Home > American Bank and Trust Company > Income and Expense
American Bank and Trust Company, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,998,000 | 7,510 |
| Total interest expense | $1,836,000 | 7,520 |
| Net interest income | $2,162,000 | 7,340 |
| Provision for loan and lease losses | $539,000 | 2,838 |
| Total noninterest income | $755,000 | 4,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 8,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $639,000 | 2,708 |
| Total noninterest expense | $3,038,000 | 4,481 |
| Salaries and employee benefits | $1,024,000 | 5,906 |
| Premises and equipment expense | $1,086,000 | 1,949 |
| Additional noninterest expense | $928,000 | 5,382 |
| Pre-tax net operating income | $-660,000 | 13,375 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $-624,000 | 13,429 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-624,000 | 13,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 6,412 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 549 |
| Net operating income | $-661,000 | 13,354 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.