Home > American Bank of St. Paul > Income and Expense
American Bank of St. Paul, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 2,439 |
| Total interest expense | $157,000 | 3,380 |
| Net interest income | $2,283,000 | 2,336 |
| Provision for loan and lease losses | $-444,000 | 6,315 |
| Total noninterest income | $3,469,000 | 523 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $129,000 | 2,040 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,340,000 | 398 |
| Total noninterest expense | $4,619,000 | 1,107 |
| Salaries and employee benefits | $3,181,000 | 899 |
| Premises and equipment expense | $630,000 | 978 |
| Additional noninterest expense | $808,000 | 1,866 |
| Pre-tax net operating income | $1,577,000 | 1,278 |
| Securities gains (losses) | $11,000 | 1,447 |
| Applicable income taxes | $77,000 | 2,673 |
| Income before extraordinary items | $1,511,000 | 1,124 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,511,000 | 1,125 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,511,000 | 1,125 |
| Net charge-offs | $-69,000 | 6,037 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,500,550 | 1,105 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,404,000 | 2,544 |
| Total interest expense | $793,000 | 3,051 |
| Net interest income | $8,611,000 | 2,459 |
| Provision for loan and lease losses | $-2,003,000 | 6,417 |
| Total noninterest income | $13,763,000 | 511 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $589,000 | 2,001 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $13,174,000 | 374 |
| Total noninterest expense | $19,182,000 | 1,066 |
| Salaries and employee benefits | $12,904,000 | 844 |
| Premises and equipment expense | $2,479,000 | 973 |
| Additional noninterest expense | $3,799,000 | 1,638 |
| Pre-tax net operating income | $5,195,000 | 1,464 |
| Securities gains (losses) | $-10,000 | 6,040 |
| Applicable income taxes | $358,000 | 2,495 |
| Income before extraordinary items | $4,827,000 | 1,351 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,827,000 | 1,351 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,827,000 | 1,350 |
| Net charge-offs | $-1,304,000 | 6,469 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,836,300 | 1,311 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,958,000 | 2,587 |
| Total interest expense | $615,000 | 3,033 |
| Net interest income | $6,343,000 | 2,515 |
| Provision for loan and lease losses | $-1,429,000 | 6,496 |
| Total noninterest income | $9,898,000 | 526 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $447,000 | 1,983 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $9,451,000 | 371 |
| Total noninterest expense | $14,208,000 | 1,078 |
| Salaries and employee benefits | $9,742,000 | 845 |
| Premises and equipment expense | $1,866,000 | 982 |
| Additional noninterest expense | $2,600,000 | 1,772 |
| Pre-tax net operating income | $3,462,000 | 1,640 |
| Securities gains (losses) | $-10,000 | 6,157 |
| Applicable income taxes | $543,000 | 1,911 |
| Income before extraordinary items | $2,909,000 | 1,626 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,909,000 | 1,627 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,909,000 | 1,626 |
| Net charge-offs | $-1,159,000 | 6,548 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,917,400 | 1,598 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,586,000 | 2,613 |
| Total interest expense | $421,000 | 3,020 |
| Net interest income | $4,165,000 | 2,545 |
| Provision for loan and lease losses | $-971,000 | 6,558 |
| Total noninterest income | $6,615,000 | 525 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $298,000 | 1,959 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $6,317,000 | 373 |
| Total noninterest expense | $9,244,000 | 1,094 |
| Salaries and employee benefits | $6,408,000 | 850 |
| Premises and equipment expense | $1,216,000 | 1,010 |
| Additional noninterest expense | $1,620,000 | 1,886 |
| Pre-tax net operating income | $2,507,000 | 1,493 |
| Securities gains (losses) | $-10,000 | 6,291 |
| Applicable income taxes | $386,000 | 1,799 |
| Income before extraordinary items | $2,111,000 | 1,460 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,111,000 | 1,462 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,111,000 | 1,462 |
| Net charge-offs | $-1,350,000 | 6,629 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,119,500 | 1,430 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 2,662 |
| Total interest expense | $216,000 | 2,996 |
| Net interest income | $2,026,000 | 2,594 |
| Provision for loan and lease losses | $-583,000 | 6,635 |
| Total noninterest income | $3,187,000 | 527 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $150,000 | 1,929 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,037,000 | 374 |
| Total noninterest expense | $4,619,000 | 1,104 |
| Salaries and employee benefits | $3,220,000 | 860 |
| Premises and equipment expense | $629,000 | 1,000 |
| Additional noninterest expense | $770,000 | 1,957 |
| Pre-tax net operating income | $1,177,000 | 1,538 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $202,000 | 1,702 |
| Income before extraordinary items | $975,000 | 1,529 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $975,000 | 1,532 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $975,000 | 1,532 |
| Net charge-offs | $-1,268,000 | 6,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $975,000 | 1,505 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,481,000 | 2,545 |
| Total interest expense | $1,114,000 | 2,713 |
| Net interest income | $8,367,000 | 2,494 |
| Provision for loan and lease losses | $-5,167,000 | 6,767 |
| Total noninterest income | $11,457,000 | 600 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $766,000 | 1,706 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,691,000 | 457 |
| Total noninterest expense | $17,852,000 | 1,149 |
| Salaries and employee benefits | $12,062,000 | 893 |
| Premises and equipment expense | $2,912,000 | 836 |
| Additional noninterest expense | $2,878,000 | 2,172 |
| Pre-tax net operating income | $7,139,000 | 1,062 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $293,000 | 2,657 |
| Income before extraordinary items | $6,849,000 | 912 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,849,000 | 913 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,849,000 | 913 |
| Net charge-offs | $1,075,000 | 1,200 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $6,846,120 | 889 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,702,000 | 2,374 |
| Total interest expense | $871,000 | 2,708 |
| Net interest income | $6,831,000 | 2,308 |
| Provision for loan and lease losses | $-3,668,000 | 6,852 |
| Total noninterest income | $8,464,000 | 618 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $593,000 | 1,658 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,871,000 | 479 |
| Total noninterest expense | $13,277,000 | 1,160 |
| Salaries and employee benefits | $9,093,000 | 890 |
| Premises and equipment expense | $2,288,000 | 810 |
| Additional noninterest expense | $1,896,000 | 2,425 |
| Pre-tax net operating income | $5,686,000 | 1,025 |
| Securities gains (losses) | $3,000 | 2,773 |
| Applicable income taxes | $179,000 | 2,882 |
| Income before extraordinary items | $5,510,000 | 864 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,510,000 | 865 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,510,000 | 866 |
| Net charge-offs | $1,721,000 | 666 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,507,090 | 844 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,319,000 | 2,303 |
| Total interest expense | $608,000 | 2,678 |
| Net interest income | $4,711,000 | 2,208 |
| Provision for loan and lease losses | $-2,818,000 | 6,904 |
| Total noninterest income | $5,330,000 | 655 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $411,000 | 1,597 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,919,000 | 509 |
| Total noninterest expense | $8,677,000 | 1,173 |
| Salaries and employee benefits | $6,158,000 | 882 |
| Premises and equipment expense | $1,618,000 | 755 |
| Additional noninterest expense | $901,000 | 3,197 |
| Pre-tax net operating income | $4,182,000 | 912 |
| Securities gains (losses) | $3,000 | 2,553 |
| Applicable income taxes | $141,000 | 2,752 |
| Income before extraordinary items | $4,044,000 | 770 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,044,000 | 772 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,044,000 | 772 |
| Net charge-offs | $330,000 | 1,600 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $4,041,090 | 740 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 2,375 |
| Total interest expense | $324,000 | 2,620 |
| Net interest income | $2,276,000 | 2,302 |
| Provision for loan and lease losses | $-850,000 | 6,972 |
| Total noninterest income | $2,300,000 | 737 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $218,000 | 1,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,082,000 | 570 |
| Total noninterest expense | $4,674,000 | 1,107 |
| Salaries and employee benefits | $2,887,000 | 949 |
| Premises and equipment expense | $854,000 | 728 |
| Additional noninterest expense | $933,000 | 1,712 |
| Pre-tax net operating income | $752,000 | 2,141 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $104,000 | 2,369 |
| Income before extraordinary items | $649,000 | 2,122 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $649,000 | 2,124 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $649,000 | 2,124 |
| Net charge-offs | $1,430,000 | 345 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $648,140 | 2,040 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,567,000 | 2,086 |
| Total interest expense | $1,844,000 | 2,285 |
| Net interest income | $10,723,000 | 2,023 |
| Provision for loan and lease losses | $2,640,000 | 859 |
| Total noninterest income | $10,473,000 | 663 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $810,000 | 1,676 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $9,663,000 | 507 |
| Total noninterest expense | $24,111,000 | 830 |
| Salaries and employee benefits | $12,025,000 | 867 |
| Premises and equipment expense | $3,423,000 | 704 |
| Additional noninterest expense | $8,663,000 | 810 |
| Pre-tax net operating income | $-5,555,000 | 6,968 |
| Securities gains (losses) | $545,000 | 871 |
| Applicable income taxes | $-123,000 | 6,727 |
| Income before extraordinary items | $-4,887,000 | 6,963 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,887,000 | 6,962 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-4,887,000 | 6,962 |
| Net charge-offs | $5,058,000 | 576 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-5,421,100 | 6,962 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,703,000 | 2,062 |
| Total interest expense | $1,465,000 | 2,251 |
| Net interest income | $8,238,000 | 2,017 |
| Provision for loan and lease losses | $2,640,000 | 686 |
| Total noninterest income | $8,543,000 | 615 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $586,000 | 1,745 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,957,000 | 465 |
| Total noninterest expense | $19,394,000 | 779 |
| Salaries and employee benefits | $9,414,000 | 835 |
| Premises and equipment expense | $2,652,000 | 686 |
| Additional noninterest expense | $7,328,000 | 718 |
| Pre-tax net operating income | $-5,253,000 | 7,094 |
| Securities gains (losses) | $545,000 | 703 |
| Applicable income taxes | $-123,000 | 6,929 |
| Income before extraordinary items | $-4,585,000 | 7,094 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-4,585,000 | 7,094 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,585,000 | 7,094 |
| Net charge-offs | $2,440,000 | 793 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-5,113,650 | 7,091 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,781,000 | 1,984 |
| Total interest expense | $1,036,000 | 2,220 |
| Net interest income | $5,745,000 | 1,926 |
| Provision for loan and lease losses | $2,640,000 | 514 |
| Total noninterest income | $6,082,000 | 580 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $383,000 | 1,772 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,699,000 | 429 |
| Total noninterest expense | $11,254,000 | 886 |
| Salaries and employee benefits | $6,747,000 | 768 |
| Premises and equipment expense | $1,785,000 | 683 |
| Additional noninterest expense | $2,722,000 | 1,245 |
| Pre-tax net operating income | $-2,067,000 | 7,093 |
| Securities gains (losses) | $545,000 | 496 |
| Applicable income taxes | $-123,000 | 7,035 |
| Income before extraordinary items | $-1,399,000 | 7,051 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,399,000 | 7,050 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,399,000 | 7,051 |
| Net charge-offs | $2,518,000 | 583 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,900,400 | 7,088 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,615,000 | 1,880 |
| Total interest expense | $560,000 | 2,146 |
| Net interest income | $3,055,000 | 1,827 |
| Provision for loan and lease losses | $2,640,000 | 278 |
| Total noninterest income | $3,459,000 | 522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $191,000 | 1,770 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,268,000 | 390 |
| Total noninterest expense | $5,633,000 | 888 |
| Salaries and employee benefits | $3,222,000 | 800 |
| Premises and equipment expense | $960,000 | 624 |
| Additional noninterest expense | $1,451,000 | 1,178 |
| Pre-tax net operating income | $-1,759,000 | 7,230 |
| Securities gains (losses) | $442,000 | 309 |
| Applicable income taxes | $-12,000 | 6,993 |
| Income before extraordinary items | $-1,305,000 | 7,200 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,305,000 | 7,200 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,305,000 | 7,200 |
| Net charge-offs | $2,927,000 | 291 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,742,580 | 7,230 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,162,000 | 1,657 |
| Total interest expense | $3,594,000 | 1,665 |
| Net interest income | $13,568,000 | 1,640 |
| Provision for loan and lease losses | $2,920,000 | 1,218 |
| Total noninterest income | $8,468,000 | 710 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $819,000 | 1,755 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $7,649,000 | 520 |
| Total noninterest expense | $24,912,000 | 793 |
| Salaries and employee benefits | $13,625,000 | 724 |
| Premises and equipment expense | $3,574,000 | 690 |
| Additional noninterest expense | $7,713,000 | 922 |
| Pre-tax net operating income | $-5,796,000 | 7,101 |
| Securities gains (losses) | $224,000 | 1,366 |
| Applicable income taxes | $230,000 | 2,768 |
| Income before extraordinary items | $-5,802,000 | 7,104 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,802,000 | 7,102 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-5,802,000 | 7,103 |
| Net charge-offs | $5,999,000 | 688 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-6,026,000 | 7,102 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,480,000 | 1,599 |
| Total interest expense | $2,929,000 | 1,614 |
| Net interest income | $10,551,000 | 1,597 |
| Provision for loan and lease losses | $610,000 | 2,619 |
| Total noninterest income | $5,319,000 | 800 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $608,000 | 1,776 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,711,000 | 598 |
| Total noninterest expense | $18,875,000 | 788 |
| Salaries and employee benefits | $10,370,000 | 714 |
| Premises and equipment expense | $2,722,000 | 695 |
| Additional noninterest expense | $5,783,000 | 910 |
| Pre-tax net operating income | $-3,615,000 | 7,152 |
| Securities gains (losses) | $224,000 | 1,129 |
| Applicable income taxes | $212,000 | 2,605 |
| Income before extraordinary items | $-3,603,000 | 7,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,603,000 | 7,194 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,603,000 | 7,197 |
| Net charge-offs | $6,169,000 | 529 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,827,000 | 7,192 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,329,000 | 1,560 |
| Total interest expense | $2,082,000 | 1,566 |
| Net interest income | $7,247,000 | 1,550 |
| Provision for loan and lease losses | $610,000 | 2,030 |
| Total noninterest income | $3,022,000 | 923 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $407,000 | 1,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,615,000 | 691 |
| Total noninterest expense | $12,847,000 | 780 |
| Salaries and employee benefits | $6,964,000 | 715 |
| Premises and equipment expense | $1,809,000 | 703 |
| Additional noninterest expense | $4,074,000 | 892 |
| Pre-tax net operating income | $-3,188,000 | 7,291 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $139,000 | 2,584 |
| Income before extraordinary items | $-3,327,000 | 7,312 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,327,000 | 7,312 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,327,000 | 7,312 |
| Net charge-offs | $6,205,000 | 390 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-3,327,000 | 7,309 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,908,000 | 1,498 |
| Total interest expense | $1,101,000 | 1,544 |
| Net interest income | $3,807,000 | 1,462 |
| Provision for loan and lease losses | $210,000 | 2,372 |
| Total noninterest income | $2,534,000 | 613 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $207,000 | 1,701 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,327,000 | 464 |
| Total noninterest expense | $6,812,000 | 731 |
| Salaries and employee benefits | $3,598,000 | 695 |
| Premises and equipment expense | $907,000 | 718 |
| Additional noninterest expense | $2,307,000 | 774 |
| Pre-tax net operating income | $-681,000 | 7,173 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $89,000 | 2,308 |
| Income before extraordinary items | $-770,000 | 7,235 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-770,000 | 7,235 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-770,000 | 7,236 |
| Net charge-offs | $2,735,000 | 429 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-770,000 | 7,227 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $23,756,000 | 1,296 |
| Total interest expense | $7,011,000 | 1,168 |
| Net interest income | $16,745,000 | 1,332 |
| Provision for loan and lease losses | $6,240,000 | 964 |
| Total noninterest income | $7,705,000 | 775 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,054,000 | 1,442 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,651,000 | 601 |
| Total noninterest expense | $26,532,000 | 750 |
| Salaries and employee benefits | $14,536,000 | 669 |
| Premises and equipment expense | $3,832,000 | 673 |
| Additional noninterest expense | $8,164,000 | 903 |
| Pre-tax net operating income | $-8,322,000 | 7,300 |
| Securities gains (losses) | $364,000 | 1,104 |
| Applicable income taxes | $575,000 | 1,755 |
| Income before extraordinary items | $-8,533,000 | 7,343 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,533,000 | 7,343 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-8,533,000 | 7,343 |
| Net charge-offs | $4,464,000 | 1,120 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-8,897,000 | 7,333 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $18,198,000 | 1,290 |
| Total interest expense | $5,722,000 | 1,121 |
| Net interest income | $12,476,000 | 1,360 |
| Provision for loan and lease losses | $5,225,000 | 845 |
| Total noninterest income | $6,287,000 | 704 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $812,000 | 1,444 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $5,475,000 | 541 |
| Total noninterest expense | $19,715,000 | 745 |
| Salaries and employee benefits | $10,990,000 | 647 |
| Premises and equipment expense | $2,940,000 | 656 |
| Additional noninterest expense | $5,785,000 | 922 |
| Pre-tax net operating income | $-6,177,000 | 7,428 |
| Securities gains (losses) | $364,000 | 939 |
| Applicable income taxes | $287,000 | 2,192 |
| Income before extraordinary items | $-6,100,000 | 7,472 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,100,000 | 7,472 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,100,000 | 7,472 |
| Net charge-offs | $3,538,000 | 1,002 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-6,464,000 | 7,470 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,326,000 | 1,287 |
| Total interest expense | $4,027,000 | 1,107 |
| Net interest income | $8,299,000 | 1,366 |
| Provision for loan and lease losses | $4,475,000 | 696 |
| Total noninterest income | $4,169,000 | 696 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $545,000 | 1,443 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,624,000 | 527 |
| Total noninterest expense | $13,137,000 | 738 |
| Salaries and employee benefits | $7,320,000 | 645 |
| Premises and equipment expense | $1,966,000 | 664 |
| Additional noninterest expense | $3,851,000 | 920 |
| Pre-tax net operating income | $-5,144,000 | 7,557 |
| Securities gains (losses) | $215,000 | 912 |
| Applicable income taxes | $168,000 | 2,298 |
| Income before extraordinary items | $-5,097,000 | 7,588 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,097,000 | 7,588 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,097,000 | 7,588 |
| Net charge-offs | $3,930,000 | 675 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,312,000 | 7,590 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,196,000 | 1,301 |
| Total interest expense | $2,113,000 | 1,114 |
| Net interest income | $4,083,000 | 1,402 |
| Provision for loan and lease losses | $3,950,000 | 453 |
| Total noninterest income | $2,314,000 | 639 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $274,000 | 1,431 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,040,000 | 476 |
| Total noninterest expense | $6,095,000 | 810 |
| Salaries and employee benefits | $3,269,000 | 750 |
| Premises and equipment expense | $996,000 | 676 |
| Additional noninterest expense | $1,830,000 | 967 |
| Pre-tax net operating income | $-3,648,000 | 7,721 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $77,000 | 2,378 |
| Income before extraordinary items | $-3,725,000 | 7,747 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,725,000 | 7,748 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-3,725,000 | 7,748 |
| Net charge-offs | $1,572,000 | 764 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-3,725,000 | 7,739 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $30,038,000 | 1,143 |
| Total interest expense | $11,807,000 | 1,001 |
| Net interest income | $18,231,000 | 1,229 |
| Provision for loan and lease losses | $14,050,000 | 645 |
| Total noninterest income | $8,976,000 | 699 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,331,000 | 1,299 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $7,645,000 | 536 |
| Total noninterest expense | $40,918,000 | 530 |
| Salaries and employee benefits | $14,766,000 | 647 |
| Premises and equipment expense | $4,240,000 | 626 |
| Additional noninterest expense | $21,912,000 | 410 |
| Pre-tax net operating income | $-27,761,000 | 7,783 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-18,000 | 6,295 |
| Income before extraordinary items | $-27,743,000 | 7,804 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-27,743,000 | 7,803 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-27,743,000 | 7,803 |
| Net charge-offs | $9,826,000 | 696 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-27,743,000 | 7,806 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $23,132,000 | 1,134 |
| Total interest expense | $9,327,000 | 1,007 |
| Net interest income | $13,805,000 | 1,215 |
| Provision for loan and lease losses | $8,550,000 | 705 |
| Total noninterest income | $6,853,000 | 691 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,010,000 | 1,278 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $5,843,000 | 530 |
| Total noninterest expense | $20,962,000 | 751 |
| Salaries and employee benefits | $11,283,000 | 656 |
| Premises and equipment expense | $3,241,000 | 630 |
| Additional noninterest expense | $6,438,000 | 875 |
| Pre-tax net operating income | $-8,854,000 | 7,704 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $126,000 | 2,713 |
| Income before extraordinary items | $-8,980,000 | 7,753 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-8,980,000 | 7,752 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-8,980,000 | 7,752 |
| Net charge-offs | $8,384,000 | 578 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-8,980,000 | 7,757 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,815,000 | 1,132 |
| Total interest expense | $6,484,000 | 1,020 |
| Net interest income | $9,331,000 | 1,193 |
| Provision for loan and lease losses | $6,200,000 | 641 |
| Total noninterest income | $4,731,000 | 675 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $689,000 | 1,236 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,042,000 | 516 |
| Total noninterest expense | $14,013,000 | 759 |
| Salaries and employee benefits | $7,529,000 | 663 |
| Premises and equipment expense | $2,164,000 | 643 |
| Additional noninterest expense | $4,320,000 | 880 |
| Pre-tax net operating income | $-6,151,000 | 7,799 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $98,000 | 2,646 |
| Income before extraordinary items | $-6,249,000 | 7,855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,249,000 | 7,854 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-6,249,000 | 7,854 |
| Net charge-offs | $3,241,000 | 806 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-6,249,000 | 7,865 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,847,000 | 1,151 |
| Total interest expense | $3,368,000 | 1,017 |
| Net interest income | $4,479,000 | 1,240 |
| Provision for loan and lease losses | $4,600,000 | 423 |
| Total noninterest income | $1,982,000 | 748 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $348,000 | 1,183 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,634,000 | 586 |
| Total noninterest expense | $6,714,000 | 744 |
| Salaries and employee benefits | $3,799,000 | 657 |
| Premises and equipment expense | $1,075,000 | 662 |
| Additional noninterest expense | $1,840,000 | 904 |
| Pre-tax net operating income | $-4,853,000 | 8,023 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $15,000 | 3,758 |
| Income before extraordinary items | $-4,868,000 | 8,056 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,868,000 | 8,056 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-4,868,000 | 8,056 |
| Net charge-offs | $3,379,000 | 416 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,868,000 | 8,054 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $35,623,000 | 1,067 |
| Total interest expense | $15,090,000 | 1,072 |
| Net interest income | $20,533,000 | 1,053 |
| Provision for loan and lease losses | $8,510,000 | 669 |
| Total noninterest income | $8,574,000 | 675 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,623,000 | 1,098 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,951,000 | 502 |
| Total noninterest expense | $31,113,000 | 646 |
| Salaries and employee benefits | $16,160,000 | 605 |
| Premises and equipment expense | $4,366,000 | 638 |
| Additional noninterest expense | $10,587,000 | 648 |
| Pre-tax net operating income | $-10,516,000 | 7,999 |
| Securities gains (losses) | $-2,790,000 | 7,976 |
| Applicable income taxes | $99,000 | 3,396 |
| Income before extraordinary items | $-13,405,000 | 8,045 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-13,405,000 | 8,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,619,000 | 624 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-10,615,000 | 8,040 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $26,998,000 | 1,083 |
| Total interest expense | $11,194,000 | 1,131 |
| Net interest income | $15,804,000 | 1,044 |
| Provision for loan and lease losses | $4,540,000 | 684 |
| Total noninterest income | $6,535,000 | 694 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,225,000 | 1,102 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,310,000 | 528 |
| Total noninterest expense | $24,493,000 | 598 |
| Salaries and employee benefits | $12,306,000 | 606 |
| Premises and equipment expense | $3,284,000 | 641 |
| Additional noninterest expense | $8,903,000 | 545 |
| Pre-tax net operating income | $-6,694,000 | 8,181 |
| Securities gains (losses) | $-2,640,000 | 8,111 |
| Applicable income taxes | $91,000 | 3,664 |
| Income before extraordinary items | $-9,425,000 | 8,213 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-9,425,000 | 8,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,335,000 | 750 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,785,000 | 8,206 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,032,000 | 1,095 |
| Total interest expense | $7,540,000 | 1,155 |
| Net interest income | $10,492,000 | 1,045 |
| Provision for loan and lease losses | $3,693,000 | 528 |
| Total noninterest income | $4,473,000 | 696 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $851,000 | 1,038 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,622,000 | 540 |
| Total noninterest expense | $17,842,000 | 553 |
| Salaries and employee benefits | $8,298,000 | 599 |
| Premises and equipment expense | $2,182,000 | 638 |
| Additional noninterest expense | $7,362,000 | 451 |
| Pre-tax net operating income | $-6,570,000 | 8,324 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $63,000 | 3,868 |
| Income before extraordinary items | $-6,633,000 | 8,340 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,633,000 | 8,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,012,000 | 859 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-6,633,000 | 8,339 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,441,000 | 1,066 |
| Total interest expense | $4,050,000 | 1,148 |
| Net interest income | $5,391,000 | 996 |
| Provision for loan and lease losses | $3,293,000 | 286 |
| Total noninterest income | $2,246,000 | 687 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $419,000 | 1,034 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,827,000 | 536 |
| Total noninterest expense | $11,230,000 | 449 |
| Salaries and employee benefits | $4,236,000 | 595 |
| Premises and equipment expense | $1,083,000 | 647 |
| Additional noninterest expense | $5,911,000 | 313 |
| Pre-tax net operating income | $-6,886,000 | 8,440 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $107,000 | 2,705 |
| Income before extraordinary items | $-6,993,000 | 8,440 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,993,000 | 8,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,590 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-6,993,000 | 8,439 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $44,293,000 | 950 |
| Total interest expense | $18,052,000 | 1,088 |
| Net interest income | $26,241,000 | 830 |
| Provision for loan and lease losses | $6,500,000 | 332 |
| Total noninterest income | $8,207,000 | 726 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,719,000 | 1,035 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,488,000 | 556 |
| Total noninterest expense | $25,241,000 | 743 |
| Salaries and employee benefits | $14,956,000 | 644 |
| Premises and equipment expense | $4,221,000 | 633 |
| Additional noninterest expense | $6,064,000 | 931 |
| Pre-tax net operating income | $2,707,000 | 2,646 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $340,000 | 3,217 |
| Income before extraordinary items | $2,367,000 | 2,489 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,367,000 | 2,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,906,000 | 471 |
| Cash dividends | $5,200,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,367,000 | 2,482 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $33,886,000 | 935 |
| Total interest expense | $13,619,000 | 1,073 |
| Net interest income | $20,267,000 | 812 |
| Provision for loan and lease losses | $3,405,000 | 347 |
| Total noninterest income | $6,026,000 | 746 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,272,000 | 1,034 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,754,000 | 566 |
| Total noninterest expense | $18,895,000 | 733 |
| Salaries and employee benefits | $11,225,000 | 644 |
| Premises and equipment expense | $3,156,000 | 628 |
| Additional noninterest expense | $4,514,000 | 904 |
| Pre-tax net operating income | $3,993,000 | 1,671 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $249,000 | 3,432 |
| Income before extraordinary items | $3,744,000 | 1,369 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,744,000 | 1,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $881,000 | 708 |
| Cash dividends | $4,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,744,000 | 1,355 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $22,972,000 | 925 |
| Total interest expense | $9,073,000 | 1,081 |
| Net interest income | $13,899,000 | 812 |
| Provision for loan and lease losses | $805,000 | 688 |
| Total noninterest income | $4,050,000 | 764 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $843,000 | 1,047 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,207,000 | 591 |
| Total noninterest expense | $12,620,000 | 748 |
| Salaries and employee benefits | $7,507,000 | 665 |
| Premises and equipment expense | $2,099,000 | 651 |
| Additional noninterest expense | $3,014,000 | 921 |
| Pre-tax net operating income | $4,524,000 | 1,060 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $145,000 | 3,698 |
| Income before extraordinary items | $4,379,000 | 837 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,379,000 | 836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,130 |
| Cash dividends | $4,000,000 | 501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,379,000 | 827 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,505,000 | 914 |
| Total interest expense | $4,540,000 | 1,072 |
| Net interest income | $6,965,000 | 802 |
| Provision for loan and lease losses | $105,000 | 1,929 |
| Total noninterest income | $2,028,000 | 745 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $411,000 | 1,047 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,617,000 | 580 |
| Total noninterest expense | $6,219,000 | 756 |
| Salaries and employee benefits | $3,843,000 | 652 |
| Premises and equipment expense | $1,034,000 | 654 |
| Additional noninterest expense | $1,342,000 | 1,024 |
| Pre-tax net operating income | $2,669,000 | 883 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $75,000 | 3,661 |
| Income before extraordinary items | $2,594,000 | 699 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,594,000 | 698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,048,000 | 8,639 |
| Cash dividends | $4,000,000 | 272 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,594,000 | 688 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $47,900,000 | 796 |
| Total interest expense | $17,420,000 | 962 |
| Net interest income | $30,480,000 | 722 |
| Provision for loan and lease losses | $6,380,000 | 200 |
| Total noninterest income | $8,936,000 | 669 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,837,000 | 962 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,099,000 | 526 |
| Total noninterest expense | $26,080,000 | 686 |
| Salaries and employee benefits | $15,563,000 | 603 |
| Premises and equipment expense | $4,279,000 | 597 |
| Additional noninterest expense | $6,238,000 | 858 |
| Pre-tax net operating income | $6,956,000 | 1,418 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $203,000 | 4,282 |
| Income before extraordinary items | $6,753,000 | 1,106 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,753,000 | 1,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,816,000 | 179 |
| Cash dividends | $11,445,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,753,000 | 1,093 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $35,777,000 | 806 |
| Total interest expense | $12,795,000 | 950 |
| Net interest income | $22,982,000 | 732 |
| Provision for loan and lease losses | $860,000 | 886 |
| Total noninterest income | $6,649,000 | 691 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,416,000 | 940 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,233,000 | 542 |
| Total noninterest expense | $18,365,000 | 738 |
| Salaries and employee benefits | $11,264,000 | 637 |
| Premises and equipment expense | $3,153,000 | 615 |
| Additional noninterest expense | $3,948,000 | 1,021 |
| Pre-tax net operating income | $10,406,000 | 767 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $156,000 | 4,437 |
| Income before extraordinary items | $10,250,000 | 589 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $10,250,000 | 589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $553,000 | 744 |
| Cash dividends | $8,429,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $10,250,000 | 576 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $23,438,000 | 800 |
| Total interest expense | $8,109,000 | 955 |
| Net interest income | $15,329,000 | 734 |
| Provision for loan and lease losses | $590,000 | 858 |
| Total noninterest income | $4,207,000 | 719 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $962,000 | 909 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,245,000 | 568 |
| Total noninterest expense | $12,076,000 | 742 |
| Salaries and employee benefits | $7,437,000 | 658 |
| Premises and equipment expense | $2,095,000 | 621 |
| Additional noninterest expense | $2,544,000 | 1,066 |
| Pre-tax net operating income | $6,870,000 | 779 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $77,000 | 4,811 |
| Income before extraordinary items | $6,793,000 | 595 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,793,000 | 593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 640 |
| Cash dividends | $6,443,000 | 302 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,793,000 | 580 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,322,000 | 805 |
| Total interest expense | $3,752,000 | 972 |
| Net interest income | $7,570,000 | 742 |
| Provision for loan and lease losses | $195,000 | 1,170 |
| Total noninterest income | $2,015,000 | 736 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $476,000 | 884 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,539,000 | 588 |
| Total noninterest expense | $5,846,000 | 767 |
| Salaries and employee benefits | $3,698,000 | 656 |
| Premises and equipment expense | $1,045,000 | 619 |
| Additional noninterest expense | $1,103,000 | 1,206 |
| Pre-tax net operating income | $3,544,000 | 741 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $36,000 | 4,838 |
| Income before extraordinary items | $3,508,000 | 576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,508,000 | 575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $3,200,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,508,000 | 564 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $42,675,000 | 752 |
| Total interest expense | $11,869,000 | 941 |
| Net interest income | $30,806,000 | 684 |
| Provision for loan and lease losses | $2,028,000 | 541 |
| Total noninterest income | $7,903,000 | 740 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,057,000 | 843 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,846,000 | 614 |
| Total noninterest expense | $22,788,000 | 755 |
| Salaries and employee benefits | $13,279,000 | 680 |
| Premises and equipment expense | $4,031,000 | 606 |
| Additional noninterest expense | $5,478,000 | 949 |
| Pre-tax net operating income | $13,893,000 | 714 |
| Securities gains (losses) | $71,000 | 817 |
| Applicable income taxes | $884,000 | 2,439 |
| Income before extraordinary items | $13,080,000 | 574 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $13,080,000 | 575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,328,000 | 550 |
| Cash dividends | $10,310,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $13,013,260 | 561 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,885,000 | 853 |
| Total interest expense | $7,242,000 | 1,103 |
| Net interest income | $20,643,000 | 755 |
| Provision for loan and lease losses | $860,000 | 877 |
| Total noninterest income | $5,731,000 | 768 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,420,000 | 913 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,311,000 | 615 |
| Total noninterest expense | $15,896,000 | 795 |
| Salaries and employee benefits | $9,229,000 | 726 |
| Premises and equipment expense | $2,775,000 | 662 |
| Additional noninterest expense | $3,892,000 | 989 |
| Pre-tax net operating income | $9,618,000 | 772 |
| Securities gains (losses) | $71,000 | 774 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $9,689,000 | 580 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,689,000 | 580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,138,000 | 449 |
| Cash dividends | $8,245,000 | 336 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $9,618,000 | 567 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $18,121,000 | 850 |
| Total interest expense | $4,508,000 | 1,104 |
| Net interest income | $13,613,000 | 759 |
| Provision for loan and lease losses | $600,000 | 816 |
| Total noninterest income | $3,775,000 | 759 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $950,000 | 897 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,825,000 | 620 |
| Total noninterest expense | $10,422,000 | 799 |
| Salaries and employee benefits | $6,109,000 | 723 |
| Premises and equipment expense | $1,809,000 | 672 |
| Additional noninterest expense | $2,504,000 | 1,005 |
| Pre-tax net operating income | $6,366,000 | 765 |
| Securities gains (losses) | $71,000 | 681 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $6,437,000 | 574 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,437,000 | 574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $818,000 | 418 |
| Cash dividends | $6,330,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,366,000 | 564 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,747,000 | 868 |
| Total interest expense | $2,084,000 | 1,127 |
| Net interest income | $6,663,000 | 771 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $1,852,000 | 762 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $480,000 | 853 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,372,000 | 631 |
| Total noninterest expense | $5,171,000 | 802 |
| Salaries and employee benefits | $3,080,000 | 714 |
| Premises and equipment expense | $896,000 | 677 |
| Additional noninterest expense | $1,195,000 | 1,028 |
| Pre-tax net operating income | $3,194,000 | 762 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $3,194,000 | 582 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,194,000 | 582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 454 |
| Cash dividends | $2,500,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,194,000 | 562 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $32,547,000 | 859 |
| Total interest expense | $7,662,000 | 1,057 |
| Net interest income | $24,885,000 | 797 |
| Provision for loan and lease losses | $1,975,000 | 555 |
| Total noninterest income | $6,578,000 | 842 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,032,000 | 854 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,546,000 | 715 |
| Total noninterest expense | $18,889,000 | 861 |
| Salaries and employee benefits | $10,058,000 | 852 |
| Premises and equipment expense | $3,277,000 | 704 |
| Additional noninterest expense | $5,554,000 | 905 |
| Pre-tax net operating income | $10,599,000 | 834 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-1,747,000 | 8,959 |
| Income before extraordinary items | $12,346,000 | 562 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,346,000 | 563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,591,000 | 551 |
| Cash dividends | $11,560,000 | 329 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $12,346,000 | 542 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $23,719,000 | 869 |
| Total interest expense | $5,621,000 | 1,059 |
| Net interest income | $18,098,000 | 819 |
| Provision for loan and lease losses | $680,000 | 1,117 |
| Total noninterest income | $3,265,000 | 1,221 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,448,000 | 902 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,817,000 | 1,166 |
| Total noninterest expense | $13,114,000 | 930 |
| Salaries and employee benefits | $7,123,000 | 903 |
| Premises and equipment expense | $2,382,000 | 729 |
| Additional noninterest expense | $3,609,000 | 1,025 |
| Pre-tax net operating income | $7,569,000 | 878 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-1,726,000 | 9,008 |
| Income before extraordinary items | $9,295,000 | 568 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $9,295,000 | 569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 1,217 |
| Cash dividends | $8,980,000 | 302 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $9,295,000 | 545 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $15,243,000 | 887 |
| Total interest expense | $3,680,000 | 1,062 |
| Net interest income | $11,563,000 | 849 |
| Provision for loan and lease losses | $500,000 | 987 |
| Total noninterest income | $1,845,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $935,000 | 923 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $910,000 | 1,423 |
| Total noninterest expense | $8,231,000 | 987 |
| Salaries and employee benefits | $4,427,000 | 959 |
| Premises and equipment expense | $1,510,000 | 754 |
| Additional noninterest expense | $2,294,000 | 1,070 |
| Pre-tax net operating income | $4,677,000 | 934 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-1,745,000 | 9,064 |
| Income before extraordinary items | $6,422,000 | 550 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,422,000 | 549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,755 |
| Cash dividends | $6,786,000 | 258 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,422,000 | 525 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,236,000 | 955 |
| Total interest expense | $1,822,000 | 1,093 |
| Net interest income | $5,414,000 | 908 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $844,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $480,000 | 873 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $364,000 | 1,643 |
| Total noninterest expense | $3,814,000 | 1,065 |
| Salaries and employee benefits | $2,181,000 | 989 |
| Premises and equipment expense | $766,000 | 766 |
| Additional noninterest expense | $867,000 | 1,396 |
| Pre-tax net operating income | $2,294,000 | 946 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-1,745,000 | 9,107 |
| Income before extraordinary items | $4,039,000 | 461 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,039,000 | 460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,765 |
| Cash dividends | $3,900,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $4,039,000 | 426 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $30,906,000 | 903 |
| Total interest expense | $7,963,000 | 1,129 |
| Net interest income | $22,943,000 | 837 |
| Provision for loan and lease losses | $420,000 | 2,478 |
| Total noninterest income | $3,895,000 | 1,374 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,127,000 | 810 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,768,000 | 1,600 |
| Total noninterest expense | $15,930,000 | 1,032 |
| Salaries and employee benefits | $8,779,000 | 977 |
| Premises and equipment expense | $3,056,000 | 745 |
| Additional noninterest expense | $4,095,000 | 1,212 |
| Pre-tax net operating income | $10,488,000 | 825 |
| Securities gains (losses) | $-114,000 | 9,033 |
| Applicable income taxes | $3,770,000 | 769 |
| Income before extraordinary items | $6,604,000 | 982 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,604,000 | 984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,615 |
| Cash dividends | $3,300,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,676,960 | 909 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $23,337,000 | 922 |
| Total interest expense | $6,144,000 | 1,142 |
| Net interest income | $17,193,000 | 852 |
| Provision for loan and lease losses | $315,000 | 2,407 |
| Total noninterest income | $2,837,000 | 1,429 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,641,000 | 798 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,196,000 | 1,814 |
| Total noninterest expense | $11,568,000 | 1,054 |
| Salaries and employee benefits | $6,217,000 | 1,036 |
| Premises and equipment expense | $2,331,000 | 747 |
| Additional noninterest expense | $3,020,000 | 1,249 |
| Pre-tax net operating income | $8,147,000 | 827 |
| Securities gains (losses) | $-114,000 | 9,128 |
| Applicable income taxes | $2,960,000 | 776 |
| Income before extraordinary items | $5,073,000 | 997 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,073,000 | 997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,994 |
| Cash dividends | $3,300,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,145,960 | 914 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,839,000 | 922 |
| Total interest expense | $4,145,000 | 1,153 |
| Net interest income | $11,694,000 | 830 |
| Provision for loan and lease losses | $210,000 | 2,412 |
| Total noninterest income | $2,006,000 | 1,369 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,110,000 | 770 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $896,000 | 1,639 |
| Total noninterest expense | $7,552,000 | 1,078 |
| Salaries and employee benefits | $4,042,000 | 1,054 |
| Premises and equipment expense | $1,538,000 | 759 |
| Additional noninterest expense | $1,972,000 | 1,260 |
| Pre-tax net operating income | $5,938,000 | 759 |
| Securities gains (losses) | $-114,000 | 9,199 |
| Applicable income taxes | $2,191,000 | 719 |
| Income before extraordinary items | $3,633,000 | 931 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,633,000 | 933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,150 |
| Cash dividends | $3,300,000 | 477 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,705,960 | 839 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,551,000 | 972 |
| Total interest expense | $2,082,000 | 1,172 |
| Net interest income | $5,469,000 | 894 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $894,000 | 1,450 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $551,000 | 758 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $343,000 | 1,926 |
| Total noninterest expense | $3,730,000 | 1,075 |
| Salaries and employee benefits | $1,995,000 | 1,062 |
| Premises and equipment expense | $756,000 | 775 |
| Additional noninterest expense | $979,000 | 1,248 |
| Pre-tax net operating income | $2,528,000 | 897 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $919,000 | 857 |
| Income before extraordinary items | $1,609,000 | 1,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,609,000 | 1,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,377 |
| Cash dividends | $3,300,000 | 257 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,609,000 | 964 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $28,533,000 | 1,081 |
| Total interest expense | $7,146,000 | 1,592 |
| Net interest income | $21,387,000 | 909 |
| Provision for loan and lease losses | $473,000 | 2,494 |
| Total noninterest income | $3,368,000 | 1,428 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,873,000 | 859 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,495,000 | 1,647 |
| Total noninterest expense | $13,719,000 | 1,122 |
| Salaries and employee benefits | $6,864,000 | 1,176 |
| Premises and equipment expense | $2,376,000 | 918 |
| Additional noninterest expense | $4,479,000 | 1,107 |
| Pre-tax net operating income | $10,563,000 | 824 |
| Securities gains (losses) | $-98,000 | 9,130 |
| Applicable income taxes | $3,901,000 | 741 |
| Income before extraordinary items | $6,564,000 | 950 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,564,000 | 950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,948 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,626,720 | 900 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,218,000 | 3,245 |
| Total interest expense | $3,405,000 | 4,293 |
| Net interest income | $6,813,000 | 2,628 |
| Provision for loan and lease losses | $290,000 | 3,289 |
| Total noninterest income | $1,207,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $768,000 | 1,974 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $439,000 | 3,359 |
| Total noninterest expense | $4,812,000 | 2,916 |
| Salaries and employee benefits | $2,684,000 | 2,775 |
| Premises and equipment expense | $1,033,000 | 2,066 |
| Additional noninterest expense | $1,095,000 | 3,774 |
| Pre-tax net operating income | $2,918,000 | 2,318 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,213,000 | 1,790 |
| Income before extraordinary items | $1,705,000 | 2,925 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,705,000 | 2,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,204 |
| Cash dividends | $900,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,705,000 | 2,833 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,447,000 | 3,569 |
| Total interest expense | $2,831,000 | 5,139 |
| Net interest income | $6,616,000 | 2,692 |
| Provision for loan and lease losses | $210,000 | 3,626 |
| Total noninterest income | $781,000 | 3,713 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $503,000 | 2,675 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $278,000 | 4,075 |
| Total noninterest expense | $4,422,000 | 3,044 |
| Salaries and employee benefits | $2,531,000 | 2,802 |
| Premises and equipment expense | $758,000 | 2,701 |
| Additional noninterest expense | $1,133,000 | 3,620 |
| Pre-tax net operating income | $2,765,000 | 2,554 |
| Securities gains (losses) | $-15,000 | 8,587 |
| Applicable income taxes | $1,147,000 | 1,888 |
| Income before extraordinary items | $1,603,000 | 3,083 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,603,000 | 3,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,274 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,612,600 | 3,060 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,755,000 | 4,035 |
| Total interest expense | $2,202,000 | 5,651 |
| Net interest income | $5,553,000 | 3,125 |
| Provision for loan and lease losses | $237,000 | 3,218 |
| Total noninterest income | $688,000 | 4,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 2,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 4,467 |
| Total noninterest expense | $4,087,000 | 3,255 |
| Salaries and employee benefits | $2,111,000 | 3,264 |
| Premises and equipment expense | $978,000 | 2,091 |
| Additional noninterest expense | $998,000 | 4,031 |
| Pre-tax net operating income | $1,917,000 | 3,444 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $804,000 | 2,631 |
| Income before extraordinary items | $1,113,000 | 4,099 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,113,000 | 4,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,930 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,113,000 | 4,054 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,388,000 | 4,762 |
| Total interest expense | $1,891,000 | 6,368 |
| Net interest income | $4,497,000 | 3,738 |
| Provision for loan and lease losses | $144,000 | 4,268 |
| Total noninterest income | $676,000 | 4,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $431,000 | 2,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 4,471 |
| Total noninterest expense | $3,389,000 | 3,716 |
| Salaries and employee benefits | $1,789,000 | 3,690 |
| Premises and equipment expense | $707,000 | 2,744 |
| Additional noninterest expense | $893,000 | 4,316 |
| Pre-tax net operating income | $1,640,000 | 3,921 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $684,000 | 3,084 |
| Income before extraordinary items | $956,000 | 4,644 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $956,000 | 4,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 10,001 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $956,000 | 4,549 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,775,000 | 5,203 |
| Total interest expense | $1,573,000 | 7,171 |
| Net interest income | $4,202,000 | 4,059 |
| Provision for loan and lease losses | $170,000 | 3,857 |
| Total noninterest income | $592,000 | 4,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 3,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,461 |
| Total noninterest expense | $2,904,000 | 4,207 |
| Salaries and employee benefits | $1,474,000 | 4,322 |
| Premises and equipment expense | $651,000 | 2,933 |
| Additional noninterest expense | $779,000 | 4,819 |
| Pre-tax net operating income | $1,720,000 | 4,003 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $708,000 | 3,208 |
| Income before extraordinary items | $1,012,000 | 4,665 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,012,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,881 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,012,000 | 4,598 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,840,000 | 6,079 |
| Total interest expense | $1,144,000 | 8,544 |
| Net interest income | $3,696,000 | 4,618 |
| Provision for loan and lease losses | $192,000 | 3,515 |
| Total noninterest income | $562,000 | 4,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $411,000 | 3,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,947 |
| Total noninterest expense | $2,652,000 | 4,782 |
| Salaries and employee benefits | $1,378,000 | 4,641 |
| Premises and equipment expense | $632,000 | 3,045 |
| Additional noninterest expense | $642,000 | 6,082 |
| Pre-tax net operating income | $1,414,000 | 4,547 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $558,000 | 3,794 |
| Income before extraordinary items | $856,000 | 5,050 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $856,000 | 5,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,201 |
| Cash dividends | $742,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $856,000 | 4,998 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 6,358 |
| Total interest expense | $1,123,000 | 8,834 |
| Net interest income | $3,468,000 | 4,909 |
| Provision for loan and lease losses | $148,000 | 3,696 |
| Total noninterest income | $583,000 | 4,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $471,000 | 2,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,865 |
| Total noninterest expense | $2,664,000 | 4,724 |
| Salaries and employee benefits | $1,295,000 | 4,875 |
| Premises and equipment expense | $595,000 | 3,222 |
| Additional noninterest expense | $774,000 | 5,401 |
| Pre-tax net operating income | $1,239,000 | 5,149 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $497,000 | 4,214 |
| Income before extraordinary items | $742,000 | 5,753 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $742,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,942 |
| Cash dividends | $700,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $742,000 | 5,734 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,968,000 | 8,105 |
| Total interest expense | $659,000 | 10,307 |
| Net interest income | $2,309,000 | 6,848 |
| Provision for loan and lease losses | $61,000 | 5,573 |
| Total noninterest income | $527,000 | 5,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,191 |
| Total noninterest expense | $1,866,000 | 6,532 |
| Salaries and employee benefits | $870,000 | 6,815 |
| Premises and equipment expense | $439,000 | 4,245 |
| Additional noninterest expense | $557,000 | 7,375 |
| Pre-tax net operating income | $909,000 | 6,346 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $347,000 | 5,312 |
| Income before extraordinary items | $562,000 | 6,819 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $562,000 | 6,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,734 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $562,000 | 6,869 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,631,000 | 8,947 |
| Total interest expense | $748,000 | 10,315 |
| Net interest income | $1,883,000 | 8,003 |
| Provision for loan and lease losses | $76,000 | 6,424 |
| Total noninterest income | $554,000 | 5,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,700 |
| Total noninterest expense | $1,722,000 | 7,126 |
| Salaries and employee benefits | $792,000 | 7,378 |
| Premises and equipment expense | $415,000 | 4,577 |
| Additional noninterest expense | $515,000 | 8,072 |
| Pre-tax net operating income | $639,000 | 7,693 |
| Securities gains (losses) | $65,000 | 3,068 |
| Applicable income taxes | $241,000 | 6,941 |
| Income before extraordinary items | $463,000 | 7,862 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $463,000 | 8,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 5,154 |
| Cash dividends | $105,000 | 6,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $420,100 | 7,962 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 8,953 |
| Total interest expense | $1,030,000 | 10,268 |
| Net interest income | $1,977,000 | 7,821 |
| Provision for loan and lease losses | $192,000 | 5,326 |
| Total noninterest income | $492,000 | 5,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,888 |
| Total noninterest expense | $1,858,000 | 6,776 |
| Salaries and employee benefits | $767,000 | 7,488 |
| Premises and equipment expense | $486,000 | 4,066 |
| Additional noninterest expense | $605,000 | 7,466 |
| Pre-tax net operating income | $419,000 | 9,066 |
| Securities gains (losses) | $49,000 | 4,164 |
| Applicable income taxes | $177,000 | 8,040 |
| Income before extraordinary items | $291,000 | 9,440 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $291,000 | 9,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 5,395 |
| Cash dividends | $70,000 | 7,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $259,640 | 9,423 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.