Home > American Bank of Rock Island > Income and Expense
American Bank of Rock Island, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,710,000 | 2,763 |
| Total interest expense | $6,840,000 | 2,218 |
| Net interest income | $4,870,000 | 3,491 |
| Provision for loan and lease losses | $253,000 | 2,969 |
| Total noninterest income | $3,053,000 | 1,325 |
| Gross Fiduciary activities income | $211,000 | 857 |
| Service charges on deposit accounts | $204,000 | 5,100 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,638,000 | 984 |
| Total noninterest expense | $5,177,000 | 2,514 |
| Salaries and employee benefits | $2,731,000 | 2,473 |
| Premises and equipment expense | $379,000 | 4,607 |
| Additional noninterest expense | $2,067,000 | 2,061 |
| Pre-tax net operating income | $2,493,000 | 2,796 |
| Securities gains (losses) | $-5,000 | 10,072 |
| Applicable income taxes | $-21,000 | 10,060 |
| Income before extraordinary items | $2,509,000 | 2,076 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,509,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,586 |
| Cash dividends | $1,193,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,514,000 | 2,000 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,879,000 | 2,986 |
| Total interest expense | $6,284,000 | 2,394 |
| Net interest income | $4,595,000 | 3,764 |
| Provision for loan and lease losses | $1,413,000 | 762 |
| Total noninterest income | $1,448,000 | 2,271 |
| Gross Fiduciary activities income | $4,000 | 1,385 |
| Service charges on deposit accounts | $202,000 | 5,304 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,242,000 | 1,512 |
| Total noninterest expense | $3,327,000 | 3,768 |
| Salaries and employee benefits | $1,749,000 | 3,738 |
| Premises and equipment expense | $315,000 | 5,280 |
| Additional noninterest expense | $1,263,000 | 3,203 |
| Pre-tax net operating income | $1,303,000 | 4,950 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $99,000 | 8,414 |
| Income before extraordinary items | $1,207,000 | 4,028 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,207,000 | 4,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,181,000 | 718 |
| Cash dividends | $490,000 | 3,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,204,240 | 3,977 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,450,000 | 3,150 |
| Total interest expense | $5,978,000 | 2,563 |
| Net interest income | $4,472,000 | 3,911 |
| Provision for loan and lease losses | $86,000 | 5,456 |
| Total noninterest income | $1,140,000 | 2,800 |
| Gross Fiduciary activities income | $1,000 | 1,500 |
| Service charges on deposit accounts | $201,000 | 5,545 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $938,000 | 1,896 |
| Total noninterest expense | $3,307,000 | 3,988 |
| Salaries and employee benefits | $1,535,000 | 4,232 |
| Premises and equipment expense | $267,000 | 6,002 |
| Additional noninterest expense | $1,505,000 | 3,108 |
| Pre-tax net operating income | $2,219,000 | 3,135 |
| Securities gains (losses) | $29,000 | 1,716 |
| Applicable income taxes | $594,000 | 3,619 |
| Income before extraordinary items | $1,654,000 | 2,914 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,654,000 | 2,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $736,000 | 2,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,632,540 | 2,911 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,646,000 | 3,389 |
| Total interest expense | $5,416,000 | 2,824 |
| Net interest income | $4,230,000 | 4,123 |
| Provision for loan and lease losses | $82,000 | 5,048 |
| Total noninterest income | $949,000 | 3,232 |
| Gross Fiduciary activities income | $1,000 | 1,568 |
| Service charges on deposit accounts | $178,000 | 6,102 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $770,000 | 2,163 |
| Total noninterest expense | $2,901,000 | 4,417 |
| Salaries and employee benefits | $1,436,000 | 4,453 |
| Premises and equipment expense | $269,000 | 6,072 |
| Additional noninterest expense | $1,196,000 | 3,749 |
| Pre-tax net operating income | $2,196,000 | 3,221 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $546,000 | 3,928 |
| Income before extraordinary items | $1,652,000 | 2,973 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,652,000 | 2,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,109 |
| Cash dividends | $225,000 | 5,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,650,500 | 2,947 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,090,000 | 3,705 |
| Total interest expense | $3,895,000 | 3,128 |
| Net interest income | $4,195,000 | 4,193 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $818,000 | 3,655 |
| Gross Fiduciary activities income | $1,000 | 1,574 |
| Service charges on deposit accounts | $148,000 | 6,941 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $669,000 | 2,404 |
| Total noninterest expense | $2,928,000 | 4,509 |
| Salaries and employee benefits | $1,464,000 | 4,367 |
| Premises and equipment expense | $268,000 | 6,210 |
| Additional noninterest expense | $1,196,000 | 4,065 |
| Pre-tax net operating income | $2,045,000 | 3,360 |
| Securities gains (losses) | $-754,000 | 12,342 |
| Applicable income taxes | $-52,000 | 12,223 |
| Income before extraordinary items | $1,343,000 | 3,492 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,343,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $195,000 | 5,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,097,000 | 2,340 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,728,000 | 3,942 |
| Total interest expense | $3,975,000 | 3,190 |
| Net interest income | $3,753,000 | 4,660 |
| Provision for loan and lease losses | $49,000 | 7,550 |
| Total noninterest income | $1,475,000 | 2,477 |
| Gross Fiduciary activities income | $11,000 | 1,494 |
| Service charges on deposit accounts | $155,000 | 6,967 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,309,000 | 1,709 |
| Total noninterest expense | $3,391,000 | 4,034 |
| Salaries and employee benefits | $1,538,000 | 4,176 |
| Premises and equipment expense | $209,000 | 7,512 |
| Additional noninterest expense | $1,644,000 | 3,239 |
| Pre-tax net operating income | $1,788,000 | 3,700 |
| Securities gains (losses) | $618,000 | 783 |
| Applicable income taxes | $597,000 | 3,617 |
| Income before extraordinary items | $1,809,000 | 2,748 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,809,000 | 2,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 6,087 |
| Cash dividends | $195,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,345,500 | 3,397 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,146,000 | 4,226 |
| Total interest expense | $4,512,000 | 3,640 |
| Net interest income | $3,634,000 | 4,846 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $1,258,000 | 2,758 |
| Gross Fiduciary activities income | $13,000 | 1,525 |
| Service charges on deposit accounts | $139,000 | 7,416 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,106,000 | 1,866 |
| Total noninterest expense | $2,890,000 | 4,685 |
| Salaries and employee benefits | $1,431,000 | 4,408 |
| Premises and equipment expense | $209,000 | 7,640 |
| Additional noninterest expense | $1,250,000 | 4,192 |
| Pre-tax net operating income | $1,822,000 | 3,389 |
| Securities gains (losses) | $541,000 | 1,026 |
| Applicable income taxes | $726,000 | 2,860 |
| Income before extraordinary items | $1,637,000 | 2,808 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,637,000 | 2,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 6,878 |
| Cash dividends | $166,000 | 5,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,263,710 | 3,367 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.