Home > American Bank of Commerce > Income and Expense
American Bank of Commerce, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 5,883 |
| Total interest expense | $1,717,000 | 6,573 |
| Net interest income | $3,183,000 | 5,385 |
| Provision for loan and lease losses | $39,000 | 8,009 |
| Total noninterest income | $2,316,000 | 1,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $457,000 | 3,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,859,000 | 1,328 |
| Total noninterest expense | $3,420,000 | 3,997 |
| Salaries and employee benefits | $1,892,000 | 3,452 |
| Premises and equipment expense | $380,000 | 4,919 |
| Additional noninterest expense | $1,148,000 | 4,368 |
| Pre-tax net operating income | $2,040,000 | 3,249 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,214,000 | 1,899 |
| Income before extraordinary items | $826,000 | 5,429 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $826,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 12,449 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $826,000 | 5,188 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,035,000 | 6,351 |
| Total interest expense | $1,795,000 | 7,627 |
| Net interest income | $3,240,000 | 5,353 |
| Provision for loan and lease losses | $123,000 | 6,648 |
| Total noninterest income | $1,553,000 | 2,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 3,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,130,000 | 1,838 |
| Total noninterest expense | $2,892,000 | 4,683 |
| Salaries and employee benefits | $1,526,000 | 4,168 |
| Premises and equipment expense | $367,000 | 5,151 |
| Additional noninterest expense | $999,000 | 5,056 |
| Pre-tax net operating income | $1,779,000 | 3,474 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $799,000 | 2,627 |
| Income before extraordinary items | $980,000 | 4,585 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $980,000 | 4,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 5,395 |
| Cash dividends | $67,000 | 7,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $980,000 | 4,262 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.