Home > American Bank and Trust Company > Net charge- offs to loans
American Bank and Trust Company, Net charge- offs to loans
| 2025-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0161% | 4,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 4,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0440% | 4,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 4,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,415 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3453% | 4,322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4220% | 4,345 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 64 |
| 2025-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0118% | 3,959 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0387% | 4,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0443% | 4,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1612% | 4,212 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3224% | 4,317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 2,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 3,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 4,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0367% | 4,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0596% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8175% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4795% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4266% | 1,407 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 2,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 4,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0338% | 4,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0381% | 4,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4409% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4175% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4433% | 1,277 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 2,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0347% | 4,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0390% | 4,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5600% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3209% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5829% | 1,028 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 2,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 4,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0322% | 4,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0362% | 4,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4397% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4779% | 1,081 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 2,138 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 3,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0308% | 4,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0344% | 4,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 1,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9313% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5091% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8823% | 665 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 3,995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0318% | 4,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0355% | 4,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 1,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8500% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9224% | 599 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 2,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0129% | 1,105 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0261% | 4,122 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3222% | 4,628 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 3,788 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 4,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0297% | 4,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0331% | 4,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0526% | 4,124 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6260% | 4,661 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 1,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0659% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0479% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0204% | 3,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5384% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1712% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2808% | 1,392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0866% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0620% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0279% | 3,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7205% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2041% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3761% | 1,052 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 3,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0310% | 4,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0350% | 4,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6196% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2565% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5598% | 751 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 1,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0656% | 160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0161% | 3,903 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 3,823 |
| Percentage Net Loans Charged-off:Construction & development | -0.0168% | 4,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0258% | 4,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0293% | 4,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1517% | 4,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5292% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2124% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3346% | 1,088 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 3,467 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 3,683 |
| Percentage Net Loans Charged-off:Construction & development | -0.0251% | 4,153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 3,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 3,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 3,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0255% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0287% | 2,065 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 2,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | -0.0404% | 4,248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0439% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0503% | 1,706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 1,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0433% | 413 |
| Percentage Net Loans Charged-off:Construction & development | -0.0565% | 4,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1853% | 138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2113% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1367% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1712% | 1,177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0205% | 4,435 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0201% | 4,396 |
| Percentage Net Loans Charged-off:Construction & development | -0.0431% | 4,311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0479% | 4,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0539% | 4,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0369% | 4,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1282% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6070% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0289% | 4,519 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 4,456 |
| Percentage Net Loans Charged-off:Construction & development | -0.0575% | 4,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0520% | 4,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0585% | 4,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0895% | 4,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1703% | 2,075 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7963% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0235% | 4,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 4,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 4,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0366% | 4,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1406% | 4,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2545% | 1,793 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1719% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0028% | 3,713 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 4,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0290% | 4,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0326% | 4,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5026% | 1,263 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2176% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0247% | 4,672 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0446% | 4,747 |
| Percentage Net Loans Charged-off:Construction & development | -0.4622% | 4,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0298% | 4,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0335% | 4,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 3,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3664% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1382% | 914 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8156% | 344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 4,490 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 4,443 |
| Percentage Net Loans Charged-off:Construction & development | -0.1102% | 4,596 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 4,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 4,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 3,810 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0426% | 4,518 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1856% | 919 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0163% | 4,482 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0167% | 4,503 |
| Percentage Net Loans Charged-off:Construction & development | -0.1528% | 4,664 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 4,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 3,815 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0658% | 4,525 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2826% | 917 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0260% | 4,596 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0275% | 4,788 |
| Percentage Net Loans Charged-off:Construction & development | -0.2137% | 4,760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 4,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0364% | 4,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1354% | 4,619 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5710% | 936 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1066% | 5,166 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1471% | 5,180 |
| Percentage Net Loans Charged-off:Construction & development | -1.5826% | 4,932 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1022% | 5,079 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5705% | 3,994 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 4,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2165% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0377% | 3,247 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2807% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0516% | 4,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1425% | 5,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1623% | 5,246 |
| Percentage Net Loans Charged-off:Construction & development | -2.0360% | 4,991 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0631% | 4,997 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2828% | 3,976 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0291% | 4,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0514% | 2,953 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3726% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0710% | 4,665 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0725% | 5,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2162% | 5,334 |
| Percentage Net Loans Charged-off:Construction & development | -3.1212% | 5,040 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 4,742 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0693% | 3,861 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0218% | 4,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0298% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2786% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1121% | 4,731 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0484% | 4,955 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0570% | 5,114 |
| Percentage Net Loans Charged-off:Construction & development | -0.5620% | 4,999 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0560% | 5,049 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0690% | 3,918 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0539% | 5,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1647% | 2,013 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5559% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0591% | 2,624 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2318% | 5,494 |
| Percentage Net Loans Charged-off:Construction & development | -0.6458% | 5,092 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3962% | 5,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0726% | 5,234 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2400% | 4,126 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0488% | 5,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3756% | 276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1767% | 5,207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3989% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4629% | 5,343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0646% | 5,246 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0663% | 5,224 |
| Percentage Net Loans Charged-off:Construction & development | -0.6816% | 5,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0538% | 5,190 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0625% | 3,999 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0525% | 5,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0378% | 4,474 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2413% | 5,279 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5309% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6411% | 5,422 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0872% | 5,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0853% | 5,357 |
| Percentage Net Loans Charged-off:Construction & development | -1.0229% | 5,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0532% | 5,187 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0581% | 3,986 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0525% | 5,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0508% | 4,556 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7417% | 5,510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1494% | 5,522 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0361% | 5,025 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0351% | 5,176 |
| Percentage Net Loans Charged-off:Construction & development | -0.2588% | 5,099 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0514% | 5,238 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0394% | 4,012 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0530% | 5,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0319% | 4,361 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1881% | 5,109 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2959% | 5,231 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1214% | 5,640 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1283% | 5,587 |
| Percentage Net Loans Charged-off:Construction & development | -1.3248% | 5,359 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2767% | 5,637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1258% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0498% | 4,103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1492% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0600% | 4,828 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1397% | 5,370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1218% | 705 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3016% | 5,483 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2340% | 5,797 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2576% | 5,785 |
| Percentage Net Loans Charged-off:Construction & development | -1.1961% | 5,391 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3740% | 5,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1162% | 5,592 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0533% | 4,122 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1246% | 5,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0635% | 4,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1251% | 2,800 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8144% | 520 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3040% | 5,474 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3494% | 5,905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3851% | 5,892 |
| Percentage Net Loans Charged-off:Construction & development | -1.5162% | 5,445 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5662% | 5,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2067% | 5,762 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0601% | 4,168 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2262% | 5,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0899% | 4,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2877% | 2,034 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2230% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3155% | 5,469 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4863% | 5,990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5420% | 5,985 |
| Percentage Net Loans Charged-off:Construction & development | -0.4601% | 5,344 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1495% | 5,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1723% | 5,787 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0402% | 4,135 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1896% | 5,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0584% | 4,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5868% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9429% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3275% | 5,437 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5197% | 491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2543% | 745 |
| Percentage Net Loans Charged-off:Construction & development | -0.1637% | 5,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4974% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1497% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3119% | 4,491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2095% | 1,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8639% | 213 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2836% | 5,722 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2298% | 1,145 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3212% | 5,704 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5887% | 379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2180% | 782 |
| Percentage Net Loans Charged-off:Construction & development | -0.2088% | 5,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6682% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0622% | 5,722 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0648% | 4,325 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0619% | 5,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7719% | 127 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3161% | 5,725 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3056% | 1,140 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3236% | 5,677 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5607% | 433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0378% | 5,504 |
| Percentage Net Loans Charged-off:Construction & development | -0.2662% | 5,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0586% | 5,761 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0582% | 4,347 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0586% | 5,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4881% | 77 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1919% | 5,535 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3294% | 5,692 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6955% | 346 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0486% | 5,673 |
| Percentage Net Loans Charged-off:Construction & development | -0.4941% | 5,537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0647% | 5,822 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0385% | 4,350 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0683% | 5,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5149% | 67 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1913% | 5,442 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3331% | 5,650 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0828% | 3,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 3,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.5079% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0990% | 6,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 2,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7964% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0702% | 6,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4519% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2966% | 2,436 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7498% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 2,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 2,371 |
| Percentage Net Loans Charged-off:Construction & development | 1.0243% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1318% | 6,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1959% | 1,513 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0156% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 2,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5909% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0555% | 5,438 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1437% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1818% | 5,734 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 3,017 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 5,336 |
| Percentage Net Loans Charged-off:Construction & development | 2.1235% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1513% | 6,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0675% | 6,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0838% | 6,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4375% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1658% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6461% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1348% | 5,570 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 2,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0908% | 6,211 |
| Percentage Net Loans Charged-off:Construction & development | -0.3181% | 5,697 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2928% | 6,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1514% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1893% | 1,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9440% | 491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3264% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2672% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2660% | 5,786 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3722% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4867% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | -5.1286% | 6,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8857% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8440% | 606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8293% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8479% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3682% | 6,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2064% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9917% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5933% | 6,405 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6165% | 1,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7827% | 645 |
| Percentage Net Loans Charged-off:Construction & development | -0.7304% | 5,982 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7044% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2302% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0981% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2654% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4810% | 6,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6780% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6981% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5598% | 6,406 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7417% | 873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9859% | 544 |
| Percentage Net Loans Charged-off:Construction & development | -0.6291% | 5,981 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0328% | 522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3314% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2590% | 807 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6119% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6917% | 6,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4392% | 1,905 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6441% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5444% | 6,373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7815% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3309% | 364 |
| Percentage Net Loans Charged-off:Construction & development | -0.5515% | 6,011 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0190% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9870% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2316% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4216% | 6,636 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4897% | 6,336 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7105% | 6,441 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1670% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3786% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 2.5596% | 950 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7461% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2422% | 663 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7928% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0120% | 4,951 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0108% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1640% | 6,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7465% | 1,765 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9939% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6429% | 1,839 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3565% | 680 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5668% | 501 |
| Percentage Net Loans Charged-off:Construction & development | -0.4496% | 6,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3834% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3145% | 559 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8965% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0156% | 5,002 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1563% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0077% | 3,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0430% | 1,231 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4483% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8790% | 1,317 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3727% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5976% | 561 |
| Percentage Net Loans Charged-off:Construction & development | -2.2433% | 6,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9451% | 235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4566% | 422 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3964% | 1,917 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0230% | 5,021 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5155% | 1,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0328% | 2,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2501% | 2,786 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5652% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2809% | 6,396 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8002% | 160 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4225% | 106 |
| Percentage Net Loans Charged-off:Construction & development | 11.9244% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.9628% | 97 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8646% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2716% | 822 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0326% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3582% | 1,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1930% | 2,542 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6992% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4044% | 6,446 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0097% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9886% | 1,628 |
| Percentage Net Loans Charged-off:Construction & development | 4.0228% | 1,166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5938% | 1,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6358% | 507 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6593% | 1,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8618% | 921 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5981% | 1,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1915% | 1,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4117% | 3,088 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5496% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0305% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1487% | 1,270 |
| Percentage Net Loans Charged-off:Construction & development | 4.9193% | 883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5859% | 1,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1834% | 381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7865% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9692% | 768 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7295% | 1,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4164% | 2,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4535% | 2,714 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5142% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0766% | 4,064 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9441% | 1,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0145% | 1,385 |
| Percentage Net Loans Charged-off:Construction & development | 4.9224% | 830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2462% | 1,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2057% | 259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7212% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6984% | 857 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7284% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6154% | 2,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2669% | 3,110 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3268% | 2,641 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8460% | 1,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7541% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | 1.5165% | 1,088 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3380% | 1,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3824% | 361 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2572% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1335% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2957% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4183% | 1,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0858% | 3,199 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1002% | 2,930 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0774% | 306 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5277% | 369 |
| Percentage Net Loans Charged-off:Construction & development | 13.1304% | 379 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5917% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0338% | 329 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1994% | 1,189 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5658% | 612 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0920% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7185% | 321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2021% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1557% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1366% | 1,516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9818% | 521 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7341% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 8.2743% | 682 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5042% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.5344% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5457% | 1,984 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3681% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3019% | 2,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7025% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3783% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2915% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5509% | 666 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8039% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 8.9450% | 566 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6515% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4588% | 1,995 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0786% | 681 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2598% | 2,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1456% | 1,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6729% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3467% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5245% | 2,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4309% | 2,193 |
| Percentage Net Loans Charged-off:Construction & development | 1.3152% | 1,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8094% | 1,192 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9426% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4523% | 1,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2224% | 2,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7307% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | 19.0392% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3761% | 1,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4819% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 7.7141% | 810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3425% | 2,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3895% | 2,414 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3862% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1123% | 3,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7951% | 3,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8406% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0582% | 1,006 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1106% | 1,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2106% | 1,342 |
| Percentage Net Loans Charged-off:Construction & development | 5.9740% | 840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3073% | 1,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4469% | 1,920 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5608% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1449% | 3,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4558% | 3,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5839% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4885% | 1,052 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9927% | 1,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0917% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | 4.5905% | 882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4648% | 1,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5634% | 1,456 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3849% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0964% | 2,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6440% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1100% | 4,800 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7285% | 910 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 5,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1024% | 2,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2400% | 3,601 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4377% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3368% | 3,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3266% | 2,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.1187% | 2,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4505% | 923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2045% | 2,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7035% | 576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 3,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3531% | 3,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5307% | 3,593 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1287% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0820% | 4,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 3,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0706% | 1,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1582% | 1,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4662% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0434% | 2,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0015% | 3,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5051% | 3,227 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7542% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0299% | 5,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 3,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0166% | 1,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0944% | 1,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2199% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 2,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0024% | 3,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1055% | 4,498 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4942% | 898 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 2,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0334% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0050% | 2,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0376% | 3,928 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 5,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 2,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7171% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2060% | 7,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1922% | 4,625 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5249% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 5,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 6,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1522% | 4,382 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0786% | 805 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 5,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 6,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1939% | 3,700 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3908% | 638 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 4,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2050% | 3,090 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0779% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3727% | 1,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2491% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0888% | 511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3442% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1348% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2056% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2825% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2073% | 4,423 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7795% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1615% | 1,130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 2,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 1,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.1266% | 320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1835% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2790% | 505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2684% | 1,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2120% | 3,929 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1034% | 782 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2128% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 2,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0380% | 1,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.1879% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0884% | 1,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1327% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4133% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2763% | 3,284 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1964% | 705 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3044% | 738 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 2,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5404% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0283% | 3,799 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4139% | 795 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 6,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0429% | 7,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4067% | 3,997 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0521% | 1,165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 5,826 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 7,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 7,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0291% | 7,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3558% | 3,779 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3699% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 5,391 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 7,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 7,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2253% | 4,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6073% | 1,068 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 4,264 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 7,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 8,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 8,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4880% | 2,604 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6410% | 849 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0303% | 5,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 3,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1054% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 7,866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 7,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0723% | 3,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5161% | 3,750 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 5,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0965% | 3,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5164% | 3,352 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0218% | 5,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0042% | 6,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7036% | 2,562 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 4,072 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 8,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 8,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1307% | 1,619 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 6,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 8,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0249% | 8,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0311% | 8,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0876% | 4,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2716% | 5,480 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 7,973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 8,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0307% | 8,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0380% | 8,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 7,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2730% | 5,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 7,827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 8,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0430% | 8,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0527% | 8,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 7,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3636% | 4,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0248% | 7,948 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0304% | 8,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0921% | 8,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1118% | 8,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 8,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 8,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0498% | 8,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0573% | 8,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0198% | 7,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5764% | 3,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0094% | 8,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0793% | 8,361 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0453% | 8,908 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 6,236 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0460% | 9,527 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |