Home > American Bank Center > Assets and Liabilities
American Bank Center, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 126 | 1,313 |
| Assets and Liabilities | ||
| Total Assets: | $269,183,000 | 2,490 |
| Cash and due from depository institutions | $9,654,000 | 1,313 |
| Interest-bearing balances | $118,000 | 5,955 |
| Securities | $51,017,000 | 2,292 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,748 |
| Net loans & leases | $194,113,000 | 2,407 |
| Loan loss allowance | $2,568,000 | 2,451 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,350,000 | 2,062 |
| Other real estate owned | $0 | 1,313 |
| Goodwill and other intangibles | $1,112,000 | 1,617 |
| All other assets | $4,937,000 | 3,139 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $269,183,000 | 2,490 |
| Total liabilities | $246,208,000 | 2,449 |
| Total deposits | $240,759,000 | 2,269 |
| Interest-bearing deposits | $206,889,000 | 2,288 |
| Deposits held in domestic offices | $240,759,000 | 2,267 |
| % insured | 57.38% | 7,447 |
| Federal funds purchased & repurchase agreements | $340,000 | 2,692 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $3,356,000 | 4,376 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,753,000 | 2,537 |
| Total equity capital | $22,975,000 | 2,892 |
| Total bank equity capital | $22,975,000 | 2,892 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,030,000 | 2,747 |
| Surplus | $4,370,000 | 4,326 |
| Undivided profits | $17,575,000 | 1,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $966,000 | 4,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $81,000 | 911 |
| Income earned, not collected on loans | $3,057,000 | 1,115 |
| Earning assets | $247,248,000 | 2,498 |
| Long-term assets (5+ years) | $57,370,000 | 2,101 |
| Average Assets, year-to-date | $269,237,500 | 2,471 |
| Average Assets, quarterly | $269,237,500 | 2,471 |
| Volatile liabilities | $27,827,000 | 4,129 |
| Insider loans | $2,345,000 | 2,847 |
| FHLB advances | $2,900,000 | 4,382 |
| Loans and leases held for sale | $668,000 | 1,273 |
| Unused loan commitments | $50,847,000 | 1,518 |
| Tier 1 (core) risk-based capital | $21,166,000 | 2,993 |
| Tier 2 risk-based capital | $2,568,000 | 2,139 |
| Total risk weighted assets | $216,168,000 | 2,261 |
| Total unused commitments | $50,847,000 | 1,521 |
| Derivatives | $944,000 | 1,024 |
| 2008-12-31 | Rank | |
| # of Employees: | 117 | 1,421 |
| Assets and Liabilities | ||
| Total Assets: | $269,292,000 | 2,469 |
| Cash and due from depository institutions | $9,205,000 | 1,421 |
| Interest-bearing balances | $65,000 | 6,015 |
| Securities | $45,640,000 | 2,502 |
| Federal funds sold & reverse repurchase agreements | $28,000,000 | 314 |
| Net loans & leases | $174,132,000 | 2,653 |
| Loan loss allowance | $2,218,000 | 2,685 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,487,000 | 2,023 |
| Other real estate owned | $0 | 1,421 |
| Goodwill and other intangibles | $1,153,000 | 1,616 |
| All other assets | $4,675,000 | 3,281 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $269,293,000 | 2,469 |
| Total liabilities | $247,616,000 | 2,423 |
| Total deposits | $240,679,000 | 2,232 |
| Interest-bearing deposits | $201,105,000 | 2,311 |
| Deposits held in domestic offices | $240,679,000 | 2,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $165,000 | 3,256 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $4,948,000 | 4,233 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,824,000 | 2,473 |
| Total equity capital | $21,677,000 | 3,004 |
| Total bank equity capital | $21,677,000 | 3,004 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,030,000 | 2,764 |
| Surplus | $4,370,000 | 4,311 |
| Undivided profits | $16,277,000 | 2,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 5,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $127,000 | 734 |
| Income earned, not collected on loans | $2,671,000 | 1,355 |
| Earning assets | $247,837,000 | 2,457 |
| Long-term assets (5+ years) | $46,146,000 | 2,450 |
| Average Assets, year-to-date | $241,909,000 | 2,637 |
| Average Assets, quarterly | $254,381,500 | 2,572 |
| Volatile liabilities | $30,651,000 | 3,847 |
| Insider loans | $1,116,000 | 4,195 |
| FHLB advances | $3,900,000 | 4,354 |
| Loans and leases held for sale | $185,000 | 1,469 |
| Unused loan commitments | $46,551,000 | 1,667 |
| Tier 1 (core) risk-based capital | $20,005,000 | 3,123 |
| Tier 2 risk-based capital | $2,218,000 | 2,381 |
| Total risk weighted assets | $200,136,000 | 2,437 |
| Total unused commitments | $46,551,000 | 1,668 |
| Derivatives | $1,392,000 | 885 |
| 2008-09-30 | Rank | |
| # of Employees: | 121 | 1,391 |
| Assets and Liabilities | ||
| Total Assets: | $239,471,000 | 2,720 |
| Cash and due from depository institutions | $7,101,000 | 1,391 |
| Interest-bearing balances | $74,000 | 5,416 |
| Securities | $43,461,000 | 2,546 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $175,596,000 | 2,623 |
| Loan loss allowance | $2,021,000 | 2,697 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,603,000 | 1,985 |
| Other real estate owned | $0 | 1,391 |
| Goodwill and other intangibles | $1,194,000 | 1,656 |
| All other assets | $5,516,000 | 2,943 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $239,471,000 | 2,720 |
| Total liabilities | $218,935,000 | 2,685 |
| Total deposits | $201,983,000 | 2,591 |
| Interest-bearing deposits | $167,547,000 | 2,696 |
| Deposits held in domestic offices | $201,983,000 | 2,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,246,000 | 1,722 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $10,814,000 | 3,099 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $892,000 | 4,115 |
| Total equity capital | $20,536,000 | 3,181 |
| Total bank equity capital | $20,536,000 | 3,181 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,030,000 | 2,792 |
| Surplus | $4,370,000 | 4,315 |
| Undivided profits | $15,136,000 | 2,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $875,000 | 4,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,460,000 | 1,062 |
| Earning assets | $219,131,000 | 2,722 |
| Long-term assets (5+ years) | $37,658,000 | 2,762 |
| Average Assets, year-to-date | $235,063,250 | 2,710 |
| Average Assets, quarterly | $234,830,500 | 2,770 |
| Volatile liabilities | $37,632,000 | 3,286 |
| Insider loans | $1,141,000 | 4,180 |
| FHLB advances | $4,900,000 | 4,122 |
| Loans and leases held for sale | $267,000 | 1,259 |
| Unused loan commitments | $44,095,000 | 1,868 |
| Tier 1 (core) risk-based capital | $19,117,000 | 3,313 |
| Tier 2 risk-based capital | $2,021,000 | 2,513 |
| Total risk weighted assets | $195,399,000 | 2,477 |
| Total unused commitments | $44,095,000 | 1,869 |
| Derivatives | $605,000 | 915 |
| 2008-06-30 | Rank | |
| # of Employees: | 106 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $230,190,000 | 2,827 |
| Cash and due from depository institutions | $10,805,000 | 1,615 |
| Interest-bearing balances | $113,000 | 4,881 |
| Securities | $43,106,000 | 2,598 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $163,954,000 | 2,746 |
| Loan loss allowance | $1,607,000 | 3,145 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,382,000 | 2,038 |
| Other real estate owned | $0 | 1,615 |
| Goodwill and other intangibles | $1,235,000 | 1,654 |
| All other assets | $4,708,000 | 3,226 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $230,190,000 | 2,827 |
| Total liabilities | $209,277,000 | 2,792 |
| Total deposits | $198,486,000 | 2,621 |
| Interest-bearing deposits | $167,144,000 | 2,697 |
| Deposits held in domestic offices | $198,486,000 | 2,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $241,000 | 3,396 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $9,872,000 | 3,180 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $678,000 | 4,721 |
| Total equity capital | $20,913,000 | 3,151 |
| Total bank equity capital | $20,913,000 | 3,151 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,030,000 | 2,814 |
| Surplus | $4,370,000 | 4,327 |
| Undivided profits | $15,513,000 | 2,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $723,000 | 4,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,703,000 | 1,367 |
| Earning assets | $207,173,000 | 2,870 |
| Long-term assets (5+ years) | $36,306,000 | 2,828 |
| Average Assets, year-to-date | $233,594,000 | 2,731 |
| Average Assets, quarterly | $232,209,500 | 2,786 |
| Volatile liabilities | $29,561,000 | 3,836 |
| Insider loans | $1,861,000 | 3,284 |
| FHLB advances | $5,900,000 | 3,706 |
| Loans and leases held for sale | $303,000 | 1,333 |
| Unused loan commitments | $40,721,000 | 2,062 |
| Tier 1 (core) risk-based capital | $19,434,000 | 3,270 |
| Tier 2 risk-based capital | $1,607,000 | 2,970 |
| Total risk weighted assets | $183,831,000 | 2,610 |
| Total unused commitments | $40,721,000 | 2,062 |
| Derivatives | $703,000 | 881 |
| 2008-03-31 | Rank | |
| # of Employees: | 105 | 1,617 |
| Assets and Liabilities | ||
| Total Assets: | $234,229,000 | 2,763 |
| Cash and due from depository institutions | $6,266,000 | 1,617 |
| Interest-bearing balances | $121,000 | 4,818 |
| Securities | $46,158,000 | 2,465 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,992 |
| Net loans & leases | $164,201,000 | 2,700 |
| Loan loss allowance | $1,360,000 | 3,500 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,323,000 | 2,039 |
| Other real estate owned | $0 | 1,617 |
| Goodwill and other intangibles | $1,279,000 | 1,638 |
| All other assets | $4,502,000 | 3,244 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $234,230,000 | 2,763 |
| Total liabilities | $213,051,000 | 2,730 |
| Total deposits | $208,619,000 | 2,496 |
| Interest-bearing deposits | $180,218,000 | 2,521 |
| Deposits held in domestic offices | $208,619,000 | 2,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $117,000 | 3,058 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $3,482,000 | 4,193 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $833,000 | 4,439 |
| Total equity capital | $21,179,000 | 3,185 |
| Total bank equity capital | $21,179,000 | 3,185 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,030,000 | 2,821 |
| Surplus | $4,370,000 | 4,314 |
| Undivided profits | $15,779,000 | 2,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $356,000 | 5,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,843,000 | 1,325 |
| Earning assets | $215,980,000 | 2,753 |
| Long-term assets (5+ years) | $36,055,000 | 2,748 |
| Average Assets, year-to-date | $235,296,000 | 2,722 |
| Average Assets, quarterly | $235,296,000 | 2,722 |
| Volatile liabilities | $25,832,000 | 4,145 |
| Insider loans | $3,179,000 | 2,275 |
| FHLB advances | $2,900,000 | 4,248 |
| Loans and leases held for sale | $217,000 | 1,514 |
| Unused loan commitments | $46,732,000 | 1,861 |
| Tier 1 (core) risk-based capital | $19,179,000 | 3,306 |
| Tier 2 risk-based capital | $1,360,000 | 3,329 |
| Total risk weighted assets | $185,952,000 | 2,537 |
| Total unused commitments | $46,732,000 | 1,862 |
| Derivatives | $1,545,000 | 846 |
| 2007-12-31 | Rank | |
| # of Employees: | 102 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $236,363,000 | 2,704 |
| Cash and due from depository institutions | $10,472,000 | 1,678 |
| Interest-bearing balances | $143,000 | 4,310 |
| Securities | $45,233,000 | 2,504 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,515 |
| Net loans & leases | $163,443,000 | 2,672 |
| Loan loss allowance | $1,481,000 | 3,252 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,946,000 | 2,157 |
| Other real estate owned | $0 | 1,678 |
| Goodwill and other intangibles | $1,317,000 | 1,625 |
| All other assets | $4,952,000 | 3,076 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $236,363,000 | 2,704 |
| Total liabilities | $215,687,000 | 2,665 |
| Total deposits | $201,011,000 | 2,559 |
| Interest-bearing deposits | $170,311,000 | 2,614 |
| Deposits held in domestic offices | $201,011,000 | 2,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $185,000 | 3,283 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $13,903,000 | 2,321 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $588,000 | 5,279 |
| Total equity capital | $20,676,000 | 3,218 |
| Total bank equity capital | $20,676,000 | 3,218 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,030,000 | 2,825 |
| Surplus | $4,370,000 | 4,289 |
| Undivided profits | $15,276,000 | 2,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $581,000 | 4,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,219,000 | 1,267 |
| Earning assets | $213,819,000 | 2,731 |
| Long-term assets (5+ years) | $27,786,000 | 3,046 |
| Average Assets, year-to-date | $227,967,800 | 2,700 |
| Average Assets, quarterly | $231,941,500 | 2,724 |
| Volatile liabilities | $30,455,000 | 3,761 |
| Insider loans | $1,949,000 | 3,103 |
| FHLB advances | $2,900,000 | 4,069 |
| Loans and leases held for sale | $62,000 | 1,697 |
| Unused loan commitments | $42,521,000 | 2,021 |
| Tier 1 (core) risk-based capital | $19,136,000 | 3,287 |
| Tier 2 risk-based capital | $1,481,000 | 3,095 |
| Total risk weighted assets | $183,380,000 | 2,540 |
| Total unused commitments | $42,521,000 | 2,022 |
| Derivatives | $981,000 | 814 |
| 2007-09-30 | Rank | |
| # of Employees: | 101 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $227,520,000 | 2,761 |
| Cash and due from depository institutions | $5,617,000 | 1,678 |
| Interest-bearing balances | $174,000 | 4,015 |
| Securities | $46,652,000 | 2,444 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $161,723,000 | 2,658 |
| Loan loss allowance | $1,625,000 | 2,958 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,689,000 | 2,196 |
| Other real estate owned | $0 | 1,678 |
| Goodwill and other intangibles | $1,358,000 | 1,589 |
| All other assets | $6,481,000 | 2,520 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $227,520,000 | 2,761 |
| Total liabilities | $208,046,000 | 2,703 |
| Total deposits | $182,393,000 | 2,789 |
| Interest-bearing deposits | $157,519,000 | 2,763 |
| Deposits held in domestic offices | $182,393,000 | 2,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $226,000 | 3,265 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $23,598,000 | 1,597 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,829,000 | 2,653 |
| Total equity capital | $19,474,000 | 3,353 |
| Total bank equity capital | $19,474,000 | 3,353 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,030,000 | 2,803 |
| Surplus | $4,370,000 | 4,256 |
| Undivided profits | $14,074,000 | 2,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,070,000 | 3,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,803,000 | 1,126 |
| Earning assets | $208,549,000 | 2,752 |
| Long-term assets (5+ years) | $30,768,000 | 2,740 |
| Average Assets, year-to-date | $225,869,000 | 2,717 |
| Average Assets, quarterly | $228,475,500 | 2,722 |
| Volatile liabilities | $41,009,000 | 3,023 |
| Insider loans | $2,411,000 | 2,677 |
| FHLB advances | $2,900,000 | 3,967 |
| Loans and leases held for sale | $597,000 | 1,076 |
| Unused loan commitments | $40,886,000 | 2,094 |
| Tier 1 (core) risk-based capital | $18,285,000 | 3,422 |
| Tier 2 risk-based capital | $1,625,000 | 2,853 |
| Total risk weighted assets | $180,424,000 | 2,531 |
| Total unused commitments | $40,886,000 | 2,094 |
| Derivatives | $614,000 | 883 |
| 2007-06-30 | Rank | |
| # of Employees: | 106 | 1,644 |
| Assets and Liabilities | ||
| Total Assets: | $229,431,000 | 2,739 |
| Cash and due from depository institutions | $9,878,000 | 1,644 |
| Interest-bearing balances | $626,000 | 2,878 |
| Securities | $48,705,000 | 2,345 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $157,874,000 | 2,718 |
| Loan loss allowance | $4,024,000 | 1,320 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,627,000 | 2,221 |
| Other real estate owned | $0 | 1,644 |
| Goodwill and other intangibles | $1,399,000 | 1,583 |
| All other assets | $5,948,000 | 2,678 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $229,432,000 | 2,739 |
| Total liabilities | $211,922,000 | 2,665 |
| Total deposits | $189,932,000 | 2,704 |
| Interest-bearing deposits | $160,406,000 | 2,748 |
| Deposits held in domestic offices | $189,932,000 | 2,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $375,000 | 3,107 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,015,000 | 1,678 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,600,000 | 2,783 |
| Total equity capital | $17,510,000 | 3,610 |
| Total bank equity capital | $17,510,000 | 3,610 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,030,000 | 2,805 |
| Surplus | $2,970,000 | 5,015 |
| Undivided profits | $13,510,000 | 2,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,790,000 | 1,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,079,000 | 1,299 |
| Earning assets | $207,205,000 | 2,771 |
| Long-term assets (5+ years) | $29,023,000 | 2,793 |
| Average Assets, year-to-date | $225,318,670 | 2,745 |
| Average Assets, quarterly | $227,289,000 | 2,746 |
| Volatile liabilities | $39,202,000 | 3,066 |
| Insider loans | $2,397,000 | 2,662 |
| FHLB advances | $3,900,000 | 3,593 |
| Loans and leases held for sale | $88,000 | 1,726 |
| Unused loan commitments | $33,157,000 | 2,470 |
| Tier 1 (core) risk-based capital | $16,627,000 | 3,706 |
| Tier 2 risk-based capital | $2,225,000 | 2,187 |
| Total risk weighted assets | $176,216,000 | 2,578 |
| Total unused commitments | $33,157,000 | 2,470 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 103 | 1,687 |
| Assets and Liabilities | ||
| Total Assets: | $225,147,000 | 2,777 |
| Cash and due from depository institutions | $9,679,000 | 1,687 |
| Interest-bearing balances | $688,000 | 2,883 |
| Securities | $46,791,000 | 2,438 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,654 |
| Net loans & leases | $148,672,000 | 2,837 |
| Loan loss allowance | $3,179,000 | 1,657 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,652,000 | 2,182 |
| Other real estate owned | $0 | 1,687 |
| Goodwill and other intangibles | $1,518,000 | 1,515 |
| All other assets | $5,835,000 | 2,668 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $225,147,000 | 2,777 |
| Total liabilities | $207,431,000 | 2,713 |
| Total deposits | $189,469,000 | 2,696 |
| Interest-bearing deposits | $168,283,000 | 2,634 |
| Deposits held in domestic offices | $189,469,000 | 2,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $293,000 | 2,841 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $16,076,000 | 1,858 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,593,000 | 2,860 |
| Total equity capital | $17,716,000 | 3,586 |
| Total bank equity capital | $17,716,000 | 3,586 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,030,000 | 2,798 |
| Surplus | $2,970,000 | 4,991 |
| Undivided profits | $13,716,000 | 2,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,362,000 | 2,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $271,000 | 477 |
| Income earned, not collected on loans | $3,160,000 | 1,223 |
| Earning assets | $203,151,000 | 2,814 |
| Long-term assets (5+ years) | $30,111,000 | 2,696 |
| Average Assets, year-to-date | $223,262,500 | 2,779 |
| Average Assets, quarterly | $223,262,500 | 2,779 |
| Volatile liabilities | $23,817,000 | 4,184 |
| Insider loans | $2,414,000 | 2,637 |
| FHLB advances | $3,900,000 | 3,538 |
| Loans and leases held for sale | $142,000 | 1,616 |
| Unused loan commitments | $38,658,000 | 2,197 |
| Tier 1 (core) risk-based capital | $16,444,000 | 3,715 |
| Tier 2 risk-based capital | $2,129,000 | 2,260 |
| Total risk weighted assets | $169,270,000 | 2,641 |
| Total unused commitments | $38,658,000 | 2,198 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 114 | 1,513 |
| Assets and Liabilities | ||
| Total Assets: | $221,378,000 | 2,815 |
| Cash and due from depository institutions | $11,259,000 | 1,513 |
| Interest-bearing balances | $706,000 | 2,826 |
| Securities | $43,288,000 | 2,635 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,269 |
| Net loans & leases | $149,708,000 | 2,802 |
| Loan loss allowance | $3,259,000 | 1,596 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,734,000 | 2,110 |
| Other real estate owned | $0 | 1,513 |
| Goodwill and other intangibles | $1,561,000 | 1,492 |
| All other assets | $5,828,000 | 2,680 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $221,378,000 | 2,815 |
| Total liabilities | $204,303,000 | 2,748 |
| Total deposits | $184,441,000 | 2,754 |
| Interest-bearing deposits | $160,180,000 | 2,724 |
| Deposits held in domestic offices | $184,441,000 | 2,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $162,000 | 3,181 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,897,000 | 1,834 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,803,000 | 2,605 |
| Total equity capital | $17,075,000 | 3,625 |
| Total bank equity capital | $17,075,000 | 3,625 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,030,000 | 2,798 |
| Surplus | $2,970,000 | 4,977 |
| Undivided profits | $13,075,000 | 2,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,364,000 | 2,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,150,000 | 1,270 |
| Earning assets | $197,702,000 | 2,877 |
| Long-term assets (5+ years) | $31,706,000 | 2,567 |
| Average Assets, year-to-date | $213,468,000 | 2,808 |
| Average Assets, quarterly | $218,156,000 | 2,815 |
| Volatile liabilities | $24,112,000 | 4,243 |
| Insider loans | $2,168,000 | 2,836 |
| FHLB advances | $3,900,000 | 3,668 |
| Loans and leases held for sale | $193,000 | 1,496 |
| Unused loan commitments | $38,365,000 | 2,187 |
| Tier 1 (core) risk-based capital | $15,781,000 | 3,780 |
| Tier 2 risk-based capital | $2,142,000 | 2,229 |
| Total risk weighted assets | $170,284,000 | 2,608 |
| Total unused commitments | $38,365,000 | 2,187 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 105 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $214,934,000 | 2,862 |
| Cash and due from depository institutions | $6,873,000 | 1,652 |
| Interest-bearing balances | $200,000 | 3,999 |
| Securities | $39,957,000 | 2,826 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $155,183,000 | 2,698 |
| Loan loss allowance | $2,305,000 | 2,209 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,765,000 | 2,066 |
| Other real estate owned | $0 | 1,652 |
| Goodwill and other intangibles | $1,603,000 | 1,461 |
| All other assets | $5,553,000 | 2,785 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $214,933,000 | 2,862 |
| Total liabilities | $197,126,000 | 2,809 |
| Total deposits | $173,479,000 | 2,869 |
| Interest-bearing deposits | $151,673,000 | 2,794 |
| Deposits held in domestic offices | $173,479,000 | 2,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $216,000 | 3,394 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,388,000 | 1,752 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,043,000 | 1,696 |
| Total equity capital | $17,807,000 | 3,497 |
| Total bank equity capital | $17,807,000 | 3,497 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,030,000 | 2,813 |
| Surplus | $2,970,000 | 4,966 |
| Undivided profits | $13,807,000 | 2,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,483,000 | 1,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,530,000 | 1,108 |
| Earning assets | $195,340,000 | 2,876 |
| Long-term assets (5+ years) | $34,091,000 | 2,406 |
| Average Assets, year-to-date | $211,490,500 | 2,843 |
| Average Assets, quarterly | $211,702,500 | 2,883 |
| Volatile liabilities | $24,318,000 | 4,234 |
| Insider loans | $2,375,000 | 2,620 |
| FHLB advances | $3,900,000 | 3,832 |
| Loans and leases held for sale | $323,000 | 1,362 |
| Unused loan commitments | $40,253,000 | 2,134 |
| Tier 1 (core) risk-based capital | $16,541,000 | 3,617 |
| Tier 2 risk-based capital | $2,169,000 | 2,229 |
| Total risk weighted assets | $173,404,000 | 2,553 |
| Total unused commitments | $40,253,000 | 2,136 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 107 | 1,638 |
| Assets and Liabilities | ||
| Total Assets: | $208,471,000 | 2,924 |
| Cash and due from depository institutions | $4,809,000 | 1,638 |
| Interest-bearing balances | $218,000 | 3,947 |
| Securities | $41,480,000 | 2,732 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $150,022,000 | 2,757 |
| Loan loss allowance | $1,798,000 | 2,689 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,694,000 | 2,039 |
| Other real estate owned | $0 | 1,638 |
| Goodwill and other intangibles | $1,645,000 | 1,432 |
| All other assets | $4,821,000 | 3,065 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $208,470,000 | 2,924 |
| Total liabilities | $191,326,000 | 2,865 |
| Total deposits | $164,118,000 | 2,988 |
| Interest-bearing deposits | $143,716,000 | 2,900 |
| Deposits held in domestic offices | $164,118,000 | 2,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $269,000 | 3,480 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $24,881,000 | 1,566 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,058,000 | 2,112 |
| Total equity capital | $17,144,000 | 3,476 |
| Total bank equity capital | $17,144,000 | 3,476 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,030,000 | 2,802 |
| Surplus | $2,970,000 | 4,954 |
| Undivided profits | $13,144,000 | 2,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $463,000 | 3,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,640,000 | 1,346 |
| Earning assets | $191,720,000 | 2,903 |
| Long-term assets (5+ years) | $33,433,000 | 2,411 |
| Average Assets, year-to-date | $210,342,670 | 2,856 |
| Average Assets, quarterly | $212,243,500 | 2,864 |
| Volatile liabilities | $33,923,000 | 3,413 |
| Insider loans | $2,634,000 | 2,384 |
| FHLB advances | $4,000,000 | 3,770 |
| Loans and leases held for sale | $102,000 | 1,645 |
| Unused loan commitments | $36,359,000 | 2,292 |
| Tier 1 (core) risk-based capital | $16,134,000 | 3,636 |
| Tier 2 risk-based capital | $1,797,000 | 2,553 |
| Total risk weighted assets | $167,582,000 | 2,605 |
| Total unused commitments | $36,359,000 | 2,293 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 103 | 1,683 |
| Assets and Liabilities | ||
| Total Assets: | $216,016,000 | 2,815 |
| Cash and due from depository institutions | $10,806,000 | 1,683 |
| Interest-bearing balances | $278,000 | 3,855 |
| Securities | $41,659,000 | 2,762 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 822 |
| Net loans & leases | $133,930,000 | 2,965 |
| Loan loss allowance | $1,585,000 | 2,933 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,682,000 | 1,996 |
| Other real estate owned | $0 | 1,683 |
| Goodwill and other intangibles | $1,688,000 | 1,392 |
| All other assets | $4,251,000 | 3,273 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $216,017,000 | 2,815 |
| Total liabilities | $199,148,000 | 2,754 |
| Total deposits | $179,880,000 | 2,751 |
| Interest-bearing deposits | $157,115,000 | 2,676 |
| Deposits held in domestic offices | $179,880,000 | 2,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $375,000 | 3,049 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,647,000 | 1,910 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,246,000 | 1,991 |
| Total equity capital | $16,869,000 | 3,500 |
| Total bank equity capital | $16,869,000 | 3,500 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,030,000 | 2,790 |
| Surplus | $2,970,000 | 4,893 |
| Undivided profits | $12,869,000 | 2,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $408,000 | 4,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,291,000 | 1,485 |
| Earning assets | $193,867,000 | 2,864 |
| Long-term assets (5+ years) | $32,842,000 | 2,427 |
| Average Assets, year-to-date | $211,278,500 | 2,850 |
| Average Assets, quarterly | $211,278,500 | 2,850 |
| Volatile liabilities | $26,436,000 | 3,828 |
| Insider loans | $3,398,000 | 1,912 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $415,000 | 1,177 |
| Unused loan commitments | $39,124,000 | 2,157 |
| Tier 1 (core) risk-based capital | $15,683,000 | 3,669 |
| Tier 2 risk-based capital | $1,585,000 | 2,799 |
| Total risk weighted assets | $157,048,000 | 2,702 |
| Total unused commitments | $39,124,000 | 2,158 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 104 | 1,656 |
| Assets and Liabilities | ||
| Total Assets: | $206,541,000 | 2,900 |
| Cash and due from depository institutions | $10,434,000 | 1,656 |
| Interest-bearing balances | $186,000 | 4,367 |
| Securities | $39,606,000 | 2,856 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,249 |
| Net loans & leases | $133,667,000 | 2,961 |
| Loan loss allowance | $1,572,000 | 2,903 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,701,000 | 1,961 |
| Other real estate owned | $0 | 1,656 |
| Goodwill and other intangibles | $1,731,000 | 1,371 |
| All other assets | $4,402,000 | 3,152 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $206,541,000 | 2,900 |
| Total liabilities | $190,208,000 | 2,841 |
| Total deposits | $169,609,000 | 2,877 |
| Interest-bearing deposits | $144,999,000 | 2,827 |
| Deposits held in domestic offices | $169,609,000 | 2,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $308,000 | 3,255 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,332,000 | 1,850 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,959,000 | 2,177 |
| Total equity capital | $16,333,000 | 3,563 |
| Total bank equity capital | $16,333,000 | 3,563 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,030,000 | 2,788 |
| Surplus | $2,970,000 | 4,860 |
| Undivided profits | $12,333,000 | 2,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $334,000 | 4,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,381,000 | 1,442 |
| Earning assets | $184,459,000 | 2,950 |
| Long-term assets (5+ years) | $33,732,000 | 2,345 |
| Average Assets, year-to-date | $187,135,000 | 3,015 |
| Average Assets, quarterly | $196,305,000 | 2,988 |
| Volatile liabilities | $22,118,000 | 4,199 |
| Insider loans | $2,055,000 | 2,773 |
| FHLB advances | $5,000,000 | 3,452 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $27,683,000 | 2,665 |
| Tier 1 (core) risk-based capital | $15,051,000 | 3,745 |
| Tier 2 risk-based capital | $1,572,000 | 2,769 |
| Total risk weighted assets | $153,364,000 | 2,742 |
| Total unused commitments | $27,683,000 | 2,665 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 98 | 1,760 |
| Assets and Liabilities | ||
| Total Assets: | $186,069,000 | 3,098 |
| Cash and due from depository institutions | $7,009,000 | 1,760 |
| Interest-bearing balances | $109,000 | 4,899 |
| Securities | $35,342,000 | 3,103 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $131,652,000 | 2,967 |
| Loan loss allowance | $1,564,000 | 2,906 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,687,000 | 1,935 |
| Other real estate owned | $0 | 1,760 |
| Goodwill and other intangibles | $1,772,000 | 1,332 |
| All other assets | $4,607,000 | 3,013 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $186,069,000 | 3,098 |
| Total liabilities | $169,963,000 | 3,047 |
| Total deposits | $147,129,000 | 3,169 |
| Interest-bearing deposits | $127,776,000 | 3,078 |
| Deposits held in domestic offices | $147,129,000 | 3,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $248,000 | 3,412 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $20,377,000 | 1,752 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,209,000 | 1,924 |
| Total equity capital | $16,106,000 | 3,565 |
| Total bank equity capital | $16,106,000 | 3,565 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,030,000 | 2,772 |
| Surplus | $2,970,000 | 4,811 |
| Undivided profits | $12,106,000 | 2,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $475,000 | 3,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,107 |
| Income earned, not collected on loans | $2,490,000 | 1,281 |
| Earning assets | $167,103,000 | 3,149 |
| Long-term assets (5+ years) | $33,583,000 | 2,378 |
| Average Assets, year-to-date | $182,283,500 | 3,060 |
| Average Assets, quarterly | $183,615,000 | 3,098 |
| Volatile liabilities | $36,113,000 | 3,000 |
| Insider loans | $2,012,000 | 2,808 |
| FHLB advances | $6,000,000 | 3,247 |
| Loans and leases held for sale | $404,000 | 1,322 |
| Unused loan commitments | $28,184,000 | 2,620 |
| Tier 1 (core) risk-based capital | $14,554,000 | 3,793 |
| Tier 2 risk-based capital | $1,564,000 | 2,740 |
| Total risk weighted assets | $147,916,000 | 2,774 |
| Total unused commitments | $28,184,000 | 2,622 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 86 | 2,005 |
| Assets and Liabilities | ||
| Total Assets: | $181,161,000 | 3,118 |
| Cash and due from depository institutions | $5,586,000 | 2,005 |
| Interest-bearing balances | $204,000 | 4,246 |
| Securities | $35,263,000 | 3,164 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $129,589,000 | 2,908 |
| Loan loss allowance | $1,673,000 | 2,706 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,001,000 | 2,164 |
| Other real estate owned | $0 | 2,005 |
| Goodwill and other intangibles | $1,813,000 | 1,313 |
| All other assets | $3,909,000 | 3,273 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $181,161,000 | 3,118 |
| Total liabilities | $165,668,000 | 3,065 |
| Total deposits | $138,593,000 | 3,288 |
| Interest-bearing deposits | $120,628,000 | 3,173 |
| Deposits held in domestic offices | $138,593,000 | 3,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $203,000 | 3,505 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,658,000 | 1,549 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,214,000 | 1,825 |
| Total equity capital | $15,493,000 | 3,627 |
| Total bank equity capital | $15,493,000 | 3,627 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,030,000 | 2,751 |
| Surplus | $2,970,000 | 4,783 |
| Undivided profits | $11,493,000 | 2,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 4,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,125 |
| Income earned, not collected on loans | $2,006,000 | 1,515 |
| Earning assets | $165,056,000 | 3,127 |
| Long-term assets (5+ years) | $33,661,000 | 2,382 |
| Average Assets, year-to-date | $181,021,670 | 3,054 |
| Average Assets, quarterly | $179,592,000 | 3,104 |
| Volatile liabilities | $39,947,000 | 2,695 |
| Insider loans | $1,701,000 | 3,072 |
| FHLB advances | $7,000,000 | 3,011 |
| Loans and leases held for sale | $53,000 | 1,774 |
| Unused loan commitments | $25,267,000 | 2,736 |
| Tier 1 (core) risk-based capital | $13,814,000 | 3,890 |
| Tier 2 risk-based capital | $1,673,000 | 2,557 |
| Total risk weighted assets | $145,632,000 | 2,744 |
| Total unused commitments | $25,267,000 | 2,737 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 84 | 2,038 |
| Assets and Liabilities | ||
| Total Assets: | $178,023,000 | 3,139 |
| Cash and due from depository institutions | $6,647,000 | 2,038 |
| Interest-bearing balances | $128,000 | 4,764 |
| Securities | $34,634,000 | 3,241 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,745 |
| Net loans & leases | $119,915,000 | 3,057 |
| Loan loss allowance | $1,619,000 | 2,777 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,577,000 | 2,316 |
| Other real estate owned | $0 | 2,038 |
| Goodwill and other intangibles | $1,374,000 | 1,470 |
| All other assets | $3,876,000 | 3,262 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $178,023,000 | 3,139 |
| Total liabilities | $162,770,000 | 3,096 |
| Total deposits | $141,428,000 | 3,213 |
| Interest-bearing deposits | $125,886,000 | 3,067 |
| Deposits held in domestic offices | $141,428,000 | 3,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $438,000 | 2,960 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,435,000 | 1,747 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,469,000 | 2,424 |
| Total equity capital | $15,253,000 | 3,612 |
| Total bank equity capital | $15,253,000 | 3,612 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,030,000 | 2,760 |
| Surplus | $2,970,000 | 4,788 |
| Undivided profits | $11,253,000 | 2,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $323,000 | 4,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,117 |
| Income earned, not collected on loans | $1,914,000 | 1,531 |
| Earning assets | $161,677,000 | 3,158 |
| Long-term assets (5+ years) | $36,626,000 | 2,288 |
| Average Assets, year-to-date | $180,952,000 | 3,085 |
| Average Assets, quarterly | $180,952,000 | 3,085 |
| Volatile liabilities | $33,252,000 | 2,984 |
| Insider loans | $1,774,000 | 3,002 |
| FHLB advances | $7,000,000 | 2,939 |
| Loans and leases held for sale | $241,000 | 1,405 |
| Unused loan commitments | $29,412,000 | 2,426 |
| Tier 1 (core) risk-based capital | $14,140,000 | 3,756 |
| Tier 2 risk-based capital | $1,619,000 | 2,605 |
| Total risk weighted assets | $137,672,000 | 2,822 |
| Total unused commitments | $29,412,000 | 2,431 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 83 | 2,069 |
| Assets and Liabilities | ||
| Total Assets: | $183,881,000 | 3,058 |
| Cash and due from depository institutions | $7,488,000 | 2,069 |
| Interest-bearing balances | $174,000 | 4,522 |
| Securities | $34,009,000 | 3,306 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 729 |
| Net loans & leases | $117,086,000 | 3,109 |
| Loan loss allowance | $1,591,000 | 2,796 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,437,000 | 2,342 |
| Other real estate owned | $0 | 2,069 |
| Goodwill and other intangibles | $1,310,000 | 1,497 |
| All other assets | $3,551,000 | 3,407 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $183,881,000 | 3,058 |
| Total liabilities | $169,052,000 | 3,003 |
| Total deposits | $146,971,000 | 3,101 |
| Interest-bearing deposits | $126,558,000 | 3,043 |
| Deposits held in domestic offices | $146,971,000 | 3,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $401,000 | 3,133 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $20,248,000 | 1,703 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,432,000 | 2,443 |
| Total equity capital | $14,829,000 | 3,699 |
| Total bank equity capital | $14,829,000 | 3,699 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,030,000 | 2,749 |
| Surplus | $2,970,000 | 4,758 |
| Undivided profits | $10,829,000 | 2,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $602,000 | 3,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,915,000 | 1,508 |
| Earning assets | $167,269,000 | 3,073 |
| Long-term assets (5+ years) | $36,164,000 | 2,360 |
| Average Assets, year-to-date | $167,256,400 | 3,177 |
| Average Assets, quarterly | $175,611,500 | 3,140 |
| Volatile liabilities | $33,134,000 | 2,935 |
| Insider loans | $659,000 | 4,938 |
| FHLB advances | $6,000,000 | 3,118 |
| Loans and leases held for sale | $205,000 | 1,442 |
| Unused loan commitments | $25,305,000 | 2,580 |
| Tier 1 (core) risk-based capital | $13,465,000 | 3,869 |
| Tier 2 risk-based capital | $1,591,000 | 2,635 |
| Total risk weighted assets | $135,166,000 | 2,861 |
| Total unused commitments | $25,305,000 | 2,581 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 83 | 2,053 |
| Assets and Liabilities | ||
| Total Assets: | $167,342,000 | 3,241 |
| Cash and due from depository institutions | $3,423,000 | 2,053 |
| Interest-bearing balances | $62,000 | 5,636 |
| Securities | $30,419,000 | 3,587 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,091 |
| Net loans & leases | $119,003,000 | 3,021 |
| Loan loss allowance | $1,551,000 | 2,859 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,321,000 | 2,362 |
| Other real estate owned | $0 | 2,053 |
| Goodwill and other intangibles | $1,362,000 | 1,441 |
| All other assets | $3,814,000 | 3,200 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $167,342,000 | 3,241 |
| Total liabilities | $152,328,000 | 3,206 |
| Total deposits | $129,312,000 | 3,412 |
| Interest-bearing deposits | $113,113,000 | 3,280 |
| Deposits held in domestic offices | $129,312,000 | 3,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $198,000 | 3,494 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $21,293,000 | 1,649 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,525,000 | 2,362 |
| Total equity capital | $15,014,000 | 3,650 |
| Total bank equity capital | $15,014,000 | 3,650 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,030,000 | 2,752 |
| Surplus | $2,970,000 | 4,742 |
| Undivided profits | $11,014,000 | 2,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $795,000 | 3,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $279,000 | 501 |
| Income earned, not collected on loans | $2,133,000 | 1,346 |
| Earning assets | $154,484,000 | 3,229 |
| Long-term assets (5+ years) | $35,143,000 | 2,453 |
| Average Assets, year-to-date | $163,100,250 | 3,242 |
| Average Assets, quarterly | $165,515,500 | 3,244 |
| Volatile liabilities | $33,778,000 | 2,837 |
| Insider loans | $975,000 | 4,153 |
| FHLB advances | $6,000,000 | 3,128 |
| Loans and leases held for sale | $234,000 | 1,446 |
| Unused loan commitments | $23,623,000 | 2,681 |
| Tier 1 (core) risk-based capital | $13,384,000 | 3,854 |
| Tier 2 risk-based capital | $1,551,000 | 2,657 |
| Total risk weighted assets | $132,614,000 | 2,854 |
| Total unused commitments | $23,623,000 | 2,685 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 82 | 2,082 |
| Assets and Liabilities | ||
| Total Assets: | $163,689,000 | 3,293 |
| Cash and due from depository institutions | $5,164,000 | 2,082 |
| Interest-bearing balances | $127,000 | 4,934 |
| Securities | $30,479,000 | 3,617 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $118,939,000 | 2,967 |
| Loan loss allowance | $1,458,000 | 3,003 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,159,000 | 2,416 |
| Other real estate owned | $0 | 2,082 |
| Goodwill and other intangibles | $1,395,000 | 1,418 |
| All other assets | $3,553,000 | 3,352 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $163,689,000 | 3,293 |
| Total liabilities | $149,162,000 | 3,261 |
| Total deposits | $118,832,000 | 3,645 |
| Interest-bearing deposits | $103,434,000 | 3,556 |
| Deposits held in domestic offices | $118,832,000 | 3,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $282,000 | 3,475 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $28,826,000 | 1,326 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,222,000 | 2,546 |
| Total equity capital | $14,527,000 | 3,641 |
| Total bank equity capital | $14,527,000 | 3,641 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,030,000 | 2,762 |
| Surplus | $2,970,000 | 4,726 |
| Undivided profits | $10,527,000 | 2,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $717,000 | 3,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,682,000 | 1,652 |
| Earning assets | $149,545,000 | 3,303 |
| Long-term assets (5+ years) | $36,150,000 | 2,463 |
| Average Assets, year-to-date | $161,686,330 | 3,275 |
| Average Assets, quarterly | $161,844,000 | 3,296 |
| Volatile liabilities | $40,154,000 | 2,429 |
| Insider loans | $922,000 | 4,253 |
| FHLB advances | $6,000,000 | 3,096 |
| Loans and leases held for sale | $541,000 | 1,144 |
| Unused loan commitments | $22,220,000 | 2,806 |
| Tier 1 (core) risk-based capital | $13,147,000 | 3,872 |
| Tier 2 risk-based capital | $1,458,000 | 2,774 |
| Total risk weighted assets | $131,065,000 | 2,848 |
| Total unused commitments | $22,220,000 | 2,810 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 82 | 2,084 |
| Assets and Liabilities | ||
| Total Assets: | $159,999,000 | 3,331 |
| Cash and due from depository institutions | $6,224,000 | 2,084 |
| Interest-bearing balances | $146,000 | 4,944 |
| Securities | $33,670,000 | 3,353 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $112,056,000 | 3,060 |
| Loan loss allowance | $1,430,000 | 3,034 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,272,000 | 2,944 |
| Other real estate owned | $0 | 2,084 |
| Goodwill and other intangibles | $1,428,000 | 1,406 |
| All other assets | $3,349,000 | 3,346 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $159,999,000 | 3,331 |
| Total liabilities | $144,792,000 | 3,308 |
| Total deposits | $127,154,000 | 3,444 |
| Interest-bearing deposits | $111,860,000 | 3,321 |
| Deposits held in domestic offices | $127,154,000 | 3,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $379,000 | 2,891 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $15,593,000 | 1,888 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,666,000 | 2,241 |
| Total equity capital | $15,207,000 | 3,556 |
| Total bank equity capital | $15,207,000 | 3,556 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,030,000 | 2,759 |
| Surplus | $2,970,000 | 4,703 |
| Undivided profits | $11,207,000 | 2,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 4,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 1,091 |
| Income earned, not collected on loans | $1,845,000 | 1,472 |
| Earning assets | $145,872,000 | 3,353 |
| Long-term assets (5+ years) | $33,752,000 | 2,538 |
| Average Assets, year-to-date | $160,685,000 | 3,291 |
| Average Assets, quarterly | $160,685,000 | 3,291 |
| Volatile liabilities | $26,993,000 | 3,152 |
| Insider loans | $1,211,000 | 3,625 |
| FHLB advances | $6,000,000 | 2,971 |
| Loans and leases held for sale | $412,000 | 1,362 |
| Unused loan commitments | $25,276,000 | 2,495 |
| Tier 1 (core) risk-based capital | $13,118,000 | 3,848 |
| Tier 2 risk-based capital | $1,428,000 | 2,796 |
| Total risk weighted assets | $124,934,000 | 2,921 |
| Total unused commitments | $25,276,000 | 2,503 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 96 | 1,799 |
| Assets and Liabilities | ||
| Total Assets: | $161,371,000 | 3,288 |
| Cash and due from depository institutions | $6,416,000 | 1,799 |
| Interest-bearing balances | $107,000 | 5,131 |
| Securities | $32,620,000 | 3,486 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,965 |
| Net loans & leases | $108,448,000 | 3,141 |
| Loan loss allowance | $1,389,000 | 3,088 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,991,000 | 3,160 |
| Other real estate owned | $0 | 1,799 |
| Goodwill and other intangibles | $1,462,000 | 1,380 |
| All other assets | $3,434,000 | 3,309 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,371,000 | 3,288 |
| Total liabilities | $145,796,000 | 3,261 |
| Total deposits | $125,354,000 | 3,456 |
| Interest-bearing deposits | $107,763,000 | 3,396 |
| Deposits held in domestic offices | $125,354,000 | 3,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $140,000 | 3,321 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,850,000 | 1,696 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,452,000 | 2,390 |
| Total equity capital | $15,575,000 | 3,415 |
| Total bank equity capital | $15,575,000 | 3,415 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,030,000 | 2,781 |
| Surplus | $2,970,000 | 4,680 |
| Undivided profits | $11,575,000 | 2,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $761,000 | 3,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 803 |
| Income earned, not collected on loans | $1,864,000 | 1,501 |
| Earning assets | $147,175,000 | 3,302 |
| Long-term assets (5+ years) | $28,438,000 | 2,897 |
| Average Assets, year-to-date | $153,090,800 | 3,336 |
| Average Assets, quarterly | $156,867,500 | 3,345 |
| Volatile liabilities | $28,089,000 | 3,071 |
| Insider loans | $906,000 | 4,269 |
| FHLB advances | $8,000,000 | 2,593 |
| Loans and leases held for sale | $77,000 | 1,718 |
| Unused loan commitments | $24,195,000 | 2,488 |
| Tier 1 (core) risk-based capital | $13,585,000 | 3,699 |
| Tier 2 risk-based capital | $1,389,000 | 2,845 |
| Total risk weighted assets | $122,009,000 | 2,988 |
| Total unused commitments | $24,195,000 | 2,493 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 95 | 1,837 |
| Assets and Liabilities | ||
| Total Assets: | $152,364,000 | 3,438 |
| Cash and due from depository institutions | $3,785,000 | 1,837 |
| Interest-bearing balances | $111,000 | 5,166 |
| Securities | $30,343,000 | 3,610 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,606 |
| Net loans & leases | $107,594,000 | 3,131 |
| Loan loss allowance | $1,388,000 | 3,082 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,742,000 | 3,361 |
| Other real estate owned | $0 | 1,837 |
| Goodwill and other intangibles | $1,495,000 | 1,342 |
| All other assets | $3,405,000 | 3,333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,364,000 | 3,438 |
| Total liabilities | $137,266,000 | 3,415 |
| Total deposits | $115,426,000 | 3,691 |
| Interest-bearing deposits | $100,217,000 | 3,634 |
| Deposits held in domestic offices | $115,426,000 | 3,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $201,000 | 3,167 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,028,000 | 1,579 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,611,000 | 2,281 |
| Total equity capital | $15,098,000 | 3,490 |
| Total bank equity capital | $15,098,000 | 3,490 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,030,000 | 2,798 |
| Surplus | $2,970,000 | 4,633 |
| Undivided profits | $11,098,000 | 2,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $635,000 | 3,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,227 |
| Income earned, not collected on loans | $2,059,000 | 1,419 |
| Earning assets | $141,048,000 | 3,414 |
| Long-term assets (5+ years) | $24,711,000 | 3,175 |
| Average Assets, year-to-date | $151,020,750 | 3,381 |
| Average Assets, quarterly | $151,107,500 | 3,444 |
| Volatile liabilities | $29,863,000 | 2,893 |
| Insider loans | $911,000 | 4,232 |
| FHLB advances | $8,000,000 | 2,548 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $26,812,000 | 2,332 |
| Tier 1 (core) risk-based capital | $13,000,000 | 3,828 |
| Tier 2 risk-based capital | $1,388,000 | 2,828 |
| Total risk weighted assets | $118,892,000 | 3,018 |
| Total unused commitments | $26,812,000 | 2,336 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 96 | 1,827 |
| Assets and Liabilities | ||
| Total Assets: | $149,851,000 | 3,471 |
| Cash and due from depository institutions | $5,208,000 | 1,827 |
| Interest-bearing balances | $188,000 | 4,883 |
| Securities | $31,234,000 | 3,445 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $106,443,000 | 3,124 |
| Loan loss allowance | $1,368,000 | 3,073 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,703,000 | 3,354 |
| Other real estate owned | $0 | 1,827 |
| Goodwill and other intangibles | $1,473,000 | 1,325 |
| All other assets | $2,790,000 | 3,709 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,851,000 | 3,471 |
| Total liabilities | $134,420,000 | 3,476 |
| Total deposits | $115,140,000 | 3,688 |
| Interest-bearing deposits | $102,321,000 | 3,560 |
| Deposits held in domestic offices | $115,140,000 | 3,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $271,000 | 3,003 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,427,000 | 1,710 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,582,000 | 2,406 |
| Total equity capital | $15,431,000 | 3,433 |
| Total bank equity capital | $15,431,000 | 3,433 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,030,000 | 2,798 |
| Surplus | $2,970,000 | 4,601 |
| Undivided profits | $11,431,000 | 2,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,432,000 | 2,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,284 |
| Income earned, not collected on loans | $1,677,000 | 1,728 |
| Earning assets | $137,865,000 | 3,449 |
| Long-term assets (5+ years) | $22,903,000 | 3,186 |
| Average Assets, year-to-date | $150,573,000 | 3,388 |
| Average Assets, quarterly | $150,186,000 | 3,424 |
| Volatile liabilities | $32,326,000 | 2,694 |
| Insider loans | $1,343,000 | 3,392 |
| FHLB advances | $4,000,000 | 3,411 |
| Loans and leases held for sale | $370,000 | 1,772 |
| Unused loan commitments | $26,915,000 | 2,304 |
| Tier 1 (core) risk-based capital | $13,003,000 | 3,762 |
| Tier 2 risk-based capital | $1,368,000 | 2,819 |
| Total risk weighted assets | $115,684,000 | 3,050 |
| Total unused commitments | $26,915,000 | 2,313 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 96 | 1,792 |
| Assets and Liabilities | ||
| Total Assets: | $150,521,000 | 3,399 |
| Cash and due from depository institutions | $5,474,000 | 1,792 |
| Interest-bearing balances | $76,000 | 5,604 |
| Securities | $32,236,000 | 3,339 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,757 |
| Net loans & leases | $99,726,000 | 3,250 |
| Loan loss allowance | $1,329,000 | 3,104 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,723,000 | 3,303 |
| Other real estate owned | $0 | 1,792 |
| Goodwill and other intangibles | $1,506,000 | 1,302 |
| All other assets | $2,856,000 | 3,613 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,521,000 | 3,399 |
| Total liabilities | $135,841,000 | 3,387 |
| Total deposits | $121,855,000 | 3,477 |
| Interest-bearing deposits | $108,602,000 | 3,346 |
| Deposits held in domestic offices | $121,855,000 | 3,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $120,000 | 2,949 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $12,042,000 | 2,045 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,824,000 | 2,197 |
| Total equity capital | $14,680,000 | 3,525 |
| Total bank equity capital | $14,680,000 | 3,525 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,030,000 | 2,810 |
| Surplus | $2,970,000 | 4,573 |
| Undivided profits | $10,680,000 | 2,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,299,000 | 2,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,245 |
| Income earned, not collected on loans | $1,834,000 | 1,605 |
| Earning assets | $138,038,000 | 3,392 |
| Long-term assets (5+ years) | $10,407,000 | 4,758 |
| Average Assets, year-to-date | $150,934,000 | 3,371 |
| Average Assets, quarterly | $150,934,000 | 3,371 |
| Volatile liabilities | $28,476,000 | 2,921 |
| Insider loans | $884,000 | 4,223 |
| FHLB advances | $4,000,000 | 3,333 |
| Loans and leases held for sale | $738,000 | 1,436 |
| Unused loan commitments | $26,882,000 | 2,213 |
| Tier 1 (core) risk-based capital | $12,444,000 | 3,842 |
| Tier 2 risk-based capital | $1,329,000 | 2,836 |
| Total risk weighted assets | $110,688,000 | 3,121 |
| Total unused commitments | $26,882,000 | 2,224 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 94 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $151,347,000 | 3,349 |
| Cash and due from depository institutions | $5,734,000 | 1,820 |
| Interest-bearing balances | $31,000 | 6,110 |
| Securities | $28,516,000 | 3,650 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,312 |
| Net loans & leases | $99,075,000 | 3,234 |
| Loan loss allowance | $1,315,000 | 3,053 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,697,000 | 3,305 |
| Other real estate owned | $0 | 1,820 |
| Goodwill and other intangibles | $1,538,000 | 1,274 |
| All other assets | $2,787,000 | 3,674 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,347,000 | 3,349 |
| Total liabilities | $137,282,000 | 3,328 |
| Total deposits | $119,314,000 | 3,492 |
| Interest-bearing deposits | $103,442,000 | 3,443 |
| Deposits held in domestic offices | $119,314,000 | 3,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $139,000 | 3,093 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $16,081,000 | 1,750 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,748,000 | 2,242 |
| Total equity capital | $14,065,000 | 3,609 |
| Total bank equity capital | $14,065,000 | 3,609 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,030,000 | 2,812 |
| Surplus | $2,970,000 | 4,518 |
| Undivided profits | $10,065,000 | 2,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,204,000 | 2,385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $297,000 | 516 |
| Income earned, not collected on loans | $1,853,000 | 1,656 |
| Earning assets | $138,622,000 | 3,341 |
| Long-term assets (5+ years) | $9,438,000 | 4,924 |
| Average Assets, year-to-date | $137,375,200 | 3,501 |
| Average Assets, quarterly | $146,963,000 | 3,404 |
| Volatile liabilities | $32,541,000 | 2,617 |
| Insider loans | $819,000 | 4,404 |
| FHLB advances | $6,000,000 | 2,756 |
| Loans and leases held for sale | $1,167,000 | 1,291 |
| Unused loan commitments | $27,005,000 | 2,137 |
| Tier 1 (core) risk-based capital | $11,757,000 | 3,967 |
| Tier 2 risk-based capital | $1,315,000 | 2,819 |
| Total risk weighted assets | $109,532,000 | 3,108 |
| Total unused commitments | $27,005,000 | 2,142 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 80 | 2,147 |
| Assets and Liabilities | ||
| Total Assets: | $126,599,000 | 3,785 |
| Cash and due from depository institutions | $4,368,000 | 2,147 |
| Interest-bearing balances | $927,000 | 3,083 |
| Securities | $28,260,000 | 3,519 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $88,018,000 | 3,512 |
| Loan loss allowance | $1,008,000 | 3,572 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,637,000 | 3,304 |
| Other real estate owned | $0 | 2,147 |
| Goodwill and other intangibles | $957,000 | 1,486 |
| All other assets | $2,359,000 | 4,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,599,000 | 3,785 |
| Total liabilities | $114,547,000 | 3,763 |
| Total deposits | $107,127,000 | 3,712 |
| Interest-bearing deposits | $94,614,000 | 3,609 |
| Deposits held in domestic offices | $107,127,000 | 3,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $136,000 | 3,312 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,070,000 | 2,757 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,214,000 | 2,990 |
| Total equity capital | $12,052,000 | 3,868 |
| Total bank equity capital | $12,052,000 | 3,868 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,030,000 | 2,859 |
| Surplus | $2,970,000 | 4,448 |
| Undivided profits | $8,052,000 | 3,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $313,000 | 5,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,807,000 | 1,836 |
| Earning assets | $117,205,000 | 3,740 |
| Long-term assets (5+ years) | $5,196,000 | 6,086 |
| Average Assets, year-to-date | $121,595,800 | 3,759 |
| Average Assets, quarterly | $125,213,000 | 3,777 |
| Volatile liabilities | $20,894,000 | 3,560 |
| Insider loans | $1,240,000 | 3,399 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $689,000 | 1,315 |
| Unused loan commitments | $19,460,000 | 2,542 |
| Tier 1 (core) risk-based capital | $10,550,000 | 4,163 |
| Tier 2 risk-based capital | $1,008,000 | 3,333 |
| Total risk weighted assets | $94,530,000 | 3,370 |
| Total unused commitments | $19,460,000 | 2,549 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 74 | 2,305 |
| Assets and Liabilities | ||
| Total Assets: | $114,462,000 | 3,991 |
| Cash and due from depository institutions | $4,355,000 | 2,305 |
| Interest-bearing balances | $760,000 | 2,650 |
| Securities | $26,321,000 | 3,800 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,085 |
| Net loans & leases | $74,385,000 | 3,917 |
| Loan loss allowance | $862,000 | 3,928 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,822,000 | 3,059 |
| Other real estate owned | $0 | 2,305 |
| Goodwill and other intangibles | $1,041,000 | 1,411 |
| All other assets | $2,038,000 | 3,890 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,462,000 | 3,991 |
| Total liabilities | $103,948,000 | 3,942 |
| Total deposits | $96,936,000 | 3,900 |
| Interest-bearing deposits | $85,834,000 | 3,762 |
| Deposits held in domestic offices | $96,936,000 | 3,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $157,000 | 3,560 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,539,000 | 2,723 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,316,000 | 2,889 |
| Total equity capital | $10,514,000 | 4,213 |
| Total bank equity capital | $10,514,000 | 4,213 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,030,000 | 2,938 |
| Surplus | $2,370,000 | 5,025 |
| Undivided profits | $7,114,000 | 3,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $258,000 | 5,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,601,000 | 1,616 |
| Earning assets | $104,966,000 | 3,992 |
| Long-term assets (5+ years) | $4,583,000 | 6,174 |
| Average Assets, year-to-date | $109,089,000 | 4,000 |
| Average Assets, quarterly | $112,681,000 | 3,995 |
| Volatile liabilities | $11,848,000 | 5,160 |
| Insider loans | $1,475,000 | 2,967 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $212,000 | 1,178 |
| Unused loan commitments | $17,036,000 | 2,624 |
| Tier 1 (core) risk-based capital | $9,217,000 | 4,576 |
| Tier 2 risk-based capital | $862,000 | 3,699 |
| Total risk weighted assets | $82,426,900 | 3,667 |
| Total unused commitments | $17,036,000 | 2,628 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 71 | 2,470 |
| Assets and Liabilities | ||
| Total Assets: | $103,230,000 | 4,290 |
| Cash and due from depository institutions | $4,604,000 | 2,470 |
| Interest-bearing balances | $99,000 | 4,874 |
| Securities | $23,079,000 | 4,385 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,094 |
| Net loans & leases | $65,101,000 | 4,222 |
| Loan loss allowance | $769,000 | 4,232 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,952,000 | 2,885 |
| Other real estate owned | $0 | 2,470 |
| Goodwill and other intangibles | $1,124,000 | 1,421 |
| All other assets | $1,870,000 | 4,169 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,230,000 | 4,290 |
| Total liabilities | $94,351,000 | 4,235 |
| Total deposits | $87,936,000 | 4,194 |
| Interest-bearing deposits | $76,605,000 | 4,110 |
| Deposits held in domestic offices | $87,936,000 | 4,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,529,000 | 2,697 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $886,000 | 3,563 |
| Total equity capital | $8,879,000 | 4,685 |
| Total bank equity capital | $8,879,000 | 4,685 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,030,000 | 3,004 |
| Surplus | $2,370,000 | 5,036 |
| Undivided profits | $5,479,000 | 3,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $346,000 | 4,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,173,000 | 1,916 |
| Earning assets | $92,779,000 | 4,339 |
| Long-term assets (5+ years) | $5,172,000 | 6,257 |
| Average Assets, year-to-date | $96,270,000 | 4,390 |
| Average Assets, quarterly | $100,270,000 | 4,339 |
| Volatile liabilities | $10,913,000 | 5,186 |
| Insider loans | $1,030,000 | 3,672 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $148,000 | 1,261 |
| Unused loan commitments | $14,270,000 | 2,972 |
| Tier 1 (core) risk-based capital | $7,995,000 | 5,111 |
| Tier 2 risk-based capital | $769,000 | 3,945 |
| Total risk weighted assets | $73,665,900 | 3,889 |
| Total unused commitments | $14,270,000 | 2,977 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 64 | 2,782 |
| Assets and Liabilities | ||
| Total Assets: | $91,845,000 | 4,669 |
| Cash and due from depository institutions | $3,466,000 | 2,782 |
| Interest-bearing balances | $690,000 | 3,205 |
| Securities | $20,290,000 | 4,793 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $62,208,000 | 4,158 |
| Loan loss allowance | $700,000 | 4,469 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,926,000 | 2,759 |
| Other real estate owned | $0 | 2,782 |
| Goodwill and other intangibles | $1,207,000 | 1,314 |
| All other assets | $1,748,000 | 3,946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,845,000 | 4,669 |
| Total liabilities | $83,748,000 | 4,610 |
| Total deposits | $78,609,000 | 4,595 |
| Interest-bearing deposits | $68,084,000 | 4,558 |
| Deposits held in domestic offices | $78,609,000 | 4,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 2,711 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,757,000 | 2,638 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $882,000 | 3,872 |
| Total equity capital | $8,097,000 | 5,155 |
| Total bank equity capital | $8,097,000 | 5,155 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,030,000 | 3,008 |
| Surplus | $2,370,000 | 4,922 |
| Undivided profits | $4,697,000 | 4,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $615,000 | 3,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,317,000 | 1,650 |
| Earning assets | $83,188,000 | 4,724 |
| Long-term assets (5+ years) | $7,169,000 | 5,477 |
| Average Assets, year-to-date | $89,418,200 | 4,563 |
| Average Assets, quarterly | $92,051,500 | 4,596 |
| Volatile liabilities | $9,922,000 | 5,004 |
| Insider loans | $464,000 | 5,492 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $883,000 | 1,093 |
| Unused loan commitments | $16,690,000 | 2,569 |
| Tier 1 (core) risk-based capital | $6,811,000 | 5,707 |
| Tier 2 risk-based capital | $700,000 | 4,073 |
| Total risk weighted assets | $70,478,400 | 3,834 |
| Total unused commitments | $16,690,000 | 2,574 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 51 | 3,533 |
| Assets and Liabilities | ||
| Total Assets: | $85,201,000 | 4,944 |
| Cash and due from depository institutions | $4,098,000 | 3,533 |
| Interest-bearing balances | $591,000 | 2,979 |
| Securities | $21,274,000 | 4,695 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 7,210 |
| Net loans & leases | $55,087,000 | 4,611 |
| Loan loss allowance | $629,000 | 4,881 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,536,000 | 3,112 |
| Other real estate owned | $0 | 3,533 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,706,000 | 4,016 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,201,000 | 4,944 |
| Total liabilities | $78,314,000 | 4,843 |
| Total deposits | $75,533,000 | 4,735 |
| Interest-bearing deposits | $66,049,000 | 4,669 |
| Deposits held in domestic offices | $75,533,000 | 4,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,603 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,013,000 | 2,854 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $668,000 | 4,835 |
| Total equity capital | $6,887,000 | 5,835 |
| Total bank equity capital | $6,887,000 | 5,835 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,030,000 | 3,079 |
| Surplus | $1,970,000 | 5,535 |
| Undivided profits | $3,887,000 | 5,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $348,000 | 4,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,317,000 | 1,687 |
| Earning assets | $77,452,000 | 4,976 |
| Long-term assets (5+ years) | $4,008,000 | 6,493 |
| Average Assets, year-to-date | $84,114,400 | 4,818 |
| Average Assets, quarterly | $85,255,500 | 4,890 |
| Volatile liabilities | $8,460,000 | 5,555 |
| Insider loans | $714,000 | 4,442 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $457,000 | 1,081 |
| Unused loan commitments | $10,724,000 | 3,295 |
| Tier 1 (core) risk-based capital | $6,871,000 | 5,690 |
| Tier 2 risk-based capital | $629,000 | 4,363 |
| Total risk weighted assets | $66,168,600 | 4,010 |
| Total unused commitments | $10,724,000 | 3,297 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 50 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $80,289,000 | 5,309 |
| Cash and due from depository institutions | $3,069,000 | 3,734 |
| Interest-bearing balances | $195,000 | 4,092 |
| Securities | $23,891,000 | 4,654 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 7,418 |
| Net loans & leases | $48,384,000 | 5,157 |
| Loan loss allowance | $627,000 | 5,052 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,641,000 | 2,933 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,804,000 | 3,955 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,289,000 | 5,309 |
| Total liabilities | $73,514,000 | 5,212 |
| Total deposits | $71,925,000 | 5,069 |
| Interest-bearing deposits | $63,443,000 | 4,971 |
| Deposits held in domestic offices | $71,925,000 | 5,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,772 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $679,000 | 3,701 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $810,000 | 4,146 |
| Total equity capital | $6,775,000 | 5,942 |
| Total bank equity capital | $6,775,000 | 5,942 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,030,000 | 3,297 |
| Surplus | $1,970,000 | 5,640 |
| Undivided profits | $3,775,000 | 5,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $376,000 | 5,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,213,000 | 1,817 |
| Earning assets | $72,970,000 | 5,338 |
| Long-term assets (5+ years) | $4,401,000 | 6,169 |
| Average Assets, year-to-date | $75,045,800 | 5,421 |
| Average Assets, quarterly | $78,318,000 | 5,362 |
| Volatile liabilities | $10,576,000 | 4,694 |
| Insider loans | $733,000 | 4,448 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $329,000 | 1,093 |
| Unused loan commitments | $10,149,000 | 3,358 |
| Tier 1 (core) risk-based capital | $6,814,000 | 5,812 |
| Tier 2 risk-based capital | $627,000 | 4,432 |
| Total risk weighted assets | $60,484,300 | 4,354 |
| Total unused commitments | $10,149,000 | 3,372 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 44 | 4,330 |
| Assets and Liabilities | ||
| Total Assets: | $69,888,000 | 5,953 |
| Cash and due from depository institutions | $3,727,000 | 4,330 |
| Interest-bearing balances | $298,000 | 3,839 |
| Securities | $25,167,000 | 4,684 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $38,871,000 | 5,957 |
| Loan loss allowance | $460,000 | 6,392 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,000,000 | 6,054 |
| Other real estate owned | $0 | 4,330 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,123,000 | 5,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,888,000 | 5,953 |
| Total liabilities | $64,216,000 | 5,853 |
| Total deposits | $63,211,000 | 5,705 |
| Interest-bearing deposits | $55,352,000 | 5,640 |
| Deposits held in domestic offices | $63,211,000 | 5,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,593 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $396,000 | 3,613 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $509,000 | 6,145 |
| Total equity capital | $5,672,000 | 6,801 |
| Total bank equity capital | $5,672,000 | 6,801 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,030,000 | 3,443 |
| Surplus | $1,370,000 | 6,877 |
| Undivided profits | $3,272,000 | 5,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $316,000 | 5,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $799,000 | 2,939 |
| Earning assets | $64,336,000 | 5,938 |
| Long-term assets (5+ years) | $7,312,000 | 4,829 |
| Average Assets, year-to-date | $63,090,800 | 6,212 |
| Average Assets, quarterly | $68,720,500 | 5,990 |
| Volatile liabilities | $8,800,000 | 4,962 |
| Insider loans | $487,000 | 5,737 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $210,000 | 1,269 |
| Unused loan commitments | $9,167,000 | 3,477 |
| Tier 1 (core) risk-based capital | $5,654,000 | 6,685 |
| Tier 2 risk-based capital | $460,000 | 5,626 |
| Total risk weighted assets | $45,737,500 | 5,389 |
| Total unused commitments | $9,167,000 | 3,491 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $56,915,000 | 6,911 |
| Cash and due from depository institutions | $3,774,000 | 4,868 |
| Interest-bearing balances | $497,000 | 3,331 |
| Securities | $19,553,000 | 5,969 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,448 |
| Net loans & leases | $30,745,000 | 6,927 |
| Loan loss allowance | $472,000 | 6,438 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $730,000 | 7,240 |
| Other real estate owned | $0 | 4,868 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,113,000 | 6,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,915,000 | 6,911 |
| Total liabilities | $51,789,000 | 6,872 |
| Total deposits | $51,232,000 | 6,689 |
| Interest-bearing deposits | $45,035,000 | 6,558 |
| Deposits held in domestic offices | $51,232,000 | 6,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $287,000 | 4,188 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $270,000 | 7,776 |
| Total equity capital | $5,126,000 | 7,011 |
| Total bank equity capital | $5,126,000 | 7,011 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,030,000 | 3,585 |
| Surplus | $1,370,000 | 6,986 |
| Undivided profits | $2,726,000 | 6,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 6,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $510,000 | 4,145 |
| Earning assets | $51,795,000 | 6,902 |
| Long-term assets (5+ years) | $6,805,000 | 5,174 |
| Average Assets, year-to-date | $58,734,600 | 6,639 |
| Average Assets, quarterly | $57,499,500 | 6,813 |
| Volatile liabilities | $4,399,000 | 7,199 |
| Insider loans | $411,000 | 6,258 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $141,000 | 1,160 |
| Unused loan commitments | $7,538,000 | 3,805 |
| Tier 1 (core) risk-based capital | $5,493,000 | 6,780 |
| Tier 2 risk-based capital | $467,690 | 5,578 |
| Total risk weighted assets | $37,410,690 | 6,199 |
| Total unused commitments | $7,538,000 | 3,812 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 40 | 5,064 |
| Assets and Liabilities | ||
| Total Assets: | $58,877,000 | 6,927 |
| Cash and due from depository institutions | $4,214,000 | 5,064 |
| Interest-bearing balances | $1,090,000 | 3,266 |
| Securities | $28,489,000 | 4,681 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $24,689,000 | 7,871 |
| Loan loss allowance | $393,000 | 7,493 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $727,000 | 7,371 |
| Other real estate owned | $5,000 | 5,064 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $753,000 | 7,450 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,877,000 | 6,927 |
| Total liabilities | $53,437,000 | 6,932 |
| Total deposits | $51,454,000 | 6,930 |
| Interest-bearing deposits | $44,929,000 | 6,831 |
| Deposits held in domestic offices | $51,454,000 | 6,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,931 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $822,000 | 2,932 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $361,000 | 6,745 |
| Total equity capital | $5,440,000 | 6,841 |
| Total bank equity capital | $5,440,000 | 6,841 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,030,000 | 3,705 |
| Surplus | $1,370,000 | 7,021 |
| Undivided profits | $3,040,000 | 6,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 11,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $369,000 | 5,028 |
| Earning assets | $54,268,000 | 6,913 |
| Long-term assets (5+ years) | $9,120,000 | 4,630 |
| Average Assets, year-to-date | $58,236,600 | 6,831 |
| Average Assets, quarterly | $58,353,000 | 6,918 |
| Volatile liabilities | $7,652,000 | 4,957 |
| Insider loans | $429,000 | 6,178 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $659,000 | 1,152 |
| Unused loan commitments | $6,194,000 | 4,294 |
| Tier 1 (core) risk-based capital | $5,348,000 | 6,839 |
| Tier 2 risk-based capital | $393,000 | 6,367 |
| Total risk weighted assets | $32,895,300 | 6,811 |
| Total unused commitments | $6,194,000 | 4,320 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $55,634,000 | 7,324 |
| Cash and due from depository institutions | $5,523,000 | 5,070 |
| Interest-bearing balances | $2,075,000 | 2,652 |
| Securities | $29,670,000 | 4,506 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $19,022,000 | 9,160 |
| Loan loss allowance | $395,000 | 7,553 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $774,000 | 7,244 |
| Other real estate owned | $5,000 | 5,070 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $640,000 | 8,529 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,634,000 | 7,324 |
| Total liabilities | $50,278,000 | 7,368 |
| Total deposits | $48,519,000 | 7,365 |
| Interest-bearing deposits | $42,139,000 | 7,357 |
| Deposits held in domestic offices | $48,519,000 | 7,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 2,990 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $768,000 | 2,785 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $491,000 | 5,898 |
| Total equity capital | $5,356,000 | 6,737 |
| Total bank equity capital | $5,356,000 | 6,737 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,030,000 | 3,871 |
| Surplus | $1,370,000 | 6,979 |
| Undivided profits | $2,956,000 | 6,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 11,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $232,000 | 7,913 |
| Earning assets | $50,767,000 | 7,318 |
| Long-term assets (5+ years) | $10,951,000 | 4,096 |
| Average Assets, year-to-date | $55,629,000 | 7,151 |
| Average Assets, quarterly | $55,786,000 | 7,244 |
| Volatile liabilities | $6,113,000 | 5,808 |
| Insider loans | $193,000 | 4,029 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,717,000 | 4,243 |
| Tier 1 (core) risk-based capital | $5,356,000 | 6,669 |
| Tier 2 risk-based capital | $348,590 | 6,907 |
| Total risk weighted assets | $27,837,790 | 7,719 |
| Total unused commitments | $5,717,000 | 4,263 |
| Derivatives | $0 | 651 |