Home > American Bank of Sherman > Income and Expense
American Bank of Sherman, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,667,000 | 5,031 |
| Total interest expense | $2,755,000 | 5,541 |
| Net interest income | $3,912,000 | 4,540 |
| Provision for loan and lease losses | $135,000 | 6,388 |
| Total noninterest income | $1,159,000 | 2,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $648,000 | 2,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $511,000 | 3,139 |
| Total noninterest expense | $3,484,000 | 3,945 |
| Salaries and employee benefits | $1,311,000 | 4,779 |
| Premises and equipment expense | $526,000 | 3,805 |
| Additional noninterest expense | $1,647,000 | 3,323 |
| Pre-tax net operating income | $1,452,000 | 4,163 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $521,000 | 3,860 |
| Income before extraordinary items | $931,000 | 4,803 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $931,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 7,015 |
| Cash dividends | $675,000 | 2,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $931,000 | 4,480 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.