Home > American Bank and Trust > Income and Expense
American Bank and Trust, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,391,000 | 6,577 |
| Total interest expense | $2,631,000 | 5,337 |
| Net interest income | $1,760,000 | 7,871 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $290,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,088 |
| Total noninterest expense | $1,098,000 | 8,585 |
| Salaries and employee benefits | $550,000 | 8,724 |
| Premises and equipment expense | $167,000 | 7,878 |
| Additional noninterest expense | $381,000 | 8,387 |
| Pre-tax net operating income | $932,000 | 6,275 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $390,000 | 5,030 |
| Income before extraordinary items | $549,000 | 6,906 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $549,000 | 6,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 11,045 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $544,520 | 6,914 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 9,032 |
| Total interest expense | $866,000 | 9,279 |
| Net interest income | $1,565,000 | 8,681 |
| Provision for loan and lease losses | $135,000 | 3,817 |
| Total noninterest income | $213,000 | 8,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,362 |
| Total noninterest expense | $1,056,000 | 9,137 |
| Salaries and employee benefits | $512,000 | 9,282 |
| Premises and equipment expense | $163,000 | 8,231 |
| Additional noninterest expense | $381,000 | 9,026 |
| Pre-tax net operating income | $587,000 | 8,071 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $590,000 | 6,618 |
| Extraordinary gains, net | $188,000 | 69 |
| Net income | $778,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,047 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 944 |
| Net operating income | $587,000 | 6,705 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,258,000 | 9,662 |
| Total interest expense | $873,000 | 9,674 |
| Net interest income | $1,385,000 | 9,463 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $195,000 | 9,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 7,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,170,000 | 9,008 |
| Salaries and employee benefits | $609,000 | 8,728 |
| Premises and equipment expense | $171,000 | 8,352 |
| Additional noninterest expense | $390,000 | 9,368 |
| Pre-tax net operating income | $110,000 | 11,793 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $110,000 | 11,698 |
| Extraordinary gains, net | $102,000 | 1,545 |
| Net income | $211,000 | 10,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,962 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $110,000 | 11,502 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 9,960 |
| Total interest expense | $1,068,000 | 10,102 |
| Net interest income | $1,408,000 | 9,601 |
| Provision for loan and lease losses | $115,000 | 6,913 |
| Total noninterest income | $187,000 | 9,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 7,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $1,301,000 | 8,658 |
| Salaries and employee benefits | $602,000 | 8,788 |
| Premises and equipment expense | $349,000 | 5,384 |
| Additional noninterest expense | $350,000 | 10,192 |
| Pre-tax net operating income | $179,000 | 11,265 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $179,000 | 10,881 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $179,000 | 10,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 12,698 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,032 |
| Net operating income | $179,000 | 10,548 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.