 1,623 |
| Net loans & leases | $356,793,000 | 1,284 |
| Loan loss allowance | $4,871,000 | 1,055 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $31,495,000 | 306 |
| Other real estate owned | $1,499,000 | 644 |
| Goodwill and other intangibles | $33,546,000 | 296 |
| All other assets | $17,665,000 | 1,047 |
| Life insurance assets | $9,742,000 | 619 |
| Total liabilities and capital | $621,558,000 | 1,047 |
| Total liabilities | $531,172,000 | 1,107 |
| Total deposits | $526,756,000 | 957 |
| Interest-bearing deposits | $414,390,000 | 1,059 |
| Deposits held in domestic offices | $526,756,000 | 955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,933,000 | 4,153 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,483,000 | 2,986 |
| Total equity capital | $90,386,000 | 738 |
| Total bank equity capital | $90,386,000 | 738 |
| Perpetual preferred stock | $10,000 | 109 |
| Common stock | $750,000 | 3,465 |
| Surplus | $74,715,000 | 438 |
| Undivided profits | $14,911,000 | 2,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 5,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,043,000 | 972 |
| Earning assets | $508,547,000 | 1,172 |
| Long-term assets (5+ years) | $108,702,000 | 1,012 |
| Average Assets, year-to-date | $616,683,800 | 1,011 |
| Average Assets, quarterly | $630,365,500 | 1,019 |
| Volatile liabilities | $56,547,000 | 2,421 |
| Insider loans | $668,000 | 5,002 |
| FHLB advances | $2,933,000 | 4,008 |
| Loans and leases held for sale | $539,000 | 1,178 |
| Unused loan commitments | $88,229,000 | 1,140 |
| Tier 1 (core) risk-based capital | $56,755,000 | 1,076 |
| Tier 2 risk-based capital | $4,871,000 | 1,054 |
| Total risk weighted assets | $402,266,000 | 1,185 |
| Total unused commitments | $88,229,000 | 1,140 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 247 | 656 |
| Assets and Liabilities | ||
| Total Assets: | $639,173,000 | 1,011 |
| Cash and due from depository institutions | $29,871,000 | 656 |
| Interest-bearing balances | $272,000 | 3,719 |
| Securities | $110,281,000 | 1,141 |
| Federal funds sold & reverse repurchase agreements | $69,848,000 | 213 |
| Net loans & leases | $345,588,000 | 1,321 |
| Loan loss allowance | $4,715,000 | 1,095 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $31,650,000 | 299 |
| Other real estate owned | $1,489,000 | 656 |
| Goodwill and other intangibles | $33,756,000 | 300 |
| All other assets | $16,690,000 | 1,113 |
| Life insurance assets | $9,637,000 | 597 |
| Total liabilities and capital | $639,173,000 | 1,011 |
| Total liabilities | $549,794,000 | 1,052 |
| Total deposits | $532,596,000 | 938 |
| Interest-bearing deposits | $409,829,000 | 1,057 |
| Deposits held in domestic offices | $532,596,000 | 936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $14,998,000 | 2,124 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,200,000 | 2,170 |
| Total equity capital | $89,379,000 | 757 |
| Total bank equity capital | $89,379,000 | 757 |
| Perpetual preferred stock | $10,000 | 115 |
| Common stock | $750,000 | 3,488 |
| Surplus | $74,715,000 | 445 |
| Undivided profits | $13,904,000 | 2,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,597,000 | 1,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,966,000 | 1,329 |
| Earning assets | $525,989,000 | 1,133 |
| Long-term assets (5+ years) | $102,548,000 | 1,052 |
| Average Assets, year-to-date | $615,465,250 | 1,022 |
| Average Assets, quarterly | $629,733,500 | 1,015 |
| Volatile liabilities | $50,921,000 | 2,577 |
| Insider loans | $220,000 | 6,505 |
| FHLB advances | $14,998,000 | 2,020 |
| Loans and leases held for sale | $622,000 | 1,113 |
| Unused loan commitments | $81,273,000 | 1,246 |
| Tier 1 (core) risk-based capital | $55,610,000 | 1,098 |
| Tier 2 risk-based capital | $4,801,000 | 1,071 |
| Total risk weighted assets | $402,701,000 | 1,173 |
| Total unused commitments | $81,273,000 | 1,247 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 240 | 681 |
| Assets and Liabilities | ||
| Total Assets: | $620,294,000 | 1,034 |
| Cash and due from depository institutions | $25,203,000 | 681 |
| Interest-bearing balances | $495,000 | 3,127 |
| Securities | $101,196,000 | 1,231 |
| Federal funds sold & reverse repurchase agreements | $48,153,000 | 265 |
| Net loans & leases | $361,505,000 | 1,233 |
| Loan loss allowance | $4,499,000 | 1,136 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $31,471,000 | 296 |
| Other real estate owned | $1,750,000 | 681 |
| Goodwill and other intangibles | $33,967,000 | 303 |
| All other assets | $17,049,000 | 1,079 |
| Life insurance assets | $9,554,000 | 599 |
| Total liabilities and capital | $620,294,000 | 1,034 |
| Total liabilities | $531,883,000 | 1,076 |
| Total deposits | $512,567,000 | 958 |
| Interest-bearing deposits | $388,175,000 | 1,095 |
| Deposits held in domestic offices | $512,567,000 | 957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $17,531,000 | 1,935 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,785,000 | 2,349 |
| Total equity capital | $88,411,000 | 736 |
| Total bank equity capital | $88,411,000 | 736 |
| Perpetual preferred stock | $10,000 | 116 |
| Common stock | $750,000 | 3,487 |
| Surplus | $74,715,000 | 445 |
| Undivided profits | $12,936,000 | 2,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,296,000 | 809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,085,000 | 1,139 |
| Earning assets | $511,349,000 | 1,148 |
| Long-term assets (5+ years) | $112,161,000 | 946 |
| Average Assets, year-to-date | $607,562,670 | 1,033 |
| Average Assets, quarterly | $613,422,500 | 1,035 |
| Volatile liabilities | $52,556,000 | 2,489 |
| Insider loans | $221,000 | 6,520 |
| FHLB advances | $17,531,000 | 1,821 |
| Loans and leases held for sale | $983,000 | 934 |
| Unused loan commitments | $77,915,000 | 1,282 |
| Tier 1 (core) risk-based capital | $55,481,000 | 1,069 |
| Tier 2 risk-based capital | $4,585,000 | 1,102 |
| Total risk weighted assets | $414,717,000 | 1,125 |
| Total unused commitments | $77,915,000 | 1,282 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 127 | 1,363 |
| Assets and Liabilities | ||
| Total Assets: | $331,255,000 | 1,919 |
| Cash and due from depository institutions | $12,174,000 | 1,363 |
| Interest-bearing balances | $79,000 | 5,276 |
| Securities | $8,658,000 | 6,583 |
| Federal funds sold & reverse repurchase agreements | $37,661,000 | 368 |
| Net loans & leases | $237,935,000 | 1,819 |
| Loan loss allowance | $2,957,000 | 1,713 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $17,330,000 | 582 |
| Other real estate owned | $1,625,000 | 1,363 |
| Goodwill and other intangibles | $11,570,000 | 545 |
| All other assets | $4,302,000 | 3,250 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $331,255,000 | 1,919 |
| Total liabilities | $291,215,000 | 1,956 |
| Total deposits | $284,627,000 | 1,792 |
| Interest-bearing deposits | $216,729,000 | 2,002 |
| Deposits held in domestic offices | $284,627,000 | 1,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,441,000 | 3,446 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,147,000 | 3,226 |
| Total equity capital | $40,040,000 | 1,552 |
| Total bank equity capital | $40,040,000 | 1,552 |
| Perpetual preferred stock | $10,000 | 117 |
| Common stock | $750,000 | 3,476 |
| Surplus | $27,256,000 | 1,010 |
| Undivided profits | $12,024,000 | 2,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,075,000 | 1,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,667,000 | 2,144 |
| Earning assets | $284,333,000 | 2,033 |
| Long-term assets (5+ years) | $11,946,000 | 4,268 |
| Average Assets, year-to-date | $319,760,000 | 1,952 |
| Average Assets, quarterly | $319,760,000 | 1,952 |
| Volatile liabilities | $34,167,000 | 3,252 |
| Insider loans | $220,000 | 6,518 |
| FHLB advances | $5,441,000 | 3,316 |
| Loans and leases held for sale | $2,034,000 | 589 |
| Unused loan commitments | $66,643,000 | 1,456 |
| Tier 1 (core) risk-based capital | $28,512,000 | 2,142 |
| Tier 2 risk-based capital | $2,957,000 | 1,665 |
| Total risk weighted assets | $258,511,000 | 1,764 |
| Total unused commitments | $66,643,000 | 1,456 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 128 | 1,359 |
| Assets and Liabilities | ||
| Total Assets: | $308,265,000 | 2,021 |
| Cash and due from depository institutions | $11,977,000 | 1,359 |
| Interest-bearing balances | $58,000 | 5,538 |
| Securities | $9,640,000 | 6,417 |
| Federal funds sold & reverse repurchase agreements | $25,132,000 | 508 |
| Net loans & leases | $227,832,000 | 1,876 |
| Loan loss allowance | $2,761,000 | 1,804 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $16,082,000 | 606 |
| Other real estate owned | $1,625,000 | 1,359 |
| Goodwill and other intangibles | $11,628,000 | 532 |
| All other assets | $4,349,000 | 3,182 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $308,265,000 | 2,021 |
| Total liabilities | $269,071,000 | 2,081 |
| Total deposits | $260,498,000 | 1,929 |
| Interest-bearing deposits | $202,600,000 | 2,096 |
| Deposits held in domestic offices | $260,498,000 | 1,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,943,000 | 3,025 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $630,000 | 4,537 |
| Total equity capital | $39,194,000 | 1,569 |
| Total bank equity capital | $39,194,000 | 1,569 |
| Perpetual preferred stock | $10,000 | 119 |
| Common stock | $750,000 | 3,487 |
| Surplus | $27,256,000 | 985 |
| Undivided profits | $11,178,000 | 2,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,550,000 | 1,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,644,000 | 2,159 |
| Earning assets | $262,662,000 | 2,170 |
| Long-term assets (5+ years) | $13,246,000 | 4,076 |
| Average Assets, year-to-date | $289,653,000 | 2,038 |
| Average Assets, quarterly | $306,462,000 | 2,004 |
| Volatile liabilities | $31,602,000 | 3,358 |
| Insider loans | $242,000 | 6,442 |
| FHLB advances | $7,943,000 | 2,893 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $59,983,000 | 1,528 |
| Tier 1 (core) risk-based capital | $27,598,000 | 2,178 |
| Tier 2 risk-based capital | $2,761,000 | 1,740 |
| Total risk weighted assets | $244,390,000 | 1,819 |
| Total unused commitments | $59,983,000 | 1,528 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 120 | 1,423 |
| Assets and Liabilities | ||
| Total Assets: | $304,659,000 | 2,006 |
| Cash and due from depository institutions | $11,459,000 | 1,423 |
| Interest-bearing balances | $57,000 | 5,563 |
| Securities | $10,009,000 | 6,324 |
| Federal funds sold & reverse repurchase agreements | $28,059,000 | 474 |
| Net loans & leases | $222,471,000 | 1,875 |
| Loan loss allowance | $2,616,000 | 1,877 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $15,364,000 | 617 |
| Other real estate owned | $1,625,000 | 1,423 |
| Goodwill and other intangibles | $11,687,000 | 506 |
| All other assets | $3,985,000 | 3,344 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $304,659,000 | 2,006 |
| Total liabilities | $266,345,000 | 2,051 |
| Total deposits | $257,444,000 | 1,912 |
| Interest-bearing deposits | $198,861,000 | 2,082 |
| Deposits held in domestic offices | $257,444,000 | 1,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,945,000 | 3,051 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $956,000 | 3,554 |
| Total equity capital | $38,314,000 | 1,590 |
| Total bank equity capital | $38,314,000 | 1,590 |
| Perpetual preferred stock | $10,000 | 115 |
| Common stock | $750,000 | 3,470 |
| Surplus | $27,256,000 | 954 |
| Undivided profits | $10,298,000 | 2,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,175,000 | 1,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,403,000 | 2,486 |
| Earning assets | $260,596,000 | 2,139 |
| Long-term assets (5+ years) | $13,989,000 | 4,001 |
| Average Assets, year-to-date | $285,000,000 | 2,058 |
| Average Assets, quarterly | $298,807,000 | 2,026 |
| Volatile liabilities | $30,310,000 | 3,368 |
| Insider loans | $183,000 | 6,720 |
| FHLB advances | $7,945,000 | 2,913 |
| Loans and leases held for sale | $1,339,000 | 851 |
| Unused loan commitments | $52,103,000 | 1,698 |
| Tier 1 (core) risk-based capital | $26,626,000 | 2,215 |
| Tier 2 risk-based capital | $2,616,000 | 1,794 |
| Total risk weighted assets | $239,577,000 | 1,804 |
| Total unused commitments | $52,103,000 | 1,698 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 114 | 1,509 |
| Assets and Liabilities | ||
| Total Assets: | $292,955,000 | 2,040 |
| Cash and due from depository institutions | $9,108,000 | 1,509 |
| Interest-bearing balances | $149,000 | 4,583 |
| Securities | $10,716,000 | 6,225 |
| Federal funds sold & reverse repurchase agreements | $30,134,000 | 406 |
| Net loans & leases | $211,854,000 | 1,914 |
| Loan loss allowance | $2,452,000 | 1,973 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,740,000 | 702 |
| Other real estate owned | $1,968,000 | 1,509 |
| Goodwill and other intangibles | $11,745,000 | 498 |
| All other assets | $3,690,000 | 3,426 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $292,955,000 | 2,040 |
| Total liabilities | $254,977,000 | 2,102 |
| Total deposits | $243,753,000 | 1,979 |
| Interest-bearing deposits | $189,219,000 | 2,149 |
| Deposits held in domestic offices | $243,753,000 | 1,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,448,000 | 2,571 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $776,000 | 3,824 |
| Total equity capital | $37,978,000 | 1,561 |
| Total bank equity capital | $37,978,000 | 1,561 |
| Perpetual preferred stock | $10,000 | 115 |
| Common stock | $750,000 | 3,454 |
| Surplus | $27,256,000 | 930 |
| Undivided profits | $9,962,000 | 3,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $900,000 | 2,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,366,000 | 2,309 |
| Earning assets | $252,853,000 | 2,164 |
| Long-term assets (5+ years) | $15,371,000 | 3,864 |
| Average Assets, year-to-date | $278,447,000 | 2,087 |
| Average Assets, quarterly | $285,493,500 | 2,055 |
| Volatile liabilities | $29,323,000 | 3,343 |
| Insider loans | $201,000 | 6,626 |
| FHLB advances | $10,448,000 | 2,447 |
| Loans and leases held for sale | $616,000 | 1,182 |
| Unused loan commitments | $49,419,000 | 1,711 |
| Tier 1 (core) risk-based capital | $26,225,000 | 2,194 |
| Tier 2 risk-based capital | $2,452,000 | 1,885 |
| Total risk weighted assets | $239,969,000 | 1,775 |
| Total unused commitments | $49,419,000 | 1,712 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 109 | 1,568 |
| Assets and Liabilities | ||
| Total Assets: | $278,032,000 | 2,112 |
| Cash and due from depository institutions | $11,514,000 | 1,568 |
| Interest-bearing balances | $39,000 | 5,872 |
| Securities | $11,668,000 | 6,121 |
| Federal funds sold & reverse repurchase agreements | $23,494,000 | 519 |
| Net loans & leases | $200,977,000 | 1,960 |
| Loan loss allowance | $2,266,000 | 2,083 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,375,000 | 710 |
| Other real estate owned | $1,968,000 | 1,568 |
| Goodwill and other intangibles | $11,803,000 | 482 |
| All other assets | $3,233,000 | 3,678 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $278,032,000 | 2,112 |
| Total liabilities | $240,676,000 | 2,205 |
| Total deposits | $229,371,000 | 2,088 |
| Interest-bearing deposits | $179,871,000 | 2,257 |
| Deposits held in domestic offices | $229,371,000 | 2,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,450,000 | 2,506 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $855,000 | 3,532 |
| Total equity capital | $37,356,000 | 1,536 |
| Total bank equity capital | $37,356,000 | 1,536 |
| Perpetual preferred stock | $10,000 | 117 |
| Common stock | $750,000 | 3,465 |
| Surplus | $27,256,000 | 908 |
| Undivided profits | $9,340,000 | 3,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $878,000 | 2,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,237,000 | 2,486 |
| Earning assets | $236,178,000 | 2,301 |
| Long-term assets (5+ years) | $11,775,000 | 4,423 |
| Average Assets, year-to-date | $271,193,000 | 2,147 |
| Average Assets, quarterly | $271,193,000 | 2,147 |
| Volatile liabilities | $24,481,000 | 3,676 |
| Insider loans | $203,000 | 6,631 |
| FHLB advances | $10,450,000 | 2,387 |
| Loans and leases held for sale | $481,000 | 1,179 |
| Unused loan commitments | $40,133,000 | 1,973 |
| Tier 1 (core) risk-based capital | $25,551,000 | 2,197 |
| Tier 2 risk-based capital | $2,266,000 | 1,989 |
| Total risk weighted assets | $223,791,000 | 1,854 |
| Total unused commitments | $40,133,000 | 1,975 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 110 | 1,556 |
| Assets and Liabilities | ||
| Total Assets: | $264,354,000 | 2,201 |
| Cash and due from depository institutions | $11,141,000 | 1,556 |
| Interest-bearing balances | $503,000 | 3,457 |
| Securities | $12,356,000 | 5,996 |
| Federal funds sold & reverse repurchase agreements | $20,455,000 | 548 |
| Net loans & leases | $191,753,000 | 2,040 |
| Loan loss allowance | $2,117,000 | 2,186 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,744,000 | 752 |
| Other real estate owned | $1,745,000 | 1,556 |
| Goodwill and other intangibles | $11,862,000 | 477 |
| All other assets | $2,298,000 | 4,475 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $264,354,000 | 2,201 |
| Total liabilities | $227,478,000 | 2,309 |
| Total deposits | $225,276,000 | 2,078 |
| Interest-bearing deposits | $178,371,000 | 2,245 |
| Deposits held in domestic offices | $225,276,000 | 2,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,702,000 | 4,745 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $500,000 | 4,702 |
| Total equity capital | $36,876,000 | 1,548 |
| Total bank equity capital | $36,876,000 | 1,548 |
| Perpetual preferred stock | $10,000 | 115 |
| Common stock | $750,000 | 3,465 |
| Surplus | $27,256,000 | 894 |
| Undivided profits | $8,860,000 | 3,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,129,000 | 2,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,223,000 | 2,481 |
| Earning assets | $225,067,000 | 2,397 |
| Long-term assets (5+ years) | $12,744,000 | 4,362 |
| Average Assets, year-to-date | $248,545,400 | 2,244 |
| Average Assets, quarterly | $259,995,000 | 2,211 |
| Volatile liabilities | $22,138,000 | 3,880 |
| Insider loans | $32,000 | 7,728 |
| FHLB advances | $1,702,000 | 4,551 |
| Loans and leases held for sale | $342,000 | 1,284 |
| Unused loan commitments | $30,787,000 | 2,275 |
| Tier 1 (core) risk-based capital | $24,957,000 | 2,214 |
| Tier 2 risk-based capital | $2,117,000 | 2,093 |
| Total risk weighted assets | $212,421,000 | 1,909 |
| Total unused commitments | $30,787,000 | 2,275 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 103 | 1,648 |
| Assets and Liabilities | ||
| Total Assets: | $255,636,000 | 2,260 |
| Cash and due from depository institutions | $8,659,000 | 1,648 |
| Interest-bearing balances | $49,000 | 5,802 |
| Securities | $12,564,000 | 5,966 |
| Federal funds sold & reverse repurchase agreements | $22,422,000 | 499 |
| Net loans & leases | $183,153,000 | 2,090 |
| Loan loss allowance | $2,033,000 | 2,273 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $12,460,000 | 739 |
| Other real estate owned | $1,745,000 | 1,648 |
| Goodwill and other intangibles | $11,920,000 | 464 |
| All other assets | $2,713,000 | 4,037 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $255,636,000 | 2,260 |
| Total liabilities | $219,338,000 | 2,371 |
| Total deposits | $211,775,000 | 2,191 |
| Interest-bearing deposits | $165,185,000 | 2,377 |
| Deposits held in domestic offices | $211,775,000 | 2,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,704,000 | 3,166 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $859,000 | 3,564 |
| Total equity capital | $36,298,000 | 1,569 |
| Total bank equity capital | $36,298,000 | 1,569 |
| Perpetual preferred stock | $10,000 | 121 |
| Common stock | $750,000 | 3,475 |
| Surplus | $27,256,000 | 865 |
| Undivided profits | $8,282,000 | 3,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,174,000 | 2,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,064,000 | 2,947 |
| Earning assets | $218,188,000 | 2,436 |
| Long-term assets (5+ years) | $17,037,000 | 3,873 |
| Average Assets, year-to-date | $244,593,250 | 2,272 |
| Average Assets, quarterly | $248,299,000 | 2,290 |
| Volatile liabilities | $23,818,000 | 3,657 |
| Insider loans | $30,000 | 7,765 |
| FHLB advances | $6,704,000 | 3,024 |
| Loans and leases held for sale | $835,000 | 957 |
| Unused loan commitments | $21,793,000 | 2,835 |
| Tier 1 (core) risk-based capital | $24,275,000 | 2,249 |
| Tier 2 risk-based capital | $2,033,000 | 2,142 |
| Total risk weighted assets | $199,971,000 | 1,980 |
| Total unused commitments | $21,793,000 | 2,839 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 104 | 1,649 |
| Assets and Liabilities | ||
| Total Assets: | $240,962,000 | 2,361 |
| Cash and due from depository institutions | $9,813,000 | 1,649 |
| Interest-bearing balances | $48,000 | 5,862 |
| Securities | $15,010,000 | 5,570 |
| Federal funds sold & reverse repurchase agreements | $11,208,000 | 963 |
| Net loans & leases | $175,628,000 | 2,127 |
| Loan loss allowance | $1,882,000 | 2,412 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,717,000 | 701 |
| Other real estate owned | $1,745,000 | 1,649 |
| Goodwill and other intangibles | $11,979,000 | 456 |
| All other assets | $2,862,000 | 3,882 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $240,962,000 | 2,361 |
| Total liabilities | $210,340,000 | 2,441 |
| Total deposits | $202,013,000 | 2,274 |
| Interest-bearing deposits | $159,945,000 | 2,418 |
| Deposits held in domestic offices | $202,013,000 | 2,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,956,000 | 2,917 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $371,000 | 5,331 |
| Total equity capital | $30,622,000 | 1,779 |
| Total bank equity capital | $30,622,000 | 1,779 |
| Perpetual preferred stock | $10,000 | 123 |
| Common stock | $750,000 | 3,493 |
| Surplus | $22,256,000 | 1,006 |
| Undivided profits | $7,606,000 | 3,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,166,000 | 2,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,049,000 | 2,807 |
| Earning assets | $201,894,000 | 2,569 |
| Long-term assets (5+ years) | $18,453,000 | 3,788 |
| Average Assets, year-to-date | $240,912,330 | 2,307 |
| Average Assets, quarterly | $238,784,500 | 2,356 |
| Volatile liabilities | $26,834,000 | 3,267 |
| Insider loans | $33,000 | 7,816 |
| FHLB advances | $7,956,000 | 2,797 |
| Loans and leases held for sale | $1,427,000 | 762 |
| Unused loan commitments | $25,602,000 | 2,536 |
| Tier 1 (core) risk-based capital | $18,637,000 | 2,825 |
| Tier 2 risk-based capital | $1,882,000 | 2,266 |
| Total risk weighted assets | $190,068,000 | 2,032 |
| Total unused commitments | $25,602,000 | 2,540 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 105 | 1,637 |
| Assets and Liabilities | ||
| Total Assets: | $236,607,000 | 2,377 |
| Cash and due from depository institutions | $8,309,000 | 1,637 |
| Interest-bearing balances | $122,000 | 5,068 |
| Securities | $17,373,000 | 5,146 |
| Federal funds sold & reverse repurchase agreements | $23,220,000 | 595 |
| Net loans & leases | $157,959,000 | 2,281 |
| Loan loss allowance | $1,764,000 | 2,519 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $12,960,000 | 668 |
| Other real estate owned | $1,765,000 | 1,637 |
| Goodwill and other intangibles | $12,037,000 | 438 |
| All other assets | $2,984,000 | 3,621 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $236,607,000 | 2,377 |
| Total liabilities | $206,221,000 | 2,449 |
| Total deposits | $197,749,000 | 2,301 |
| Interest-bearing deposits | $159,471,000 | 2,421 |
| Deposits held in domestic offices | $197,749,000 | 2,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $7,958,000 | 2,790 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $514,000 | 4,803 |
| Total equity capital | $30,386,000 | 1,847 |
| Total bank equity capital | $30,386,000 | 1,847 |
| Perpetual preferred stock | $10,000 | 125 |
| Common stock | $750,000 | 3,496 |
| Surplus | $9,725,000 | 2,004 |
| Undivided profits | $19,901,000 | 1,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $461,000 | 4,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $992,000 | 2,923 |
| Earning assets | $198,674,000 | 2,592 |
| Long-term assets (5+ years) | $15,336,000 | 4,150 |
| Average Assets, year-to-date | $240,887,500 | 2,314 |
| Average Assets, quarterly | $240,887,500 | 2,314 |
| Volatile liabilities | $32,175,000 | 2,791 |
| Insider loans | $45,000 | 7,736 |
| FHLB advances | $7,958,000 | 2,668 |
| Loans and leases held for sale | $847,000 | 1,062 |
| Unused loan commitments | $23,185,000 | 2,662 |
| Tier 1 (core) risk-based capital | $18,156,000 | 2,860 |
| Tier 2 risk-based capital | $1,764,000 | 2,341 |
| Total risk weighted assets | $176,693,000 | 2,128 |
| Total unused commitments | $23,185,000 | 2,670 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 72 | 2,401 |
| Assets and Liabilities | ||
| Total Assets: | $158,180,000 | 3,346 |
| Cash and due from depository institutions | $4,600,000 | 2,401 |
| Interest-bearing balances | $95,000 | 5,441 |
| Securities | $3,726,000 | 8,144 |
| Federal funds sold & reverse repurchase agreements | $6,372,000 | 1,871 |
| Net loans & leases | $123,560,000 | 2,804 |
| Loan loss allowance | $1,415,000 | 3,042 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $10,934,000 | 825 |
| Other real estate owned | $1,765,000 | 2,401 |
| Goodwill and other intangibles | $4,396,000 | 777 |
| All other assets | $2,827,000 | 3,809 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,180,000 | 3,346 |
| Total liabilities | $140,890,000 | 3,363 |
| Total deposits | $121,151,000 | 3,553 |
| Interest-bearing deposits | $96,293,000 | 3,758 |
| Deposits held in domestic offices | $121,151,000 | 3,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,602 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,498,000 | 2,006 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $241,000 | 6,600 |
| Total equity capital | $17,290,000 | 3,091 |
| Total bank equity capital | $17,290,000 | 3,091 |
| Perpetual preferred stock | $10,000 | 127 |
| Common stock | $750,000 | 3,522 |
| Surplus | $9,725,000 | 1,977 |
| Undivided profits | $6,805,000 | 3,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,928,000 | 1,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $760,000 | 3,841 |
| Earning assets | $133,753,000 | 3,595 |
| Long-term assets (5+ years) | $5,749,000 | 6,001 |
| Average Assets, year-to-date | $147,745,600 | 3,443 |
| Average Assets, quarterly | $154,919,000 | 3,378 |
| Volatile liabilities | $29,250,000 | 2,984 |
| Insider loans | $49,000 | 7,766 |
| FHLB advances | $14,498,000 | 1,888 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $20,094,000 | 2,854 |
| Tier 1 (core) risk-based capital | $12,817,000 | 3,873 |
| Tier 2 risk-based capital | $1,415,000 | 2,803 |
| Total risk weighted assets | $136,256,000 | 2,694 |
| Total unused commitments | $20,094,000 | 2,857 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 72 | 2,407 |
| Assets and Liabilities | ||
| Total Assets: | $151,658,000 | 3,452 |
| Cash and due from depository institutions | $4,449,000 | 2,407 |
| Interest-bearing balances | $80,000 | 5,628 |
| Securities | $4,775,000 | 7,837 |
| Federal funds sold & reverse repurchase agreements | $4,168,000 | 2,973 |
| Net loans & leases | $118,929,000 | 2,866 |
| Loan loss allowance | $1,404,000 | 3,044 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,208,000 | 891 |
| Other real estate owned | $1,765,000 | 2,407 |
| Goodwill and other intangibles | $4,396,000 | 769 |
| All other assets | $2,968,000 | 3,677 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,658,000 | 3,452 |
| Total liabilities | $134,630,000 | 3,482 |
| Total deposits | $114,725,000 | 3,710 |
| Interest-bearing deposits | $91,086,000 | 3,909 |
| Deposits held in domestic offices | $114,725,000 | 3,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,500,000 | 1,628 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $405,000 | 5,641 |
| Total equity capital | $17,028,000 | 3,131 |
| Total bank equity capital | $17,028,000 | 3,131 |
| Perpetual preferred stock | $10,000 | 131 |
| Common stock | $750,000 | 3,545 |
| Surplus | $9,725,000 | 1,949 |
| Undivided profits | $6,543,000 | 4,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,017,000 | 2,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $788,000 | 3,905 |
| Earning assets | $127,952,000 | 3,701 |
| Long-term assets (5+ years) | $6,471,000 | 5,839 |
| Average Assets, year-to-date | $145,137,000 | 3,509 |
| Average Assets, quarterly | $151,048,000 | 3,445 |
| Volatile liabilities | $24,755,000 | 3,324 |
| Insider loans | $50,000 | 7,807 |
| FHLB advances | $19,500,000 | 1,507 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $13,266,000 | 3,671 |
| Tier 1 (core) risk-based capital | $12,541,000 | 3,942 |
| Tier 2 risk-based capital | $1,404,000 | 2,801 |
| Total risk weighted assets | $128,103,000 | 2,852 |
| Total unused commitments | $13,266,000 | 3,675 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 64 | 2,720 |
| Assets and Liabilities | ||
| Total Assets: | $150,438,000 | 3,455 |
| Cash and due from depository institutions | $5,218,000 | 2,720 |
| Interest-bearing balances | $116,000 | 5,199 |
| Securities | $4,157,000 | 7,998 |
| Federal funds sold & reverse repurchase agreements | $9,752,000 | 1,637 |
| Net loans & leases | $114,274,000 | 2,936 |
| Loan loss allowance | $1,332,000 | 3,137 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,943,000 | 1,012 |
| Other real estate owned | $1,402,000 | 2,720 |
| Goodwill and other intangibles | $4,396,000 | 742 |
| All other assets | $2,296,000 | 4,223 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,438,000 | 3,455 |
| Total liabilities | $133,827,000 | 3,488 |
| Total deposits | $117,967,000 | 3,620 |
| Interest-bearing deposits | $96,725,000 | 3,741 |
| Deposits held in domestic offices | $117,967,000 | 3,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,593,000 | 1,807 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $267,000 | 6,775 |
| Total equity capital | $16,611,000 | 3,194 |
| Total bank equity capital | $16,611,000 | 3,194 |
| Perpetual preferred stock | $10,000 | 132 |
| Common stock | $750,000 | 3,548 |
| Surplus | $9,725,000 | 1,909 |
| Undivided profits | $6,126,000 | 4,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,841,000 | 1,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $711,000 | 4,101 |
| Earning assets | $128,299,000 | 3,680 |
| Long-term assets (5+ years) | $4,730,000 | 6,255 |
| Average Assets, year-to-date | $142,963,330 | 3,542 |
| Average Assets, quarterly | $146,515,500 | 3,497 |
| Volatile liabilities | $18,208,000 | 4,046 |
| Insider loans | $812,000 | 4,462 |
| FHLB advances | $15,593,000 | 1,684 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $12,496,000 | 3,724 |
| Tier 1 (core) risk-based capital | $12,084,000 | 3,997 |
| Tier 2 risk-based capital | $1,332,000 | 2,882 |
| Total risk weighted assets | $122,551,000 | 2,918 |
| Total unused commitments | $12,496,000 | 3,737 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $142,593,000 | 3,562 |
| Cash and due from depository institutions | $4,955,000 | 2,906 |
| Interest-bearing balances | $101,000 | 5,221 |
| Securities | $4,942,000 | 7,834 |
| Federal funds sold & reverse repurchase agreements | $14,358,000 | 1,134 |
| Net loans & leases | $102,123,000 | 3,187 |
| Loan loss allowance | $1,260,000 | 3,222 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,871,000 | 1,164 |
| Other real estate owned | $1,402,000 | 2,906 |
| Goodwill and other intangibles | $4,396,000 | 739 |
| All other assets | $2,546,000 | 3,918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,593,000 | 3,562 |
| Total liabilities | $126,359,000 | 3,620 |
| Total deposits | $110,267,000 | 3,786 |
| Interest-bearing deposits | $90,407,000 | 3,918 |
| Deposits held in domestic offices | $110,267,000 | 3,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $15,595,000 | 1,746 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $497,000 | 5,143 |
| Total equity capital | $16,234,000 | 3,204 |
| Total bank equity capital | $16,234,000 | 3,204 |
| Perpetual preferred stock | $10,000 | 133 |
| Common stock | $750,000 | 3,562 |
| Surplus | $9,725,000 | 1,875 |
| Undivided profits | $5,749,000 | 4,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,698,000 | 1,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $669,000 | 4,330 |
| Earning assets | $121,524,000 | 3,804 |
| Long-term assets (5+ years) | $3,992,000 | 6,452 |
| Average Assets, year-to-date | $139,226,000 | 3,616 |
| Average Assets, quarterly | $139,226,000 | 3,616 |
| Volatile liabilities | $18,716,000 | 3,932 |
| Insider loans | $811,000 | 4,401 |
| FHLB advances | $15,595,000 | 1,637 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,985,000 | 4,163 |
| Tier 1 (core) risk-based capital | $11,716,000 | 4,040 |
| Tier 2 risk-based capital | $1,260,000 | 2,978 |
| Total risk weighted assets | $108,343,000 | 3,167 |
| Total unused commitments | $9,985,000 | 4,178 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 56 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $135,859,000 | 3,685 |
| Cash and due from depository institutions | $9,510,000 | 3,011 |
| Interest-bearing balances | $48,000 | 5,827 |
| Securities | $6,369,000 | 7,431 |
| Federal funds sold & reverse repurchase agreements | $3,512,000 | 3,591 |
| Net loans & leases | $101,558,000 | 3,173 |
| Loan loss allowance | $1,252,000 | 3,163 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,134,000 | 1,269 |
| Other real estate owned | $1,409,000 | 3,011 |
| Goodwill and other intangibles | $4,396,000 | 724 |
| All other assets | $1,971,000 | 4,580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,859,000 | 3,685 |
| Total liabilities | $119,858,000 | 3,741 |
| Total deposits | $109,210,000 | 3,749 |
| Interest-bearing deposits | $92,119,000 | 3,800 |
| Deposits held in domestic offices | $109,210,000 | 3,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $10,469,000 | 2,236 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $179,000 | 7,753 |
| Total equity capital | $16,001,000 | 3,210 |
| Total bank equity capital | $16,001,000 | 3,210 |
| Perpetual preferred stock | $169,000 | 123 |
| Common stock | $750,000 | 3,562 |
| Surplus | $9,727,000 | 1,840 |
| Undivided profits | $5,355,000 | 4,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,849,000 | 1,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $647,000 | 4,668 |
| Earning assets | $111,487,000 | 4,023 |
| Long-term assets (5+ years) | $4,230,000 | 6,325 |
| Average Assets, year-to-date | $125,408,000 | 3,803 |
| Average Assets, quarterly | $131,786,000 | 3,750 |
| Volatile liabilities | $15,635,000 | 4,391 |
| Insider loans | $809,000 | 4,438 |
| FHLB advances | $10,469,000 | 2,083 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $10,104,000 | 4,032 |
| Tier 1 (core) risk-based capital | $11,460,000 | 4,046 |
| Tier 2 risk-based capital | $1,252,000 | 2,936 |
| Total risk weighted assets | $105,792,000 | 3,197 |
| Total unused commitments | $10,104,000 | 4,037 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 47 | 3,544 |
| Assets and Liabilities | ||
| Total Assets: | $119,810,000 | 3,966 |
| Cash and due from depository institutions | $4,039,000 | 3,544 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $5,938,000 | 7,642 |
| Federal funds sold & reverse repurchase agreements | $15,923,000 | 909 |
| Net loans & leases | $82,479,000 | 3,685 |
| Loan loss allowance | $1,103,000 | 3,345 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,615,000 | 1,957 |
| Other real estate owned | $1,402,000 | 3,544 |
| Goodwill and other intangibles | $3,831,000 | 738 |
| All other assets | $1,583,000 | 5,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,810,000 | 3,966 |
| Total liabilities | $105,888,000 | 4,026 |
| Total deposits | $102,261,000 | 3,869 |
| Interest-bearing deposits | $87,585,000 | 3,847 |
| Deposits held in domestic offices | $102,261,000 | 3,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,476,000 | 3,544 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $151,000 | 8,417 |
| Total equity capital | $13,922,000 | 3,416 |
| Total bank equity capital | $13,922,000 | 3,416 |
| Perpetual preferred stock | $169,000 | 133 |
| Common stock | $750,000 | 3,624 |
| Surplus | $9,162,000 | 1,852 |
| Undivided profits | $3,841,000 | 5,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 6,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $632,000 | 5,083 |
| Earning assets | $104,340,000 | 4,138 |
| Long-term assets (5+ years) | $6,171,000 | 5,775 |
| Average Assets, year-to-date | $107,860,600 | 4,151 |
| Average Assets, quarterly | $114,474,500 | 4,082 |
| Volatile liabilities | $15,059,000 | 4,472 |
| Insider loans | $808,000 | 4,381 |
| FHLB advances | $3,476,000 | 3,343 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,139,000 | 3,902 |
| Tier 1 (core) risk-based capital | $10,011,000 | 4,344 |
| Tier 2 risk-based capital | $1,103,000 | 3,108 |
| Total risk weighted assets | $89,328,000 | 3,544 |
| Total unused commitments | $10,139,000 | 3,913 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 43 | 3,829 |
| Assets and Liabilities | ||
| Total Assets: | $97,296,000 | 4,538 |
| Cash and due from depository institutions | $3,444,000 | 3,829 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $10,904,000 | 6,527 |
| Federal funds sold & reverse repurchase agreements | $2,965,000 | 3,443 |
| Net loans & leases | $71,155,000 | 4,034 |
| Loan loss allowance | $919,000 | 3,732 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,649,000 | 2,409 |
| Other real estate owned | $0 | 3,829 |
| Goodwill and other intangibles | $4,014,000 | 698 |
| All other assets | $1,165,000 | 5,669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,296,000 | 4,538 |
| Total liabilities | $84,844,000 | 4,624 |
| Total deposits | $84,085,000 | 4,383 |
| Interest-bearing deposits | $71,312,000 | 4,418 |
| Deposits held in domestic offices | $84,085,000 | 4,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $483,000 | 69 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $276,000 | 7,513 |
| Total equity capital | $12,452,000 | 3,659 |
| Total bank equity capital | $12,452,000 | 3,659 |
| Perpetual preferred stock | $169,000 | 147 |
| Common stock | $750,000 | 3,728 |
| Surplus | $9,162,000 | 1,793 |
| Undivided profits | $2,371,000 | 6,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $262,000 | 5,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $627,000 | 4,312 |
| Earning assets | $85,024,000 | 4,691 |
| Long-term assets (5+ years) | $6,631,000 | 5,465 |
| Average Assets, year-to-date | $94,738,400 | 4,466 |
| Average Assets, quarterly | $96,915,500 | 4,498 |
| Volatile liabilities | $12,983,000 | 4,903 |
| Insider loans | $889,000 | 4,149 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,140,000 | 3,152 |
| Tier 1 (core) risk-based capital | $8,455,000 | 4,906 |
| Tier 2 risk-based capital | $901,700 | 3,573 |
| Total risk weighted assets | $72,118,600 | 4,099 |
| Total unused commitments | $13,140,000 | 3,153 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 38 | 4,376 |
| Assets and Liabilities | ||
| Total Assets: | $89,533,000 | 4,832 |
| Cash and due from depository institutions | $3,968,000 | 4,376 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $12,523,000 | 6,392 |
| Federal funds sold & reverse repurchase agreements | $5,570,000 | 1,724 |
| Net loans & leases | $60,105,000 | 4,504 |
| Loan loss allowance | $744,000 | 4,342 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,312,000 | 3,563 |
| Other real estate owned | $15,000 | 4,376 |
| Goodwill and other intangibles | $4,196,000 | 709 |
| All other assets | $844,000 | 6,731 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,533,000 | 4,832 |
| Total liabilities | $77,771,000 | 4,951 |
| Total deposits | $77,026,000 | 4,701 |
| Interest-bearing deposits | $65,601,000 | 4,724 |
| Deposits held in domestic offices | $77,026,000 | 4,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $490,000 | 54 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $255,000 | 7,443 |
| Total equity capital | $11,762,000 | 3,708 |
| Total bank equity capital | $11,762,000 | 3,708 |
| Perpetual preferred stock | $169,000 | 155 |
| Common stock | $750,000 | 3,830 |
| Surplus | $9,162,000 | 1,777 |
| Undivided profits | $1,681,000 | 6,866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 5,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $450,000 | 4,948 |
| Earning assets | $78,198,000 | 4,965 |
| Long-term assets (5+ years) | $8,081,000 | 5,347 |
| Average Assets, year-to-date | $82,337,400 | 4,989 |
| Average Assets, quarterly | $87,643,000 | 4,864 |
| Volatile liabilities | $6,468,000 | 6,650 |
| Insider loans | $1,045,000 | 3,647 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,649,000 | 4,741 |
| Tier 1 (core) risk-based capital | $7,605,000 | 5,322 |
| Tier 2 risk-based capital | $744,000 | 4,038 |
| Total risk weighted assets | $60,255,000 | 4,614 |
| Total unused commitments | $6,649,000 | 4,746 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 37 | 4,530 |
| Assets and Liabilities | ||
| Total Assets: | $74,479,000 | 5,469 |
| Cash and due from depository institutions | $4,256,000 | 4,530 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $11,909,000 | 6,552 |
| Federal funds sold & reverse repurchase agreements | $7,075,000 | 2,446 |
| Net loans & leases | $43,901,000 | 5,371 |
| Loan loss allowance | $586,000 | 5,074 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,344,000 | 3,416 |
| Other real estate owned | $0 | 4,530 |
| Goodwill and other intangibles | $4,378,000 | 641 |
| All other assets | $616,000 | 7,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,479,000 | 5,469 |
| Total liabilities | $63,661,000 | 5,636 |
| Total deposits | $62,897,000 | 5,467 |
| Interest-bearing deposits | $53,365,000 | 5,471 |
| Deposits held in domestic offices | $62,897,000 | 5,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $496,000 | 58 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $268,000 | 7,823 |
| Total equity capital | $10,818,000 | 4,031 |
| Total bank equity capital | $10,818,000 | 4,031 |
| Perpetual preferred stock | $169,000 | 164 |
| Common stock | $750,000 | 3,847 |
| Surplus | $9,162,000 | 1,705 |
| Undivided profits | $737,000 | 8,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $356,000 | 5,945 |
| Earning assets | $62,885,000 | 5,794 |
| Long-term assets (5+ years) | $5,504,000 | 6,028 |
| Average Assets, year-to-date | $67,727,600 | 5,635 |
| Average Assets, quarterly | $70,430,000 | 5,601 |
| Volatile liabilities | $6,013,000 | 6,490 |
| Insider loans | $124,000 | 7,834 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,980,000 | 2,789 |
| Tier 1 (core) risk-based capital | $6,439,000 | 5,946 |
| Tier 2 risk-based capital | $585,240 | 4,676 |
| Total risk weighted assets | $46,818,740 | 5,317 |
| Total unused commitments | $14,980,000 | 2,798 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 33 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $62,826,000 | 6,167 |
| Cash and due from depository institutions | $3,266,000 | 5,163 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $18,851,000 | 5,133 |
| Federal funds sold & reverse repurchase agreements | $1,885,000 | 5,113 |
| Net loans & leases | $36,158,000 | 6,175 |
| Loan loss allowance | $475,000 | 5,909 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,675,000 | 4,377 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $991,000 | 6,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,826,000 | 6,167 |
| Total liabilities | $57,736,000 | 6,054 |
| Total deposits | $57,103,000 | 5,863 |
| Interest-bearing deposits | $48,841,000 | 5,861 |
| Deposits held in domestic offices | $57,103,000 | 5,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $633,000 | 5,033 |
| Total equity capital | $5,090,000 | 7,073 |
| Total bank equity capital | $5,090,000 | 7,073 |
| Perpetual preferred stock | $169,000 | 185 |
| Common stock | $750,000 | 3,970 |
| Surplus | $750,000 | 8,135 |
| Undivided profits | $3,421,000 | 5,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $540,000 | 3,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $302,000 | 6,807 |
| Earning assets | $56,894,000 | 6,199 |
| Long-term assets (5+ years) | $2,074,000 | 7,626 |
| Average Assets, year-to-date | $63,286,600 | 5,930 |
| Average Assets, quarterly | $63,261,500 | 6,063 |
| Volatile liabilities | $2,590,000 | 8,803 |
| Insider loans | $19,000 | 9,495 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,153,000 | 5,654 |
| Tier 1 (core) risk-based capital | $5,107,000 | 6,906 |
| Tier 2 risk-based capital | $475,000 | 5,359 |
| Total risk weighted assets | $38,977,400 | 6,035 |
| Total unused commitments | $4,153,000 | 5,662 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 34 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $61,847,000 | 6,397 |
| Cash and due from depository institutions | $4,351,000 | 5,259 |
| Interest-bearing balances | $1,400,000 | 2,005 |
| Securities | $19,427,000 | 5,410 |
| Federal funds sold & reverse repurchase agreements | $3,425,000 | 3,500 |
| Net loans & leases | $32,687,000 | 6,618 |
| Loan loss allowance | $313,000 | 7,712 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,187,000 | 5,455 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $770,000 | 7,293 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,847,000 | 6,397 |
| Total liabilities | $57,285,000 | 6,263 |
| Total deposits | $56,652,000 | 6,087 |
| Interest-bearing deposits | $47,777,000 | 6,152 |
| Deposits held in domestic offices | $56,652,000 | 6,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $633,000 | 5,047 |
| Total equity capital | $4,562,000 | 7,613 |
| Total bank equity capital | $4,562,000 | 7,613 |
| Perpetual preferred stock | $169,000 | 209 |
| Common stock | $750,000 | 4,233 |
| Surplus | $750,000 | 8,452 |
| Undivided profits | $2,893,000 | 6,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 7,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $299,000 | 6,925 |
| Earning assets | $56,939,000 | 6,367 |
| Long-term assets (5+ years) | $3,105,000 | 6,948 |
| Average Assets, year-to-date | $57,380,400 | 6,552 |
| Average Assets, quarterly | $60,750,500 | 6,419 |
| Volatile liabilities | $2,588,000 | 8,941 |
| Insider loans | $1,127,000 | 3,334 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,734,000 | 5,834 |
| Tier 1 (core) risk-based capital | $4,641,000 | 7,448 |
| Tier 2 risk-based capital | $313,000 | 7,062 |
| Total risk weighted assets | $36,480,100 | 6,365 |
| Total unused commitments | $3,734,000 | 5,848 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 27 | 6,461 |
| Assets and Liabilities | ||
| Total Assets: | $52,966,000 | 7,193 |
| Cash and due from depository institutions | $3,740,000 | 6,461 |
| Interest-bearing balances | $1,300,000 | 2,236 |
| Securities | $17,788,000 | 6,042 |
| Federal funds sold & reverse repurchase agreements | $4,210,000 | 3,360 |
| Net loans & leases | $25,583,000 | 7,621 |
| Loan loss allowance | $310,000 | 7,951 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,079,000 | 5,781 |
| Other real estate owned | $0 | 6,461 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $566,000 | 8,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,966,000 | 7,193 |
| Total liabilities | $49,356,000 | 7,028 |
| Total deposits | $49,209,000 | 6,841 |
| Interest-bearing deposits | $40,305,000 | 7,005 |
| Deposits held in domestic offices | $49,209,000 | 6,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $147,000 | 10,479 |
| Total equity capital | $3,610,000 | 8,776 |
| Total bank equity capital | $3,610,000 | 8,776 |
| Perpetual preferred stock | $169,000 | 231 |
| Common stock | $750,000 | 4,443 |
| Surplus | $750,000 | 8,721 |
| Undivided profits | $1,941,000 | 7,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 10,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $210,000 | 8,587 |
| Earning assets | $48,881,000 | 7,140 |
| Long-term assets (5+ years) | $3,015,000 | 7,042 |
| Average Assets, year-to-date | $49,057,400 | 7,297 |
| Average Assets, quarterly | $52,612,000 | 7,147 |
| Volatile liabilities | $2,656,000 | 8,909 |
| Insider loans | $854,000 | 4,130 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,502,000 | 4,718 |
| Tier 1 (core) risk-based capital | $3,677,000 | 8,594 |
| Tier 2 risk-based capital | $310,000 | 7,200 |
| Total risk weighted assets | $28,632,700 | 7,350 |
| Total unused commitments | $5,502,000 | 4,731 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $45,282,000 | 7,954 |
| Cash and due from depository institutions | $2,042,000 | 6,680 |
| Interest-bearing balances | $200,000 | 4,365 |
| Securities | $18,662,000 | 6,177 |
| Federal funds sold & reverse repurchase agreements | $845,000 | 5,878 |
| Net loans & leases | $22,418,000 | 8,266 |
| Loan loss allowance | $343,000 | 7,846 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $883,000 | 6,525 |
| Other real estate owned | $0 | 6,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $432,000 | 10,112 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,282,000 | 7,954 |
| Total liabilities | $42,582,000 | 7,757 |
| Total deposits | $41,491,000 | 7,663 |
| Interest-bearing deposits | $33,344,000 | 7,957 |
| Deposits held in domestic offices | $41,491,000 | 7,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $986,000 | 3,415 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $105,000 | 11,008 |
| Total equity capital | $2,700,000 | 9,903 |
| Total bank equity capital | $2,700,000 | 9,903 |
| Perpetual preferred stock | $169,000 | 254 |
| Common stock | $750,000 | 4,650 |
| Surplus | $750,000 | 8,980 |
| Undivided profits | $1,031,000 | 8,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 10,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $161,000 | 9,416 |
| Earning assets | $42,125,000 | 7,855 |
| Long-term assets (5+ years) | $3,069,000 | 7,326 |
| Average Assets, year-to-date | $45,207,800 | 7,845 |
| Average Assets, quarterly | $46,265,500 | 7,811 |
| Volatile liabilities | $2,149,000 | 9,490 |
| Insider loans | $629,000 | 4,980 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,593,000 | 5,152 |
| Tier 1 (core) risk-based capital | $2,838,000 | 9,812 |
| Tier 2 risk-based capital | $305,170 | 7,425 |
| Total risk weighted assets | $24,375,770 | 8,140 |
| Total unused commitments | $4,593,000 | 5,159 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $43,042,000 | 8,454 |
| Cash and due from depository institutions | $3,739,000 | 6,938 |
| Interest-bearing balances | $398,000 | 4,629 |
| Securities | $17,810,000 | 6,643 |
| Federal funds sold & reverse repurchase agreements | $3,275,000 | 4,113 |
| Net loans & leases | $17,001,000 | 9,508 |
| Loan loss allowance | $334,000 | 8,219 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $845,000 | 6,787 |
| Other real estate owned | $49,000 | 6,938 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $323,000 | 11,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,042,000 | 8,454 |
| Total liabilities | $40,759,000 | 8,230 |
| Total deposits | $40,628,000 | 8,078 |
| Interest-bearing deposits | $33,738,000 | 8,232 |
| Deposits held in domestic offices | $40,628,000 | 8,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $131,000 | 10,827 |
| Total equity capital | $2,283,000 | 10,885 |
| Total bank equity capital | $2,283,000 | 10,885 |
| Perpetual preferred stock | $169,000 | 281 |
| Common stock | $750,000 | 4,837 |
| Surplus | $750,000 | 9,220 |
| Undivided profits | $614,000 | 10,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 9,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,474 |
| Income earned, not collected on loans | $119,000 | 10,434 |
| Earning assets | $38,484,000 | 8,567 |
| Long-term assets (5+ years) | $2,896,000 | 7,894 |
| Average Assets, year-to-date | $39,965,800 | 8,678 |
| Average Assets, quarterly | $42,524,000 | 8,467 |
| Volatile liabilities | $1,800,000 | 10,013 |
| Insider loans | $653,000 | 4,929 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $842,000 | 9,608 |
| Tier 1 (core) risk-based capital | $2,283,000 | 10,846 |
| Tier 2 risk-based capital | $253,040 | 8,299 |
| Total risk weighted assets | $20,162,140 | 9,114 |
| Total unused commitments | $842,000 | 9,633 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $37,903,000 | 9,289 |
| Cash and due from depository institutions | $2,472,000 | 8,155 |
| Interest-bearing balances | $397,000 | 5,267 |
| Securities | $16,313,000 | 6,975 |
| Federal funds sold & reverse repurchase agreements | $2,275,000 | 6,013 |
| Net loans & leases | $15,258,000 | 10,122 |
| Loan loss allowance | $312,000 | 8,627 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $701,000 | 7,637 |
| Other real estate owned | $564,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $320,000 | 11,509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,903,000 | 9,289 |
| Total liabilities | $36,185,000 | 9,009 |
| Total deposits | $36,116,000 | 8,857 |
| Interest-bearing deposits | $30,602,000 | 8,941 |
| Deposits held in domestic offices | $36,116,000 | 8,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $69,000 | 13,080 |
| Total equity capital | $1,718,000 | 12,001 |
| Total bank equity capital | $1,718,000 | 12,001 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $750,000 | 9,372 |
| Undivided profits | $218,000 | 11,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 10,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $115,000 | 11,073 |
| Earning assets | $34,243,000 | 9,300 |
| Long-term assets (5+ years) | $6,059,000 | 5,876 |
| Average Assets, year-to-date | $36,822,200 | 9,262 |
| Average Assets, quarterly | $37,487,500 | 9,273 |
| Volatile liabilities | $1,916,000 | 10,122 |
| Insider loans | $22,000 | 8,261 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $592,000 | 10,269 |
| Tier 1 (core) risk-based capital | $1,718,000 | 11,965 |
| Tier 2 risk-based capital | $193,890 | 9,607 |
| Total risk weighted assets | $15,393,190 | 10,519 |
| Total unused commitments | $592,000 | 10,292 |
| Derivatives | $0 | 651 |