Home > American Bank > Net charge- offs to loans
American Bank, Net charge- offs to loans
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0806% | 11,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1249% | 446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 1,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4717% | 81 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5706% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4326% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2316% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3609% | 1,536 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2857% | 980 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0128% | 1,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.8750% | 558 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0535% | 10,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0671% | 671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 1,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2677% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0440% | 1,244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3523% | 165 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0763% | 1,094 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0572% | 1,420 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7826% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1193% | 1,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.2544% | 549 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 9,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 1,416 |
| Percentage Net Loans Charged-off:Construction & development | -0.0731% | 1,345 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 1,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0182% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0377% | 1,276 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0654% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8211% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2689% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2460% | 1,220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.6862% | 21 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5527% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5167% | 450 |
| Percentage Net Loans Charged-off:Construction & development | -0.1499% | 1,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.0843% | 54 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0700% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1033% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0443% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4587% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1228% | 73 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4430% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6156% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |