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American Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$39,492,0001,137
Total interest expense$16,025,000926
Net interest income$23,467,0001,273
Provision for loan and lease losses$-158,0004,366
Total noninterest income$1,956,0002,042
Gross Fiduciary activities income$0981
Service charges on deposit accounts$101,0003,367
Trading account gains and fees$0123
Additional Noninterest Income$1,855,0001,673
Total noninterest expense$13,646,0001,650
Salaries and employee benefits$6,890,0001,790
Premises and equipment expense$1,712,0001,391
Additional noninterest expense$1,855,0001,673
Pre-tax net operating income$11,935,0001,014
Securities gains (losses)$-24,0003,504
Applicable income taxes$2,392,000870
Income before extraordinary items$9,519,0001,048
Extraordinary gains, net$054
Net income$9,519,0001,061
Minority interest net income$088
Net income of bank and minority interests.$9,519,0001,051
Net charge-offs$4,0002,632
Cash dividends$5,250,000776
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,538,2001,071
2023-09-30 (YTD Data)Rank
Total interest income$29,051,0001,121
Total interest expense$11,158,000923
Net interest income$17,893,0001,251
Provision for loan and lease losses$-348,0004,485
Total noninterest income$1,423,0002,072
Gross Fiduciary activities income$0950
Service charges on deposit accounts$77,0003,352
Trading account gains and fees$0125
Additional Noninterest Income$1,346,0001,709
Total noninterest expense$10,322,0001,623
Salaries and employee benefits$5,294,0001,752
Premises and equipment expense$1,291,0001,379
Additional noninterest expense$1,346,0001,709
Pre-tax net operating income$9,342,0001,024
Securities gains (losses)$-24,0003,657
Applicable income taxes$1,877,000861
Income before extraordinary items$7,441,0001,062
Extraordinary gains, net$052
Net income$7,441,0001,067
Minority interest net income$081
Net income of bank and minority interests.$7,441,0001,062
Net charge-offs$4,0002,363
Cash dividends$4,300,000676
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,460,2001,072
2023-03-31 (YTD Data)Rank
Total interest income$9,208,0001,132
Total interest expense$3,023,000886
Net interest income$6,185,0001,233
Provision for loan and lease losses$183,000935
Total noninterest income$501,0001,948
Gross Fiduciary activities income$0913
Service charges on deposit accounts$24,0003,414
Trading account gains and fees$097
Additional Noninterest Income$477,0001,562
Total noninterest expense$3,348,0001,673
Salaries and employee benefits$1,825,0001,737
Premises and equipment expense$340,0001,682
Additional noninterest expense$477,0001,562
Pre-tax net operating income$3,155,0001,037
Securities gains (losses)$0950
Applicable income taxes$638,000893
Income before extraordinary items$2,517,0001,066
Extraordinary gains, net$04
Net income$2,517,0001,065
Minority interest net income$048
Net income of bank and minority interests.$2,517,0001,065
Net charge-offs$4,0001,642
Cash dividends$1,300,000668
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,517,0001,082
2022-12-31 (YTD Data)Rank
Total interest income$30,285,0001,143
Total interest expense$6,458,000649
Net interest income$23,827,0001,247
Provision for loan and lease losses$388,0001,371
Total noninterest income$1,678,0002,220
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$98,0003,460
Trading account gains and fees$0116
Additional Noninterest Income$1,580,0001,849
Total noninterest expense$12,177,0001,760
Salaries and employee benefits$6,667,0001,806
Premises and equipment expense$994,0002,011
Additional noninterest expense$1,580,0001,849
Pre-tax net operating income$12,940,0001,061
Securities gains (losses)$0691
Applicable income taxes$2,615,000909
Income before extraordinary items$10,325,0001,081
Extraordinary gains, net$05
Net income$10,325,0001,080
Minority interest net income$063
Net income of bank and minority interests.$10,325,0001,081
Net charge-offs$-8,0003,595
Cash dividends$4,250,000889
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,325,0001,104
2022-09-30 (YTD Data)Rank
Total interest income$21,393,0001,154
Total interest expense$4,137,000549
Net interest income$17,256,0001,254
Provision for loan and lease losses$243,0001,361
Total noninterest income$1,336,0002,194
Gross Fiduciary activities income$0968
Service charges on deposit accounts$82,0003,383
Trading account gains and fees$0111
Additional Noninterest Income$1,254,0001,824
Total noninterest expense$8,846,0001,792
Salaries and employee benefits$4,909,0001,830
Premises and equipment expense$748,0002,022
Additional noninterest expense$1,254,0001,824
Pre-tax net operating income$9,503,0001,072
Securities gains (losses)$0740
Applicable income taxes$1,922,000915
Income before extraordinary items$7,581,0001,087
Extraordinary gains, net$04
Net income$7,581,0001,086
Minority interest net income$057
Net income of bank and minority interests.$7,581,0001,087
Net charge-offs$-8,0003,537
Cash dividends$3,325,000787
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,581,0001,110
2022-06-30 (YTD Data)Rank
Total interest income$13,364,0001,170
Total interest expense$2,558,000471
Net interest income$10,806,0001,301
Provision for loan and lease losses$243,0001,053
Total noninterest income$889,0002,190
Gross Fiduciary activities income$0925
Service charges on deposit accounts$57,0003,370
Trading account gains and fees$0108
Additional Noninterest Income$832,0001,866
Total noninterest expense$5,857,0001,788
Salaries and employee benefits$3,216,0001,853
Premises and equipment expense$504,0002,014
Additional noninterest expense$2,137,0001,528
Pre-tax net operating income$5,595,0001,114
Securities gains (losses)$0687
Applicable income taxes$1,128,000932
Income before extraordinary items$4,467,0001,136
Extraordinary gains, net$04
Net income$4,467,0001,134
Minority interest net income$060
Net income of bank and minority interests.$4,467,0001,136
Net charge-offs$02,156
Cash dividends$2,400,000731
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,467,0001,162
2022-03-31 (YTD Data)Rank
Total interest income$6,425,0001,173
Total interest expense$1,266,000443
Net interest income$5,159,0001,311
Provision for loan and lease losses$222,000624
Total noninterest income$459,0002,150
Gross Fiduciary activities income$0892
Service charges on deposit accounts$28,0003,376
Trading account gains and fees$0103
Additional Noninterest Income$431,0001,837
Total noninterest expense$2,915,0001,791
Salaries and employee benefits$1,656,0001,798
Premises and equipment expense$253,0002,021
Additional noninterest expense$1,006,0001,564
Pre-tax net operating income$2,481,0001,160
Securities gains (losses)$0623
Applicable income taxes$496,000977
Income before extraordinary items$1,985,0001,197
Extraordinary gains, net$04
Net income$1,985,0001,197
Minority interest net income$050
Net income of bank and minority interests.$1,985,0001,197
Net charge-offs$01,838
Cash dividends$1,500,000555
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,985,0001,209
2021-12-31 (YTD Data)Rank
Total interest income$27,348,0001,134
Total interest expense$5,198,000524
Net interest income$22,150,0001,248
Provision for loan and lease losses$521,0001,016
Total noninterest income$2,417,0002,041
Gross Fiduciary activities income$0994
Service charges on deposit accounts$68,0003,805
Trading account gains and fees$0132
Additional Noninterest Income$2,349,0001,756
Total noninterest expense$10,843,0001,873
Salaries and employee benefits$6,198,0001,891
Premises and equipment expense$1,006,0002,021
Additional noninterest expense$3,639,0001,704
Pre-tax net operating income$13,203,0001,038
Securities gains (losses)$02,062
Applicable income taxes$2,691,000913
Income before extraordinary items$10,512,0001,111
Extraordinary gains, net$010
Net income$10,512,0001,111
Minority interest net income$074
Net income of bank and minority interests.$10,512,0001,111
Net charge-offs$-5,0003,478
Cash dividends$4,500,000857
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,512,0001,093
2021-09-30 (YTD Data)Rank
Total interest income$20,083,0001,185
Total interest expense$3,904,000550
Net interest income$16,179,0001,303
Provision for loan and lease losses$436,000931
Total noninterest income$1,871,0002,045
Gross Fiduciary activities income$0957
Service charges on deposit accounts$49,0003,869
Trading account gains and fees$0132
Additional Noninterest Income$1,822,0001,769
Total noninterest expense$8,035,0001,891
Salaries and employee benefits$4,624,0001,903
Premises and equipment expense$763,0002,037
Additional noninterest expense$2,648,0001,738
Pre-tax net operating income$9,579,0001,115
Securities gains (losses)$02,015
Applicable income taxes$1,954,000985
Income before extraordinary items$7,625,0001,180
Extraordinary gains, net$08
Net income$7,625,0001,180
Minority interest net income$069
Net income of bank and minority interests.$7,625,0001,181
Net charge-offs$-5,0003,437
Cash dividends$3,650,000741
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,625,0001,163
2021-06-30 (YTD Data)Rank
Total interest income$13,215,0001,193
Total interest expense$2,602,000566
Net interest income$10,613,0001,305
Provision for loan and lease losses$274,000969
Total noninterest income$1,145,0002,089
Gross Fiduciary activities income$0951
Service charges on deposit accounts$33,0003,855
Trading account gains and fees$0133
Additional Noninterest Income$1,112,0001,802
Total noninterest expense$5,391,0001,873
Salaries and employee benefits$3,118,0001,872
Premises and equipment expense$518,0002,012
Additional noninterest expense$1,755,0001,728
Pre-tax net operating income$6,093,0001,135
Securities gains (losses)$01,818
Applicable income taxes$1,243,0001,000
Income before extraordinary items$4,850,0001,210
Extraordinary gains, net$06
Net income$4,850,0001,211
Minority interest net income$067
Net income of bank and minority interests.$4,850,0001,211
Net charge-offs$-5,0003,551
Cash dividends$2,800,000659
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,850,0001,186
2021-03-31 (YTD Data)Rank
Total interest income$6,798,0001,170
Total interest expense$1,326,000587
Net interest income$5,472,0001,263
Provision for loan and lease losses$71,0001,539
Total noninterest income$616,0002,013
Gross Fiduciary activities income$0922
Service charges on deposit accounts$17,0003,817
Trading account gains and fees$0127
Additional Noninterest Income$599,0001,731
Total noninterest expense$2,671,0001,865
Salaries and employee benefits$1,568,0001,846
Premises and equipment expense$259,0002,029
Additional noninterest expense$844,0001,757
Pre-tax net operating income$3,346,0001,054
Securities gains (losses)$01,392
Applicable income taxes$686,000935
Income before extraordinary items$2,660,0001,138
Extraordinary gains, net$03
Net income$2,660,0001,138
Minority interest net income$055
Net income of bank and minority interests.$2,660,0001,138
Net charge-offs$1,0001,805
Cash dividends$1,300,000618
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,660,0001,106
2020-12-31 (YTD Data)Rank
Total interest income$26,732,0001,171
Total interest expense$6,393,000748
Net interest income$20,339,0001,263
Provision for loan and lease losses$969,0001,627
Total noninterest income$2,457,0001,897
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$72,0003,883
Trading account gains and fees$0133
Additional Noninterest Income$2,385,0001,633
Total noninterest expense$10,103,0001,953
Salaries and employee benefits$5,764,0001,957
Premises and equipment expense$1,088,0001,919
Additional noninterest expense$3,251,0001,810
Pre-tax net operating income$11,724,000933
Securities gains (losses)$02,675
Applicable income taxes$2,301,000852
Income before extraordinary items$9,423,0001,005
Extraordinary gains, net$04
Net income$9,423,0001,005
Minority interest net income$072
Net income of bank and minority interests.$9,423,0001,005
Net charge-offs$-220,0004,873
Cash dividends$2,750,0001,207
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,423,000976
2020-09-30 (YTD Data)Rank
Total interest income$19,333,0001,201
Total interest expense$4,941,000781
Net interest income$14,392,0001,324
Provision for loan and lease losses$629,0001,773
Total noninterest income$1,911,0001,840
Gross Fiduciary activities income$0981
Service charges on deposit accounts$52,0003,932
Trading account gains and fees$0125
Additional Noninterest Income$1,859,0001,559
Total noninterest expense$7,496,0001,933
Salaries and employee benefits$4,240,0001,955
Premises and equipment expense$859,0001,852
Additional noninterest expense$2,397,0001,795
Pre-tax net operating income$8,178,000953
Securities gains (losses)$02,494
Applicable income taxes$1,578,000867
Income before extraordinary items$6,600,0001,025
Extraordinary gains, net$04
Net income$6,600,0001,024
Minority interest net income$065
Net income of bank and minority interests.$6,600,0001,025
Net charge-offs$-290,0004,947
Cash dividends$1,900,0001,156
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,600,000999
2020-06-30 (YTD Data)Rank
Total interest income$12,482,0001,249
Total interest expense$3,413,000806
Net interest income$9,069,0001,389
Provision for loan and lease losses$55,0003,401
Total noninterest income$928,0002,098
Gross Fiduciary activities income$0970
Service charges on deposit accounts$36,0003,935
Trading account gains and fees$0123
Additional Noninterest Income$892,0001,781
Total noninterest expense$5,096,0001,907
Salaries and employee benefits$2,913,0001,914
Premises and equipment expense$601,0001,792
Additional noninterest expense$1,582,0001,806
Pre-tax net operating income$4,846,000979
Securities gains (losses)$02,249
Applicable income taxes$976,000850
Income before extraordinary items$3,870,0001,064
Extraordinary gains, net$04
Net income$3,870,0001,064
Minority interest net income$065
Net income of bank and minority interests.$3,870,0001,064
Net charge-offs$-290,0005,005
Cash dividends$1,050,0001,269
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,870,0001,040
2020-03-31 (YTD Data)Rank
Total interest income$6,405,0001,230
Total interest expense$1,824,000855
Net interest income$4,581,0001,350
Provision for loan and lease losses$21,0003,083
Total noninterest income$530,0001,889
Gross Fiduciary activities income$0941
Service charges on deposit accounts$25,0003,805
Trading account gains and fees$0106
Additional Noninterest Income$505,0001,509
Total noninterest expense$2,479,0001,959
Salaries and employee benefits$1,360,0002,029
Premises and equipment expense$318,0001,743
Additional noninterest expense$801,0001,822
Pre-tax net operating income$2,611,000845
Securities gains (losses)$01,705
Applicable income taxes$527,000716
Income before extraordinary items$2,084,000899
Extraordinary gains, net$04
Net income$2,084,000899
Minority interest net income$056
Net income of bank and minority interests.$2,084,000899
Net charge-offs$-290,0005,065
Cash dividends$200,0001,912
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,084,000888
2019-12-31 (YTD Data)Rank
Total interest income$25,889,0001,217
Total interest expense$7,059,000918
Net interest income$18,830,0001,315
Provision for loan and lease losses$205,0002,324
Total noninterest income$1,370,0002,405
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$102,0003,906
Trading account gains and fees$0135
Additional Noninterest Income$1,268,0001,982
Total noninterest expense$9,381,0002,018
Salaries and employee benefits$5,134,0002,070
Premises and equipment expense$1,078,0001,939
Additional noninterest expense$3,169,0001,825
Pre-tax net operating income$10,614,0001,014
Securities gains (losses)$02,379
Applicable income taxes$2,161,000853
Income before extraordinary items$8,453,0001,070
Extraordinary gains, net$011
Net income$8,453,0001,072
Minority interest net income$076
Net income of bank and minority interests.$8,453,0001,072
Net charge-offs$10,0003,318
Cash dividends$4,090,000939
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,453,0001,048
2019-09-30 (YTD Data)Rank
Total interest income$19,389,0001,227
Total interest expense$5,194,000941
Net interest income$14,195,0001,320
Provision for loan and lease losses$161,0002,197
Total noninterest income$995,0002,459
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$77,0003,957
Trading account gains and fees$0129
Additional Noninterest Income$918,0002,024
Total noninterest expense$7,005,0002,021
Salaries and employee benefits$3,930,0002,044
Premises and equipment expense$831,0001,913
Additional noninterest expense$2,244,0001,915
Pre-tax net operating income$8,024,0001,024
Securities gains (losses)$02,167
Applicable income taxes$1,638,000880
Income before extraordinary items$6,386,0001,086
Extraordinary gains, net$011
Net income$6,386,0001,087
Minority interest net income$072
Net income of bank and minority interests.$6,386,0001,087
Net charge-offs$03,455
Cash dividends$3,340,000821
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,386,0001,063
2019-06-30 (YTD Data)Rank
Total interest income$12,738,0001,239
Total interest expense$3,300,000972
Net interest income$9,438,0001,327
Provision for loan and lease losses$161,0001,740
Total noninterest income$656,0002,434
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$49,0004,025
Trading account gains and fees$0131
Additional Noninterest Income$607,0001,993
Total noninterest expense$4,660,0002,036
Salaries and employee benefits$2,606,0002,055
Premises and equipment expense$557,0001,913
Additional noninterest expense$1,497,0001,940
Pre-tax net operating income$5,273,000999
Securities gains (losses)$01,702
Applicable income taxes$1,079,000864
Income before extraordinary items$4,194,0001,067
Extraordinary gains, net$011
Net income$4,194,0001,067
Minority interest net income$069
Net income of bank and minority interests.$4,194,0001,067
Net charge-offs$03,172
Cash dividends$1,840,000942
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,194,0001,049
2019-03-31 (YTD Data)Rank
Total interest income$6,239,0001,258
Total interest expense$1,572,000982
Net interest income$4,667,0001,336
Provision for loan and lease losses$149,0001,229
Total noninterest income$298,0002,526
Gross Fiduciary activities income$0972
Service charges on deposit accounts$22,0004,147
Trading account gains and fees$0126
Additional Noninterest Income$276,0002,048
Total noninterest expense$2,228,0002,106
Salaries and employee benefits$1,313,0002,059
Premises and equipment expense$256,0002,051
Additional noninterest expense$659,0002,130
Pre-tax net operating income$2,588,000996
Securities gains (losses)$01,087
Applicable income taxes$533,000866
Income before extraordinary items$2,055,0001,059
Extraordinary gains, net$05
Net income$2,055,0001,058
Minority interest net income$052
Net income of bank and minority interests.$2,055,0001,058
Net charge-offs$02,740
Cash dividends$990,000859
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,055,0001,038
2018-12-31 (YTD Data)Rank
Total interest income$23,910,0001,235
Total interest expense$5,753,000819
Net interest income$18,157,0001,345
Provision for loan and lease losses$491,0001,480
Total noninterest income$1,194,0002,616
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$98,0004,155
Trading account gains and fees$0126
Additional Noninterest Income$1,096,0002,148
Total noninterest expense$9,707,0001,944
Salaries and employee benefits$5,008,0002,090
Premises and equipment expense$1,209,0001,803
Additional noninterest expense$3,490,0001,678
Pre-tax net operating income$9,153,0001,115
Securities gains (losses)$01,125
Applicable income taxes$1,883,000909
Income before extraordinary items$7,270,0001,179
Extraordinary gains, net$06
Net income$7,270,0001,178
Minority interest net income$072
Net income of bank and minority interests.$7,270,0001,178
Net charge-offs$100,0002,141
Cash dividends$3,550,000957
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,270,0001,177
2018-09-30 (YTD Data)Rank
Total interest income$17,618,0001,237
Total interest expense$4,249,000788
Net interest income$13,369,0001,359
Provision for loan and lease losses$383,0001,368
Total noninterest income$660,0003,058
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$74,0004,193
Trading account gains and fees$0138
Additional Noninterest Income$586,0002,545
Total noninterest expense$7,143,0001,981
Salaries and employee benefits$3,762,0002,083
Premises and equipment expense$968,0001,726
Additional noninterest expense$2,413,0001,802
Pre-tax net operating income$6,503,0001,157
Securities gains (losses)$01,118
Applicable income taxes$1,347,000959
Income before extraordinary items$5,156,0001,238
Extraordinary gains, net$05
Net income$5,156,0001,236
Minority interest net income$066
Net income of bank and minority interests.$5,156,0001,237
Net charge-offs$100,0001,731
Cash dividends$2,725,000847
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,156,0001,237
2018-06-30 (YTD Data)Rank
Total interest income$11,434,0001,256
Total interest expense$2,686,000782
Net interest income$8,748,0001,376
Provision for loan and lease losses$327,0001,108
Total noninterest income$412,0003,149
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$51,0004,189
Trading account gains and fees$0130
Additional Noninterest Income$361,0002,659
Total noninterest expense$4,809,0001,981
Salaries and employee benefits$2,548,0002,076
Premises and equipment expense$687,0001,650
Additional noninterest expense$1,574,0001,841
Pre-tax net operating income$4,024,0001,214
Securities gains (losses)$0961
Applicable income taxes$846,000983
Income before extraordinary items$3,178,0001,303
Extraordinary gains, net$06
Net income$3,178,0001,302
Minority interest net income$065
Net income of bank and minority interests.$3,178,0001,302
Net charge-offs$100,0001,317
Cash dividends$1,725,000865
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,178,0001,292
2018-03-31 (YTD Data)Rank
Total interest income$5,559,0001,276
Total interest expense$1,213,000815
Net interest income$4,346,0001,386
Provision for loan and lease losses$127,0001,276
Total noninterest income$206,0003,138
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$24,0004,280
Trading account gains and fees$0123
Additional Noninterest Income$182,0002,604
Total noninterest expense$2,480,0001,939
Salaries and employee benefits$1,315,0002,046
Premises and equipment expense$332,0001,718
Additional noninterest expense$833,0001,752
Pre-tax net operating income$1,945,0001,214
Securities gains (losses)$0735
Applicable income taxes$429,000963
Income before extraordinary items$1,516,0001,319
Extraordinary gains, net$07
Net income$1,516,0001,319
Minority interest net income$052
Net income of bank and minority interests.$1,516,0001,319
Net charge-offs$02,722
Cash dividends$750,000890
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,516,0001,311
2017-12-31 (YTD Data)Rank
Total interest income$22,034,0001,244
Total interest expense$4,698,000722
Net interest income$17,336,0001,355
Provision for loan and lease losses$265,0002,094
Total noninterest income$908,0003,092
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$109,0004,244
Trading account gains and fees$0151
Additional Noninterest Income$799,0002,562
Total noninterest expense$9,044,0002,071
Salaries and employee benefits$4,653,0002,207
Premises and equipment expense$1,211,0001,832
Additional noninterest expense$3,180,0001,846
Pre-tax net operating income$8,935,0001,083
Securities gains (losses)$1,308,000125
Applicable income taxes$4,117,000758
Income before extraordinary items$6,126,0001,152
Extraordinary gains, net$09
Net income$6,126,0001,152
Minority interest net income$076
Net income of bank and minority interests.$6,126,0001,152
Net charge-offs$143,0002,122
Cash dividends$2,425,0001,213
Sale, conversion, retirement of capital stock, net$2,000699
Net operating income$5,288,8801,276
2017-09-30 (YTD Data)Rank
Total interest income$15,904,0001,288
Total interest expense$3,517,000709
Net interest income$12,387,0001,416
Provision for loan and lease losses$13,0003,845
Total noninterest income$668,0003,139
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$80,0004,300
Trading account gains and fees$0145
Additional Noninterest Income$588,0002,605
Total noninterest expense$6,584,0002,118
Salaries and employee benefits$3,377,0002,281
Premises and equipment expense$917,0001,835
Additional noninterest expense$2,290,0001,908
Pre-tax net operating income$6,458,0001,137
Securities gains (losses)$02,274
Applicable income taxes$2,093,000890
Income before extraordinary items$4,365,0001,281
Extraordinary gains, net$09
Net income$4,365,0001,281
Minority interest net income$071
Net income of bank and minority interests.$4,365,0001,281
Net charge-offs$25,0002,878
Cash dividends$2,175,000979
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,365,0001,260
2017-06-30 (YTD Data)Rank
Total interest income$10,403,0001,305
Total interest expense$2,283,000697
Net interest income$8,120,0001,432
Provision for loan and lease losses$13,0003,559
Total noninterest income$437,0003,186
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$56,0004,266
Trading account gains and fees$0139
Additional Noninterest Income$381,0002,653
Total noninterest expense$4,442,0002,108
Salaries and employee benefits$2,282,0002,268
Premises and equipment expense$619,0001,812
Additional noninterest expense$1,541,0001,897
Pre-tax net operating income$4,102,0001,168
Securities gains (losses)$01,906
Applicable income taxes$1,330,000917
Income before extraordinary items$2,772,0001,324
Extraordinary gains, net$011
Net income$2,772,0001,323
Minority interest net income$071
Net income of bank and minority interests.$2,772,0001,324
Net charge-offs$21,0002,549
Cash dividends$1,325,0001,058
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,772,0001,305
2017-03-31 (YTD Data)Rank
Total interest income$5,162,0001,294
Total interest expense$1,096,000707
Net interest income$4,066,0001,425
Provision for loan and lease losses$13,0003,091
Total noninterest income$217,0003,191
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$26,0004,343
Trading account gains and fees$0142
Additional Noninterest Income$191,0002,637
Total noninterest expense$2,201,0002,152
Salaries and employee benefits$1,199,0002,202
Premises and equipment expense$289,0001,939
Additional noninterest expense$713,0002,017
Pre-tax net operating income$2,069,0001,138
Securities gains (losses)$01,153
Applicable income taxes$673,000874
Income before extraordinary items$1,396,0001,300
Extraordinary gains, net$08
Net income$1,396,0001,299
Minority interest net income$055
Net income of bank and minority interests.$1,396,0001,300
Net charge-offs$18,0001,942
Cash dividends$675,000972
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,396,0001,280
2016-12-31 (YTD Data)Rank
Total interest income$20,114,0001,289
Total interest expense$4,534,000653
Net interest income$15,580,0001,447
Provision for loan and lease losses$945,000953
Total noninterest income$804,0003,373
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$123,0004,272
Trading account gains and fees$0170
Additional Noninterest Income$681,0002,873
Total noninterest expense$8,286,0002,222
Salaries and employee benefits$4,371,0002,332
Premises and equipment expense$1,154,0001,927
Additional noninterest expense$2,761,0002,119
Pre-tax net operating income$7,153,0001,218
Securities gains (losses)$3,0002,978
Applicable income taxes$2,250,000955
Income before extraordinary items$4,906,0001,416
Extraordinary gains, net$05
Net income$4,906,0001,414
Minority interest net income$082
Net income of bank and minority interests.$4,906,0001,415
Net charge-offs$415,0001,218
Cash dividends$2,614,0001,139
Sale, conversion, retirement of capital stock, net$15,000675
Net operating income$4,903,9301,384
2016-09-30 (YTD Data)Rank
Total interest income$14,902,0001,314
Total interest expense$3,426,000649
Net interest income$11,476,0001,471
Provision for loan and lease losses$379,0001,394
Total noninterest income$531,0003,581
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$93,0004,287
Trading account gains and fees$0169
Additional Noninterest Income$438,0003,056
Total noninterest expense$6,143,0002,247
Salaries and employee benefits$3,221,0002,356
Premises and equipment expense$877,0001,908
Additional noninterest expense$2,045,0002,143
Pre-tax net operating income$5,485,0001,214
Securities gains (losses)$3,0002,908
Applicable income taxes$1,720,000976
Income before extraordinary items$3,768,0001,407
Extraordinary gains, net$05
Net income$3,768,0001,407
Minority interest net income$071
Net income of bank and minority interests.$3,768,0001,407
Net charge-offs$5,0003,620
Cash dividends$1,939,0001,076
Sale, conversion, retirement of capital stock, net$4,000690
Net operating income$3,765,9301,365
2016-06-30 (YTD Data)Rank
Total interest income$9,831,0001,331
Total interest expense$2,295,000642
Net interest income$7,536,0001,497
Provision for loan and lease losses$379,0001,059
Total noninterest income$274,0003,982
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$56,0004,422
Trading account gains and fees$0157
Additional Noninterest Income$218,0003,477
Total noninterest expense$4,045,0002,278
Salaries and employee benefits$2,093,0002,421
Premises and equipment expense$579,0001,921
Additional noninterest expense$1,373,0002,149
Pre-tax net operating income$3,386,0001,291
Securities gains (losses)$2,0002,664
Applicable income taxes$1,054,0001,039
Income before extraordinary items$2,334,0001,474
Extraordinary gains, net$016
Net income$2,334,0001,474
Minority interest net income$071
Net income of bank and minority interests.$2,334,0001,474
Net charge-offs$03,689
Cash dividends$1,264,0001,103
Sale, conversion, retirement of capital stock, net$2,000682
Net operating income$2,332,6201,433
2016-03-31 (YTD Data)Rank
Total interest income$4,932,0001,318
Total interest expense$1,153,000645
Net interest income$3,779,0001,488
Provision for loan and lease losses$309,000660
Total noninterest income$48,0005,175
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$27,0004,472
Trading account gains and fees$0142
Additional Noninterest Income$21,0005,191
Total noninterest expense$1,998,0002,299
Salaries and employee benefits$1,018,0002,485
Premises and equipment expense$286,0001,949
Additional noninterest expense$694,0002,110
Pre-tax net operating income$1,520,0001,394
Securities gains (losses)$02,077
Applicable income taxes$467,0001,110
Income before extraordinary items$1,053,0001,554
Extraordinary gains, net$012
Net income$1,053,0001,554
Minority interest net income$062
Net income of bank and minority interests.$1,053,0001,555
Net charge-offs$03,094
Cash dividends$664,000996
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,053,0001,513
2015-12-31 (YTD Data)Rank
Total interest income$18,857,0001,338
Total interest expense$4,644,000594
Net interest income$14,213,0001,542
Provision for loan and lease losses$458,0001,452
Total noninterest income$837,0003,376
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$108,0004,605
Trading account gains and fees$0159
Additional Noninterest Income$729,0002,776
Total noninterest expense$8,177,0002,251
Salaries and employee benefits$4,131,0002,431
Premises and equipment expense$1,118,0001,999
Additional noninterest expense$2,928,0002,046
Pre-tax net operating income$6,415,0001,282
Securities gains (losses)$131,000997
Applicable income taxes$2,032,000996
Income before extraordinary items$4,514,0001,466
Extraordinary gains, net$023
Net income$4,514,0001,466
Minority interest net income$081
Net income of bank and minority interests.$4,514,0001,466
Net charge-offs$183,0002,065
Cash dividends$2,000,0001,332
Sale, conversion, retirement of capital stock, net$9,000742
Net operating income$4,423,6101,467
2015-09-30 (YTD Data)Rank
Total interest income$14,120,0001,351
Total interest expense$3,425,000614
Net interest income$10,695,0001,555
Provision for loan and lease losses$606,000889
Total noninterest income$603,0003,451
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$81,0004,658
Trading account gains and fees$0153
Additional Noninterest Income$522,0002,862
Total noninterest expense$6,090,0002,267
Salaries and employee benefits$3,142,0002,393
Premises and equipment expense$846,0002,008
Additional noninterest expense$2,102,0002,114
Pre-tax net operating income$4,602,0001,364
Securities gains (losses)$131,000867
Applicable income taxes$1,465,0001,060
Income before extraordinary items$3,268,0001,524
Extraordinary gains, net$021
Net income$3,268,0001,525
Minority interest net income$078
Net income of bank and minority interests.$3,268,0001,525
Net charge-offs$296,0001,207
Cash dividends$1,450,0001,249
Sale, conversion, retirement of capital stock, net$3,000741
Net operating income$3,177,6101,520
2015-06-30 (YTD Data)Rank
Total interest income$9,258,0001,372
Total interest expense$2,215,000637
Net interest income$7,043,0001,575
Provision for loan and lease losses$606,000643
Total noninterest income$386,0003,518
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$56,0004,594
Trading account gains and fees$0157
Additional Noninterest Income$330,0002,943
Total noninterest expense$4,085,0002,257
Salaries and employee benefits$2,093,0002,412
Premises and equipment expense$566,0002,009
Additional noninterest expense$1,426,0002,090
Pre-tax net operating income$2,738,0001,484
Securities gains (losses)$02,636
Applicable income taxes$832,0001,181
Income before extraordinary items$1,906,0001,682
Extraordinary gains, net$022
Net income$1,906,0001,686
Minority interest net income$075
Net income of bank and minority interests.$1,906,0001,686
Net charge-offs$296,000911
Cash dividends$1,100,0001,129
Sale, conversion, retirement of capital stock, net$3,000710
Net operating income$1,906,0001,634
2015-03-31 (YTD Data)Rank
Total interest income$4,672,0001,362
Total interest expense$1,093,000642
Net interest income$3,579,0001,537
Provision for loan and lease losses$199,000917
Total noninterest income$192,0003,499
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$31,0004,446
Trading account gains and fees$0152
Additional Noninterest Income$161,0002,922
Total noninterest expense$1,986,0002,319
Salaries and employee benefits$1,026,0002,471
Premises and equipment expense$287,0002,008
Additional noninterest expense$673,0002,173
Pre-tax net operating income$1,586,0001,273
Securities gains (losses)$02,027
Applicable income taxes$493,0001,028
Income before extraordinary items$1,093,0001,471
Extraordinary gains, net$013
Net income$1,093,0001,473
Minority interest net income$064
Net income of bank and minority interests.$1,093,0001,473
Net charge-offs$175,000804
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,093,0001,424
2014-12-31 (YTD Data)Rank
Total interest income$17,982,0001,403
Total interest expense$4,340,000664
Net interest income$13,642,0001,618
Provision for loan and lease losses$534,0001,397
Total noninterest income$778,0003,531
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$113,0004,807
Trading account gains and fees$0180
Additional Noninterest Income$665,0002,900
Total noninterest expense$7,426,0002,473
Salaries and employee benefits$3,770,0002,620
Premises and equipment expense$1,030,0002,186
Additional noninterest expense$2,626,0002,307
Pre-tax net operating income$6,460,0001,237
Securities gains (losses)$143,0001,003
Applicable income taxes$2,035,000968
Income before extraordinary items$4,568,0001,417
Extraordinary gains, net$017
Net income$4,568,0001,415
Minority interest net income$084
Net income of bank and minority interests.$4,568,0001,416
Net charge-offs$6,0004,705
Cash dividends$2,595,0001,054
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,469,3301,417
2014-09-30 (YTD Data)Rank
Total interest income$13,372,0001,424
Total interest expense$3,242,000670
Net interest income$10,130,0001,640
Provision for loan and lease losses$155,0002,346
Total noninterest income$557,0003,635
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$84,0004,893
Trading account gains and fees$0174
Additional Noninterest Income$473,0002,980
Total noninterest expense$5,484,0002,523
Salaries and employee benefits$2,796,0002,644
Premises and equipment expense$777,0002,197
Additional noninterest expense$1,911,0002,358
Pre-tax net operating income$5,048,0001,207
Securities gains (losses)$143,000785
Applicable income taxes$1,613,000944
Income before extraordinary items$3,578,0001,355
Extraordinary gains, net$015
Net income$3,578,0001,353
Minority interest net income$081
Net income of bank and minority interests.$3,578,0001,355
Net charge-offs$-1,0005,188
Cash dividends$2,595,000757
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,479,3301,365
2014-06-30 (YTD Data)Rank
Total interest income$8,858,0001,432
Total interest expense$2,163,000679
Net interest income$6,695,0001,640
Provision for loan and lease losses$60,0002,755
Total noninterest income$384,0003,574
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$56,0004,893
Trading account gains and fees$0172
Additional Noninterest Income$328,0002,914
Total noninterest expense$3,640,0002,538
Salaries and employee benefits$1,860,0002,662
Premises and equipment expense$523,0002,187
Additional noninterest expense$1,257,0002,388
Pre-tax net operating income$3,379,0001,175
Securities gains (losses)$02,580
Applicable income taxes$1,049,000934
Income before extraordinary items$2,330,0001,347
Extraordinary gains, net$020
Net income$2,330,0001,348
Minority interest net income$080
Net income of bank and minority interests.$2,330,0001,349
Net charge-offs$-1,0005,059
Cash dividends$1,845,000704
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,330,0001,321
2014-03-31 (YTD Data)Rank
Total interest income$4,428,0001,428
Total interest expense$1,086,000681
Net interest income$3,342,0001,638
Provision for loan and lease losses$03,817
Total noninterest income$184,0003,599
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$29,0004,846
Trading account gains and fees$0147
Additional Noninterest Income$155,0002,925
Total noninterest expense$1,871,0002,480
Salaries and employee benefits$955,0002,622
Premises and equipment expense$269,0002,163
Additional noninterest expense$647,0002,310
Pre-tax net operating income$1,655,0001,160
Securities gains (losses)$01,715
Applicable income taxes$514,000914
Income before extraordinary items$1,141,0001,328
Extraordinary gains, net$016
Net income$1,141,0001,329
Minority interest net income$066
Net income of bank and minority interests.$1,141,0001,330
Net charge-offs$-3,0005,214
Cash dividends$1,550,000407
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,141,0001,301
2013-12-31 (YTD Data)Rank
Total interest income$18,269,0001,395
Total interest expense$4,675,000716
Net interest income$13,594,0001,598
Provision for loan and lease losses$232,0002,803
Total noninterest income$872,0003,471
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$133,0004,782
Trading account gains and fees$0184
Additional Noninterest Income$739,0002,792
Total noninterest expense$6,885,0002,671
Salaries and employee benefits$3,404,0002,859
Premises and equipment expense$1,018,0002,220
Additional noninterest expense$2,463,0002,508
Pre-tax net operating income$7,349,0001,039
Securities gains (losses)$-143,0006,590
Applicable income taxes$2,264,000827
Income before extraordinary items$4,942,0001,236
Extraordinary gains, net$029
Net income$4,942,0001,238
Minority interest net income$090
Net income of bank and minority interests.$4,942,0001,239
Net charge-offs$-65,0006,460
Cash dividends$5,600,000512
Sale, conversion, retirement of capital stock, net$-2,0006,698
Net operating income$5,040,6701,190
2013-09-30 (YTD Data)Rank
Total interest income$13,921,0001,378
Total interest expense$3,547,000730
Net interest income$10,374,0001,578
Provision for loan and lease losses$96,0003,416
Total noninterest income$689,0003,410
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$103,0004,779
Trading account gains and fees$0180
Additional Noninterest Income$586,0002,779
Total noninterest expense$5,143,0002,679
Salaries and employee benefits$2,528,0002,891
Premises and equipment expense$765,0002,242
Additional noninterest expense$1,850,0002,476
Pre-tax net operating income$5,824,000993
Securities gains (losses)$03,040
Applicable income taxes$1,836,000796
Income before extraordinary items$3,988,0001,168
Extraordinary gains, net$025
Net income$3,988,0001,168
Minority interest net income$084
Net income of bank and minority interests.$3,988,0001,169
Net charge-offs$-65,0006,515
Cash dividends$5,050,000398
Sale, conversion, retirement of capital stock, net$-2,0006,797
Net operating income$3,988,0001,134
2013-06-30 (YTD Data)Rank
Total interest income$9,160,0001,389
Total interest expense$2,401,000744
Net interest income$6,759,0001,599
Provision for loan and lease losses$85,0003,135
Total noninterest income$463,0003,426
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$69,0004,744
Trading account gains and fees$0157
Additional Noninterest Income$394,0002,825
Total noninterest expense$3,500,0002,641
Salaries and employee benefits$1,725,0002,859
Premises and equipment expense$504,0002,265
Additional noninterest expense$1,271,0002,403
Pre-tax net operating income$3,637,0001,039
Securities gains (losses)$02,791
Applicable income taxes$1,138,000843
Income before extraordinary items$2,499,0001,222
Extraordinary gains, net$022
Net income$2,499,0001,224
Minority interest net income$082
Net income of bank and minority interests.$2,499,0001,225
Net charge-offs$-63,0006,588
Cash dividends$2,500,000509
Sale, conversion, retirement of capital stock, net$-2,0006,867
Net operating income$2,499,0001,172
2013-03-31 (YTD Data)Rank
Total interest income$4,573,0001,393
Total interest expense$1,233,000752
Net interest income$3,340,0001,616
Provision for loan and lease losses$54,0002,753
Total noninterest income$234,0003,405
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$34,0004,757
Trading account gains and fees$0148
Additional Noninterest Income$200,0002,775
Total noninterest expense$1,792,0002,613
Salaries and employee benefits$887,0002,800
Premises and equipment expense$260,0002,244
Additional noninterest expense$645,0002,385
Pre-tax net operating income$1,728,0001,071
Securities gains (losses)$01,966
Applicable income taxes$539,000854
Income before extraordinary items$1,189,0001,259
Extraordinary gains, net$010
Net income$1,189,0001,261
Minority interest net income$076
Net income of bank and minority interests.$1,189,0001,261
Net charge-offs$-2,0005,471
Cash dividends$2,000,000297
Sale, conversion, retirement of capital stock, net$-2,0006,963
Net operating income$1,189,0001,207
2012-12-31 (YTD Data)Rank
Total interest income$19,000,0001,398
Total interest expense$5,460,000819
Net interest income$13,540,0001,628
Provision for loan and lease losses$103,0004,636
Total noninterest income$1,069,0003,148
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$135,0004,950
Trading account gains and fees$0166
Additional Noninterest Income$934,0002,466
Total noninterest expense$6,812,0002,726
Salaries and employee benefits$3,305,0002,923
Premises and equipment expense$1,023,0002,244
Additional noninterest expense$2,484,0002,582
Pre-tax net operating income$7,694,000922
Securities gains (losses)$777,000672
Applicable income taxes$2,667,000687
Income before extraordinary items$5,804,0001,029
Extraordinary gains, net$029
Net income$5,804,0001,029
Minority interest net income$093
Net income of bank and minority interests.$5,804,0001,029
Net charge-offs$20,0005,403
Cash dividends$4,400,000648
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,267,8701,066
2012-09-30 (YTD Data)Rank
Total interest income$14,401,0001,420
Total interest expense$4,154,000849
Net interest income$10,247,0001,622
Provision for loan and lease losses$103,0004,312
Total noninterest income$767,0003,236
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$104,0004,981
Trading account gains and fees$0157
Additional Noninterest Income$663,0002,536
Total noninterest expense$5,052,0002,766
Salaries and employee benefits$2,445,0002,971
Premises and equipment expense$767,0002,263
Additional noninterest expense$1,840,0002,618
Pre-tax net operating income$5,859,000930
Securities gains (losses)$731,000557
Applicable income taxes$2,086,000682
Income before extraordinary items$4,504,0001,029
Extraordinary gains, net$020
Net income$4,504,0001,029
Minority interest net income$086
Net income of bank and minority interests.$4,504,0001,029
Net charge-offs$-39,0006,881
Cash dividends$3,799,000447
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,006,9201,067
2012-06-30 (YTD Data)Rank
Total interest income$9,604,0001,426
Total interest expense$2,800,000873
Net interest income$6,804,0001,623
Provision for loan and lease losses$22,0005,080
Total noninterest income$510,0003,212
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$73,0004,902
Trading account gains and fees$0153
Additional Noninterest Income$437,0002,520
Total noninterest expense$3,351,0002,783
Salaries and employee benefits$1,626,0002,981
Premises and equipment expense$517,0002,225
Additional noninterest expense$1,208,0002,672
Pre-tax net operating income$3,941,000922
Securities gains (losses)$713,000394
Applicable income taxes$1,474,000648
Income before extraordinary items$3,180,000957
Extraordinary gains, net$019
Net income$3,180,000956
Minority interest net income$084
Net income of bank and minority interests.$3,180,000957
Net charge-offs$-16,0006,748
Cash dividends$651,0001,341
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,695,1601,044
2012-03-31 (YTD Data)Rank
Total interest income$4,928,0001,399
Total interest expense$1,434,000887
Net interest income$3,494,0001,597
Provision for loan and lease losses$21,0004,455
Total noninterest income$269,0003,125
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$37,0004,857
Trading account gains and fees$0148
Additional Noninterest Income$232,0002,436
Total noninterest expense$1,674,0002,784
Salaries and employee benefits$822,0002,968
Premises and equipment expense$259,0002,236
Additional noninterest expense$593,0002,688
Pre-tax net operating income$2,068,000868
Securities gains (losses)$02,210
Applicable income taxes$643,000709
Income before extraordinary items$1,425,0001,049
Extraordinary gains, net$019
Net income$1,425,0001,051
Minority interest net income$078
Net income of bank and minority interests.$1,425,0001,050
Net charge-offs$-4,0006,305
Cash dividends$651,000707
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,425,000982
2011-12-31 (YTD Data)Rank
Total interest income$19,954,0001,426
Total interest expense$6,321,000961
Net interest income$13,633,0001,633
Provision for loan and lease losses$373,0003,835
Total noninterest income$913,0003,271
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$129,0005,140
Trading account gains and fees$0146
Additional Noninterest Income$784,0002,487
Total noninterest expense$6,486,0002,866
Salaries and employee benefits$3,116,0003,015
Premises and equipment expense$976,0002,453
Additional noninterest expense$2,394,0002,675
Pre-tax net operating income$7,687,000795
Securities gains (losses)$222,0001,370
Applicable income taxes$2,475,000669
Income before extraordinary items$5,434,000927
Extraordinary gains, net$029
Net income$5,434,000925
Minority interest net income$096
Net income of bank and minority interests.$5,434,000927
Net charge-offs$246,0004,041
Cash dividends$2,925,000682
Sale, conversion, retirement of capital stock, net$-2,504,0007,345
Net operating income$5,280,820913
2011-09-30 (YTD Data)Rank
Total interest income$15,032,0001,438
Total interest expense$4,804,000998
Net interest income$10,228,0001,639
Provision for loan and lease losses$265,0003,795
Total noninterest income$674,0003,316
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$91,0005,271
Trading account gains and fees$0145
Additional Noninterest Income$583,0002,467
Total noninterest expense$4,941,0002,808
Salaries and employee benefits$2,366,0002,997
Premises and equipment expense$718,0002,520
Additional noninterest expense$1,857,0002,620
Pre-tax net operating income$5,696,000815
Securities gains (losses)$222,0001,134
Applicable income taxes$1,876,000665
Income before extraordinary items$4,042,000951
Extraordinary gains, net$021
Net income$4,042,000948
Minority interest net income$087
Net income of bank and minority interests.$4,042,000951
Net charge-offs$246,0003,470
Cash dividends$2,925,000466
Sale, conversion, retirement of capital stock, net$-2,500,0007,432
Net operating income$3,891,040949
2011-06-30 (YTD Data)Rank
Total interest income$9,959,0001,460
Total interest expense$3,269,0001,014
Net interest income$6,690,0001,674
Provision for loan and lease losses$216,0003,432
Total noninterest income$438,0003,380
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$56,0005,379
Trading account gains and fees$0153
Additional Noninterest Income$382,0002,504
Total noninterest expense$3,373,0002,773
Salaries and employee benefits$1,620,0002,944
Premises and equipment expense$477,0002,548
Additional noninterest expense$1,276,0002,594
Pre-tax net operating income$3,539,000851
Securities gains (losses)$222,000682
Applicable income taxes$1,196,000654
Income before extraordinary items$2,565,000966
Extraordinary gains, net$015
Net income$2,565,000963
Minority interest net income$089
Net income of bank and minority interests.$2,565,000966
Net charge-offs$246,0002,903
Cash dividends$1,800,000466
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,414,040996
2011-03-31 (YTD Data)Rank
Total interest income$4,921,0001,490
Total interest expense$1,699,0001,008
Net interest income$3,222,0001,733
Provision for loan and lease losses$190,0002,505
Total noninterest income$220,0003,392
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$27,0005,395
Trading account gains and fees$0158
Additional Noninterest Income$193,0002,520
Total noninterest expense$1,705,0002,765
Salaries and employee benefits$830,0002,906
Premises and equipment expense$239,0002,575
Additional noninterest expense$636,0002,602
Pre-tax net operating income$1,547,000984
Securities gains (losses)$222,000316
Applicable income taxes$562,000674
Income before extraordinary items$1,207,0001,007
Extraordinary gains, net$09
Net income$1,207,0001,007
Minority interest net income$086
Net income of bank and minority interests.$1,207,0001,007
Net charge-offs$247,0001,935
Cash dividends$650,000580
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,056,0401,131
2010-12-31 (YTD Data)Rank
Total interest income$21,272,0001,437
Total interest expense$8,485,000982
Net interest income$12,787,0001,734
Provision for loan and lease losses$113,0005,939
Total noninterest income$995,0003,229
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$155,0004,852
Trading account gains and fees$0175
Additional Noninterest Income$840,0002,424
Total noninterest expense$6,513,0002,901
Salaries and employee benefits$3,054,0003,061
Premises and equipment expense$938,0002,616
Additional noninterest expense$2,521,0002,671
Pre-tax net operating income$7,156,000748
Securities gains (losses)$-31,0007,111
Applicable income taxes$2,249,000671
Income before extraordinary items$4,876,000907
Extraordinary gains, net$029
Net income$4,876,000908
Minority interest net income$0111
Net income of bank and minority interests.$4,876,000909
Net charge-offs$176,0004,885
Cash dividends$40,0004,007
Sale, conversion, retirement of capital stock, net$4,995,000141
Net operating income$4,897,080862
2010-09-30 (YTD Data)Rank
Total interest income$16,031,0001,466
Total interest expense$6,557,000991
Net interest income$9,474,0001,775
Provision for loan and lease losses$40,0006,403
Total noninterest income$714,0003,348
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$121,0004,869
Trading account gains and fees$0165
Additional Noninterest Income$593,0002,503
Total noninterest expense$4,807,0002,940
Salaries and employee benefits$2,249,0003,138
Premises and equipment expense$707,0002,634
Additional noninterest expense$1,851,0002,669
Pre-tax net operating income$5,341,000788
Securities gains (losses)$03,651
Applicable income taxes$1,689,000681
Income before extraordinary items$3,652,000956
Extraordinary gains, net$023
Net income$3,652,000958
Minority interest net income$0110
Net income of bank and minority interests.$3,652,000958
Net charge-offs$11,0006,236
Cash dividends$40,0003,508
Sale, conversion, retirement of capital stock, net$5,000,000112
Net operating income$3,652,000910
2010-06-30 (YTD Data)Rank
Total interest income$10,759,0001,479
Total interest expense$4,433,0001,011
Net interest income$6,326,0001,767
Provision for loan and lease losses$40,0005,994
Total noninterest income$491,0003,255
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$86,0004,747
Trading account gains and fees$0152
Additional Noninterest Income$405,0002,399
Total noninterest expense$3,199,0002,953
Salaries and employee benefits$1,512,0003,130
Premises and equipment expense$473,0002,632
Additional noninterest expense$1,214,0002,688
Pre-tax net operating income$3,578,000767
Securities gains (losses)$03,184
Applicable income taxes$1,134,000651
Income before extraordinary items$2,444,000919
Extraordinary gains, net$019
Net income$2,444,000919
Minority interest net income$0105
Net income of bank and minority interests.$2,444,000920
Net charge-offs$11,0005,773
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$5,000,00076
Net operating income$2,444,000884
2010-03-31 (YTD Data)Rank
Total interest income$5,471,0001,484
Total interest expense$2,266,0001,037
Net interest income$3,205,0001,768
Provision for loan and lease losses$40,0005,088
Total noninterest income$243,0003,249
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$46,0004,630
Trading account gains and fees$0175
Additional Noninterest Income$197,0002,426
Total noninterest expense$1,613,0002,951
Salaries and employee benefits$779,0003,078
Premises and equipment expense$237,0002,694
Additional noninterest expense$597,0002,715
Pre-tax net operating income$1,795,000757
Securities gains (losses)$02,284
Applicable income taxes$569,000643
Income before extraordinary items$1,226,000894
Extraordinary gains, net$016
Net income$1,226,000898
Minority interest net income$091
Net income of bank and minority interests.$1,226,000898
Net charge-offs$13,0004,704
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,226,000868
2009-12-31 (YTD Data)Rank
Total interest income$22,779,0001,509
Total interest expense$10,684,0001,108
Net interest income$12,095,0001,833
Provision for loan and lease losses$379,0004,940
Total noninterest income$985,0003,365
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$162,0005,025
Trading account gains and fees$0211
Additional Noninterest Income$823,0002,415
Total noninterest expense$6,342,0003,042
Salaries and employee benefits$2,749,0003,429
Premises and equipment expense$1,006,0002,559
Additional noninterest expense$2,587,0002,675
Pre-tax net operating income$6,359,000678
Securities gains (losses)$-10,391,0007,944
Applicable income taxes$-1,506,0007,427
Income before extraordinary items$-2,526,0006,897
Extraordinary gains, net$034
Net income$-2,526,0006,896
Minority interest net income$0115
Net income of bank and minority interests.$-2,526,0006,897
Net charge-offs$470,0003,875
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$3,494,000239
Net operating income$4,124,240823
2009-09-30 (YTD Data)Rank
Total interest income$17,283,0001,519
Total interest expense$8,302,0001,122
Net interest income$8,981,0001,848
Provision for loan and lease losses$87,0006,152
Total noninterest income$622,0003,772
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$120,0005,077
Trading account gains and fees$0212
Additional Noninterest Income$502,0002,808
Total noninterest expense$4,794,0003,031
Salaries and employee benefits$2,119,0003,377
Premises and equipment expense$769,0002,551
Additional noninterest expense$1,906,0002,666
Pre-tax net operating income$4,722,000719
Securities gains (losses)$-3,522,0007,980
Applicable income taxes$300,0001,922
Income before extraordinary items$900,0002,647
Extraordinary gains, net$027
Net income$900,0002,643
Minority interest net income$0118
Net income of bank and minority interests.$900,0002,647
Net charge-offs$48,0005,717
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$3,500,000193
Net operating income$3,541,500754
2009-06-30 (YTD Data)Rank
Total interest income$11,619,0001,541
Total interest expense$5,786,0001,134
Net interest income$5,833,0001,885
Provision for loan and lease losses$07,158
Total noninterest income$414,0003,776
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$78,0005,109
Trading account gains and fees$0193
Additional Noninterest Income$336,0002,807
Total noninterest expense$3,241,0003,014
Salaries and employee benefits$1,378,0003,483
Premises and equipment expense$507,0002,602
Additional noninterest expense$1,356,0002,550
Pre-tax net operating income$3,006,000776
Securities gains (losses)$-570,0007,939
Applicable income taxes$757,000787
Income before extraordinary items$1,679,0001,126
Extraordinary gains, net$021
Net income$1,679,0001,124
Minority interest net income$0112
Net income of bank and minority interests.$1,679,0001,126
Net charge-offs$76,0004,525
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$3,500,000148
Net operating income$2,072,300881
2009-03-31 (YTD Data)Rank
Total interest income$5,852,0001,550
Total interest expense$3,076,0001,117
Net interest income$2,776,0001,973
Provision for loan and lease losses$06,744
Total noninterest income$194,0003,872
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$41,0004,966
Trading account gains and fees$0171
Additional Noninterest Income$153,0002,930
Total noninterest expense$1,546,0003,057
Salaries and employee benefits$713,0003,411
Premises and equipment expense$252,0002,661
Additional noninterest expense$581,0002,639
Pre-tax net operating income$1,424,000897
Securities gains (losses)$-129,0008,007
Applicable income taxes$404,000814
Income before extraordinary items$891,0001,225
Extraordinary gains, net$015
Net income$891,0001,227
Minority interest net income$0102
Net income of bank and minority interests.$891,0001,227
Net charge-offs$76,0003,153
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$980,0101,032
2008-12-31 (YTD Data)Rank
Total interest income$26,841,0001,444
Total interest expense$15,883,0001,012
Net interest income$10,958,0002,024
Provision for loan and lease losses$179,0005,363
Total noninterest income$846,0003,748
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$182,0004,971
Trading account gains and fees$0154
Additional Noninterest Income$664,0002,729
Total noninterest expense$6,241,0002,959
Salaries and employee benefits$3,010,0003,241
Premises and equipment expense$989,0002,654
Additional noninterest expense$2,242,0002,571
Pre-tax net operating income$5,384,0001,030
Securities gains (losses)$-6,185,0008,116
Applicable income taxes$-444,0007,456
Income before extraordinary items$-357,0006,610
Extraordinary gains, net$039
Net income$-357,0006,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-93,0008,225
Cash dividends$2,350,0001,170
Sale, conversion, retirement of capital stock, net$2,0001,369
Net operating income$3,601,4001,226
2008-09-30 (YTD Data)Rank
Total interest income$20,357,0001,461
Total interest expense$12,258,0001,023
Net interest income$8,099,0002,063
Provision for loan and lease losses$147,0004,662
Total noninterest income$658,0003,771
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$138,0004,991
Trading account gains and fees$0148
Additional Noninterest Income$520,0002,746
Total noninterest expense$4,677,0002,945
Salaries and employee benefits$2,272,0003,254
Premises and equipment expense$748,0002,646
Additional noninterest expense$1,657,0002,543
Pre-tax net operating income$3,933,0001,266
Securities gains (losses)$-5,864,0008,235
Applicable income taxes$-836,0008,003
Income before extraordinary items$-1,095,0007,552
Extraordinary gains, net$031
Net income$-1,095,0007,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-93,0008,269
Cash dividends$1,800,0001,125
Sale, conversion, retirement of capital stock, net$4,0001,200
Net operating income$2,657,9601,465
2008-06-30 (YTD Data)Rank
Total interest income$13,728,0001,468
Total interest expense$8,414,0001,030
Net interest income$5,314,0002,092
Provision for loan and lease losses$72,0004,725
Total noninterest income$436,0003,828
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$90,0005,031
Trading account gains and fees$0149
Additional Noninterest Income$346,0002,794
Total noninterest expense$3,180,0002,903
Salaries and employee benefits$1,553,0003,236
Premises and equipment expense$502,0002,634
Additional noninterest expense$1,125,0002,472
Pre-tax net operating income$2,498,0001,385
Securities gains (losses)$03,233
Applicable income taxes$729,0001,195
Income before extraordinary items$1,769,0001,550
Extraordinary gains, net$021
Net income$1,769,0001,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-100,0008,349
Cash dividends$1,250,0001,169
Sale, conversion, retirement of capital stock, net$4,0001,094
Net operating income$1,769,0001,516
2008-03-31 (YTD Data)Rank
Total interest income$7,025,0001,474
Total interest expense$4,452,0001,052
Net interest income$2,573,0002,150
Provision for loan and lease losses$50,0003,776
Total noninterest income$209,0003,917
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$42,0005,126
Trading account gains and fees$0158
Additional Noninterest Income$167,0002,856
Total noninterest expense$1,615,0002,860
Salaries and employee benefits$798,0003,167
Premises and equipment expense$258,0002,601
Additional noninterest expense$559,0002,464
Pre-tax net operating income$1,117,0001,616
Securities gains (losses)$02,688
Applicable income taxes$318,0001,419
Income before extraordinary items$799,0001,812
Extraordinary gains, net$015
Net income$799,0001,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-99,0008,415
Cash dividends$550,0001,253
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$799,0001,752
2007-12-31 (YTD Data)Rank
Total interest income$29,085,0001,474
Total interest expense$18,607,0001,046
Net interest income$10,478,0002,164
Provision for loan and lease losses$519,0002,280
Total noninterest income$841,0003,913
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$184,0005,067
Trading account gains and fees$0178
Additional Noninterest Income$657,0002,854
Total noninterest expense$6,207,0002,875
Salaries and employee benefits$2,848,0003,361
Premises and equipment expense$970,0002,643
Additional noninterest expense$2,389,0002,261
Pre-tax net operating income$4,593,0001,770
Securities gains (losses)$-315,0008,315
Applicable income taxes$1,178,0001,669
Income before extraordinary items$3,100,0001,989
Extraordinary gains, net$039
Net income$3,100,0001,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,540
Cash dividends$3,350,0001,091
Sale, conversion, retirement of capital stock, net$8,0001,250
Net operating income$3,326,8001,863
2007-09-30 (YTD Data)Rank
Total interest income$21,711,0001,495
Total interest expense$13,819,0001,059
Net interest income$7,892,0002,162
Provision for loan and lease losses$511,0001,541
Total noninterest income$636,0003,899
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$135,0005,125
Trading account gains and fees$0184
Additional Noninterest Income$501,0002,845
Total noninterest expense$4,656,0002,852
Salaries and employee benefits$2,153,0003,326
Premises and equipment expense$720,0002,653
Additional noninterest expense$1,783,0002,227
Pre-tax net operating income$3,361,0001,916
Securities gains (losses)$1,0001,492
Applicable income taxes$959,0001,698
Income before extraordinary items$2,403,0002,066
Extraordinary gains, net$033
Net income$2,403,0002,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0002,646
Cash dividends$2,800,000927
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,402,2902,050
2007-06-30 (YTD Data)Rank
Total interest income$14,408,0001,512
Total interest expense$9,128,0001,075
Net interest income$5,280,0002,184
Provision for loan and lease losses$321,0001,460
Total noninterest income$422,0003,914
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$92,0005,104
Trading account gains and fees$0168
Additional Noninterest Income$330,0002,871
Total noninterest expense$3,124,0002,865
Salaries and employee benefits$1,457,0003,328
Premises and equipment expense$478,0002,682
Additional noninterest expense$1,189,0002,230
Pre-tax net operating income$2,257,0001,955
Securities gains (losses)$1,0001,305
Applicable income taxes$685,0001,685
Income before extraordinary items$1,573,0002,136
Extraordinary gains, net$029
Net income$1,573,0002,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0001,875
Cash dividends$550,0002,319
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,572,3002,118
2007-03-31 (YTD Data)Rank
Total interest income$7,033,0001,540
Total interest expense$4,504,0001,077
Net interest income$2,529,0002,275
Provision for loan and lease losses$05,779
Total noninterest income$213,0003,877
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$48,0004,963
Trading account gains and fees$0195
Additional Noninterest Income$165,0002,856
Total noninterest expense$1,519,0002,951
Salaries and employee benefits$701,0003,451
Premises and equipment expense$234,0002,740
Additional noninterest expense$584,0002,239
Pre-tax net operating income$1,223,0001,837
Securities gains (losses)$1,0001,055
Applicable income taxes$374,0001,597
Income before extraordinary items$850,0001,956
Extraordinary gains, net$022
Net income$850,0001,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$849,3101,948
2006-12-31 (YTD Data)Rank
Total interest income$28,098,0001,419
Total interest expense$17,591,000951
Net interest income$10,507,0002,201
Provision for loan and lease losses$349,0002,536
Total noninterest income$834,0003,958
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$192,0005,073
Trading account gains and fees$0130
Additional Noninterest Income$642,0002,893
Total noninterest expense$5,788,0002,958
Salaries and employee benefits$2,578,0003,537
Premises and equipment expense$1,006,0002,460
Additional noninterest expense$2,204,0002,354
Pre-tax net operating income$5,204,0001,820
Securities gains (losses)$-145,0008,308
Applicable income taxes$1,459,0001,701
Income before extraordinary items$3,600,0001,963
Extraordinary gains, net$051
Net income$3,600,0001,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,595
Cash dividends$6,200,000584
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,702,9501,904
2006-09-30 (YTD Data)Rank
Total interest income$20,958,0001,420
Total interest expense$12,970,000937
Net interest income$7,988,0002,182
Provision for loan and lease losses$324,0002,017
Total noninterest income$622,0003,977
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$144,0005,125
Trading account gains and fees$0126
Additional Noninterest Income$478,0002,923
Total noninterest expense$4,349,0002,953
Salaries and employee benefits$1,943,0003,525
Premises and equipment expense$751,0002,477
Additional noninterest expense$1,655,0002,340
Pre-tax net operating income$3,937,0001,872
Securities gains (losses)$-145,0008,489
Applicable income taxes$1,157,0001,686
Income before extraordinary items$2,635,0002,061
Extraordinary gains, net$045
Net income$2,635,0002,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,187
Cash dividends$5,700,000466
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,735,0501,980
2006-06-30 (YTD Data)Rank
Total interest income$13,735,0001,413
Total interest expense$8,343,000929
Net interest income$5,392,0002,167
Provision for loan and lease losses$263,0001,691
Total noninterest income$419,0003,943
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$100,0005,022
Trading account gains and fees$0126
Additional Noninterest Income$319,0002,899
Total noninterest expense$2,886,0002,982
Salaries and employee benefits$1,277,0003,575
Premises and equipment expense$505,0002,444
Additional noninterest expense$1,104,0002,339
Pre-tax net operating income$2,662,0001,854
Securities gains (losses)$-149,0008,602
Applicable income taxes$766,0001,723
Income before extraordinary items$1,747,0002,064
Extraordinary gains, net$039
Net income$1,747,0002,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$4,400,000420
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,851,3001,949
2006-03-31 (YTD Data)Rank
Total interest income$6,791,0001,387
Total interest expense$4,010,000912
Net interest income$2,781,0002,087
Provision for loan and lease losses$128,0001,658
Total noninterest income$207,0003,907
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$51,0004,914
Trading account gains and fees$0115
Additional Noninterest Income$156,0002,907
Total noninterest expense$1,445,0002,975
Salaries and employee benefits$637,0003,600
Premises and equipment expense$251,0002,459
Additional noninterest expense$557,0002,297
Pre-tax net operating income$1,415,0001,710
Securities gains (losses)$-145,0008,689
Applicable income taxes$389,0001,692
Income before extraordinary items$881,0002,007
Extraordinary gains, net$021
Net income$881,0002,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$4,400,000237
Sale, conversion, retirement of capital stock, net$0648
Net operating income$981,0501,811
2005-12-31 (YTD Data)Rank
Total interest income$24,544,0001,360
Total interest expense$13,634,000828
Net interest income$10,910,0002,030
Provision for loan and lease losses$624,0001,582
Total noninterest income$901,0003,795
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$200,0005,039
Trading account gains and fees$0138
Additional Noninterest Income$701,0002,769
Total noninterest expense$5,723,0002,870
Salaries and employee benefits$2,502,0003,483
Premises and equipment expense$1,039,0002,288
Additional noninterest expense$2,182,0002,296
Pre-tax net operating income$5,464,0001,707
Securities gains (losses)$-343,0008,673
Applicable income taxes$1,573,0001,652
Income before extraordinary items$3,548,0001,936
Extraordinary gains, net$046
Net income$3,548,0001,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,631
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,784,6701,794
2005-09-30 (YTD Data)Rank
Total interest income$18,076,0001,348
Total interest expense$9,740,000824
Net interest income$8,336,0001,985
Provision for loan and lease losses$485,0001,439
Total noninterest income$700,0003,728
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$156,0004,984
Trading account gains and fees$0126
Additional Noninterest Income$544,0002,717
Total noninterest expense$4,318,0002,826
Salaries and employee benefits$1,925,0003,392
Premises and equipment expense$770,0002,299
Additional noninterest expense$1,623,0002,273
Pre-tax net operating income$4,233,0001,680
Securities gains (losses)$-144,0008,686
Applicable income taxes$1,238,0001,614
Income before extraordinary items$2,851,0001,835
Extraordinary gains, net$035
Net income$2,851,0001,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,951,8001,749
2005-06-30 (YTD Data)Rank
Total interest income$11,852,0001,326
Total interest expense$6,234,000799
Net interest income$5,618,0001,924
Provision for loan and lease losses$304,0001,496
Total noninterest income$439,0003,814
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$102,0004,990
Trading account gains and fees$0116
Additional Noninterest Income$337,0002,848
Total noninterest expense$2,828,0002,858
Salaries and employee benefits$1,268,0003,397
Premises and equipment expense$501,0002,328
Additional noninterest expense$1,059,0002,302
Pre-tax net operating income$2,925,0001,594
Securities gains (losses)$02,146
Applicable income taxes$893,0001,494
Income before extraordinary items$2,032,0001,683
Extraordinary gains, net$030
Net income$2,032,0001,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,032,0001,656
2005-03-31 (YTD Data)Rank
Total interest income$5,815,0001,321
Total interest expense$2,973,000807
Net interest income$2,842,0001,889
Provision for loan and lease losses$136,0001,587
Total noninterest income$222,0003,729
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$53,0004,860
Trading account gains and fees$0115
Additional Noninterest Income$169,0002,768
Total noninterest expense$1,360,0002,969
Salaries and employee benefits$634,0003,404
Premises and equipment expense$248,0002,371
Additional noninterest expense$478,0002,541
Pre-tax net operating income$1,568,0001,455
Securities gains (losses)$1,0001,514
Applicable income taxes$489,0001,381
Income before extraordinary items$1,080,0001,559
Extraordinary gains, net$024
Net income$1,080,0001,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,079,3101,537
2004-12-31 (YTD Data)Rank
Total interest income$20,628,0001,385
Total interest expense$10,972,000760
Net interest income$9,656,0002,107
Provision for loan and lease losses$393,0002,407
Total noninterest income$908,0003,770
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$207,0005,149
Trading account gains and fees$0138
Additional Noninterest Income$701,0002,705
Total noninterest expense$5,255,0002,972
Salaries and employee benefits$2,298,0003,564
Premises and equipment expense$1,036,0002,213
Additional noninterest expense$1,921,0002,515
Pre-tax net operating income$4,916,0001,728
Securities gains (losses)$-89,0008,704
Applicable income taxes$1,476,0001,626
Income before extraordinary items$3,351,0001,885
Extraordinary gains, net$034
Net income$3,351,0001,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,046
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,412,4101,809
2004-09-30 (YTD Data)Rank
Total interest income$15,174,0001,395
Total interest expense$8,142,000747
Net interest income$7,032,0002,152
Provision for loan and lease losses$275,0002,404
Total noninterest income$638,0003,930
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$152,0005,231
Trading account gains and fees$0134
Additional Noninterest Income$486,0002,853
Total noninterest expense$3,906,0002,973
Salaries and employee benefits$1,679,0003,629
Premises and equipment expense$778,0002,208
Additional noninterest expense$1,449,0002,467
Pre-tax net operating income$3,489,0001,812
Securities gains (losses)$-89,0008,879
Applicable income taxes$1,043,0001,714
Income before extraordinary items$2,357,0001,997
Extraordinary gains, net$026
Net income$2,357,0001,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,697
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,418,4101,909
2004-06-30 (YTD Data)Rank
Total interest income$10,128,0001,371
Total interest expense$5,411,000737
Net interest income$4,717,0002,124
Provision for loan and lease losses$184,0002,338
Total noninterest income$423,0003,966
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$95,0005,380
Trading account gains and fees$0130
Additional Noninterest Income$328,0002,830
Total noninterest expense$2,638,0002,947
Salaries and employee benefits$1,116,0003,656
Premises and equipment expense$515,0002,220
Additional noninterest expense$1,007,0002,373
Pre-tax net operating income$2,318,0001,808
Securities gains (losses)$-89,0008,966
Applicable income taxes$678,0001,749
Income before extraordinary items$1,551,0002,023
Extraordinary gains, net$021
Net income$1,551,0002,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,524
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,613,3001,889
2004-03-31 (YTD Data)Rank
Total interest income$5,097,0001,365
Total interest expense$2,696,000747
Net interest income$2,401,0002,094
Provision for loan and lease losses$45,0003,437
Total noninterest income$202,0004,039
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$43,0005,527
Trading account gains and fees$0121
Additional Noninterest Income$159,0002,839
Total noninterest expense$1,364,0002,868
Salaries and employee benefits$595,0003,489
Premises and equipment expense$257,0002,240
Additional noninterest expense$512,0002,309
Pre-tax net operating income$1,194,0001,725
Securities gains (losses)$02,934
Applicable income taxes$374,0001,656
Income before extraordinary items$820,0001,910
Extraordinary gains, net$016
Net income$820,0001,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$820,0001,821
2003-12-31 (YTD Data)Rank
Total interest income$19,128,0001,501
Total interest expense$11,324,000784
Net interest income$7,804,0002,477
Provision for loan and lease losses$405,0002,563
Total noninterest income$1,138,0003,424
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$165,0005,687
Trading account gains and fees$0160
Additional Noninterest Income$973,0002,430
Total noninterest expense$4,961,0003,066
Salaries and employee benefits$2,119,0003,745
Premises and equipment expense$1,023,0002,217
Additional noninterest expense$1,819,0002,616
Pre-tax net operating income$3,576,0002,176
Securities gains (losses)$-114,0009,033
Applicable income taxes$1,040,0002,119
Income before extraordinary items$2,422,0002,434
Extraordinary gains, net$054
Net income$2,422,0002,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-247,0009,126
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,501,8002,264
2003-09-30 (YTD Data)Rank
Total interest income$14,257,0001,538
Total interest expense$8,597,000804
Net interest income$5,660,0002,572
Provision for loan and lease losses$219,0003,197
Total noninterest income$960,0003,224
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$123,0005,743
Trading account gains and fees$0153
Additional Noninterest Income$837,0002,313
Total noninterest expense$3,682,0003,088
Salaries and employee benefits$1,583,0003,747
Premises and equipment expense$764,0002,229
Additional noninterest expense$1,335,0002,647
Pre-tax net operating income$2,719,0002,207
Securities gains (losses)$-95,0009,115
Applicable income taxes$764,0002,265
Income before extraordinary items$1,860,0002,481
Extraordinary gains, net$040
Net income$1,860,0002,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-249,0009,180
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,927,4502,297
2003-06-30 (YTD Data)Rank
Total interest income$9,777,0001,514
Total interest expense$5,791,000832
Net interest income$3,986,0002,442
Provision for loan and lease losses$12,0006,682
Total noninterest income$636,0003,208
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$82,0005,716
Trading account gains and fees$0150
Additional Noninterest Income$554,0002,296
Total noninterest expense$2,469,0003,077
Salaries and employee benefits$1,086,0003,648
Premises and equipment expense$507,0002,228
Additional noninterest expense$876,0002,675
Pre-tax net operating income$2,141,0001,923
Securities gains (losses)$108,0001,449
Applicable income taxes$672,0001,877
Income before extraordinary items$1,577,0002,013
Extraordinary gains, net$030
Net income$1,577,0002,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-250,0009,223
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,501,4001,993
2003-03-31 (YTD Data)Rank
Total interest income$5,048,0001,469
Total interest expense$2,916,000848
Net interest income$2,132,0002,281
Provision for loan and lease losses$-190,0009,283
Total noninterest income$266,0003,503
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$40,0005,673
Trading account gains and fees$0134
Additional Noninterest Income$226,0002,503
Total noninterest expense$1,258,0003,016
Salaries and employee benefits$568,0003,519
Premises and equipment expense$251,0002,246
Additional noninterest expense$439,0002,628
Pre-tax net operating income$1,330,0001,583
Securities gains (losses)$02,891
Applicable income taxes$407,0001,596
Income before extraordinary items$923,0001,724
Extraordinary gains, net$021
Net income$923,0001,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-250,0009,280
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$923,0001,616
2002-12-31 (YTD Data)Rank
Total interest income$20,423,0001,511
Total interest expense$11,992,000933
Net interest income$8,431,0002,301
Provision for loan and lease losses$212,0004,234
Total noninterest income$845,0003,853
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$160,0005,703
Trading account gains and fees$0153
Additional Noninterest Income$685,0002,744
Total noninterest expense$5,155,0002,849
Salaries and employee benefits$2,221,0003,435
Premises and equipment expense$996,0002,193
Additional noninterest expense$1,938,0002,371
Pre-tax net operating income$3,909,0002,022
Securities gains (losses)$3,0004,139
Applicable income taxes$1,190,0001,955
Income before extraordinary items$2,722,0002,192
Extraordinary gains, net$070
Net income$2,722,0002,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$450,0001,799
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,719,9002,126
2001-12-31 (YTD Data)Rank
Total interest income$19,995,0001,700
Total interest expense$13,123,0001,234
Net interest income$6,872,0002,604
Provision for loan and lease losses$651,0001,778
Total noninterest income$488,0005,134
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$131,0006,066
Trading account gains and fees$0177
Additional Noninterest Income$357,0003,766
Total noninterest expense$5,061,0002,800
Salaries and employee benefits$2,079,0003,482
Premises and equipment expense$841,0002,505
Additional noninterest expense$2,141,0002,099
Pre-tax net operating income$1,648,0003,639
Securities gains (losses)$-13,0009,325
Applicable income taxes$297,0004,291
Income before extraordinary items$1,338,0003,517
Extraordinary gains, net$0105
Net income$1,338,0003,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$-36,0009,474
Net operating income$1,348,6603,400
2000-12-31 (YTD Data)Rank
Total interest income$11,904,0002,915
Total interest expense$7,536,0002,254
Net interest income$4,368,0003,903
Provision for loan and lease losses$474,0001,992
Total noninterest income$379,0005,679
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$75,0007,101
Trading account gains and feesNANA
Additional Noninterest Income$304,0003,885
Total noninterest expense$3,589,0003,621
Salaries and employee benefits$1,643,0004,065
Premises and equipment expense$728,0002,782
Additional noninterest expense$1,218,0003,387
Pre-tax net operating income$684,0006,291
Securities gains (losses)$01,956
Applicable income taxes$254,0004,946
Income before extraordinary items$430,0006,681
Extraordinary gains, net$038
Net income$430,0006,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$9,958,00070
Net operating income$430,0006,692
1999-12-31 (YTD Data)Rank
Total interest income$5,987,0004,956
Total interest expense$3,478,0004,070
Net interest income$2,509,0005,790
Provision for loan and lease losses$259,0002,989
Total noninterest income$278,0006,653
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$34,0008,210
Trading account gains and feesNANA
Additional Noninterest Income$244,0004,488
Total noninterest expense$2,661,0004,641
Salaries and employee benefits$1,176,0005,241
Premises and equipment expense$599,0003,256
Additional noninterest expense$886,0004,436
Pre-tax net operating income$-133,0009,560
Securities gains (losses)$15,0001,536
Applicable income taxes$08,765
Income before extraordinary items$-118,0009,593
Extraordinary gains, net$035
Net income$-118,0009,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$2,938,000371
Net operating income$-133,0009,581
1998-12-31 (YTD Data)Rank
Total interest income$2,611,0007,968
Total interest expense$1,384,0007,457
Net interest income$1,227,0008,268
Provision for loan and lease losses$397,0002,080
Total noninterest income$295,0006,535
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$15,0008,798
Trading account gains and feesNANA
Additional Noninterest Income$280,0004,166
Total noninterest expense$2,231,0005,163
Salaries and employee benefits$879,0006,309
Premises and equipment expense$520,0003,571
Additional noninterest expense$832,0004,558
Pre-tax net operating income$-1,106,00010,360
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$-1,106,00010,373
Extraordinary gains, net$032
Net income$-1,106,00010,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$3,500,000304
Net operating income$-1,106,00010,356
1997-12-31 (YTD Data)Rank
Total interest income$474,00010,720
Total interest expense$126,00010,753
Net interest income$348,00010,623
Provision for loan and lease losses$112,0004,932
Total noninterest income$29,00010,589
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,0009,403
Trading account gains and feesNANA
Additional Noninterest Income$26,0009,525
Total noninterest expense$1,109,0007,977
Salaries and employee benefits$547,0008,268
Premises and equipment expense$119,0008,523
Additional noninterest expense$443,0006,984
Pre-tax net operating income$-844,00010,825
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$-844,00010,836
Extraordinary gains, net$044
Net income$-844,00010,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$8,500,000109
Net operating income$-844,00010,823

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.