Home > American Bank and Trust Company > Income and Expense

American Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$20,842,0001,831
Total interest expense$6,999,0001,646
Net interest income$13,843,0001,933
Provision for loan and lease losses$250,0001,809
Total noninterest income$3,751,0001,419
Gross Fiduciary activities income$1,553,000439
Service charges on deposit accounts$381,0001,953
Trading account gains and feesNANA
Additional Noninterest Income$1,817,0001,699
Total noninterest expense$14,106,0001,607
Salaries and employee benefits$7,271,0001,727
Premises and equipment expense$1,298,0001,705
Additional noninterest expense$1,817,0001,699
Pre-tax net operating income$3,238,0002,423
Securities gains (losses)$94,000256
Applicable income taxes$690,0001,691
Income before extraordinary items$2,642,0002,477
Extraordinary gains, net$054
Net income$2,642,0002,502
Minority interest net income$088
Net income of bank and minority interests.$2,642,0002,479
Net charge-offs$49,0001,817
Cash dividends$1,056,0002,104
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,567,7402,531
2023-09-30 (YTD Data)Rank
Total interest income$15,381,0001,822
Total interest expense$5,041,0001,569
Net interest income$10,340,0001,955
Provision for loan and lease losses$03,085
Total noninterest income$2,747,0001,448
Gross Fiduciary activities income$989,000458
Service charges on deposit accounts$276,0001,986
Trading account gains and feesNANA
Additional Noninterest Income$1,482,0001,620
Total noninterest expense$10,346,0001,620
Salaries and employee benefits$5,395,0001,735
Premises and equipment expense$982,0001,702
Additional noninterest expense$1,482,0001,620
Pre-tax net operating income$2,741,0002,339
Securities gains (losses)$13,000569
Applicable income taxes$558,0001,679
Income before extraordinary items$2,196,0002,406
Extraordinary gains, net$052
Net income$2,196,0002,429
Minority interest net income$081
Net income of bank and minority interests.$2,196,0002,408
Net charge-offs$33,0001,664
Cash dividends$576,0002,135
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,185,6002,435
2023-06-30 (YTD Data)Rank
Total interest income$10,029,0001,820
Total interest expense$3,229,0001,494
Net interest income$6,800,0001,981
Provision for loan and lease losses$02,940
Total noninterest income$1,796,0001,396
Gross Fiduciary activities income$631,000461
Service charges on deposit accounts$173,0002,042
Trading account gains and feesNANA
Additional Noninterest Income$992,0001,544
Total noninterest expense$6,677,0001,659
Salaries and employee benefits$3,466,0001,777
Premises and equipment expense$675,0001,665
Additional noninterest expense$992,0001,542
Pre-tax net operating income$1,919,0002,297
Securities gains (losses)$12,000583
Applicable income taxes$440,0001,577
Income before extraordinary items$1,491,0002,409
Extraordinary gains, net$051
Net income$1,491,0002,436
Minority interest net income$081
Net income of bank and minority interests.$1,491,0002,409
Net charge-offs$9,0001,852
Cash dividends$576,0001,841
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,481,5202,433
2023-03-31 (YTD Data)Rank
Total interest income$4,805,0001,862
Total interest expense$1,380,0001,517
Net interest income$3,425,0001,981
Provision for loan and lease losses$02,612
Total noninterest income$804,0001,491
Gross Fiduciary activities income$322,000472
Service charges on deposit accounts$83,0002,106
Trading account gains and feesNANA
Additional Noninterest Income$399,0001,731
Total noninterest expense$3,055,0001,806
Salaries and employee benefits$1,449,0002,036
Premises and equipment expense$353,0001,635
Additional noninterest expense$399,0001,731
Pre-tax net operating income$1,174,0002,104
Securities gains (losses)$13,000528
Applicable income taxes$269,0001,479
Income before extraordinary items$918,0002,211
Extraordinary gains, net$04
Net income$918,0002,211
Minority interest net income$048
Net income of bank and minority interests.$918,0002,211
Net charge-offs$-7,0003,948
Cash dividends$576,0001,157
Sale, conversion, retirement of capital stock, net$0430
Net operating income$907,7302,250
2022-12-31 (YTD Data)Rank
Total interest income$15,499,0001,906
Total interest expense$2,277,0001,466
Net interest income$13,222,0001,968
Provision for loan and lease losses$-150,0004,400
Total noninterest income$3,959,0001,378
Gross Fiduciary activities income$1,543,000449
Service charges on deposit accounts$335,0002,137
Trading account gains and feesNANA
Additional Noninterest Income$2,081,0001,589
Total noninterest expense$13,940,0001,587
Salaries and employee benefits$7,497,0001,660
Premises and equipment expense$1,431,0001,580
Additional noninterest expense$2,081,0001,589
Pre-tax net operating income$3,391,0002,508
Securities gains (losses)$-1,110,0004,471
Applicable income taxes$466,0002,069
Income before extraordinary items$1,815,0003,051
Extraordinary gains, net$05
Net income$1,815,0003,048
Minority interest net income$063
Net income of bank and minority interests.$1,815,0003,050
Net charge-offs$81,0001,331
Cash dividends$792,0002,352
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,703,0002,610
2022-09-30 (YTD Data)Rank
Total interest income$11,015,0001,926
Total interest expense$1,173,0001,586
Net interest income$9,842,0001,953
Provision for loan and lease losses$-150,0004,480
Total noninterest income$3,281,0001,326
Gross Fiduciary activities income$1,237,000437
Service charges on deposit accounts$243,0002,187
Trading account gains and feesNANA
Additional Noninterest Income$1,801,0001,478
Total noninterest expense$10,993,0001,506
Salaries and employee benefits$6,136,0001,547
Premises and equipment expense$1,067,0001,594
Additional noninterest expense$1,801,0001,478
Pre-tax net operating income$2,280,0002,634
Securities gains (losses)$-26,0003,990
Applicable income taxes$464,0001,887
Income before extraordinary items$1,790,0002,722
Extraordinary gains, net$04
Net income$1,790,0002,720
Minority interest net income$057
Net income of bank and minority interests.$1,790,0002,721
Net charge-offs$79,0001,021
Cash dividends$562,0002,110
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,810,5402,746
2022-06-30 (YTD Data)Rank
Total interest income$6,994,0001,947
Total interest expense$528,0001,889
Net interest income$6,466,0001,937
Provision for loan and lease losses$-150,0004,508
Total noninterest income$2,269,0001,272
Gross Fiduciary activities income$857,000393
Service charges on deposit accounts$152,0002,251
Trading account gains and feesNANA
Additional Noninterest Income$1,260,0001,462
Total noninterest expense$7,371,0001,477
Salaries and employee benefits$4,087,0001,540
Premises and equipment expense$734,0001,575
Additional noninterest expense$2,550,0001,322
Pre-tax net operating income$1,514,0002,555
Securities gains (losses)$0687
Applicable income taxes$309,0001,832
Income before extraordinary items$1,205,0002,619
Extraordinary gains, net$04
Net income$1,205,0002,618
Minority interest net income$060
Net income of bank and minority interests.$1,205,0002,619
Net charge-offs$13,0001,486
Cash dividends$290,0002,266
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,205,0002,656
2022-03-31 (YTD Data)Rank
Total interest income$3,355,0001,957
Total interest expense$230,0002,016
Net interest income$3,125,0001,930
Provision for loan and lease losses$02,285
Total noninterest income$1,294,0001,177
Gross Fiduciary activities income$531,000369
Service charges on deposit accounts$79,0002,194
Trading account gains and feesNANA
Additional Noninterest Income$684,0001,396
Total noninterest expense$3,637,0001,495
Salaries and employee benefits$1,977,0001,581
Premises and equipment expense$393,0001,497
Additional noninterest expense$1,267,0001,319
Pre-tax net operating income$782,0002,419
Securities gains (losses)$0623
Applicable income taxes$179,0001,686
Income before extraordinary items$603,0002,529
Extraordinary gains, net$04
Net income$603,0002,527
Minority interest net income$050
Net income of bank and minority interests.$603,0002,529
Net charge-offs$9,0001,211
Cash dividends$120,0001,936
Sale, conversion, retirement of capital stock, net$0453
Net operating income$603,0002,549
2021-12-31 (YTD Data)Rank
Total interest income$12,491,0002,131
Total interest expense$1,040,0002,154
Net interest income$11,451,0002,105
Provision for loan and lease losses$-700,0004,479
Total noninterest income$6,230,0001,143
Gross Fiduciary activities income$1,332,000429
Service charges on deposit accounts$305,0002,173
Trading account gains and feesNANA
Additional Noninterest Income$4,593,0001,134
Total noninterest expense$14,660,0001,482
Salaries and employee benefits$8,083,0001,550
Premises and equipment expense$1,521,0001,500
Additional noninterest expense$5,056,0001,318
Pre-tax net operating income$3,721,0002,418
Securities gains (losses)$242,000538
Applicable income taxes$143,0002,891
Income before extraordinary items$3,820,0002,230
Extraordinary gains, net$010
Net income$3,820,0002,231
Minority interest net income$074
Net income of bank and minority interests.$3,820,0002,231
Net charge-offs$-43,0004,078
Cash dividends$1,100,0002,117
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,587,6802,280
2021-09-30 (YTD Data)Rank
Total interest income$9,242,0002,197
Total interest expense$801,0002,197
Net interest income$8,441,0002,171
Provision for loan and lease losses$-450,0004,533
Total noninterest income$5,057,0001,107
Gross Fiduciary activities income$1,010,000423
Service charges on deposit accounts$229,0002,173
Trading account gains and feesNANA
Additional Noninterest Income$3,818,0001,082
Total noninterest expense$10,954,0001,488
Salaries and employee benefits$6,086,0001,550
Premises and equipment expense$1,170,0001,493
Additional noninterest expense$3,698,0001,342
Pre-tax net operating income$2,994,0002,430
Securities gains (losses)$238,000512
Applicable income taxes$640,0001,801
Income before extraordinary items$2,592,0002,468
Extraordinary gains, net$08
Net income$2,592,0002,468
Minority interest net income$069
Net income of bank and minority interests.$2,592,0002,468
Net charge-offs$-11,0003,687
Cash dividends$720,0002,023
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,401,6002,533
2021-06-30 (YTD Data)Rank
Total interest income$6,154,0002,191
Total interest expense$563,0002,186
Net interest income$5,591,0002,165
Provision for loan and lease losses$-250,0004,553
Total noninterest income$3,459,0001,088
Gross Fiduciary activities income$672,000423
Service charges on deposit accounts$145,0002,184
Trading account gains and feesNANA
Additional Noninterest Income$2,642,0001,069
Total noninterest expense$7,289,0001,488
Salaries and employee benefits$4,017,0001,556
Premises and equipment expense$824,0001,441
Additional noninterest expense$2,448,0001,340
Pre-tax net operating income$2,011,0002,392
Securities gains (losses)$43,000940
Applicable income taxes$415,0001,816
Income before extraordinary items$1,639,0002,507
Extraordinary gains, net$06
Net income$1,639,0002,507
Minority interest net income$067
Net income of bank and minority interests.$1,639,0002,507
Net charge-offs$2,0002,060
Cash dividends$610,0001,770
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,604,6002,496
2021-03-31 (YTD Data)Rank
Total interest income$2,798,0002,332
Total interest expense$299,0002,184
Net interest income$2,499,0002,333
Provision for loan and lease losses$02,741
Total noninterest income$1,992,0001,010
Gross Fiduciary activities income$341,000418
Service charges on deposit accounts$68,0002,247
Trading account gains and feesNANA
Additional Noninterest Income$1,583,000943
Total noninterest expense$3,598,0001,489
Salaries and employee benefits$1,986,0001,556
Premises and equipment expense$443,0001,373
Additional noninterest expense$1,169,0001,358
Pre-tax net operating income$893,0002,529
Securities gains (losses)$01,392
Applicable income taxes$206,0001,795
Income before extraordinary items$687,0002,714
Extraordinary gains, net$03
Net income$687,0002,712
Minority interest net income$055
Net income of bank and minority interests.$687,0002,714
Net charge-offs$25,0001,071
Cash dividends$500,0001,175
Sale, conversion, retirement of capital stock, net$0482
Net operating income$687,0002,682
2020-12-31 (YTD Data)Rank
Total interest income$13,239,0002,076
Total interest expense$1,651,0002,239
Net interest income$11,588,0002,013
Provision for loan and lease losses$500,0002,227
Total noninterest income$8,151,000929
Gross Fiduciary activities income$1,194,000428
Service charges on deposit accounts$519,0001,586
Trading account gains and feesNANA
Additional Noninterest Income$6,438,000860
Total noninterest expense$15,818,0001,348
Salaries and employee benefits$9,072,0001,354
Premises and equipment expense$1,735,0001,356
Additional noninterest expense$5,011,0001,276
Pre-tax net operating income$3,421,0002,265
Securities gains (losses)$124,0001,283
Applicable income taxes$331,0002,240
Income before extraordinary items$3,214,0002,212
Extraordinary gains, net$04
Net income$3,214,0002,212
Minority interest net income$072
Net income of bank and minority interests.$3,214,0002,212
Net charge-offs$-57,0004,634
Cash dividends$2,950,0001,153
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,101,1602,211
2020-09-30 (YTD Data)Rank
Total interest income$9,982,0002,069
Total interest expense$1,290,0002,279
Net interest income$8,692,0002,012
Provision for loan and lease losses$500,0001,950
Total noninterest income$6,095,000901
Gross Fiduciary activities income$900,000426
Service charges on deposit accounts$422,0001,482
Trading account gains and feesNANA
Additional Noninterest Income$4,773,000836
Total noninterest expense$11,670,0001,352
Salaries and employee benefits$6,650,0001,373
Premises and equipment expense$1,344,0001,307
Additional noninterest expense$3,676,0001,278
Pre-tax net operating income$2,617,0002,230
Securities gains (losses)$124,0001,125
Applicable income taxes$625,0001,564
Income before extraordinary items$2,116,0002,372
Extraordinary gains, net$04
Net income$2,116,0002,372
Minority interest net income$065
Net income of bank and minority interests.$2,116,0002,372
Net charge-offs$-61,0004,708
Cash dividends$2,900,000830
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,018,0402,387
2020-06-30 (YTD Data)Rank
Total interest income$6,952,0002,023
Total interest expense$910,0002,289
Net interest income$6,042,0001,948
Provision for loan and lease losses$400,0001,792
Total noninterest income$3,684,000911
Gross Fiduciary activities income$579,000433
Service charges on deposit accounts$298,0001,433
Trading account gains and feesNANA
Additional Noninterest Income$2,807,000859
Total noninterest expense$7,681,0001,363
Salaries and employee benefits$4,361,0001,387
Premises and equipment expense$914,0001,272
Additional noninterest expense$2,406,0001,287
Pre-tax net operating income$1,645,0002,270
Securities gains (losses)$124,000909
Applicable income taxes$405,0001,524
Income before extraordinary items$1,364,0002,372
Extraordinary gains, net$04
Net income$1,364,0002,372
Minority interest net income$065
Net income of bank and minority interests.$1,364,0002,372
Net charge-offs$-33,0004,650
Cash dividends$2,900,000621
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,266,0402,439
2020-03-31 (YTD Data)Rank
Total interest income$3,472,0002,020
Total interest expense$509,0002,261
Net interest income$2,963,0001,932
Provision for loan and lease losses$03,711
Total noninterest income$1,387,0001,037
Gross Fiduciary activities income$289,000434
Service charges on deposit accounts$144,0001,680
Trading account gains and feesNANA
Additional Noninterest Income$954,0001,002
Total noninterest expense$3,570,0001,452
Salaries and employee benefits$1,933,0001,541
Premises and equipment expense$479,0001,230
Additional noninterest expense$1,158,0001,345
Pre-tax net operating income$780,0002,191
Securities gains (losses)$124,000531
Applicable income taxes$207,0001,372
Income before extraordinary items$697,0002,176
Extraordinary gains, net$04
Net income$697,0002,175
Minority interest net income$056
Net income of bank and minority interests.$697,0002,176
Net charge-offs$-2,0003,865
Cash dividends$2,900,000426
Sale, conversion, retirement of capital stock, net$0482
Net operating income$599,0402,377
2019-12-31 (YTD Data)Rank
Total interest income$14,825,0001,943
Total interest expense$2,325,0002,136
Net interest income$12,500,0001,861
Provision for loan and lease losses$-300,0005,068
Total noninterest income$5,673,0001,043
Gross Fiduciary activities income$1,262,000422
Service charges on deposit accounts$763,0001,396
Trading account gains and feesNANA
Additional Noninterest Income$3,648,0001,048
Total noninterest expense$19,952,0001,091
Salaries and employee benefits$7,867,0001,476
Premises and equipment expense$1,896,0001,221
Additional noninterest expense$10,189,000692
Pre-tax net operating income$-1,479,0005,121
Securities gains (losses)$15,0001,739
Applicable income taxes$-299,0005,123
Income before extraordinary items$-1,165,0005,108
Extraordinary gains, net$011
Net income$-1,165,0005,109
Minority interest net income$076
Net income of bank and minority interests.$-1,165,0005,109
Net charge-offs$-70,0004,833
Cash dividends$80,0003,796
Sale, conversion, retirement of capital stock, net$0626
Net operating income$-1,177,0005,101
2019-09-30 (YTD Data)Rank
Total interest income$11,031,0001,975
Total interest expense$1,757,0002,139
Net interest income$9,274,0001,903
Provision for loan and lease losses$-300,0005,163
Total noninterest income$4,320,0001,007
Gross Fiduciary activities income$968,000418
Service charges on deposit accounts$637,0001,274
Trading account gains and feesNANA
Additional Noninterest Income$2,715,0001,024
Total noninterest expense$11,447,0001,341
Salaries and employee benefits$5,840,0001,489
Premises and equipment expense$1,446,0001,216
Additional noninterest expense$4,161,0001,148
Pre-tax net operating income$2,447,0002,399
Securities gains (losses)$15,0001,535
Applicable income taxes$567,0001,693
Income before extraordinary items$1,895,0002,618
Extraordinary gains, net$011
Net income$1,895,0002,619
Minority interest net income$072
Net income of bank and minority interests.$1,895,0002,619
Net charge-offs$-31,0004,715
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,883,1502,587
2019-06-30 (YTD Data)Rank
Total interest income$7,208,0002,005
Total interest expense$1,102,0002,199
Net interest income$6,106,0001,929
Provision for loan and lease losses$-200,0005,208
Total noninterest income$2,605,0001,058
Gross Fiduciary activities income$605,000429
Service charges on deposit accounts$421,0001,272
Trading account gains and feesNANA
Additional Noninterest Income$1,579,0001,121
Total noninterest expense$7,510,0001,364
Salaries and employee benefits$3,811,0001,522
Premises and equipment expense$971,0001,215
Additional noninterest expense$2,728,0001,173
Pre-tax net operating income$1,401,0002,632
Securities gains (losses)$-2,0004,715
Applicable income taxes$323,0001,791
Income before extraordinary items$1,076,0002,850
Extraordinary gains, net$011
Net income$1,076,0002,849
Minority interest net income$069
Net income of bank and minority interests.$1,076,0002,849
Net charge-offs$-23,0004,718
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,077,5802,821
2019-03-31 (YTD Data)Rank
Total interest income$3,507,0002,044
Total interest expense$517,0002,255
Net interest income$2,990,0001,963
Provision for loan and lease losses$-100,0005,268
Total noninterest income$1,075,0001,179
Gross Fiduciary activities income$280,000439
Service charges on deposit accounts$213,0001,252
Trading account gains and feesNANA
Additional Noninterest Income$582,0001,310
Total noninterest expense$3,568,0001,439
Salaries and employee benefits$1,787,0001,623
Premises and equipment expense$500,0001,195
Additional noninterest expense$1,281,0001,220
Pre-tax net operating income$597,0002,824
Securities gains (losses)$01,087
Applicable income taxes$136,0001,908
Income before extraordinary items$461,0003,001
Extraordinary gains, net$05
Net income$461,0002,999
Minority interest net income$052
Net income of bank and minority interests.$461,0003,000
Net charge-offs$-18,0004,842
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$461,0002,990
2018-12-31 (YTD Data)Rank
Total interest income$13,344,0002,040
Total interest expense$1,494,0002,343
Net interest income$11,850,0001,971
Provision for loan and lease losses$04,082
Total noninterest income$5,763,000992
Gross Fiduciary activities income$1,391,000410
Service charges on deposit accounts$947,0001,210
Trading account gains and feesNANA
Additional Noninterest Income$3,425,0001,036
Total noninterest expense$14,413,0001,400
Salaries and employee benefits$7,272,0001,545
Premises and equipment expense$2,159,0001,099
Additional noninterest expense$4,982,0001,244
Pre-tax net operating income$3,200,0002,411
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$3,200,0002,235
Extraordinary gains, net$06
Net income$3,200,0002,233
Minority interest net income$072
Net income of bank and minority interests.$3,200,0002,234
Net charge-offs$-278,0005,230
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,200,0002,232
2018-09-30 (YTD Data)Rank
Total interest income$9,966,0002,028
Total interest expense$1,044,0002,376
Net interest income$8,922,0001,963
Provision for loan and lease losses$03,948
Total noninterest income$4,490,000983
Gross Fiduciary activities income$1,052,000407
Service charges on deposit accounts$715,0001,212
Trading account gains and feesNANA
Additional Noninterest Income$2,723,0001,000
Total noninterest expense$10,921,0001,388
Salaries and employee benefits$5,504,0001,522
Premises and equipment expense$1,681,0001,069
Additional noninterest expense$3,736,0001,246
Pre-tax net operating income$2,491,0002,400
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,491,0002,177
Extraordinary gains, net$05
Net income$2,491,0002,175
Minority interest net income$066
Net income of bank and minority interests.$2,491,0002,176
Net charge-offs$-276,0005,309
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,491,0002,177
2018-06-30 (YTD Data)Rank
Total interest income$6,607,0002,029
Total interest expense$649,0002,410
Net interest income$5,958,0001,972
Provision for loan and lease losses$03,782
Total noninterest income$2,934,000994
Gross Fiduciary activities income$733,000401
Service charges on deposit accounts$471,0001,218
Trading account gains and feesNANA
Additional Noninterest Income$1,730,0001,038
Total noninterest expense$7,319,0001,391
Salaries and employee benefits$3,753,0001,497
Premises and equipment expense$1,151,0001,043
Additional noninterest expense$2,415,0001,285
Pre-tax net operating income$1,573,0002,448
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,573,0002,235
Extraordinary gains, net$06
Net income$1,573,0002,233
Minority interest net income$065
Net income of bank and minority interests.$1,573,0002,234
Net charge-offs$-93,0005,185
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,573,0002,235
2018-03-31 (YTD Data)Rank
Total interest income$3,061,0002,136
Total interest expense$304,0002,443
Net interest income$2,757,0002,088
Provision for loan and lease losses$03,508
Total noninterest income$1,360,0001,035
Gross Fiduciary activities income$371,000404
Service charges on deposit accounts$206,0001,353
Trading account gains and feesNANA
Additional Noninterest Income$783,0001,104
Total noninterest expense$3,570,0001,426
Salaries and employee benefits$1,786,0001,598
Premises and equipment expense$583,0001,045
Additional noninterest expense$1,201,0001,282
Pre-tax net operating income$547,0002,971
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$547,0002,765
Extraordinary gains, net$07
Net income$547,0002,765
Minority interest net income$052
Net income of bank and minority interests.$547,0002,765
Net charge-offs$-31,0005,106
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$547,0002,754
2017-12-31 (YTD Data)Rank
Total interest income$12,224,0002,107
Total interest expense$1,043,0002,476
Net interest income$11,181,0002,033
Provision for loan and lease losses$04,227
Total noninterest income$5,392,0001,063
Gross Fiduciary activities income$1,422,000401
Service charges on deposit accounts$587,0001,808
Trading account gains and feesNANA
Additional Noninterest Income$3,383,0001,069
Total noninterest expense$14,896,0001,332
Salaries and employee benefits$7,817,0001,437
Premises and equipment expense$2,189,0001,074
Additional noninterest expense$4,890,0001,270
Pre-tax net operating income$1,677,0003,383
Securities gains (losses)$1,0002,108
Applicable income taxes$04,135
Income before extraordinary items$1,678,0002,960
Extraordinary gains, net$09
Net income$1,678,0002,959
Minority interest net income$076
Net income of bank and minority interests.$1,678,0002,960
Net charge-offs$151,0002,070
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,677,0002,944
2017-09-30 (YTD Data)Rank
Total interest income$8,723,0002,189
Total interest expense$751,0002,526
Net interest income$7,972,0002,130
Provision for loan and lease losses$04,088
Total noninterest income$4,307,0001,034
Gross Fiduciary activities income$1,073,000400
Service charges on deposit accounts$434,0001,837
Trading account gains and feesNANA
Additional Noninterest Income$2,800,0001,028
Total noninterest expense$11,228,0001,319
Salaries and employee benefits$5,833,0001,445
Premises and equipment expense$1,766,0001,018
Additional noninterest expense$3,629,0001,274
Pre-tax net operating income$1,051,0003,682
Securities gains (losses)$1,0002,145
Applicable income taxes$04,172
Income before extraordinary items$1,052,0003,453
Extraordinary gains, net$09
Net income$1,052,0003,453
Minority interest net income$071
Net income of bank and minority interests.$1,052,0003,453
Net charge-offs$-124,0005,402
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,051,0003,418
2017-06-30 (YTD Data)Rank
Total interest income$5,680,0002,212
Total interest expense$470,0002,597
Net interest income$5,210,0002,151
Provision for loan and lease losses$03,871
Total noninterest income$2,778,0001,058
Gross Fiduciary activities income$705,000399
Service charges on deposit accounts$295,0001,790
Trading account gains and feesNANA
Additional Noninterest Income$1,778,0001,060
Total noninterest expense$7,410,0001,340
Salaries and employee benefits$3,836,0001,465
Premises and equipment expense$1,177,0001,018
Additional noninterest expense$2,397,0001,284
Pre-tax net operating income$578,0003,936
Securities gains (losses)$1,0001,756
Applicable income taxes$04,189
Income before extraordinary items$579,0003,715
Extraordinary gains, net$011
Net income$579,0003,713
Minority interest net income$071
Net income of bank and minority interests.$579,0003,715
Net charge-offs$-110,0005,458
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$578,0003,694
2017-03-31 (YTD Data)Rank
Total interest income$2,725,0002,276
Total interest expense$219,0002,686
Net interest income$2,506,0002,222
Provision for loan and lease losses$03,537
Total noninterest income$1,141,0001,200
Gross Fiduciary activities income$353,000403
Service charges on deposit accounts$110,0002,254
Trading account gains and feesNANA
Additional Noninterest Income$678,0001,256
Total noninterest expense$3,616,0001,387
Salaries and employee benefits$1,870,0001,516
Premises and equipment expense$600,0001,010
Additional noninterest expense$1,146,0001,328
Pre-tax net operating income$31,0005,422
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$31,0005,394
Extraordinary gains, net$08
Net income$31,0005,394
Minority interest net income$055
Net income of bank and minority interests.$31,0005,394
Net charge-offs$-22,0005,287
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$31,0005,390
2016-12-31 (YTD Data)Rank
Total interest income$11,001,0002,228
Total interest expense$852,0002,699
Net interest income$10,149,0002,158
Provision for loan and lease losses$162,0002,669
Total noninterest income$5,189,0001,117
Gross Fiduciary activities income$1,587,000377
Service charges on deposit accounts$429,0002,346
Trading account gains and fees$0170
Additional Noninterest Income$3,173,0001,162
Total noninterest expense$16,235,0001,237
Salaries and employee benefits$7,566,0001,442
Premises and equipment expense$2,542,000956
Additional noninterest expense$6,127,0001,077
Pre-tax net operating income$-1,059,0005,832
Securities gains (losses)$126,0001,177
Applicable income taxes$04,278
Income before extraordinary items$-933,0005,832
Extraordinary gains, net$05
Net income$-933,0005,831
Minority interest net income$082
Net income of bank and minority interests.$-933,0005,831
Net charge-offs$-279,0005,717
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-1,059,0005,835
2016-09-30 (YTD Data)Rank
Total interest income$8,169,0002,245
Total interest expense$626,0002,743
Net interest income$7,543,0002,172
Provision for loan and lease losses$04,186
Total noninterest income$3,782,0001,140
Gross Fiduciary activities income$1,202,000372
Service charges on deposit accounts$306,0002,435
Trading account gains and fees$0169
Additional Noninterest Income$2,274,0001,196
Total noninterest expense$11,984,0001,257
Salaries and employee benefits$5,532,0001,471
Premises and equipment expense$1,893,000956
Additional noninterest expense$4,559,0001,084
Pre-tax net operating income$-659,0005,896
Securities gains (losses)$51,0001,756
Applicable income taxes$04,325
Income before extraordinary items$-608,0005,897
Extraordinary gains, net$05
Net income$-608,0005,897
Minority interest net income$071
Net income of bank and minority interests.$-608,0005,897
Net charge-offs$-397,0005,834
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-659,0005,897
2016-06-30 (YTD Data)Rank
Total interest income$5,454,0002,245
Total interest expense$403,0002,813
Net interest income$5,051,0002,159
Provision for loan and lease losses$04,017
Total noninterest income$2,493,0001,131
Gross Fiduciary activities income$754,000387
Service charges on deposit accounts$250,0002,069
Trading account gains and fees$0157
Additional Noninterest Income$1,489,0001,197
Total noninterest expense$7,464,0001,334
Salaries and employee benefits$3,650,0001,494
Premises and equipment expense$1,280,000956
Additional noninterest expense$2,534,0001,254
Pre-tax net operating income$80,0005,528
Securities gains (losses)$51,0001,407
Applicable income taxes$04,338
Income before extraordinary items$131,0005,321
Extraordinary gains, net$016
Net income$131,0005,320
Minority interest net income$071
Net income of bank and minority interests.$131,0005,320
Net charge-offs$-391,0005,947
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$80,0005,490
2016-03-31 (YTD Data)Rank
Total interest income$2,741,0002,243
Total interest expense$199,0002,847
Net interest income$2,542,0002,150
Provision for loan and lease losses$03,656
Total noninterest income$1,095,0001,214
Gross Fiduciary activities income$347,000399
Service charges on deposit accounts$123,0002,079
Trading account gains and fees$0142
Additional Noninterest Income$625,0001,314
Total noninterest expense$3,830,0001,313
Salaries and employee benefits$1,825,0001,497
Premises and equipment expense$659,000942
Additional noninterest expense$1,346,0001,196
Pre-tax net operating income$-193,0006,004
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$-193,0006,005
Extraordinary gains, net$012
Net income$-193,0006,004
Minority interest net income$062
Net income of bank and minority interests.$-193,0006,004
Net charge-offs$-269,0006,030
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-193,0006,002
2015-12-31 (YTD Data)Rank
Total interest income$10,950,0002,194
Total interest expense$892,0002,627
Net interest income$10,058,0002,122
Provision for loan and lease losses$675,0001,084
Total noninterest income$6,722,000915
Gross Fiduciary activities income$1,404,000404
Service charges on deposit accounts$468,0002,249
Trading account gains and fees$0159
Additional Noninterest Income$4,850,000836
Total noninterest expense$17,237,0001,163
Salaries and employee benefits$8,447,0001,290
Premises and equipment expense$2,855,000862
Additional noninterest expense$5,935,0001,093
Pre-tax net operating income$-1,132,0006,101
Securities gains (losses)$112,0001,103
Applicable income taxes$04,402
Income before extraordinary items$-1,020,0006,096
Extraordinary gains, net$023
Net income$-1,020,0006,096
Minority interest net income$081
Net income of bank and minority interests.$-1,020,0006,096
Net charge-offs$1,112,000631
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-1,132,0006,099
2015-09-30 (YTD Data)Rank
Total interest income$8,175,0002,214
Total interest expense$681,0002,627
Net interest income$7,494,0002,138
Provision for loan and lease losses$370,0001,322
Total noninterest income$5,584,000865
Gross Fiduciary activities income$1,056,000403
Service charges on deposit accounts$330,0002,364
Trading account gains and fees$0153
Additional Noninterest Income$4,198,000756
Total noninterest expense$13,253,0001,147
Salaries and employee benefits$6,513,0001,273
Premises and equipment expense$2,385,000788
Additional noninterest expense$4,355,0001,117
Pre-tax net operating income$-545,0006,164
Securities gains (losses)$112,000965
Applicable income taxes$04,489
Income before extraordinary items$-433,0006,153
Extraordinary gains, net$021
Net income$-433,0006,153
Minority interest net income$078
Net income of bank and minority interests.$-433,0006,153
Net charge-offs$938,000526
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-545,0006,160
2015-06-30 (YTD Data)Rank
Total interest income$5,398,0002,237
Total interest expense$451,0002,645
Net interest income$4,947,0002,166
Provision for loan and lease losses$04,069
Total noninterest income$3,768,000860
Gross Fiduciary activities income$727,000399
Service charges on deposit accounts$200,0002,491
Trading account gains and fees$0157
Additional Noninterest Income$2,841,000740
Total noninterest expense$8,771,0001,152
Salaries and employee benefits$4,336,0001,279
Premises and equipment expense$1,562,000812
Additional noninterest expense$2,873,0001,127
Pre-tax net operating income$-56,0006,081
Securities gains (losses)$81,000940
Applicable income taxes$04,497
Income before extraordinary items$25,0005,942
Extraordinary gains, net$022
Net income$25,0005,943
Minority interest net income$075
Net income of bank and minority interests.$25,0005,944
Net charge-offs$589,000554
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-56,0006,081
2015-03-31 (YTD Data)Rank
Total interest income$2,773,0002,182
Total interest expense$245,0002,520
Net interest income$2,528,0002,112
Provision for loan and lease losses$03,703
Total noninterest income$1,885,000831
Gross Fiduciary activities income$366,000402
Service charges on deposit accounts$101,0002,456
Trading account gains and fees$0152
Additional Noninterest Income$1,418,000713
Total noninterest expense$4,565,0001,126
Salaries and employee benefits$2,304,0001,214
Premises and equipment expense$800,000796
Additional noninterest expense$1,461,0001,095
Pre-tax net operating income$-152,0006,271
Securities gains (losses)$28,0001,089
Applicable income taxes$04,400
Income before extraordinary items$-124,0006,260
Extraordinary gains, net$013
Net income$-124,0006,260
Minority interest net income$064
Net income of bank and minority interests.$-124,0006,261
Net charge-offs$359,000473
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-152,0006,271
2014-12-31 (YTD Data)Rank
Total interest income$12,603,0001,960
Total interest expense$1,007,0002,562
Net interest income$11,596,0001,881
Provision for loan and lease losses$-1,500,0006,393
Total noninterest income$6,999,000864
Gross Fiduciary activities income$1,490,000392
Service charges on deposit accounts$477,0002,347
Trading account gains and fees$0180
Additional Noninterest Income$5,032,000748
Total noninterest expense$18,573,0001,090
Salaries and employee benefits$9,271,0001,171
Premises and equipment expense$3,218,000773
Additional noninterest expense$6,084,0001,091
Pre-tax net operating income$1,522,0003,462
Securities gains (losses)$605,000339
Applicable income taxes$04,531
Income before extraordinary items$2,127,0002,583
Extraordinary gains, net$017
Net income$2,127,0002,583
Minority interest net income$084
Net income of bank and minority interests.$2,127,0002,583
Net charge-offs$168,0002,658
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,522,0003,165
2014-09-30 (YTD Data)Rank
Total interest income$10,007,0001,881
Total interest expense$768,0002,580
Net interest income$9,239,0001,786
Provision for loan and lease losses$-1,500,0006,499
Total noninterest income$5,317,000850
Gross Fiduciary activities income$1,153,000387
Service charges on deposit accounts$353,0002,393
Trading account gains and fees$0174
Additional Noninterest Income$3,811,000745
Total noninterest expense$13,734,0001,108
Salaries and employee benefits$6,757,0001,197
Premises and equipment expense$2,449,000765
Additional noninterest expense$4,528,0001,095
Pre-tax net operating income$2,322,0002,261
Securities gains (losses)$302,000469
Applicable income taxes$04,583
Income before extraordinary items$2,624,0001,780
Extraordinary gains, net$015
Net income$2,624,0001,781
Minority interest net income$081
Net income of bank and minority interests.$2,624,0001,780
Net charge-offs$238,0001,819
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,322,0001,920
2014-06-30 (YTD Data)Rank
Total interest income$7,213,0001,732
Total interest expense$519,0002,571
Net interest income$6,694,0001,642
Provision for loan and lease losses$-1,500,0006,589
Total noninterest income$3,523,000847
Gross Fiduciary activities income$782,000384
Service charges on deposit accounts$224,0002,469
Trading account gains and fees$0172
Additional Noninterest Income$2,517,000731
Total noninterest expense$9,160,0001,103
Salaries and employee benefits$4,506,0001,198
Premises and equipment expense$1,656,000757
Additional noninterest expense$2,998,0001,084
Pre-tax net operating income$2,557,0001,466
Securities gains (losses)$-4,0006,185
Applicable income taxes$04,568
Income before extraordinary items$2,553,0001,239
Extraordinary gains, net$020
Net income$2,553,0001,238
Minority interest net income$080
Net income of bank and minority interests.$2,553,0001,240
Net charge-offs$69,0002,518
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,557,0001,207
2014-03-31 (YTD Data)Rank
Total interest income$3,062,0002,008
Total interest expense$261,0002,592
Net interest income$2,801,0001,931
Provision for loan and lease losses$03,817
Total noninterest income$1,880,000767
Gross Fiduciary activities income$397,000375
Service charges on deposit accounts$98,0002,708
Trading account gains and fees$0147
Additional Noninterest Income$1,385,000671
Total noninterest expense$4,701,0001,086
Salaries and employee benefits$2,292,0001,200
Premises and equipment expense$862,000739
Additional noninterest expense$1,547,0001,044
Pre-tax net operating income$-20,0006,290
Securities gains (losses)$-53,0006,597
Applicable income taxes$04,445
Income before extraordinary items$-73,0006,421
Extraordinary gains, net$016
Net income$-73,0006,421
Minority interest net income$066
Net income of bank and minority interests.$-73,0006,422
Net charge-offs$40,0002,022
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-20,0006,286
2013-12-31 (YTD Data)Rank
Total interest income$12,239,0002,020
Total interest expense$1,303,0002,419
Net interest income$10,936,0001,940
Provision for loan and lease losses$-800,0006,644
Total noninterest income$9,406,000713
Gross Fiduciary activities income$1,630,000362
Service charges on deposit accounts$575,0002,141
Trading account gains and fees$0184
Additional Noninterest Income$7,201,000612
Total noninterest expense$22,586,000898
Salaries and employee benefits$10,975,000980
Premises and equipment expense$3,557,000693
Additional noninterest expense$8,054,000846
Pre-tax net operating income$-1,444,0006,616
Securities gains (losses)$-170,0006,603
Applicable income taxes$04,631
Income before extraordinary items$-1,614,0006,647
Extraordinary gains, net$029
Net income$-1,614,0006,647
Minority interest net income$090
Net income of bank and minority interests.$-1,614,0006,647
Net charge-offs$769,0001,535
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-1,444,0006,627
2013-09-30 (YTD Data)Rank
Total interest income$9,090,0002,041
Total interest expense$994,0002,455
Net interest income$8,096,0001,964
Provision for loan and lease losses$-800,0006,763
Total noninterest income$7,504,000684
Gross Fiduciary activities income$1,272,000354
Service charges on deposit accounts$441,0002,108
Trading account gains and fees$0180
Additional Noninterest Income$5,791,000590
Total noninterest expense$17,184,000896
Salaries and employee benefits$8,503,000949
Premises and equipment expense$2,647,000695
Additional noninterest expense$6,034,000842
Pre-tax net operating income$-784,0006,674
Securities gains (losses)$-135,0006,749
Applicable income taxes$04,713
Income before extraordinary items$-919,0006,708
Extraordinary gains, net$025
Net income$-919,0006,709
Minority interest net income$084
Net income of bank and minority interests.$-919,0006,709
Net charge-offs$957,0001,032
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-784,0006,686
2013-06-30 (YTD Data)Rank
Total interest income$6,229,0001,990
Total interest expense$673,0002,474
Net interest income$5,556,0001,914
Provision for loan and lease losses$-800,0006,843
Total noninterest income$5,360,000652
Gross Fiduciary activities income$859,000353
Service charges on deposit accounts$289,0002,093
Trading account gains and fees$0157
Additional Noninterest Income$4,212,000560
Total noninterest expense$11,454,000896
Salaries and employee benefits$5,860,000922
Premises and equipment expense$1,812,000684
Additional noninterest expense$3,782,000896
Pre-tax net operating income$262,0005,018
Securities gains (losses)$-154,0006,861
Applicable income taxes$04,679
Income before extraordinary items$108,0005,798
Extraordinary gains, net$022
Net income$108,0005,799
Minority interest net income$082
Net income of bank and minority interests.$108,0005,800
Net charge-offs$786,000917
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$262,0004,828
2013-03-31 (YTD Data)Rank
Total interest income$3,103,0002,014
Total interest expense$347,0002,465
Net interest income$2,756,0001,934
Provision for loan and lease losses$-800,0006,971
Total noninterest income$2,810,000631
Gross Fiduciary activities income$403,000363
Service charges on deposit accounts$146,0002,073
Trading account gains and fees$0148
Additional Noninterest Income$2,261,000540
Total noninterest expense$6,197,000829
Salaries and employee benefits$3,033,000906
Premises and equipment expense$945,000661
Additional noninterest expense$2,219,000769
Pre-tax net operating income$169,0004,712
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$169,0004,554
Extraordinary gains, net$010
Net income$169,0004,555
Minority interest net income$076
Net income of bank and minority interests.$169,0004,556
Net charge-offs$427,000852
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$169,0004,453
2012-12-31 (YTD Data)Rank
Total interest income$16,729,0001,593
Total interest expense$2,585,0001,699
Net interest income$14,144,0001,560
Provision for loan and lease losses$1,000,0001,760
Total noninterest income$12,475,000574
Gross Fiduciary activities income$1,896,000317
Service charges on deposit accounts$731,0001,824
Trading account gains and fees$0166
Additional Noninterest Income$9,848,000497
Total noninterest expense$27,831,000727
Salaries and employee benefits$13,980,000750
Premises and equipment expense$3,548,000681
Additional noninterest expense$10,303,000690
Pre-tax net operating income$-2,212,0006,830
Securities gains (losses)$3,259,000159
Applicable income taxes$04,751
Income before extraordinary items$1,047,0003,811
Extraordinary gains, net$029
Net income$1,047,0003,811
Minority interest net income$093
Net income of bank and minority interests.$1,047,0003,813
Net charge-offs$3,039,000837
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-2,212,0006,835
2012-09-30 (YTD Data)Rank
Total interest income$13,205,0001,538
Total interest expense$2,148,0001,624
Net interest income$11,057,0001,502
Provision for loan and lease losses$1,000,0001,432
Total noninterest income$8,421,000624
Gross Fiduciary activities income$1,468,000310
Service charges on deposit accounts$565,0001,805
Trading account gains and fees$0157
Additional Noninterest Income$6,388,000542
Total noninterest expense$20,068,000749
Salaries and employee benefits$10,326,000760
Premises and equipment expense$2,530,000721
Additional noninterest expense$7,212,000731
Pre-tax net operating income$-1,590,0006,933
Securities gains (losses)$2,727,000146
Applicable income taxes$04,802
Income before extraordinary items$1,137,0003,181
Extraordinary gains, net$020
Net income$1,137,0003,180
Minority interest net income$086
Net income of bank and minority interests.$1,137,0003,179
Net charge-offs$2,731,000729
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,590,0006,939
2012-06-30 (YTD Data)Rank
Total interest income$9,228,0001,476
Total interest expense$1,590,0001,522
Net interest income$7,638,0001,450
Provision for loan and lease losses$1,000,0001,094
Total noninterest income$5,722,000612
Gross Fiduciary activities income$1,034,000304
Service charges on deposit accounts$378,0001,793
Trading account gains and fees$0153
Additional Noninterest Income$4,310,000530
Total noninterest expense$13,167,000764
Salaries and employee benefits$6,754,000766
Premises and equipment expense$1,737,000705
Additional noninterest expense$4,676,000745
Pre-tax net operating income$-807,0006,921
Securities gains (losses)$821,000338
Applicable income taxes$04,770
Income before extraordinary items$14,0006,408
Extraordinary gains, net$019
Net income$14,0006,408
Minority interest net income$084
Net income of bank and minority interests.$14,0006,408
Net charge-offs$1,916,000714
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-807,0006,939
2012-03-31 (YTD Data)Rank
Total interest income$4,933,0001,397
Total interest expense$885,0001,424
Net interest income$4,048,0001,366
Provision for loan and lease losses$750,000765
Total noninterest income$2,498,000669
Gross Fiduciary activities income$563,000292
Service charges on deposit accounts$190,0001,774
Trading account gains and fees$0148
Additional Noninterest Income$1,745,000615
Total noninterest expense$6,511,000761
Salaries and employee benefits$3,446,000762
Premises and equipment expense$898,000678
Additional noninterest expense$2,167,000794
Pre-tax net operating income$-715,0007,108
Securities gains (losses)$316,000438
Applicable income taxes$04,704
Income before extraordinary items$-399,0007,039
Extraordinary gains, net$019
Net income$-399,0007,038
Minority interest net income$078
Net income of bank and minority interests.$-399,0007,039
Net charge-offs$2,765,000305
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-715,0007,118
2011-12-31 (YTD Data)Rank
Total interest income$23,433,0001,221
Total interest expense$5,409,0001,112
Net interest income$18,024,0001,231
Provision for loan and lease losses$5,650,000710
Total noninterest income$12,169,000537
Gross Fiduciary activities income$2,281,000246
Service charges on deposit accounts$864,0001,673
Trading account gains and fees$0146
Additional Noninterest Income$9,024,000464
Total noninterest expense$29,166,000682
Salaries and employee benefits$15,169,000644
Premises and equipment expense$3,517,000702
Additional noninterest expense$10,480,000683
Pre-tax net operating income$-4,623,0007,035
Securities gains (losses)$544,000746
Applicable income taxes$04,719
Income before extraordinary items$-4,079,0007,021
Extraordinary gains, net$029
Net income$-4,079,0007,022
Minority interest net income$096
Net income of bank and minority interests.$-4,079,0007,022
Net charge-offs$3,614,0001,061
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$143,000588
Net operating income$-4,623,0007,043
2011-09-30 (YTD Data)Rank
Total interest income$18,274,0001,188
Total interest expense$4,319,0001,090
Net interest income$13,955,0001,204
Provision for loan and lease losses$4,050,000730
Total noninterest income$9,493,000520
Gross Fiduciary activities income$1,717,000244
Service charges on deposit accounts$664,0001,648
Trading account gains and fees$0145
Additional Noninterest Income$7,112,000450
Total noninterest expense$22,159,000669
Salaries and employee benefits$11,526,000633
Premises and equipment expense$2,652,000715
Additional noninterest expense$7,981,000669
Pre-tax net operating income$-2,761,0007,086
Securities gains (losses)$609,000555
Applicable income taxes$04,740
Income before extraordinary items$-2,152,0007,077
Extraordinary gains, net$021
Net income$-2,152,0007,078
Minority interest net income$087
Net income of bank and minority interests.$-2,152,0007,078
Net charge-offs$2,853,000979
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$143,000505
Net operating income$-2,761,0007,115
2011-06-30 (YTD Data)Rank
Total interest income$12,500,0001,162
Total interest expense$3,040,0001,075
Net interest income$9,460,0001,184
Provision for loan and lease losses$1,400,0001,191
Total noninterest income$7,003,000487
Gross Fiduciary activities income$1,130,000245
Service charges on deposit accounts$430,0001,669
Trading account gains and fees$0153
Additional Noninterest Income$5,443,000401
Total noninterest expense$15,288,000660
Salaries and employee benefits$8,038,000606
Premises and equipment expense$1,777,000715
Additional noninterest expense$5,473,000665
Pre-tax net operating income$-225,0006,578
Securities gains (losses)$134,000940
Applicable income taxes$04,697
Income before extraordinary items$-91,0006,494
Extraordinary gains, net$015
Net income$-91,0006,494
Minority interest net income$089
Net income of bank and minority interests.$-91,0006,494
Net charge-offs$1,799,000987
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$143,000359
Net operating income$-225,0006,628
2011-03-31 (YTD Data)Rank
Total interest income$6,103,0001,202
Total interest expense$1,601,0001,064
Net interest income$4,502,0001,236
Provision for loan and lease losses$1,100,000794
Total noninterest income$3,171,000526
Gross Fiduciary activities income$530,000257
Service charges on deposit accounts$218,0001,621
Trading account gains and fees$0158
Additional Noninterest Income$2,423,000445
Total noninterest expense$7,494,000675
Salaries and employee benefits$4,040,000612
Premises and equipment expense$900,000724
Additional noninterest expense$2,554,000707
Pre-tax net operating income$-921,0007,248
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-921,0007,281
Extraordinary gains, net$09
Net income$-921,0007,282
Minority interest net income$086
Net income of bank and minority interests.$-921,0007,282
Net charge-offs$847,000957
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$143,000230
Net operating income$-921,0007,274
2010-12-31 (YTD Data)Rank
Total interest income$28,608,0001,079
Total interest expense$8,230,0001,017
Net interest income$20,378,0001,099
Provision for loan and lease losses$14,550,000490
Total noninterest income$18,650,000408
Gross Fiduciary activities income$1,973,000265
Service charges on deposit accounts$987,0001,520
Trading account gains and fees$0175
Additional Noninterest Income$15,690,000333
Total noninterest expense$36,159,000567
Salaries and employee benefits$18,561,000529
Premises and equipment expense$3,912,000661
Additional noninterest expense$13,686,000561
Pre-tax net operating income$-11,681,0007,395
Securities gains (losses)$229,0001,478
Applicable income taxes$-64,0006,754
Income before extraordinary items$-11,388,0007,407
Extraordinary gains, net$029
Net income$-11,388,0007,406
Minority interest net income$0111
Net income of bank and minority interests.$-11,388,0007,407
Net charge-offs$18,597,000359
Cash dividends$1,249,0001,254
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-11,614,7107,405
2010-09-30 (YTD Data)Rank
Total interest income$21,737,0001,079
Total interest expense$6,448,0001,002
Net interest income$15,289,0001,103
Provision for loan and lease losses$7,450,000643
Total noninterest income$12,385,000437
Gross Fiduciary activities income$1,467,000262
Service charges on deposit accounts$766,0001,532
Trading account gains and fees$0165
Additional Noninterest Income$10,152,000361
Total noninterest expense$23,484,000644
Salaries and employee benefits$12,834,000552
Premises and equipment expense$2,993,000642
Additional noninterest expense$7,657,000715
Pre-tax net operating income$-3,260,0007,238
Securities gains (losses)$228,0001,274
Applicable income taxes$-64,0007,008
Income before extraordinary items$-2,968,0007,269
Extraordinary gains, net$023
Net income$-2,968,0007,269
Minority interest net income$0110
Net income of bank and minority interests.$-2,968,0007,269
Net charge-offs$10,388,000449
Cash dividends$1,107,000961
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,191,4407,274
2010-06-30 (YTD Data)Rank
Total interest income$14,729,0001,066
Total interest expense$4,662,000962
Net interest income$10,067,0001,112
Provision for loan and lease losses$5,900,000560
Total noninterest income$6,212,000532
Gross Fiduciary activities income$952,000270
Service charges on deposit accounts$503,0001,565
Trading account gains and fees$0152
Additional Noninterest Income$4,757,000437
Total noninterest expense$14,403,000691
Salaries and employee benefits$7,849,000604
Premises and equipment expense$2,102,000618
Additional noninterest expense$4,452,000809
Pre-tax net operating income$-4,024,0007,493
Securities gains (losses)$180,0001,004
Applicable income taxes$-64,0007,119
Income before extraordinary items$-3,780,0007,507
Extraordinary gains, net$019
Net income$-3,780,0007,507
Minority interest net income$0105
Net income of bank and minority interests.$-3,780,0007,508
Net charge-offs$5,930,000508
Cash dividends$787,000898
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-3,956,4007,516
2010-03-31 (YTD Data)Rank
Total interest income$7,483,0001,070
Total interest expense$2,489,000945
Net interest income$4,994,0001,129
Provision for loan and lease losses$750,0001,389
Total noninterest income$3,043,000522
Gross Fiduciary activities income$462,000279
Service charges on deposit accounts$246,0001,585
Trading account gains and fees$0175
Additional Noninterest Income$2,335,000434
Total noninterest expense$6,965,000717
Salaries and employee benefits$3,764,000643
Premises and equipment expense$1,071,000623
Additional noninterest expense$2,130,000839
Pre-tax net operating income$322,0003,247
Securities gains (losses)$-4,0007,428
Applicable income taxes$-64,0007,377
Income before extraordinary items$382,0002,630
Extraordinary gains, net$016
Net income$382,0002,627
Minority interest net income$091
Net income of bank and minority interests.$382,0002,630
Net charge-offs$624,0001,418
Cash dividends$176,0001,484
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$386,0002,516
2009-12-31 (YTD Data)Rank
Total interest income$34,608,000974
Total interest expense$13,847,000848
Net interest income$20,761,0001,057
Provision for loan and lease losses$10,125,000865
Total noninterest income$16,953,000436
Gross Fiduciary activities income$1,854,000262
Service charges on deposit accounts$1,180,0001,454
Trading account gains and fees$0211
Additional Noninterest Income$13,919,000358
Total noninterest expense$31,079,000674
Salaries and employee benefits$17,335,000553
Premises and equipment expense$4,120,000643
Additional noninterest expense$9,624,000827
Pre-tax net operating income$-3,490,0006,978
Securities gains (losses)$849,000568
Applicable income taxes$-165,0006,702
Income before extraordinary items$-2,476,0006,882
Extraordinary gains, net$034
Net income$-2,476,0006,880
Minority interest net income$0115
Net income of bank and minority interests.$-2,476,0006,881
Net charge-offs$7,234,000872
Cash dividends$705,0002,111
Sale, conversion, retirement of capital stock, net$2,539,000299
Net operating income$-3,274,0607,040
2009-09-30 (YTD Data)Rank
Total interest income$26,476,000971
Total interest expense$10,935,000846
Net interest income$15,541,0001,061
Provision for loan and lease losses$4,475,0001,136
Total noninterest income$12,990,000436
Gross Fiduciary activities income$1,397,000258
Service charges on deposit accounts$883,0001,461
Trading account gains and fees$0212
Additional Noninterest Income$10,710,000358
Total noninterest expense$23,475,000671
Salaries and employee benefits$13,270,000554
Premises and equipment expense$3,093,000661
Additional noninterest expense$7,112,000800
Pre-tax net operating income$581,0003,654
Securities gains (losses)$454,000745
Applicable income taxes$-165,0007,053
Income before extraordinary items$1,200,0002,180
Extraordinary gains, net$027
Net income$1,200,0002,177
Minority interest net income$0118
Net income of bank and minority interests.$1,200,0002,180
Net charge-offs$4,477,000889
Cash dividends$660,0001,686
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$746,0002,921
2009-06-30 (YTD Data)Rank
Total interest income$17,899,000979
Total interest expense$7,599,000855
Net interest income$10,300,0001,063
Provision for loan and lease losses$2,375,0001,269
Total noninterest income$9,306,000413
Gross Fiduciary activities income$937,000261
Service charges on deposit accounts$558,0001,497
Trading account gains and fees$0193
Additional Noninterest Income$7,811,000333
Total noninterest expense$16,215,000661
Salaries and employee benefits$9,350,000540
Premises and equipment expense$2,083,000669
Additional noninterest expense$4,782,000815
Pre-tax net operating income$1,016,0002,085
Securities gains (losses)$349,000671
Applicable income taxes$-165,0007,266
Income before extraordinary items$1,530,0001,230
Extraordinary gains, net$021
Net income$1,530,0001,228
Minority interest net income$0112
Net income of bank and minority interests.$1,530,0001,229
Net charge-offs$2,719,000923
Cash dividends$360,0001,994
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,181,0001,552
2009-03-31 (YTD Data)Rank
Total interest income$8,892,0001,001
Total interest expense$3,981,000843
Net interest income$4,911,0001,115
Provision for loan and lease losses$700,0001,458
Total noninterest income$4,456,000405
Gross Fiduciary activities income$461,000262
Service charges on deposit accounts$266,0001,528
Trading account gains and fees$0171
Additional Noninterest Income$3,729,000314
Total noninterest expense$7,782,000659
Salaries and employee benefits$4,492,000560
Premises and equipment expense$1,045,000682
Additional noninterest expense$2,245,000756
Pre-tax net operating income$885,0001,461
Securities gains (losses)$213,000641
Applicable income taxes$04,835
Income before extraordinary items$1,098,000976
Extraordinary gains, net$015
Net income$1,098,000977
Minority interest net income$0102
Net income of bank and minority interests.$1,098,000978
Net charge-offs$31,0003,989
Cash dividends$190,0001,776
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$885,0001,165
2008-12-31 (YTD Data)Rank
Total interest income$38,083,000988
Total interest expense$18,788,000850
Net interest income$19,295,0001,145
Provision for loan and lease losses$6,361,000845
Total noninterest income$9,985,000596
Gross Fiduciary activities income$2,076,000258
Service charges on deposit accounts$1,064,0001,673
Trading account gains and fees$0154
Additional Noninterest Income$6,845,000516
Total noninterest expense$23,948,000828
Salaries and employee benefits$13,523,000731
Premises and equipment expense$3,912,000699
Additional noninterest expense$6,513,000985
Pre-tax net operating income$-1,029,0007,027
Securities gains (losses)$-3,080,0008,006
Applicable income taxes$-5,0006,764
Income before extraordinary items$-4,104,0007,747
Extraordinary gains, net$039
Net income$-4,104,0007,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,745,0001,404
Cash dividends$1,673,0001,578
Sale, conversion, retirement of capital stock, net$10,537,000154
Net operating income$-1,024,0007,127
2008-09-30 (YTD Data)Rank
Total interest income$28,819,0001,006
Total interest expense$14,530,000855
Net interest income$14,289,0001,185
Provision for loan and lease losses$1,715,0001,313
Total noninterest income$8,245,000575
Gross Fiduciary activities income$1,557,000263
Service charges on deposit accounts$781,0001,713
Trading account gains and fees$0148
Additional Noninterest Income$5,907,000492
Total noninterest expense$17,178,000857
Salaries and employee benefits$9,820,000782
Premises and equipment expense$2,649,000791
Additional noninterest expense$4,709,000974
Pre-tax net operating income$3,641,0001,352
Securities gains (losses)$-2,699,0008,120
Applicable income taxes$-5,0007,277
Income before extraordinary items$947,0003,220
Extraordinary gains, net$031
Net income$947,0003,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,0002,504
Cash dividends$1,093,0001,698
Sale, conversion, retirement of capital stock, net$10,537,000100
Net operating income$3,646,0001,067
2008-06-30 (YTD Data)Rank
Total interest income$19,527,0001,004
Total interest expense$10,094,000848
Net interest income$9,433,0001,179
Provision for loan and lease losses$345,0002,346
Total noninterest income$6,080,000560
Gross Fiduciary activities income$1,074,000265
Service charges on deposit accounts$487,0001,795
Trading account gains and fees$0149
Additional Noninterest Income$4,519,000464
Total noninterest expense$11,561,000841
Salaries and employee benefits$6,980,000727
Premises and equipment expense$1,486,000921
Additional noninterest expense$3,095,000960
Pre-tax net operating income$3,607,000991
Securities gains (losses)$-2,904,0008,403
Applicable income taxes$1,0005,487
Income before extraordinary items$702,0003,321
Extraordinary gains, net$021
Net income$702,0003,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0003,371
Cash dividends$633,0001,979
Sale, conversion, retirement of capital stock, net$10,537,00073
Net operating income$3,606,000744
2008-03-31 (YTD Data)Rank
Total interest income$10,116,000986
Total interest expense$5,385,000844
Net interest income$4,731,0001,159
Provision for loan and lease losses$06,080
Total noninterest income$4,064,000459
Gross Fiduciary activities income$537,000266
Service charges on deposit accounts$225,0001,887
Trading account gains and fees$0158
Additional Noninterest Income$3,302,000366
Total noninterest expense$5,449,000887
Salaries and employee benefits$3,575,000709
Premises and equipment expense$317,0002,151
Additional noninterest expense$1,557,000925
Pre-tax net operating income$3,346,000588
Securities gains (losses)$-3,081,0008,475
Applicable income taxes$05,622
Income before extraordinary items$265,0004,082
Extraordinary gains, net$015
Net income$265,0004,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,215
Cash dividends$402,0001,566
Sale, conversion, retirement of capital stock, net$10,337,00044
Net operating income$3,346,000433
2007-12-31 (YTD Data)Rank
Total interest income$40,823,0001,028
Total interest expense$22,420,000883
Net interest income$18,403,0001,211
Provision for loan and lease losses$676,0001,892
Total noninterest income$6,892,000843
Gross Fiduciary activities income$2,026,000271
Service charges on deposit accounts$881,0001,957
Trading account gains and fees$0178
Additional Noninterest Income$3,985,000826
Total noninterest expense$20,441,000913
Salaries and employee benefits$12,007,000819
Premises and equipment expense$3,467,000770
Additional noninterest expense$4,967,0001,138
Pre-tax net operating income$4,178,0001,910
Securities gains (losses)$34,000927
Applicable income taxes$70,0004,730
Income before extraordinary items$4,142,0001,532
Extraordinary gains, net$039
Net income$4,142,0001,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,750
Cash dividends$1,505,0001,981
Sale, conversion, retirement of capital stock, net$7,500,000233
Net operating income$4,108,6801,533
2007-09-30 (YTD Data)Rank
Total interest income$30,025,0001,059
Total interest expense$16,425,000899
Net interest income$13,600,0001,234
Provision for loan and lease losses$581,0001,379
Total noninterest income$4,829,000894
Gross Fiduciary activities income$1,293,000301
Service charges on deposit accounts$660,0001,958
Trading account gains and fees$0184
Additional Noninterest Income$2,876,000850
Total noninterest expense$14,989,000928
Salaries and employee benefits$8,774,000847
Premises and equipment expense$2,546,000782
Additional noninterest expense$3,669,0001,123
Pre-tax net operating income$2,859,0002,196
Securities gains (losses)$34,000713
Applicable income taxes$52,0004,920
Income before extraordinary items$2,841,0001,775
Extraordinary gains, net$033
Net income$2,841,0001,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,621
Cash dividends$1,245,0001,738
Sale, conversion, retirement of capital stock, net$7,500,000166
Net operating income$2,807,6801,785
2007-06-30 (YTD Data)Rank
Total interest income$19,564,0001,098
Total interest expense$10,676,000930
Net interest income$8,888,0001,278
Provision for loan and lease losses$341,0001,395
Total noninterest income$3,235,000916
Gross Fiduciary activities income$825,000310
Service charges on deposit accounts$487,0001,790
Trading account gains and fees$0168
Additional Noninterest Income$1,923,000886
Total noninterest expense$9,899,000954
Salaries and employee benefits$5,756,000883
Premises and equipment expense$1,718,000790
Additional noninterest expense$2,425,0001,153
Pre-tax net operating income$1,883,0002,267
Securities gains (losses)$23,000680
Applicable income taxes$35,0005,013
Income before extraordinary items$1,871,0001,860
Extraordinary gains, net$029
Net income$1,871,0001,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,915
Cash dividends$835,0001,768
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,848,4601,855
2007-03-31 (YTD Data)Rank
Total interest income$9,435,0001,133
Total interest expense$5,144,000955
Net interest income$4,291,0001,326
Provision for loan and lease losses$245,000982
Total noninterest income$1,587,000903
Gross Fiduciary activities income$397,000323
Service charges on deposit accounts$280,0001,534
Trading account gains and fees$0195
Additional Noninterest Income$910,000905
Total noninterest expense$4,786,000979
Salaries and employee benefits$2,809,000908
Premises and equipment expense$847,000798
Additional noninterest expense$1,130,0001,205
Pre-tax net operating income$847,0002,465
Securities gains (losses)$01,187
Applicable income taxes$17,0005,024
Income before extraordinary items$830,0002,001
Extraordinary gains, net$022
Net income$830,0002,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,116
Cash dividends$346,0001,840
Sale, conversion, retirement of capital stock, net$0885
Net operating income$830,0001,989
2006-12-31 (YTD Data)Rank
Total interest income$31,101,0001,262
Total interest expense$16,475,0001,007
Net interest income$14,626,0001,570
Provision for loan and lease losses$700,0001,414
Total noninterest income$6,264,000910
Gross Fiduciary activities income$1,474,000325
Service charges on deposit accounts$749,0002,236
Trading account gains and fees$0130
Additional Noninterest Income$4,041,000809
Total noninterest expense$18,096,000993
Salaries and employee benefits$10,078,000957
Premises and equipment expense$3,227,000781
Additional noninterest expense$4,791,0001,120
Pre-tax net operating income$2,094,0003,541
Securities gains (losses)$11,0001,071
Applicable income taxes$06,600
Income before extraordinary items$2,105,0002,989
Extraordinary gains, net$051
Net income$2,105,0002,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,303,000548
Cash dividends$1,029,0002,500
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,094,0002,995
2006-09-30 (YTD Data)Rank
Total interest income$22,371,0001,314
Total interest expense$11,503,0001,061
Net interest income$10,868,0001,601
Provision for loan and lease losses$06,685
Total noninterest income$4,459,000963
Gross Fiduciary activities income$1,101,000328
Service charges on deposit accounts$646,0001,985
Trading account gains and fees$0126
Additional Noninterest Income$2,712,000887
Total noninterest expense$13,412,0001,012
Salaries and employee benefits$7,590,000963
Premises and equipment expense$2,408,000797
Additional noninterest expense$3,414,0001,185
Pre-tax net operating income$1,915,0003,211
Securities gains (losses)$10,000904
Applicable income taxes$43,0005,526
Income before extraordinary items$1,882,0002,708
Extraordinary gains, net$045
Net income$1,882,0002,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0001,381
Cash dividends$894,0002,102
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,872,2002,702
2006-06-30 (YTD Data)Rank
Total interest income$14,430,0001,330
Total interest expense$7,168,0001,080
Net interest income$7,262,0001,595
Provision for loan and lease losses$06,419
Total noninterest income$3,136,000911
Gross Fiduciary activities income$728,000333
Service charges on deposit accounts$416,0002,030
Trading account gains and fees$0126
Additional Noninterest Income$1,992,000821
Total noninterest expense$8,937,0001,012
Salaries and employee benefits$5,085,000964
Premises and equipment expense$1,587,000811
Additional noninterest expense$2,265,0001,198
Pre-tax net operating income$1,461,0002,930
Securities gains (losses)$11,000713
Applicable income taxes$29,0005,593
Income before extraordinary items$1,443,0002,414
Extraordinary gains, net$039
Net income$1,443,0002,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0001,269
Cash dividends$684,0001,927
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,432,2202,417
2006-03-31 (YTD Data)Rank
Total interest income$6,932,0001,359
Total interest expense$3,342,0001,092
Net interest income$3,590,0001,600
Provision for loan and lease losses$06,013
Total noninterest income$1,601,000884
Gross Fiduciary activities income$355,000334
Service charges on deposit accounts$196,0002,079
Trading account gains and fees$0115
Additional Noninterest Income$1,050,000776
Total noninterest expense$4,405,0001,026
Salaries and employee benefits$2,514,000977
Premises and equipment expense$795,000810
Additional noninterest expense$1,096,0001,210
Pre-tax net operating income$786,0002,746
Securities gains (losses)$10,000584
Applicable income taxes$15,0005,535
Income before extraordinary items$781,0002,249
Extraordinary gains, net$021
Net income$781,0002,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0001,382
Cash dividends$135,0002,828
Sale, conversion, retirement of capital stock, net$0648
Net operating income$771,2002,244
2005-12-31 (YTD Data)Rank
Total interest income$24,443,0001,371
Total interest expense$10,466,0001,073
Net interest income$13,977,0001,569
Provision for loan and lease losses$-200,0008,690
Total noninterest income$5,329,0001,038
Gross Fiduciary activities income$1,356,000343
Service charges on deposit accounts$1,031,0001,678
Trading account gains and fees$0138
Additional Noninterest Income$2,942,0001,030
Total noninterest expense$15,469,0001,103
Salaries and employee benefits$9,167,0001,002
Premises and equipment expense$2,445,000987
Additional noninterest expense$3,857,0001,327
Pre-tax net operating income$4,037,0002,208
Securities gains (losses)$35,0001,043
Applicable income taxes$-15,0008,482
Income before extraordinary items$4,087,0001,715
Extraordinary gains, net$046
Net income$4,087,0001,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,078
Cash dividends$1,413,0001,907
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,052,0001,699
2005-09-30 (YTD Data)Rank
Total interest income$18,021,0001,355
Total interest expense$7,428,0001,068
Net interest income$10,593,0001,531
Provision for loan and lease losses$-200,0008,744
Total noninterest income$4,048,0001,034
Gross Fiduciary activities income$1,003,000337
Service charges on deposit accounts$777,0001,658
Trading account gains and fees$0126
Additional Noninterest Income$2,268,0001,015
Total noninterest expense$11,331,0001,122
Salaries and employee benefits$6,801,0001,005
Premises and equipment expense$1,699,0001,048
Additional noninterest expense$2,831,0001,347
Pre-tax net operating income$3,510,0001,980
Securities gains (losses)$27,0001,107
Applicable income taxes$06,976
Income before extraordinary items$3,537,0001,499
Extraordinary gains, net$035
Net income$3,537,0001,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,845
Cash dividends$1,228,0001,542
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,510,0001,486
2005-06-30 (YTD Data)Rank
Total interest income$11,886,0001,319
Total interest expense$4,721,0001,057
Net interest income$7,165,0001,487
Provision for loan and lease losses$-200,0008,764
Total noninterest income$2,494,0001,076
Gross Fiduciary activities income$644,000340
Service charges on deposit accounts$480,0001,741
Trading account gains and fees$0116
Additional Noninterest Income$1,370,0001,071
Total noninterest expense$7,314,0001,151
Salaries and employee benefits$4,428,0001,021
Premises and equipment expense$1,048,0001,142
Additional noninterest expense$1,838,0001,352
Pre-tax net operating income$2,545,0001,813
Securities gains (losses)$27,0001,002
Applicable income taxes$06,961
Income before extraordinary items$2,572,0001,356
Extraordinary gains, net$030
Net income$2,572,0001,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,599
Cash dividends$819,0001,543
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,545,0001,351
2005-03-31 (YTD Data)Rank
Total interest income$5,886,0001,305
Total interest expense$2,283,0001,024
Net interest income$3,603,0001,470
Provision for loan and lease losses$06,226
Total noninterest income$1,198,0001,087
Gross Fiduciary activities income$312,000348
Service charges on deposit accounts$222,0001,826
Trading account gains and fees$0115
Additional Noninterest Income$664,0001,085
Total noninterest expense$3,451,0001,232
Salaries and employee benefits$2,102,0001,081
Premises and equipment expense$522,0001,161
Additional noninterest expense$827,0001,506
Pre-tax net operating income$1,350,0001,696
Securities gains (losses)$13,000933
Applicable income taxes$06,892
Income before extraordinary items$1,363,0001,271
Extraordinary gains, net$024
Net income$1,363,0001,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,295
Cash dividends$135,0002,670
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,350,0001,255
2004-12-31 (YTD Data)Rank
Total interest income$22,436,0001,259
Total interest expense$8,651,000943
Net interest income$13,785,0001,466
Provision for loan and lease losses$563,0001,770
Total noninterest income$4,764,0001,125
Gross Fiduciary activities income$1,006,000375
Service charges on deposit accounts$707,0002,354
Trading account gains and fees$0138
Additional Noninterest Income$3,051,000971
Total noninterest expense$13,825,0001,179
Salaries and employee benefits$8,133,0001,062
Premises and equipment expense$1,774,0001,301
Additional noninterest expense$3,918,0001,265
Pre-tax net operating income$4,161,0001,992
Securities gains (losses)$698,000362
Applicable income taxes$108,0005,433
Income before extraordinary items$4,751,0001,357
Extraordinary gains, net$034
Net income$4,751,0001,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,895
Cash dividends$1,720,0001,552
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,066,9601,545
2004-09-30 (YTD Data)Rank
Total interest income$16,461,0001,273
Total interest expense$6,341,000944
Net interest income$10,120,0001,489
Provision for loan and lease losses$563,0001,301
Total noninterest income$3,412,0001,176
Gross Fiduciary activities income$745,000382
Service charges on deposit accounts$493,0002,527
Trading account gains and fees$0134
Additional Noninterest Income$2,174,0001,013
Total noninterest expense$9,971,0001,228
Salaries and employee benefits$5,913,0001,090
Premises and equipment expense$1,305,0001,316
Additional noninterest expense$2,753,0001,344
Pre-tax net operating income$2,998,0002,076
Securities gains (losses)$764,000320
Applicable income taxes$77,0005,628
Income before extraordinary items$3,685,0001,336
Extraordinary gains, net$026
Net income$3,685,0001,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0003,382
Cash dividends$1,585,0001,197
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,936,2801,607
2004-06-30 (YTD Data)Rank
Total interest income$10,596,0001,307
Total interest expense$4,106,000955
Net interest income$6,490,0001,529
Provision for loan and lease losses$375,0001,294
Total noninterest income$2,398,0001,121
Gross Fiduciary activities income$494,000386
Service charges on deposit accounts$339,0002,462
Trading account gains and fees$0130
Additional Noninterest Income$1,565,000958
Total noninterest expense$6,647,0001,219
Salaries and employee benefits$3,946,0001,086
Premises and equipment expense$846,0001,361
Additional noninterest expense$1,855,0001,312
Pre-tax net operating income$1,866,0002,171
Securities gains (losses)$608,000311
Applicable income taxes$47,0005,703
Income before extraordinary items$2,427,0001,336
Extraordinary gains, net$021
Net income$2,427,0001,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,713
Cash dividends$1,130,0001,136
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,831,1601,684
2004-03-31 (YTD Data)Rank
Total interest income$5,284,0001,317
Total interest expense$1,999,0001,004
Net interest income$3,285,0001,513
Provision for loan and lease losses$188,0001,215
Total noninterest income$1,015,0001,243
Gross Fiduciary activities income$246,000386
Service charges on deposit accounts$159,0002,549
Trading account gains and fees$0121
Additional Noninterest Income$610,0001,125
Total noninterest expense$3,166,0001,292
Salaries and employee benefits$1,882,0001,166
Premises and equipment expense$428,0001,365
Additional noninterest expense$856,0001,408
Pre-tax net operating income$946,0002,107
Securities gains (losses)$595,000232
Applicable income taxes$15,0006,000
Income before extraordinary items$1,526,0001,076
Extraordinary gains, net$016
Net income$1,526,0001,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0002,824
Cash dividends$454,0001,315
Sale, conversion, retirement of capital stock, net$0464
Net operating income$936,9501,603
2003-12-31 (YTD Data)Rank
Total interest income$19,300,0001,489
Total interest expense$8,214,0001,091
Net interest income$11,086,0001,762
Provision for loan and lease losses$92,0005,446
Total noninterest income$6,742,000888
Gross Fiduciary activities income$961,000392
Service charges on deposit accounts$712,0002,323
Trading account gains and fees$0160
Additional Noninterest Income$5,069,000758
Total noninterest expense$13,498,0001,200
Salaries and employee benefits$8,193,0001,034
Premises and equipment expense$1,647,0001,385
Additional noninterest expense$3,658,0001,354
Pre-tax net operating income$4,238,0001,896
Securities gains (losses)$68,0002,232
Applicable income taxes$4,0007,246
Income before extraordinary items$4,302,0001,459
Extraordinary gains, net$054
Net income$4,302,0001,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,439
Cash dividends$1,770,0001,537
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,234,0001,413
2003-09-30 (YTD Data)Rank
Total interest income$13,992,0001,562
Total interest expense$6,042,0001,160
Net interest income$7,950,0001,860
Provision for loan and lease losses$92,0004,797
Total noninterest income$5,387,000880
Gross Fiduciary activities income$712,000401
Service charges on deposit accounts$546,0002,298
Trading account gains and fees$0153
Additional Noninterest Income$4,129,000738
Total noninterest expense$10,129,0001,200
Salaries and employee benefits$6,281,0001,031
Premises and equipment expense$1,213,0001,412
Additional noninterest expense$2,635,0001,401
Pre-tax net operating income$3,116,0001,986
Securities gains (losses)$67,0002,074
Applicable income taxes$3,0007,331
Income before extraordinary items$3,180,0001,529
Extraordinary gains, net$040
Net income$3,180,0001,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,291
Cash dividends$1,635,0001,190
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,113,0001,483
2003-06-30 (YTD Data)Rank
Total interest income$8,765,0001,677
Total interest expense$3,746,0001,278
Net interest income$5,019,0001,947
Provision for loan and lease losses$91,0004,011
Total noninterest income$3,400,000907
Gross Fiduciary activities income$466,000411
Service charges on deposit accounts$349,0002,351
Trading account gains and fees$0150
Additional Noninterest Income$2,585,000755
Total noninterest expense$6,656,0001,221
Salaries and employee benefits$4,119,0001,043
Premises and equipment expense$689,0001,659
Additional noninterest expense$1,848,0001,336
Pre-tax net operating income$1,672,0002,376
Securities gains (losses)$03,782
Applicable income taxes$-22,0009,034
Income before extraordinary items$1,694,0001,892
Extraordinary gains, net$030
Net income$1,694,0001,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,282
Cash dividends$1,139,0001,184
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,694,0001,784
2003-03-31 (YTD Data)Rank
Total interest income$4,515,0001,641
Total interest expense$1,977,0001,235
Net interest income$2,538,0001,923
Provision for loan and lease losses$91,0002,487
Total noninterest income$1,510,000967
Gross Fiduciary activities income$224,000426
Service charges on deposit accounts$166,0002,386
Trading account gains and fees$0134
Additional Noninterest Income$1,120,000828
Total noninterest expense$3,280,0001,228
Salaries and employee benefits$2,016,0001,053
Premises and equipment expense$299,0001,917
Additional noninterest expense$965,0001,266
Pre-tax net operating income$677,0002,806
Securities gains (losses)$02,891
Applicable income taxes$-47,0009,175
Income before extraordinary items$724,0002,144
Extraordinary gains, net$021
Net income$724,0002,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,751
Cash dividends$374,0001,536
Sale, conversion, retirement of capital stock, net$0419
Net operating income$724,0002,031
2002-12-31 (YTD Data)Rank
Total interest income$17,812,0001,726
Total interest expense$7,922,0001,420
Net interest income$9,890,0001,959
Provision for loan and lease losses$777,0001,682
Total noninterest income$6,256,000869
Gross Fiduciary activities income$958,000413
Service charges on deposit accounts$496,0002,992
Trading account gains and fees$0153
Additional Noninterest Income$4,802,000714
Total noninterest expense$11,604,0001,335
Salaries and employee benefits$6,877,0001,173
Premises and equipment expense$1,467,0001,515
Additional noninterest expense$3,260,0001,457
Pre-tax net operating income$3,765,0002,084
Securities gains (losses)$236,0001,062
Applicable income taxes$153,0005,497
Income before extraordinary items$3,848,0001,575
Extraordinary gains, net$070
Net income$3,848,0001,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0008,753
Cash dividends$1,292,0001,838
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,621,4401,601
2001-12-31 (YTD Data)Rank
Total interest income$18,089,0001,898
Total interest expense$10,481,0001,551
Net interest income$7,608,0002,355
Provision for loan and lease losses$615,0001,861
Total noninterest income$5,143,000970
Gross Fiduciary activities income$965,000428
Service charges on deposit accounts$354,0003,723
Trading account gains and fees$0177
Additional Noninterest Income$3,824,000795
Total noninterest expense$9,752,0001,504
Salaries and employee benefits$5,558,0001,348
Premises and equipment expense$1,382,0001,556
Additional noninterest expense$2,812,0001,644
Pre-tax net operating income$2,384,0002,767
Securities gains (losses)$36,0002,670
Applicable income taxes$19,0007,346
Income before extraordinary items$2,401,0002,168
Extraordinary gains, net$0105
Net income$2,401,0002,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0009,191
Cash dividends$153,0005,277
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,365,3602,125
2000-12-31 (YTD Data)Rank
Total interest income$18,020,0001,952
Total interest expense$11,414,0001,504
Net interest income$6,606,0002,699
Provision for loan and lease losses$533,0001,782
Total noninterest income$3,060,0001,332
Gross Fiduciary activities income$849,000454
Service charges on deposit accounts$282,0004,233
Trading account gains and fees$0180
Additional Noninterest Income$1,929,0001,161
Total noninterest expense$7,312,0001,900
Salaries and employee benefits$3,803,0001,892
Premises and equipment expense$779,0002,640
Additional noninterest expense$2,730,0001,628
Pre-tax net operating income$1,821,0003,543
Securities gains (losses)$-126,0009,475
Applicable income taxes$32,0007,564
Income before extraordinary items$1,663,0002,989
Extraordinary gains, net$038
Net income$1,663,0002,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,757
Cash dividends$827,0002,603
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,786,4802,809
1999-12-31 (YTD Data)Rank
Total interest income$14,229,0002,289
Total interest expense$8,333,0001,779
Net interest income$5,896,0002,973
Provision for loan and lease losses$458,0001,892
Total noninterest income$2,652,0001,499
Gross Fiduciary activities income$654,000563
Service charges on deposit accounts$226,0004,790
Trading account gains and fees$0173
Additional Noninterest Income$1,772,0001,251
Total noninterest expense$6,292,0002,163
Salaries and employee benefits$3,434,0002,042
Premises and equipment expense$679,0002,938
Additional noninterest expense$2,179,0001,997
Pre-tax net operating income$1,798,0003,617
Securities gains (losses)$55,000951
Applicable income taxes$25,0008,122
Income before extraordinary items$1,828,0002,772
Extraordinary gains, net$035
Net income$1,828,0002,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0009,921
Cash dividends$330,0004,324
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,773,5502,809

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.