Home > American Bank Mankato > Income and Expense
American Bank Mankato, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,244,000 | 3,345 |
| Total interest expense | $3,278,000 | 3,807 |
| Net interest income | $5,966,000 | 3,044 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $1,154,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $420,000 | 3,300 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $734,000 | 2,516 |
| Total noninterest expense | $4,575,000 | 3,069 |
| Salaries and employee benefits | $2,338,000 | 2,825 |
| Premises and equipment expense | $707,000 | 2,849 |
| Additional noninterest expense | $1,530,000 | 3,456 |
| Pre-tax net operating income | $2,245,000 | 2,982 |
| Securities gains (losses) | $-13,000 | 12,831 |
| Applicable income taxes | $796,000 | 2,767 |
| Income before extraordinary items | $1,436,000 | 3,376 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,436,000 | 3,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,571 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,444,320 | 3,177 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,652,000 | 3,611 |
| Total interest expense | $3,811,000 | 4,244 |
| Net interest income | $5,841,000 | 3,143 |
| Provision for loan and lease losses | $355,000 | 3,742 |
| Total noninterest income | $1,053,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $396,000 | 3,521 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $657,000 | 2,660 |
| Total noninterest expense | $4,252,000 | 3,318 |
| Salaries and employee benefits | $2,023,000 | 3,183 |
| Premises and equipment expense | $475,000 | 4,151 |
| Additional noninterest expense | $1,754,000 | 3,128 |
| Pre-tax net operating income | $2,287,000 | 2,732 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $864,000 | 2,410 |
| Income before extraordinary items | $1,423,000 | 3,228 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,423,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 2,959 |
| Cash dividends | $125,000 | 6,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,423,000 | 2,998 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.