Home > American Bank of Texas > Income and Expense

American Bank of Texas, Income and Expense

2016-09-30 (YTD Data)Rank
Total interest income$68,048,000333
Total interest expense$3,712,000603
Net interest income$64,336,000317
Provision for loan and lease losses$04,186
Total noninterest income$9,851,000573
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$4,805,000239
Trading account gains and fees$0169
Additional Noninterest Income$5,046,000682
Total noninterest expense$36,789,000457
Salaries and employee benefits$21,285,000436
Premises and equipment expense$5,725,000361
Additional noninterest expense$9,779,000539
Pre-tax net operating income$37,398,000257
Securities gains (losses)$1,461,000139
Applicable income taxes$12,193,000249
Income before extraordinary items$26,666,000265
Extraordinary gains, net$05
Net income$26,666,000266
Minority interest net income$071
Net income of bank and minority interests.$26,666,000265
Net charge-offs$55,0002,517
Cash dividends$6,650,000400
Sale, conversion, retirement of capital stock, net$0719
Net operating income$25,657,910267
2016-06-30 (YTD Data)Rank
Total interest income$45,001,000337
Total interest expense$2,476,000599
Net interest income$42,525,000320
Provision for loan and lease losses$04,017
Total noninterest income$6,751,000552
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$3,147,000242
Trading account gains and fees$0157
Additional Noninterest Income$3,604,000639
Total noninterest expense$24,347,000461
Salaries and employee benefits$14,108,000443
Premises and equipment expense$3,740,000365
Additional noninterest expense$6,499,000538
Pre-tax net operating income$24,929,000259
Securities gains (losses)$144,000759
Applicable income taxes$7,808,000250
Income before extraordinary items$17,265,000262
Extraordinary gains, net$016
Net income$17,265,000261
Minority interest net income$071
Net income of bank and minority interests.$17,265,000261
Net charge-offs$28,0002,551
Cash dividends$6,500,000295
Sale, conversion, retirement of capital stock, net$0705
Net operating income$17,165,640260
2016-03-31 (YTD Data)Rank
Total interest income$22,244,000335
Total interest expense$1,254,000580
Net interest income$20,990,000320
Provision for loan and lease losses$03,656
Total noninterest income$3,102,000562
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,576,000233
Trading account gains and fees$0142
Additional Noninterest Income$1,526,000699
Total noninterest expense$12,171,000457
Salaries and employee benefits$7,054,000443
Premises and equipment expense$1,861,000371
Additional noninterest expense$3,256,000531
Pre-tax net operating income$11,921,000263
Securities gains (losses)$121,000442
Applicable income taxes$3,800,000248
Income before extraordinary items$8,242,000272
Extraordinary gains, net$012
Net income$8,242,000272
Minority interest net income$062
Net income of bank and minority interests.$8,242,000272
Net charge-offs$15,0002,144
Cash dividends$6,000,000185
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,159,720267
2015-12-31 (YTD Data)Rank
Total interest income$84,787,000329
Total interest expense$5,076,000539
Net interest income$79,711,000319
Provision for loan and lease losses$-300,0005,863
Total noninterest income$12,929,000559
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$6,462,000235
Trading account gains and fees$0159
Additional Noninterest Income$6,467,000674
Total noninterest expense$47,403,000459
Salaries and employee benefits$27,142,000436
Premises and equipment expense$7,623,000360
Additional noninterest expense$12,638,000539
Pre-tax net operating income$45,537,000263
Securities gains (losses)$57,0001,552
Applicable income taxes$14,586,000251
Income before extraordinary items$31,008,000273
Extraordinary gains, net$023
Net income$31,008,000273
Minority interest net income$081
Net income of bank and minority interests.$31,008,000273
Net charge-offs$32,0003,529
Cash dividends$7,100,000492
Sale, conversion, retirement of capital stock, net$0804
Net operating income$30,969,240275
2015-09-30 (YTD Data)Rank
Total interest income$61,256,000349
Total interest expense$3,798,000544
Net interest income$57,458,000338
Provision for loan and lease losses$-300,0006,022
Total noninterest income$9,674,000570
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$4,749,000245
Trading account gains and fees$0153
Additional Noninterest Income$4,925,000666
Total noninterest expense$35,101,000472
Salaries and employee benefits$20,043,000451
Premises and equipment expense$5,743,000365
Additional noninterest expense$9,315,000550
Pre-tax net operating income$32,331,000279
Securities gains (losses)$03,031
Applicable income taxes$10,286,000266
Income before extraordinary items$22,045,000290
Extraordinary gains, net$021
Net income$22,045,000290
Minority interest net income$078
Net income of bank and minority interests.$22,045,000290
Net charge-offs$-39,0005,543
Cash dividends$6,850,000377
Sale, conversion, retirement of capital stock, net$0773
Net operating income$22,045,000285
2015-06-30 (YTD Data)Rank
Total interest income$41,167,000340
Total interest expense$2,538,000546
Net interest income$38,629,000332
Provision for loan and lease losses$04,069
Total noninterest income$6,250,000587
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$3,005,000254
Trading account gains and fees$0157
Additional Noninterest Income$3,245,000675
Total noninterest expense$22,968,000475
Salaries and employee benefits$13,223,000457
Premises and equipment expense$3,842,000360
Additional noninterest expense$5,903,000574
Pre-tax net operating income$21,911,000274
Securities gains (losses)$02,636
Applicable income taxes$6,982,000267
Income before extraordinary items$14,929,000287
Extraordinary gains, net$022
Net income$14,929,000287
Minority interest net income$075
Net income of bank and minority interests.$14,929,000287
Net charge-offs$-40,0005,688
Cash dividends$6,600,000276
Sale, conversion, retirement of capital stock, net$0751
Net operating income$14,929,000282
2015-03-31 (YTD Data)Rank
Total interest income$20,115,000352
Total interest expense$1,280,000541
Net interest income$18,835,000342
Provision for loan and lease losses$03,703
Total noninterest income$2,987,000589
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,470,000257
Trading account gains and fees$0152
Additional Noninterest Income$1,517,000678
Total noninterest expense$11,504,000476
Salaries and employee benefits$6,605,000456
Premises and equipment expense$1,957,000359
Additional noninterest expense$2,942,000568
Pre-tax net operating income$10,318,000280
Securities gains (losses)$02,027
Applicable income taxes$3,268,000276
Income before extraordinary items$7,050,000297
Extraordinary gains, net$013
Net income$7,050,000296
Minority interest net income$064
Net income of bank and minority interests.$7,050,000296
Net charge-offs$-45,0005,921
Cash dividends$3,300,000253
Sale, conversion, retirement of capital stock, net$0697
Net operating income$7,050,000288
2014-12-31 (YTD Data)Rank
Total interest income$79,557,000342
Total interest expense$5,455,000512
Net interest income$74,102,000330
Provision for loan and lease losses$04,603
Total noninterest income$13,265,000524
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$6,783,000236
Trading account gains and fees$0180
Additional Noninterest Income$6,482,000623
Total noninterest expense$47,279,000455
Salaries and employee benefits$26,379,000432
Premises and equipment expense$8,258,000321
Additional noninterest expense$12,642,000545
Pre-tax net operating income$40,088,000274
Securities gains (losses)$10,0002,652
Applicable income taxes$13,090,000255
Income before extraordinary items$27,008,000293
Extraordinary gains, net$017
Net income$27,008,000293
Minority interest net income$084
Net income of bank and minority interests.$27,008,000292
Net charge-offs$192,0002,509
Cash dividends$12,000,000293
Sale, conversion, retirement of capital stock, net$0862
Net operating income$27,001,300290
2014-09-30 (YTD Data)Rank
Total interest income$58,030,000348
Total interest expense$4,075,000518
Net interest income$53,955,000335
Provision for loan and lease losses$04,401
Total noninterest income$10,228,000513
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$5,114,000233
Trading account gains and fees$0174
Additional Noninterest Income$5,114,000607
Total noninterest expense$35,341,000454
Salaries and employee benefits$19,726,000432
Premises and equipment expense$6,210,000320
Additional noninterest expense$9,405,000534
Pre-tax net operating income$28,842,000283
Securities gains (losses)$2,0002,770
Applicable income taxes$9,449,000264
Income before extraordinary items$19,395,000301
Extraordinary gains, net$015
Net income$19,395,000301
Minority interest net income$081
Net income of bank and minority interests.$19,395,000301
Net charge-offs$146,0002,314
Cash dividends$8,700,000282
Sale, conversion, retirement of capital stock, net$0819
Net operating income$19,393,660293
2014-06-30 (YTD Data)Rank
Total interest income$38,100,000347
Total interest expense$2,729,000526
Net interest income$35,371,000336
Provision for loan and lease losses$04,196
Total noninterest income$7,158,000495
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$3,344,000235
Trading account gains and fees$0172
Additional Noninterest Income$3,814,000547
Total noninterest expense$23,323,000461
Salaries and employee benefits$13,121,000435
Premises and equipment expense$4,180,000320
Additional noninterest expense$6,022,000554
Pre-tax net operating income$19,206,000274
Securities gains (losses)$3,0002,288
Applicable income taxes$6,371,000260
Income before extraordinary items$12,838,000298
Extraordinary gains, net$020
Net income$12,838,000298
Minority interest net income$080
Net income of bank and minority interests.$12,838,000298
Net charge-offs$11,0003,690
Cash dividends$5,850,000271
Sale, conversion, retirement of capital stock, net$0794
Net operating income$12,835,990293
2014-03-31 (YTD Data)Rank
Total interest income$18,867,000349
Total interest expense$1,388,000514
Net interest income$17,479,000339
Provision for loan and lease losses$03,817
Total noninterest income$3,474,000486
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,637,000237
Trading account gains and fees$0147
Additional Noninterest Income$1,837,000542
Total noninterest expense$11,298,000474
Salaries and employee benefits$6,451,000442
Premises and equipment expense$2,075,000330
Additional noninterest expense$2,772,000596
Pre-tax net operating income$9,655,000266
Securities gains (losses)$01,715
Applicable income taxes$3,317,000246
Income before extraordinary items$6,338,000288
Extraordinary gains, net$016
Net income$6,338,000288
Minority interest net income$066
Net income of bank and minority interests.$6,338,000288
Net charge-offs$6,0003,056
Cash dividends$250,0001,571
Sale, conversion, retirement of capital stock, net$0747
Net operating income$6,338,000282
2013-12-31 (YTD Data)Rank
Total interest income$75,407,000344
Total interest expense$6,287,000500
Net interest income$69,120,000338
Provision for loan and lease losses$-1,105,0006,688
Total noninterest income$13,529,000540
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$7,157,000228
Trading account gains and fees$0184
Additional Noninterest Income$6,372,000672
Total noninterest expense$48,529,000446
Salaries and employee benefits$25,511,000436
Premises and equipment expense$8,625,000303
Additional noninterest expense$14,393,000497
Pre-tax net operating income$35,225,000277
Securities gains (losses)$115,0001,215
Applicable income taxes$11,785,000247
Income before extraordinary items$23,555,000314
Extraordinary gains, net$029
Net income$23,555,000314
Minority interest net income$090
Net income of bank and minority interests.$23,555,000314
Net charge-offs$75,0004,021
Cash dividends$9,350,000344
Sale, conversion, retirement of capital stock, net$0924
Net operating income$23,477,950314
2013-09-30 (YTD Data)Rank
Total interest income$56,222,000348
Total interest expense$4,855,000498
Net interest income$51,367,000341
Provision for loan and lease losses$04,941
Total noninterest income$10,166,000552
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$5,377,000228
Trading account gains and fees$0180
Additional Noninterest Income$4,789,000686
Total noninterest expense$36,480,000446
Salaries and employee benefits$19,334,000438
Premises and equipment expense$6,406,000305
Additional noninterest expense$10,740,000493
Pre-tax net operating income$25,053,000295
Securities gains (losses)$115,0001,127
Applicable income taxes$8,403,000265
Income before extraordinary items$16,765,000338
Extraordinary gains, net$025
Net income$16,765,000339
Minority interest net income$084
Net income of bank and minority interests.$16,765,000339
Net charge-offs$18,0004,458
Cash dividends$8,950,000269
Sale, conversion, retirement of capital stock, net$0868
Net operating income$16,687,950327
2013-06-30 (YTD Data)Rank
Total interest income$36,902,000353
Total interest expense$3,226,000520
Net interest income$33,676,000343
Provision for loan and lease losses$04,788
Total noninterest income$6,670,000567
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$3,661,000221
Trading account gains and fees$0157
Additional Noninterest Income$3,009,000724
Total noninterest expense$24,351,000448
Salaries and employee benefits$12,888,000439
Premises and equipment expense$4,288,000304
Additional noninterest expense$7,175,000493
Pre-tax net operating income$15,995,000301
Securities gains (losses)$115,0001,019
Applicable income taxes$5,388,000270
Income before extraordinary items$10,722,000338
Extraordinary gains, net$022
Net income$10,722,000339
Minority interest net income$082
Net income of bank and minority interests.$10,722,000339
Net charge-offs$85,0002,906
Cash dividends$4,600,000323
Sale, conversion, retirement of capital stock, net$0838
Net operating income$10,644,950331
2013-03-31 (YTD Data)Rank
Total interest income$18,282,000358
Total interest expense$1,650,000528
Net interest income$16,632,000351
Provision for loan and lease losses$04,409
Total noninterest income$3,000,000608
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,807,000225
Trading account gains and fees$0148
Additional Noninterest Income$1,193,000864
Total noninterest expense$12,277,000450
Salaries and employee benefits$6,385,000449
Premises and equipment expense$2,228,000290
Additional noninterest expense$3,664,000491
Pre-tax net operating income$7,355,000322
Securities gains (losses)$115,000634
Applicable income taxes$2,549,000288
Income before extraordinary items$4,921,000352
Extraordinary gains, net$010
Net income$4,921,000353
Minority interest net income$076
Net income of bank and minority interests.$4,921,000353
Net charge-offs$39,0002,600
Cash dividends$600,000809
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,845,100348
2012-12-31 (YTD Data)Rank
Total interest income$75,770,000359
Total interest expense$7,844,000540
Net interest income$67,926,000345
Provision for loan and lease losses$1,500,0001,325
Total noninterest income$12,443,000579
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$7,889,000207
Trading account gains and fees$0166
Additional Noninterest Income$4,554,000876
Total noninterest expense$50,644,000440
Salaries and employee benefits$25,928,000422
Premises and equipment expense$8,353,000299
Additional noninterest expense$16,363,000473
Pre-tax net operating income$28,225,000327
Securities gains (losses)$64,0002,567
Applicable income taxes$9,654,000283
Income before extraordinary items$18,635,000375
Extraordinary gains, net$029
Net income$18,635,000375
Minority interest net income$093
Net income of bank and minority interests.$18,635,000375
Net charge-offs$2,430,000998
Cash dividends$9,085,000345
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$18,592,760361
2012-09-30 (YTD Data)Rank
Total interest income$56,595,000366
Total interest expense$6,066,000554
Net interest income$50,529,000350
Provision for loan and lease losses$1,500,0001,077
Total noninterest income$9,986,000549
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$5,875,000208
Trading account gains and fees$0157
Additional Noninterest Income$4,111,000745
Total noninterest expense$37,637,000435
Salaries and employee benefits$19,182,000422
Premises and equipment expense$6,245,000301
Additional noninterest expense$12,210,000466
Pre-tax net operating income$21,378,000324
Securities gains (losses)$11,0003,090
Applicable income taxes$7,246,000292
Income before extraordinary items$14,143,000375
Extraordinary gains, net$020
Net income$14,143,000375
Minority interest net income$086
Net income of bank and minority interests.$14,143,000375
Net charge-offs$2,243,000851
Cash dividends$1,085,0001,251
Sale, conversion, retirement of capital stock, net$0952
Net operating income$14,135,740361
2012-06-30 (YTD Data)Rank
Total interest income$37,775,000367
Total interest expense$4,186,000554
Net interest income$33,589,000354
Provision for loan and lease losses$1,500,000796
Total noninterest income$6,692,000528
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$3,959,000206
Trading account gains and fees$0153
Additional Noninterest Income$2,733,000741
Total noninterest expense$24,746,000438
Salaries and employee benefits$12,514,000425
Premises and equipment expense$4,217,000300
Additional noninterest expense$8,015,000471
Pre-tax net operating income$14,035,000321
Securities gains (losses)$2,0003,012
Applicable income taxes$4,696,000295
Income before extraordinary items$9,341,000361
Extraordinary gains, net$019
Net income$9,341,000360
Minority interest net income$084
Net income of bank and minority interests.$9,341,000360
Net charge-offs$-378,0007,208
Cash dividends$265,0002,272
Sale, conversion, retirement of capital stock, net$0928
Net operating income$9,339,660342
2012-03-31 (YTD Data)Rank
Total interest income$18,989,000364
Total interest expense$2,157,000553
Net interest income$16,832,000351
Provision for loan and lease losses$1,500,000441
Total noninterest income$2,837,000616
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,966,000208
Trading account gains and fees$0148
Additional Noninterest Income$871,0001,008
Total noninterest expense$12,026,000439
Salaries and employee benefits$6,112,000432
Premises and equipment expense$2,109,000299
Additional noninterest expense$3,805,000481
Pre-tax net operating income$6,143,000358
Securities gains (losses)$02,210
Applicable income taxes$2,023,000320
Income before extraordinary items$4,120,000409
Extraordinary gains, net$019
Net income$4,120,000409
Minority interest net income$078
Net income of bank and minority interests.$4,120,000410
Net charge-offs$106,0002,392
Cash dividends$265,0001,367
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,120,000387
2011-12-31 (YTD Data)Rank
Total interest income$52,668,000517
Total interest expense$7,186,000828
Net interest income$45,482,000484
Provision for loan and lease losses$4,050,000934
Total noninterest income$2,766,0001,590
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$6,016,000270
Trading account gains and fees$0146
Additional Noninterest Income$-3,250,0007,307
Total noninterest expense$29,053,000685
Salaries and employee benefits$14,517,000676
Premises and equipment expense$4,475,000565
Additional noninterest expense$10,061,000714
Pre-tax net operating income$15,145,000450
Securities gains (losses)$27,0002,953
Applicable income taxes$4,936,000415
Income before extraordinary items$10,236,000528
Extraordinary gains, net$029
Net income$10,236,000528
Minority interest net income$096
Net income of bank and minority interests.$10,236,000529
Net charge-offs$3,983,000972
Cash dividends$2,600,000752
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,217,910516
2011-09-30 (YTD Data)Rank
Total interest income$39,095,000527
Total interest expense$5,535,000842
Net interest income$33,560,000491
Provision for loan and lease losses$1,425,0001,556
Total noninterest income$1,416,0002,085
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$4,428,000270
Trading account gains and fees$0145
Additional Noninterest Income$-3,012,0007,404
Total noninterest expense$21,072,000696
Salaries and employee benefits$10,503,000703
Premises and equipment expense$3,314,000579
Additional noninterest expense$7,255,000728
Pre-tax net operating income$12,479,000423
Securities gains (losses)$27,0002,687
Applicable income taxes$4,049,000384
Income before extraordinary items$8,457,000493
Extraordinary gains, net$021
Net income$8,457,000492
Minority interest net income$087
Net income of bank and minority interests.$8,457,000493
Net charge-offs$978,0001,912
Cash dividends$300,0002,322
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,438,640480
2011-06-30 (YTD Data)Rank
Total interest income$26,157,000534
Total interest expense$3,773,000862
Net interest income$22,384,000494
Provision for loan and lease losses$1,350,0001,227
Total noninterest income$1,649,0001,384
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,862,000277
Trading account gains and fees$0153
Additional Noninterest Income$-1,213,0007,451
Total noninterest expense$14,046,000706
Salaries and employee benefits$7,013,000707
Premises and equipment expense$2,173,000595
Additional noninterest expense$4,860,000739
Pre-tax net operating income$8,637,000417
Securities gains (losses)$-177,0007,372
Applicable income taxes$2,763,000375
Income before extraordinary items$5,697,000480
Extraordinary gains, net$015
Net income$5,697,000479
Minority interest net income$089
Net income of bank and minority interests.$5,697,000480
Net charge-offs$552,0002,047
Cash dividends$200,0002,272
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,815,590451
2011-03-31 (YTD Data)Rank
Total interest income$13,248,000529
Total interest expense$1,932,000875
Net interest income$11,316,000487
Provision for loan and lease losses$675,0001,168
Total noninterest income$962,0001,248
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,403,000282
Trading account gains and fees$0158
Additional Noninterest Income$-441,0007,500
Total noninterest expense$7,340,000692
Salaries and employee benefits$3,731,000663
Premises and equipment expense$1,067,000624
Additional noninterest expense$2,542,000710
Pre-tax net operating income$4,263,000423
Securities gains (losses)$19,0001,113
Applicable income taxes$1,391,000362
Income before extraordinary items$2,891,000466
Extraordinary gains, net$09
Net income$2,891,000464
Minority interest net income$086
Net income of bank and minority interests.$2,891,000466
Net charge-offs$143,0002,398
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,878,080450
2010-12-31 (YTD Data)Rank
Total interest income$53,884,000546
Total interest expense$10,421,000777
Net interest income$43,463,000494
Provision for loan and lease losses$6,300,000954
Total noninterest income$4,093,0001,242
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$6,824,000237
Trading account gains and fees$0175
Additional Noninterest Income$-2,731,0007,591
Total noninterest expense$30,117,000672
Salaries and employee benefits$14,806,000654
Premises and equipment expense$4,684,000540
Additional noninterest expense$10,627,000711
Pre-tax net operating income$11,139,000492
Securities gains (losses)$71,0002,431
Applicable income taxes$3,475,000481
Income before extraordinary items$7,735,000579
Extraordinary gains, net$029
Net income$7,735,000578
Minority interest net income$0111
Net income of bank and minority interests.$7,735,000579
Net charge-offs$5,610,000925
Cash dividends$450,0002,473
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,686,010561
2010-09-30 (YTD Data)Rank
Total interest income$40,251,000549
Total interest expense$8,292,000751
Net interest income$31,959,000497
Provision for loan and lease losses$5,025,000874
Total noninterest income$3,645,0001,089
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$5,202,000235
Trading account gains and fees$0165
Additional Noninterest Income$-1,557,0007,691
Total noninterest expense$21,989,000682
Salaries and employee benefits$10,464,000688
Premises and equipment expense$3,563,000538
Additional noninterest expense$7,962,000681
Pre-tax net operating income$8,590,000501
Securities gains (losses)$1,0003,533
Applicable income taxes$2,665,000473
Income before extraordinary items$5,926,000582
Extraordinary gains, net$023
Net income$5,926,000581
Minority interest net income$0110
Net income of bank and minority interests.$5,926,000582
Net charge-offs$3,897,000929
Cash dividends$350,0002,185
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,925,310559
2010-06-30 (YTD Data)Rank
Total interest income$26,877,000557
Total interest expense$5,838,000731
Net interest income$21,039,000503
Provision for loan and lease losses$3,125,000919
Total noninterest income$1,558,0001,474
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$3,419,000241
Trading account gains and fees$0152
Additional Noninterest Income$-1,861,0007,792
Total noninterest expense$14,269,000697
Salaries and employee benefits$7,048,000676
Premises and equipment expense$2,383,000536
Additional noninterest expense$4,838,000749
Pre-tax net operating income$5,203,000530
Securities gains (losses)$03,184
Applicable income taxes$1,591,000472
Income before extraordinary items$3,612,000624
Extraordinary gains, net$019
Net income$3,612,000624
Minority interest net income$0105
Net income of bank and minority interests.$3,612,000625
Net charge-offs$1,082,0001,643
Cash dividends$200,0002,292
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,612,000599
2010-03-31 (YTD Data)Rank
Total interest income$13,323,000579
Total interest expense$3,002,000754
Net interest income$10,321,000524
Provision for loan and lease losses$1,875,000785
Total noninterest income$1,934,000740
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,584,000258
Trading account gains and fees$0175
Additional Noninterest Income$350,0001,657
Total noninterest expense$6,855,000729
Salaries and employee benefits$3,467,000698
Premises and equipment expense$1,192,000557
Additional noninterest expense$2,196,000820
Pre-tax net operating income$3,525,000382
Securities gains (losses)$02,284
Applicable income taxes$1,114,000352
Income before extraordinary items$2,411,000449
Extraordinary gains, net$016
Net income$2,411,000450
Minority interest net income$091
Net income of bank and minority interests.$2,411,000451
Net charge-offs$246,0002,235
Cash dividends$100,0001,873
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,411,000439
2009-12-31 (YTD Data)Rank
Total interest income$59,363,000552
Total interest expense$14,791,000786
Net interest income$44,572,000483
Provision for loan and lease losses$6,375,0001,196
Total noninterest income$8,492,000730
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$6,617,000266
Trading account gains and fees$0211
Additional Noninterest Income$1,875,0001,437
Total noninterest expense$29,797,000707
Salaries and employee benefits$15,502,000610
Premises and equipment expense$4,851,000547
Additional noninterest expense$9,444,000848
Pre-tax net operating income$16,892,000251
Securities gains (losses)$10,0003,254
Applicable income taxes$5,526,000247
Income before extraordinary items$11,376,000281
Extraordinary gains, net$034
Net income$11,376,000283
Minority interest net income$0115
Net income of bank and minority interests.$11,376,000283
Net charge-offs$784,0003,203
Cash dividends$560,0002,406
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$11,369,300283
2009-09-30 (YTD Data)Rank
Total interest income$44,300,000567
Total interest expense$11,439,000804
Net interest income$32,861,000495
Provision for loan and lease losses$4,075,0001,210
Total noninterest income$5,865,000772
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$4,905,000269
Trading account gains and fees$0212
Additional Noninterest Income$960,0001,878
Total noninterest expense$21,671,000725
Salaries and employee benefits$11,310,000653
Premises and equipment expense$3,736,000548
Additional noninterest expense$6,625,000851
Pre-tax net operating income$12,980,000257
Securities gains (losses)$03,497
Applicable income taxes$4,262,000248
Income before extraordinary items$8,718,000293
Extraordinary gains, net$027
Net income$8,718,000292
Minority interest net income$0118
Net income of bank and minority interests.$8,718,000293
Net charge-offs$651,0002,711
Cash dividends$365,0002,389
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,718,000290
2009-06-30 (YTD Data)Rank
Total interest income$28,868,000597
Total interest expense$7,855,000827
Net interest income$21,013,000517
Provision for loan and lease losses$2,700,0001,160
Total noninterest income$3,978,000774
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$3,159,000274
Trading account gains and fees$0193
Additional Noninterest Income$819,0001,625
Total noninterest expense$14,424,000735
Salaries and employee benefits$7,561,000658
Premises and equipment expense$2,469,000562
Additional noninterest expense$4,394,000867
Pre-tax net operating income$7,867,000284
Securities gains (losses)$03,136
Applicable income taxes$2,521,000282
Income before extraordinary items$5,346,000331
Extraordinary gains, net$021
Net income$5,346,000328
Minority interest net income$0112
Net income of bank and minority interests.$5,346,000330
Net charge-offs$487,0002,381
Cash dividends$365,0001,985
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,346,000316
2009-03-31 (YTD Data)Rank
Total interest income$14,080,000617
Total interest expense$4,097,000816
Net interest income$9,983,000542
Provision for loan and lease losses$1,350,000990
Total noninterest income$1,942,000760
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,541,000272
Trading account gains and fees$0171
Additional Noninterest Income$401,0001,617
Total noninterest expense$6,898,000722
Salaries and employee benefits$3,731,000673
Premises and equipment expense$1,283,000545
Additional noninterest expense$1,884,000880
Pre-tax net operating income$3,677,000330
Securities gains (losses)$02,434
Applicable income taxes$1,167,000318
Income before extraordinary items$2,510,000379
Extraordinary gains, net$015
Net income$2,510,000379
Minority interest net income$0102
Net income of bank and minority interests.$2,510,000381
Net charge-offs$9,0004,815
Cash dividends$225,0001,606
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,510,000349
2008-12-31 (YTD Data)Rank
Total interest income$62,988,000592
Total interest expense$21,115,000748
Net interest income$41,873,000522
Provision for loan and lease losses$5,835,000901
Total noninterest income$7,765,000730
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$6,700,000271
Trading account gains and fees$0154
Additional Noninterest Income$1,065,0002,041
Total noninterest expense$28,872,000690
Salaries and employee benefits$15,856,000611
Premises and equipment expense$5,482,000500
Additional noninterest expense$7,534,000866
Pre-tax net operating income$14,931,000364
Securities gains (losses)$1,118,000195
Applicable income taxes$5,175,000312
Income before extraordinary items$10,874,000361
Extraordinary gains, net$039
Net income$10,874,000361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,524,000632
Cash dividends$1,500,0001,715
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$10,113,760401
2008-09-30 (YTD Data)Rank
Total interest income$47,745,000610
Total interest expense$16,457,000753
Net interest income$31,288,000536
Provision for loan and lease losses$5,835,000582
Total noninterest income$6,222,000727
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$4,960,000282
Trading account gains and fees$0148
Additional Noninterest Income$1,262,0001,534
Total noninterest expense$21,383,000694
Salaries and employee benefits$11,631,000645
Premises and equipment expense$4,134,000507
Additional noninterest expense$5,618,000831
Pre-tax net operating income$10,292,000498
Securities gains (losses)$1,129,000165
Applicable income taxes$3,679,000393
Income before extraordinary items$7,742,000472
Extraordinary gains, net$031
Net income$7,742,000471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,959,000446
Cash dividends$850,0002,036
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,974,280546
2008-06-30 (YTD Data)Rank
Total interest income$31,603,000620
Total interest expense$11,625,000737
Net interest income$19,978,000561
Provision for loan and lease losses$1,000,0001,220
Total noninterest income$3,982,000766
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$3,210,000283
Trading account gains and fees$0149
Additional Noninterest Income$772,0001,671
Total noninterest expense$14,053,000697
Salaries and employee benefits$7,702,000648
Premises and equipment expense$2,678,000516
Additional noninterest expense$3,673,000816
Pre-tax net operating income$8,907,000415
Securities gains (losses)$802,000205
Applicable income taxes$3,167,000374
Income before extraordinary items$6,542,000431
Extraordinary gains, net$021
Net income$6,542,000430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0002,782
Cash dividends$650,0001,942
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,004,660451
2008-03-31 (YTD Data)Rank
Total interest income$16,019,000633
Total interest expense$6,287,000732
Net interest income$9,732,000570
Provision for loan and lease losses$275,0001,490
Total noninterest income$1,943,000773
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,581,000285
Trading account gains and fees$0158
Additional Noninterest Income$362,0001,736
Total noninterest expense$6,928,000690
Salaries and employee benefits$3,831,000656
Premises and equipment expense$1,297,000533
Additional noninterest expense$1,800,000795
Pre-tax net operating income$4,472,000451
Securities gains (losses)$308,000319
Applicable income taxes$1,556,000413
Income before extraordinary items$3,224,000468
Extraordinary gains, net$015
Net income$3,224,000469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,100
Cash dividends$250,0002,054
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,017,640483
2007-12-31 (YTD Data)Rank
Total interest income$71,214,000595
Total interest expense$27,379,000718
Net interest income$43,835,000518
Provision for loan and lease losses$1,080,0001,341
Total noninterest income$8,240,000724
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$6,946,000270
Trading account gains and fees$0178
Additional Noninterest Income$1,294,0001,860
Total noninterest expense$27,098,000700
Salaries and employee benefits$15,675,000614
Premises and equipment expense$4,983,000532
Additional noninterest expense$6,440,000880
Pre-tax net operating income$23,897,000406
Securities gains (losses)$11,0001,315
Applicable income taxes$8,012,000386
Income before extraordinary items$15,896,000427
Extraordinary gains, net$039
Net income$15,896,000424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$753,0001,262
Cash dividends$3,575,0001,037
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$15,888,740419
2007-09-30 (YTD Data)Rank
Total interest income$53,226,000589
Total interest expense$20,480,000722
Net interest income$32,746,000519
Provision for loan and lease losses$700,0001,201
Total noninterest income$6,110,000732
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$5,173,000265
Trading account gains and fees$0184
Additional Noninterest Income$937,0001,914
Total noninterest expense$20,230,000691
Salaries and employee benefits$11,410,000636
Premises and equipment expense$3,808,000523
Additional noninterest expense$5,012,000826
Pre-tax net operating income$17,926,000436
Securities gains (losses)$5,0001,185
Applicable income taxes$6,034,000411
Income before extraordinary items$11,897,000463
Extraordinary gains, net$033
Net income$11,897,000461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,620
Cash dividends$725,0002,429
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$11,893,700454
2007-06-30 (YTD Data)Rank
Total interest income$34,801,000620
Total interest expense$13,523,000728
Net interest income$21,278,000544
Provision for loan and lease losses$480,0001,063
Total noninterest income$4,000,000774
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$3,401,000272
Trading account gains and fees$0168
Additional Noninterest Income$599,0001,986
Total noninterest expense$13,422,000707
Salaries and employee benefits$7,540,000661
Premises and equipment expense$2,535,000541
Additional noninterest expense$3,347,000836
Pre-tax net operating income$11,376,000480
Securities gains (losses)$1,0001,305
Applicable income taxes$3,743,000472
Income before extraordinary items$7,634,000517
Extraordinary gains, net$029
Net income$7,634,000516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0001,069
Cash dividends$425,0002,674
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$7,633,330506
2007-03-31 (YTD Data)Rank
Total interest income$16,966,000631
Total interest expense$6,647,000733
Net interest income$10,319,000565
Provision for loan and lease losses$120,0001,752
Total noninterest income$1,941,000773
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,649,000268
Trading account gains and fees$0195
Additional Noninterest Income$292,0001,999
Total noninterest expense$6,550,000718
Salaries and employee benefits$3,718,000674
Premises and equipment expense$1,220,000557
Additional noninterest expense$1,612,000851
Pre-tax net operating income$5,590,000489
Securities gains (losses)$1,0001,055
Applicable income taxes$1,834,000474
Income before extraordinary items$3,757,000518
Extraordinary gains, net$022
Net income$3,757,000517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,000642
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,756,330508
2006-12-31 (YTD Data)Rank
Total interest income$62,257,000629
Total interest expense$20,946,000802
Net interest income$41,311,000559
Provision for loan and lease losses$720,0001,378
Total noninterest income$8,450,000703
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$7,116,000247
Trading account gains and fees$0130
Additional Noninterest Income$1,334,0001,809
Total noninterest expense$26,803,000668
Salaries and employee benefits$15,048,000623
Premises and equipment expense$5,443,000472
Additional noninterest expense$6,312,000846
Pre-tax net operating income$22,238,000500
Securities gains (losses)$01,687
Applicable income taxes$7,603,000469
Income before extraordinary items$14,635,000537
Extraordinary gains, net$051
Net income$14,635,000535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,002,000684
Cash dividends$2,233,0001,401
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$14,635,000529
2006-09-30 (YTD Data)Rank
Total interest income$44,421,000665
Total interest expense$14,705,000839
Net interest income$29,716,000597
Provision for loan and lease losses$720,0001,024
Total noninterest income$6,339,000716
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$5,297,000253
Trading account gains and fees$0126
Additional Noninterest Income$1,042,0001,766
Total noninterest expense$19,806,000683
Salaries and employee benefits$11,080,000649
Premises and equipment expense$3,997,000490
Additional noninterest expense$4,729,000856
Pre-tax net operating income$15,529,000543
Securities gains (losses)$01,388
Applicable income taxes$5,169,000530
Income before extraordinary items$10,360,000581
Extraordinary gains, net$045
Net income$10,360,000581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,023,000454
Cash dividends$1,833,0001,231
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$10,360,000569
2006-06-30 (YTD Data)Rank
Total interest income$28,324,000679
Total interest expense$9,057,000855
Net interest income$19,267,000608
Provision for loan and lease losses$480,0001,013
Total noninterest income$4,120,000733
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,467,000254
Trading account gains and fees$0126
Additional Noninterest Income$653,0001,855
Total noninterest expense$13,021,000693
Salaries and employee benefits$7,368,000660
Premises and equipment expense$2,615,000498
Additional noninterest expense$3,038,000874
Pre-tax net operating income$9,886,000571
Securities gains (losses)$01,185
Applicable income taxes$3,365,000542
Income before extraordinary items$6,521,000616
Extraordinary gains, net$039
Net income$6,521,000614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$656,000471
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$6,521,000604
2006-03-31 (YTD Data)Rank
Total interest income$13,665,000682
Total interest expense$4,270,000862
Net interest income$9,395,000615
Provision for loan and lease losses$240,000964
Total noninterest income$2,025,000733
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,696,000253
Trading account gains and fees$0115
Additional Noninterest Income$329,0001,804
Total noninterest expense$6,496,000695
Salaries and employee benefits$3,678,000660
Premises and equipment expense$1,274,000507
Additional noninterest expense$1,544,000859
Pre-tax net operating income$4,684,000579
Securities gains (losses)$0955
Applicable income taxes$1,595,000559
Income before extraordinary items$3,089,000640
Extraordinary gains, net$021
Net income$3,089,000639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0008,445
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,089,000625
2005-12-31 (YTD Data)Rank
Total interest income$48,986,000660
Total interest expense$13,492,000838
Net interest income$35,494,000615
Provision for loan and lease losses$960,0001,083
Total noninterest income$8,677,000691
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$7,416,000238
Trading account gains and fees$0138
Additional Noninterest Income$1,261,0001,894
Total noninterest expense$25,736,000674
Salaries and employee benefits$14,438,000626
Premises and equipment expense$4,965,000498
Additional noninterest expense$6,333,000823
Pre-tax net operating income$17,475,000595
Securities gains (losses)$02,296
Applicable income taxes$6,004,000568
Income before extraordinary items$11,471,000645
Extraordinary gains, net$046
Net income$11,471,000646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$433,0001,313
Cash dividends$14,250,000304
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,471,000634
2005-09-30 (YTD Data)Rank
Total interest income$35,298,000669
Total interest expense$9,452,000840
Net interest income$25,846,000625
Provision for loan and lease losses$720,0001,030
Total noninterest income$6,685,000678
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$5,567,000231
Trading account gains and fees$0126
Additional Noninterest Income$1,118,0001,673
Total noninterest expense$18,870,000673
Salaries and employee benefits$10,584,000637
Premises and equipment expense$3,659,000499
Additional noninterest expense$4,627,000831
Pre-tax net operating income$12,941,000598
Securities gains (losses)$02,317
Applicable income taxes$4,452,000569
Income before extraordinary items$8,489,000654
Extraordinary gains, net$035
Net income$8,489,000654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,0001,239
Cash dividends$250,0003,766
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,489,000640
2005-06-30 (YTD Data)Rank
Total interest income$22,721,000674
Total interest expense$5,884,000846
Net interest income$16,837,000628
Provision for loan and lease losses$480,0001,006
Total noninterest income$4,374,000680
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$3,588,000231
Trading account gains and fees$0116
Additional Noninterest Income$786,0001,600
Total noninterest expense$12,433,000676
Salaries and employee benefits$7,026,000632
Premises and equipment expense$2,434,000493
Additional noninterest expense$2,973,000848
Pre-tax net operating income$8,298,000600
Securities gains (losses)$02,146
Applicable income taxes$2,866,000576
Income before extraordinary items$5,432,000661
Extraordinary gains, net$030
Net income$5,432,000661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0001,247
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$5,432,000646
2005-03-31 (YTD Data)Rank
Total interest income$10,981,000683
Total interest expense$2,767,000856
Net interest income$8,214,000631
Provision for loan and lease losses$240,000955
Total noninterest income$2,019,000708
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,678,000238
Trading account gains and fees$0115
Additional Noninterest Income$341,0001,730
Total noninterest expense$6,085,000690
Salaries and employee benefits$3,469,000639
Premises and equipment expense$1,195,000502
Additional noninterest expense$1,421,000883
Pre-tax net operating income$3,908,000634
Securities gains (losses)$01,685
Applicable income taxes$1,344,000613
Income before extraordinary items$2,564,000694
Extraordinary gains, net$024
Net income$2,564,000694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0001,177
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,564,000672
2004-12-31 (YTD Data)Rank
Total interest income$40,514,000688
Total interest expense$9,433,000853
Net interest income$31,081,000643
Provision for loan and lease losses$1,650,000655
Total noninterest income$9,091,000660
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$7,747,000230
Trading account gains and fees$0138
Additional Noninterest Income$1,344,0001,764
Total noninterest expense$24,148,000676
Salaries and employee benefits$13,510,000632
Premises and equipment expense$4,709,000498
Additional noninterest expense$5,929,000842
Pre-tax net operating income$14,374,000637
Securities gains (losses)$03,819
Applicable income taxes$4,870,000611
Income before extraordinary items$9,504,000700
Extraordinary gains, net$034
Net income$9,504,000701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$588,0001,176
Cash dividends$1,100,0002,152
Sale, conversion, retirement of capital stock, net$0872
Net operating income$9,504,000674
2004-09-30 (YTD Data)Rank
Total interest income$29,778,000699
Total interest expense$6,821,000864
Net interest income$22,957,000646
Provision for loan and lease losses$1,350,000582
Total noninterest income$6,920,000655
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$5,822,000238
Trading account gains and fees$0134
Additional Noninterest Income$1,098,0001,663
Total noninterest expense$17,786,000681
Salaries and employee benefits$9,830,000644
Premises and equipment expense$3,508,000506
Additional noninterest expense$4,448,000837
Pre-tax net operating income$10,741,000640
Securities gains (losses)$03,710
Applicable income taxes$3,613,000628
Income before extraordinary items$7,128,000712
Extraordinary gains, net$026
Net income$7,128,000713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$440,0001,077
Cash dividends$750,0002,092
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,128,000682
2004-06-30 (YTD Data)Rank
Total interest income$19,672,000693
Total interest expense$4,443,000875
Net interest income$15,229,000639
Provision for loan and lease losses$900,000563
Total noninterest income$4,541,000661
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$3,778,000235
Trading account gains and fees$0130
Additional Noninterest Income$763,0001,602
Total noninterest expense$11,581,000695
Salaries and employee benefits$6,399,000654
Premises and equipment expense$2,254,000517
Additional noninterest expense$2,928,000844
Pre-tax net operating income$7,289,000628
Securities gains (losses)$03,413
Applicable income taxes$2,494,000611
Income before extraordinary items$4,795,000700
Extraordinary gains, net$021
Net income$4,795,000700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0001,593
Cash dividends$750,0001,594
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,795,000669
2004-03-31 (YTD Data)Rank
Total interest income$9,857,000701
Total interest expense$2,246,000886
Net interest income$7,611,000648
Provision for loan and lease losses$450,000561
Total noninterest income$2,141,000683
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,850,000239
Trading account gains and fees$0121
Additional Noninterest Income$291,0001,921
Total noninterest expense$5,670,000714
Salaries and employee benefits$3,200,000668
Premises and equipment expense$1,065,000549
Additional noninterest expense$1,405,000885
Pre-tax net operating income$3,632,000620
Securities gains (losses)$02,934
Applicable income taxes$1,239,000626
Income before extraordinary items$2,393,000699
Extraordinary gains, net$016
Net income$2,393,000699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0001,385
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,393,000646
2003-12-31 (YTD Data)Rank
Total interest income$39,350,000713
Total interest expense$10,414,000852
Net interest income$28,936,000655
Provision for loan and lease losses$1,650,000753
Total noninterest income$7,408,000828
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$7,027,000248
Trading account gains and fees$0160
Additional Noninterest Income$381,0004,068
Total noninterest expense$22,112,000733
Salaries and employee benefits$12,377,000685
Premises and equipment expense$3,877,000589
Additional noninterest expense$5,858,000873
Pre-tax net operating income$12,582,000695
Securities gains (losses)$48,0002,552
Applicable income taxes$4,261,000705
Income before extraordinary items$8,369,000776
Extraordinary gains, net$054
Net income$8,369,000778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,022,000910
Cash dividends$5,000,000626
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,337,320728
2003-09-30 (YTD Data)Rank
Total interest income$29,339,000738
Total interest expense$8,139,000853
Net interest income$21,200,000675
Provision for loan and lease losses$1,200,000763
Total noninterest income$5,189,000903
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$5,158,000268
Trading account gains and fees$0153
Additional Noninterest Income$31,0007,823
Total noninterest expense$16,433,000751
Salaries and employee benefits$9,188,000712
Premises and equipment expense$2,844,000611
Additional noninterest expense$4,401,000880
Pre-tax net operating income$8,756,000777
Securities gains (losses)$48,0002,347
Applicable income taxes$2,905,000795
Income before extraordinary items$5,899,000856
Extraordinary gains, net$040
Net income$5,899,000857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$627,000986
Cash dividends$5,000,000478
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,866,840799
2003-06-30 (YTD Data)Rank
Total interest income$19,618,000745
Total interest expense$5,644,000849
Net interest income$13,974,000684
Provision for loan and lease losses$900,000691
Total noninterest income$3,325,000926
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$3,411,000268
Trading account gains and fees$0150
Additional Noninterest Income$-86,0009,261
Total noninterest expense$10,823,000761
Salaries and employee benefits$6,067,000720
Premises and equipment expense$1,886,000615
Additional noninterest expense$2,870,000903
Pre-tax net operating income$5,576,000802
Securities gains (losses)$48,0002,051
Applicable income taxes$1,902,000802
Income before extraordinary items$3,722,000910
Extraordinary gains, net$030
Net income$3,722,000911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,0001,002
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,690,320846
2003-03-31 (YTD Data)Rank
Total interest income$10,066,000732
Total interest expense$2,886,000856
Net interest income$7,180,000668
Provision for loan and lease losses$450,000656
Total noninterest income$1,391,0001,029
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,681,000270
Trading account gains and fees$0134
Additional Noninterest Income$-290,0009,321
Total noninterest expense$5,358,000765
Salaries and employee benefits$2,991,000730
Premises and equipment expense$923,000632
Additional noninterest expense$1,444,000864
Pre-tax net operating income$2,763,000812
Securities gains (losses)$02,891
Applicable income taxes$932,000849
Income before extraordinary items$1,831,000919
Extraordinary gains, net$021
Net income$1,831,000918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,268
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,831,000849
2002-12-31 (YTD Data)Rank
Total interest income$41,225,000739
Total interest expense$12,656,000892
Net interest income$28,569,000663
Provision for loan and lease losses$1,500,000941
Total noninterest income$7,378,000768
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$6,434,000273
Trading account gains and fees$0153
Additional Noninterest Income$944,0002,265
Total noninterest expense$22,245,000728
Salaries and employee benefits$12,032,000688
Premises and equipment expense$4,345,000527
Additional noninterest expense$5,868,000848
Pre-tax net operating income$12,202,000724
Securities gains (losses)$2,042,000277
Applicable income taxes$4,727,000620
Income before extraordinary items$9,517,000663
Extraordinary gains, net$070
Net income$9,517,000665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,199,000536
Cash dividends$6,500,000497
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,148,860748
2001-12-31 (YTD Data)Rank
Total interest income$50,137,000699
Total interest expense$21,362,000771
Net interest income$28,775,000629
Provision for loan and lease losses$2,400,000607
Total noninterest income$6,620,000782
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$6,024,000275
Trading account gains and fees$0177
Additional Noninterest Income$596,0002,841
Total noninterest expense$21,004,000733
Salaries and employee benefits$11,421,000660
Premises and equipment expense$4,095,000542
Additional noninterest expense$5,488,000891
Pre-tax net operating income$11,991,000651
Securities gains (losses)$04,612
Applicable income taxes$4,158,000627
Income before extraordinary items$7,833,000721
Extraordinary gains, net$0105
Net income$7,833,000722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$777,0001,125
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$7,833,000689
2000-12-31 (YTD Data)Rank
Total interest income$52,548,000694
Total interest expense$22,515,000811
Net interest income$30,033,000611
Provision for loan and lease losses$1,800,000663
Total noninterest income$6,587,000756
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$5,758,000260
Trading account gains and fees$0180
Additional Noninterest Income$829,0002,109
Total noninterest expense$19,555,000770
Salaries and employee benefits$10,759,000667
Premises and equipment expense$3,249,000656
Additional noninterest expense$5,547,000886
Pre-tax net operating income$15,265,000550
Securities gains (losses)$2,0001,609
Applicable income taxes$5,322,000528
Income before extraordinary items$9,945,000575
Extraordinary gains, net$038
Net income$9,945,000575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$463,0001,310
Cash dividends$4,850,000646
Sale, conversion, retirement of capital stock, net$0969
Net operating income$9,943,700571
1999-12-31 (YTD Data)Rank
Total interest income$48,215,000721
Total interest expense$20,676,000771
Net interest income$27,539,000677
Provision for loan and lease losses$1,440,000734
Total noninterest income$5,489,000870
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$4,981,000294
Trading account gains and fees$0173
Additional Noninterest Income$508,0002,934
Total noninterest expense$19,212,000784
Salaries and employee benefits$10,057,000701
Premises and equipment expense$3,150,000667
Additional noninterest expense$6,005,000843
Pre-tax net operating income$12,376,000690
Securities gains (losses)$03,155
Applicable income taxes$4,004,000704
Income before extraordinary items$8,372,000706
Extraordinary gains, net$-21,00010,163
Net income$8,351,000709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$931,000742
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$8,372,000694
1998-12-31 (YTD Data)Rank
Total interest income$47,676,000707
Total interest expense$21,704,000753
Net interest income$25,972,000686
Provision for loan and lease losses$1,440,000726
Total noninterest income$4,038,0001,079
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$3,344,000391
Trading account gains and fees$0224
Additional Noninterest Income$694,0002,403
Total noninterest expense$17,543,000826
Salaries and employee benefits$9,261,000733
Premises and equipment expense$3,077,000682
Additional noninterest expense$5,205,000923
Pre-tax net operating income$11,027,000720
Securities gains (losses)$04,449
Applicable income taxes$3,816,000711
Income before extraordinary items$7,211,000767
Extraordinary gains, net$032
Net income$7,211,000768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,0001,441
Cash dividends$2,375,0001,176
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$7,211,000743
1997-12-31 (YTD Data)Rank
Total interest income$40,009,000855
Total interest expense$18,148,000906
Net interest income$21,861,000826
Provision for loan and lease losses$930,0001,040
Total noninterest income$4,151,0001,052
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$2,967,000444
Trading account gains and fees$0239
Additional Noninterest Income$1,184,0001,572
Total noninterest expense$14,717,000946
Salaries and employee benefits$8,000,000831
Premises and equipment expense$2,422,000831
Additional noninterest expense$4,295,0001,079
Pre-tax net operating income$10,365,000794
Securities gains (losses)$03,944
Applicable income taxes$3,468,000828
Income before extraordinary items$6,897,000811
Extraordinary gains, net$044
Net income$6,897,000813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$322,0001,865
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,897,000793
1996-12-31 (YTD Data)Rank
Total interest income$28,442,0001,210
Total interest expense$11,481,0001,412
Net interest income$16,961,0001,068
Provision for loan and lease losses$720,0001,294
Total noninterest income$3,711,0001,174
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,384,000574
Trading account gains and fees$0262
Additional Noninterest Income$1,327,0001,490
Total noninterest expense$10,734,0001,339
Salaries and employee benefits$5,962,0001,126
Premises and equipment expense$1,836,0001,139
Additional noninterest expense$2,936,0001,771
Pre-tax net operating income$9,218,000838
Securities gains (losses)$04,148
Applicable income taxes$1,845,0001,327
Income before extraordinary items$7,373,000740
Extraordinary gains, net$053
Net income$7,373,000740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0002,071
Cash dividends$700,0002,732
Sale, conversion, retirement of capital stock, net$0953
Net operating income$7,373,000725
1995-12-31 (YTD Data)Rank
Total interest income$25,351,0001,352
Total interest expense$10,504,0001,535
Net interest income$14,847,0001,213
Provision for loan and lease losses$610,0001,325
Total noninterest income$3,613,0001,197
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,176,000633
Trading account gains and fees$0522
Additional Noninterest Income$1,437,0001,406
Total noninterest expense$9,795,0001,450
Salaries and employee benefits$5,355,0001,244
Premises and equipment expense$1,375,0001,495
Additional noninterest expense$3,065,0001,672
Pre-tax net operating income$8,055,000974
Securities gains (losses)$03,831
Applicable income taxes$2,677,000994
Income before extraordinary items$5,378,000992
Extraordinary gains, net$065
Net income$5,378,000990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0001,782
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,378,000981
1994-12-31 (YTD Data)Rank
Total interest income$19,655,0001,572
Total interest expense$7,231,0001,741
Net interest income$12,424,0001,452
Provision for loan and lease losses$315,0002,173
Total noninterest income$3,302,0001,270
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,103,000654
Trading account gains and fees$0475
Additional Noninterest Income$1,199,0001,626
Total noninterest expense$9,845,0001,492
Salaries and employee benefits$4,781,0001,416
Premises and equipment expense$1,235,0001,678
Additional noninterest expense$3,829,0001,466
Pre-tax net operating income$5,566,0001,343
Securities gains (losses)$302,000385
Applicable income taxes$1,189,0001,895
Income before extraordinary items$4,679,0001,081
Extraordinary gains, net$0249
Net income$4,679,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-60,00011,981
Cash dividends$2,145,0001,048
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,437,4001,154
1993-12-31 (YTD Data)Rank
Total interest income$10,648,0002,912
Total interest expense$3,854,0003,273
Net interest income$6,794,0002,650
Provision for loan and lease losses$94,0005,936
Total noninterest income$1,751,0002,164
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,035,0001,307
Trading account gains and fees$0532
Additional Noninterest Income$716,0002,553
Total noninterest expense$5,803,0002,463
Salaries and employee benefits$2,396,0002,761
Premises and equipment expense$758,0002,684
Additional noninterest expense$2,649,0002,104
Pre-tax net operating income$2,648,0002,573
Securities gains (losses)$07,477
Applicable income taxes$806,0002,745
Income before extraordinary items$1,842,0002,719
Extraordinary gains, net$404,000551
Net income$2,246,0002,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,00012,131
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,842,0002,563
1992-12-31 (YTD Data)Rank
Total interest income$4,333,0007,096
Total interest expense$1,849,0007,484
Net interest income$2,484,0006,638
Provision for loan and lease losses$125,0006,594
Total noninterest income$382,0006,712
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$278,0004,723
Trading account gains and feesNANA
Additional Noninterest Income$104,0007,922
Total noninterest expense$2,273,0005,756
Salaries and employee benefits$825,0007,103
Premises and equipment expense$187,0008,147
Additional noninterest expense$1,261,0004,150
Pre-tax net operating income$468,0008,655
Securities gains (losses)$08,369
Applicable income taxes$242,0006,787
Income before extraordinary items$226,00010,237
Extraordinary gains, net$01,422
Net income$226,00010,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0005,195
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$226,0009,886

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.