Home > American Bank of Commerce > Income and Expense
American Bank of Commerce, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 3,692 |
| Total interest expense | $200,000 | 4,609 |
| Net interest income | $3,754,000 | 3,527 |
| Provision for loan and lease losses | $60,000 | 3,056 |
| Total noninterest income | $1,645,000 | 1,910 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $80,000 | 4,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,565,000 | 1,481 |
| Total noninterest expense | $3,519,000 | 3,182 |
| Salaries and employee benefits | $2,245,000 | 2,979 |
| Premises and equipment expense | $274,000 | 3,731 |
| Additional noninterest expense | $1,000,000 | 3,401 |
| Pre-tax net operating income | $1,820,000 | 2,886 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $479,000 | 1,827 |
| Income before extraordinary items | $1,341,000 | 3,158 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,341,000 | 3,156 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,341,000 | 3,157 |
| Net charge-offs | $-100,000 | 5,113 |
| Cash dividends | $152,000 | 3,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,341,000 | 3,150 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 3,861 |
| Total interest expense | $99,000 | 4,874 |
| Net interest income | $2,279,000 | 3,694 |
| Provision for loan and lease losses | $30,000 | 3,103 |
| Total noninterest income | $1,359,000 | 1,666 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $52,000 | 4,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,307,000 | 1,278 |
| Total noninterest expense | $2,325,000 | 3,225 |
| Salaries and employee benefits | $1,518,000 | 2,966 |
| Premises and equipment expense | $197,000 | 3,618 |
| Additional noninterest expense | $610,000 | 3,579 |
| Pre-tax net operating income | $1,283,000 | 2,766 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $343,000 | 1,742 |
| Income before extraordinary items | $940,000 | 3,051 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $940,000 | 3,050 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $940,000 | 3,050 |
| Net charge-offs | $-101,000 | 5,200 |
| Cash dividends | $152,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $940,000 | 3,043 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 3,957 |
| Total interest expense | $42,000 | 5,009 |
| Net interest income | $1,094,000 | 3,789 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $452,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $24,000 | 4,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 1,636 |
| Total noninterest expense | $1,085,000 | 3,383 |
| Salaries and employee benefits | $716,000 | 3,092 |
| Premises and equipment expense | $93,000 | 3,765 |
| Additional noninterest expense | $276,000 | 3,801 |
| Pre-tax net operating income | $461,000 | 3,233 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $110,000 | 2,091 |
| Income before extraordinary items | $351,000 | 3,454 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $351,000 | 3,453 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $351,000 | 3,454 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $152,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $351,000 | 3,448 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,270,000 | 4,038 |
| Total interest expense | $169,000 | 4,991 |
| Net interest income | $4,101,000 | 3,886 |
| Provision for loan and lease losses | $150,000 | 2,647 |
| Total noninterest income | $1,892,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $77,000 | 4,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,815,000 | 1,625 |
| Total noninterest expense | $4,219,000 | 3,458 |
| Salaries and employee benefits | $2,678,000 | 3,207 |
| Premises and equipment expense | $380,000 | 3,756 |
| Additional noninterest expense | $1,161,000 | 3,736 |
| Pre-tax net operating income | $1,624,000 | 3,418 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $626,000 | 2,252 |
| Income before extraordinary items | $998,000 | 3,722 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $998,000 | 3,721 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $998,000 | 3,722 |
| Net charge-offs | $160,000 | 2,017 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $998,000 | 3,712 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,197,000 | 4,069 |
| Total interest expense | $131,000 | 5,010 |
| Net interest income | $3,066,000 | 3,929 |
| Provision for loan and lease losses | $150,000 | 2,287 |
| Total noninterest income | $1,461,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $54,000 | 4,721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,407,000 | 1,615 |
| Total noninterest expense | $3,149,000 | 3,482 |
| Salaries and employee benefits | $1,973,000 | 3,247 |
| Premises and equipment expense | $282,000 | 3,795 |
| Additional noninterest expense | $894,000 | 3,701 |
| Pre-tax net operating income | $1,228,000 | 3,455 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $492,000 | 2,086 |
| Income before extraordinary items | $736,000 | 3,955 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $736,000 | 3,954 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $736,000 | 3,955 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $736,000 | 3,937 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 4,154 |
| Total interest expense | $86,000 | 5,041 |
| Net interest income | $1,948,000 | 4,020 |
| Provision for loan and lease losses | $120,000 | 2,050 |
| Total noninterest income | $904,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $32,000 | 4,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $872,000 | 1,678 |
| Total noninterest expense | $2,043,000 | 3,538 |
| Salaries and employee benefits | $1,293,000 | 3,301 |
| Premises and equipment expense | $184,000 | 3,855 |
| Additional noninterest expense | $566,000 | 3,827 |
| Pre-tax net operating income | $689,000 | 3,683 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $287,000 | 2,179 |
| Income before extraordinary items | $402,000 | 4,148 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $402,000 | 4,147 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $402,000 | 4,148 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $402,000 | 4,133 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 4,246 |
| Total interest expense | $43,000 | 5,070 |
| Net interest income | $936,000 | 4,114 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $297,000 | 2,721 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $10,000 | 5,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 2,152 |
| Total noninterest expense | $992,000 | 3,623 |
| Salaries and employee benefits | $615,000 | 3,440 |
| Premises and equipment expense | $94,000 | 3,855 |
| Additional noninterest expense | $283,000 | 3,854 |
| Pre-tax net operating income | $181,000 | 4,449 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $83,000 | 2,573 |
| Income before extraordinary items | $98,000 | 4,883 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $98,000 | 4,883 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $98,000 | 4,883 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $98,000 | 4,871 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,701,000 | 4,356 |
| Total interest expense | $149,000 | 5,242 |
| Net interest income | $3,552,000 | 4,216 |
| Provision for loan and lease losses | $280,000 | 2,072 |
| Total noninterest income | $1,516,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $98,000 | 4,528 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,418,000 | 1,959 |
| Total noninterest expense | $3,773,000 | 3,760 |
| Salaries and employee benefits | $2,336,000 | 3,535 |
| Premises and equipment expense | $365,000 | 3,948 |
| Additional noninterest expense | $1,072,000 | 4,044 |
| Pre-tax net operating income | $1,015,000 | 4,060 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $381,000 | 2,485 |
| Income before extraordinary items | $634,000 | 4,485 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $634,000 | 4,483 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $634,000 | 4,484 |
| Net charge-offs | $303,000 | 1,507 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $634,000 | 4,426 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 4,432 |
| Total interest expense | $111,000 | 5,297 |
| Net interest income | $2,598,000 | 4,294 |
| Provision for loan and lease losses | $220,000 | 1,966 |
| Total noninterest income | $1,045,000 | 2,583 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $69,000 | 4,641 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $976,000 | 2,079 |
| Total noninterest expense | $2,817,000 | 3,778 |
| Salaries and employee benefits | $1,731,000 | 3,560 |
| Premises and equipment expense | $275,000 | 3,959 |
| Additional noninterest expense | $811,000 | 4,053 |
| Pre-tax net operating income | $606,000 | 4,412 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $195,000 | 2,823 |
| Income before extraordinary items | $411,000 | 4,720 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $411,000 | 4,720 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $411,000 | 4,720 |
| Net charge-offs | $303,000 | 1,120 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $411,000 | 4,668 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 4,444 |
| Total interest expense | $71,000 | 5,386 |
| Net interest income | $1,753,000 | 4,292 |
| Provision for loan and lease losses | $160,000 | 1,835 |
| Total noninterest income | $725,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $40,000 | 4,835 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $685,000 | 1,983 |
| Total noninterest expense | $1,829,000 | 3,863 |
| Salaries and employee benefits | $1,127,000 | 3,640 |
| Premises and equipment expense | $186,000 | 3,952 |
| Additional noninterest expense | $516,000 | 4,168 |
| Pre-tax net operating income | $489,000 | 4,188 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $129,000 | 2,828 |
| Income before extraordinary items | $360,000 | 4,407 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $360,000 | 4,404 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $360,000 | 4,405 |
| Net charge-offs | $303,000 | 857 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $360,000 | 4,342 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $812,000 | 4,702 |
| Total interest expense | $34,000 | 5,465 |
| Net interest income | $778,000 | 4,556 |
| Provision for loan and lease losses | $100,000 | 1,495 |
| Total noninterest income | $280,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $19,000 | 4,895 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $261,000 | 2,277 |
| Total noninterest expense | $876,000 | 3,992 |
| Salaries and employee benefits | $522,000 | 3,800 |
| Premises and equipment expense | $101,000 | 3,843 |
| Additional noninterest expense | $253,000 | 4,231 |
| Pre-tax net operating income | $82,000 | 5,210 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-34,000 | 6,037 |
| Income before extraordinary items | $116,000 | 4,878 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $116,000 | 4,878 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $116,000 | 4,878 |
| Net charge-offs | $273,000 | 521 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $116,000 | 4,819 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 4,870 |
| Total interest expense | $181,000 | 5,274 |
| Net interest income | $2,766,000 | 4,784 |
| Provision for loan and lease losses | $75,000 | 3,289 |
| Total noninterest income | $1,522,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $54,000 | 5,324 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,468,000 | 1,881 |
| Total noninterest expense | $3,250,000 | 4,150 |
| Salaries and employee benefits | $1,872,000 | 4,046 |
| Premises and equipment expense | $383,000 | 3,995 |
| Additional noninterest expense | $995,000 | 4,306 |
| Pre-tax net operating income | $963,000 | 4,152 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $366,000 | 2,492 |
| Income before extraordinary items | $597,000 | 4,638 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $597,000 | 4,640 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $597,000 | 4,640 |
| Net charge-offs | $-13,000 | 5,247 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $597,000 | 4,575 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 4,933 |
| Total interest expense | $144,000 | 5,295 |
| Net interest income | $2,058,000 | 4,850 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $928,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $43,000 | 5,355 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $885,000 | 2,183 |
| Total noninterest expense | $2,359,000 | 4,255 |
| Salaries and employee benefits | $1,370,000 | 4,116 |
| Premises and equipment expense | $226,000 | 4,504 |
| Additional noninterest expense | $763,000 | 4,279 |
| Pre-tax net operating income | $582,000 | 4,547 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $239,000 | 2,679 |
| Income before extraordinary items | $343,000 | 5,007 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $343,000 | 5,010 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $343,000 | 5,012 |
| Net charge-offs | $-14,000 | 5,255 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $343,000 | 4,958 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 4,984 |
| Total interest expense | $104,000 | 5,249 |
| Net interest income | $1,353,000 | 4,905 |
| Provision for loan and lease losses | $15,000 | 3,621 |
| Total noninterest income | $652,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $35,000 | 5,184 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $617,000 | 2,136 |
| Total noninterest expense | $1,551,000 | 4,326 |
| Salaries and employee benefits | $894,000 | 4,190 |
| Premises and equipment expense | $145,000 | 4,619 |
| Additional noninterest expense | $512,000 | 4,308 |
| Pre-tax net operating income | $439,000 | 4,352 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $169,000 | 2,624 |
| Income before extraordinary items | $270,000 | 4,829 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $270,000 | 4,831 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $270,000 | 4,832 |
| Net charge-offs | $1,000 | 3,770 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $270,000 | 4,765 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $713,000 | 5,051 |
| Total interest expense | $56,000 | 5,203 |
| Net interest income | $657,000 | 4,974 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $144,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $13,000 | 5,482 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $131,000 | 3,228 |
| Total noninterest expense | $766,000 | 4,382 |
| Salaries and employee benefits | $434,000 | 4,277 |
| Premises and equipment expense | $71,000 | 4,689 |
| Additional noninterest expense | $261,000 | 4,285 |
| Pre-tax net operating income | $35,000 | 5,745 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $13,000 | 3,722 |
| Income before extraordinary items | $22,000 | 5,884 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $22,000 | 5,885 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $22,000 | 5,885 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $22,000 | 5,836 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,061,000 | 5,016 |
| Total interest expense | $193,000 | 5,537 |
| Net interest income | $2,868,000 | 4,903 |
| Provision for loan and lease losses | $73,000 | 3,492 |
| Total noninterest income | $1,540,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $85,000 | 5,195 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,455,000 | 1,802 |
| Total noninterest expense | $3,034,000 | 4,471 |
| Salaries and employee benefits | $1,780,000 | 4,249 |
| Premises and equipment expense | $283,000 | 4,780 |
| Additional noninterest expense | $971,000 | 4,509 |
| Pre-tax net operating income | $1,301,000 | 3,718 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $485,000 | 2,229 |
| Income before extraordinary items | $816,000 | 4,279 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $816,000 | 4,279 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $816,000 | 4,280 |
| Net charge-offs | $49,000 | 3,783 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $816,000 | 4,224 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 5,100 |
| Total interest expense | $133,000 | 5,697 |
| Net interest income | $2,118,000 | 4,981 |
| Provision for loan and lease losses | $73,000 | 3,141 |
| Total noninterest income | $929,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $65,000 | 5,246 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $864,000 | 2,141 |
| Total noninterest expense | $2,206,000 | 4,557 |
| Salaries and employee benefits | $1,267,000 | 4,376 |
| Premises and equipment expense | $215,000 | 4,810 |
| Additional noninterest expense | $724,000 | 4,544 |
| Pre-tax net operating income | $768,000 | 4,176 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $295,000 | 2,485 |
| Income before extraordinary items | $473,000 | 4,696 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $473,000 | 4,696 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $473,000 | 4,697 |
| Net charge-offs | $50,000 | 3,254 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $473,000 | 4,652 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,464,000 | 5,163 |
| Total interest expense | $81,000 | 5,843 |
| Net interest income | $1,383,000 | 5,030 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $480,000 | 3,188 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $46,000 | 5,187 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $434,000 | 2,499 |
| Total noninterest expense | $1,511,000 | 4,522 |
| Salaries and employee benefits | $872,000 | 4,336 |
| Premises and equipment expense | $147,000 | 4,790 |
| Additional noninterest expense | $492,000 | 4,520 |
| Pre-tax net operating income | $292,000 | 4,937 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $117,000 | 2,899 |
| Income before extraordinary items | $175,000 | 5,347 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $175,000 | 5,349 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $175,000 | 5,350 |
| Net charge-offs | $37,000 | 3,024 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $175,000 | 5,299 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $736,000 | 5,201 |
| Total interest expense | $45,000 | 5,804 |
| Net interest income | $691,000 | 5,078 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $261,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $22,000 | 5,246 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $239,000 | 2,307 |
| Total noninterest expense | $775,000 | 4,497 |
| Salaries and employee benefits | $441,000 | 4,355 |
| Premises and equipment expense | $77,000 | 4,762 |
| Additional noninterest expense | $257,000 | 4,454 |
| Pre-tax net operating income | $147,000 | 4,878 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $56,000 | 2,879 |
| Income before extraordinary items | $91,000 | 5,250 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $91,000 | 5,251 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $91,000 | 5,251 |
| Net charge-offs | $27,000 | 2,305 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $91,000 | 5,203 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,598,000 | 5,479 |
| Total interest expense | $139,000 | 6,222 |
| Net interest income | $2,459,000 | 5,311 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $1,410,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $126,000 | 4,868 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,284,000 | 2,043 |
| Total noninterest expense | $2,862,000 | 4,717 |
| Salaries and employee benefits | $1,698,000 | 4,466 |
| Premises and equipment expense | $292,000 | 4,917 |
| Additional noninterest expense | $872,000 | 4,885 |
| Pre-tax net operating income | $907,000 | 4,230 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $336,000 | 2,524 |
| Income before extraordinary items | $571,000 | 4,722 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $571,000 | 4,726 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $571,000 | 4,726 |
| Net charge-offs | $66,000 | 4,139 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $571,000 | 4,653 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 5,523 |
| Total interest expense | $104,000 | 6,319 |
| Net interest income | $1,855,000 | 5,356 |
| Provision for loan and lease losses | $100,000 | 3,343 |
| Total noninterest income | $1,041,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $100,000 | 4,817 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $941,000 | 2,135 |
| Total noninterest expense | $2,181,000 | 4,697 |
| Salaries and employee benefits | $1,283,000 | 4,452 |
| Premises and equipment expense | $221,000 | 4,935 |
| Additional noninterest expense | $677,000 | 4,831 |
| Pre-tax net operating income | $615,000 | 4,468 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $185,000 | 2,853 |
| Income before extraordinary items | $430,000 | 4,818 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $430,000 | 4,819 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $430,000 | 4,820 |
| Net charge-offs | $33,000 | 4,129 |
| Cash dividends | $6,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $430,000 | 4,722 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 5,557 |
| Total interest expense | $68,000 | 6,401 |
| Net interest income | $1,229,000 | 5,385 |
| Provision for loan and lease losses | $70,000 | 3,283 |
| Total noninterest income | $798,000 | 2,556 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $64,000 | 4,876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $734,000 | 1,947 |
| Total noninterest expense | $1,478,000 | 4,695 |
| Salaries and employee benefits | $884,000 | 4,406 |
| Premises and equipment expense | $148,000 | 4,923 |
| Additional noninterest expense | $446,000 | 4,873 |
| Pre-tax net operating income | $479,000 | 4,215 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $163,000 | 2,617 |
| Income before extraordinary items | $316,000 | 4,666 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $316,000 | 4,668 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $316,000 | 4,669 |
| Net charge-offs | $33,000 | 3,680 |
| Cash dividends | $6,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $316,000 | 4,560 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $644,000 | 5,609 |
| Total interest expense | $38,000 | 6,400 |
| Net interest income | $606,000 | 5,438 |
| Provision for loan and lease losses | $40,000 | 3,034 |
| Total noninterest income | $138,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $32,000 | 4,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $106,000 | 3,670 |
| Total noninterest expense | $711,000 | 4,815 |
| Salaries and employee benefits | $418,000 | 4,574 |
| Premises and equipment expense | $79,000 | 4,814 |
| Additional noninterest expense | $214,000 | 5,006 |
| Pre-tax net operating income | $-7,000 | 6,387 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $-8,000 | 6,456 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-8,000 | 6,457 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-8,000 | 6,457 |
| Net charge-offs | $21,000 | 3,051 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-8,000 | 6,395 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 5,728 |
| Total interest expense | $125,000 | 6,722 |
| Net interest income | $2,479,000 | 5,482 |
| Provision for loan and lease losses | $254,000 | 3,603 |
| Total noninterest income | $1,340,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $158,000 | 4,685 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,182,000 | 2,161 |
| Total noninterest expense | $2,934,000 | 4,798 |
| Salaries and employee benefits | $1,745,000 | 4,470 |
| Premises and equipment expense | $295,000 | 5,003 |
| Additional noninterest expense | $894,000 | 5,039 |
| Pre-tax net operating income | $631,000 | 4,643 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $251,000 | 2,822 |
| Income before extraordinary items | $380,000 | 5,254 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $380,000 | 5,251 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $380,000 | 5,252 |
| Net charge-offs | $692,000 | 2,243 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $380,000 | 5,056 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 5,929 |
| Total interest expense | $97,000 | 6,830 |
| Net interest income | $1,751,000 | 5,676 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $679,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $127,000 | 4,624 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $552,000 | 2,796 |
| Total noninterest expense | $2,128,000 | 4,909 |
| Salaries and employee benefits | $1,281,000 | 4,547 |
| Premises and equipment expense | $212,000 | 5,155 |
| Additional noninterest expense | $635,000 | 5,206 |
| Pre-tax net operating income | $122,000 | 5,941 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $78,000 | 3,528 |
| Income before extraordinary items | $44,000 | 6,295 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $44,000 | 6,293 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $44,000 | 6,294 |
| Net charge-offs | $539,000 | 2,091 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $44,000 | 6,160 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 5,893 |
| Total interest expense | $71,000 | 6,858 |
| Net interest income | $1,222,000 | 5,616 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $374,000 | 3,788 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $85,000 | 4,622 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $289,000 | 3,120 |
| Total noninterest expense | $1,394,000 | 4,977 |
| Salaries and employee benefits | $830,000 | 4,639 |
| Premises and equipment expense | $154,000 | 4,990 |
| Additional noninterest expense | $410,000 | 5,302 |
| Pre-tax net operating income | $82,000 | 5,952 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $52,000 | 3,521 |
| Income before extraordinary items | $30,000 | 6,331 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $30,000 | 6,330 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $30,000 | 6,331 |
| Net charge-offs | $305,000 | 2,302 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $30,000 | 6,191 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 5,869 |
| Total interest expense | $37,000 | 6,908 |
| Net interest income | $633,000 | 5,579 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $133,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $39,000 | 4,766 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $94,000 | 3,793 |
| Total noninterest expense | $662,000 | 5,136 |
| Salaries and employee benefits | $392,000 | 4,828 |
| Premises and equipment expense | $85,000 | 4,786 |
| Additional noninterest expense | $185,000 | 5,535 |
| Pre-tax net operating income | $44,000 | 6,000 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-1,000 | 6,892 |
| Income before extraordinary items | $45,000 | 6,039 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $45,000 | 6,039 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $45,000 | 6,039 |
| Net charge-offs | $91,000 | 2,526 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $45,000 | 5,901 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,453,000 | 6,137 |
| Total interest expense | $228,000 | 6,810 |
| Net interest income | $2,225,000 | 5,888 |
| Provision for loan and lease losses | $307,000 | 4,073 |
| Total noninterest income | $1,178,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $107,000 | 5,412 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,071,000 | 2,049 |
| Total noninterest expense | $2,709,000 | 5,142 |
| Salaries and employee benefits | $1,542,000 | 4,891 |
| Premises and equipment expense | $293,000 | 5,281 |
| Additional noninterest expense | $874,000 | 5,231 |
| Pre-tax net operating income | $387,000 | 5,002 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $181,000 | 2,990 |
| Income before extraordinary items | $206,000 | 5,539 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $206,000 | 5,541 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $206,000 | 5,541 |
| Net charge-offs | $124,000 | 4,781 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $206,000 | 5,422 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 6,304 |
| Total interest expense | $179,000 | 6,867 |
| Net interest income | $1,536,000 | 6,077 |
| Provision for loan and lease losses | $200,000 | 4,143 |
| Total noninterest income | $815,000 | 2,964 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $76,000 | 5,527 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $739,000 | 2,154 |
| Total noninterest expense | $1,964,000 | 5,233 |
| Salaries and employee benefits | $1,110,000 | 4,996 |
| Premises and equipment expense | $208,000 | 5,442 |
| Additional noninterest expense | $646,000 | 5,272 |
| Pre-tax net operating income | $187,000 | 5,525 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $14,000 | 4,164 |
| Income before extraordinary items | $173,000 | 5,611 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $173,000 | 5,612 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $173,000 | 5,612 |
| Net charge-offs | $126,000 | 4,194 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $173,000 | 5,476 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 6,407 |
| Total interest expense | $123,000 | 6,930 |
| Net interest income | $989,000 | 6,185 |
| Provision for loan and lease losses | $125,000 | 4,121 |
| Total noninterest income | $491,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $43,000 | 5,733 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $448,000 | 2,264 |
| Total noninterest expense | $1,260,000 | 5,396 |
| Salaries and employee benefits | $697,000 | 5,195 |
| Premises and equipment expense | $142,000 | 5,428 |
| Additional noninterest expense | $421,000 | 5,408 |
| Pre-tax net operating income | $95,000 | 5,707 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $9,000 | 4,140 |
| Income before extraordinary items | $86,000 | 5,789 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $86,000 | 5,788 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $86,000 | 5,789 |
| Net charge-offs | $124,000 | 3,625 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $86,000 | 5,711 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 6,354 |
| Total interest expense | $62,000 | 7,006 |
| Net interest income | $529,000 | 6,074 |
| Provision for loan and lease losses | $50,000 | 4,153 |
| Total noninterest income | $161,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $18,000 | 5,934 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $143,000 | 2,988 |
| Total noninterest expense | $653,000 | 5,332 |
| Salaries and employee benefits | $374,000 | 5,037 |
| Premises and equipment expense | $75,000 | 5,366 |
| Additional noninterest expense | $204,000 | 5,485 |
| Pre-tax net operating income | $-13,000 | 6,411 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-13,000 | 6,453 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-13,000 | 6,453 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-13,000 | 6,453 |
| Net charge-offs | $132,000 | 2,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-13,000 | 6,430 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 6,384 |
| Total interest expense | $336,000 | 6,961 |
| Net interest income | $2,152,000 | 6,087 |
| Provision for loan and lease losses | $542,000 | 4,010 |
| Total noninterest income | $341,000 | 5,203 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $129,000 | 5,159 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $212,000 | 4,506 |
| Total noninterest expense | $2,394,000 | 5,602 |
| Salaries and employee benefits | $1,297,000 | 5,456 |
| Premises and equipment expense | $284,000 | 5,544 |
| Additional noninterest expense | $813,000 | 5,592 |
| Pre-tax net operating income | $-443,000 | 6,225 |
| Securities gains (losses) | $68,000 | 2,455 |
| Applicable income taxes | $-187,000 | 6,956 |
| Income before extraordinary items | $-188,000 | 6,155 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-188,000 | 6,154 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-188,000 | 6,155 |
| Net charge-offs | $718,000 | 3,134 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-231,520 | 6,135 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 6,484 |
| Total interest expense | $266,000 | 7,041 |
| Net interest income | $1,613,000 | 6,188 |
| Provision for loan and lease losses | $422,000 | 3,822 |
| Total noninterest income | $245,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $97,000 | 5,222 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $148,000 | 4,664 |
| Total noninterest expense | $1,713,000 | 5,741 |
| Salaries and employee benefits | $957,000 | 5,541 |
| Premises and equipment expense | $200,000 | 5,738 |
| Additional noninterest expense | $556,000 | 5,816 |
| Pre-tax net operating income | $-277,000 | 6,374 |
| Securities gains (losses) | $69,000 | 2,236 |
| Applicable income taxes | $-114,000 | 7,099 |
| Income before extraordinary items | $-94,000 | 6,297 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-94,000 | 6,296 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-94,000 | 6,296 |
| Net charge-offs | $391,000 | 3,394 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-138,160 | 6,266 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 6,510 |
| Total interest expense | $181,000 | 7,109 |
| Net interest income | $1,084,000 | 6,206 |
| Provision for loan and lease losses | $171,000 | 4,458 |
| Total noninterest income | $62,000 | 6,646 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $63,000 | 5,279 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,000 | 7,289 |
| Total noninterest expense | $1,099,000 | 5,881 |
| Salaries and employee benefits | $618,000 | 5,656 |
| Premises and equipment expense | $108,000 | 6,170 |
| Additional noninterest expense | $373,000 | 5,813 |
| Pre-tax net operating income | $-124,000 | 6,324 |
| Securities gains (losses) | $69,000 | 1,672 |
| Applicable income taxes | $-69,000 | 7,135 |
| Income before extraordinary items | $14,000 | 6,105 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $14,000 | 6,107 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $14,000 | 6,106 |
| Net charge-offs | $296,000 | 3,062 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-30,160 | 6,173 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 6,662 |
| Total interest expense | $92,000 | 7,208 |
| Net interest income | $513,000 | 6,380 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $13,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $32,000 | 5,262 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-19,000 | 7,605 |
| Total noninterest expense | $553,000 | 5,931 |
| Salaries and employee benefits | $311,000 | 5,720 |
| Premises and equipment expense | $56,000 | 6,192 |
| Additional noninterest expense | $186,000 | 5,861 |
| Pre-tax net operating income | $-87,000 | 6,616 |
| Securities gains (losses) | $69,000 | 978 |
| Applicable income taxes | $-26,000 | 7,233 |
| Income before extraordinary items | $8,000 | 6,286 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,000 | 6,289 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $8,000 | 6,288 |
| Net charge-offs | $93,000 | 3,170 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-36,160 | 6,486 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,916,000 | 6,393 |
| Total interest expense | $619,000 | 6,876 |
| Net interest income | $2,297,000 | 6,050 |
| Provision for loan and lease losses | $1,270,000 | 3,123 |
| Total noninterest income | $117,000 | 6,848 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $150,000 | 5,159 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-33,000 | 7,510 |
| Total noninterest expense | $2,497,000 | 5,689 |
| Salaries and employee benefits | $1,409,000 | 5,382 |
| Premises and equipment expense | $255,000 | 6,015 |
| Additional noninterest expense | $833,000 | 5,726 |
| Pre-tax net operating income | $-1,353,000 | 6,386 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-536,000 | 7,063 |
| Income before extraordinary items | $-817,000 | 6,269 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-817,000 | 6,268 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-817,000 | 6,268 |
| Net charge-offs | $876,000 | 3,040 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 761 |
| Net operating income | $-817,000 | 6,277 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 6,465 |
| Total interest expense | $499,000 | 6,887 |
| Net interest income | $1,683,000 | 6,114 |
| Provision for loan and lease losses | $876,000 | 2,979 |
| Total noninterest income | $165,000 | 6,203 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $117,000 | 5,112 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $48,000 | 6,266 |
| Total noninterest expense | $1,795,000 | 5,819 |
| Salaries and employee benefits | $1,050,000 | 5,430 |
| Premises and equipment expense | $187,000 | 6,116 |
| Additional noninterest expense | $558,000 | 5,994 |
| Pre-tax net operating income | $-823,000 | 6,548 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-289,000 | 7,191 |
| Income before extraordinary items | $-534,000 | 6,453 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-534,000 | 6,454 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-534,000 | 6,453 |
| Net charge-offs | $815,000 | 2,448 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 633 |
| Net operating income | $-534,000 | 6,447 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 6,502 |
| Total interest expense | $358,000 | 6,891 |
| Net interest income | $1,114,000 | 6,139 |
| Provision for loan and lease losses | $746,000 | 2,420 |
| Total noninterest income | $160,000 | 5,609 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $83,000 | 5,005 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $77,000 | 5,225 |
| Total noninterest expense | $1,218,000 | 5,815 |
| Salaries and employee benefits | $698,000 | 5,502 |
| Premises and equipment expense | $126,000 | 6,151 |
| Additional noninterest expense | $394,000 | 5,869 |
| Pre-tax net operating income | $-690,000 | 6,799 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-121,000 | 7,196 |
| Income before extraordinary items | $-569,000 | 6,828 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-569,000 | 6,828 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-569,000 | 6,828 |
| Net charge-offs | $551,000 | 2,244 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 564 |
| Net operating income | $-569,000 | 6,812 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 6,377 |
| Total interest expense | $179,000 | 6,978 |
| Net interest income | $625,000 | 5,890 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $104,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $50,000 | 4,615 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $54,000 | 4,691 |
| Total noninterest expense | $600,000 | 5,813 |
| Salaries and employee benefits | $342,000 | 5,604 |
| Premises and equipment expense | $62,000 | 6,236 |
| Additional noninterest expense | $196,000 | 5,652 |
| Pre-tax net operating income | $39,000 | 5,772 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $11,000 | 3,919 |
| Income before extraordinary items | $28,000 | 6,032 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $28,000 | 6,034 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $28,000 | 6,034 |
| Net charge-offs | $24,000 | 4,197 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $28,000 | 5,868 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,613,000 | 6,250 |
| Total interest expense | $696,000 | 7,334 |
| Net interest income | $2,917,000 | 5,482 |
| Provision for loan and lease losses | $363,000 | 4,295 |
| Total noninterest income | $396,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $184,000 | 4,945 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $212,000 | 4,738 |
| Total noninterest expense | $2,718,000 | 5,413 |
| Salaries and employee benefits | $1,662,000 | 5,020 |
| Premises and equipment expense | $227,000 | 6,445 |
| Additional noninterest expense | $829,000 | 5,384 |
| Pre-tax net operating income | $232,000 | 5,660 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $75,000 | 3,602 |
| Income before extraordinary items | $157,000 | 5,647 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $157,000 | 5,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,932 |
| Cash dividends | $65,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 791 |
| Net operating income | $157,000 | 5,807 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,740,000 | 6,297 |
| Total interest expense | $510,000 | 7,480 |
| Net interest income | $2,230,000 | 5,485 |
| Provision for loan and lease losses | $164,000 | 4,511 |
| Total noninterest income | $188,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $132,000 | 5,067 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 6,447 |
| Total noninterest expense | $2,035,000 | 5,410 |
| Salaries and employee benefits | $1,274,000 | 4,987 |
| Premises and equipment expense | $167,000 | 6,509 |
| Additional noninterest expense | $594,000 | 5,446 |
| Pre-tax net operating income | $219,000 | 5,967 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $99,000 | 3,600 |
| Income before extraordinary items | $120,000 | 6,079 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $120,000 | 6,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,348 |
| Cash dividends | $65,000 | 4,616 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 593 |
| Net operating income | $120,000 | 6,243 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 6,357 |
| Total interest expense | $365,000 | 7,496 |
| Net interest income | $1,455,000 | 5,547 |
| Provision for loan and lease losses | $104,000 | 4,207 |
| Total noninterest income | $116,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $81,000 | 5,221 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $35,000 | 6,595 |
| Total noninterest expense | $1,342,000 | 5,471 |
| Salaries and employee benefits | $854,000 | 5,014 |
| Premises and equipment expense | $101,000 | 6,725 |
| Additional noninterest expense | $387,000 | 5,515 |
| Pre-tax net operating income | $125,000 | 6,266 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $69,000 | 3,808 |
| Income before extraordinary items | $56,000 | 6,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 6,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,294 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 427 |
| Net operating income | $56,000 | 6,586 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $922,000 | 6,403 |
| Total interest expense | $200,000 | 7,492 |
| Net interest income | $722,000 | 5,597 |
| Provision for loan and lease losses | $31,000 | 4,334 |
| Total noninterest income | $60,000 | 6,365 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $42,000 | 5,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 6,579 |
| Total noninterest expense | $688,000 | 5,421 |
| Salaries and employee benefits | $431,000 | 5,010 |
| Premises and equipment expense | $70,000 | 6,040 |
| Additional noninterest expense | $187,000 | 5,554 |
| Pre-tax net operating income | $63,000 | 6,432 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $13,000 | 4,639 |
| Income before extraordinary items | $50,000 | 6,581 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $50,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 220 |
| Net operating income | $50,000 | 6,481 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,143,000 | 6,163 |
| Total interest expense | $805,000 | 7,493 |
| Net interest income | $3,338,000 | 5,201 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $378,000 | 5,613 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $198,000 | 4,925 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $180,000 | 5,272 |
| Total noninterest expense | $2,723,000 | 5,326 |
| Salaries and employee benefits | $1,646,000 | 5,013 |
| Premises and equipment expense | $268,000 | 6,057 |
| Additional noninterest expense | $809,000 | 5,315 |
| Pre-tax net operating income | $993,000 | 4,762 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $370,000 | 3,122 |
| Income before extraordinary items | $623,000 | 5,273 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $623,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,123 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $3,125,000 | 314 |
| Net operating income | $623,000 | 5,263 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 6,263 |
| Total interest expense | $613,000 | 7,497 |
| Net interest income | $2,386,000 | 5,368 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $325,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $149,000 | 4,941 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $176,000 | 4,749 |
| Total noninterest expense | $1,958,000 | 5,433 |
| Salaries and employee benefits | $1,152,000 | 5,220 |
| Premises and equipment expense | $198,000 | 6,103 |
| Additional noninterest expense | $608,000 | 5,251 |
| Pre-tax net operating income | $753,000 | 4,976 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $274,000 | 3,318 |
| Income before extraordinary items | $479,000 | 5,465 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $479,000 | 5,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $3,025,000 | 232 |
| Net operating income | $479,000 | 5,450 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 6,378 |
| Total interest expense | $385,000 | 7,619 |
| Net interest income | $1,544,000 | 5,487 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $180,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $95,000 | 5,045 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $85,000 | 5,398 |
| Total noninterest expense | $1,292,000 | 5,497 |
| Salaries and employee benefits | $755,000 | 5,311 |
| Premises and equipment expense | $131,000 | 6,155 |
| Additional noninterest expense | $406,000 | 5,258 |
| Pre-tax net operating income | $432,000 | 5,352 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $157,000 | 3,582 |
| Income before extraordinary items | $275,000 | 5,842 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $275,000 | 5,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $2,109,000 | 200 |
| Net operating income | $275,000 | 5,823 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $984,000 | 6,355 |
| Total interest expense | $214,000 | 7,484 |
| Net interest income | $770,000 | 5,510 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $66,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $43,000 | 5,170 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $638,000 | 5,568 |
| Salaries and employee benefits | $374,000 | 5,380 |
| Premises and equipment expense | $66,000 | 6,178 |
| Additional noninterest expense | $198,000 | 5,286 |
| Pre-tax net operating income | $198,000 | 5,538 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $37,000 | 4,433 |
| Income before extraordinary items | $161,000 | 5,516 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $161,000 | 5,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $161,000 | 5,498 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 6,313 |
| Total interest expense | $781,000 | 7,369 |
| Net interest income | $2,893,000 | 5,636 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $229,000 | 6,686 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $156,000 | 5,454 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $73,000 | 6,807 |
| Total noninterest expense | $2,184,000 | 5,902 |
| Salaries and employee benefits | $1,242,000 | 5,793 |
| Premises and equipment expense | $271,000 | 6,004 |
| Additional noninterest expense | $671,000 | 5,760 |
| Pre-tax net operating income | $938,000 | 5,332 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $362,000 | 3,559 |
| Income before extraordinary items | $576,000 | 5,901 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $576,000 | 5,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,438 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $576,000 | 5,899 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,512,000 | 6,538 |
| Total interest expense | $506,000 | 7,573 |
| Net interest income | $2,006,000 | 5,894 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $158,000 | 6,880 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $111,000 | 5,615 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $47,000 | 7,016 |
| Total noninterest expense | $1,535,000 | 6,085 |
| Salaries and employee benefits | $866,000 | 6,002 |
| Premises and equipment expense | $209,000 | 5,949 |
| Additional noninterest expense | $460,000 | 6,006 |
| Pre-tax net operating income | $611,000 | 5,821 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $238,000 | 3,915 |
| Income before extraordinary items | $373,000 | 6,369 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $373,000 | 6,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $373,000 | 6,372 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 6,761 |
| Total interest expense | $274,000 | 7,817 |
| Net interest income | $1,256,000 | 6,100 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $99,000 | 7,003 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $72,000 | 5,670 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $988,000 | 6,203 |
| Salaries and employee benefits | $550,000 | 6,160 |
| Premises and equipment expense | $142,000 | 5,908 |
| Additional noninterest expense | $296,000 | 6,120 |
| Pre-tax net operating income | $355,000 | 6,144 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $141,000 | 4,103 |
| Income before extraordinary items | $214,000 | 6,647 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $214,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $214,000 | 6,650 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 7,065 |
| Total interest expense | $98,000 | 8,153 |
| Net interest income | $565,000 | 6,382 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $49,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 5,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $475,000 | 6,330 |
| Salaries and employee benefits | $264,000 | 6,301 |
| Premises and equipment expense | $72,000 | 5,891 |
| Additional noninterest expense | $139,000 | 6,274 |
| Pre-tax net operating income | $133,000 | 6,641 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $58,000 | 4,321 |
| Income before extraordinary items | $75,000 | 7,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 7,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $75,000 | 7,120 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 6,865 |
| Total interest expense | $241,000 | 8,341 |
| Net interest income | $2,429,000 | 6,124 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $408,000 | 5,688 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $134,000 | 5,828 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $274,000 | 4,542 |
| Total noninterest expense | $1,972,000 | 6,157 |
| Salaries and employee benefits | $1,154,000 | 5,910 |
| Premises and equipment expense | $278,000 | 5,933 |
| Additional noninterest expense | $540,000 | 6,350 |
| Pre-tax net operating income | $853,000 | 5,741 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $317,000 | 4,062 |
| Income before extraordinary items | $536,000 | 6,234 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $536,000 | 6,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,474 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $536,000 | 6,202 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 6,961 |
| Total interest expense | $169,000 | 8,385 |
| Net interest income | $1,760,000 | 6,245 |
| Provision for loan and lease losses | $6,000 | 6,681 |
| Total noninterest income | $315,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $103,000 | 5,805 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $212,000 | 4,487 |
| Total noninterest expense | $1,394,000 | 6,311 |
| Salaries and employee benefits | $798,000 | 6,142 |
| Premises and equipment expense | $189,000 | 6,172 |
| Additional noninterest expense | $407,000 | 6,304 |
| Pre-tax net operating income | $675,000 | 5,721 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $250,000 | 4,087 |
| Income before extraordinary items | $425,000 | 6,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $425,000 | 6,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $425,000 | 6,200 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 7,048 |
| Total interest expense | $99,000 | 8,456 |
| Net interest income | $1,116,000 | 6,378 |
| Provision for loan and lease losses | $4,000 | 6,457 |
| Total noninterest income | $211,000 | 5,621 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $66,000 | 5,832 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $145,000 | 4,399 |
| Total noninterest expense | $919,000 | 6,335 |
| Salaries and employee benefits | $517,000 | 6,236 |
| Premises and equipment expense | $128,000 | 6,137 |
| Additional noninterest expense | $274,000 | 6,266 |
| Pre-tax net operating income | $404,000 | 5,955 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $150,000 | 4,247 |
| Income before extraordinary items | $254,000 | 6,474 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $254,000 | 6,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $254,000 | 6,433 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $568,000 | 7,231 |
| Total interest expense | $45,000 | 8,550 |
| Net interest income | $523,000 | 6,594 |
| Provision for loan and lease losses | $4,000 | 5,908 |
| Total noninterest income | $119,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $31,000 | 5,927 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $88,000 | 3,999 |
| Total noninterest expense | $455,000 | 6,397 |
| Salaries and employee benefits | $256,000 | 6,297 |
| Premises and equipment expense | $65,000 | 6,146 |
| Additional noninterest expense | $134,000 | 6,370 |
| Pre-tax net operating income | $183,000 | 6,148 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $69,000 | 4,312 |
| Income before extraordinary items | $114,000 | 6,672 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $114,000 | 6,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $114,000 | 6,637 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 7,373 |
| Total interest expense | $126,000 | 8,677 |
| Net interest income | $1,882,000 | 6,787 |
| Provision for loan and lease losses | $98,000 | 5,061 |
| Total noninterest income | $302,000 | 6,395 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $151,000 | 5,769 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $151,000 | 5,675 |
| Total noninterest expense | $1,712,000 | 6,516 |
| Salaries and employee benefits | $884,000 | 6,663 |
| Premises and equipment expense | $278,000 | 5,902 |
| Additional noninterest expense | $550,000 | 6,276 |
| Pre-tax net operating income | $374,000 | 7,186 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $129,000 | 5,264 |
| Income before extraordinary items | $245,000 | 7,446 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $245,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,214 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $167,000 | 594 |
| Net operating income | $245,000 | 7,390 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 7,474 |
| Total interest expense | $92,000 | 8,737 |
| Net interest income | $1,358,000 | 6,899 |
| Provision for loan and lease losses | $92,000 | 4,400 |
| Total noninterest income | $229,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $116,000 | 5,767 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 5,689 |
| Total noninterest expense | $1,237,000 | 6,586 |
| Salaries and employee benefits | $629,000 | 6,785 |
| Premises and equipment expense | $196,000 | 6,042 |
| Additional noninterest expense | $412,000 | 6,219 |
| Pre-tax net operating income | $258,000 | 7,426 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $98,000 | 5,372 |
| Income before extraordinary items | $160,000 | 7,721 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $160,000 | 7,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 464 |
| Net operating income | $160,000 | 7,672 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $944,000 | 7,566 |
| Total interest expense | $64,000 | 8,789 |
| Net interest income | $880,000 | 6,991 |
| Provision for loan and lease losses | $76,000 | 3,974 |
| Total noninterest income | $163,000 | 6,289 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $73,000 | 5,890 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $90,000 | 5,371 |
| Total noninterest expense | $822,000 | 6,644 |
| Salaries and employee benefits | $418,000 | 6,829 |
| Premises and equipment expense | $129,000 | 6,121 |
| Additional noninterest expense | $275,000 | 6,246 |
| Pre-tax net operating income | $145,000 | 7,576 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $63,000 | 5,384 |
| Income before extraordinary items | $82,000 | 7,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 7,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $82,000 | 7,889 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $469,000 | 7,630 |
| Total interest expense | $34,000 | 8,816 |
| Net interest income | $435,000 | 7,066 |
| Provision for loan and lease losses | $53,000 | 3,225 |
| Total noninterest income | $80,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $45,000 | 5,324 |
| Total noninterest expense | $417,000 | 6,641 |
| Salaries and employee benefits | $207,000 | 6,891 |
| Premises and equipment expense | $65,000 | 6,100 |
| Additional noninterest expense | $145,000 | 6,107 |
| Pre-tax net operating income | $45,000 | 7,988 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $34,000 | 5,263 |
| Income before extraordinary items | $11,000 | 8,454 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $11,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $11,000 | 8,391 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 7,897 |
| Total interest expense | $211,000 | 8,712 |
| Net interest income | $1,456,000 | 7,429 |
| Provision for loan and lease losses | $98,000 | 5,375 |
| Total noninterest income | $366,000 | 6,152 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $106,000 | 6,463 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $260,000 | 4,777 |
| Total noninterest expense | $1,547,000 | 6,806 |
| Salaries and employee benefits | $858,000 | 6,717 |
| Premises and equipment expense | $228,000 | 6,454 |
| Additional noninterest expense | $461,000 | 6,783 |
| Pre-tax net operating income | $177,000 | 7,902 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $58,000 | 6,179 |
| Income before extraordinary items | $119,000 | 8,126 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $119,000 | 8,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $119,000 | 8,010 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 8,030 |
| Total interest expense | $177,000 | 8,755 |
| Net interest income | $1,047,000 | 7,562 |
| Provision for loan and lease losses | $53,000 | 5,711 |
| Total noninterest income | $271,000 | 6,229 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $77,000 | 6,567 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $194,000 | 4,855 |
| Total noninterest expense | $1,147,000 | 6,835 |
| Salaries and employee benefits | $648,000 | 6,710 |
| Premises and equipment expense | $167,000 | 6,504 |
| Additional noninterest expense | $332,000 | 6,878 |
| Pre-tax net operating income | $118,000 | 8,139 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $18,000 | 6,845 |
| Income before extraordinary items | $100,000 | 8,219 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $100,000 | 8,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $100,000 | 8,090 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $802,000 | 8,122 |
| Total interest expense | $135,000 | 8,740 |
| Net interest income | $667,000 | 7,692 |
| Provision for loan and lease losses | $32,000 | 5,704 |
| Total noninterest income | $143,000 | 6,735 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $50,000 | 6,585 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $93,000 | 5,446 |
| Total noninterest expense | $735,000 | 6,962 |
| Salaries and employee benefits | $435,000 | 6,713 |
| Premises and equipment expense | $109,000 | 6,544 |
| Additional noninterest expense | $191,000 | 7,263 |
| Pre-tax net operating income | $43,000 | 8,419 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $43,000 | 8,482 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $43,000 | 8,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $43,000 | 8,354 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $365,000 | 8,316 |
| Total interest expense | $66,000 | 8,826 |
| Net interest income | $299,000 | 7,932 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $50,000 | 7,354 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 6,166 |
| Total noninterest expense | $358,000 | 7,063 |
| Salaries and employee benefits | $215,000 | 6,751 |
| Premises and equipment expense | $54,000 | 6,574 |
| Additional noninterest expense | $89,000 | 7,438 |
| Pre-tax net operating income | $-24,000 | 8,828 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-24,000 | 8,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-24,000 | 8,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-24,000 | 8,793 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 8,521 |
| Total interest expense | $330,000 | 8,835 |
| Net interest income | $1,039,000 | 8,212 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $204,000 | 7,262 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $92,000 | 6,721 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 6,211 |
| Total noninterest expense | $1,274,000 | 7,307 |
| Salaries and employee benefits | $690,000 | 7,312 |
| Premises and equipment expense | $220,000 | 6,524 |
| Additional noninterest expense | $364,000 | 7,384 |
| Pre-tax net operating income | $-91,000 | 8,755 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-34,000 | 8,958 |
| Income before extraordinary items | $-57,000 | 8,800 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-57,000 | 8,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-57,000 | 8,735 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 8,838 |
| Total interest expense | $353,000 | 9,222 |
| Net interest income | $1,034,000 | 8,214 |
| Provision for loan and lease losses | $25,000 | 7,375 |
| Total noninterest income | $149,000 | 7,869 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $90,000 | 6,770 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $59,000 | 7,428 |
| Total noninterest expense | $937,000 | 8,122 |
| Salaries and employee benefits | $515,000 | 8,099 |
| Premises and equipment expense | $151,000 | 7,501 |
| Additional noninterest expense | $271,000 | 8,065 |
| Pre-tax net operating income | $221,000 | 7,783 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $77,000 | 6,310 |
| Income before extraordinary items | $144,000 | 8,068 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $144,000 | 8,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,614 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $144,000 | 7,952 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 8,714 |
| Total interest expense | $581,000 | 9,090 |
| Net interest income | $1,142,000 | 8,204 |
| Provision for loan and lease losses | $35,000 | 7,078 |
| Total noninterest income | $174,000 | 7,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,243 |
| Total noninterest expense | $802,000 | 8,565 |
| Salaries and employee benefits | $444,000 | 8,524 |
| Premises and equipment expense | $114,000 | 8,204 |
| Additional noninterest expense | $244,000 | 8,389 |
| Pre-tax net operating income | $479,000 | 7,098 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $179,000 | 5,620 |
| Income before extraordinary items | $300,000 | 7,471 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $300,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $300,000 | 7,478 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 9,427 |
| Total interest expense | $390,000 | 9,665 |
| Net interest income | $804,000 | 9,060 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $182,000 | 7,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,013 |
| Total noninterest expense | $714,000 | 8,991 |
| Salaries and employee benefits | $379,000 | 9,010 |
| Premises and equipment expense | $115,000 | 8,338 |
| Additional noninterest expense | $220,000 | 8,838 |
| Pre-tax net operating income | $257,000 | 8,306 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $92,000 | 7,032 |
| Income before extraordinary items | $165,000 | 8,547 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $165,000 | 8,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $165,000 | 8,504 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 9,773 |
| Total interest expense | $412,000 | 9,871 |
| Net interest income | $677,000 | 9,543 |
| Provision for loan and lease losses | $45,000 | 6,783 |
| Total noninterest income | $158,000 | 8,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $620,000 | 9,366 |
| Salaries and employee benefits | $303,000 | 9,609 |
| Premises and equipment expense | $114,000 | 8,398 |
| Additional noninterest expense | $203,000 | 9,083 |
| Pre-tax net operating income | $170,000 | 9,068 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $10,000 | 9,075 |
| Income before extraordinary items | $160,000 | 8,909 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $160,000 | 8,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $160,000 | 8,844 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $682,000 | 10,581 |
| Total interest expense | $203,000 | 10,669 |
| Net interest income | $479,000 | 10,423 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $107,000 | 9,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,093 |
| Total noninterest expense | $476,000 | 10,213 |
| Salaries and employee benefits | $238,000 | 10,344 |
| Premises and equipment expense | $70,000 | 9,702 |
| Additional noninterest expense | $168,000 | 9,797 |
| Pre-tax net operating income | $50,000 | 10,241 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $50,000 | 10,241 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $50,000 | 10,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $50,000 | 10,207 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $104,000 | 11,411 |
| Total interest expense | $24,000 | 11,394 |
| Net interest income | $80,000 | 11,405 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $4,000 | 11,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 11,358 |
| Total noninterest expense | $227,000 | 11,338 |
| Salaries and employee benefits | $136,000 | 11,278 |
| Premises and equipment expense | $25,000 | 11,228 |
| Additional noninterest expense | $66,000 | 11,324 |
| Pre-tax net operating income | $-163,000 | 11,030 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-163,000 | 11,073 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-163,000 | 11,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $2,549,000 | 258 |
| Net operating income | $-163,000 | 11,033 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.