Home > American Bank of Huntsville > Income and Expense
American Bank of Huntsville, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 4,174 |
| Total interest expense | $278,000 | 2,264 |
| Net interest income | $789,000 | 4,527 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $363,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $41,000 | 3,874 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $322,000 | 2,012 |
| Total noninterest expense | $1,314,000 | 3,128 |
| Salaries and employee benefits | $711,000 | 3,170 |
| Premises and equipment expense | $116,000 | 3,577 |
| Additional noninterest expense | $487,000 | 2,819 |
| Pre-tax net operating income | $-162,000 | 5,994 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-162,000 | 5,997 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-162,000 | 5,996 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-162,000 | 5,996 |
| Net charge-offs | $15,000 | 2,144 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-162,000 | 5,993 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 3,929 |
| Total interest expense | $1,387,000 | 1,893 |
| Net interest income | $3,412,000 | 4,396 |
| Provision for loan and lease losses | $295,000 | 1,941 |
| Total noninterest income | $782,000 | 3,466 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $184,000 | 3,826 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $598,000 | 3,041 |
| Total noninterest expense | $5,444,000 | 3,043 |
| Salaries and employee benefits | $2,782,000 | 3,182 |
| Premises and equipment expense | $472,000 | 3,588 |
| Additional noninterest expense | $2,190,000 | 2,599 |
| Pre-tax net operating income | $-1,545,000 | 6,126 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-1,545,000 | 6,122 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,545,000 | 6,122 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,545,000 | 6,122 |
| Net charge-offs | $910,000 | 741 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-1,545,000 | 6,119 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 3,935 |
| Total interest expense | $1,065,000 | 1,868 |
| Net interest income | $2,602,000 | 4,399 |
| Provision for loan and lease losses | $295,000 | 1,539 |
| Total noninterest income | $582,000 | 3,505 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $135,000 | 3,896 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $447,000 | 3,058 |
| Total noninterest expense | $3,948,000 | 3,135 |
| Salaries and employee benefits | $2,077,000 | 3,218 |
| Premises and equipment expense | $359,000 | 3,611 |
| Additional noninterest expense | $1,512,000 | 2,768 |
| Pre-tax net operating income | $-1,059,000 | 6,213 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-1,059,000 | 6,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,059,000 | 6,211 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,059,000 | 6,211 |
| Net charge-offs | $817,000 | 587 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-1,059,000 | 6,207 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 3,887 |
| Total interest expense | $707,000 | 1,882 |
| Net interest income | $1,801,000 | 4,344 |
| Provision for loan and lease losses | $65,000 | 2,615 |
| Total noninterest income | $414,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $91,000 | 3,861 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $323,000 | 2,973 |
| Total noninterest expense | $2,620,000 | 3,167 |
| Salaries and employee benefits | $1,407,000 | 3,201 |
| Premises and equipment expense | $249,000 | 3,559 |
| Additional noninterest expense | $964,000 | 2,891 |
| Pre-tax net operating income | $-470,000 | 6,243 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-470,000 | 6,253 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-470,000 | 6,253 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-470,000 | 6,253 |
| Net charge-offs | $536,000 | 605 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-470,000 | 6,247 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 3,838 |
| Total interest expense | $354,000 | 1,896 |
| Net interest income | $937,000 | 4,286 |
| Provision for loan and lease losses | $65,000 | 1,847 |
| Total noninterest income | $198,000 | 3,445 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $49,000 | 3,733 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $149,000 | 3,024 |
| Total noninterest expense | $1,365,000 | 3,098 |
| Salaries and employee benefits | $717,000 | 3,189 |
| Premises and equipment expense | $133,000 | 3,443 |
| Additional noninterest expense | $515,000 | 2,721 |
| Pre-tax net operating income | $-295,000 | 6,332 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-295,000 | 6,345 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-295,000 | 6,346 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-295,000 | 6,346 |
| Net charge-offs | $516,000 | 348 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-295,000 | 6,335 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,939,000 | 3,555 |
| Total interest expense | $1,424,000 | 1,981 |
| Net interest income | $4,515,000 | 3,909 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $717,000 | 3,667 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $267,000 | 3,419 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $450,000 | 3,428 |
| Total noninterest expense | $5,723,000 | 3,020 |
| Salaries and employee benefits | $2,722,000 | 3,285 |
| Premises and equipment expense | $649,000 | 3,063 |
| Additional noninterest expense | $2,352,000 | 2,530 |
| Pre-tax net operating income | $-491,000 | 6,291 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-491,000 | 6,299 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-491,000 | 6,299 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-491,000 | 6,299 |
| Net charge-offs | $85,000 | 3,339 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-491,000 | 6,295 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,574,000 | 3,518 |
| Total interest expense | $1,068,000 | 2,005 |
| Net interest income | $3,506,000 | 3,852 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $336,000 | 4,493 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $213,000 | 3,350 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $123,000 | 4,822 |
| Total noninterest expense | $4,099,000 | 3,144 |
| Salaries and employee benefits | $2,007,000 | 3,345 |
| Premises and equipment expense | $512,000 | 2,995 |
| Additional noninterest expense | $1,580,000 | 2,764 |
| Pre-tax net operating income | $-257,000 | 6,325 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-257,000 | 6,340 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-257,000 | 6,339 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-257,000 | 6,339 |
| Net charge-offs | $-24,000 | 5,837 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-257,000 | 6,337 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 3,470 |
| Total interest expense | $714,000 | 2,014 |
| Net interest income | $2,401,000 | 3,783 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $242,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $143,000 | 3,314 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $99,000 | 4,577 |
| Total noninterest expense | $2,724,000 | 3,151 |
| Salaries and employee benefits | $1,381,000 | 3,302 |
| Premises and equipment expense | $346,000 | 2,989 |
| Additional noninterest expense | $997,000 | 2,899 |
| Pre-tax net operating income | $-81,000 | 6,318 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-81,000 | 6,335 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-81,000 | 6,336 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-81,000 | 6,337 |
| Net charge-offs | $-26,000 | 5,972 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-81,000 | 6,322 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 3,427 |
| Total interest expense | $359,000 | 2,028 |
| Net interest income | $1,247,000 | 3,689 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $226,000 | 3,250 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $68,000 | 3,391 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $158,000 | 2,900 |
| Total noninterest expense | $1,396,000 | 3,128 |
| Salaries and employee benefits | $744,000 | 3,155 |
| Premises and equipment expense | $174,000 | 3,020 |
| Additional noninterest expense | $478,000 | 2,989 |
| Pre-tax net operating income | $77,000 | 5,495 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $77,000 | 5,414 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $77,000 | 5,414 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $77,000 | 5,414 |
| Net charge-offs | $-63,000 | 6,375 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $77,000 | 5,373 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,677,000 | 3,384 |
| Total interest expense | $1,814,000 | 1,862 |
| Net interest income | $4,863,000 | 3,762 |
| Provision for loan and lease losses | $782,000 | 1,353 |
| Total noninterest income | $2,473,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $230,000 | 3,862 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,243,000 | 1,395 |
| Total noninterest expense | $9,035,000 | 2,096 |
| Salaries and employee benefits | $5,091,000 | 2,007 |
| Premises and equipment expense | $773,000 | 2,768 |
| Additional noninterest expense | $3,171,000 | 1,987 |
| Pre-tax net operating income | $-2,481,000 | 6,695 |
| Securities gains (losses) | $52,000 | 1,763 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-2,429,000 | 6,698 |
| Extraordinary gains, net | $-3,760,000 | 6,810 |
| Net income | $-6,189,000 | 6,764 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-6,189,000 | 6,764 |
| Net charge-offs | $1,686,000 | 861 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-2,481,000 | 6,693 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,081,000 | 3,370 |
| Total interest expense | $1,381,000 | 1,893 |
| Net interest income | $3,700,000 | 3,747 |
| Provision for loan and lease losses | $322,000 | 1,998 |
| Total noninterest income | $2,362,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $164,000 | 3,989 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,198,000 | 1,192 |
| Total noninterest expense | $7,073,000 | 2,004 |
| Salaries and employee benefits | $4,001,000 | 1,923 |
| Premises and equipment expense | $554,000 | 2,892 |
| Additional noninterest expense | $2,518,000 | 1,874 |
| Pre-tax net operating income | $-1,333,000 | 6,737 |
| Securities gains (losses) | $52,000 | 1,625 |
| Applicable income taxes | $-396,000 | 6,788 |
| Income before extraordinary items | $-885,000 | 6,706 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-885,000 | 6,707 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-885,000 | 6,707 |
| Net charge-offs | $1,172,000 | 902 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-920,880 | 6,699 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 3,336 |
| Total interest expense | $928,000 | 1,906 |
| Net interest income | $2,501,000 | 3,714 |
| Provision for loan and lease losses | $190,000 | 2,184 |
| Total noninterest income | $2,003,000 | 1,356 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $108,000 | 3,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,895,000 | 1,026 |
| Total noninterest expense | $4,854,000 | 1,951 |
| Salaries and employee benefits | $2,782,000 | 1,852 |
| Premises and equipment expense | $377,000 | 2,846 |
| Additional noninterest expense | $1,695,000 | 1,862 |
| Pre-tax net operating income | $-540,000 | 6,699 |
| Securities gains (losses) | $52,000 | 1,491 |
| Applicable income taxes | $-188,000 | 6,808 |
| Income before extraordinary items | $-300,000 | 6,647 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-300,000 | 6,647 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-300,000 | 6,647 |
| Net charge-offs | $875,000 | 847 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-333,280 | 6,640 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 3,265 |
| Total interest expense | $465,000 | 1,946 |
| Net interest income | $1,316,000 | 3,618 |
| Provision for loan and lease losses | $40,000 | 3,034 |
| Total noninterest income | $1,184,000 | 1,193 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $53,000 | 3,986 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,131,000 | 909 |
| Total noninterest expense | $2,448,000 | 1,953 |
| Salaries and employee benefits | $1,470,000 | 1,775 |
| Premises and equipment expense | $193,000 | 2,825 |
| Additional noninterest expense | $785,000 | 1,995 |
| Pre-tax net operating income | $12,000 | 6,232 |
| Securities gains (losses) | $52,000 | 902 |
| Applicable income taxes | $25,000 | 3,473 |
| Income before extraordinary items | $39,000 | 5,988 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $39,000 | 5,990 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $39,000 | 5,990 |
| Net charge-offs | $498,000 | 774 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $5,720 | 6,287 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,618,000 | 3,238 |
| Total interest expense | $2,146,000 | 2,015 |
| Net interest income | $5,472,000 | 3,590 |
| Provision for loan and lease losses | $2,449,000 | 906 |
| Total noninterest income | $5,400,000 | 1,092 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $194,000 | 4,319 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $5,206,000 | 788 |
| Total noninterest expense | $9,736,000 | 1,966 |
| Salaries and employee benefits | $5,863,000 | 1,730 |
| Premises and equipment expense | $819,000 | 2,685 |
| Additional noninterest expense | $3,054,000 | 2,121 |
| Pre-tax net operating income | $-1,313,000 | 6,715 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-424,000 | 6,881 |
| Income before extraordinary items | $-889,000 | 6,698 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-889,000 | 6,693 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-889,000 | 6,694 |
| Net charge-offs | $2,656,000 | 924 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 555 |
| Net operating income | $-889,000 | 6,654 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,786,000 | 3,266 |
| Total interest expense | $1,645,000 | 2,058 |
| Net interest income | $4,141,000 | 3,632 |
| Provision for loan and lease losses | $2,124,000 | 808 |
| Total noninterest income | $3,472,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $149,000 | 4,333 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,323,000 | 869 |
| Total noninterest expense | $7,150,000 | 2,000 |
| Salaries and employee benefits | $4,367,000 | 1,723 |
| Premises and equipment expense | $575,000 | 2,865 |
| Additional noninterest expense | $2,208,000 | 2,191 |
| Pre-tax net operating income | $-1,661,000 | 6,943 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-644,000 | 7,060 |
| Income before extraordinary items | $-1,017,000 | 6,885 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,017,000 | 6,882 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,017,000 | 6,883 |
| Net charge-offs | $2,164,000 | 875 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 452 |
| Net operating income | $-1,017,000 | 6,851 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 3,236 |
| Total interest expense | $1,121,000 | 2,088 |
| Net interest income | $2,813,000 | 3,598 |
| Provision for loan and lease losses | $1,708,000 | 728 |
| Total noninterest income | $1,783,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $94,000 | 4,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,689,000 | 1,048 |
| Total noninterest expense | $4,631,000 | 2,071 |
| Salaries and employee benefits | $2,859,000 | 1,749 |
| Premises and equipment expense | $377,000 | 2,904 |
| Additional noninterest expense | $1,395,000 | 2,321 |
| Pre-tax net operating income | $-1,743,000 | 7,074 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-673,000 | 7,151 |
| Income before extraordinary items | $-1,070,000 | 7,008 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,070,000 | 7,007 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,070,000 | 7,008 |
| Net charge-offs | $1,551,000 | 842 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 349 |
| Net operating income | $-1,070,000 | 6,993 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 3,249 |
| Total interest expense | $572,000 | 2,114 |
| Net interest income | $1,402,000 | 3,626 |
| Provision for loan and lease losses | $1,708,000 | 414 |
| Total noninterest income | $458,000 | 2,286 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $49,000 | 4,333 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $409,000 | 1,731 |
| Total noninterest expense | $2,324,000 | 2,064 |
| Salaries and employee benefits | $1,473,000 | 1,703 |
| Premises and equipment expense | $165,000 | 3,222 |
| Additional noninterest expense | $686,000 | 2,333 |
| Pre-tax net operating income | $-2,172,000 | 7,246 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-836,000 | 7,265 |
| Income before extraordinary items | $-1,336,000 | 7,204 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,336,000 | 7,204 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,336,000 | 7,204 |
| Net charge-offs | $29,000 | 3,446 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 212 |
| Net operating income | $-1,336,000 | 7,196 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,676,000 | 3,108 |
| Total interest expense | $2,421,000 | 2,383 |
| Net interest income | $6,255,000 | 3,352 |
| Provision for loan and lease losses | $2,549,000 | 1,326 |
| Total noninterest income | $4,348,000 | 1,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $18,000 | 129 |
| Additional Noninterest Income | $4,330,000 | 789 |
| Total noninterest expense | $8,891,000 | 2,146 |
| Salaries and employee benefits | $5,525,000 | 1,753 |
| Premises and equipment expense | $1,161,000 | 2,119 |
| Additional noninterest expense | $2,205,000 | 2,856 |
| Pre-tax net operating income | $-837,000 | 6,533 |
| Securities gains (losses) | $-111,000 | 7,095 |
| Applicable income taxes | $-337,000 | 6,994 |
| Income before extraordinary items | $-611,000 | 6,521 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-611,000 | 6,522 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-611,000 | 6,521 |
| Net charge-offs | $2,164,000 | 1,485 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-539,960 | 6,449 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,532,000 | 3,130 |
| Total interest expense | $1,887,000 | 2,390 |
| Net interest income | $4,645,000 | 3,391 |
| Provision for loan and lease losses | $1,474,000 | 1,525 |
| Total noninterest income | $2,970,000 | 1,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $18,000 | 132 |
| Additional Noninterest Income | $2,952,000 | 845 |
| Total noninterest expense | $6,542,000 | 2,190 |
| Salaries and employee benefits | $4,109,000 | 1,773 |
| Premises and equipment expense | $801,000 | 2,307 |
| Additional noninterest expense | $1,632,000 | 2,918 |
| Pre-tax net operating income | $-401,000 | 6,539 |
| Securities gains (losses) | $-111,000 | 7,231 |
| Applicable income taxes | $-197,000 | 7,088 |
| Income before extraordinary items | $-315,000 | 6,588 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-315,000 | 6,590 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-315,000 | 6,590 |
| Net charge-offs | $1,236,000 | 1,694 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-243,960 | 6,479 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,384,000 | 3,151 |
| Total interest expense | $1,277,000 | 2,443 |
| Net interest income | $3,107,000 | 3,387 |
| Provision for loan and lease losses | $1,068,000 | 1,439 |
| Total noninterest income | $1,480,000 | 1,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $18,000 | 132 |
| Additional Noninterest Income | $1,462,000 | 1,040 |
| Total noninterest expense | $4,132,000 | 2,336 |
| Salaries and employee benefits | $2,654,000 | 1,852 |
| Premises and equipment expense | $504,000 | 2,430 |
| Additional noninterest expense | $974,000 | 3,269 |
| Pre-tax net operating income | $-613,000 | 6,840 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-236,000 | 7,238 |
| Income before extraordinary items | $-377,000 | 6,772 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-377,000 | 6,771 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-377,000 | 6,772 |
| Net charge-offs | $855,000 | 1,606 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-377,000 | 6,755 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 3,401 |
| Total interest expense | $651,000 | 2,474 |
| Net interest income | $1,354,000 | 3,742 |
| Provision for loan and lease losses | $598,000 | 1,290 |
| Total noninterest income | $728,000 | 1,530 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $18,000 | 128 |
| Additional Noninterest Income | $710,000 | 1,051 |
| Total noninterest expense | $2,071,000 | 2,342 |
| Salaries and employee benefits | $1,368,000 | 1,808 |
| Premises and equipment expense | $238,000 | 2,590 |
| Additional noninterest expense | $465,000 | 3,365 |
| Pre-tax net operating income | $-587,000 | 7,126 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-201,000 | 7,377 |
| Income before extraordinary items | $-386,000 | 7,062 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-386,000 | 7,063 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-386,000 | 7,063 |
| Net charge-offs | $379,000 | 1,563 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-386,000 | 7,048 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,814,000 | 3,614 |
| Total interest expense | $2,856,000 | 2,701 |
| Net interest income | $4,958,000 | 3,984 |
| Provision for loan and lease losses | $1,467,000 | 2,498 |
| Total noninterest income | $4,515,000 | 1,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $16,000 | 159 |
| Additional Noninterest Income | $4,499,000 | 799 |
| Total noninterest expense | $7,489,000 | 2,584 |
| Salaries and employee benefits | $4,978,000 | 1,950 |
| Premises and equipment expense | $920,000 | 2,658 |
| Additional noninterest expense | $1,591,000 | 3,846 |
| Pre-tax net operating income | $517,000 | 4,325 |
| Securities gains (losses) | $66,000 | 2,482 |
| Applicable income taxes | $228,000 | 2,614 |
| Income before extraordinary items | $355,000 | 4,769 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $355,000 | 4,770 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $355,000 | 4,770 |
| Net charge-offs | $1,082,000 | 2,576 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $312,760 | 4,754 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,693,000 | 3,760 |
| Total interest expense | $2,174,000 | 2,780 |
| Net interest income | $3,519,000 | 4,192 |
| Provision for loan and lease losses | $1,460,000 | 2,011 |
| Total noninterest income | $3,090,000 | 1,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $16,000 | 144 |
| Additional Noninterest Income | $3,074,000 | 816 |
| Total noninterest expense | $5,511,000 | 2,622 |
| Salaries and employee benefits | $3,591,000 | 2,017 |
| Premises and equipment expense | $691,000 | 2,687 |
| Additional noninterest expense | $1,229,000 | 3,741 |
| Pre-tax net operating income | $-362,000 | 6,444 |
| Securities gains (losses) | $66,000 | 2,264 |
| Applicable income taxes | $210,000 | 2,505 |
| Income before extraordinary items | $-506,000 | 6,665 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-506,000 | 6,665 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-506,000 | 6,665 |
| Net charge-offs | $936,000 | 2,268 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-572,000 | 6,651 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 3,895 |
| Total interest expense | $1,463,000 | 2,852 |
| Net interest income | $2,205,000 | 4,356 |
| Provision for loan and lease losses | $155,000 | 4,552 |
| Total noninterest income | $1,820,000 | 1,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $16,000 | 130 |
| Additional Noninterest Income | $1,804,000 | 863 |
| Total noninterest expense | $3,641,000 | 2,645 |
| Salaries and employee benefits | $2,395,000 | 2,026 |
| Premises and equipment expense | $464,000 | 2,679 |
| Additional noninterest expense | $782,000 | 3,845 |
| Pre-tax net operating income | $229,000 | 4,767 |
| Securities gains (losses) | $66,000 | 1,708 |
| Applicable income taxes | $114,000 | 2,670 |
| Income before extraordinary items | $181,000 | 5,020 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $181,000 | 5,022 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $181,000 | 5,021 |
| Net charge-offs | $211,000 | 3,478 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $138,760 | 5,143 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 3,923 |
| Total interest expense | $743,000 | 2,932 |
| Net interest income | $1,110,000 | 4,361 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $1,007,000 | 1,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $16,000 | 132 |
| Additional Noninterest Income | $991,000 | 799 |
| Total noninterest expense | $1,790,000 | 2,716 |
| Salaries and employee benefits | $1,192,000 | 2,067 |
| Premises and equipment expense | $233,000 | 2,744 |
| Additional noninterest expense | $365,000 | 4,037 |
| Pre-tax net operating income | $237,000 | 3,772 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $94,000 | 2,181 |
| Income before extraordinary items | $143,000 | 4,463 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $143,000 | 4,463 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $143,000 | 4,462 |
| Net charge-offs | $46,000 | 3,791 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $143,000 | 4,348 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,757,000 | 4,274 |
| Total interest expense | $3,661,000 | 2,941 |
| Net interest income | $3,096,000 | 5,297 |
| Provision for loan and lease losses | $1,652,000 | 2,742 |
| Total noninterest income | $3,532,000 | 1,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $42,000 | 162 |
| Additional Noninterest Income | $3,490,000 | 941 |
| Total noninterest expense | $7,286,000 | 2,699 |
| Salaries and employee benefits | $4,405,000 | 2,231 |
| Premises and equipment expense | $895,000 | 2,840 |
| Additional noninterest expense | $1,986,000 | 3,329 |
| Pre-tax net operating income | $-2,310,000 | 6,715 |
| Securities gains (losses) | $992,000 | 507 |
| Applicable income taxes | $-568,000 | 7,084 |
| Income before extraordinary items | $-750,000 | 6,231 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-750,000 | 6,229 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-750,000 | 6,229 |
| Net charge-offs | $1,238,000 | 2,600 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,384,880 | 6,527 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,016,000 | 4,363 |
| Total interest expense | $2,731,000 | 3,071 |
| Net interest income | $2,285,000 | 5,368 |
| Provision for loan and lease losses | $1,617,000 | 2,131 |
| Total noninterest income | $1,719,000 | 1,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $42,000 | 165 |
| Additional Noninterest Income | $1,677,000 | 1,293 |
| Total noninterest expense | $5,383,000 | 2,742 |
| Salaries and employee benefits | $3,252,000 | 2,293 |
| Premises and equipment expense | $605,000 | 3,138 |
| Additional noninterest expense | $1,526,000 | 3,240 |
| Pre-tax net operating income | $-2,996,000 | 7,288 |
| Securities gains (losses) | $992,000 | 388 |
| Applicable income taxes | $-701,000 | 7,443 |
| Income before extraordinary items | $-1,303,000 | 6,909 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,303,000 | 6,911 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,303,000 | 6,911 |
| Net charge-offs | $1,124,000 | 2,078 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,947,800 | 7,151 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,423,000 | 4,339 |
| Total interest expense | $1,776,000 | 3,267 |
| Net interest income | $1,647,000 | 5,138 |
| Provision for loan and lease losses | $157,000 | 4,687 |
| Total noninterest income | $1,113,000 | 2,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $36,000 | 154 |
| Additional Noninterest Income | $1,077,000 | 1,361 |
| Total noninterest expense | $3,295,000 | 2,973 |
| Salaries and employee benefits | $2,107,000 | 2,400 |
| Premises and equipment expense | $401,000 | 3,179 |
| Additional noninterest expense | $787,000 | 3,917 |
| Pre-tax net operating income | $-692,000 | 6,802 |
| Securities gains (losses) | $992,000 | 291 |
| Applicable income taxes | $105,000 | 2,587 |
| Income before extraordinary items | $195,000 | 4,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $195,000 | 4,569 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $195,000 | 4,569 |
| Net charge-offs | $157,000 | 3,729 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-449,800 | 6,691 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,719,000 | 4,352 |
| Total interest expense | $888,000 | 3,352 |
| Net interest income | $831,000 | 5,103 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $-4,000 | 8,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-4,000 | 7,964 |
| Total noninterest expense | $1,522,000 | 3,102 |
| Salaries and employee benefits | $1,010,000 | 2,524 |
| Premises and equipment expense | $193,000 | 3,319 |
| Additional noninterest expense | $319,000 | 4,213 |
| Pre-tax net operating income | $-735,000 | 7,503 |
| Securities gains (losses) | $992,000 | 193 |
| Applicable income taxes | $90,000 | 2,286 |
| Income before extraordinary items | $167,000 | 4,162 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $167,000 | 4,165 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $167,000 | 4,165 |
| Net charge-offs | $20,000 | 4,311 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-477,800 | 7,395 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,662,000 | 4,634 |
| Total interest expense | $3,067,000 | 4,198 |
| Net interest income | $3,595,000 | 4,903 |
| Provision for loan and lease losses | $887,000 | 2,897 |
| Total noninterest income | $157,000 | 6,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $100,000 | 108 |
| Additional Noninterest Income | $57,000 | 6,626 |
| Total noninterest expense | $5,683,000 | 3,233 |
| Salaries and employee benefits | $3,631,000 | 2,733 |
| Premises and equipment expense | $770,000 | 3,271 |
| Additional noninterest expense | $1,282,000 | 4,067 |
| Pre-tax net operating income | $-2,818,000 | 7,550 |
| Securities gains (losses) | $1,869,000 | 134 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-949,000 | 6,961 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-949,000 | 6,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $751,000 | 2,276 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,818,000 | 7,643 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,049,000 | 4,687 |
| Total interest expense | $2,222,000 | 4,418 |
| Net interest income | $2,827,000 | 4,796 |
| Provision for loan and lease losses | $215,000 | 4,095 |
| Total noninterest income | $134,000 | 6,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $100,000 | 104 |
| Additional Noninterest Income | $34,000 | 6,988 |
| Total noninterest expense | $4,205,000 | 3,252 |
| Salaries and employee benefits | $2,698,000 | 2,777 |
| Premises and equipment expense | $576,000 | 3,291 |
| Additional noninterest expense | $931,000 | 4,095 |
| Pre-tax net operating income | $-1,459,000 | 7,719 |
| Securities gains (losses) | $1,369,000 | 140 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-90,000 | 6,765 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-90,000 | 6,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,648 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,459,000 | 7,789 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 4,772 |
| Total interest expense | $1,446,000 | 4,612 |
| Net interest income | $1,884,000 | 4,807 |
| Provision for loan and lease losses | $70,000 | 4,755 |
| Total noninterest income | $113,000 | 6,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $100,000 | 95 |
| Additional Noninterest Income | $13,000 | 7,530 |
| Total noninterest expense | $2,854,000 | 3,211 |
| Salaries and employee benefits | $1,850,000 | 2,743 |
| Premises and equipment expense | $396,000 | 3,238 |
| Additional noninterest expense | $608,000 | 4,151 |
| Pre-tax net operating income | $-927,000 | 7,870 |
| Securities gains (losses) | $1,175,000 | 160 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $248,000 | 5,289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $248,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,328 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-927,000 | 7,948 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 4,818 |
| Total interest expense | $726,000 | 4,790 |
| Net interest income | $968,000 | 4,733 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $62,000 | 6,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $59,000 | 109 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $1,404,000 | 3,264 |
| Salaries and employee benefits | $918,000 | 2,771 |
| Premises and equipment expense | $201,000 | 3,212 |
| Additional noninterest expense | $285,000 | 4,274 |
| Pre-tax net operating income | $-392,000 | 8,002 |
| Securities gains (losses) | $902,000 | 158 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $510,000 | 2,640 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $510,000 | 2,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,006 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-392,000 | 8,056 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,371,000 | 7,294 |
| Total interest expense | $1,466,000 | 6,477 |
| Net interest income | $905,000 | 7,860 |
| Provision for loan and lease losses | $238,000 | 3,629 |
| Total noninterest income | $68,000 | 7,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $68,000 | 6,745 |
| Total noninterest expense | $3,101,000 | 4,912 |
| Salaries and employee benefits | $1,689,000 | 4,950 |
| Premises and equipment expense | $506,000 | 4,322 |
| Additional noninterest expense | $906,000 | 4,943 |
| Pre-tax net operating income | $-2,366,000 | 8,323 |
| Securities gains (losses) | $1,424,000 | 143 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-942,000 | 8,090 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-942,000 | 8,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-2,366,000 | 8,348 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 7,855 |
| Total interest expense | $715,000 | 7,272 |
| Net interest income | $524,000 | 8,146 |
| Provision for loan and lease losses | $-14,000 | 8,313 |
| Total noninterest income | $11,000 | 8,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $11,000 | 7,986 |
| Total noninterest expense | $1,302,000 | 6,557 |
| Salaries and employee benefits | $675,000 | 6,679 |
| Premises and equipment expense | $262,000 | 5,407 |
| Additional noninterest expense | $365,000 | 6,625 |
| Pre-tax net operating income | $-753,000 | 8,204 |
| Securities gains (losses) | $361,000 | 275 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-392,000 | 8,064 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-392,000 | 8,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-753,000 | 8,240 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $385,000 | 8,415 |
| Total interest expense | $242,000 | 8,070 |
| Net interest income | $143,000 | 8,532 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $1,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,000 | 8,368 |
| Total noninterest expense | $268,000 | 8,340 |
| Salaries and employee benefits | $111,000 | 8,458 |
| Premises and equipment expense | $74,000 | 7,287 |
| Additional noninterest expense | $83,000 | 8,214 |
| Pre-tax net operating income | $-144,000 | 8,034 |
| Securities gains (losses) | $15,000 | 765 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-129,000 | 8,047 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-129,000 | 8,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-144,000 | 8,057 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $744,000 | 6,952 |
| Total interest expense | $504,000 | 5,840 |
| Net interest income | $240,000 | 7,974 |
| Provision for loan and lease losses | $7,000 | 5,244 |
| Total noninterest income | $7,000 | 8,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $435,000 | 6,637 |
| Salaries and employee benefits | $208,000 | 6,945 |
| Premises and equipment expense | $138,000 | 4,103 |
| Additional noninterest expense | $89,000 | 7,293 |
| Pre-tax net operating income | $-195,000 | 8,297 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-195,000 | 8,324 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-195,000 | 8,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-195,000 | 8,312 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,124,000 | 6,685 |
| Total interest expense | $2,104,000 | 5,263 |
| Net interest income | $1,020,000 | 7,818 |
| Provision for loan and lease losses | $80,000 | 5,017 |
| Total noninterest income | $665,000 | 4,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $665,000 | 2,827 |
| Total noninterest expense | $2,830,000 | 5,083 |
| Salaries and employee benefits | $1,305,000 | 5,645 |
| Premises and equipment expense | $685,000 | 3,384 |
| Additional noninterest expense | $840,000 | 5,079 |
| Pre-tax net operating income | $-1,225,000 | 8,479 |
| Securities gains (losses) | $796,000 | 195 |
| Applicable income taxes | $5,000 | 6,317 |
| Income before extraordinary items | $-434,000 | 8,265 |
| Extraordinary gains, net | $-176,000 | 8,658 |
| Net income | $-610,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,299 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-1,230,000 | 8,507 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,356,000 | 6,708 |
| Total interest expense | $1,589,000 | 5,186 |
| Net interest income | $767,000 | 7,899 |
| Provision for loan and lease losses | $58,000 | 4,926 |
| Total noninterest income | $654,000 | 3,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $654,000 | 2,428 |
| Total noninterest expense | $2,421,000 | 4,634 |
| Salaries and employee benefits | $1,080,000 | 5,309 |
| Premises and equipment expense | $554,000 | 3,201 |
| Additional noninterest expense | $787,000 | 4,320 |
| Pre-tax net operating income | $-1,058,000 | 8,597 |
| Securities gains (losses) | $796,000 | 161 |
| Applicable income taxes | $4,000 | 6,438 |
| Income before extraordinary items | $-266,000 | 8,357 |
| Extraordinary gains, net | $-179,000 | 8,735 |
| Net income | $-445,000 | 8,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,782 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-1,062,000 | 8,609 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 6,688 |
| Total interest expense | $1,069,000 | 5,051 |
| Net interest income | $504,000 | 7,957 |
| Provision for loan and lease losses | $28,000 | 5,259 |
| Total noninterest income | $155,000 | 6,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $155,000 | 4,244 |
| Total noninterest expense | $2,016,000 | 3,987 |
| Salaries and employee benefits | $887,000 | 4,659 |
| Premises and equipment expense | $405,000 | 2,972 |
| Additional noninterest expense | $724,000 | 3,377 |
| Pre-tax net operating income | $-1,385,000 | 8,730 |
| Securities gains (losses) | $795,000 | 126 |
| Applicable income taxes | $3,000 | 6,457 |
| Income before extraordinary items | $-593,000 | 8,616 |
| Extraordinary gains, net | $-179,000 | 8,769 |
| Net income | $-772,000 | 8,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-1,388,000 | 8,726 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $790,000 | 6,670 |
| Total interest expense | $547,000 | 4,857 |
| Net interest income | $243,000 | 8,020 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $87,000 | 5,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $87,000 | 3,969 |
| Total noninterest expense | $1,421,000 | 3,019 |
| Salaries and employee benefits | $651,000 | 3,537 |
| Premises and equipment expense | $226,000 | 2,708 |
| Additional noninterest expense | $544,000 | 2,356 |
| Pre-tax net operating income | $-1,091,000 | 8,761 |
| Securities gains (losses) | $695,000 | 84 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-396,000 | 8,678 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-396,000 | 8,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-1,091,000 | 8,755 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,928,000 | 5,878 |
| Total interest expense | $2,655,000 | 3,665 |
| Net interest income | $1,273,000 | 7,599 |
| Provision for loan and lease losses | $103,000 | 4,774 |
| Total noninterest income | $490,000 | 5,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $490,000 | 3,405 |
| Total noninterest expense | $5,809,000 | 2,827 |
| Salaries and employee benefits | $2,750,000 | 3,204 |
| Premises and equipment expense | $805,000 | 2,881 |
| Additional noninterest expense | $2,254,000 | 2,218 |
| Pre-tax net operating income | $-4,149,000 | 8,811 |
| Securities gains (losses) | $3,743,000 | 96 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $-408,000 | 8,516 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-408,000 | 8,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,474 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-4,151,000 | 8,806 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 5,730 |
| Total interest expense | $2,033,000 | 3,467 |
| Net interest income | $1,034,000 | 7,483 |
| Provision for loan and lease losses | $103,000 | 4,124 |
| Total noninterest income | $390,000 | 5,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $390,000 | 3,325 |
| Total noninterest expense | $4,328,000 | 2,821 |
| Salaries and employee benefits | $2,059,000 | 3,196 |
| Premises and equipment expense | $567,000 | 3,021 |
| Additional noninterest expense | $1,702,000 | 2,178 |
| Pre-tax net operating income | $-3,007,000 | 8,836 |
| Securities gains (losses) | $2,795,000 | 107 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $-214,000 | 8,526 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-214,000 | 8,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-3,009,000 | 8,828 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 5,682 |
| Total interest expense | $1,288,000 | 3,455 |
| Net interest income | $754,000 | 7,335 |
| Provision for loan and lease losses | $103,000 | 3,310 |
| Total noninterest income | $141,000 | 6,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $141,000 | 4,459 |
| Total noninterest expense | $2,848,000 | 2,838 |
| Salaries and employee benefits | $1,380,000 | 3,155 |
| Premises and equipment expense | $383,000 | 2,964 |
| Additional noninterest expense | $1,085,000 | 2,255 |
| Pre-tax net operating income | $-2,056,000 | 8,838 |
| Securities gains (losses) | $1,788,000 | 115 |
| Applicable income taxes | $2,000 | 6,782 |
| Income before extraordinary items | $-270,000 | 8,624 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-270,000 | 8,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-2,058,000 | 8,833 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 5,938 |
| Total interest expense | $553,000 | 3,736 |
| Net interest income | $378,000 | 7,377 |
| Provision for loan and lease losses | $54,000 | 3,086 |
| Total noninterest income | $69,000 | 6,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $1,375,000 | 2,933 |
| Salaries and employee benefits | $692,000 | 3,154 |
| Premises and equipment expense | $194,000 | 2,954 |
| Additional noninterest expense | $489,000 | 2,489 |
| Pre-tax net operating income | $-982,000 | 8,899 |
| Securities gains (losses) | $838,000 | 112 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $-146,000 | 8,707 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-146,000 | 8,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-984,000 | 8,892 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 8,082 |
| Total interest expense | $930,000 | 5,867 |
| Net interest income | $392,000 | 8,738 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $169,000 | 7,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $169,000 | 5,457 |
| Total noninterest expense | $3,759,000 | 3,938 |
| Salaries and employee benefits | $1,944,000 | 4,091 |
| Premises and equipment expense | $399,000 | 4,771 |
| Additional noninterest expense | $1,416,000 | 3,267 |
| Pre-tax net operating income | $-3,298,000 | 8,932 |
| Securities gains (losses) | $1,759,000 | 194 |
| Applicable income taxes | $3,000 | 7,000 |
| Income before extraordinary items | $-1,542,000 | 8,893 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,542,000 | 8,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-3,301,000 | 8,937 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $698,000 | 8,500 |
| Total interest expense | $555,000 | 6,435 |
| Net interest income | $143,000 | 8,917 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $93,000 | 7,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $93,000 | 6,063 |
| Total noninterest expense | $2,306,000 | 4,552 |
| Salaries and employee benefits | $1,092,000 | 4,996 |
| Premises and equipment expense | $252,000 | 5,316 |
| Additional noninterest expense | $962,000 | 3,532 |
| Pre-tax net operating income | $-2,110,000 | 8,975 |
| Securities gains (losses) | $1,012,000 | 264 |
| Applicable income taxes | $3,000 | 7,043 |
| Income before extraordinary items | $-1,101,000 | 8,935 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,101,000 | 8,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-2,113,000 | 8,975 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $345,000 | 8,752 |
| Total interest expense | $363,000 | 6,519 |
| Net interest income | $-18,000 | 9,073 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $29,000 | 8,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $1,230,000 | 5,348 |
| Salaries and employee benefits | $513,000 | 6,199 |
| Premises and equipment expense | $129,000 | 6,121 |
| Additional noninterest expense | $588,000 | 3,805 |
| Pre-tax net operating income | $-1,229,000 | 9,013 |
| Securities gains (losses) | $486,000 | 363 |
| Applicable income taxes | $4,000 | 6,937 |
| Income before extraordinary items | $-747,000 | 8,983 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-747,000 | 8,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-1,233,000 | 9,016 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $82,000 | 9,014 |
| Total interest expense | $177,000 | 6,662 |
| Net interest income | $-95,000 | 9,113 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $14,000 | 8,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $377,000 | 6,918 |
| Salaries and employee benefits | $143,000 | 7,805 |
| Premises and equipment expense | $52,000 | 6,694 |
| Additional noninterest expense | $182,000 | 5,402 |
| Pre-tax net operating income | $-458,000 | 9,027 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $-459,000 | 9,047 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-459,000 | 9,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-459,000 | 9,026 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 6,451 |
| Total interest expense | $1,588,000 | 4,710 |
| Net interest income | $1,468,000 | 7,412 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $1,625,000 | 2,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,625,000 | 1,713 |
| Total noninterest expense | $9,411,000 | 1,703 |
| Salaries and employee benefits | $2,896,000 | 2,851 |
| Premises and equipment expense | $415,000 | 4,612 |
| Additional noninterest expense | $6,100,000 | 838 |
| Pre-tax net operating income | $-6,343,000 | 9,148 |
| Securities gains (losses) | $8,364,000 | 124 |
| Applicable income taxes | $-6,000 | 8,739 |
| Income before extraordinary items | $2,027,000 | 2,836 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,027,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 1,751 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-6,337,000 | 9,141 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,433,000 | 6,340 |
| Total interest expense | $1,337,000 | 4,500 |
| Net interest income | $1,096,000 | 7,472 |
| Provision for loan and lease losses | $-33,000 | 9,074 |
| Total noninterest income | $769,000 | 3,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $769,000 | 2,426 |
| Total noninterest expense | $7,414,000 | 1,636 |
| Salaries and employee benefits | $2,375,000 | 2,663 |
| Premises and equipment expense | $371,000 | 4,076 |
| Additional noninterest expense | $4,668,000 | 834 |
| Pre-tax net operating income | $-5,516,000 | 9,203 |
| Securities gains (losses) | $6,286,000 | 145 |
| Applicable income taxes | $-6,000 | 8,891 |
| Income before extraordinary items | $776,000 | 4,687 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $776,000 | 4,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 1,423 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-5,510,000 | 9,195 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 6,131 |
| Total interest expense | $989,000 | 4,281 |
| Net interest income | $772,000 | 7,362 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $628,000 | 3,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $628,000 | 2,129 |
| Total noninterest expense | $5,240,000 | 1,537 |
| Salaries and employee benefits | $1,693,000 | 2,476 |
| Premises and equipment expense | $266,000 | 3,846 |
| Additional noninterest expense | $3,281,000 | 796 |
| Pre-tax net operating income | $-3,846,000 | 9,243 |
| Securities gains (losses) | $4,423,000 | 152 |
| Applicable income taxes | $-6,000 | 8,964 |
| Income before extraordinary items | $583,000 | 4,376 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $583,000 | 4,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 943 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-3,840,000 | 9,234 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 5,747 |
| Total interest expense | $518,000 | 4,227 |
| Net interest income | $489,000 | 6,711 |
| Provision for loan and lease losses | $157,000 | 1,637 |
| Total noninterest income | $290,000 | 3,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $290,000 | 2,157 |
| Total noninterest expense | $2,516,000 | 1,590 |
| Salaries and employee benefits | $886,000 | 2,376 |
| Premises and equipment expense | $145,000 | 3,578 |
| Additional noninterest expense | $1,485,000 | 847 |
| Pre-tax net operating income | $-1,894,000 | 9,289 |
| Securities gains (losses) | $2,273,000 | 137 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $374,000 | 3,642 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $374,000 | 3,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 519 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-1,876,270 | 9,279 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 5,738 |
| Total interest expense | $2,507,000 | 4,089 |
| Net interest income | $1,722,000 | 7,085 |
| Provision for loan and lease losses | $39,000 | 6,973 |
| Total noninterest income | $1,329,000 | 2,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,329,000 | 1,817 |
| Total noninterest expense | $11,595,000 | 1,337 |
| Salaries and employee benefits | $3,471,000 | 2,308 |
| Premises and equipment expense | $1,139,000 | 1,938 |
| Additional noninterest expense | $6,985,000 | 736 |
| Pre-tax net operating income | $-8,583,000 | 9,327 |
| Securities gains (losses) | $6,735,000 | 132 |
| Applicable income taxes | $296,000 | 4,467 |
| Income before extraordinary items | $-2,144,000 | 9,286 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-2,144,000 | 9,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 2,120 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-8,879,000 | 9,322 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,089,000 | 5,554 |
| Total interest expense | $3,105,000 | 4,597 |
| Net interest income | $1,984,000 | 6,458 |
| Provision for loan and lease losses | $242,000 | 3,690 |
| Total noninterest income | $1,745,000 | 2,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,745,000 | 1,363 |
| Total noninterest expense | $19,006,000 | 795 |
| Salaries and employee benefits | $6,342,000 | 1,169 |
| Premises and equipment expense | $1,344,000 | 1,601 |
| Additional noninterest expense | $11,320,000 | 524 |
| Pre-tax net operating income | $-15,519,000 | 9,603 |
| Securities gains (losses) | $13,745,000 | 65 |
| Applicable income taxes | $327,000 | 4,107 |
| Income before extraordinary items | $-2,101,000 | 9,529 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-2,101,000 | 9,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,005,000 | 938 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-15,846,000 | 9,590 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,473,000 | 5,410 |
| Total interest expense | $2,889,000 | 5,063 |
| Net interest income | $2,584,000 | 5,681 |
| Provision for loan and lease losses | $-1,000 | 9,684 |
| Total noninterest income | $3,596,000 | 1,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,596,000 | 766 |
| Total noninterest expense | $14,356,000 | 984 |
| Salaries and employee benefits | $7,078,000 | 995 |
| Premises and equipment expense | $1,261,000 | 1,649 |
| Additional noninterest expense | $6,017,000 | 830 |
| Pre-tax net operating income | $-8,175,000 | 9,884 |
| Securities gains (losses) | $10,911,000 | 31 |
| Applicable income taxes | $1,064,000 | 2,015 |
| Income before extraordinary items | $1,672,000 | 2,976 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,672,000 | 2,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,935 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-5,311,040 | 9,865 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,133,000 | 6,244 |
| Total interest expense | $1,891,000 | 6,195 |
| Net interest income | $2,242,000 | 6,198 |
| Provision for loan and lease losses | $66,000 | 6,005 |
| Total noninterest income | $3,214,000 | 1,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,214,000 | 858 |
| Total noninterest expense | $10,469,000 | 1,327 |
| Salaries and employee benefits | $4,802,000 | 1,439 |
| Premises and equipment expense | $680,000 | 2,935 |
| Additional noninterest expense | $4,987,000 | 955 |
| Pre-tax net operating income | $-5,079,000 | 10,204 |
| Securities gains (losses) | $7,167,000 | 53 |
| Applicable income taxes | $790,000 | 2,675 |
| Income before extraordinary items | $1,298,000 | 3,647 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,298,000 | 3,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-3,288,880 | 10,183 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 7,624 |
| Total interest expense | $1,438,000 | 7,328 |
| Net interest income | $1,473,000 | 7,745 |
| Provision for loan and lease losses | $203,000 | 3,483 |
| Total noninterest income | $57,000 | 9,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $57,000 | 7,910 |
| Total noninterest expense | $1,286,000 | 7,292 |
| Salaries and employee benefits | $678,000 | 7,315 |
| Premises and equipment expense | $171,000 | 7,213 |
| Additional noninterest expense | $437,000 | 6,913 |
| Pre-tax net operating income | $41,000 | 9,650 |
| Securities gains (losses) | $2,917,000 | 181 |
| Applicable income taxes | $1,128,000 | 2,094 |
| Income before extraordinary items | $1,830,000 | 2,759 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,830,000 | 2,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-36,880 | 9,853 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 10,482 |
| Total interest expense | $359,000 | 10,421 |
| Net interest income | $439,000 | 10,505 |
| Provision for loan and lease losses | $67,000 | 5,992 |
| Total noninterest income | $22,000 | 10,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $641,000 | 9,589 |
| Salaries and employee benefits | $384,000 | 9,359 |
| Premises and equipment expense | $136,000 | 8,101 |
| Additional noninterest expense | $121,000 | 10,333 |
| Pre-tax net operating income | $-247,000 | 10,597 |
| Securities gains (losses) | $596,000 | 390 |
| Applicable income taxes | $133,000 | 7,866 |
| Income before extraordinary items | $216,000 | 9,015 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $216,000 | 9,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-165,440 | 10,552 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $301,000 | 11,345 |
| Total interest expense | $107,000 | 11,326 |
| Net interest income | $194,000 | 11,340 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $386,000 | 6,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $386,000 | 3,471 |
| Total noninterest expense | $2,019,000 | 5,910 |
| Salaries and employee benefits | $779,000 | 7,089 |
| Premises and equipment expense | $577,000 | 3,337 |
| Additional noninterest expense | $663,000 | 5,957 |
| Pre-tax net operating income | $-1,445,000 | 11,382 |
| Securities gains (losses) | $406,000 | 474 |
| Applicable income taxes | $-349,000 | 11,325 |
| Income before extraordinary items | $-690,000 | 11,313 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-690,000 | 11,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-957,960 | 11,341 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $660,000 | 11,663 |
| Total interest expense | $173,000 | 11,783 |
| Net interest income | $487,000 | 11,426 |
| Provision for loan and lease losses | $-49,000 | 11,575 |
| Total noninterest income | $323,000 | 6,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $5,000 | 459 |
| Additional Noninterest Income | $318,000 | 3,870 |
| Total noninterest expense | $3,026,000 | 4,261 |
| Salaries and employee benefits | $1,934,000 | 3,409 |
| Premises and equipment expense | $740,000 | 2,663 |
| Additional noninterest expense | $352,000 | 8,676 |
| Pre-tax net operating income | $-2,167,000 | 11,930 |
| Securities gains (losses) | $1,400,000 | 175 |
| Applicable income taxes | $-269,000 | 11,824 |
| Income before extraordinary items | $-498,000 | 11,793 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-498,000 | 11,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-1,408,000 | 11,880 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 8,027 |
| Total interest expense | $1,082,000 | 8,349 |
| Net interest income | $1,924,000 | 7,742 |
| Provision for loan and lease losses | $151,000 | 3,578 |
| Total noninterest income | $357,000 | 6,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-215,000 | 4,896 |
| Additional Noninterest Income | $572,000 | 2,685 |
| Total noninterest expense | $11,037,000 | 1,332 |
| Salaries and employee benefits | $8,535,000 | 807 |
| Premises and equipment expense | $1,345,000 | 1,547 |
| Additional noninterest expense | $1,157,000 | 4,191 |
| Pre-tax net operating income | $-8,907,000 | 12,600 |
| Securities gains (losses) | $8,059,000 | 23 |
| Applicable income taxes | $-255,000 | 12,415 |
| Income before extraordinary items | $-593,000 | 12,373 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-593,000 | 12,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-6,234,300 | 12,556 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,402,000 | 6,416 |
| Total interest expense | $1,577,000 | 6,955 |
| Net interest income | $2,825,000 | 5,935 |
| Provision for loan and lease losses | $-58,000 | 12,782 |
| Total noninterest income | $315,000 | 7,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $315,000 | 4,333 |
| Total noninterest expense | $14,462,000 | 1,092 |
| Salaries and employee benefits | $11,797,000 | 622 |
| Premises and equipment expense | $1,107,000 | 1,882 |
| Additional noninterest expense | $1,558,000 | 3,390 |
| Pre-tax net operating income | $-11,264,000 | 13,239 |
| Securities gains (losses) | $15,043,000 | 54 |
| Applicable income taxes | $1,311,000 | 1,782 |
| Income before extraordinary items | $2,468,000 | 2,031 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,468,000 | 2,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-7,309,950 | 13,177 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 9,718 |
| Total interest expense | $1,068,000 | 10,102 |
| Net interest income | $1,536,000 | 9,163 |
| Provision for loan and lease losses | $117,000 | 6,890 |
| Total noninterest income | $391,000 | 6,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $391,000 | 3,763 |
| Total noninterest expense | $8,604,000 | 1,767 |
| Salaries and employee benefits | $6,970,000 | 983 |
| Premises and equipment expense | $569,000 | 3,537 |
| Additional noninterest expense | $1,065,000 | 4,797 |
| Pre-tax net operating income | $-6,794,000 | 13,830 |
| Securities gains (losses) | $9,032,000 | 125 |
| Applicable income taxes | $886,000 | 2,351 |
| Income before extraordinary items | $1,352,000 | 3,394 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,352,000 | 3,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-4,428,480 | 13,744 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.