Home > American Bank Moorhead > Income and Expense
American Bank Moorhead, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,275,000 | 2,927 |
| Total interest expense | $4,698,000 | 3,174 |
| Net interest income | $6,577,000 | 2,695 |
| Provision for loan and lease losses | $2,055,000 | 601 |
| Total noninterest income | $827,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $485,000 | 2,791 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $342,000 | 3,746 |
| Total noninterest expense | $5,577,000 | 2,463 |
| Salaries and employee benefits | $1,994,000 | 3,342 |
| Premises and equipment expense | $579,000 | 3,327 |
| Additional noninterest expense | $3,004,000 | 1,733 |
| Pre-tax net operating income | $-228,000 | 11,093 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-66,000 | 11,121 |
| Income before extraordinary items | $-162,000 | 11,072 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-162,000 | 11,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $752,000 | 1,061 |
| Cash dividends | $542,000 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-162,000 | 11,032 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,479,000 | 2,901 |
| Total interest expense | $4,992,000 | 3,028 |
| Net interest income | $6,487,000 | 2,748 |
| Provision for loan and lease losses | $-20,000 | 11,467 |
| Total noninterest income | $958,000 | 3,206 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $577,000 | 2,341 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $381,000 | 3,417 |
| Total noninterest expense | $4,201,000 | 3,179 |
| Salaries and employee benefits | $2,176,000 | 3,062 |
| Premises and equipment expense | $543,000 | 3,498 |
| Additional noninterest expense | $1,482,000 | 3,116 |
| Pre-tax net operating income | $3,264,000 | 2,264 |
| Securities gains (losses) | $24,000 | 1,774 |
| Applicable income taxes | $1,215,000 | 2,006 |
| Income before extraordinary items | $2,073,000 | 2,422 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,073,000 | 2,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,854 |
| Cash dividends | $1,300,000 | 1,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,057,640 | 2,414 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,377,000 | 2,931 |
| Total interest expense | $3,915,000 | 3,112 |
| Net interest income | $6,462,000 | 2,799 |
| Provision for loan and lease losses | $360,000 | 1,966 |
| Total noninterest income | $1,018,000 | 3,078 |
| Gross Fiduciary activities income | $206,000 | 1,010 |
| Service charges on deposit accounts | $540,000 | 2,522 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $272,000 | 4,365 |
| Total noninterest expense | $4,382,000 | 3,141 |
| Salaries and employee benefits | $2,298,000 | 2,879 |
| Premises and equipment expense | $608,000 | 3,235 |
| Additional noninterest expense | $1,476,000 | 3,356 |
| Pre-tax net operating income | $2,738,000 | 2,589 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $948,000 | 2,354 |
| Income before extraordinary items | $1,795,000 | 2,700 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,795,000 | 2,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,018 |
| Cash dividends | $977,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,791,750 | 2,717 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,233,000 | 3,021 |
| Total interest expense | $3,869,000 | 3,259 |
| Net interest income | $6,364,000 | 2,850 |
| Provision for loan and lease losses | $420,000 | 2,359 |
| Total noninterest income | $1,243,000 | 2,827 |
| Gross Fiduciary activities income | $370,000 | 867 |
| Service charges on deposit accounts | $547,000 | 2,534 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $326,000 | 4,264 |
| Total noninterest expense | $4,209,000 | 3,328 |
| Salaries and employee benefits | $2,192,000 | 2,990 |
| Premises and equipment expense | $569,000 | 3,483 |
| Additional noninterest expense | $1,448,000 | 3,612 |
| Pre-tax net operating income | $2,978,000 | 2,305 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $1,019,000 | 2,202 |
| Income before extraordinary items | $1,960,000 | 2,576 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,960,000 | 2,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 2,266 |
| Cash dividends | $900,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,959,340 | 2,429 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,896,000 | 3,218 |
| Total interest expense | $4,850,000 | 3,407 |
| Net interest income | $6,046,000 | 3,027 |
| Provision for loan and lease losses | $441,000 | 3,264 |
| Total noninterest income | $1,041,000 | 3,210 |
| Gross Fiduciary activities income | $332,000 | 907 |
| Service charges on deposit accounts | $534,000 | 2,579 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $175,000 | 6,128 |
| Total noninterest expense | $3,917,000 | 3,575 |
| Salaries and employee benefits | $2,054,000 | 3,148 |
| Premises and equipment expense | $507,000 | 3,914 |
| Additional noninterest expense | $1,356,000 | 3,907 |
| Pre-tax net operating income | $2,729,000 | 2,270 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $931,000 | 2,240 |
| Income before extraordinary items | $1,813,000 | 2,532 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,813,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 3,760 |
| Cash dividends | $775,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,803,100 | 2,359 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.