Home > American Bank of Illinois in Highland > Income and Expense

American Bank of Illinois in Highland, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$2,389,000	8,023
Total interest expense	$1,120,000	7,971
Net interest income	$1,269,000	7,929
Provision for loan and lease losses	$175,000	4,079
Total noninterest income	$227,000	7,005
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$147,000	5,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$80,000	6,911
Total noninterest expense	$1,273,000	7,320
Salaries and employee benefits	$541,000	8,027
Premises and equipment expense	$202,000	6,737
Additional noninterest expense	$530,000	6,202
Pre-tax net operating income	$48,000	8,970
Securities gains (losses)	$0	1,956
Applicable income taxes	$19,000	7,866
Income before extraordinary items	$29,000	9,035
Extraordinary gains, net	$0	38
Net income	$29,000	9,033
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	6,338
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$29,000	9,019
1999-12-31 (YTD Data)		Rank
Total interest income	$2,050,000	8,439
Total interest expense	$885,000	8,487
Net interest income	$1,165,000	8,270
Provision for loan and lease losses	$18,000	7,756
Total noninterest income	$193,000	7,575
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$130,000	6,171
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	7,632
Total noninterest expense	$1,169,000	7,648
Salaries and employee benefits	$530,000	8,158
Premises and equipment expense	$122,000	8,192
Additional noninterest expense	$517,000	6,384
Pre-tax net operating income	$171,000	8,709
Securities gains (losses)	$0	3,155
Applicable income taxes	$49,000	7,647
Income before extraordinary items	$122,000	8,826
Extraordinary gains, net	$0	35
Net income	$122,000	8,823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,882
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$122,000	8,786
1998-12-31 (YTD Data)		Rank
Total interest income	$1,756,000	8,976
Total interest expense	$828,000	8,862
Net interest income	$928,000	8,962
Provision for loan and lease losses	$10,000	8,212
Total noninterest income	$171,000	7,941
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$114,000	6,582
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	7,910
Total noninterest expense	$971,000	8,209
Salaries and employee benefits	$465,000	8,570
Premises and equipment expense	$91,000	8,906
Additional noninterest expense	$415,000	7,098
Pre-tax net operating income	$118,000	9,331
Securities gains (losses)	$0	4,449
Applicable income taxes	$60,000	8,159
Income before extraordinary items	$58,000	9,581
Extraordinary gains, net	$0	32
Net income	$58,000	9,580
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,392
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$58,000	9,520
1997-12-31 (YTD Data)		Rank
Total interest income	$860,000	10,423
Total interest expense	$375,000	10,386
Net interest income	$485,000	10,408
Provision for loan and lease losses	$0	8,829
Total noninterest income	$97,000	9,481
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$72,000	7,828
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	9,587
Total noninterest expense	$476,000	10,213
Salaries and employee benefits	$219,000	10,446
Premises and equipment expense	$66,000	9,815
Additional noninterest expense	$191,000	9,534
Pre-tax net operating income	$106,000	10,050
Securities gains (losses)	$0	3,944
Applicable income taxes	$53,000	9,212
Income before extraordinary items	$53,000	10,223
Extraordinary gains, net	$0	44
Net income	$53,000	10,225
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,093
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$53,000	10,190
1996-12-31 (YTD Data)		Rank
Total interest income	$1,273,000	10,429
Total interest expense	$551,000	10,439
Net interest income	$722,000	10,324
Provision for loan and lease losses	$40,000	6,972
Total noninterest income	$134,000	9,288
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$101,000	7,470
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	9,697
Total noninterest expense	$716,000	9,753
Salaries and employee benefits	$347,000	9,984
Premises and equipment expense	$101,000	9,258
Additional noninterest expense	$268,000	9,203
Pre-tax net operating income	$100,000	10,361
Securities gains (losses)	$0	4,148
Applicable income taxes	$95,000	8,825
Income before extraordinary items	$5,000	10,790
Extraordinary gains, net	$0	53
Net income	$5,000	10,785
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$105,000	6,579
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$5,000	10,744
1995-12-31 (YTD Data)		Rank
Total interest income	$1,100,000	11,114
Total interest expense	$469,000	11,133
Net interest income	$631,000	11,033
Provision for loan and lease losses	$0	8,958
Total noninterest income	$110,000	10,066
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$84,000	8,206
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	10,525
Total noninterest expense	$637,000	10,425
Salaries and employee benefits	$290,000	10,837
Premises and equipment expense	$100,000	9,626
Additional noninterest expense	$247,000	9,853
Pre-tax net operating income	$104,000	11,060
Securities gains (losses)	$-5,000	9,676
Applicable income taxes	$17,000	10,802
Income before extraordinary items	$82,000	11,086
Extraordinary gains, net	$17,000	50
Net income	$99,000	10,942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,482
Cash dividends	$22,000	8,348
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$86,150	11,025
1994-12-31 (YTD Data)		Rank
Total interest income	$969,000	11,766
Total interest expense	$380,000	11,686
Net interest income	$589,000	11,745
Provision for loan and lease losses	$0	9,146
Total noninterest income	$114,000	10,428
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$88,000	8,439
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	11,043
Total noninterest expense	$564,000	11,297
Salaries and employee benefits	$248,000	11,681
Premises and equipment expense	$97,000	10,121
Additional noninterest expense	$219,000	10,903
Pre-tax net operating income	$139,000	11,354
Securities gains (losses)	$-17,000	10,215
Applicable income taxes	$25,000	11,050
Income before extraordinary items	$97,000	11,412
Extraordinary gains, net	$25,000	199
Net income	$122,000	11,140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,704
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$110,600	11,321
1993-12-31 (YTD Data)		Rank
Total interest income	$922,000	12,464
Total interest expense	$391,000	12,266
Net interest income	$531,000	12,464
Provision for loan and lease losses	$0	10,371
Total noninterest income	$110,000	11,078
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$77,000	9,110
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	11,102
Total noninterest expense	$526,000	12,033
Salaries and employee benefits	$232,000	12,358
Premises and equipment expense	$91,000	10,750
Additional noninterest expense	$203,000	11,689
Pre-tax net operating income	$115,000	11,756
Securities gains (losses)	$0	7,477
Applicable income taxes	$28,000	11,440
Income before extraordinary items	$87,000	11,931
Extraordinary gains, net	$28,000	2,522
Net income	$115,000	11,696
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	11,621
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$87,000	11,750
1992-12-31 (YTD Data)		Rank
Total interest income	$845,000	13,280
Total interest expense	$377,000	13,269
Net interest income	$468,000	13,180
Provision for loan and lease losses	$83,000	7,797
Total noninterest income	$102,000	11,675
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$57,000	10,031
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	10,722
Total noninterest expense	$517,000	12,543
Salaries and employee benefits	$228,000	12,854
Premises and equipment expense	$92,000	11,034
Additional noninterest expense	$197,000	12,284
Pre-tax net operating income	$-30,000	12,819
Securities gains (losses)	$11,000	6,349
Applicable income taxes	$0	12,680
Income before extraordinary items	$-19,000	12,941
Extraordinary gains, net	$0	1,422
Net income	$-19,000	12,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	8,614
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-30,000	12,768

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.