Home > American Bank of Connecticut > Net charge- offs to loans
American Bank of Connecticut, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 7,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 3,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0435% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 2,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 2,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0384% | 8,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0673% | 6,871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.3584% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0176% | 9,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0070% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1820% | 1,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1082% | 4,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2804% | 88 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6578% | 36 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1725% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1824% | 162 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9704% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2472% | 2,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1436% | 207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1251% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1723% | 160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1836% | 146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0016% | 81 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3450% | 2,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3182% | 99 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0481% | 171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4867% | 49 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5217% | 44 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0064% | 182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5693% | 1,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2383% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3413% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2416% | 164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1163% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2517% | 152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.9072% | 17 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0670% | 1,502 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5911% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5375% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 0.5399% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6569% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2945% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4426% | 94 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1896% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4670% | 90 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7548% | 97 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4115% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7350% | 1,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3407% | 279 |
| Percentage Net Loans Charged-off:Construction & development | 0.1950% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5684% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5672% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2762% | 201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0512% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2994% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.1266% | 24 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5501% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1709% | 5,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1858% | 586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7931% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1790% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0789% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1914% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0165% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0592% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8504% | 2,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4888% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 0.7571% | 413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8392% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4572% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4893% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4518% | 198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1950% | 125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5991% | 866 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6741% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |