Home > American Bank of New Jersey > Assets and Liabilities
American Bank of New Jersey, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 74 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $666,409,000 | 1,074 |
| Cash and due from depository institutions | $40,968,000 | 2,262 |
| Interest-bearing balances | $36,804,000 | 538 |
| Securities | $101,115,000 | 1,233 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $490,787,000 | 1,011 |
| Loan loss allowance | $3,100,000 | 2,103 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $11,647,000 | 1,102 |
| Other real estate owned | $0 | 2,262 |
| Goodwill and other intangibles | $54,000 | 2,903 |
| All other assets | $21,838,000 | 983 |
| Life insurance assets | $14,060,000 | 474 |
| Total liabilities and capital | $666,409,000 | 1,074 |
| Total liabilities | $589,803,000 | 1,097 |
| Total deposits | $508,931,000 | 1,105 |
| Interest-bearing deposits | $477,487,000 | 1,026 |
| Deposits held in domestic offices | $508,931,000 | 1,104 |
| % insured | 83.58% | 2,689 |
| Federal funds purchased & repurchase agreements | $35,000,000 | 546 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $40,668,000 | 1,245 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $5,204,000 | 1,116 |
| Total equity capital | $76,606,000 | 875 |
| Total bank equity capital | $76,606,000 | 872 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,000 | 7,204 |
| Surplus | $68,101,000 | 559 |
| Undivided profits | $8,495,000 | 3,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $10,815,000 | 1,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,356,000 | 1,489 |
| Earning assets | $628,706,000 | 1,036 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $647,511,500 | 1,098 |
| Average Assets, quarterly | $647,511,500 | 1,098 |
| Volatile liabilities | $201,619,000 | 773 |
| Insider loans | $524,000 | 5,373 |
| FHLB advances | $32,513,000 | 1,369 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $47,427,000 | 1,635 |
| Tier 1 (core) risk-based capital | $75,498,000 | 822 |
| Tier 2 risk-based capital | $3,100,000 | 1,827 |
| Total risk weighted assets | $415,081,000 | 1,266 |
| Total unused commitments | $47,427,000 | 1,636 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 73 | 2,318 |
| Assets and Liabilities | ||
| Total Assets: | $628,614,000 | 1,127 |
| Cash and due from depository institutions | $17,726,000 | 2,318 |
| Interest-bearing balances | $13,830,000 | 819 |
| Securities | $86,494,000 | 1,407 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $491,463,000 | 1,003 |
| Loan loss allowance | $3,096,000 | 2,056 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $11,762,000 | 1,079 |
| Other real estate owned | $0 | 2,318 |
| Goodwill and other intangibles | $58,000 | 2,891 |
| All other assets | $21,111,000 | 1,013 |
| Life insurance assets | $13,910,000 | 478 |
| Total liabilities and capital | $628,614,000 | 1,127 |
| Total liabilities | $552,720,000 | 1,153 |
| Total deposits | $469,393,000 | 1,151 |
| Interest-bearing deposits | $440,265,000 | 1,071 |
| Deposits held in domestic offices | $469,393,000 | 1,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,000,000 | 574 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $42,752,000 | 1,321 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $5,575,000 | 1,057 |
| Total equity capital | $75,894,000 | 876 |
| Total bank equity capital | $75,894,000 | 876 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000 | 7,249 |
| Surplus | $67,705,000 | 541 |
| Undivided profits | $8,179,000 | 3,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,900,000 | 3,372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,385,000 | 1,540 |
| Earning assets | $591,787,000 | 1,080 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $614,788,800 | 1,097 |
| Average Assets, quarterly | $625,014,500 | 1,115 |
| Volatile liabilities | $192,129,000 | 815 |
| Insider loans | $535,000 | 5,420 |
| FHLB advances | $34,530,000 | 1,460 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $58,861,000 | 1,369 |
| Tier 1 (core) risk-based capital | $75,260,000 | 814 |
| Tier 2 risk-based capital | $3,096,000 | 1,806 |
| Total risk weighted assets | $408,773,000 | 1,274 |
| Total unused commitments | $58,861,000 | 1,372 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 76 | 2,241 |
| Assets and Liabilities | ||
| Total Assets: | $621,415,000 | 1,120 |
| Cash and due from depository institutions | $20,168,000 | 2,241 |
| Interest-bearing balances | $15,010,000 | 489 |
| Securities | $88,672,000 | 1,337 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $478,598,000 | 1,035 |
| Loan loss allowance | $3,035,000 | 1,924 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $11,894,000 | 1,056 |
| Other real estate owned | $0 | 2,241 |
| Goodwill and other intangibles | $61,000 | 2,935 |
| All other assets | $22,022,000 | 956 |
| Life insurance assets | $13,761,000 | 480 |
| Total liabilities and capital | $621,415,000 | 1,120 |
| Total liabilities | $547,665,000 | 1,141 |
| Total deposits | $458,684,000 | 1,150 |
| Interest-bearing deposits | $427,841,000 | 1,082 |
| Deposits held in domestic offices | $458,684,000 | 1,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,000,000 | 592 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $48,835,000 | 1,220 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,146,000 | 1,107 |
| Total equity capital | $73,750,000 | 910 |
| Total bank equity capital | $73,750,000 | 910 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $10,000 | 7,312 |
| Surplus | $67,372,000 | 538 |
| Undivided profits | $6,368,000 | 4,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,137,000 | 3,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,392,000 | 1,616 |
| Earning assets | $582,280,000 | 1,088 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $611,332,500 | 1,097 |
| Average Assets, quarterly | $625,920,000 | 1,094 |
| Volatile liabilities | $185,731,000 | 814 |
| Insider loans | $547,000 | 5,375 |
| FHLB advances | $40,547,000 | 1,298 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $62,136,000 | 1,403 |
| Tier 1 (core) risk-based capital | $74,291,000 | 832 |
| Tier 2 risk-based capital | $3,035,000 | 1,779 |
| Total risk weighted assets | $401,059,000 | 1,294 |
| Total unused commitments | $62,136,000 | 1,406 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 76 | 2,296 |
| Assets and Liabilities | ||
| Total Assets: | $630,425,000 | 1,089 |
| Cash and due from depository institutions | $11,457,000 | 2,296 |
| Interest-bearing balances | $1,505,000 | 2,483 |
| Securities | $91,992,000 | 1,322 |
| Federal funds sold & reverse repurchase agreements | $20,980,000 | 533 |
| Net loans & leases | $471,280,000 | 1,034 |
| Loan loss allowance | $2,965,000 | 1,916 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,038,000 | 1,041 |
| Other real estate owned | $0 | 2,296 |
| Goodwill and other intangibles | $64,000 | 2,951 |
| All other assets | $22,614,000 | 909 |
| Life insurance assets | $13,619,000 | 487 |
| Total liabilities and capital | $630,425,000 | 1,089 |
| Total liabilities | $551,543,000 | 1,119 |
| Total deposits | $456,865,000 | 1,144 |
| Interest-bearing deposits | $426,837,000 | 1,065 |
| Deposits held in domestic offices | $456,865,000 | 1,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,000,000 | 625 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $54,917,000 | 1,069 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,761,000 | 1,169 |
| Total equity capital | $78,882,000 | 861 |
| Total bank equity capital | $78,882,000 | 861 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $10,000 | 7,374 |
| Surplus | $67,032,000 | 531 |
| Undivided profits | $11,840,000 | 2,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $893,000 | 4,033 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,365,000 | 1,577 |
| Earning assets | $585,757,000 | 1,069 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $607,971,670 | 1,109 |
| Average Assets, quarterly | $627,436,000 | 1,075 |
| Volatile liabilities | $187,721,000 | 817 |
| Insider loans | $658,000 | 5,079 |
| FHLB advances | $46,564,000 | 1,157 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $77,857,000 | 1,204 |
| Tier 1 (core) risk-based capital | $79,540,000 | 775 |
| Tier 2 risk-based capital | $2,965,000 | 1,784 |
| Total risk weighted assets | $398,275,000 | 1,305 |
| Total unused commitments | $77,857,000 | 1,205 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 77 | 2,249 |
| Assets and Liabilities | ||
| Total Assets: | $624,447,000 | 1,085 |
| Cash and due from depository institutions | $12,501,000 | 2,249 |
| Interest-bearing balances | $2,003,000 | 2,356 |
| Securities | $101,512,000 | 1,201 |
| Federal funds sold & reverse repurchase agreements | $15,532,000 | 1,105 |
| Net loans & leases | $459,772,000 | 1,030 |
| Loan loss allowance | $2,843,000 | 1,917 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $12,093,000 | 1,030 |
| Other real estate owned | $0 | 2,249 |
| Goodwill and other intangibles | $71,000 | 2,933 |
| All other assets | $22,966,000 | 862 |
| Life insurance assets | $13,480,000 | 485 |
| Total liabilities and capital | $624,447,000 | 1,085 |
| Total liabilities | $545,614,000 | 1,118 |
| Total deposits | $445,756,000 | 1,174 |
| Interest-bearing deposits | $415,113,000 | 1,101 |
| Deposits held in domestic offices | $445,756,000 | 1,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,000,000 | 617 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $59,997,000 | 942 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,861,000 | 1,231 |
| Total equity capital | $78,833,000 | 879 |
| Total bank equity capital | $78,833,000 | 879 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $10,000 | 7,407 |
| Surplus | $66,711,000 | 529 |
| Undivided profits | $12,112,000 | 2,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $982,000 | 3,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,473,000 | 1,550 |
| Earning assets | $578,819,000 | 1,078 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $596,745,000 | 1,130 |
| Average Assets, quarterly | $596,745,000 | 1,130 |
| Volatile liabilities | $190,396,000 | 774 |
| Insider loans | $668,000 | 5,017 |
| FHLB advances | $51,580,000 | 989 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $77,117,000 | 1,247 |
| Tier 1 (core) risk-based capital | $78,594,000 | 792 |
| Tier 2 risk-based capital | $2,843,000 | 1,823 |
| Total risk weighted assets | $388,256,000 | 1,311 |
| Total unused commitments | $77,117,000 | 1,248 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 79 | 2,214 |
| Assets and Liabilities | ||
| Total Assets: | $569,043,000 | 1,185 |
| Cash and due from depository institutions | $19,973,000 | 2,214 |
| Interest-bearing balances | $13,576,000 | 441 |
| Securities | $55,238,000 | 2,102 |
| Federal funds sold & reverse repurchase agreements | $11,700,000 | 1,151 |
| Net loans & leases | $449,201,000 | 1,051 |
| Loan loss allowance | $2,707,000 | 1,978 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $11,482,000 | 1,109 |
| Other real estate owned | $0 | 2,214 |
| Goodwill and other intangibles | $76,000 | 2,911 |
| All other assets | $21,373,000 | 915 |
| Life insurance assets | $13,347,000 | 484 |
| Total liabilities and capital | $569,043,000 | 1,185 |
| Total liabilities | $491,366,000 | 1,232 |
| Total deposits | $441,976,000 | 1,180 |
| Interest-bearing deposits | $415,902,000 | 1,091 |
| Deposits held in domestic offices | $441,976,000 | 1,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $45,075,000 | 1,096 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,315,000 | 1,349 |
| Total equity capital | $77,677,000 | 881 |
| Total bank equity capital | $77,677,000 | 881 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,000 | 7,455 |
| Surplus | $66,149,000 | 532 |
| Undivided profits | $11,518,000 | 2,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $778,000 | 3,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,217,000 | 1,900 |
| Earning assets | $529,715,000 | 1,168 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $544,226,600 | 1,198 |
| Average Assets, quarterly | $564,961,500 | 1,187 |
| Volatile liabilities | $130,835,000 | 1,121 |
| Insider loans | $680,000 | 4,997 |
| FHLB advances | $36,596,000 | 1,185 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $80,935,000 | 1,223 |
| Tier 1 (core) risk-based capital | $77,748,000 | 801 |
| Tier 2 risk-based capital | $2,707,000 | 1,902 |
| Total risk weighted assets | $367,264,000 | 1,386 |
| Total unused commitments | $80,935,000 | 1,223 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 84 | 2,046 |
| Assets and Liabilities | ||
| Total Assets: | $560,880,000 | 1,186 |
| Cash and due from depository institutions | $23,406,000 | 2,046 |
| Interest-bearing balances | $13,425,000 | 419 |
| Securities | $52,965,000 | 2,185 |
| Federal funds sold & reverse repurchase agreements | $12,800,000 | 1,132 |
| Net loans & leases | $439,173,000 | 1,053 |
| Loan loss allowance | $2,568,000 | 2,019 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $10,856,000 | 1,148 |
| Other real estate owned | $0 | 2,046 |
| Goodwill and other intangibles | $81,000 | 2,903 |
| All other assets | $21,599,000 | 901 |
| Life insurance assets | $13,215,000 | 473 |
| Total liabilities and capital | $560,880,000 | 1,186 |
| Total liabilities | $484,041,000 | 1,234 |
| Total deposits | $433,474,000 | 1,189 |
| Interest-bearing deposits | $402,727,000 | 1,125 |
| Deposits held in domestic offices | $433,474,000 | 1,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $46,153,000 | 999 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,414,000 | 1,300 |
| Total equity capital | $76,839,000 | 882 |
| Total bank equity capital | $76,839,000 | 882 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000 | 7,470 |
| Surplus | $65,750,000 | 522 |
| Undivided profits | $11,079,000 | 2,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,250,000 | 2,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,165,000 | 2,103 |
| Earning assets | $518,363,000 | 1,177 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $538,022,500 | 1,207 |
| Average Assets, quarterly | $555,190,000 | 1,191 |
| Volatile liabilities | $125,852,000 | 1,120 |
| Insider loans | $690,000 | 4,954 |
| FHLB advances | $37,612,000 | 1,055 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $67,579,000 | 1,424 |
| Tier 1 (core) risk-based capital | $77,126,000 | 805 |
| Tier 2 risk-based capital | $2,568,000 | 1,953 |
| Total risk weighted assets | $355,025,000 | 1,421 |
| Total unused commitments | $67,579,000 | 1,424 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 83 | 2,118 |
| Assets and Liabilities | ||
| Total Assets: | $549,500,000 | 1,228 |
| Cash and due from depository institutions | $33,876,000 | 2,118 |
| Interest-bearing balances | $27,777,000 | 227 |
| Securities | $47,261,000 | 2,395 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,446 |
| Net loans & leases | $426,090,000 | 1,089 |
| Loan loss allowance | $2,443,000 | 2,124 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $10,341,000 | 1,191 |
| Other real estate owned | $0 | 2,118 |
| Goodwill and other intangibles | $88,000 | 2,915 |
| All other assets | $20,844,000 | 931 |
| Life insurance assets | $13,084,000 | 468 |
| Total liabilities and capital | $549,500,000 | 1,228 |
| Total liabilities | $469,253,000 | 1,277 |
| Total deposits | $417,125,000 | 1,249 |
| Interest-bearing deposits | $387,033,000 | 1,171 |
| Deposits held in domestic offices | $417,125,000 | 1,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $48,230,000 | 906 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,898,000 | 1,412 |
| Total equity capital | $80,247,000 | 851 |
| Total bank equity capital | $80,247,000 | 851 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,000 | 7,519 |
| Surplus | $65,401,000 | 538 |
| Undivided profits | $14,836,000 | 2,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,248,000 | 2,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,111,000 | 1,998 |
| Earning assets | $512,128,000 | 1,208 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $530,403,330 | 1,245 |
| Average Assets, quarterly | $543,809,500 | 1,231 |
| Volatile liabilities | $118,357,000 | 1,187 |
| Insider loans | $1,580,000 | 3,456 |
| FHLB advances | $39,628,000 | 983 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $69,987,000 | 1,407 |
| Tier 1 (core) risk-based capital | $80,747,000 | 781 |
| Tier 2 risk-based capital | $2,443,000 | 2,048 |
| Total risk weighted assets | $343,783,000 | 1,461 |
| Total unused commitments | $69,987,000 | 1,408 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 73 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $538,119,000 | 1,249 |
| Cash and due from depository institutions | $11,180,000 | 2,391 |
| Interest-bearing balances | $4,998,000 | 1,150 |
| Securities | $53,215,000 | 2,179 |
| Federal funds sold & reverse repurchase agreements | $19,300,000 | 1,007 |
| Net loans & leases | $423,335,000 | 1,077 |
| Loan loss allowance | $2,366,000 | 2,180 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,192,000 | 1,334 |
| Other real estate owned | $0 | 2,391 |
| Goodwill and other intangibles | $93,000 | 2,907 |
| All other assets | $21,804,000 | 845 |
| Life insurance assets | $12,957,000 | 457 |
| Total liabilities and capital | $538,119,000 | 1,249 |
| Total liabilities | $454,487,000 | 1,315 |
| Total deposits | $399,476,000 | 1,312 |
| Interest-bearing deposits | $367,028,000 | 1,229 |
| Deposits held in domestic offices | $399,476,000 | 1,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $51,305,000 | 827 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,706,000 | 1,480 |
| Total equity capital | $83,632,000 | 808 |
| Total bank equity capital | $83,632,000 | 808 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000 | 7,546 |
| Surplus | $65,052,000 | 517 |
| Undivided profits | $18,570,000 | 1,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,407,000 | 2,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,058,000 | 1,980 |
| Earning assets | $500,848,000 | 1,232 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $520,855,000 | 1,275 |
| Average Assets, quarterly | $520,855,000 | 1,275 |
| Volatile liabilities | $118,816,000 | 1,161 |
| Insider loans | $1,635,000 | 3,347 |
| FHLB advances | $42,644,000 | 884 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $65,575,000 | 1,498 |
| Tier 1 (core) risk-based capital | $84,157,000 | 724 |
| Tier 2 risk-based capital | $2,366,000 | 2,094 |
| Total risk weighted assets | $336,434,000 | 1,470 |
| Total unused commitments | $65,575,000 | 1,499 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 71 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $503,591,000 | 1,309 |
| Cash and due from depository institutions | $8,892,000 | 2,464 |
| Interest-bearing balances | $2,366,000 | 1,719 |
| Securities | $56,374,000 | 2,089 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $410,245,000 | 1,091 |
| Loan loss allowance | $2,173,000 | 2,292 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,268,000 | 1,665 |
| Other real estate owned | $0 | 2,464 |
| Goodwill and other intangibles | $98,000 | 2,896 |
| All other assets | $20,714,000 | 907 |
| Life insurance assets | $12,830,000 | 454 |
| Total liabilities and capital | $503,591,000 | 1,309 |
| Total liabilities | $420,754,000 | 1,401 |
| Total deposits | $356,395,000 | 1,488 |
| Interest-bearing deposits | $330,220,000 | 1,354 |
| Deposits held in domestic offices | $356,395,000 | 1,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $60,779,000 | 748 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,580,000 | 1,515 |
| Total equity capital | $82,837,000 | 800 |
| Total bank equity capital | $82,837,000 | 800 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,000 | 7,584 |
| Surplus | $64,614,000 | 502 |
| Undivided profits | $18,213,000 | 1,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,682,000 | 1,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,911,000 | 2,206 |
| Earning assets | $468,985,000 | 1,290 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $484,946,800 | 1,299 |
| Average Assets, quarterly | $496,365,500 | 1,313 |
| Volatile liabilities | $200,575,000 | 808 |
| Insider loans | $1,662,000 | 3,314 |
| FHLB advances | $52,059,000 | 782 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $75,356,000 | 1,301 |
| Tier 1 (core) risk-based capital | $83,476,000 | 723 |
| Tier 2 risk-based capital | $2,173,000 | 2,207 |
| Total risk weighted assets | $315,099,000 | 1,538 |
| Total unused commitments | $75,356,000 | 1,301 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 73 | 2,414 |
| Assets and Liabilities | ||
| Total Assets: | $489,140,000 | 1,336 |
| Cash and due from depository institutions | $7,134,000 | 2,414 |
| Interest-bearing balances | $466,000 | 3,177 |
| Securities | $59,948,000 | 1,991 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $398,670,000 | 1,114 |
| Loan loss allowance | $2,123,000 | 2,351 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,523,000 | 1,821 |
| Other real estate owned | $0 | 2,414 |
| Goodwill and other intangibles | $99,000 | 2,901 |
| All other assets | $16,766,000 | 1,110 |
| Life insurance assets | $8,747,000 | 655 |
| Total liabilities and capital | $489,140,000 | 1,336 |
| Total liabilities | $407,315,000 | 1,438 |
| Total deposits | $338,677,000 | 1,540 |
| Interest-bearing deposits | $314,735,000 | 1,414 |
| Deposits held in domestic offices | $338,677,000 | 1,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $64,852,000 | 744 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,786,000 | 1,410 |
| Total equity capital | $81,825,000 | 820 |
| Total bank equity capital | $81,825,000 | 820 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000 | 7,643 |
| Surplus | $64,248,000 | 503 |
| Undivided profits | $17,567,000 | 1,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,089,000 | 1,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,838,000 | 2,293 |
| Earning assets | $459,084,000 | 1,302 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $480,285,750 | 1,326 |
| Average Assets, quarterly | $482,771,000 | 1,342 |
| Volatile liabilities | $205,691,000 | 793 |
| Insider loans | $1,689,000 | 3,265 |
| FHLB advances | $56,074,000 | 770 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $59,504,000 | 1,623 |
| Tier 1 (core) risk-based capital | $82,621,000 | 739 |
| Tier 2 risk-based capital | $2,037,000 | 2,329 |
| Total risk weighted assets | $296,872,000 | 1,623 |
| Total unused commitments | $59,504,000 | 1,624 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 71 | 2,498 |
| Assets and Liabilities | ||
| Total Assets: | $476,402,000 | 1,355 |
| Cash and due from depository institutions | $4,978,000 | 2,498 |
| Interest-bearing balances | $1,032,000 | 2,398 |
| Securities | $63,662,000 | 1,882 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 4,652 |
| Net loans & leases | $384,781,000 | 1,146 |
| Loan loss allowance | $2,013,000 | 2,424 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,001,000 | 1,948 |
| Other real estate owned | $0 | 2,498 |
| Goodwill and other intangibles | $88,000 | 2,934 |
| All other assets | $15,992,000 | 1,140 |
| Life insurance assets | $8,666,000 | 653 |
| Total liabilities and capital | $476,402,000 | 1,355 |
| Total liabilities | $395,770,000 | 1,466 |
| Total deposits | $335,813,000 | 1,541 |
| Interest-bearing deposits | $310,811,000 | 1,410 |
| Deposits held in domestic offices | $335,813,000 | 1,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $56,524,000 | 850 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,433,000 | 1,407 |
| Total equity capital | $80,632,000 | 806 |
| Total bank equity capital | $80,632,000 | 806 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $10,000 | 7,673 |
| Surplus | $63,787,000 | 500 |
| Undivided profits | $16,835,000 | 1,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,041,000 | 1,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,705,000 | 2,205 |
| Earning assets | $450,375,000 | 1,314 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $477,334,330 | 1,337 |
| Average Assets, quarterly | $477,028,000 | 1,346 |
| Volatile liabilities | $192,611,000 | 828 |
| Insider loans | $963,000 | 4,299 |
| FHLB advances | $47,690,000 | 892 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $67,668,000 | 1,457 |
| Tier 1 (core) risk-based capital | $81,867,000 | 734 |
| Tier 2 risk-based capital | $1,927,000 | 2,405 |
| Total risk weighted assets | $283,541,000 | 1,670 |
| Total unused commitments | $67,668,000 | 1,459 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 68 | 2,576 |
| Assets and Liabilities | ||
| Total Assets: | $477,654,000 | 1,332 |
| Cash and due from depository institutions | $13,006,000 | 2,576 |
| Interest-bearing balances | $11,050,000 | 547 |
| Securities | $72,091,000 | 1,688 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $372,429,000 | 1,151 |
| Loan loss allowance | $1,904,000 | 2,520 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,266,000 | 2,626 |
| Other real estate owned | $0 | 2,576 |
| Goodwill and other intangibles | $88,000 | 2,919 |
| All other assets | $15,774,000 | 1,127 |
| Life insurance assets | $8,587,000 | 638 |
| Total liabilities and capital | $477,654,000 | 1,332 |
| Total liabilities | $396,984,000 | 1,428 |
| Total deposits | $332,233,000 | 1,523 |
| Interest-bearing deposits | $305,302,000 | 1,408 |
| Deposits held in domestic offices | $332,233,000 | 1,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $61,295,000 | 763 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,456,000 | 1,407 |
| Total equity capital | $80,670,000 | 789 |
| Total bank equity capital | $80,670,000 | 789 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000 | 7,689 |
| Surplus | $66,306,000 | 466 |
| Undivided profits | $14,354,000 | 2,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,631,000 | 1,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,697,000 | 2,094 |
| Earning assets | $455,570,000 | 1,276 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $477,800,500 | 1,323 |
| Average Assets, quarterly | $477,800,500 | 1,323 |
| Volatile liabilities | $192,100,000 | 802 |
| Insider loans | $983,000 | 4,241 |
| FHLB advances | $52,405,000 | 792 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $47,885,000 | 1,888 |
| Tier 1 (core) risk-based capital | $81,751,000 | 722 |
| Tier 2 risk-based capital | $1,818,000 | 2,500 |
| Total risk weighted assets | $273,275,000 | 1,686 |
| Total unused commitments | $47,885,000 | 1,888 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 67 | 2,615 |
| Assets and Liabilities | ||
| Total Assets: | $477,947,000 | 1,308 |
| Cash and due from depository institutions | $13,413,000 | 2,615 |
| Interest-bearing balances | $11,080,000 | 513 |
| Securities | $79,326,000 | 1,535 |
| Federal funds sold & reverse repurchase agreements | $11,500,000 | 1,175 |
| Net loans & leases | $354,252,000 | 1,202 |
| Loan loss allowance | $1,745,000 | 2,678 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,151,000 | 2,664 |
| Other real estate owned | $0 | 2,615 |
| Goodwill and other intangibles | $80,000 | 2,940 |
| All other assets | $15,225,000 | 1,132 |
| Life insurance assets | $8,508,000 | 86 |
| Total liabilities and capital | $477,947,000 | 1,308 |
| Total liabilities | $396,526,000 | 1,421 |
| Total deposits | $329,977,000 | 1,509 |
| Interest-bearing deposits | $305,377,000 | 1,373 |
| Deposits held in domestic offices | $329,977,000 | 1,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $62,664,000 | 767 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,885,000 | 1,245 |
| Total equity capital | $81,421,000 | 769 |
| Total bank equity capital | $81,421,000 | 769 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,000 | 7,727 |
| Surplus | $66,249,000 | 458 |
| Undivided profits | $15,162,000 | 2,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,250,000 | 1,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,638,000 | 2,168 |
| Earning assets | $456,158,000 | 1,255 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $467,864,200 | 1,271 |
| Average Assets, quarterly | $516,264,500 | 1,200 |
| Volatile liabilities | $188,914,000 | 810 |
| Insider loans | $1,000,000 | 4,189 |
| FHLB advances | $53,719,000 | 787 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $41,746,000 | 2,017 |
| Tier 1 (core) risk-based capital | $82,262,000 | 709 |
| Tier 2 risk-based capital | $1,658,000 | 2,652 |
| Total risk weighted assets | $260,352,000 | 1,734 |
| Total unused commitments | $41,746,000 | 2,018 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 67 | 2,584 |
| Assets and Liabilities | ||
| Total Assets: | $554,582,000 | 1,099 |
| Cash and due from depository institutions | $108,435,000 | 2,584 |
| Interest-bearing balances | $105,813,000 | 68 |
| Securities | $68,914,000 | 1,745 |
| Federal funds sold & reverse repurchase agreements | $17,300,000 | 758 |
| Net loans & leases | $341,315,000 | 1,214 |
| Loan loss allowance | $1,658,000 | 2,771 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,131,000 | 2,607 |
| Other real estate owned | $0 | 2,584 |
| Goodwill and other intangibles | $78,000 | 2,943 |
| All other assets | $14,409,000 | 1,184 |
| Life insurance assets | $7,512,000 | 90 |
| Total liabilities and capital | $554,582,000 | 1,099 |
| Total liabilities | $519,459,000 | 1,060 |
| Total deposits | $461,072,000 | 1,021 |
| Interest-bearing deposits | $435,347,000 | 909 |
| Deposits held in domestic offices | $461,072,000 | 1,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $54,798,000 | 853 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,589,000 | 1,313 |
| Total equity capital | $35,123,000 | 1,736 |
| Total bank equity capital | $35,123,000 | 1,736 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $11,371,000 | 1,988 |
| Undivided profits | $23,751,000 | 1,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,163,000 | 2,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,463,000 | 2,367 |
| Earning assets | $533,342,000 | 1,044 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $465,343,500 | 1,266 |
| Average Assets, quarterly | $498,184,000 | 1,208 |
| Volatile liabilities | $308,785,000 | 517 |
| Insider loans | $922,000 | 4,325 |
| FHLB advances | $53,734,000 | 788 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $37,591,000 | 2,156 |
| Tier 1 (core) risk-based capital | $36,068,000 | 1,591 |
| Tier 2 risk-based capital | $1,571,000 | 2,730 |
| Total risk weighted assets | $266,351,000 | 1,670 |
| Total unused commitments | $37,591,000 | 2,158 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 62 | 2,776 |
| Assets and Liabilities | ||
| Total Assets: | $441,786,000 | 1,362 |
| Cash and due from depository institutions | $8,592,000 | 2,776 |
| Interest-bearing balances | $6,240,000 | 853 |
| Securities | $75,549,000 | 1,626 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $339,549,000 | 1,190 |
| Loan loss allowance | $1,683,000 | 2,696 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,133,000 | 2,562 |
| Other real estate owned | $0 | 2,776 |
| Goodwill and other intangibles | $72,000 | 2,934 |
| All other assets | $13,891,000 | 1,182 |
| Life insurance assets | $7,442,000 | 87 |
| Total liabilities and capital | $441,786,000 | 1,362 |
| Total liabilities | $407,108,000 | 1,330 |
| Total deposits | $336,587,000 | 1,407 |
| Interest-bearing deposits | $310,400,000 | 1,286 |
| Deposits held in domestic offices | $336,587,000 | 1,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $67,212,000 | 731 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,309,000 | 1,313 |
| Total equity capital | $34,678,000 | 1,718 |
| Total bank equity capital | $34,678,000 | 1,718 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $11,296,000 | 1,947 |
| Undivided profits | $23,381,000 | 1,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000,000 | 2,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,490,000 | 2,117 |
| Earning assets | $421,338,000 | 1,297 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $435,597,330 | 1,337 |
| Average Assets, quarterly | $439,481,000 | 1,342 |
| Volatile liabilities | $193,592,000 | 741 |
| Insider loans | $943,000 | 4,281 |
| FHLB advances | $66,048,000 | 673 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $26,802,000 | 2,645 |
| Tier 1 (core) risk-based capital | $35,340,000 | 1,580 |
| Tier 2 risk-based capital | $1,595,000 | 2,660 |
| Total risk weighted assets | $242,514,000 | 1,754 |
| Total unused commitments | $26,802,000 | 2,648 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 61 | 2,789 |
| Assets and Liabilities | ||
| Total Assets: | $437,176,000 | 1,354 |
| Cash and due from depository institutions | $4,671,000 | 2,789 |
| Interest-bearing balances | $2,288,000 | 1,843 |
| Securities | $81,060,000 | 1,541 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $333,571,000 | 1,180 |
| Loan loss allowance | $1,689,000 | 2,681 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,059,000 | 2,571 |
| Other real estate owned | $0 | 2,789 |
| Goodwill and other intangibles | $72,000 | 2,930 |
| All other assets | $13,743,000 | 1,180 |
| Life insurance assets | $7,375,000 | 87 |
| Total liabilities and capital | $437,176,000 | 1,354 |
| Total liabilities | $403,235,000 | 1,314 |
| Total deposits | $331,056,000 | 1,416 |
| Interest-bearing deposits | $306,676,000 | 1,285 |
| Deposits held in domestic offices | $331,056,000 | 1,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $69,427,000 | 693 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,752,000 | 1,508 |
| Total equity capital | $33,941,000 | 1,706 |
| Total bank equity capital | $33,941,000 | 1,706 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $11,174,000 | 1,917 |
| Undivided profits | $22,766,000 | 1,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 4,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,455,000 | 2,092 |
| Earning assets | $416,919,000 | 1,294 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $432,503,000 | 1,347 |
| Average Assets, quarterly | $432,503,000 | 1,347 |
| Volatile liabilities | $193,662,000 | 706 |
| Insider loans | $936,000 | 4,281 |
| FHLB advances | $68,263,000 | 632 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $33,457,000 | 2,220 |
| Tier 1 (core) risk-based capital | $34,856,000 | 1,566 |
| Tier 2 risk-based capital | $1,689,000 | 2,517 |
| Total risk weighted assets | $238,165,000 | 1,742 |
| Total unused commitments | $33,457,000 | 2,225 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 60 | 2,845 |
| Assets and Liabilities | ||
| Total Assets: | $427,830,000 | 1,371 |
| Cash and due from depository institutions | $5,218,000 | 2,845 |
| Interest-bearing balances | $2,690,000 | 1,716 |
| Securities | $87,072,000 | 1,468 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $318,505,000 | 1,227 |
| Loan loss allowance | $1,619,000 | 2,745 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,927,000 | 2,629 |
| Other real estate owned | $0 | 2,845 |
| Goodwill and other intangibles | $77,000 | 2,904 |
| All other assets | $13,031,000 | 1,203 |
| Life insurance assets | $7,302,000 | 90 |
| Total liabilities and capital | $427,830,000 | 1,371 |
| Total liabilities | $394,225,000 | 1,343 |
| Total deposits | $331,774,000 | 1,404 |
| Interest-bearing deposits | $307,928,000 | 1,270 |
| Deposits held in domestic offices | $331,774,000 | 1,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $59,241,000 | 793 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,210,000 | 1,313 |
| Total equity capital | $33,605,000 | 1,722 |
| Total bank equity capital | $33,605,000 | 1,722 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $9,818,000 | 2,100 |
| Undivided profits | $23,786,000 | 1,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $569,000 | 3,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,382,000 | 2,182 |
| Earning assets | $408,267,000 | 1,317 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $406,970,600 | 1,384 |
| Average Assets, quarterly | $424,499,500 | 1,365 |
| Volatile liabilities | $190,494,000 | 697 |
| Insider loans | $985,000 | 4,160 |
| FHLB advances | $58,077,000 | 727 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $33,325,000 | 2,173 |
| Tier 1 (core) risk-based capital | $34,073,000 | 1,574 |
| Tier 2 risk-based capital | $1,619,000 | 2,597 |
| Total risk weighted assets | $228,896,000 | 1,800 |
| Total unused commitments | $33,325,000 | 2,173 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 60 | 2,843 |
| Assets and Liabilities | ||
| Total Assets: | $421,169,000 | 1,375 |
| Cash and due from depository institutions | $7,986,000 | 2,843 |
| Interest-bearing balances | $5,730,000 | 1,008 |
| Securities | $88,593,000 | 1,446 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $308,982,000 | 1,237 |
| Loan loss allowance | $1,578,000 | 2,824 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,910,000 | 2,600 |
| Other real estate owned | $0 | 2,843 |
| Goodwill and other intangibles | $81,000 | 2,860 |
| All other assets | $11,617,000 | 1,311 |
| Life insurance assets | $6,242,000 | 100 |
| Total liabilities and capital | $421,169,000 | 1,375 |
| Total liabilities | $388,351,000 | 1,334 |
| Total deposits | $326,573,000 | 1,389 |
| Interest-bearing deposits | $304,024,000 | 1,264 |
| Deposits held in domestic offices | $326,573,000 | 1,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $58,791,000 | 800 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,987,000 | 1,396 |
| Total equity capital | $32,818,000 | 1,739 |
| Total bank equity capital | $32,818,000 | 1,739 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $9,698,000 | 2,081 |
| Undivided profits | $23,119,000 | 1,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 3,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,343,000 | 2,309 |
| Earning assets | $403,305,000 | 1,306 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $401,755,750 | 1,398 |
| Average Assets, quarterly | $412,895,500 | 1,387 |
| Volatile liabilities | $187,996,000 | 675 |
| Insider loans | $1,006,000 | 4,084 |
| FHLB advances | $57,491,000 | 731 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $32,001,000 | 2,188 |
| Tier 1 (core) risk-based capital | $33,279,000 | 1,590 |
| Tier 2 risk-based capital | $1,578,000 | 2,624 |
| Total risk weighted assets | $218,811,000 | 1,832 |
| Total unused commitments | $32,001,000 | 2,194 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 58 | 2,954 |
| Assets and Liabilities | ||
| Total Assets: | $404,622,000 | 1,414 |
| Cash and due from depository institutions | $5,780,000 | 2,954 |
| Interest-bearing balances | $3,631,000 | 1,478 |
| Securities | $97,995,000 | 1,334 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $284,783,000 | 1,315 |
| Loan loss allowance | $1,467,000 | 2,990 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,950,000 | 2,543 |
| Other real estate owned | $209,000 | 2,954 |
| Goodwill and other intangibles | $79,000 | 2,875 |
| All other assets | $11,826,000 | 1,279 |
| Life insurance assets | $5,184,000 | 116 |
| Total liabilities and capital | $404,622,000 | 1,414 |
| Total liabilities | $373,224,000 | 1,378 |
| Total deposits | $304,977,000 | 1,505 |
| Interest-bearing deposits | $281,268,000 | 1,355 |
| Deposits held in domestic offices | $304,977,000 | 1,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $65,200,000 | 739 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,047,000 | 1,272 |
| Total equity capital | $31,398,000 | 1,731 |
| Total bank equity capital | $31,398,000 | 1,731 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $9,681,000 | 2,047 |
| Undivided profits | $21,716,000 | 1,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 5,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,330,000 | 2,189 |
| Earning assets | $386,409,000 | 1,343 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $395,284,670 | 1,415 |
| Average Assets, quarterly | $397,606,000 | 1,419 |
| Volatile liabilities | $168,531,000 | 726 |
| Insider loans | $998,000 | 4,079 |
| FHLB advances | $63,900,000 | 673 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $39,987,000 | 1,858 |
| Tier 1 (core) risk-based capital | $32,677,000 | 1,584 |
| Tier 2 risk-based capital | $1,467,000 | 2,760 |
| Total risk weighted assets | $203,917,000 | 1,905 |
| Total unused commitments | $39,987,000 | 1,863 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 57 | 2,994 |
| Assets and Liabilities | ||
| Total Assets: | $390,590,000 | 1,450 |
| Cash and due from depository institutions | $3,652,000 | 2,994 |
| Interest-bearing balances | $1,610,000 | 2,573 |
| Securities | $97,843,000 | 1,345 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $274,611,000 | 1,330 |
| Loan loss allowance | $1,425,000 | 3,039 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,023,000 | 2,473 |
| Other real estate owned | $209,000 | 2,994 |
| Goodwill and other intangibles | $75,000 | 2,868 |
| All other assets | $10,177,000 | 1,392 |
| Life insurance assets | $5,143,000 | 120 |
| Total liabilities and capital | $390,590,000 | 1,450 |
| Total liabilities | $358,408,000 | 1,416 |
| Total deposits | $297,209,000 | 1,518 |
| Interest-bearing deposits | $276,193,000 | 1,385 |
| Deposits held in domestic offices | $297,209,000 | 1,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $58,700,000 | 740 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,499,000 | 1,649 |
| Total equity capital | $32,182,000 | 1,734 |
| Total bank equity capital | $32,182,000 | 1,734 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $9,663,000 | 2,019 |
| Undivided profits | $22,518,000 | 1,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $353,000 | 4,825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,221,000 | 2,339 |
| Earning assets | $374,064,000 | 1,374 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $390,616,000 | 1,441 |
| Average Assets, quarterly | $390,616,000 | 1,441 |
| Volatile liabilities | $157,353,000 | 731 |
| Insider loans | $1,016,000 | 3,979 |
| FHLB advances | $57,400,000 | 673 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $26,818,000 | 2,395 |
| Tier 1 (core) risk-based capital | $32,086,000 | 1,599 |
| Tier 2 risk-based capital | $1,425,000 | 2,802 |
| Total risk weighted assets | $196,525,000 | 1,934 |
| Total unused commitments | $26,818,000 | 2,401 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $390,642,000 | 1,450 |
| Cash and due from depository institutions | $3,104,000 | 2,906 |
| Interest-bearing balances | $1,568,000 | 2,460 |
| Securities | $102,055,000 | 1,337 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $271,340,000 | 1,329 |
| Loan loss allowance | $1,412,000 | 3,050 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,922,000 | 2,515 |
| Other real estate owned | $0 | 2,906 |
| Goodwill and other intangibles | $75,000 | 2,867 |
| All other assets | $10,146,000 | 1,421 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $390,642,000 | 1,450 |
| Total liabilities | $359,411,000 | 1,415 |
| Total deposits | $293,983,000 | 1,525 |
| Interest-bearing deposits | $270,485,000 | 1,397 |
| Deposits held in domestic offices | $293,983,000 | 1,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $62,800,000 | 717 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,628,000 | 1,519 |
| Total equity capital | $31,231,000 | 1,751 |
| Total bank equity capital | $31,231,000 | 1,751 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $9,639,000 | 1,995 |
| Undivided profits | $21,591,000 | 1,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $774,000 | 3,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,179,000 | 2,554 |
| Earning assets | $374,963,000 | 1,365 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $381,111,600 | 1,426 |
| Average Assets, quarterly | $408,854,000 | 1,361 |
| Volatile liabilities | $158,846,000 | 735 |
| Insider loans | $1,039,000 | 3,937 |
| FHLB advances | $61,500,000 | 651 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $20,152,000 | 2,849 |
| Tier 1 (core) risk-based capital | $31,449,000 | 1,622 |
| Tier 2 risk-based capital | $1,412,000 | 2,808 |
| Total risk weighted assets | $195,951,000 | 1,918 |
| Total unused commitments | $20,152,000 | 2,853 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 58 | 2,970 |
| Assets and Liabilities | ||
| Total Assets: | $427,066,000 | 1,304 |
| Cash and due from depository institutions | $32,465,000 | 2,970 |
| Interest-bearing balances | $31,259,000 | 249 |
| Securities | $110,230,000 | 1,201 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 2,293 |
| Net loans & leases | $263,344,000 | 1,360 |
| Loan loss allowance | $1,371,000 | 3,105 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,939,000 | 2,472 |
| Other real estate owned | $0 | 2,970 |
| Goodwill and other intangibles | $70,000 | 2,871 |
| All other assets | $11,118,000 | 1,313 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $427,066,000 | 1,304 |
| Total liabilities | $404,827,000 | 1,240 |
| Total deposits | $347,298,000 | 1,271 |
| Interest-bearing deposits | $323,501,000 | 1,161 |
| Deposits held in domestic offices | $347,298,000 | 1,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $55,000,000 | 783 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,529,000 | 1,620 |
| Total equity capital | $22,239,000 | 2,473 |
| Total bank equity capital | $22,239,000 | 2,473 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $0 | 8,515 |
| Undivided profits | $22,238,000 | 1,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $517,000 | 4,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,188,000 | 2,653 |
| Earning assets | $410,733,000 | 1,237 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $378,729,000 | 1,451 |
| Average Assets, quarterly | $400,157,500 | 1,403 |
| Volatile liabilities | $205,069,000 | 616 |
| Insider loans | $1,142,000 | 3,749 |
| FHLB advances | $55,000,000 | 701 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $22,660,000 | 2,620 |
| Tier 1 (core) risk-based capital | $22,644,000 | 2,301 |
| Tier 2 risk-based capital | $1,371,000 | 2,858 |
| Total risk weighted assets | $201,552,000 | 1,874 |
| Total unused commitments | $22,660,000 | 2,623 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 58 | 2,974 |
| Assets and Liabilities | ||
| Total Assets: | $373,249,000 | 1,492 |
| Cash and due from depository institutions | $4,733,000 | 2,974 |
| Interest-bearing balances | $3,226,000 | 1,967 |
| Securities | $102,487,000 | 1,271 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,766 |
| Net loans & leases | $248,530,000 | 1,431 |
| Loan loss allowance | $1,288,000 | 3,231 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,930,000 | 2,451 |
| Other real estate owned | $0 | 2,974 |
| Goodwill and other intangibles | $26,000 | 2,994 |
| All other assets | $10,143,000 | 1,367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $373,249,000 | 1,492 |
| Total liabilities | $350,766,000 | 1,432 |
| Total deposits | $287,103,000 | 1,545 |
| Interest-bearing deposits | $262,666,000 | 1,440 |
| Deposits held in domestic offices | $287,103,000 | 1,542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $56,000,000 | 764 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $7,663,000 | 749 |
| Total equity capital | $22,483,000 | 2,440 |
| Total bank equity capital | $22,483,000 | 2,440 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $0 | 8,544 |
| Undivided profits | $22,482,000 | 1,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $517,000 | 4,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,252,000 | 2,399 |
| Earning assets | $357,643,000 | 1,424 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $362,616,670 | 1,510 |
| Average Assets, quarterly | $366,725,500 | 1,511 |
| Volatile liabilities | $146,676,000 | 771 |
| Insider loans | $915,000 | 4,188 |
| FHLB advances | $56,000,000 | 684 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $30,175,000 | 2,113 |
| Tier 1 (core) risk-based capital | $22,374,000 | 2,289 |
| Tier 2 risk-based capital | $1,288,000 | 2,972 |
| Total risk weighted assets | $185,353,000 | 1,984 |
| Total unused commitments | $35,175,000 | 1,888 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 56 | 3,047 |
| Assets and Liabilities | ||
| Total Assets: | $360,202,000 | 1,526 |
| Cash and due from depository institutions | $4,603,000 | 3,047 |
| Interest-bearing balances | $3,116,000 | 2,039 |
| Securities | $97,779,000 | 1,296 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 5,017 |
| Net loans & leases | $241,522,000 | 1,437 |
| Loan loss allowance | $1,847,000 | 2,338 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,919,000 | 2,425 |
| Other real estate owned | $0 | 3,047 |
| Goodwill and other intangibles | $7,000 | 3,091 |
| All other assets | $10,072,000 | 1,351 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $360,202,000 | 1,526 |
| Total liabilities | $338,387,000 | 1,451 |
| Total deposits | $277,816,000 | 1,580 |
| Interest-bearing deposits | $257,614,000 | 1,465 |
| Deposits held in domestic offices | $277,816,000 | 1,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $57,000,000 | 732 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,571,000 | 1,322 |
| Total equity capital | $21,815,000 | 2,440 |
| Total bank equity capital | $21,815,000 | 2,440 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $0 | 8,583 |
| Undivided profits | $21,814,000 | 1,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $536,000 | 4,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,220,000 | 2,508 |
| Earning assets | $344,717,000 | 1,453 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $357,300,500 | 1,516 |
| Average Assets, quarterly | $357,300,500 | 1,516 |
| Volatile liabilities | $143,679,000 | 759 |
| Insider loans | $931,000 | 4,095 |
| FHLB advances | $57,000,000 | 655 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $29,577,000 | 2,067 |
| Tier 1 (core) risk-based capital | $21,613,000 | 2,322 |
| Tier 2 risk-based capital | $1,847,000 | 2,146 |
| Total risk weighted assets | $180,099,000 | 1,994 |
| Total unused commitments | $31,077,000 | 1,986 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 55 | 3,068 |
| Assets and Liabilities | ||
| Total Assets: | $354,399,000 | 1,513 |
| Cash and due from depository institutions | $6,880,000 | 3,068 |
| Interest-bearing balances | $5,516,000 | 1,314 |
| Securities | $100,884,000 | 1,234 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 3,535 |
| Net loans & leases | $229,270,000 | 1,518 |
| Loan loss allowance | $1,761,000 | 2,395 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,771,000 | 2,477 |
| Other real estate owned | $0 | 3,068 |
| Goodwill and other intangibles | $7,000 | 3,054 |
| All other assets | $9,987,000 | 1,325 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $354,399,000 | 1,513 |
| Total liabilities | $332,770,000 | 1,458 |
| Total deposits | $272,321,000 | 1,567 |
| Interest-bearing deposits | $252,012,000 | 1,467 |
| Deposits held in domestic offices | $272,321,000 | 1,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $58,000,000 | 730 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,449,000 | 1,736 |
| Total equity capital | $21,629,000 | 2,444 |
| Total bank equity capital | $21,629,000 | 2,444 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $0 | 8,619 |
| Undivided profits | $21,628,000 | 1,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $579,000 | 3,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,253,000 | 2,558 |
| Earning assets | $339,270,000 | 1,455 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $318,803,600 | 1,600 |
| Average Assets, quarterly | $344,459,000 | 1,538 |
| Volatile liabilities | $140,572,000 | 772 |
| Insider loans | $686,000 | 4,772 |
| FHLB advances | $58,000,000 | 645 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $25,185,000 | 2,248 |
| Tier 1 (core) risk-based capital | $21,345,000 | 2,321 |
| Tier 2 risk-based capital | $1,761,000 | 2,203 |
| Total risk weighted assets | $173,157,000 | 2,037 |
| Total unused commitments | $25,185,000 | 2,253 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $289,194,000 | 1,765 |
| Cash and due from depository institutions | $8,596,000 | 3,349 |
| Interest-bearing balances | $7,206,000 | 941 |
| Securities | $91,322,000 | 1,252 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 3,111 |
| Net loans & leases | $176,297,000 | 1,864 |
| Loan loss allowance | $1,565,000 | 2,494 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,897,000 | 2,315 |
| Other real estate owned | $0 | 3,349 |
| Goodwill and other intangibles | $17,000 | 2,965 |
| All other assets | $4,765,000 | 2,317 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $289,194,000 | 1,765 |
| Total liabilities | $269,395,000 | 1,717 |
| Total deposits | $222,087,000 | 1,827 |
| Interest-bearing deposits | $222,087,000 | 1,584 |
| Deposits held in domestic offices | $222,087,000 | 1,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $45,000,000 | 823 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,308,000 | 1,795 |
| Total equity capital | $19,799,000 | 2,484 |
| Total bank equity capital | $19,799,000 | 2,484 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $0 | 8,858 |
| Undivided profits | $19,798,000 | 1,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $738,000 | 3,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,181,000 | 2,935 |
| Earning assets | $279,125,000 | 1,671 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $247,325,800 | 1,971 |
| Average Assets, quarterly | $273,939,000 | 1,840 |
| Volatile liabilities | $98,873,000 | 1,006 |
| Insider loans | $992,000 | 3,945 |
| FHLB advances | $45,000,000 | 729 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $36,628,000 | 1,603 |
| Tier 1 (core) risk-based capital | $19,503,000 | 2,403 |
| Tier 2 risk-based capital | $1,565,000 | 2,313 |
| Total risk weighted assets | $145,551,000 | 2,288 |
| Total unused commitments | $36,628,000 | 1,610 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 41 | 4,004 |
| Assets and Liabilities | ||
| Total Assets: | $225,813,000 | 2,148 |
| Cash and due from depository institutions | $3,787,000 | 4,004 |
| Interest-bearing balances | $2,553,000 | 1,438 |
| Securities | $70,170,000 | 1,559 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $144,730,000 | 2,185 |
| Loan loss allowance | $1,518,000 | 2,444 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,476,000 | 3,429 |
| Other real estate owned | $0 | 4,004 |
| Goodwill and other intangibles | $24,000 | 2,938 |
| All other assets | $4,626,000 | 1,940 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,813,000 | 2,148 |
| Total liabilities | $207,999,000 | 2,103 |
| Total deposits | $163,930,000 | 2,414 |
| Interest-bearing deposits | $163,930,000 | 2,058 |
| Deposits held in domestic offices | $163,930,000 | 2,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $42,000,000 | 812 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,069,000 | 2,010 |
| Total equity capital | $17,814,000 | 2,632 |
| Total bank equity capital | $17,814,000 | 2,632 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $0 | 9,124 |
| Undivided profits | $17,813,000 | 1,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $578,000 | 3,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $774,000 | 3,512 |
| Earning assets | $217,453,000 | 2,059 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $217,986,200 | 2,115 |
| Average Assets, quarterly | $224,667,000 | 2,131 |
| Volatile liabilities | $68,495,000 | 1,332 |
| Insider loans | $681,000 | 4,731 |
| FHLB advances | $42,000,000 | 240 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $15,382,000 | 2,835 |
| Tier 1 (core) risk-based capital | $17,942,000 | 2,502 |
| Tier 2 risk-based capital | $1,518,000 | 2,284 |
| Total risk weighted assets | $123,323,000 | 2,572 |
| Total unused commitments | $15,382,000 | 2,836 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 42 | 4,012 |
| Assets and Liabilities | ||
| Total Assets: | $209,474,000 | 2,241 |
| Cash and due from depository institutions | $5,341,000 | 4,012 |
| Interest-bearing balances | $2,457,000 | 1,493 |
| Securities | $72,575,000 | 1,581 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 2,408 |
| Net loans & leases | $120,488,000 | 2,475 |
| Loan loss allowance | $1,481,000 | 2,406 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,514,000 | 3,350 |
| Other real estate owned | $400,000 | 4,012 |
| Goodwill and other intangibles | $19,000 | 3,065 |
| All other assets | $4,337,000 | 2,041 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,474,000 | 2,241 |
| Total liabilities | $194,005,000 | 2,186 |
| Total deposits | $155,076,000 | 2,476 |
| Interest-bearing deposits | $155,076,000 | 2,109 |
| Deposits held in domestic offices | $155,076,000 | 2,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $37,000,000 | 895 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,929,000 | 1,925 |
| Total equity capital | $15,469,000 | 2,869 |
| Total bank equity capital | $15,469,000 | 2,869 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $0 | 9,427 |
| Undivided profits | $15,468,000 | 1,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $920,000 | 2,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $579,000 | 4,017 |
| Earning assets | $199,320,000 | 2,157 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $197,227,600 | 2,289 |
| Average Assets, quarterly | $209,571,000 | 2,225 |
| Volatile liabilities | $59,227,000 | 1,436 |
| Insider loans | $690,000 | 4,593 |
| FHLB advances | $37,000,000 | 255 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $16,066,000 | 2,762 |
| Tier 1 (core) risk-based capital | $16,094,000 | 2,737 |
| Tier 2 risk-based capital | $1,377,000 | 2,348 |
| Total risk weighted assets | $110,096,000 | 2,731 |
| Total unused commitments | $16,066,000 | 2,768 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $185,171,000 | 2,477 |
| Cash and due from depository institutions | $2,969,000 | 3,988 |
| Interest-bearing balances | $1,607,000 | 2,361 |
| Securities | $55,269,000 | 2,095 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 2,302 |
| Net loans & leases | $113,318,000 | 2,453 |
| Loan loss allowance | $1,495,000 | 2,351 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,581,000 | 3,130 |
| Other real estate owned | $253,000 | 3,988 |
| Goodwill and other intangibles | $22,000 | 3,149 |
| All other assets | $3,259,000 | 2,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,171,000 | 2,477 |
| Total liabilities | $170,417,000 | 2,430 |
| Total deposits | $145,269,000 | 2,629 |
| Interest-bearing deposits | $134,516,000 | 2,425 |
| Deposits held in domestic offices | $145,269,000 | 2,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $23,000,000 | 956 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,148,000 | 1,871 |
| Total equity capital | $14,754,000 | 3,051 |
| Total bank equity capital | $14,754,000 | 3,051 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $14,754,000 | 1,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,887,000 | 1,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $517,000 | 4,485 |
| Earning assets | $177,694,000 | 2,375 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $168,357,400 | 2,566 |
| Average Assets, quarterly | $179,256,500 | 2,512 |
| Volatile liabilities | $40,293,000 | 1,692 |
| Insider loans | $693,000 | 4,452 |
| FHLB advances | $23,000,000 | 294 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,844,000 | 2,193 |
| Tier 1 (core) risk-based capital | $14,687,000 | 2,911 |
| Tier 2 risk-based capital | $1,211,000 | 2,550 |
| Total risk weighted assets | $96,594,000 | 2,919 |
| Total unused commitments | $20,844,000 | 2,200 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $154,864,000 | 2,886 |
| Cash and due from depository institutions | $2,170,000 | 4,375 |
| Interest-bearing balances | $1,464,000 | 2,098 |
| Securities | $50,177,000 | 2,268 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $97,203,000 | 2,833 |
| Loan loss allowance | $1,502,000 | 2,337 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,606,000 | 4,497 |
| Other real estate owned | $494,000 | 4,375 |
| Goodwill and other intangibles | $14,000 | 3,334 |
| All other assets | $3,200,000 | 2,252 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,864,000 | 2,886 |
| Total liabilities | $141,468,000 | 2,846 |
| Total deposits | $137,744,000 | 2,702 |
| Interest-bearing deposits | $137,744,000 | 2,331 |
| Deposits held in domestic offices | $137,744,000 | 2,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,000,000 | 2,858 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,724,000 | 2,297 |
| Total equity capital | $13,396,000 | 3,293 |
| Total bank equity capital | $13,396,000 | 3,293 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $13,396,000 | 1,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,637,000 | 1,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $496,000 | 4,759 |
| Earning assets | $148,844,000 | 2,765 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $153,060,400 | 2,782 |
| Average Assets, quarterly | $154,959,000 | 2,840 |
| Volatile liabilities | $18,004,000 | 3,259 |
| Insider loans | $642,000 | 4,730 |
| FHLB advances | $2,000,000 | 637 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,354,000 | 2,977 |
| Tier 1 (core) risk-based capital | $13,354,000 | 3,166 |
| Tier 2 risk-based capital | $967,000 | 3,022 |
| Total risk weighted assets | $76,808,000 | 3,531 |
| Total unused commitments | $12,354,000 | 2,979 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $149,558,000 | 3,051 |
| Cash and due from depository institutions | $2,521,000 | 4,777 |
| Interest-bearing balances | $1,673,000 | 1,817 |
| Securities | $56,253,000 | 2,176 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,858 |
| Net loans & leases | $84,809,000 | 3,228 |
| Loan loss allowance | $1,720,000 | 2,166 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,431,000 | 4,849 |
| Other real estate owned | $752,000 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,492,000 | 2,159 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,558,000 | 3,051 |
| Total liabilities | $137,678,000 | 2,989 |
| Total deposits | $135,404,000 | 2,832 |
| Interest-bearing deposits | $135,404,000 | 2,451 |
| Deposits held in domestic offices | $135,404,000 | 2,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,000,000 | 3,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,274,000 | 2,923 |
| Total equity capital | $11,880,000 | 3,719 |
| Total bank equity capital | $11,880,000 | 3,719 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $11,880,000 | 2,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,816,000 | 1,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $444,000 | 5,190 |
| Earning assets | $143,035,000 | 2,946 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $150,990,400 | 2,898 |
| Average Assets, quarterly | $150,586,000 | 3,008 |
| Volatile liabilities | $14,044,000 | 3,805 |
| Insider loans | $450,000 | 5,778 |
| FHLB advances | $1,000,000 | 778 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,814,000 | 4,306 |
| Tier 1 (core) risk-based capital | $11,850,000 | 3,619 |
| Tier 2 risk-based capital | $891,000 | 3,322 |
| Total risk weighted assets | $70,647,000 | 3,821 |
| Total unused commitments | $6,814,000 | 4,320 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 39 | 4,809 |
| Assets and Liabilities | ||
| Total Assets: | $149,917,000 | 3,065 |
| Cash and due from depository institutions | $7,020,000 | 4,809 |
| Interest-bearing balances | $6,322,000 | 768 |
| Securities | $61,895,000 | 2,007 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 5,387 |
| Net loans & leases | $72,315,000 | 3,637 |
| Loan loss allowance | $2,383,000 | 1,667 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,421,000 | 4,841 |
| Other real estate owned | $1,128,000 | 4,809 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,038,000 | 1,943 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,917,000 | 3,065 |
| Total liabilities | $138,385,000 | 3,002 |
| Total deposits | $134,394,000 | 2,880 |
| Interest-bearing deposits | $134,394,000 | 2,515 |
| Deposits held in domestic offices | $134,394,000 | 2,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,000,000 | 2,360 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,991,000 | 2,105 |
| Total equity capital | $11,532,000 | 3,813 |
| Total bank equity capital | $11,532,000 | 3,813 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $11,532,000 | 2,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,593,000 | 815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $390,000 | 5,918 |
| Earning assets | $142,632,000 | 2,967 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $146,772,000 | 2,993 |
| Average Assets, quarterly | $148,207,000 | 3,058 |
| Volatile liabilities | $13,256,000 | 3,700 |
| Insider loans | $452,000 | 5,942 |
| FHLB advances | $2,000,000 | 648 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,934,000 | 6,427 |
| Tier 1 (core) risk-based capital | $11,499,000 | 3,698 |
| Tier 2 risk-based capital | $822,000 | 3,491 |
| Total risk weighted assets | $65,003,000 | 4,031 |
| Total unused commitments | $3,418,000 | 6,024 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 38 | 5,090 |
| Assets and Liabilities | ||
| Total Assets: | $143,381,000 | 3,134 |
| Cash and due from depository institutions | $2,440,000 | 5,090 |
| Interest-bearing balances | $1,541,000 | 1,894 |
| Securities | $50,444,000 | 2,598 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $84,001,000 | 3,089 |
| Loan loss allowance | $2,945,000 | 1,415 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,466,000 | 4,714 |
| Other real estate owned | $840,000 | 5,090 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,190,000 | 1,973 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,381,000 | 3,134 |
| Total liabilities | $132,993,000 | 3,066 |
| Total deposits | $128,981,000 | 2,947 |
| Interest-bearing deposits | $128,981,000 | 2,567 |
| Deposits held in domestic offices | $128,981,000 | 2,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000,000 | 2,507 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,012,000 | 1,786 |
| Total equity capital | $10,388,000 | 3,896 |
| Total bank equity capital | $10,388,000 | 3,896 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $10,388,000 | 2,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,701,000 | 561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $377,000 | 5,454 |
| Earning assets | $135,986,000 | 3,033 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $139,933,800 | 3,129 |
| Average Assets, quarterly | $142,706,500 | 3,125 |
| Volatile liabilities | $11,708,000 | 3,880 |
| Insider loans | $527,000 | 5,512 |
| FHLB advances | $2,000,000 | 764 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,593,000 | 5,851 |
| Tier 1 (core) risk-based capital | $10,394,000 | 3,965 |
| Tier 2 risk-based capital | $841,000 | 3,406 |
| Total risk weighted assets | $66,365,000 | 3,867 |
| Total unused commitments | $3,593,000 | 5,860 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 36 | 5,574 |
| Assets and Liabilities | ||
| Total Assets: | $137,555,000 | 3,325 |
| Cash and due from depository institutions | $1,650,000 | 5,574 |
| Interest-bearing balances | $979,000 | 3,476 |
| Securities | $49,355,000 | 2,806 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 5,413 |
| Net loans & leases | $78,706,000 | 3,211 |
| Loan loss allowance | $2,592,000 | 1,684 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,513,000 | 4,624 |
| Other real estate owned | $859,000 | 5,574 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,272,000 | 2,238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,555,000 | 3,325 |
| Total liabilities | $128,928,000 | 3,223 |
| Total deposits | $125,718,000 | 3,126 |
| Interest-bearing deposits | $120,705,000 | 2,827 |
| Deposits held in domestic offices | $125,718,000 | 3,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 2,135 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,210,000 | 2,711 |
| Total equity capital | $8,627,000 | 4,696 |
| Total bank equity capital | $8,627,000 | 4,696 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $8,627,000 | 2,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,102,000 | 747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $335,000 | 5,501 |
| Earning assets | $131,240,000 | 3,209 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $137,622,400 | 3,229 |
| Average Assets, quarterly | $137,666,000 | 3,300 |
| Volatile liabilities | $12,066,000 | 3,574 |
| Insider loans | $711,000 | 4,685 |
| FHLB advances | $2,000,000 | 638 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,089,000 | 4,828 |
| Tier 1 (core) risk-based capital | $8,627,000 | 4,595 |
| Tier 2 risk-based capital | $805,000 | 3,518 |
| Total risk weighted assets | $63,793,000 | 3,958 |
| Total unused commitments | $6,089,000 | 4,368 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 38 | 5,417 |
| Assets and Liabilities | ||
| Total Assets: | $137,942,000 | 3,387 |
| Cash and due from depository institutions | $9,367,000 | 5,417 |
| Interest-bearing balances | $6,824,000 | 1,096 |
| Securities | $42,162,000 | 3,236 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 6,835 |
| Net loans & leases | $73,810,000 | 3,472 |
| Loan loss allowance | $2,144,000 | 2,003 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,578,000 | 4,467 |
| Other real estate owned | $4,403,000 | 5,417 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,822,000 | 1,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,942,000 | 3,387 |
| Total liabilities | $130,318,000 | 3,268 |
| Total deposits | $128,229,000 | 3,180 |
| Interest-bearing deposits | $124,026,000 | 2,895 |
| Deposits held in domestic offices | $128,229,000 | 3,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,089,000 | 1,804 |
| Total equity capital | $7,624,000 | 5,007 |
| Total bank equity capital | $7,624,000 | 5,007 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $7,624,000 | 2,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,447,000 | 787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $332,000 | 6,005 |
| Earning assets | $124,596,000 | 3,409 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $136,479,800 | 3,337 |
| Average Assets, quarterly | $136,332,000 | 3,396 |
| Volatile liabilities | $8,698,000 | 4,555 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,268,000 | 5,063 |
| Tier 1 (core) risk-based capital | $7,495,000 | 5,012 |
| Tier 2 risk-based capital | $819,000 | 3,457 |
| Total risk weighted assets | $65,045,000 | 3,960 |
| Total unused commitments | $5,367,000 | 4,447 |
| Derivatives | $0 | 651 |