Home > American Bank of St. Paul > Net charge- offs to loans

American Bank of St. Paul, Net charge- offs to loans

2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1635%6,001
Percentage Net Loans Charged-off: Total real estate loans-0.1940%6,065
Percentage Net Loans Charged-off:Construction & development-0.0790%5,222
Percentage Net Loans Charged-off: Commercial real estate-0.0495%5,807
Percentage Net Loans Charged-off: Multi-family residential-8.9801%5,024
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,834
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.8295%6,438
Percentage Net Loans Charged-off: Total real estate loans0.3517%890
Percentage Net Loans Charged-off:Construction & development-0.2049%5,412
Percentage Net Loans Charged-off: Commercial real estate-0.0712%5,923
Percentage Net Loans Charged-off: Multi-family residential3.2783%86
Percentage Net Loans Charged-off: 1-4 family residential0.6595%455
Percentage Net Loans Charged-off: Home equity loans0.9703%222
All other 1-4 family - Percent of loans charged-off, net0.1261%2,062
Percentage Net Loans Charged-off: Commercial and industrial-1.0385%6,081
Percentage Net Loans Charged-off: Loans to individuals0.4127%2,048
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4127%1,913
Percentage Net Loans Charged-off: All other loans and lease-13.3161%5,893
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.9985%6,514
Percentage Net Loans Charged-off: Total real estate loans0.4388%665
Percentage Net Loans Charged-off:Construction & development-0.1980%5,476
Percentage Net Loans Charged-off: Commercial real estate-0.0803%6,010
Percentage Net Loans Charged-off: Multi-family residential4.9564%62
Percentage Net Loans Charged-off: 1-4 family residential0.7619%384
Percentage Net Loans Charged-off: Home equity loans1.4010%160
All other 1-4 family - Percent of loans charged-off, net-0.2876%6,319
Percentage Net Loans Charged-off: Commercial and industrial-1.2880%6,193
Percentage Net Loans Charged-off: Loans to individuals0.3623%2,016
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3623%1,868
Percentage Net Loans Charged-off: All other loans and lease-15.8117%5,937
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.7590%6,597
Percentage Net Loans Charged-off: Total real estate loans0.3400%901
Percentage Net Loans Charged-off:Construction & development-0.3017%5,607
Percentage Net Loans Charged-off: Commercial real estate-0.0391%5,888
Percentage Net Loans Charged-off: Multi-family residential8.5447%37
Percentage Net Loans Charged-off: 1-4 family residential-0.0366%5,977
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net-0.0954%6,197
Percentage Net Loans Charged-off: Commercial and industrial-1.7555%6,277
Percentage Net Loans Charged-off: Loans to individuals0.5376%1,449
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5376%1,317
Percentage Net Loans Charged-off: All other loans and lease-22.7237%5,979
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-3.3171%6,675
Percentage Net Loans Charged-off: Total real estate loans0.7263%375
Percentage Net Loans Charged-off:Construction & development-0.2429%5,664
Percentage Net Loans Charged-off: Commercial real estate-0.0517%6,103
Percentage Net Loans Charged-off: Multi-family residential19.1199%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0557%6,106
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.1464%6,323
Percentage Net Loans Charged-off: Commercial and industrial-1.6401%6,314
Percentage Net Loans Charged-off: Loans to individuals1.0818%820
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0818%741
Percentage Net Loans Charged-off: All other loans and lease-42.1749%5,999
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6627%980
Percentage Net Loans Charged-off: Total real estate loans-0.1818%6,557
Percentage Net Loans Charged-off:Construction & development-2.0842%6,082
Percentage Net Loans Charged-off: Commercial real estate-1.7683%6,642
Percentage Net Loans Charged-off: Multi-family residential7.4551%70
Percentage Net Loans Charged-off: 1-4 family residential3.4448%54
Percentage Net Loans Charged-off: Home equity loans0.8644%450
All other 1-4 family - Percent of loans charged-off, net6.9183%18
Percentage Net Loans Charged-off: Commercial and industrial7.2326%118
Percentage Net Loans Charged-off: Loans to individuals1.2984%862
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2984%776
Percentage Net Loans Charged-off: All other loans and lease-0.0049%5,433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4040%354
Percentage Net Loans Charged-off: Total real estate loans0.3337%1,565
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate-1.9018%6,712
Percentage Net Loans Charged-off: Multi-family residential10.2370%42
Percentage Net Loans Charged-off: 1-4 family residential5.1676%27
Percentage Net Loans Charged-off: Home equity loans1.1964%338
All other 1-4 family - Percent of loans charged-off, net10.2675%10
Percentage Net Loans Charged-off: Commercial and industrial10.0595%80
Percentage Net Loans Charged-off: Loans to individuals1.9015%506
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9015%458
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3954%1,628
Percentage Net Loans Charged-off: Total real estate loans-1.6470%6,856
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate-2.9152%6,772
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.6098%911
Percentage Net Loans Charged-off: Home equity loans1.0491%383
All other 1-4 family - Percent of loans charged-off, net0.0675%2,626
Percentage Net Loans Charged-off: Commercial and industrial14.2078%52
Percentage Net Loans Charged-off: Loans to individuals1.5358%661
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5358%595
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3332%101
Percentage Net Loans Charged-off: Total real estate loans0.3098%1,432
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential1.1915%444
Percentage Net Loans Charged-off: Home equity loans2.1916%163
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial26.7771%23
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4155%263
Percentage Net Loans Charged-off: Total real estate loans1.3024%679
Percentage Net Loans Charged-off:Construction & development0.6797%1,667
Percentage Net Loans Charged-off: Commercial real estate1.6663%508
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.7281%1,265
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net1.4479%575
Percentage Net Loans Charged-off: Commercial and industrial1.4958%1,063
Percentage Net Loans Charged-off: Loans to individuals1.1931%1,148
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1931%1,051
Percentage Net Loans Charged-off: All other loans and lease6.6536%184
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5007%571
Percentage Net Loans Charged-off: Total real estate loans1.7303%432
Percentage Net Loans Charged-off:Construction & development1.2544%1,277
Percentage Net Loans Charged-off: Commercial real estate2.1963%316
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.9153%976
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net1.7782%432
Percentage Net Loans Charged-off: Commercial and industrial1.1751%1,175
Percentage Net Loans Charged-off: Loans to individuals0.7025%1,709
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7025%1,575
Percentage Net Loans Charged-off: All other loans and lease0.9752%501
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2434%334
Percentage Net Loans Charged-off: Total real estate loans2.5664%249
Percentage Net Loans Charged-off:Construction & development2.1463%925
Percentage Net Loans Charged-off: Commercial real estate3.2223%197
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential1.3670%630
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net2.6183%274
Percentage Net Loans Charged-off: Commercial and industrial1.8800%822
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,766
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,588
Percentage Net Loans Charged-off: All other loans and lease1.4882%374
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.9826%95
Percentage Net Loans Charged-off: Total real estate loans5.1426%87
Percentage Net Loans Charged-off:Construction & development4.8082%445
Percentage Net Loans Charged-off: Commercial real estate6.3896%88
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential2.7313%250
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net5.1508%104
Percentage Net Loans Charged-off: Commercial and industrial5.4165%285
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease4.3671%176
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1467%609
Percentage Net Loans Charged-off: Total real estate loans0.5980%2,401
Percentage Net Loans Charged-off:Construction & development5.7968%858
Percentage Net Loans Charged-off: Commercial real estate-0.0008%6,744
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.2692%965
Percentage Net Loans Charged-off: Home equity loans0.3722%1,395
All other 1-4 family - Percent of loans charged-off, net1.9601%586
Percentage Net Loans Charged-off: Commercial and industrial7.2764%260
Percentage Net Loans Charged-off: Loans to individuals4.4573%281
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.4573%243
Percentage Net Loans Charged-off: All other loans and lease3.6313%276
Percentage Net Loans Charged-off:Coml. RE not secured by RE70.2942%12
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8469%346
Percentage Net Loans Charged-off: Total real estate loans0.8856%1,645
Percentage Net Loans Charged-off:Construction & development7.3125%599
Percentage Net Loans Charged-off: Commercial real estate0.2417%2,234
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.2970%872
Percentage Net Loans Charged-off: Home equity loans0.4981%1,092
All other 1-4 family - Percent of loans charged-off, net1.8935%572
Percentage Net Loans Charged-off: Commercial and industrial9.1197%163
Percentage Net Loans Charged-off: Loans to individuals5.6833%222
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.6833%178
Percentage Net Loans Charged-off: All other loans and lease4.7169%212
Percentage Net Loans Charged-off:Coml. RE not secured by RE83.0015%11
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.1304%193
Percentage Net Loans Charged-off: Total real estate loans1.4471%985
Percentage Net Loans Charged-off:Construction & development9.7509%430
Percentage Net Loans Charged-off: Commercial real estate0.8152%1,152
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.0816%1,088
Percentage Net Loans Charged-off: Home equity loans0.7436%842
All other 1-4 family - Percent of loans charged-off, net1.3273%877
Percentage Net Loans Charged-off: Commercial and industrial12.8759%103
Percentage Net Loans Charged-off: Loans to individuals3.3676%424
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.3676%342
Percentage Net Loans Charged-off: All other loans and lease6.7064%168
Percentage Net Loans Charged-off:Coml. RE not secured by RE108.9795%10
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4883%289
Percentage Net Loans Charged-off: Total real estate loans1.3518%915
Percentage Net Loans Charged-off:Construction & development1.3789%1,118
Percentage Net Loans Charged-off: Commercial real estate1.4232%613
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential1.5744%666
Percentage Net Loans Charged-off: Home equity loans0.4038%785
All other 1-4 family - Percent of loans charged-off, net2.4042%407
Percentage Net Loans Charged-off: Commercial and industrial17.3262%74
Percentage Net Loans Charged-off: Loans to individuals1.0303%1,331
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0303%1,038
Percentage Net Loans Charged-off: All other loans and lease0.4256%574
Percentage Net Loans Charged-off:Coml. RE not secured by RE179.7012%5
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1570%1,931
Percentage Net Loans Charged-off: Total real estate loans1.3938%1,393
Percentage Net Loans Charged-off:Construction & development3.9065%1,498
Percentage Net Loans Charged-off: Commercial real estate1.3905%947
Percentage Net Loans Charged-off: Multi-family residential-0.0127%5,877
Percentage Net Loans Charged-off: 1-4 family residential0.0790%4,273
Percentage Net Loans Charged-off: Home equity loans0.8360%985
All other 1-4 family - Percent of loans charged-off, net-0.3310%7,475
Percentage Net Loans Charged-off: Commercial and industrial1.4676%2,034
Percentage Net Loans Charged-off: Loans to individuals2.9986%659
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1163%1,570
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1773%1,732
Percentage Net Loans Charged-off: Total real estate loans1.6837%1,047
Percentage Net Loans Charged-off:Construction & development6.3865%897
Percentage Net Loans Charged-off: Commercial real estate1.6969%707
Percentage Net Loans Charged-off: Multi-family residential-0.0153%5,914
Percentage Net Loans Charged-off: 1-4 family residential0.2413%2,948
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.3652%2,397
Percentage Net Loans Charged-off: Commercial and industrial0.8069%2,479
Percentage Net Loans Charged-off: Loans to individuals3.7305%469
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2190%6,649
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9089%973
Percentage Net Loans Charged-off: Total real estate loans2.1904%746
Percentage Net Loans Charged-off:Construction & development9.1899%551
Percentage Net Loans Charged-off: Commercial real estate2.4502%440
Percentage Net Loans Charged-off: Multi-family residential-0.0212%5,913
Percentage Net Loans Charged-off: 1-4 family residential-1.0467%7,675
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net-1.5608%7,668
Percentage Net Loans Charged-off: Commercial and industrial3.5333%827
Percentage Net Loans Charged-off: Loans to individuals5.5456%278
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3254%6,689
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4868%1,163
Percentage Net Loans Charged-off: Total real estate loans2.6455%538
Percentage Net Loans Charged-off:Construction & development13.6528%302
Percentage Net Loans Charged-off: Commercial real estate3.0507%305
Percentage Net Loans Charged-off: Multi-family residential-0.0370%5,971
Percentage Net Loans Charged-off: 1-4 family residential-2.7002%7,785
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net-3.9658%7,777
Percentage Net Loans Charged-off: Commercial and industrial-0.0912%6,786
Percentage Net Loans Charged-off: Loans to individuals-0.2009%6,922
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.0023%6,813
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0026%1,228
Percentage Net Loans Charged-off: Total real estate loans2.4432%826
Percentage Net Loans Charged-off:Construction & development2.3304%1,948
Percentage Net Loans Charged-off: Commercial real estate2.6927%390
Percentage Net Loans Charged-off: Multi-family residential1.0632%558
Percentage Net Loans Charged-off: 1-4 family residential3.1358%365
Percentage Net Loans Charged-off: Home equity loans4.4915%217
All other 1-4 family - Percent of loans charged-off, net2.5751%503
Percentage Net Loans Charged-off: Commercial and industrial2.8377%1,406
Percentage Net Loans Charged-off: Loans to individuals-3.1522%7,840
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2153%869
Percentage Net Loans Charged-off: Total real estate loans2.5954%597
Percentage Net Loans Charged-off:Construction & development1.3881%1,976
Percentage Net Loans Charged-off: Commercial real estate3.2428%237
Percentage Net Loans Charged-off: Multi-family residential1.4025%374
Percentage Net Loans Charged-off: 1-4 family residential2.7223%374
Percentage Net Loans Charged-off: Home equity loans5.4700%157
All other 1-4 family - Percent of loans charged-off, net1.5930%696
Percentage Net Loans Charged-off: Commercial and industrial3.5363%911
Percentage Net Loans Charged-off: Loans to individuals-4.0552%7,921
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2632%1,464
Percentage Net Loans Charged-off: Total real estate loans2.2378%673
Percentage Net Loans Charged-off:Construction & development1.1136%1,735
Percentage Net Loans Charged-off: Commercial real estate3.1034%220
Percentage Net Loans Charged-off: Multi-family residential2.0546%234
Percentage Net Loans Charged-off: 1-4 family residential1.1481%862
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net1.6197%616
Percentage Net Loans Charged-off: Commercial and industrial-0.6645%7,662
Percentage Net Loans Charged-off: Loans to individuals-5.7136%8,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6037%522
Percentage Net Loans Charged-off: Total real estate loans4.4789%213
Percentage Net Loans Charged-off:Construction & development2.1274%928
Percentage Net Loans Charged-off: Commercial real estate6.2445%69
Percentage Net Loans Charged-off: Multi-family residential3.9947%101
Percentage Net Loans Charged-off: 1-4 family residential2.2572%351
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net3.1770%238
Percentage Net Loans Charged-off: Commercial and industrial-1.6410%7,784
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2809%878
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0328%1,200
Percentage Net Loans Charged-off: Total real estate loans1.0363%895
Percentage Net Loans Charged-off:Construction & development1.0208%1,563
Percentage Net Loans Charged-off: Commercial real estate0.9001%565
Percentage Net Loans Charged-off: Multi-family residential0.1974%446
Percentage Net Loans Charged-off: 1-4 family residential2.3595%220
Percentage Net Loans Charged-off: Home equity loans0.1016%1,201
All other 1-4 family - Percent of loans charged-off, net3.2098%154
Percentage Net Loans Charged-off: Commercial and industrial2.0915%1,011
Percentage Net Loans Charged-off: Loans to individuals3.1536%517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0067%1,875
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5678%1,484
Percentage Net Loans Charged-off: Total real estate loans0.8835%721
Percentage Net Loans Charged-off:Construction & development1.1109%1,020
Percentage Net Loans Charged-off: Commercial real estate0.4758%580
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential2.9279%119
Percentage Net Loans Charged-off: Home equity loans0.1354%900
All other 1-4 family - Percent of loans charged-off, net3.9738%86
Percentage Net Loans Charged-off: Commercial and industrial0.0420%3,623
Percentage Net Loans Charged-off: Loans to individuals0.6232%2,821
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0089%1,603
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3691%1,803
Percentage Net Loans Charged-off: Total real estate loans0.5329%882
Percentage Net Loans Charged-off:Construction & development0.4263%1,066
Percentage Net Loans Charged-off: Commercial real estate0.5573%421
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.9800%411
Percentage Net Loans Charged-off: Home equity loans1.9206%181
All other 1-4 family - Percent of loans charged-off, net0.6203%601
Percentage Net Loans Charged-off: Commercial and industrial0.1618%2,446
Percentage Net Loans Charged-off: Loans to individuals0.4183%3,140
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0134%1,385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0938%3,106
Percentage Net Loans Charged-off: Total real estate loans0.0238%2,384
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0619%8,038
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.4015%712
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.5578%516
Percentage Net Loans Charged-off: Commercial and industrial0.3800%1,307
Percentage Net Loans Charged-off: Loans to individuals0.2282%3,248
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0746%934
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5045%1,091
Percentage Net Loans Charged-off: Total real estate loans0.3962%720
Percentage Net Loans Charged-off:Construction & development2.0255%231
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2944%931
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.3992%670
Percentage Net Loans Charged-off: Commercial and industrial2.0601%612
Percentage Net Loans Charged-off: Loans to individuals-0.1013%7,746
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5433%7,375
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2025%1,970
Percentage Net Loans Charged-off: Total real estate loans0.1643%1,070
Percentage Net Loans Charged-off:Construction & development0.8949%271
Percentage Net Loans Charged-off: Commercial real estate-0.0006%7,731
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0687%1,681
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0927%1,369
Percentage Net Loans Charged-off: Commercial and industrial1.3100%752
Percentage Net Loans Charged-off: Loans to individuals0.1658%4,295
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7249%7,397
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0326%4,118
Percentage Net Loans Charged-off: Total real estate loans0.1725%833
Percentage Net Loans Charged-off:Construction & development0.9102%184
Percentage Net Loans Charged-off: Commercial real estate-0.0009%7,768
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1028%1,177
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.1394%919
Percentage Net Loans Charged-off: Commercial and industrial1.1937%713
Percentage Net Loans Charged-off: Loans to individuals0.1471%3,942
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.6708%7,456
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.7126%8,496
Percentage Net Loans Charged-off: Total real estate loans0.0187%1,569
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.1125%852
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.1520%692
Percentage Net Loans Charged-off: Commercial and industrial-0.0283%6,931
Percentage Net Loans Charged-off: Loans to individuals-0.5733%7,994
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-4.2219%7,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9702%311
Percentage Net Loans Charged-off: Total real estate loans0.1319%1,073
Percentage Net Loans Charged-off:Construction & development0.5128%217
Percentage Net Loans Charged-off: Commercial real estate0.0483%974
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1119%1,332
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.1579%991
Percentage Net Loans Charged-off: Commercial and industrial5.1958%149
Percentage Net Loans Charged-off: Loans to individuals0.5353%2,723
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0377%1,451
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1225%2,350
Percentage Net Loans Charged-off: Total real estate loans0.0835%1,201
Percentage Net Loans Charged-off:Construction & development0.4113%171
Percentage Net Loans Charged-off: Commercial real estate0.0165%910
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0316%1,877
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0451%1,610
Percentage Net Loans Charged-off: Commercial and industrial0.3216%1,645
Percentage Net Loans Charged-off: Loans to individuals0.5131%2,474
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0523%1,238
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1423%1,960
Percentage Net Loans Charged-off: Total real estate loans0.0843%1,083
Percentage Net Loans Charged-off:Construction & development0.4571%122
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0473%1,427
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0687%1,185
Percentage Net Loans Charged-off: Commercial and industrial0.4726%1,185
Percentage Net Loans Charged-off: Loans to individuals0.0363%4,612
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0419%1,097
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0212%3,571
Percentage Net Loans Charged-off: Total real estate loans0.0316%1,187
Percentage Net Loans Charged-off:Construction & development0.3423%97
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.1570%8,426
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.2348%8,449
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2253%2,080
Percentage Net Loans Charged-off: Total real estate loans0.0166%2,820
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0087%1,263
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0771%1,659
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1222%1,243
Percentage Net Loans Charged-off: Commercial and industrial0.0392%3,765
Percentage Net Loans Charged-off: Loans to individuals1.8425%762
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2108%532
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2916%1,387
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.0032%6,759
Percentage Net Loans Charged-off: Loans to individuals0.8852%1,860
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2161%299
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3186%1,207
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.0218%2,761
Percentage Net Loans Charged-off: Loans to individuals1.0581%1,469
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.4225%243
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2842%1,182
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0252%1,892
Percentage Net Loans Charged-off: Loans to individuals1.6459%881
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0868%248
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3081%1,880
Percentage Net Loans Charged-off: Total real estate loans0.0197%3,058
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1222%1,392
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.2037%949
Percentage Net Loans Charged-off: Commercial and industrial0.3549%2,527
Percentage Net Loans Charged-off: Loans to individuals0.6603%3,134
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5094%440
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1058%3,555
Percentage Net Loans Charged-off: Total real estate loans0.0204%2,623
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1353%1,118
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.2215%752
Percentage Net Loans Charged-off: Commercial and industrial0.5740%1,643
Percentage Net Loans Charged-off: Loans to individuals0.6735%2,754
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0036%7,013
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0239%7,917
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial-0.1498%7,701
Percentage Net Loans Charged-off: Loans to individuals-0.2201%8,201
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0322%7,737
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.1834%7,776
Percentage Net Loans Charged-off: Loans to individuals-0.6421%8,490
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0167%6,783
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.0938%4,144
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,896
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0189%6,191
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.1030%3,548
Percentage Net Loans Charged-off: Loans to individuals-0.0305%8,198
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0296%5,468
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.1489%2,871
Percentage Net Loans Charged-off: Loans to individuals0.0448%5,880
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0415%4,363
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.1656%1,966
Percentage Net Loans Charged-off: Loans to individuals0.5884%2,921
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0998%5,165
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.3739%3,167
Percentage Net Loans Charged-off: Loans to individuals0.3529%5,086
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1077%1,612
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0169%8,926
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial-0.0565%8,271
Percentage Net Loans Charged-off: Loans to individuals0.0992%6,661
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2638%2,509
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0321%6,622
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0591%9,790
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3448%2,375
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3573%2,511
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4036%2,150
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3615%2,533
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2985%4,209
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4795%4,403
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA